CF-Export-05-03-2024 20

Company Fundamentals - Segments
Company Name Bank OCBC NISP Tbk PT (NISP.JK)

Country of Exchange Indonesia
Country of Headquarters Indonesia
TRBC Industry Group Banking Services
CF Template BNK
Consolidation Basis Consolidated
Scaling Thousands
Period Annual
Export Date 05-03-2024
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Period End Date 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021
Kantor Akuntan 31-12-2022
Kantor Akuntan
Auditor Name Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Publik Tanudiredja, Publik Tanudiredja,
Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana, Rintis & Wibisana, Rintis &
Period End FX Rate Rekan
0.00011104941699 0.00011037527594 0.00010384215992 8.2236842105E-05 8.0775444265E-05 7.2542618789E-05 0.00007423904974 7.3719130114E-05 6.9565217391E-05 0.00007204610951 7.1225071225E-05 7.0175438596E-05 Rekan
6.4246707356E-05
Avg. FX Rate 0.00011018060187 0.00011425796378 0.00010696750735 9.6399628161E-05 8.4379597068E-05 7.4832241577E-05 7.5213146703E-05 7.4738218878E-05 7.0374557429E-05 7.0758675621E-05 6.9040130863E-05 6.9985377189E-05 6.7430715277E-05
Segments - Business Line By Segment (Currency: US Dollar)

FCC Field Name TRBC 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
RCSR Consolidated Segment Revenue - External & Intersegment 230,773 229,507 164,709 201,939 236,315 248,711 205,390 231,372 276,119 281,788
XIDI Interest & Dividend Income - Net - Finance 94,329 125,055 163,187
XIBT Net Income before Tax 51,626 82,740 122,981 148,140 138,884 108,596 123,981 148,977 178,073 70,671 101,330 187,118 240,166
XIBL Net Interest Income before Loan Loss Provisions - Total 188,731 187,378 136,368 173,737 203,731 211,792 172,348 197,552 240,739 246,547
XTNE Non-Interest Expense - Total 77,371 75,113 40,771 43,604 47,958 52,827 57,908 58,067 54,320 53,885
XTNI Non-Interest Income - Total 42,042 42,129 28,341 28,202 32,583 36,919 33,041 33,820 35,380 35,241
ELOP Provision for Loan Losses 9,897.6 2,423.8 -484.7 5,262.1 15,510 15,343 34,354 39,380 17,811 76,811 71,974 34,680 -12,263
XTOT Total Assets 2,626,115 3,364,625 4,158,575 4,238,291 4,611,475 4,612,420 4,981,571 5,655,405 6,295,778 6,412,485 6,021,118 5,920,667 6,036,592
XTLB Total Liabilities including Debt - Short-Term & Long-Term 1,636,979 2,121,560 2,984,276 3,245,492 3,027,806 2,584,379 3,388,736 3,808,956 4,776,908 4,380,808 5,776,691 6,290,796 5,585,538
ELOP Provision for Loan Losses 571.0 2,206.3 3,240.1 1,174.2 171.7 3,751.4 8,175.8 11,396 9,934.9 12,449 21,326 32,231 16,762
XTOT Total Assets 836,229 1,106,455 1,306,956 1,019,862 898,103 1,676,425 1,932,569 2,165,061 2,249,588 2,441,409 2,394,977 2,770,533 2,943,121
XIDI Interest & Dividend Income - Net - Finance 9,406.7 17,032 19,549
XTNI Non-Interest Income - Total 27,251 6,236.4 12,619 51,114 47,730 36,718 74,319 110,598 76,602 53,355
ELOP Provision for Loan Losses 463.5 0 0 22.08 392.8 0 0 0 0 0 0 0 0
XTLB Total Liabilities including Debt - Short-Term & Long-Term 275,533 152,420 1,100,949 1,445,210 2,209,337 1,699,465 1,782,176 1,769,695 582,779 1,110,020 177,176 24,912 855,096
XIBT Net Income before Tax -11,493 1,584.4 -34,477 -42,518 -29,139 -23,565 -33,364 -28,073 4,838.3 107,047 -46,166 -74,194 -98,136
XTNI Non-Interest Income - Total 480.8 183.8 33.30 -12.79 -67.71 -106.1 141.8 -6,867.8 3,231.0 1,386.9
ELOP Provision for Loan Losses 11,850 19,442 23,646 18,519 2,601.2 14,903 56,425 47,257 27,816 -40,093 76,252 93,008 111,649
XTOT Total Assets 677,609 641,804 1,594,534 1,125,898 188,281 598,366 671,299 860,218 922,294 900,145 2,277,388 1,296,492 2,594,461
XTLB Total Liabilities including Debt - Short-Term & Long-Term 246,023 491,519 -198,396 -284,677 -847,744 -502,110 -675,314 -441,091 690,471 564,202 784,044 648,244 743,822
RCSR Consolidated Segment Revenue - External & Intersegment -24,737 -19,412 -18,819 -22,566 -21,388 -23,205 -24,319 -42,437 -38,798 -39,620
XIDI Interest & Dividend Income - Net - Finance 0 -3,191.7 -4,212.3
XIBT Net Income before Tax -7,869.4 -18,073 -20,826 -24,737 -19,412 -18,819 -22,566 -21,388 -23,205 -24,319 -42,437 -38,798 -39,620
XIBL Net Interest Income before Loan Loss Provisions - Total -3,920.2 -1,909.0 -2,030.1 -2,097.8 -2,147.8 -1,872.0 -1,499.8 -862.9 -1,790.5 -1,348.3
XTNE Non-Interest Expense - Total 0 0 0 0 0 0 0 0 0 0
XTNI Non-Interest Income - Total -20,816 -17,503 -16,789 -20,468 -19,240 -21,333 -22,819 -41,574 -37,008 -38,272
ELOP Provision for Loan Losses 0 0 0 0 0 0 0 0 0
XTOT Total Assets 0 0 0 0 0 0 0 0 0
XTLB Total Liabilities including Debt - Short-Term & Long-Term 0 0 0 0 0 0 0 0 0
ELOP Provision for Loan Losses 22,782 24,072 26,401 24,978 18,676 33,997 98,955 98,033 55,562 49,167 169,552 159,920 116,147
Company Fundamentals - Segments
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Period End Date 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021
Kantor Akuntan 31-12-2022
Kantor Akuntan
Auditor Name Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Publik Tanudiredja, Publik Tanudiredja,
Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana, Rintis & Wibisana, Rintis &
0.00011104941699 0.00011037527594 0.00010384215992 8.2236842105E-05 8.0775444265E-05 7.2542618789E-05 0.00007423904974 7.3719130114E-05 6.9565217391E-05 0.00007204610951 7.1225071225E-05 7.0175438596E-05 Rekan
6.4246707356E-05
Segments - Business Line By Statement Item (Currency: US Dollar)

FCC Field Name TRBC 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
ELOP Provision for Loan Losses 22,782 24,072 26,401 24,978 18,676 33,997 98,955 98,033 55,562 49,167 169,552 159,920 116,147
Business Banking 522180, 522299, 9,897.6 2,423.8 -484.7 5,262.1 15,510 15,343 34,354 39,380 17,811 76,811 71,974 34,680 -12,263
522110
Consumer Banking 522180, 522110 571.0 2,206.3 3,240.1 1,174.2 171.7 3,751.4 8,175.8 11,396 9,934.9 12,449 21,326 32,231 16,762
Elimination 0 0 0 0 0 0 0 0 0
Other 11,850 19,442 23,646 18,519 2,601.2 14,903 56,425 47,257 27,816 -40,093 76,252 93,008 111,649
Treasury Banking 522320, 522110 463.5 0 0 22.08 392.8 0 0 0 0 0 0 0 0
Business Banking 522180, 522299, 2,626,115 3,364,625 4,158,575 4,238,291 4,611,475 4,612,420 4,981,571 5,655,405 6,295,778 6,412,485 6,021,118 5,920,667 6,036,592
522110
Consumer Banking 522180, 522110 836,229 1,106,455 1,306,956 1,019,862 898,103 1,676,425 1,932,569 2,165,061 2,249,588 2,441,409 2,394,977 2,770,533 2,943,121
Elimination 0 0 0 0 0 0 0 0 0
Other 677,609 641,804 1,594,534 1,125,898 188,281 598,366 671,299 860,218 922,294 900,145 2,277,388 1,296,492 2,594,461
Treasury Banking 522320, 522110 1,428,239 1,491,354 1,158,184 1,636,060 2,631,961 1,852,752 2,674,126 2,655,398 2,607,673 3,265,197 4,000,050 5,057,614 3,748,574
Business Banking 522180, 522299, 51,626 82,740 122,981 148,140 138,884 108,596 123,981 148,977 178,073 70,671 101,330 187,118 240,166
522110
Consumer Banking 522180, 522110 11,897 12,377 18,478 21,875 15,971 36,638 44,166 44,694 37,965 40,586 43,726 18,928 82,105
Elimination -7,869.4 -18,073 -20,826 -24,737 -19,412 -18,819 -22,566 -21,388 -23,205 -24,319 -42,437 -38,798 -39,620
Other -11,493 1,584.4 -34,477 -42,518 -29,139 -23,565 -33,364 -28,073 4,838.3 107,047 -46,166 -74,194 -98,136
Treasury Banking 522320, 522110 18,270 36,300 44,585 44,703 43,614 46,924 64,617 70,861 47,643 81,369 135,814 131,164 100,414
Business Banking 522180, 522299, 94,329 125,055 163,187
522110
Consumer Banking 522180, 522110 61,600 75,747 71,856
Elimination 0 -3,191.7 -4,212.3
Other 54,275 43,060 24,101
Treasury Banking 522320, 522110 9,406.7 17,032 19,549
Business Banking 522180, 522299, 1,636,979 2,121,560 2,984,276 3,245,492 3,027,806 2,584,379 3,388,736 3,808,956 4,776,908 4,380,808 5,776,691 6,290,796 5,585,538
522110
Consumer Banking 522180, 522110 2,762,156 3,111,323 3,401,879 2,504,171 2,736,288 3,767,707 4,315,817 4,592,599 4,325,817 4,971,064 5,831,027 5,812,752 5,940,344
Elimination 0 0 0 0 0 0 0 0 0
Other 246,023 491,519 -198,396 -284,677 -847,744 -502,110 -675,314 -441,091 690,471 564,202 784,044 648,244 743,822
Treasury Banking 522320, 522110 275,533 152,420 1,100,949 1,445,210 2,209,337 1,699,465 1,782,176 1,769,695 582,779 1,110,020 177,176 24,912 855,096
Business Banking 522180, 522299, 188,731 187,378 136,368 173,737 203,731 211,792 172,348 197,552 240,739 246,547
522110
Consumer Banking 522180, 522110 75,538 71,178 117,020 138,609 149,199 141,067 152,732 157,765 151,771 195,226
Elimination -3,920.2 -1,909.0 -2,030.1 -2,097.8 -2,147.8 -1,872.0 -1,499.8 -862.9 -1,790.5 -1,348.3
Other 14,405 10,877 33,118 66,675 60,912 70,631 106,944 71,861 69,476 80,847
Treasury Banking 522320, 522110 27,872 48,452 46,202 28,722 39,669 27,226 25,085 44,992 74,737 68,120
522110
Elimination -20,816 -17,503 -16,789 -20,468 -19,240 -21,333 -22,819 -41,574 -37,008 -38,272
Other 480.8 183.8 33.30 -12.79 -67.71 -106.1 141.8 -6,867.8 3,231.0 1,386.9
Treasury Banking 522320, 522110 27,251 6,236.4 12,619 51,114 47,730 36,718 74,319 110,598 76,602 53,355
522110
Elimination -24,737 -19,412 -18,819 -22,566 -21,388 -23,205 -24,319 -42,437 -38,798 -39,620
Other 14,886 11,061 33,151 66,663 60,844 70,525 107,086 64,993 72,707 82,234
522110
Elimination 0 0 0 0 0 0 0 0 0 0
