Auto Secure ­ Private Car Package Policy

Date : 11/05/2021

Your Policy Details :

Policy Number : 0158231447
Name : MR PAWAN KULKARNI S Renewal : 03
Address : NO. 13 1ST CROSS KERE KODI MAIN ROAD D SOUZA Endorsement : 00
NAGAR HOSAKEREHALLI BSK 3RD STAGE
Own Damage Policy Period: From 18/05/2021 to. Midnight
BANGALORE ­ 560085
Of 17/05/2022
BANGALORE
KARNATAKA Liabiliity Policy Period: From 18/05/2021 to. Midnight
INDIA Of 17/05/2022
PA Cover to Owner Driver Policy
Period: From 18/05/2021 to. Midnight Of 17/05/2022
Premium Paid : 9,073.00

Dear MR PAWAN KULKARNI S,

Welcome to Tata AIG General Insurance Company Limited’s family & we thank
you for choosing our Auto Secure ­ Private Car Package Policy for your vehicle
insurance.
We are enclosing Policy schedule cum certificate of insurance of your vehicle.
You are requested to visit our website www.tataaiginsurance.in for policy
wording.
We would like to inform you that policy has been issued based on the
information and declaration provided by you. No Claim Bonus (NCB) if shown
on your policy schedule has been allowed as you had not reported any claim
in the previous policy.
Kindly go through the enclosed information/declaration provided by you and in
case your policy shows No Claim Bonus, for which you are not entitled as
explained above or any other error/discrepancy then we request you to get in
touch with us within 15 days of receipt of the policy for correction otherwise
all particulars will be deemed to be correct.
You may reach us at our 24*7 helpline 1800 266 7780 for providing any
information or in case you desire to have a printed copy of policy wording. QRCode
We, thank you once again, for choosing Tata AIG General Insurance Company
Limited for insuring your vehicle. We assure you of our best of services at all
times. Happy driving!

Sincerely,
For Tata AIG General Insurance Company Limited

Authorized Signatory

TATA AIG General Insurance Company Ltd. Regd. Office: 15th floor, Tower A, Peninsula Business Park,Ganpatrao Kadam Marg, Off Senapati Bapat Marg, Lower Parel, Mumbai­ 400 013.
IRDA Registration No.108, CIN No : U85110MH2000PLC128425, PAN : AABCT3518Q, UIN No : IRDAN108RP0002V01200001
Website: www.tataaig.com 24X7 Tollfree Helpline 1800­266­7780 E­mail: customersupport@tataaig.com
 ^Premium mentioned covers Self and Family and is Inclusive of All Applicable Taxes, Conditions apply.

#Premium mentioned is Inclusive of All Applicable Taxes, Conditions apply.

*Tax benefit under section 80D of Income Tax Act 1961. Tax benefits are subject to changes in tax laws. If one purchases a health insurance policy for
self/spouse/children, he/she can claim a tax deduction of upto 25000. When one purchases a health insurance policy for parents (a senior citizen), he/she is
eligible for an additional tax deduction benefit upto 30000.
Purchase of Tata AIG General Insurance Company Limited products are purely on voluntary basis. Insurance is the subject matter of the solicitation. For more
details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
Accident Guard Policy UIN: IRDA/NL­HLT/TAGI/P­P/V.I/195/13­14 MediPrime UIN:IRDA/NL­HLT/TAGI/P­H/V.I/34/13­14 Homesecure (Householders) Instachoice
Policy for health component i.e. Personal Accident cover UIN: 53/IRDAI/HLT/TAGI/NL­PACKAGE/2015­16

