14-05-2024

Quote No : c70m0vyombe

Benefit Illustration for HDFC Life Click 2 Achieve

This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Achieve
DETAILS
Name of the Prospect/Policyholder: value customer Proposal No: NA
Age: 41 Name of Product: HDFC Life Click 2 Achieve
A Non-linked Non-Participating
Proposer Gender: Male Tag Line:
Individual Life Insurance Savings Plan
Name of Life Assured: value customer Unique Identification No: 101N186V03
Age: 41 GST Rate: 4.5%* for first year
Life Assured Gender: Male 2.25%* second year onwards
Policy Term: 11 Years
Premium Paying Term: 10 Years
Amount of Instalment Premium
Rs.2,00,000
(Without GST):
Mode of payment of Premium: Annual

*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Policy Details

Sum Assured on Death

Plan Option Dream Achiever 14,00,000
(at inception of the policy) Rs.

Sum Assured on Maturity

Benefit Chosen# Income 20,00,000
(at inception of the policy) Rs.
Juvenile Critical Illness (CI)
Additional Benefit Opted None No
cover opted
Sum Assured on Juvenile
Payout Term (Years) 10 NA
CI at inception
Payout Frequency Annual Premium Offset No

Deferral of Survival/Income
First Payout Date 14-05-2036 No
Benefit

Premium Summary
Protect
Total
Juvenile Critical IB Plus
Instalment Premium Base Plan CI Rider Instalment
Illness Cover Premium Rider Rider(rider
Premium
option)
Instalment Premium without GST 2,00,000 0 0 0 0 2,00,000
First Year Premium
Instalment Premium with First Year GST 2,09,000 0 0 0 0 2,09,000

Instalment Premium without GST 2,00,000 0 0 0 0 2,00,000

Second Year Premium
Instalment Premium with GST 2nd Year Onwards 2,04,500 0 0 0 0 2,04,500

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 (Amount in Rupees)
Policy Annualized Guaranteed Non Guaranteed
Year Premium
Survival Other Maturity Death Guaranteed Death Benefit Special Surrender Surrender Value (Higher of GSV
Benefits benefits Benefit Benefit Surrender (Higher Value(SSV) and SSV)
(if any) Value of Guaranteed
(GSV) Death
Benefit and SSV)

1 2,00,000 0 0 0 14,00,000 0 14,00,000 0 0

2 2,00,000 0 0 0 14,00,000 1,20,000 14,00,000 2,11,822 2,11,822

3 2,00,000 0 0 0 14,00,000 2,10,000 14,00,000 3,47,123 3,47,123

4 2,00,000 0 0 0 14,00,000 4,00,000 14,00,000 5,05,643 5,05,643

5 2,00,000 0 0 0 14,00,000 5,00,000 14,00,000 6,90,518 6,90,518

6 2,00,000 0 0 0 14,00,000 6,00,000 14,00,000 9,05,269 9,05,269

7 2,00,000 0 0 0 14,70,000 7,00,000 14,70,000 11,53,841 11,53,841

8 2,00,000 0 0 0 16,80,000 10,08,000 16,80,000 14,40,653 14,40,653

9 2,00,000 0 0 0 18,90,000 13,86,000 18,90,000 17,70,653 17,70,653

10 2,00,000 0 0 0 21,00,000 18,00,000 21,49,376 21,49,376 21,49,376

11 0 0 0 0 21,00,000 0 23,48,193 0 0

12 0 0 0 20,98,262 0 0 0 0 0

13 0 0 0 98,262 0 0 0 0 0

14 0 0 0 98,262 0 0 0 0 0

15 0 0 0 98,262 0 0 0 0 0
16 0 0 0 98,262 0 0 0 0 0

17 0 0 0 98,262 0 0 0 0 0

18 0 0 0 98,262 0 0 0 0 0

19 0 0 0 98,262 0 0 0 0 0

20 0 0 0 98,262 0 0 0 0 0

21 0 0 0 98,262 0 0 0 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
2. In the above illustration, premiums are assumed to be received in advance, surrender benefit payable at the end of the year and other benefits payable as chosen by the
policyholder.
3. The plan also provides Juvenile Critical Illness Cover and waiver of premium benefit in case of Death, Critical Illness or Total Permanent Disability of Proposer as optional feature,
provided all previous premiums have been paid. For more information on these benefits please refer the sales literature/policy document.
4. The above table does not show offset of premiums even if premium offset benefit is chosen as yes. Your premium payable will get adjusted to the extent of benefits receivable or
accrued, if any You can choose to opt in or out of this feature at any time during the contract.
5. The above table does not show accrual of benefits even if deferral of benefits is chosen as yes. Your benefits shown above will get accrued as per then prevailing SBI interest
rate on savings bank Deposit + 1.5%. You can choose to opt in or out of this feature at any time during the contract.
6. #Depends on the cashflow chosen at inception.

I , have explained the premiums and benefits under the policy fully to the prospect / I value customer ,having received the information with respect to the above, have
policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

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