Other 38,885 37,599 41,813 43,602 41,661 37,871 40,133 34,907 53,892 68,721
Company Fundamentals - Income Statement
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017
2020 2018
2021 2022 2019
Period End Date 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017
31-12-2020 31-12-2018
31-12-2021 31-12-2019
31-12-2022
Standardized Currency IDR IDR IDR IDR IDR IDR IDR KantorIDR
IDRAkuntan KantorIDR
Akuntan
IDR KantorIDR
Akuntan
IDR
Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja,
Publik Tanudiredja, Publik Tanudiredja, Publik Tanudiredja,
Auditor Name Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan
Wibisana, Rintis & Wibisana, Rintis & Wibisana, Rintis &
0.00011104941699 0.00011037527594 0.00010384215992 8.2236842105E-05 8.0775444265E-05 7.2542618789E-05 0.00007423904974 7.3719130114E-05 6.9565217391E-05 0.00007204610951 7.1225071225E-05 Rekan
7.0175438596E-05 Rekan
6.4246707356E-05
Income Statement - Standardized (Currency: US Dollar)
FCC Field Name 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
Revenues
SIDI Interest & Dividend Income/(Expense) - Net - Finance 219,611 257,702 274,482 302,626 315,976 330,677 405,646 451,363 448,844 455,610 491,066 534,932 589,392
SIDT Interest & Dividend Income - Finance - Total 400,439 478,417 526,727 592,775 667,236 690,028 767,501 824,899 860,081 954,966 861,943 809,764 857,397
SIIL Interest Income - Loans/Deposits 333,886 421,504 473,902 518,721 551,832 580,564 652,227 688,526 722,203 766,219 661,149 563,427 591,187
SIFL Interest & Fees on Loans & Receivables 323,320 387,626 455,859 507,141 543,655 565,846 639,015 670,250 708,103 746,334 641,995 557,415 577,433
SIDF Interest Income - Deposits to Other Financial Institutions 10,566 33,878 18,044 11,580 8,177.0 14,717 13,211 18,276 14,100 19,885 19,154 6,011.7 13,754
SDIS Interest & Dividend Income - Investment Securities - Finance 65,182 55,143 48,665 67,209 114,950 109,107 97,110 117,356 119,462 144,139 160,628 211,016 212,902
Interest & Dividend Income - Investment Securities Available for Sale/Held to
SIDS Maturity - Finance 65,182 55,143 48,665 67,209 114,950 109,107 97,110 117,356 119,462 144,139 160,628 211,016 212,902
SIOD Interest & Dividend Income - Other - Finance 1,371.8 1,770.4 4,160.0 6,845.1 454.7 358.2 18,164 19,017 18,416 44,607 40,165 35,320 53,308
SIET Interest Expense - Finance - Total 180,828 220,715 252,246 290,149 351,260 359,351 361,855 373,535 411,236 499,355 370,876 274,832 268,005
SEOF Interest Expense - Operational Financing - Business 166,608 201,373 233,777 276,996 339,298 348,103 350,411 367,949 400,634 474,878 370,876 274,832 268,005
SDPI Interest Expense - Deposits 161,326 191,928 222,228 242,510 307,802 302,068 310,662 327,718 353,571 424,534 329,937 234,033 209,007
SELR Interest Expense - Collateralized Financing 19,424 28,702 38,070
SEOI Interest Expenses - Other - Total 5,281.6 9,444.9 11,549 34,486 31,496 46,035 39,749 40,231 47,063 50,344 21,515 12,097 20,929
SIED Interest Expense - External Financing Business 14,221 19,342 18,468 13,153 11,962 11,248 11,443 5,585.9 10,602 24,477
SNIB Non-Interest Business Revenue/(Expense) - Net - Total 62,051 74,367 89,409 84,738 62,716 63,941 106,465 113,043 99,284 135,331 163,100 144,221 125,655
SNCF Net Commission & Fees Income/(Expense) - Business Revenue 42,791 50,343 54,941 57,991 57,256 51,959 55,400 65,365 62,778 61,194 50,044 66,581 71,099
SCFI Fees & Commissions Income 42,791 50,343 54,941 57,991 57,256 51,959 55,400 65,365 62,778 61,194 50,044 66,581 71,099
SNFE Net Foreign Exchange Income/(Expense) - Business Revenue 10,415 19,071 22,757 20,169 -7,358.3 5,864.8 32,801 23,897 31,026 34,628 52,050 33,137 22,533
SGIL Investments & Loans - Business - Gain/(Loss) 8,845.6 4,952.2 11,712 6,578.6 12,819 6,118.0 18,264 23,781 5,480.5 39,509 61,006 44,504 32,023
SGLS Investment Securities - Business - Gain/(Loss) 4,969.2 5,218.3 11,626 6,633.9 13,199 6,049.2 18,494 24,099 5,102.8 38,204 61,357 45,465 31,254
SGLI Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) 4,969.2 5,218.3 11,626 6,633.9 13,199 6,049.2 18,494 24,099 5,102.8 38,204 61,357 45,465 31,254
SGFI Gain/(Loss) on Sale of Financial Instruments - Other 3,876.5 -266.1 86.54 -55.33 -380.3 68.77 -230.7 -317.6 377.7 1,304.9 -351.5 -961.2 768.4
STLR Revenue from Business Activities - Total 281,662 332,069 363,891 387,364 378,692 394,619 512,111 564,406 548,128 590,942 654,166 679,154 715,047
Operating Expenses
SLLP Provision & Impairment for Loan Losses 30,549 103,061 95,622 54,227 48,378 141,009 182,991 41,509
SSGA Selling, General & Administrative Expenses - Total 170,900 188,503 201,706 207,835 201,850 201,094 225,796 239,755 234,461 252,841 271,846 281,611 299,189
SSGU Selling, General & Administrative Expenses - Unclassified 45,966 50,797 46,213 53,898 55,493 24,686 26,422 26,792 25,009 27,911 45,658 46,798 47,537
Labor & Related Expenses including Stock-Based Compensation in Selling, General &
SLAS Administrative Expenses 98,477 108,471 125,451 130,899 123,927 127,647 143,395 154,796 151,452 157,391 159,240 163,140 175,966
SDES Depreciation in Selling, General & Administrative Expenses 11,248 13,802 14,495 14,494 13,777 11,803 13,702 12,683 13,086 14,231 14,711 16,570 17,486
SSGO Selling, General & Administrative Expenses - Other - Total 15,209 15,433 15,547 8,543.9 8,652.5 36,959 42,277 45,484 44,914 53,309 52,238 55,103 58,200
SADE Advertising Expense 5,863.6 6,063.8 5,497.1 4,925.8 7,400.6 7,624.1 6,175.3 10,739 12,386 14,387 14,898
SRXP Rental Expense 9,345.6 9,369.2 10,050 8,543.9 8,652.5 8,346.9 9,002.9 9,929.0 9,763.5 9,518.5 8,414.4 7,723.2 6,525.3
SEOE Equipment/Occupancy Expense - Bank/Financial - Other 17,345 18,853 20,159 20,929 23,871 21,200 23,821 24,102
SOIE Other Operating Expense/(Income) - Net 5,795.9 2,268.9 5,175.2 2,050.5 8,120.5 13,492 6,835.5 12,968 13,713 13,052 42,383 -9,716.9 90,222
SOOE Other Operating Expense 4,750.9 6,071.0 5,971.4 5,726.7 8,248.5 9,797.0 11,176 11,557 12,748 13,842 12,997 13,326 15,545
SOPV Operating Provisions - Increase/(Decrease) 1,045.1 -3,802.1 -796.2 -3,676.2 -128.0 3,694.7 -4,340.8 1,411.0 964.8 -790.7 29,386 -23,043 74,676
SOET Operating Expenses - Total 176,696 190,772 206,881 209,885 209,970 245,135 335,692 348,345 302,401 314,271 455,238 454,885 430,920
Operating Profit
SOPR Operating Profit before Non-Recurring Income/Expense 104,966 141,297 157,010 177,479 168,722 149,484 176,419 216,061 245,727 276,671 198,928 224,268 284,127
Non-Operating Expenses
SFAS Sale of Tangible & Intangible Fixed Assets - Gain/(Loss) -1,408.6 87.59 65.03 737.8 0.15 73.19 101.8 233.6 66.35 142.1
SNEI Other Non-Operating Income/(Expense) - Total -20,798 1,506.3 927.8 47.04 -87.25 -22.08 -87.92 9.34 104.4 159.9 69.25 85.03 116.7
SNPX Normalized Pre-tax Profit 84,167 142,803 157,938 176,118 168,722 149,527 177,069 216,071 245,905 276,933 199,231 224,420 284,386
Non-Recurring Income/Expense
SGLN Non-Recurring Income/(Expense) - Total -21,737 -27,874 -27,197 -28,654 -18,804 246.9 -234.9 -999.8 -590.9 -1,579.6 -6,964.0 -201.2 38.10
SITI Impairment - Tangible & Intangible Fixed Assets 0 125.1 0
SIFO Impairment - Fixed Assets 0 125.1 0
SIVO Impairment - Financial Investments 21,737 27,874 27,197 28,654 18,804 -246.9 234.9 999.8 370.2 1,579.6 -842.7 -28.27 -38.10
SFVO Fair Value Adjustments - Other Assets -220.7 0
SDRS Debt Restructuring - Gain/(Loss) -7,806.7 -104.4 0
Pre-Tax Income
SIBT Income before Taxes 62,430 114,929 130,740 147,464 149,918 149,774 176,834 215,071 245,314 275,353 192,267 224,219 284,424
Taxes
STAX Income Taxes 16,302 28,933 32,816 37,306 37,509 37,463 42,210 52,454 59,661 67,376 47,167 47,882 60,087
SCTX Income Taxes for the Year - Current 20,813 28,540 36,075 39,069 37,425 40,817 58,403 69,003 64,229 72,396 55,781 60,537 67,851
SDTR Income Taxes - Deferred -4,511.1 392.7 -3,259.4 -1,763.3 83.96 -3,354.2 -16,193 -16,549 -4,567.7 -5,020.1 -8,613.6 -12,655 -7,764.9
Net Income After Tax
SIAT Net Income after Tax 46,128 85,997 97,924 110,158 112,409 112,311 134,624 162,617 185,653 207,977 145,100 176,336 224,337
After Tax Income/Expense
SICO Income before Discontinued Operations & Extraordinary Items 46,128 85,997 97,924 110,158 112,409 112,311 134,624 162,617 185,653 207,977 145,100 176,336 224,337
SIBM Net Income before Minority Interest 46,128 85,997 97,924 110,158 112,409 112,311 134,624 162,617 185,653 207,977 145,100 176,336 224,337
SMNI Minority Interest 0.14 0.07 3.15 0.88
Net Income
SNIC Net Income after Minority Interest 46,128 85,997 97,924 110,158 112,409 112,311 134,624 162,617 185,653 207,977 145,100 176,333 224,336
SNIS Income Available to Common Shares 46,128 85,997 97,924 110,158 112,409 112,311 134,624 162,617 185,653 207,977 145,100 176,333 224,336
Other Comprehensive Income
SOCS Other Comprehensive Income - Starting Line 162,617 185,653 207,977 145,100 176,336 224,337
SCGL Other Comprehensive Income - Unrealized Investment Gain/(Loss) 11,986 -25,541 27,993 28,480 -10,316 -82,722
SCRN Other Comprehensive Income - Revaluation of Tangible & Intangible Assets 0 15,182 0 7,885.5 0
SCPP Other Comprehensive Income - Pension Related -1,825.7 5,846.3 46.91 357.5 -1,714.9 1,564.7
SITC Other Comprehensive Income - Income Tax -2,540.0 4,923.6 -7,010.0 -5,920.1 2,646.9 17,859