TATA AIG General Insurance Company Ltd. Regd. Office: 15th floor, Tower A, Peninsula Business Park,Ganpatrao Kadam Marg, Off Senapati Bapat Marg, Lower Parel, Mumbai­ 400 013.
IRDA Registration No.108, CIN No : U85110MH2000PLC128425, PAN : AABCT3518Q, UIN No : IRDAN108RP0002V01200001
Website: www.tataaig.com 24X7 Tollfree Helpline 1800­266­7780 E­mail: customersupport@tataaig.com
TATA AIG General Insurance Company Ltd. Regd. Office: 15th floor, Tower A, Peninsula Business Park,Ganpatrao Kadam Marg, Off Senapati Bapat Marg, Lower Parel, Mumbai­ 400 013.
IRDA Registration No.108, CIN No : U85110MH2000PLC128425, PAN : AABCT3518Q, UIN No : IRDAN108RP0002V01200001
Website: www.tataaig.com 24X7 Tollfree Helpline 1800­266­7780 E­mail: customersupport@tataaig.com
 Certificate Of Insurance and Policy Schedule Form 51 of the Central Motor Vehicle Rules, 1989

Agent Name: KAVITHA K

Agent License Code: 9725601; Agent Contact No.: 9341799995
Policy No.: 0158231447 Policy Code: 03/00/3184/02 Policy Type: Auto Secure ­ Private Car Package Policy
Alternate Policy Number: Covernote No: Covernote Issuance Date:
Name & Address of Insured Period of Insurance
Name : MR PAWAN KULKARNI S (Section ­ I Own Damage) From 00:01 Hours on 18/05/2021 To Midnight
Address : NO. 13 1ST CROSS KERE KODI MAIN ROAD D SOUZA NAGAR of 17/05/2022
HOSAKEREHALLI BSK 3RD STAGE
BANGALORE ­ 560085 (Section ­ II Liability) From 00:01 Hours on 18/05/2021 To Midnight
BANGALORE of 17/05/2022
KARNATAKA
INDIA (Section ­ III PA cover for owner driver) From 18/05/2021 To Midnight
Place of supply ­KARNATAKA of 17/05/2022
State code ­29

Contact Number : 9916109878

Customer ID : 6018227809
GSTIN :
Hire Purchase / Hypothecation /
RTO Location: BENGALURU Zone : A Geographical Area : India
Lease With: N/A
Licensed carrying
Registration Make/Model/Body Trailer Registration No. /
Engine No. Chassis No. Mfg. Year CC/KW Capacity including
No. Type Chassis No.
driver
MARUTI/CELERIO / ZXI
KA 05 MV
AMT (O)/ 48372 14914 2017 998 5
4189
HATCH BACK
Insured Declared Value (IDV)
Non­Electrical Electrical / Electronic Bi­Fuel/CNG/LPG
Year IDV of Vehicle Trailer Side car Total IDV
Accessories Accessories Kit
1 339552 0 0 0 0 0 339552
SCHEDULE OF PREMIUM
Section ­ I OWN DAMAGE (A) Section ­ II LIABILITY (B)
Own Damage Premium on Vehicle & Accessories Third Party Premium
Basic OD Premium 3,716.23 Basic TP premium 2,072.00

