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    An Efficient Privacy-Preserving Credit Score System Based On Non Interactive Zero-Knowledge Proof

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    207r1a67b0
    The document proposes a privacy-preserving credit score system using non-interactive zero-knowledge proofs (NIZKP) to securely assess creditworthiness without revealing sensitive financial data. The proposed system aims to provide enhanced security and privacy compared to traditional credit scoring by generating cryptographic proofs of creditworthiness.

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    An Efficient Privacy-Preserving Credit Score System Based On Non Interactive Zero-Knowledge Proof

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    207r1a67b0
    7 views9 pages
    The document proposes a privacy-preserving credit score system using non-interactive zero-knowledge proofs (NIZKP) to securely assess creditworthiness without revealing sensitive financial data. The proposed system aims to provide enhanced security and privacy compared to traditional credit scoring by generating cryptographic proofs of creditworthiness.

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    The document proposes a privacy-preserving credit score system using non-interactive zero-knowledge proofs (NIZKP) to securely assess creditworthiness without revealing sensitive financial data. The proposed system aims to provide enhanced security and privacy compared to traditional credit scoring by generating cryptographic proofs of creditworthiness.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    7 views9 pages

    An Efficient Privacy-Preserving Credit Score System Based On Non Interactive Zero-Knowledge Proof

    Uploaded by

    207r1a67b0
    The document proposes a privacy-preserving credit score system using non-interactive zero-knowledge proofs (NIZKP) to securely assess creditworthiness without revealing sensitive financial data. The proposed system aims to provide enhanced security and privacy compared to traditional credit scoring by generating cryptographic proofs of creditworthiness.

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    An Efficient Privacy-Preserving

    Credit Score System Based on Non


    interactive Zero-Knowledge Proof

    Presented by Under the Guidance of


    Odeti Jeevan - 207R1A67A4 A. Veerender
    Raya Ruchita Reddy - 207R1A67B0 Assistant professor
    Galipelly Akhil - 207R1A6774
    TABLE OF
    CONTENTS
    Abstract
    Introduction, scope of the project
    Existing System
    Proposed System
    Requirements
    References
    ABSTRACT
    The project proposes an efficient privacy credit score
    system based on non interactive zero –knowledge
    proof(NIZKP) to secure the financial data of individuals.
    The system will enable lenders to access the
    creditworthiness of borrowers without compromising
    their privacy.
    The proposed system will provide enhanced security and
    privacy-protection, thus reducing the risk of identity
    theft and fraud.
    SCOPE OF THE INTRODUCTION
    PROJECT
    The credit score system is critical in financial
    The scope of the project institutions as it helps in assessing the
    includes designing and creditworthiness of borrowers. However, the
    implementing a secure credit
    traditional credit scoring system is not secure, and it
    scoring system based on
    NIZKP, which will enable compromises the privacy of the borrowers. The
    financial institutions to assess proposed project aims to develop an efficient privacy-
    the creditworthiness of preserving credit score system using NIZKP. The
    borrowers without disclosing system will ensure the confidentiality of the
    their financial data.
    borrower's financial data, providing an additional
    layer of security.
    EXISTING
    SYSTEM
    Existing system -The traditional credit scoring system relies on
    credit bureaus to collect the financial data of borrowers. The
    data is then used to calculate the credit score, which determines
    the creditworthiness of the borrower. However, this system has
    several limitations, including the lack of privacy and security.
    The financial data of borrowers is exposed to credit bureaus,
    increasing the risk of identity theft and fraud.
    PROPOSED
    SYSTEM
    The proposed system uses NIZKP to secure the financial data of borrowers.
    The system will enable borrowers to prove their creditworthiness without
    disclosing their financial data. The system will use a set of algorithms that
    generate a proof of creditworthiness without revealing the underlying
    financial data. The proof will be verified by lenders, allowing them to make
    an informed decision about lending money to the borrower. The proposed
    system provides enhanced security and privacy protection, reducing the risk
    of identity theft and fraud
    REQUIREMENTS

    The proposed system requires a computer or


    server with a minimum of 8GB RAM and a
    quad-core processor. The system will run on
    the Linux operating system and require the
    following software:

    Python 3.6 or higher


    Django 2.2 or higher
    PostgreSQL 10 or higher
    REFERENCES
    B. Gutierrez-Nieto, C. Serrano-Cinca and J. Camon-Cala, "A credit
    score system for socially responsible lending", J. Bus. Ethics, vol. 133,
    no. 4, pp. 691-701, 2016.

    L. Thomas, J. Crook and D. Edelman, Credit Scoring and its


    Applications, vol. 2, 2017.

    R. Zeidan, C. Boechat and A. Fleury, "Developing a sustainability credit


    score system", J. Bus. Ethics, vol. 127, no. 2, pp. 283-296, 2015.
    THANK YOU

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