SCOP Other Comprehensive Income - Net of Tax - Total 7,619.9 410.7 21,030 22,917 -1,498.7 -63,298
SCIB Comprehensive Income before Minority Interest - Total 170,237 186,063 229,007 168,017 174,838 161,039
SCIM Comprehensive Income - Attributable to Minority Interest - Total 0.14 0.07 3.15 0.88
SCIE Comprehensive Income - Attributable to Parent Company Equity Holders - Total 170,237 186,063 229,007 168,017 174,835 161,038
Share/Per Share - Basic
BINCC Net Income - Basic - including Extraordinary Items Applicable to Common - Total 46,128 85,997 97,924 110,158 112,409 112,311 134,624 162,617 185,653 207,977 145,100 176,333 224,336
SNCN Income available to Common excluding Extraordinary Items 46,128 85,997 97,924 110,158 112,409 112,311 134,624 162,617 185,653 207,977 145,100 176,333 224,336
SBASC Shares used to calculate Basic EPS - Total 14,980,373 14,980,373 15,862,146 17,731,312 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297
SBAIC EPS - Basic - including Extraordinary Items Applicable to Common - Total 0 0.01 0.01 0.01 0 0 0.01 0.01 0.01 0.01 0.01 0.01 0.01
SBCOC EPS - Basic - excluding Extraordinary Items Applicable to Common - Total 0 0.01 0.01 0.01 0 0 0.01 0.01 0.01 0.01 0.01 0.01 0.01
SBESC EPS - Basic - excluding Extraordinary Items - Normalized - Total 0 0.01 0.01 0.01 0.01 0 0.01 0.01 0.01 0.01 0.01 0.01 0.01
BINCI Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific 110,158 112,409 112,311 134,624 162,617 185,653 207,977 145,100 176,333 224,336
BEAFI Earnings Allocation Factor - Basic - Issue Specific 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
SBASI Shares used to calculate Basic EPS - Issue Specific 17,731,312 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297
SBAII EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific 0 0.01 0.01 0.01 0 0 0.01 0.01 0.01 0.01 0.01 0.01 0.01
SBCOI EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific 0 0.01 0.01 0.01 0 0 0.01 0.01 0.01 0.01 0.01 0.01 0.01
SBESI EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific 0 0.01 0.01 0.01 0.01 0 0.01 0.01 0.01 0.01 0.01 0.01 0.01
SEPSXB EPS - Basic from Discontinued Operations & Extraordinary Items 0 0 0 0 0 0 0 0 0 0 0 0 0
SCBEI Comprehensive Earnings Per Share - Basic - Issue Specific 0.01 0.01 0.01 0.01 0.01 0.01
Share/Per Share - Diluted
DINCC Net Income - Diluted - including Extraordinary Items Applicable to Common - Total 46,128 85,997 97,924 110,158 112,409 112,311 134,624 162,617 185,653 207,977 145,100 176,333 224,336
SNCND Diluted Income available to Common excluding Extraordinary Items 46,128 85,997 97,924 110,158 112,409 112,311 134,624 162,617 185,653 207,977 145,100 176,333 224,336
SDWSC Shares used to calculate Diluted EPS - Total 14,980,373 14,980,373 15,862,146 17,731,312 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297
SDAIC EPS - Diluted - including Extraordinary Items Applicable to Common - Total 0 0.01 0.01 0.01 0 0 0.01 0.01 0.01 0.01 0.01 0.01 0.01
SDCOC EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total 0 0.01 0.01 0.01 0 0 0.01 0.01 0.01 0.01 0.01 0.01 0.01
SDESC EPS - Diluted - excluding Extraordinary Items - Normalized - Total 0 0.01 0.01 0.01 0.01 0 0.01 0.01 0.01 0.01 0.01 0.01 0.01
Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue
DINNCI Specific 110,158 112,409 112,311 134,624 162,617 185,653 207,977 145,100 176,333 224,336
DEAFI Earnings Allocation Factor - Diluted - Issue Specific 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
SDWSI Shares used to calculate Diluted EPS - Issue Specific 17,731,312 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297
SDAII EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific 0 0.01 0.01 0.01 0 0 0.01 0.01 0.01 0.01 0.01 0.01 0.01
SDCOI EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific 0 0.01 0.01 0.01 0 0 0.01 0.01 0.01 0.01 0.01 0.01 0.01
SDESI EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific 0 0.01 0.01 0.01 0.01 0 0.01 0.01 0.01 0.01 0.01 0.01 0.01
SEPSXD EPS - Diluted from Discontinued Operations & Extraordinary Items 0 0 0 0 0 0 0 0 0 0 0 0 0
SCDEI Comprehensive Earnings Per Share - Diluted - Issue Specific 0.01 0.01 0.01 0.01 0.01 0.01
Share/Per Share - Dividends
SDPSGI DPS - Common - Gross - Issue - By Announcement Date 0 0 0 0 0 0 0 0 0 0 0 0 0
SDPSNI DPS - Common - Net - Issue - By Announcement Date 0 0 0 0 0 0 0 0 0 0 0 0 0
EBIT/EBITDA & related
SEBIT Earnings before Interest & Taxes (EBIT) 104,966 141,297 157,010 177,479 168,722 149,484 176,419 216,061 245,727 276,671 198,928 224,268 284,127
SEBITDA Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) 116,214 155,099 171,505 191,973 182,499 161,287 190,120 228,744 258,813 290,902 218,900 245,393 305,715
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease
SEBITDAL Payments 125,560 164,468 181,555 200,517 191,152 169,634 199,123 238,673 268,577 300,420 227,315 253,116 312,240
Depreciation/Amortization - Income Statement
SDEA Depreciation & Amortization - Supplemental 11,248 13,802 14,495 14,494 13,777 11,803 13,702 12,683 13,086 14,231 5,261.6 4,555.1 21,588
SDPR Depreciation Expense - Total - Supplemental 11,248 13,802 14,495 14,494 13,777 11,803 13,702 12,683 13,086 14,231 5,261.6 4,555.1 21,588
SDLR Depreciation - Fin Lease Right-of-Use Assets - Total - Suppl 5,261.6 4,555.1 4,102.2
Depreciation/Amortization - Total
STDAE Depreciation, Depletion & Amortization - Total 11,248 13,802 14,495 14,494 13,777 11,803 13,702 12,683 13,086 14,231 19,972 21,125 21,588
STDEP Depreciation - Total 11,248 13,802 14,495 14,494 13,777 11,803 13,702 12,683 13,086 14,231 19,972 21,125 21,588
Islamic
SIFI Income from Islamic Financing & Investing 17,635 18,411 17,739 28,461 27,459 24,797 32,907
Labor & Related Expenses
SLAR Labor & Related Expenses - Total 98,477 108,471 125,451 130,899 123,927 127,647 143,395 154,796 151,452 157,391 159,240 163,140 175,966
SVLAR Labor & Related Expenses - Supplemental 98,477 108,471 125,451 130,899 123,927 127,647 143,395 154,796 151,452 157,391 159,240 163,140 175,966
Auditor Fees
Non-GAAP
Normalized
SNAT Normalized after Tax Profit 67,866 113,871 125,122 138,812 131,213 112,064 134,859 163,617 186,244 209,556 152,064 176,538 224,299
SNCO Normalized Net Income from Continuing Operations 67,866 113,871 125,122 138,812 131,213 112,064 134,859 163,617 186,244 209,556 152,064 176,538 224,299
SIBL Normalized Net Income - Bottom Line 67,866 113,871 125,122 138,812 131,213 112,064 134,859 163,617 186,244 209,556 152,064 176,535 224,298
SNEBIT Earnings before Interest & Taxes (EBIT) - Normalized 84,167 142,803 157,938 176,118 168,722 149,527 177,069 216,071 245,905 276,933 199,231 224,420 284,386
SNEBITDA Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized 95,416 156,605 172,433 190,612 182,500 161,330 190,770 228,754 258,991 291,163 219,203 245,545 305,974
Loan Losses
SNLL Loan Losses - Net 9,159.1 4,042.4 43,325 27,609 97,864 17,602 63,097
SARC Loan Recoveries - Actual 738.5 558.0 1,100.8 1,038.8 2,056.6 11,395 17,985
SALL Loan Losses - Actual 9,897.6 4,600.4 44,426 28,648 99,921 28,997 81,082
Lease Expenses
SVDLR Depreciation of Financial Lease ROU Assets - Supplemental 5,261.6 4,555.1 4,102.2
Other
SROL Rental/Operating Lease Expense 9,345.6 9,369.2 10,050 8,543.9 8,652.5 8,346.9 9,002.9 9,929.0 9,763.5 9,518.5 8,414.4 7,723.2 6,525.3
SADV Advertising Expenses - Supplemental 5,863.6 6,063.8 5,497.1 4,925.8 7,400.6 7,624.1 6,175.3 10,739 12,386 14,387 14,898
SIAL Interest & Dividend Income after Loan Loss Provision - Net - Finance 219,611 257,702 274,482 302,626 315,976 300,128 302,586 355,741 394,617 407,233 350,057 351,941 547,883
SNRL Revenue after Loan Provisions - Net - Finance 659,479 664,440 729,276 805,853 906,588 720,934 626,773 815,888
SFEGL Foreign Exchange Gain/(Loss) 10,415 19,071 22,757 20,169 -7,358.3 5,864.8 32,801 23,897 31,026 34,628 52,050 33,137 22,533
SINTEX Interest Expense 180,828 220,715 252,246 290,149 351,260 359,351 361,855 373,535 411,236 499,355 370,876 274,832 268,005
SINVG Investment Gain/(Loss) 4,969.2 5,218.3 11,626 6,633.9 13,199 6,049.2 18,494 24,099 5,102.8 38,204 61,357 45,465 31,254
SNIE Non-Interest Expense - Bank 214,296 232,216 253,713 248,587 267,211 320,890 271,944 389,114
SOPEX Operating Expenses 176,696 190,772 206,881 209,885 209,970 245,135 335,692 348,345 302,401 314,271 455,238 454,885 430,920
SGAXRD Selling, General & Administrative Expenses excluding Research & Development Expenses 170,900 188,503 201,706 207,835 201,850 201,094 225,796 239,755 234,461 252,841 271,846 281,611 299,189
Company Fundamentals - Balance Sheet
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017 2018
2021 2022 2019 2020
Period End Date 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018
31-12-2021 31-12-2019
31-12-2022 31-12-2020
Standardized Currency IDR IDR IDR IDR IDR IDR IDR IDR KantorIDR
Akuntan
IDR KantorIDR
Akuntan
IDR IDR
Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja,
Publik Tanudiredja, Publik Tanudiredja, Tanudiredja,
Auditor Name Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan
Wibisana, Rintis & Wibisana, Rintis & Wibisana & Rekan
0.00011104941699 0.00011037527594 0.00010384215992 8.2236842105E-05 8.0775444265E-05 7.2542618789E-05 0.00007423904974 7.3719130114E-05 6.9565217391E-05 0.00007204610951 7.1225071225E-05 7.0175438596E-05 Rekan