PA Benefits
Discounts Under Own Damage Section One Year Compulsory PA Cover for Owner Driver 1,500,000.00 375.00
Less: No claim bonus (45% ) 1,672.30
TOTAL OWN DAMAGE PREMIUM (A) 2,043.93 Legal Liability
Add : Legal Liability to paid driver (IMT 28) Number of persons : 1 50.00
Section ­ I ADD ON COVERS (C)
Add : Road Side Assistance 116.00 TOTAL LIABILITY PREMIUM (B) 2,497.00
Add : Key Replacement (TA 15) Sum Insured: 25,000.00 per occurrence
265.00
limit 50% of SI NET PREMIUM(A+B+C) 7,689.00
Add : Depreciation Reimbursement (TA 01) 2,546.64 UGST/SGST @9 % 692.00
Add : Loss of personal belongings (TA 09) Sum Insured : 10,000.00 110.00 CGST @9 % 692.00
Add : Emergency transport and hotel expenses (TA 10)
110.00
Any One Accident : Any One Year :
TOTAL POLICY PREMIUM 9,073.00
TOTAL ADD ON PREMIUM (C) 3,147.64
Drivers Clause: Persons or classes of persons entitled to drive: Any person including the insured. Provided that a person driving holds an effective driving license at the time
of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner's License may also drive the vehicle
and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.
Limitations as to Use: The Policy covers use of the vehicle for any purpose other than : a) Hire or Reward other than for the purpose of driving tuitions b) Carriage of goods
(other than samples or personal luggage) c) Organized racing d) Pace Making e) Speed testing f) Reliability Trials g) Any purpose in connection with Motor Trade
LIMITS OF LIABILITY
Under Section II ­ 1 Such amount as is necessary to Under Section II ­ 1 7,50,000 Under Section III : 1,500,000.00 /­ Number of claims
(i) of policy (Death meet the requirements of (ii) of policy (Third One Year Compulsory covered under
of or bodily injury) the Motor Vehicles Act,1988. Party Property PA Cover for Owner Depreciation
Damage) Driver Reimbursement Cover
:2
Basis of claim
TATA AIG General Insurance Company Ltd. Regd. Office: 15th floor, Tower A, Peninsula Business Park,Ganpatrao Kadam Marg, Off Senapati Bapat Marg, Lower Parel, Mumbai­ 400 013.
IRDA Registration No.108, CIN No : U85110MH2000PLC128425, PAN : AABCT3518Q, UIN No : IRDAN108RP0002V01200001
Website: www.tataaig.com 24X7 Tollfree Helpline 1800­266­7780 E­mail: customersupport@tataaig.com
 settlement for Tyre
Secure cover :0
Deductible Under Compulsory Deductible : 1,000 UIN Numbers: IRDAN108RP0002V01200001/A0001V01200910
Section I Voluntary Deductible : 0 , IRDAN108RP0002V01200001/A0005V01200910
Imposed Excess : 0 , IRDAN108RP0002V01200001/A0054V01201819
Franchisee : 0.00 , IRDAN108RP0002V01200001/A0055V01201819
, IRDAN108RP0002V01200001/A0056V01201819
, IRDAN108RP0002V01200001/A0022V01201213
Subject to: A) IMT Endorsement No.: 22,28
B) TATA AIG Auto Secure endorsement No.(TA): 01, 08, 09, 10, 15
NOMINATION DETAILS
Name of the Nominee Relationship with Insured Name of Appointee (If nominee is minor) Relationship with Nominee
MEGHA PAWAN KULKARNI Wife

I/We hereby certify that the Policy to which this Certificate relates as well as this Certificate of Insurance are issued in accordance with the provisions of Chapter X and Chapter
XI of M.V. Act, 1988.
In witness whereof this Policy has been signed at BANGALORE on 11/05/2021
Receipt No.(s): 105001020636901 , 11/05/2021

The stamp duty of 0.25 paid in cash or demand draft or by pay order, For TATA AIG General Insurance Company LTD.
vide Receipt/Challan no: CSD/200/2020/3048 dated : 21/12/2020

