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SPECTRA-SoftPOS EN

The document describes SPECTRA's SoftPOS solution which allows merchants to accept contactless payments using their smartphones without additional hardware. The solution includes an SDK, payment gateway services, and attestation/monitoring server. It offers benefits like lower costs and more flexibility for merchants and payment providers.

Uploaded by

Abiy Mulugeta
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33 views3 pages

SPECTRA-SoftPOS EN

The document describes SPECTRA's SoftPOS solution which allows merchants to accept contactless payments using their smartphones without additional hardware. The solution includes an SDK, payment gateway services, and attestation/monitoring server. It offers benefits like lower costs and more flexibility for merchants and payment providers.

Uploaded by

Abiy Mulugeta
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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SoftPOS Solution

SPECTRA SoftPOS provide an innovative, leading edge solution to merchants.


● Offering “Tap to Phone “ payment experience with NFC. It makes easier for retailers to use their
smartphones to accept contactless card payments, eliminates the cost of purchasing and
supporting hardware, maintenances and repairs. The SoftPOS modular integration
options, allowing mPOS or Ecommerce Service Provider to quick start their SoftPOS transaction
processing and settlement systems by integrating the SPECTRA SoftPOS SDK (SP-SDK) and
SPECTRA Payment Gateway Services (SPGS).

Benefit for Merchants


● No extra hardware is required
OK!
● No maintenance and repair service fee
● No printing and spare parts are required
● Accept all contactless payment devices,
such as cards, smartphones, wearables BILL
with NFC
● 100% digital and secure
● Quick check out
● Mobility
● Low monthly fee
Benefit for mPOS or
EXPENSE Ecommerce Service Provider
● No terminal cost
● No delivery cost
● Very low service staffing requirements
● High flexibility for merchants
● Accept customised UI and features
● Advantage to target micro merchants
Accepts
Popular Payment Methods

Why SPECTRA SoftPOS Solution?


1 SDK based: Customer can develop their own SoftPOS application with the maximum
flexibility to customize app UI or online transaction message.

2 Each app can have their own EMV configs. For example, smaller transaction limits for
smaller shop but larger transaction limits for larger shop. It is flexible, depending on the
customer’s business need.

3 Fast transaction speed. The SDK will do attestations at background.

4 SP-SDK supports Visa, Mastercard, Amex, Discover, UPI and PURE EMV kernels.

5 SPGS displays the aggregated and omnichannel transaction data, user management etc.

Digital
Brochure
SPECTRATECH.com SoePay.com

SPECTRA Technologies Holdings Co. Ltd.


Units 1301-9 &19-20, Tower II, Grand Century Place, 193 Prince Edward Road West, Kowloon, Hong Kong
Tel (852) 2319 2918 Fax (852) 2319 2631 Email enquiry@spectratech.com www.SPECTRATECH.com Ref.: SoftPOS-LF22EN01
Architecture of SoftPOS Solution
SP-SDK
Android Mobile Device with NFC
Data-Key
Database
Data in JSON Acquirer
Storage
(or any format)

Secure Data in
Channel ISO8583
Gateway

SPGS
SPECTRA Gateway

SP-AMS Transaction
Attestation and Database
Monitoring Server on Cloud
Storage / TMS
Modules of Integration
SP-SDK It's an Android application with SP-SDK can read a contactless card details SPGS Stands for the SPECTRA Payment Gateway Services. It is a managed
to further process a credit card payment. It will also do attestation and gateway service, and PCI-DSS certified.
monitoring to the mobile devices. ● Identity service for merchant authentication & authorization

● Organization service for merchant and shop management

SP-AMS Stands for Attestation and Monitoring Base Server. It is a Cloud system to ● Device service for managing the SoftPOS, or even SmartPOS fleet
monitor and mitigate threats and attacks against the mobile devices.
● Payment service for managing the transaction records, routing, and configs
● Attestation – process health check and enforce pre-establish
● Reporting service to provide a layer for data analytic, reporting which
security policies
consolidates sources from different services
● Monitoring – monitor and provision security control to detect, alert and

mitigate threat
SPECTRA Technologies Holdings Co. Ltd.
Units 1301-9 &19-20, Tower II, Grand Century Place, 193 Prince Edward Road West, Kowloon, Hong Kong
SPECTRA Technologies Holdings Co. Ltd. Tel (852) 2319 2918 Fax (852) 2319 2631 Email enquiry@spectratech.com www.SPECTRATECH.com
SPECTRATECH.com SoePay.com SPECTRATECH.com Digital
Units 1301-9 &19-20, Tower II, Grand Century Place, 193 Prince Edward Road West, Kowloon, Hong Kong
Tel (852) 2319 2918 Fax (852) 2319 2631 Email enquiry@spectratech.com www.SPECTRATECH.com Brochure

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