6.4246707356E-05
Avg. FX Rate
Balance Sheet - Standardized (Currency: US Dollar)
FCC Field Name 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
Assets
SCDK Cash & Short-Term Deposits Due from Banks - Total 392,132 529,406 634,512 620,772 630,504 633,999 660,749 729,515 732,251 709,392 240,819 528,384 413,489
SCDB Cash & Short-Term Deposits Due from Banks 99,566 79,670 71,945 89,132 79,907 68,065 65,460 72,974 74,239 89,970 79,849 70,766 87,057
SFCB Funds with Central Banks 292,566 449,736 562,567 531,640 550,597 565,934 595,289 656,541 658,011 619,423 160,970 457,618 326,432
SDBN Lending & Long-Term Deposits Due from Banks 486,531 386,476 597,794 448,602 359,526 722,300 291,586 408,050 393,620 950,776 603,980 354,100 526,287
SLDO Inter-Bank Loans & Long-Term Deposits with Other Banks 486,531 386,476 556,633 332,926 335,272 650,108 230,050 365,409 382,879 889,999 521,097 311,795 452,845
SMMP Money Market Placements 41,160 115,675 24,254 72,191 61,536 42,641 10,741 60,778 82,883 42,305 73,442
SASB Collateralized Agreements, Reverse REPOs & Securities Borrowed - Assets 0 0 319,344 0 57,242 33,394 1,776,171 629,393 1,939,369
SPFS Securities Purchased under REPOs & Federal Funds Sold 0 0 319,344 0 57,242 33,394 1,776,171 629,393 1,939,369
SRPO Securities Purchased under REPOs 0 0 319,344 0 57,242 33,394 1,776,171 629,393 1,939,369
STDH Derivative Financial Instruments - Hedging - Total 5,667.0 8,278.4 10,619 73,510 27,877 39,524 26,128 21,462 38,431 53,327 63,658 33,809 72,306
SLRE Loans & Receivables - Total 3,433,448 4,474,763 5,431,492 5,193,481 5,440,182 6,129,270 6,765,940 7,612,691 7,986,718 8,327,952 7,920,849 8,083,341 8,432,264
SNBL Banking Related Loans - Net 3,433,448 4,457,889 5,386,717 5,156,794 5,406,592 6,096,537 6,699,900 7,533,343 7,895,019 8,244,728 7,816,091 7,945,873 8,368,679
SLTG Loans - Gross 3,502,561 4,538,951 5,492,909 5,260,453 5,522,071 6,229,889 6,931,154 7,839,986 8,197,203 8,576,829 8,183,994 8,475,440 8,841,721
SLCI Loans - Consumer & Installment 1,314,805 1,020,121
SCIL Loans - Commercial & Industrial 4,142,407 4,208,531 4,462,474 5,156,362 5,745,300 6,515,550 6,787,597 7,229,351 6,797,513 6,961,115 7,158,791
SBLO Loans - to Customers - Other - Gross 35,697 31,801 950,875 939,943 1,030,681 1,074,667 1,085,462 1,071,919 1,124,477 1,233,996 1,369,247
SREL Loans - Mortgage/Real Estate 108,722 133,585 155,172 249,769 324,145 275,560 262,004 280,328 313,683
SRLL Reserves for Loan Losses 69,113 81,062 106,192 103,659 115,479 133,352 231,254 306,643 302,184 332,101 367,904 529,567 473,042
SIRC Interest Receivables - Bank 16,874 7,306.8 5,806.3 5,808.7 12,905 26,164 24,948 24,939 33,092 44,203 44,485 36,481
SORT Receivables - Other 37,468 30,881 27,781 19,827 39,877 54,400 66,761 50,131 60,556 92,983 27,104
STIV Investments - Total 895,277 830,807 858,293 1,337,665 1,456,452 885,270 2,015,102 2,014,563 2,319,782 2,422,293 3,535,291 4,846,974 3,412,827
STIS Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 895,277 830,807 849,072 1,336,827 1,455,875 870,451 1,983,631 1,976,615 2,239,878 2,339,967 3,421,864 4,756,721 3,290,809
SSHT Investment Securities - Held for Trading 296,665 11,066 0 40,548 49,549 35,726 33,007 101,146 104,340 160,975 128,458
SAFS Investment Securities Available for Sale & Held to Maturity 590,149 805,129 833,573 1,290,254 1,397,082 831,187 1,936,783 1,865,158 2,124,138 2,124,440 3,278,390 4,658,824 3,172,310
SSFS Investment Securities - Available for Sale - Total 383,806 753,403 649,726 949,498 1,006,351 238,902 1,018,242 800,549 809,394 639,267 970,744 992,093 315,465
SGOH Government Securities - Available for Sale/Held to Maturity 206,344 51,725 688,453 1,163,576 1,265,033 720,364 1,789,912 1,673,097 1,887,117 1,791,824 2,947,512 3,660,332 2,853,916
SOFV Investment Securities - Designated at Fair Value - Other 97,964 118,511
SSCO Investment Securities - Other 8,462.7 14,612 15,499 6,024.5 9,244.5 3,537.6 13,841 10,311 11,400 54,552 15,016 -67.02 -12.66
SVPT Investment Property 9,221.1 838.7 576.5 14,819 31,471 37,948 79,904 82,326 85,168 90,253 122,018
STIO Investments - Other - Total 28,260
SPPE Property, Plant & Equipment - Net - Total 92,237 92,209 83,232 68,921 79,736 78,100 179,212 180,351 194,759 200,594 213,791 227,207 241,761
SPPC Property, Plant & Equipment - Gross - Total 130,441 140,949 141,663 125,882 146,575 147,627 221,765 222,114 244,221 262,284 290,683 310,635 333,702
SDPP Property, Plant & Equipment - Accumulated Depreciation & Impairment - Total 38,204 48,740 58,431 56,961 66,839 69,527 42,553 41,763 49,462 61,691 76,891 83,427 91,941
SOAT Other Assets - Total 262,900 282,300 282,965 277,159 277,327 251,502 320,848 369,451 409,770 321,507 338,973 342,097 284,443
SDTT Deferred Tax - Asset - Long-Term & Short-Term 6,013.2 5,628.2 10,520 12,648 9,256.6 12,359 27,470 41,096 48,163 47,854 50,088 64,693 83,641
SPPT Prepaid Expenses - Total 46,440 56,122 33,888 33,578 33,406 31,066 29,212 31,237 27,943 14,174 28,783 28,343
SOAO Other Assets 256,887 230,232 216,323 230,623 234,492 205,737 262,312 299,143 330,371 245,709 274,711 248,621 172,459
Total Assets
ATOT Total Assets 5,568,191 6,604,238 8,218,249 8,020,110 8,328,846 8,739,964 10,259,565 11,336,082 12,075,332 13,019,235 14,693,533 15,045,306 15,322,747
Liabilities
STDP Deposits - Total 4,507,431 5,382,726 6,737,296 5,768,409 6,143,344 6,438,795 7,874,313 8,729,720 8,799,179 9,562,101 11,522,933 11,831,463 11,484,705
SDBC Deposits - Customers - Total 4,378,229 5,233,945 6,309,520 5,669,136 5,880,861 6,331,537 7,688,193 8,362,748 8,734,640 9,086,563 11,327,379 11,793,034 11,312,881
SCDD Deposits - Demand -Customer 837,671 1,132,153 1,208,756 1,315,039 1,132,881 1,632,661 1,819,740 1,926,869 1,552,712 1,812,734 2,619,068 3,655,457 3,591,114
SSTC Deposits - Savings - Customer 3,540,558 4,101,792 5,100,764 4,354,097 4,747,980 4,698,877 5,868,453 6,435,879 7,181,928 7,273,830 8,708,311 8,137,577 7,721,767
SDDB Deposits - Due to Banks & Financial Institutions 129,202 148,781 427,776 99,273 262,483 107,258 186,120 366,973 64,539 475,537 195,554 38,429 171,824
SBDD Deposits - Demand Deposits - Due to Banks & Financial Institutions 128,287 147,295 378,634 47,240 200,924 106,295 183,695 352,778 40,278 474,165 195,029 35,709 171,227
SBSD Deposits - Savings - Due to Banks & Financial Institutions 914.6 1,486.2 49,142 52,033 61,558 962.9 2,425.2 14,195 24,260 1,372.1 524.1 2,720.2 596.9
STLL Trading Liabilities 12,801 9,608.8 122,480 48,021 68,740 22,592 10,427 43,751 26,456 35,504 19,683 55,973
SLSD Debt - Total 163,439 194,648 153,188 591,778 506,777 654,885 454,646 453,270 1,003,374 937,375 409,158 341,857 1,017,017
SSTD Short-Term Debt & Current Portion of Long-Term Debt 280,130 242,799 453,255 211,687 282,554 720,815 721,466 62,446 0 702,510
SSOD Short-Term Debt & Notes Payable 200,164 200,081 200,000 99,905 0 551,429 644,726 0 702,510
SDXF Short-Term Banking Borrowings excluding Collateralized Financing 200,164 200,081 200,000 0
SAFL Collateralized Financing Agreements, REPO Financing Loans - Liabilities 99,905 0 551,429 644,726 0 702,510
SSFF Securities Sold under Repurchase Agreements & Federal Funds Purchased 99,905 0 551,429 644,726 0 702,510
SSRA Securities Sold under Repurchase Agreements 99,905 0 551,429 644,726 0 702,510
SCLD Current Portion of Long-Term Debt including Capitalized Leases 79,965 42,718 253,255 111,782 282,554 169,386 76,740 62,446 0 0
SCDE Current Portion of Long-Term Debt excluding Capitalized Leases 79,965 42,718 253,255 111,782 282,554 169,386 76,740 62,446 0 0
SLTD Debt - Long-Term - Total 163,439 194,648 153,188 311,648 263,978 201,630 242,960 170,717 282,559 215,909 346,712 341,857 314,506
SDXL Long-Term Debt excluding Capitalized Leases 163,439 194,648 153,188 311,648 263,978 201,630 242,960 170,717 282,559 215,909 345,427 341,128 313,786
LNCD Debt - Non-Convertible - Long-Term 163,439 194,648 153,188 311,648 263,978 201,630 242,960 170,717 282,559 215,909 345,427 341,128 313,786
SLCL Capitalized Lease Obligations - Long-Term 1,285.5 728.7 720.7
STXB Income Taxes - Payable - Long-Term & Short-Term 6,533.6 12,612 10,161 10,606 14,754 14,244 13,732 11,432 9,381.3 16,422 24,962 23,903 17,758
SPAB Payables & Accrued Expenses 135,509 52,856 55,699 46,339 50,102 53,283 62,134 97,181 93,483 145,380 193,314 178,896 219,685
SPAO Other Payables - Total 34,016 33,419 36,873 22,179 22,215 25,698 32,992 48,602 37,574 61,270 110,791 106,930 103,590
SAEA Accrued Expenses 101,494 19,437 18,826 24,160 27,887 27,584 29,142 48,579 55,909 84,110 82,524 71,966 116,095
SDVT Derivative Liabilities - Hedging 99.61
SLBO Other Liabilities - Total 107,678 221,181 322,756 370,585 358,791 319,495 383,998 428,128 426,807 338,361 383,067 380,902 329,664
SPRV Provisions 36,244 49,339 42,117 39,816 40,052 48,799 59,895 55,061 25,661 24,972 13,667 11,028
SPET Post Employment Benefits - Pension & Other 36,244 49,339 42,117 39,816 40,052 48,799 59,895 55,061 25,661 24,972 13,667 11,028
SDRI Deferred Revenue/Income 3,255.9 3,277.9 4,527.2 4,029.6 5,529.4 6,202.3
SOOL Other Liabilities 107,678 184,936 273,417 328,468 318,975 279,442 335,198 364,978 368,469 308,172 354,065 361,706 312,433