GSTIN : 29AABCT3518Q1ZS ­ KARNATAKA Authorized Signatory

Service Account Code: 997134
Policy Servicing Office : 2ND FLOOR, JP & DEVI JAMBUKESWAR ARCADE, NO.69 MILLERS ROAD,BANGALORE,KARNATAKA,BANGALORE­560052, Tel No:91­91­8066272829
Warranted that the insured named herein/owner of the vehicle holds a valid Pollution Under Control (PUC) Certificate and/or valid fitness
certificate, as applicable, on the date of commencement of the Policy and undertakes to renew and maintain a valid and effective PUC and/or
fitness Certificate, as applicable, during the subsistence of the Policy. Further, the Company reserves the right to take appropriate action in
case of any discrepancy in the PUC or fitness certificate.
IMPORTANT NOTICE
The Insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule.Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply
with the Motor Vehicles Act, 1988 is recoverable from the Insured. See the clause headed 'AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY'. This policy does not cover pre existing damages as per Inspection
photographs and Report
Note :This Schedule, Policy terms and conditions available on company website and Endorsements mentioned herein above shall read together and word or expression to which a specific meaning has been attached in any
part of this Policy or of the Schedule shall bear the same meaning wherever it may appear. Any amendments/modifications/alterations made on this system generated policy document is not valid and Company shall not be
liable for any liability whatsoever arising from such changes. Any changes required to be made in the policy once issued, would be valid and effective, only after written request is made to the Company and Company accepts
the requested amendments/modifications/alterations and records the same through separate endorsement to be issued by the Company. You are advised to go through the policy schedule cum certificate of insurance which is
issued based on your declaration and if any error/ discrepancy is found in respect of vehicle details, No Claim Bonus or any other material information, it should be brought to our notice within 15 days of receipt of this policy
for necessary correction along with the supporting documents, otherwise it will be deemed correct. You may visit company website at www.tataaiginsuarance.in for detailed benefits, terms & conditions & exclusions of the
policy. You may also reach us at our 24*7 helpline 1800 266 7780 in case you desire to have a printed copy of policy wording. Our grievance redressal procedure and details about ombudsman is also available in our policy
wording. Please note that any misrepresentation, non disclosure or withholding of material facts will lead to cancellation of policy ab initio with forfeiture of premium and non consideration of claim, if any. We will specifically
seek confirmation on No Claim Bonus availed by you from your previous insurer. In case we receive confirmation that you had lodged claim with them then we will forfeit all the benefits under section I i.e. own damage
section of the policy.

TATA AIG General Insurance Company Ltd. Regd. Office: 15th floor, Tower A, Peninsula Business Park,Ganpatrao Kadam Marg, Off Senapati Bapat Marg, Lower Parel, Mumbai­ 400 013.
IRDA Registration No.108, CIN No : U85110MH2000PLC128425, PAN : AABCT3518Q, UIN No : IRDAN108RP0002V01200001
Website: www.tataaig.com 24X7 Tollfree Helpline 1800­266­7780 E­mail: customersupport@tataaig.com
 RECEIPT

Receipt No. : 105001020636901 Receipt Date : 11/05/2021

Policy No : 0158231447

Received with thanks from MR PAWAN KULKARNI S a sum of 9,072.00 ( Rupees Nine Thousand Seventy Two And Paise Zero Only) vide Card no.
XXXXXXXXXXXX9999

Sr. Policy Utilized from the receipt for

Total Premium ( ) Balance ( )
No. Number policy ( )
1 0158231447 9,073.00 9,072.00 0.00

Note:
1. This is a computer generated receipt and does not require a signature.
2. Upon issuance of this Receipt, all previously issued temporary receipts, if any, related to this Policy shall be considered null and void.
3. Amounts received by cheque shall be subject to realisation.
4. Any amount received in excess of the Premium is being/shall be refunded by the Company.

GSTIN : 29AABCT3518Q1ZS ­ KARNATAKA Service Accounting Code : 997134

Revenue (consolidated) Stamp Duty duly paid vide challan No.CSD/200/2020/3048 date 21/12/2020 for applicable cases.

TATA AIG General Insurance Company Ltd. Regd. Office: 15th floor, Tower A, Peninsula Business Park,Ganpatrao Kadam Marg, Off Senapati Bapat Marg, Lower Parel, Mumbai­ 400 013.
IRDA Registration No.108, CIN No : U85110MH2000PLC128425, PAN : AABCT3518Q, UIN No : IRDAN108RP0002V01200001
Website: www.tataaig.com 24X7 Tollfree Helpline 1800­266­7780 E­mail: customersupport@tataaig.com
1. Name (Registered Owner of the Motor Vehicle)*: MR PAWAN KULKARNI S

2. Address for : NO. 13 1ST CROSS KERE KODI MAIN ROAD D SOUZA NAGAR HOSAKEREHALLI BSK 3RD STAGE
Communication* BANGALORE ­ 560085
BANGALORE
KARNATAKA
INDIA

