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    Assignmen Kajal 30 03 24

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    The document provides information about two cooperative banks - TJSB Sahakari Bank Ltd and GP Parsik Sahakari Bank Ltd, including their overview, financials, branches and loan schemes. Details about the Louiswadi branches of both banks such as IFSC codes, address and services offered are also mentioned.

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    Assignmen Kajal 30 03 24

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    36 views6 pages
    The document provides information about two cooperative banks - TJSB Sahakari Bank Ltd and GP Parsik Sahakari Bank Ltd, including their overview, financials, branches and loan schemes. Details about the Louiswadi branches of both banks such as IFSC codes, address and services offered are also mentioned.

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    The document provides information about two cooperative banks - TJSB Sahakari Bank Ltd and GP Parsik Sahakari Bank Ltd, including their overview, financials, branches and loan schemes. Details about the Louiswadi branches of both banks such as IFSC codes, address and services offered are also mentioned.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    36 views6 pages

    Assignmen Kajal 30 03 24

    Uploaded by

    kajal.gupta22
    The document provides information about two cooperative banks - TJSB Sahakari Bank Ltd and GP Parsik Sahakari Bank Ltd, including their overview, financials, branches and loan schemes. Details about the Louiswadi branches of both banks such as IFSC codes, address and services offered are also mentioned.

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    Assignment Title

    Comparative Analysis of Loan Process and


    Documentation of TJSB Sahakari Bank
    Ltd. and GP Parsik Sahakari Bank Ltd.

    Name : Kajal Gupta

    Roll no. P15


    Information about the TJSB Sahakari Bank Ltd.
    TJSB Sahakari Bank Ltd., popularly referred to as TJSB Bank, is one of India's
    top cooperative banks, having been established in 1972. With its main office in
    Mumbai, Maharashtra, TJSB Bank has grown throughout India's states,
    providing a comprehensive array of banking services and products to its
    clientele. The bank is dedicated to offering its clients individualised banking
    solutions, such as current and savings accounts, loans, insurance, and
    investment goods. TJSB Bank is renowned for its customer-focused strategy,
    utilizing technology to improve banking while upholding the reliability and
    honesty of a cooperative organization. It has become a well-liked option for
    both individuals and businesses due to its solid financial practices, effective
    service delivery, and community-oriented efforts over the years.
    Financials as on 31.03.2023
     Rs.20,954 Crore Business Mix
     Rs.173 Crore Net Profit

    Information about the GP Parsik Sahakari Bank Ltd.


    GP Parsik Bank is a cooperative bank based in Maharashtra, India, with its
    headquarters located in Kalwa, Thane. Established in 1972, the bank has a rich
    history of serving the financial needs of its customers, particularly in the Thane
    region. As a cooperative bank, GP Parsik Bank operates with the primary
    objective of providing banking services and financial assistance to its members
    and customers, fostering financial inclusion and socio-economic development in
    its community. Over the years, the bank has expanded its range of services to
    include savings accounts, current accounts, fixed deposits, loans, and various
    other financial products tailored to meet the diverse needs of individuals and
    businesses. With a focus on customer satisfaction and innovation, GP Parsik
    Bank continues to evolve and adapt to the changing banking landscape,
    maintaining its position as a trusted financial institution in the region. The bank
    has crossed its business mix of Rs.6228/- crore consisting of deposits over Rs.4,
    349/- crore and advances over Rs.1,879/- crore

    Information about the TJSB Sahakari Bank Ltd. Louiswadi


    Branch
    IFSC Code: TJSB0000103

    MICR Code: MICR not provided

    Bank: TJSB SAHAKARI BANK LTD

    District: THANE

    State: MAHARASHTRA

    Branch: LOUISWADI BRANCH

    Phone number: 25825616

    Address: SHOP NO.2,3,4 & 5, RATNA UMED RESIDENCY,


    PIPELINE ROAD, LOUISWADI, THANE(WEST)-400604.

    Services Offers
    Deposit Accounts:

    TJSB Sahakari Bank Ltd. likely offers various types of deposit accounts such as
    savings accounts, current accounts, fixed deposits, and recurring deposits.

    Loans :

    The bank may offer various types of loans and advances including personal
    loans, home loans, vehicle loans, education loans, and business loans. These
    loans cater to the diverse financial needs of individuals and businesses.

    Investment Services:

    The bank may offer investment products such as mutual funds, insurance
    products, and wealth management services to help customers grow their wealth
    and achieve their financial goals.
    Payment Services:

    TJSB Sahakari Bank Ltd. likely provides payment services such as NEFT
    (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement),
    IMPS (Immediate Payment Service), and UPI (Unified Payments Interface) for
    seamless fund transfers.

    Cards:

    The bank may issue credit and debit cards to customers, enabling them to make
    purchases online and offline, withdraw cash from ATMs, and avail of various
    benefits and rewards offered by the bank.

    Safety Deposit Lockers:

    The bank may provide safety deposit lockers for customers to securely store
    valuable items and documents.

    Government Scheme Services:

    The bank may facilitate various government schemes such as Pradhan Mantri
    Jan Dhan Yojana (PMJDY), Pradhan Mantri Suraksha Bima Yojana (PMSBY),
    Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), and Atal Pension Yojana
    (APY) to extend financial inclusion and social security benefits to customers.

    Information about the GP Parsik Sahakari Bank Ltd. Louiswadi


    Branch
    IFSC Code: PJSB0000010

    MICR Code: MICR not provided

    Bank: G P PARSIK BANK

    District: THANE

    State: MAHARASHTRA

    Branch: LOUISWADI BRANCH

    Phone number: 25811096


    Branch ID: 10

    Address: Louiswadi Branch, Surabhi Apartment, Ground Floor,

    Louiswadi, Thane(w).

    Services Offers
    Savings Accounts:

    Offering interest on deposited funds along with easy withdrawal facilities.

    Current Accounts:

    Tailored for businesses and individuals requiring frequent transactions.

    Fixed Deposits:

    Providing higher interest rates for fixed periods of deposit.

    Recurring Deposits:

    Allowing customers to save regularly over a period of time with fixed monthly
    deposits.

    Loans:

    Providing various types of loans such as personal loans, home loans, education
    loans, and business loans.

    Debit Cards:

    Offering debit card facilities for easy and convenient transactions.

    Information about the TJSB Sahakari Bank Ltd. Personal


    loan Scheme

    Information about the GP Parsik Sahakari Bank Ltd.


    Personal loan Scheme

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