Total Liabilities
STLB Total Liabilities 4,920,690 5,876,823 7,288,708 6,910,196 7,121,789 7,549,442 8,811,415 9,730,159 10,375,975 11,026,094 12,568,938 12,776,704 13,124,801
Shareholders' Equity
QTEP Shareholders' Equity - Attributable to Parent Shareholders - Total 647,501 727,415 929,541 1,109,914 1,207,057 1,190,522 1,448,150 1,605,924 1,699,357 1,993,134 2,124,588 2,268,588 2,197,930
QCEP Common Equity Attributable to Parent Shareholders 647,501 727,415 929,541 1,109,914 1,207,057 1,190,522 1,448,150 1,605,924 1,699,357 1,993,134 2,124,588 2,268,588 2,197,930
SCOM Common Equity - Contributed 216,395 359,083 494,128 679,559 667,483 599,452 613,470 609,174 574,848 595,349 588,564 579,891 530,899
SCMS Common Stock - Issued & Paid 80,713 97,157 110,967 117,934 115,839 104,032 106,465 105,719 199,524 206,640 204,285 201,275 184,270
SPIC Common Stock - Additional Paid in Capital including Option Reserve 135,682 261,926 383,161 561,625 551,645 495,420 507,005 503,455 375,324 388,709 384,279 378,616 346,629
SRES Equity - Non-Contributed - Reserves & Retained Earnings 431,106 368,332 435,412 430,354 539,574 591,070 834,680 996,750 1,124,509 1,397,785 1,536,024 1,688,697 1,667,031
SRED Retained Earnings - Total 285,093 366,437 433,376 437,989 540,763 595,648 743,203 897,047 1,034,352 1,283,037 1,399,328 1,554,177 1,605,348
SACI Comprehensive Income - Accumulated - Total 1,844.3 1,895.7 2,036.5 -7,634.7 -1,188.8 -4,577.2 91,477 99,703 90,156 114,748 136,696 134,520 61,683
SUGC Investments - Unrealized Gain/Loss 1,844.3 1,895.7 2,036.5 -7,634.7 -1,188.8 -4,577.2 -1,945.9 6,934.3 -12,392 8,543.1 31,701 23,165 -40,264
SVLR Revaluation Reserves 93,423 92,768 102,548 106,205 104,995 111,355 101,947
SORE Other Reserves/Equity - Total 144,168
SQCM Common Equity - Total 647,501 727,415 929,541 1,109,914 1,207,057 1,190,522 1,448,150 1,605,924 1,699,357 1,993,134 2,124,588 2,268,588 2,197,930
SMNE Minority Interest - Equity 7.35 7.34 13.89 16.77
Total Shareholders' Equity
STLE Total Shareholders' Equity - including Minority Interest & Hybrid Debt 647,501 727,415 929,541 1,109,914 1,207,057 1,190,522 1,448,150 1,605,924 1,699,357 1,993,141 2,124,595 2,268,601 2,197,946
Total Liabilities & Shareholders' Equity
STBL Total Liabilities & Equity 5,568,191 6,604,238 8,218,249 8,020,110 8,328,846 8,739,964 10,259,565 11,336,082 12,075,332 13,019,235 14,693,533 15,045,306 15,322,747
Share/Per Share - Common
STCIC Common Shares - Issued - Total 11,724,469 14,199,326 17,237,982 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297
STCOC Common Shares - Outstanding - Total 11,724,469 14,199,326 17,237,982 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297
STCTC Common Shares - Treasury - Total 0 0 0 0 0 0 0 0 0 0 0 0 0
STCAI Common Shares - Authorized - Issue Specific 56,459,012 56,000,000 56,000,000 56,000,000 56,000,000 56,000,000 50,000,000 50,000,000 50,000,000 50,000,000 50,000,000
STCII Common Shares - Issued - Issue Specific 11,724,469 14,199,326 17,237,982 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297
STCOI Common Shares - Outstanding - Issue Specific 11,724,469 14,199,326 17,237,982 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297
STCTI Common Shares - Treasury - Issue Specific 0 0 0 0 0 0 0 0 0 0 0 0 0
Share/Per Share - Preferred
Share/Per Share - Other
SAAFI Asset Allocation Factor - Issue Specific 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
Right of Use Tangible Assets
SRTNS Right of Use Tangible Assets - Total - Net - Supplemental 6,727.0 6,185.6
SRFNS Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental 6,727.0 6,185.6
SRTCS Right of Use Tangible Assets - Total - Gross - Supplemental 12,236 12,190 11,584
SRFGS Right of Use Tangible Assets - Capital/Finance Lease - Gross - Supplemental 12,236 12,190 11,584
SRTDS Right of Use Tangible Assets - Total - Accumulated Depreciation - Supplemental 5,463.2 5,397.9
Right of Use Tangible Assets - Capital/Finance Lease - Accumulated Depreciation -
SDRFS Supplemental 5,463.2 5,397.9
SPXR Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net 220,480 235,575
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases -
SXRC Gross 278,447 298,444 322,118
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases -
SDXR Accumulated Depreciation 77,964 86,543
Right of Use Liabilities
STFL Finance and Operating Lease Liabilities - Total 1,285.5 728.7 720.7
Debt Related
SSND Net Debt -228,693 -334,758 -481,324 -28,994 -123,727 20,886 -206,103 -276,244 271,123 227,983 168,340 -186,527 603,528
Islamic
SISI Islamic Investments - Total 28,260
Debt Maturity
Capital Lease Maturity
Weighted Average Leases
Other
STMI Minority Interest - Total 7.35 7.34 13.89 16.77
SASAC Asset Accruals -99,566 -79,670 -71,945 -89,132 -79,907 -68,065 -65,460 -72,974 -74,239 -89,970 -79,849 -70,766 -87,057
SCASH Cash & Cash Equivalents - Total 392,132 529,406 634,512 620,772 630,504 633,999 660,749 729,515 732,251 709,392 240,819 528,384 413,489
SCSEK Cash & Securities 1,287,408 1,360,212 1,812,148 1,958,437 2,144,199 1,519,269 2,675,851 2,744,078 3,052,032 3,165,080 5,552,281 6,004,751 5,765,685
SCSTI Cash & Short Term Investments - Total 392,132 529,406 634,512 620,772 630,504 633,999 660,749 729,515 732,251 709,392 240,819 528,384 413,489
STDBT Debt - including Preferred Equity & Minority Interest - Total 163,439 194,648 153,188 591,778 506,777 654,885 454,646 453,270 1,003,374 937,382 409,166 341,871 1,017,034
SDEMD Demand Deposits - Total 965,958 1,279,448 1,587,390 1,362,279 1,333,806 1,738,956 2,003,435 2,279,647 1,592,990 2,286,899 2,814,097 3,691,166 3,762,341
SAIRN Earning Assets 5,207,387 6,204,576 7,796,659 7,563,833 7,910,317 8,338,106 9,667,337 10,685,470 11,340,672 12,360,584 13,972,352 14,304,724 14,660,651
SINVT Invested Assets - Total 895,277 830,807 858,293 1,337,665 1,456,452 885,270 2,015,102 2,014,563 2,319,782 2,422,293 3,535,291 4,846,974 3,412,827
SINVS Investment Securities 895,277 830,807 849,072 1,336,827 1,455,875 870,451 1,983,631 1,976,615 2,239,878 2,339,967 3,421,864 4,756,721 3,290,809
SNBKC Net Book Capital 418,808 392,657 448,216 1,080,920 1,083,330 1,211,408 1,242,046 1,329,679 1,970,480 2,221,124 2,292,935 2,082,074 2,801,474
SNOPA Net Operating Assets 418,808 392,657 448,216 1,080,920 1,083,330 1,211,408 1,242,046 1,329,679 1,970,480 2,221,124 2,292,935 2,082,074 2,801,474
SPROV Provisions - Total 36,244 49,339 42,117 39,816 40,052 48,799 59,895 55,061 25,661 24,972 13,667 11,028
SDEPS Savings Deposits - Total 3,541,473 4,103,278 5,149,907 4,406,130 4,809,538 4,699,840 5,870,878 6,450,074 7,206,189 7,275,202 8,708,836 8,140,297 7,722,364
STCSE Shareholders Equity - Common 647,501 727,415 929,541 1,109,914 1,207,057 1,190,522 1,448,150 1,605,924 1,699,357 1,993,134 2,124,588 2,268,588 2,197,930
STTAN Tangible Total Equity 647,501 727,415 929,541 1,109,914 1,207,057 1,190,522 1,448,150 1,605,924 1,699,357 1,993,141 2,124,595 2,268,601 2,197,946
SQTAN Tangible Book Value 647,501 727,415 929,541 1,109,914 1,207,057 1,190,522 1,448,150 1,605,924 1,699,357 1,993,134 2,124,588 2,268,588 2,197,930
STBKC Total Book Capital 810,939 922,063 1,082,728 1,701,692 1,713,834 1,845,407 1,902,796 2,059,194 2,702,731 2,930,509 2,533,746 2,610,445 3,214,946
STCAP Total Capital 810,939 922,063 1,082,728 1,701,692 1,713,834 1,845,407 1,902,796 2,059,194 2,702,731 2,930,516 2,533,753 2,610,459 3,214,963
STLTC Total Long Term Capital 647,501 727,415 929,541 1,109,914 1,207,057 1,190,522 1,448,150 1,605,924 1,699,357 1,993,141 2,124,595 2,268,601 2,197,946
SVRUA Trading Account 296,665 23,867 9,608.8 163,028 97,570 104,466 55,599 111,573 148,091 187,431 163,962 19,683 55,973
SUREV Unearned Revenue - Total 3,255.9 3,277.9 4,527.2 4,029.6 5,529.4 6,202.3
STCSEO Book Value excluding Other Equity 503,332 727,415 929,541 1,109,914 1,207,057 1,190,522 1,448,150 1,605,924 1,699,357 1,993,134 2,124,588 2,268,588 2,197,930
Shareholders
Operating Lease Maturity
Risk Related
SCXP Credit Exposure 7,324,546 9,043,568 8,971,050 9,199,365 9,987,396 11,045,164 11,718,154
Capital Adequacy
SVTCC Capital Adequacy - Total (Value) 830,840 1,025,442 1,174,011 1,240,774 1,268,626 1,507,475 1,654,255 1,742,117 2,038,704 2,160,902 2,292,223 2,206,820
STC1 Capital Adequacy - Tier 1 (Value) 665,276 865,625 1,056,714 1,136,821 1,179,349 1,421,325 1,564,275 1,641,360 1,932,153 2,063,053 2,193,500 2,105,899
STC2 Capital Adequacy - Tier 2 (Value) 165,564 159,817 117,297 103,953 89,277 86,150 89,980 100,757 106,552 97,849 98,723 100,922
STCR Capital Adequacy - Total (%) 13.8% 16.5% 19.3% 18.7% 17.3% 18.3% 17.5% 17.6% 19.2% 22.0% 23.1% 21.5%
STR1 Capital Adequacy - Tier 1 (%) 11.0% 13.9% 17.4% 17.2% 16.1% 17.2% 16.6% 16.6% 18.2% 21.0% 22.1% 20.6%
SRWA Risk Weighted Assets 6,042,471 6,218,568 6,088,394 6,621,031 7,325,567 8,244,905 9,448,147 9,882,430 10,633,046 9,802,892 9,945,753 10,250,591
SRLC Liquidity Coverage Ratio - Basel 3 - % 154.0% 151.0% 149.7% 207.6% 229.2% 178.0%
SRSF Net Stable Funding Ratio - Basel 3 - % 118.0% 119.0% 125.0% 151.6% 152.8% 139.6%
Nonperforming Loans/Assets
SNPL Loans - Non-Performing & Impaired 57,273 49,595 38,510 73,877 80,991 129,839 140,008 141,286 146,780 157,355