3. Vehicle Details: Please refer policy schedule cum certificate.

4. Fuel Type: PETROL

5. Insured’s Declared Value ­ Please refer policy schedule cum certificate.

6. Previous Insurance Particulars*:

Policy Number*:0158231447 Date of Expiry*:17/05/2021 Type of Cover :Package

Name of the Insurer*: TATA AIG GENERAL INSURANCE CO.LTD. / 560052

Accident in the previous policy period: No NCB in previous policy: N/A NCB claimed: 0

7. Own Damage period of insurance desired from*:18/05/2021 to midnight of 17/05/2022

8. Liability period of insurance desired from*:18/05/2021 to midnight of 17/05/2022

9. Compulsory PA cover for owner driver period of insurance desired from:18/05/2021 To Midnight of 17/05/2022

10. Financier’s Details: Please refer policy schedule cum certificate.

11. Extra Benefits opted

Un­Named Persons Personal Accident Cover for seating capacity, including driver: CSI N/A

Wider Legal Liability to Paid Driver (As per Workmen’s Compensation Act, Fatal Accident Act & Common Law) : N/A

One Year Compulsory PA Cover for Owner Driver : 1,500,000.00 /­

Name of the Nominee & Age: MEGHA PAWAN KULKARNI 18 Relationship: Wife

Name of Appointee (if Nominee is Minor): Relationship to the Nominee:

12. Restriction of Cover/Discounts/Concessions/Extended Covers

Automobile association membership opted: No

Third Party Property Damage Cover restricted to 6,000/ only: No

Is Voluntary Deductible opted NO Amount of Deductible opted : N/A

Vehicle is fitted with Anti Theft Device approved by ARAI : No

13. Add on covers ­ Please refer policy schedule cum certificate.

14. Bank Details (Required for Refund / Claims)

Name of the Account Holder: MR PAWAN KULKARNI S

Name of Bank & Branch:N/A , N/A Account Number:N/A IFSC Code of Bank: N/A

15. Declaration for No Claim Bonus (If NCB Confirmation is not submitted but NCB claimed)

I/We declare that the rate of NCB claimed by me/us is correct and that NO CLAIM has arisen in the expiring Policy Period (Copy of Policy enclosed). I/We further undertake that
if this declaration is found incorrect all benefits under the Policy in respect of Section­1 of the Policy will stand forfeited.

16. I hereby give my consent to receive one page insurance policy.

17. AML Guidelines:

1. I/we hereby confirm that all premiums have been/will be paid from bonafide sources and no premiums have been/will be paid out of proceeds of crime related to any of the
offence listed in Prevention of Money Laundering Act, 2002.
TATA AIG General Insurance Company Ltd. Regd. Office: 15th floor, Tower A, Peninsula Business Park,Ganpatrao Kadam Marg, Off Senapati Bapat Marg, Lower Parel, Mumbai­ 400 013.
IRDA Registration No.108, CIN No : U85110MH2000PLC128425, PAN : AABCT3518Q, UIN No : IRDAN108RP0002V01200001
Website: www.tataaig.com 24X7 Tollfree Helpline 1800­266­7780 E­mail: customersupport@tataaig.com
2. I understand that the Company has the right to call for documents to establish sources of funds.
3. The insurance company has right to cancel the insurance contract in case I am/have been found guilty by any competent court of law under any of the statutes, directly or
indirectly governing the prevention of money laundering in India.

18. We have issued the policy basis your confirmation that you hold a valid PUC and/or Fitness certificate, as applicable.

TATA AIG General Insurance Company Ltd. Regd. Office: 15th floor, Tower A, Peninsula Business Park,Ganpatrao Kadam Marg, Off Senapati Bapat Marg, Lower Parel, Mumbai­ 400 013.
IRDA Registration No.108, CIN No : U85110MH2000PLC128425, PAN : AABCT3518Q, UIN No : IRDAN108RP0002V01200001
Website: www.tataaig.com 24X7 Tollfree Helpline 1800­266­7780 E­mail: customersupport@tataaig.com