SMLG Loans - Impaired -Total 73,877 80,991 129,839 140,008 141,286 146,780 157,355 199,524 211,484
SMNG Loans - Impaired - Non-Performing 49,232 45,920 95,324 119,790 87,638 121,020 74,731 137,377 134,968
SMPG Loans - Impaired - Sub-Performing & Performing but Impaired 24,645 35,071 34,515 20,219 53,648 25,759 82,624 62,147 76,516
SNPP Loans - Performing - Not Impaired & Not Past Due 5,429,867 6,127,013 6,778,697 7,672,544 8,026,260 8,401,587 8,001,425 8,256,624 8,600,705
SMAS Impaired Assets - Total 73,877 80,991 129,839 140,008 141,286 146,780 157,355 199,524 211,484
Employees
SETL Employees - Full-Time/Full-Time Equivalents - Period End 5,888.0 6,498.0 6,735.0 6,654.0 6,922.0 6,796.0 6,477.0 6,075.0 5,949.0 5,986.0 5,777.0 5,819.0
SETA Employees - Full-Time/Full-Time Equivalents - Current Date 5,888.0 6,498.0 6,735.0 6,654.0 6,922.0 6,796.0 6,477.0 6,075.0 5,949.0 5,986.0 5,777.0 5,819.0
Japan Specific
Company Fundamentals - Cash Flow
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017 2021 2018 2022 2019 2020
Period End Date 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018
31-12-2021 31-12-2019
31-12-2022 31-12-2020
Akuntan
IDR KantorIDR
Akuntan IDR IDR
0.00011104941699 0.00011037527594 0.00010384215992 8.2236842105E-05 8.0775444265E-05 7.2542618789E-05 0.00007423904974 7.3719130114E-05 6.9565217391E-05 0.00007204610951 7.1225071225E-05 7.0175438596E-05 Rekan
6.4246707356E-05
Cash Flow - Standardized (Currency: US Dollar)
FCC Field Name 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
Operating Cash Flow - Direct
SCRC Cash Receipts - Business Activities - Cash Flow 395,996 476,006 519,204 592,752 667,126 682,097 736,739 807,958 841,100 919,277 829,579 783,959 828,744
SCPD Cash Payments - Business Activities - Cash Flow 165,082 193,093 200,264 198,388 197,019 196,163 226,492 239,879 239,840 271,740 273,715 279,013 299,752
SCPO Cash Payments - Other - Cash Flow 165,082 193,093 200,264 198,388 197,019 196,163 226,492 239,879 239,840 271,740 273,715 279,013 299,752
SDTN Income Taxes - Paid/(Reimbursed) - Cash Flow - Direct 27,424 22,888 39,299 39,170 34,462 39,983 59,007 70,142 66,914 64,358 71,781 59,769 72,720
SDIP Interest Paid - Cash - Direct 179,242 242,812 251,567 278,409 348,474 354,182 351,812 365,340 395,485 489,422 372,866 274,169 253,679
SOCN Cash Receipts/(Payments) - Net - Cash Flow -306,742 201,538 207,076 26,067 10,611 -187,538 719,391 -162,302 446,614 233,392 253,679 1,563,902 -985,147
STLO Net Cash Flow from Operating Activities -282,493 218,752 235,150 102,853 97,782 -95,769 818,818 -29,705 585,475 327,150 364,896 1,734,910 -782,555
Investing Cash Flow
SCAP Capital Expenditures - Net - Cash Flow 12,679 16,168 10,458 17,998 26,227 18,414 16,586 15,110 22,908 13,038 24,043 27,166 53,357
SPPN Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow 12,679 16,168 10,458 17,998 26,227 18,414 16,586 15,110 22,908 13,038 24,043 27,166 53,357
SCEP Property, Plant & Equipment - Purchased - Cash Flow 14,608 17,081 11,489 18,396 26,764 18,803 17,471 15,404 23,162 13,210 24,595 27,353 53,877
SSFA Property, Plant & Equipment Sold - Cash Flow 1,928.9 912.9 1,031.5 398.1 537.3 389.6 884.5 294.6 253.9 171.9 552.6 186.7 520.5
SCEX Capital Expenditures - Total 14,608 17,081 11,489 18,396 26,764 18,803 17,471 15,404 23,162 13,210 24,595 27,353 53,877
SIVN Investments excluding Loans - Decrease/(Increase) - Cash Flow -109,547 -99,643 -265,824 -657,233 -211,880 419,056 -1,085,652 171,966 -511,650 221,862 -1,145,466 -1,482,904 1,021,286
SIVT Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow -109,547 -99,643 -265,824 -657,233 -211,880 419,056 -1,085,652 171,966 -511,650 221,862 -1,145,466 -1,482,904 1,021,286
SINS Investment Securities - Sold/Matured - Unclassified - Cash Flow 641,675 566,034 553,228 333,581 837,588 919,026 434,260 1,190,492 883,865 1,078,992 709,234 650,313 1,446,758
SINP Investment Securities - Purchased - Unclassified - Cash Flow 751,221 665,677 819,052 990,813 1,049,468 499,971 1,519,912 1,018,526 1,395,515 857,130 1,854,700 2,133,217 425,472
STLI Net Cash Flow from Investing Activities -122,225 -115,811 -276,282 -675,231 -238,107 400,642 -1,102,238 156,856 -534,559 208,824 -1,169,509 -1,510,070 967,929
Financing Cash Flow
SCDP Dividends Paid - Cash - Total - Cash Flow 34,039
SPDC Dividends - Common - Cash Paid 34,039
SPSS Stock - Total - Issuance/(Retirement) - Net - Cash Flow 34,905 0 161,197 338,216
SSNU Stock - Issuance/(Retirement) - Net - Excluding Options/Warrants - Cash Flow 34,905 0 161,197 338,216
SCSN Stock - Common - Issuance/(Retirement) - Net - Cash Flow 34,905 0 161,197 338,216
SSIC Stock - Common - Issued/Sold - Cash Flow 34,905 0 161,197 338,216
SPRD Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow 61,549 33,292 -31,038 551,630 -82,101 184,261 -319,656 101,932 25,743 -172,525 115,217 -61,698 -140.6
SLDN Debt - Issued/(Reduced) - Long-Term - Cash Flow 61,549 33,292 -31,038 551,630 -82,101 184,261 -319,656 101,932 25,743 -172,525 115,217 -61,698 -140.6
SLDI Debt - Issued - Long-Term - Cash Flow 96,959 33,292 0 610,595 224,497 150,426 281,090 295,841 189,860
SLDR Debt - Reduced - Long-Term - Cash Flow 35,410 0 31,038 58,965 40,235 470,082 179,159 270,098 172,525 74,644 61,698 140.6
SFCF Other Financing Cash Flow - Increase/(Decrease) -663.8 0 -193.6 -1,332.2 -545.3 0 -2,059.7 -2.90 -1,963.9 3.50 3.37
STLF Net Cash Flow from Financing Activities 95,790 33,292 129,966 888,513 -82,101 184,261 -320,201 101,932 23,683 -172,528 113,253 -61,694 -34,176
Discontinued Cash Flow
Non classified Cash Flow
Foreign Exchange Effects
SFEE Foreign Exchange Effects - Cash Flow 0 4,301.0 14,625 -290.8 8,104.8 5,151.3 22,203
Change in Cash
SNCC Net Change in Cash - Total -308,929 136,233 88,835 316,135 -222,426 489,134 -603,621 233,384 89,224 363,156 -683,255 168,297 173,401
SCNC Net Cash from Continuing Operations -308,929 136,233 88,835 316,135 -222,426 489,134 -603,621 233,384 89,224 363,156 -683,255 168,297 173,401
SNCB Net Cash - Beginning Balance 1,294,443 977,110 1,043,089 894,361 1,143,365 835,607 1,340,405 739,387 914,954 1,038,927 1,392,638 677,624 774,872
SNCE Net Cash - Ending Balance 983,078 1,108,714 1,129,329 1,164,051 930,440 1,309,776 744,601 969,588 1,003,152 1,408,691 687,759 846,377 940,084
Supplemental
SSTN Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental 27,424 22,888 39,299 39,170 34,462 39,983 59,007 70,142 66,914 64,358 71,781 59,769 72,720
SIPS Interest Paid - Cash Flow - Supplemental 179,242 242,812 251,567 278,409 348,474 354,182 351,812 365,340 395,485 489,422 372,866 274,169 253,679
SDCW Working Capital - Cash Flow - Direct - Supplemental -345,479 125,978 114,756 -67,408 -55,790 -274,599 595,582 -290,461 340,934 70,287 83,153 1,387,778 -1,151,074
SCSBN Common Stock Buyback - Net -34,905 0 -161,197 -338,216
SFCFE Free Cash Flow to Equity -233,624 235,876 193,655 636,484 -10,546 70,079 482,576 57,117 588,310 141,588 456,070 1,646,046 -836,053
SFCFO Free Cash Flow Net of Dividends -297,101 201,671 223,661 84,456 71,018 -114,572 801,347 -45,109 562,313 313,940 340,301 1,707,557 -870,472
SFCFL Free Cash Flow -297,101 201,671 223,661 84,456 71,018 -114,572 801,347 -45,109 562,313 313,940 340,301 1,707,557 -836,433
SDCM Dividends Provided/Paid - Common 0 0 0 0 0 0 0 0 0 35,328 89,735
SONI CF from Optg Activities before Change in WC & Int Payments -103,251 461,564 486,718 381,261 446,257 258,413 1,170,630 335,635 980,960 816,572 737,762 2,009,079 -528,876
Japan Specific
Company Fundamentals - Pension
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2010 2013 2014 2015 2016 2017 20182021 2019
2022 2020
Period End Date 31-12-2010 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018
31-12-2021 31-12-2019
31-12-2022 31-12-2020
Standardized Currency IDR IDR IDR IDR IDR IDR KantorIDR
IDR Akuntan KantorIDR
Akuntan
IDR IDR
Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja,
Auditor Name Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan
0.000111049417 8.223684211E-05 8.077544427E-05 7.254261879E-05 7.423904974E-05 7.371913011E-05 6.956521739E-05 7.204610951E-05 7.122507123E-05 7.01754386E-05 Rekan
6.424670736E-05
Avg. FX Rate 0.0001101806019 9.639962816E-05 8.437959707E-05 7.483224158E-05 7.52131467E-05 7.473821888E-05 7.037455743E-05 7.075867562E-05 6.904013086E-05 6.998537719E-05 6.743071528E-05
Pension - Standardized (Currency: US Dollar)
FCC Field Name 31-12-2010 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
Funded Status
SFSS Funded Status - including Unfunded Plan Obligations -20,457 -20,196 -19,597 -22,517 -27,557 -22,680 -51,322 -49,944 -27,335 -22,056
SFST Funded Status -25,661 -24,972 -13,667 -11,028
SPFST Funded Status - Total Pension -25,661 -24,972 -13,667 -11,028
SVPPD Funded Status - Domestic -25,661 -24,972 -13,667 -11,028
SFUO Plan Obligations - Unfunded 20,457 20,196 19,597 22,517 27,557 22,680 25,661 24,972 13,667 11,028
SPFUO Plan Obligations - Unfunded - Total Pension 20,457 20,196 19,597 22,517 27,557 22,680 25,661 24,972 13,667 11,028
SVPUD Pension Liabilities/Obligations - Unfunded - Domestic 20,196 19,597 22,517 27,557 22,680 25,661 24,972 13,667 11,028
SFPA Fair Value of Plan Assets 373.2 251.4 39.51 876.1
SPFPA Fair Value of Plan Assets - Total Pension 373.2 251.4 39.51 876.1
SVPAD Fair Value of Plan Assets - Domestic 373.2 251.4 39.51 876.1
SBOB Projected Benefit Obligation - Total 26,034 25,223 13,707 11,904
SFPO Projected Benefit Obligation 26,034 25,223 13,707 11,904
SPFPO Projected Benefit Obligation - Total Pension 26,034 25,223 13,707 11,904
SVAPD Projected Benefit Obligation - Domestic 26,034 25,223 13,707 11,904
Assumptions - Period-End
SDRP Discount Rate - Period End 9.0% 8.4% 8.8% 8.3% 7.3% 8.4% 7.7% 5.5% 5.5% 6.9%
SPDRP Discount Rate - Period End - Total Pension 9.0% 8.4% 8.8% 8.3% 7.3% 8.4% 7.7% 5.5% 5.5% 6.9%
SVDRD Discount Rate - Domestic - Period End 8.4% 8.8% 8.3% 7.3% 8.4% 7.7% 5.5% 5.5% 6.9%
SERP Expected Rate of Return - Period End 8.4% 8.8%
SPERP Expected Rate of Return - Period End - Total Pension 8.4% 8.8%
SVERD Expected Rate of Return - Domestic - Period End 8.4% 8.8%
SRCP Compensation Rate - Period End 8.0% 8.0% 8.0% 7.5% 7.5% 7.5% 7.0% 6.0% 7.0% 7.0%
SPRCP Compensation Rate - Period End - Total Pension 8.0% 8.0% 8.0% 7.5% 7.5% 7.5% 7.0% 6.0% 7.0% 7.0%
SVRCD Compensation Rate - Domestic - Period End 8.0% 8.0% 7.5% 7.5% 7.5% 7.0% 6.0% 7.0% 7.0%
Income/Expense
STPP Total Pension Plans - Total Pension & Post-Retirement 2,982.9 3,904.3 5,175.1 4,332.9 4,754.3 5,467.6 4,124.2 4,830.8 4,372.2 -8,490.9 1,945.3
SPPPT Total Pension Plan Expense - Total 2,982.9 3,904.3 5,175.1 4,332.9 4,754.3 5,467.6 4,124.2 4,830.8 4,372.2 -8,490.9 1,945.3
SDTP Total Pension Plans - Domestic 2,982.9 5,175.1 4,332.9 4,754.3 5,467.6 4,124.2 4,830.8 4,372.2 -8,490.9 1,945.3
SPIE Defined Benefit Income/Expense - Pension & Post-Retirement 2,982.9 3,904.3 5,175.1 4,332.9 4,754.3 5,467.6 4,124.2 4,830.8 4,372.2 -8,490.9 1,945.3
SPPIE Defined Benefit Income/Expense - Total Pension 2,982.9 3,904.3 5,175.1 4,332.9 4,754.3 5,467.6 4,124.2 4,830.8 4,372.2 -8,490.9 1,945.3
SVDBD Defined Benefit Income/Expense - Domestic 2,982.9 5,175.1 4,332.9 4,754.3 5,467.6 4,124.2 4,830.8 4,372.2 -8,490.9 1,945.3
SINX Interest Cost 1,342.6 1,889.1 1,571.6 1,788.0 1,877.0 1,915.1 1,928.5 1,650.1 1,329.4 679.4
SPINT Interest Cost - Total Pension 1,342.6 1,889.1 1,571.6 1,788.0 1,877.0 1,915.1 1,928.5 1,650.1 1,329.4 679.4
SVICD Interest Cost - Domestic 1,889.1 1,571.6 1,788.0 1,877.0 1,915.1 1,928.5 1,650.1 1,329.4 679.4
SSRV Service Cost 3,423.8 3,432.1 2,986.6 3,292.8 3,906.4 2,992.3 3,220.1 3,141.7 1,995.8 1,966.9
SPSRV Service Cost - Total Pension 3,423.8 3,432.1 2,986.6 3,292.8 3,906.4 2,992.3 3,220.1 3,141.7 1,995.8 1,966.9
SVSCD Service Cost - Domestic 3,432.1 2,986.6 3,292.8 3,906.4 2,992.3 3,220.1 3,141.7 1,995.8 1,966.9
SPSC Prior Service Cost -144.5 -11,756 -98.18
SPPSC Prior Service Cost - Total Pension -144.5 -11,756 -98.18
SVTPS Prior Service Cost - Domestic -11,756 -98.18
SAGL Actuarial Gain/Loss -717.6 -146.2 -225.3 -326.5 -315.8 -783.1 -317.8 -419.7 -60.05 -602.8
SPAGL Actuarial Gain/Loss - Total Pension -717.6 -146.2 -225.3 -326.5 -315.8 -783.1 -317.8 -419.7 -60.05 -602.8
SVXAG Actuarial Gain/Loss - Domestic -146.2 -225.3 -326.5 -315.8 -783.1 -317.8 -419.7 -60.05 -602.8
SNOP Other Pension - Net 2,982.9
SPOPN Other Pension - Net - Total Pension 2,982.9
SVXPO Other Pension - Net - Domestic 2,982.9
Net Assets Recognized
SABL Accrued Benefit Liability 27,557 22,680 25,661 24,972 13,667 11,028
SPABL Accrued Benefit Liability - Total Pension 27,557 22,680 25,661 24,972 13,667 11,028
SVALD Accrued Benefit Liability - Domestic 27,557 22,680 25,661 24,972 13,667 11,028
SACT Accumulated Other Comprehensive Income -1,005.1
SFUP Prior Service Cost - Unrecognized -1,005.1
SPFUP Prior Service Cost - Unrecognized - Total Pension -1,005.1
SPAL Prepaid Assets & Accrued Liabilities - Net -27,557 -22,680 -25,661 -24,972 -13,667 -11,028
SNTT Net Assets Recognized - Total Pension -21,462 -20,196 -19,597 -22,517 -27,557 -22,680 -25,661 -24,972 -13,667 -11,028
SNPT Net Assets Recognized - Total Pension Plans -20,196 -19,597 -22,517 -27,557 -22,680 -25,661 -24,972 -13,667 -11,028
SNPD Net Assets Recognized - Domestic Pension Plans -20,196 -19,597 -22,517 -27,557 -22,680 -25,661 -24,972 -13,667 -11,028
Company Fundamentals - Financial Summary
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017 2020 2018
2021 2019
2022
Period End Date 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017
31-12-2020 31-12-2018
31-12-2021 31-12-2019
31-12-2022
Standardized Currency IDR IDR IDR IDR IDR IDR IDR KantorIDR
Akuntan
IDR
0.00011104941699 0.00011037527594 0.00010384215992 8.2236842105E-05 8.0775444265E-05 7.2542618789E-05 0.00007423904974 7.3719130114E-05 6.9565217391E-05 0.00007204610951 7.1225071225E-05 Rekan
7.0175438596E-05 Rekan
6.4246707356E-05
Financial Summary - Standardized (Currency: US Dollar)
FCC Field Name 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
Selected Income Statement Items
SLLP Provision & Impairment for Loan Losses 30,549 103,061 95,622 54,227 48,378 141,009 182,991 41,509
SSGA Selling, General & Administrative Expenses - Total 170,900 188,503 201,706 207,835 201,850 201,094 225,796 239,755 234,461 252,841 271,846 281,611 299,189
SOPR Operating Profit before Non-Recurring Income/Expense 104,966 141,297 157,010 177,479 168,722 149,484 176,419 216,061 245,727 276,671 198,928 224,268 284,127
SICO Income before Discontinued Operations & Extraordinary Items 46,128 85,997 97,924 110,158 112,409 112,311 134,624 162,617 185,653 207,977 145,100 176,336 224,337
Selected Balance Sheet Items
STIV Investments - Total 895,277 830,807 858,293 1,337,665 1,456,452 885,270 2,015,102 2,014,563 2,319,782 2,422,293 3,535,291 4,846,974 3,412,827
SQCM Common Equity - Total 647,501 727,415 929,541 1,109,914 1,207,057 1,190,522 1,448,150 1,605,924 1,699,357 1,993,134 2,124,588 2,268,588 2,197,930
STTAN Tangible Total Equity 647,501 727,415 929,541 1,109,914 1,207,057 1,190,522 1,448,150 1,605,924 1,699,357 1,993,141 2,124,595 2,268,601 2,197,946
SAIRN Earning Assets 5,207,387 6,204,576 7,796,659 7,563,833 7,910,317 8,338,106 9,667,337 10,685,470 11,340,672 12,360,584 13,972,352 14,304,724 14,660,651
Selected Cash Flow Items
STLO Net Cash Flow from Operating Activities -282,493 218,752 235,150 102,853 97,782 -95,769 818,818 -29,705 585,475 327,150 364,896 1,734,910 -782,555
SCAP Capital Expenditures - Net - Cash Flow 12,679 16,168 10,458 17,998 26,227 18,414 16,586 15,110 22,908 13,038 24,043 27,166 53,357
SNCC Net Change in Cash - Total -308,929 136,233 88,835 316,135 -222,426 489,134 -603,621 233,384 89,224 363,156 -683,255 168,297 173,401
Selected Per Share Data
SCSPS Book Value per Share 0.06 0.05 0.05 0.05 0.05 0.05 0.06 0.07 0.07 0.09 0.09 0.10 0.10
STCPS Tangible Book Value per Share 0.06 0.05 0.05 0.05 0.05 0.05 0.06 0.07 0.07 0.09 0.09 0.10 0.10
SDWSC Shares used to calculate Diluted EPS - Total 14,980,373 14,980,373 15,862,146 17,731,312 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297
DivYieldGrossI Dividend Yield - Common Stock - Gross - Issue Specific - % 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.0%
DivYieldI Dividend Yield - Common Stock - Net - Issue Specific - % 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2.5%
Profitability / Return
BnkNetIntMar Interest & Dividend Income/(Expense) - Net - Finance Percentage of Earning Assets 4.64 4.37 3.91 3.76 3.94 4.15 4.40 4.39 4.14 3.85 3.87 3.82 4.05
RFRBR Fee Revenue - % 15.2% 15.2% 15.1% 15.0% 15.1% 13.2% 10.8% 11.6% 11.5% 10.4% 7.7% 9.8% 9.9%
REFRO Efficiency Ratio - % 54.3% 45.3% 45.0% 45.4% 45.2% 49.1% 40.0% 54.4%
RIBTM Income before Tax Margin - % 22.2% 34.6% 35.9% 38.1% 39.6% 38.0% 34.5% 38.1% 44.8% 46.6% 29.4% 33.0% 39.8%
RINTR Income Tax Rate - % 26.1% 25.2% 25.1% 25.3% 25.0% 25.0% 23.9% 24.4% 24.3% 24.5% 24.5% 21.4% 21.1%
RNIMAR Net Margin - % 16.4% 25.9% 26.9% 28.4% 29.7% 28.5% 26.3% 28.8% 33.9% 35.2% 22.2% 26.0% 31.4%
Return on Average Common Equity - % (Income available to Common excluding Extraordinary
RetOnSTCSE Items) 7.7% 12.1% 11.8% 10.2% 9.4% 9.6% 10.0% 10.5% 11.4% 11.3% 7.3% 8.1% 10.0%
RetOnEarnAssts Return on Earning Assets - % 1.0% 1.5% 1.4% 1.4% 1.4% 1.4% 1.5% 1.6% 1.7% 1.8% 1.1% 1.3% 1.5%
Return on Average Total Assets - % (Income before Discontinued Operations & Extraordinary
RetOnTotAst Items) 0.9% 1.4% 1.3% 1.3% 1.3% 1.3% 1.4% 1.5% 1.6% 1.7% 1.1% 1.2% 1.5%
Growth
STCOC Common Shares - Outstanding - Total 11,724,469 14,199,326 17,237,982 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297 22,945,297
Capital Ratio
STCR Capital Adequacy - Total (%) 13.8% 16.5% 19.3% 18.7% 17.3% 18.3% 17.5% 17.6% 19.2% 22.0% 23.1% 21.5%
SRWA Risk Weighted Assets 6,042,471 6,218,568 6,088,394 6,621,031 7,325,567 8,244,905 9,448,147 9,882,430 10,633,046 9,802,892 9,945,753 10,250,591
SRLC Liquidity Coverage Ratio - Basel 3 - % 154.0% 151.0% 149.7% 207.6% 229.2% 178.0%
SRSF Net Stable Funding Ratio - Basel 3 - % 118.0% 119.0% 125.0% 151.6% 152.8% 139.6%
Banking - Other Metrics
RLLTL Reserves for Loan Losses - Total Percentage of Loans - Gross - Total 1.97 1.79 1.75 1.83 1.98 1.93 3.22 3.74 3.53 3.50 4.19 6.00 5.05
RLL2NPL Reserves for Loan Losses - Total to Loans - Non-Performing & Impaired 1.42 2.14 2.69 1.56 1.65 1.78 2.19 2.14 2.26 2.34
RRLTA Reserves for Loan Losses - Total Percentage of Total Assets 1.2% 1.2% 1.3% 1.3% 1.4% 1.5% 2.3% 2.7% 2.5% 2.6% 2.5% 3.5% 3.1%
RNLTL Loans - Non-Performing & Impaired Percentage of Loans - Gross - Total 1.3% 0.8% 0.7% 1.3% 1.2% 1.8% 1.7% 1.7% 1.6% 1.8%
RNPLCE Loans - Non-Performing & Impaired Percentage of Shareholders Equity - Common 7.9% 5.3% 3.5% 6.1% 6.8% 9.0% 8.7% 8.3% 7.4% 7.4%
RNPLLR Loans - Non-Performing & Impaired Percentage of Reserves for Loan Losses - Total 70.7% 46.7% 37.2% 64.0% 60.7% 56.2% 45.7% 46.8% 44.2% 42.7%
RTLOTA Loans - Gross - Total Percentage of Total Assets 62.90 68.73 73.74 70.80 70.09 78.98 70.05 72.30 70.92 72.96 59.81 58.69 61.14
REPLD Loans to Deposits (End of Period) 0.87 0.90 0.89 0.97 0.94 1.06 0.89 0.91 0.94 0.96 0.73 0.70 0.77
RLLCR Loan Loss Coverage Ratio 16.10 37.09 6.91 11.73 3.41 23.13 5.17
Financial Strength / Leverage
RTDTA Total Debt Percentage of Total Assets 2.9% 3.0% 1.9% 7.4% 6.1% 7.5% 4.4% 4.0% 8.3% 7.2% 2.8% 2.3% 6.6%
RTDTC Total Debt Percentage of Total Capital 20.2% 21.1% 14.2% 34.8% 29.6% 35.5% 23.9% 22.0% 37.1% 32.0% 16.2% 13.1% 31.6%
RTDTE Total Debt Percentage of Total Equity 25.2% 26.8% 16.5% 53.3% 42.0% 55.0% 31.4% 28.2% 59.0% 47.0% 19.3% 15.1% 46.3%
EarnRetenRate Earnings Retention Rate 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 0.80 0.60
PayoutRatio Dividend Payout Ratio - % 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 20.0% 40.0%
DivCover Dividend Coverage - % 499.1% 250.0%
Productivity
Inc2Empl Net Income after Tax per Employee 15,350 14,203 16,074 16,039 19,373 24,169 29,241 35,223 25,084 30,063 36,865
Sales2Empl Sales per Employee 57,042 49,944 54,151 56,356 73,696 83,886 86,333 100,082 113,091 115,786 117,503
TotAst2Empl Total Assets per Employee 1,121,644 1,264,735 1,190,811 1,251,705 1,262,636 1,509,648 1,750,206 1,987,709 2,188,475 2,454,650 2,604,346 2,633,227
Company Fundamentals - Valuation
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017 20202018 2021 2019 2022
Period End Date 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018
31-12-2020 31-12-2019
31-12-2021 31-12-2022
Akuntan
IDR KantorIDR
Akuntan
IDR KantorIDR
Akuntan
0.00011104941699 0.00011037527594 0.00010384215992 8.2236842105E-05 8.0775444265E-05 7.2542618789E-05 0.00007423904974 7.3719130114E-05 6.9565217391E-05 0.00007204610951 7.1225071225E-05 Rekan
7.0175438596E-05 Rekan
6.4246707356E-05
Valuation - Standardized (Currency: US Dollar)
FCC Field Name 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
Enterprise Value
Ev Enterprise Value 858,029 496,282 863,329 1,119,871 1,123,989 1,071,398 1,539,318 1,293,681 1,622,218 1,610,903 1,495,052 881,527 1,690,808
Ev_Avg5 Enterprise Value, 5 Year Average 519,688 540,533 593,572 636,782 776,565 799,594 1,059,396 1,188,135 1,256,167 1,422,642 1,495,052 1,358,313 1,356,228
Market Capitalization
Mcap Market Capitalization 1,086,722 831,040 1,344,653 1,148,865 1,247,716 1,050,512 1,745,422 1,569,926 1,351,095 1,382,913 1,326,705 1,068,040 1,087,263
Mcap_Avg5 Market Capitalization, 5 Year Average 642,005 712,624 831,778 822,217 964,153 934,008 1,193,141 1,307,853 1,310,009 1,410,735 1,453,713 1,315,921 1,148,559
Price Close
Price Price Close (End of Period) 0.09 0.06 0.08 0.05 0.05 0.05 0.08 0.07 0.06 0.06 0.06 0.05 0.05
Price_Avg5 Price Close (End of Period), 5 Year Average 0.05 0.06 0.06 0.05 0.05 0.05 0.06 0.06 0.06 0.06 0.06 0.06 0.05
FOCF Yield
FOCFYield Free Cash Flow Yield - % 22.5% 23.2% 17.4% 8.0% 5.4% 10.5% 44.9% 2.8% 40.7% 22.9% 26.2% 158.7% 72.6%
FOCFYield_Avg5 Free Cash Flow Yield - %, 5 Year Average 11.6% 16.0% 22.7% 3.0% 4.6% 8.4% 16.5% 11.7% 18.2% 21.2% 26.6% 43.5% 32.5%
Dividend Yield
DivYieldI Dividend Yield - Common Stock - Net - Issue Specific - % 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2.5%
DivYieldI_Avg5 Dividend Yield - Common Stock - Net - Issue Specific - %, 5 Year Average 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.5%
DivYieldGrossI Dividend Yield - Common Stock - Gross - Issue Specific - % 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.0%
DivYieldGrossI_Avg5 Dividend Yield - Common Stock - Gross - Issue Specific - %, 5 Year Average 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.6%
Price to Book
Price2CePSI Price to Book Value per Share - Issue Specific 1.61 1.09 1.46 1.05 1.04 0.89 1.22 0.99 0.80 0.70 0.63 0.48 0.50
Price2CePSI_Avg5 Price to Book Value per Share - Issue Specific, 5 Year Average 1.24 1.09 1.12 1.04 0.98 0.90 0.84 0.70 0.61
Price to Tangible Book
Price2STCPS Price to Tangible Book Value per Share 1.61 1.09 1.46 1.05 1.04 0.89 1.22 0.99 0.80 0.70 0.63 0.48 0.50
Price2STCPS_Avg5 Price to Tangible Book Value per Share, 5 Year Average 1.24 1.09 1.12 1.04 0.98 0.90 0.84 0.70 0.61
Price to Sales
Price2RevPsr Price to Revenue from Business Activities - Total per Share 4.68 2.62 3.54 2.71 3.48 2.77 3.49 2.85 2.52 2.32 1.99 1.58 1.61
Price2RevPsr_Avg5 Price to Revenue from Business Activities - Total per Share, 5 Year Average 3.22 3.04 3.14 3.22 3.36 3.02 3.20 3.06 2.98 2.76 2.58 2.21 1.97
Price to FOCF
Price2SFCFLPsr Price to Free Cash Flow per Share 4.31 5.76 12.45 18.54 2.23 2.46 4.37 3.82 0.63
Price2SFCFLPsr_Avg
5 Price to Free Cash Flow per Share, 5 Year Average 8.61 6.25 4.41 33.70 21.58 11.89 6.05 8.54 5.48 4.72 3.76 2.30 3.08
Price to CF Per Share
Price2CfPsr Price to Cash Flow per Share 22.99 8.71 11.45 8.43 10.43 8.82 12.04 9.17 6.95 6.17 7.87 5.45 4.69
Price2CfPsr_Avg5 Price to Cash Flow per Share, 5 Year Average 14.38 12.71 12.08 11.42 11.30 9.55 10.28 9.80 9.24 8.28 8.13 7.00 6.09
Price to Diluted EPS
Price2EpsExclExtra Price to EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total 28.59 10.10 13.15 9.54 11.71 9.75 13.27 9.89 7.44 6.60 8.95 6.10 5.14
Price2EpsExclExtra_ Price to EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total, 5 Year
Avg5 Average 17.48 15.33 14.31 13.26 13.00 10.81 11.51 10.82 10.08 8.95 8.85 7.65 6.68
Price to Normalized Diluted EPS
Price2EpsNorm Price to EPS - Diluted - excluding Extraordinary Items - Normalized - Total 19.44 7.63 10.29 7.57 10.03 9.77 13.24 9.83 7.41 6.55 8.54 6.09 5.14
Price2EpsNorm_Avg
5 Price to EPS - Diluted - excluding Extraordinary Items - Normalized - Total, 5 Year Average 1.24 1.09 1.12 1.04 0.98 0.90 0.84 0.70 0.61
PEG Ratio
PEGRatio PE Growth Ratio -1.14 0.13 0.88 0.82 -1.18 0.77 0.69 0.46 0.35 0.58 -0.31 0.31 0.16
PEGRatio_Avg5 PE Growth Ratio, 5 Year Average 5.29 0.93 0.69 0.70 1.40 0.58 1.25 1.04 0.82 0.52 1.27 1.08 0.75
EV to Sales
Ev2Rev Enterprise Value to Revenue from Business Activities - Total 3.02 1.55 2.44 3.39 3.10 2.80 3.05 2.32 2.99 2.68 2.22 1.29 2.48
Ev2Rev_Avg5 Enterprise Value to Revenue from Business Activities - Total, 5 Year Average 2.46 2.17 2.17 2.52 2.77 2.74 2.97 2.86 2.83 2.76 2.63 2.26 2.30
EV to EBITDA
Ev2SEBITDA Enterprise Value to Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) 7.33 3.31 5.19 6.84 6.43 6.85 8.20 5.73 6.34 5.44 6.62 3.58 5.80
Enterprise Value to Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA), 5
Ev2SEBITDA_Avg5 Year Average 6.21 5.21 4.94 5.48 5.88 5.94 6.83 6.77 6.65 6.36 6.34 5.52 5.56
EV to CFO
Ev2Ocf Enterprise Value to Net Cash Flow from Operating Activities 2.35 3.78 12.76 12.01 1.90 2.80 4.84 3.97 0.51
Ev2Ocf_Avg5 Enterprise Value to Net Cash Flow from Operating Activities, 5 Year Average 6.64 4.64 3.34 16.30 12.73 10.89 5.09 7.05 4.83 4.46 3.65 2.27 3.36
EV to FOCF
Ev2SFCFL Enterprise Value to Free Cash Flow 2.55 3.98 15.54 16.53 1.95 2.92 5.04 4.26 0.51
Ev2SFCFL_Avg5 Enterprise Value to Free Cash Flow, 5 Year Average 8.62 5.39 3.62 23.15 16.71 13.63 5.52 7.87 5.20 4.71 3.83 2.35 3.60
Company Fundamentals - Operating Metrics
CF Template BNK
Scaling Thousands
Period Annual
Measure system Metric
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2021 2020
Period End Date 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019
31-12-2021 31-12-2020
Standardized Currency IDR IDR IDR IDR IDR IDR IDR IDR IDR IDR
KantorIDR
Akuntan IDR
Auditor Name Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja, Tanudiredja,
Publik Tanudiredja, Tanudiredja,
Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan Wibisana & Rekan
Wibisana, Rintis &Wibisana & Rekan
0.00011104941699 0.00011037527594 0.00010384215992 8.2236842105E-05 8.0775444265E-05 7.2542618789E-05 0.00007423904974 7.3719130114E-05 6.9565217391E-05 0.00007204610951 7.1225071225E-05 7.0175438596E-05
Avg. FX Rate 0.00011018060187 0.00011425796378 0.00010696750735 9.6399628161E-05 8.4379597068E-05 7.4832241577E-05 7.5213146703E-05 7.4738218878E-05 7.0374557429E-05 7.0758675621E-05 6.9040130863E-05 6.9985377189E-05
Operating Metrics - Standardized (Currency: US Dollar)
FCC Field Name 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021
Margins & Ratios
SNIMT Net Interest Margin - Total - % 5.1% 4.8% 4.2% 4.1% 4.2% 4.1% 4.6% 4.5% 4.2% 4.0% 3.8% 3.8%
SSLMT Solvency Margin - Total - % 71.7%
Customer transaction & Other measures
SNDCT Number of Digital Clients - Total 226,384 327,000

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Company Fundamentals - Segments

Company Name Bank OCBC NISP Tbk PT (NISP.JK)

Segments - Business Line By Segment (Currency: US Dollar)

Segments - Business Line By Statement Item (Currency: US Dollar)

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