Profit Rates for the month ended Feb 28, 2023

Updated on Sha'aban 9, 1444 | Wednesday, March 1, 2023

Amount / Tenure/ Amount / Tenure/

Products (PKR) Feb-23 Products (PKR) Feb-23
Profit Payment Profit Payment
Rupee Savings Account(SA) Monthly 8.00% MMCT50 50K - 9.99M 8.00%
Meezan Roshan Digital Account (PKR) Monthly 8.00% MMCT10000 Monthly Mudarbah Certificate (MMC) 10M - 99.99M 8.59%
Smart Remittance Wallet Monthly 12.49% MMCT100000 100M -999.99M 8.98%
Meezan Smart Wallet Monthly 12.49% MMCT1B 1B & Above -
Smart Asaan Mobile Account Monthly 14.05%
Meezan Express Savings Account (MEX) Monthly 11.51% COII3M50 Certificate of Islamic Investment (COII) 50K - 9.99M 8.39%
Meezan Asaan Savings Account Monthly 13.46% COII3M10000 10M - 99.99M 8.39%
3 Months (Maturity)
Labbaik Savings Aasaan Monthly 13.46% COII3M100000 100M -999.99M 9.37%
Meezan Kids Club Account Monthly 13.46% COII3M1B 1B & Above -
Meezan Teens Club Account Monthly 13.46%
Meezan Business Plus Monthly 0.20% COII6M50 50K - 9.99M 8.39%
Margin Account Monthly 0.20% COII6M10000 Certificate of Islamic Investment (COII) 10M - 99.99M 8.39%
Meezan Kafalah Monthly 11.51% COII6M100000 6 Months (Maturity) 100M -999.99M 9.37%
Meezan Kafalah - Multiplier Monthly 12.10% COII6M1B 1B & Above -
Meezan Payroll Partner (MPP) Monthly 0.20%
Meezan Senior Citizen Account Monthly 14.05% COII12MO50 Certificate of Islamic Investment (COII) 50K - 9.99M 9.37%
COII12MO10000 10M - 99.99M 9.37%
1 Year (Monthly)
Re.1 - 499.99 K 8.00% COII12MO100000 100M -999.99M 9.37%
Meezan Bachat Account (MBA)
500 K & Above 8.00% COII12MO1B 1B & Above -

Re.1 - 49.99 M 8.00% COI12MQTR1M 50K - 0.99M -

50 M - 199.99 M 8.20% COI12MQTR10M 1M- 9.99M -
Karobari Munafa Account (KMA) 200 M - 499.99 M 8.20% COI12MQTR50M Certificate of Islamic Investment (COII) 10M - 49.99M -
500 M - 999.99 M 8.20% COI12MQTR100M1 Year (Quarterly) 50M - 99.99M -
1 B - 1.99 B 8.78% COI12MQTR500M 100M - 499.99 -
2B - 4.99 B 9.95% COI12MQTR1B 500M - 999.99M -
5B & Above 9.95% COI12MQTRABV1B 1B & Above -

Re.1 - 499.99 M 8.59% COII12M50 Certificate of Islamic Investment (COII) 50K - 9.99M 9.56%
Karobari Munafa Account CLUBBED 500 M - 999.99 M 8.98% COII12M10000 10M - 99.99M 9.56%
1 Year (Maturity)
(KMA CLUBBED) 1 B - 4.99 B 9.95% COII12M100000 100M -999.99M 9.95%
5 B & Above - COII12M1B 1B & Above -

Re.1 - 199.99 M 7.61%

200 M - 499.9 M - COI1.5YM COII 1.5 Years (Monthly) 50K & Above 10.73%
Meezan Islamic Institutions Deposit Account 500 M - 999.99 M -
(MIIDA) 1 B - 1.99 B - COI2YM COII 2 Years Monthly 10.34%
2 B - 2.99 B - COI2YQ COII 2 Years Quarterly -
3 B & Above - COI2YMM COII 2 Years Maturity 10.34%

Re.1 - 199.99 M 7.61% COI3YM COII 3 Years Monthly 10.34%

200 M - 499.9 M 7.61% COI3YQ COII 3 Years Quarterly 10.34%
Meezan Islamic Institutions Deposit Account 500 M - 999.99 M 7.61% COI3YMM COII 3 Years Maturity 10.34%
(MIIDA NBFI) 1 B - 1.99 B -
2 B - 2.99 B - COI5YM COII 5 Years Monthly 10.34%
3 B & Above - COI5YQ COII 5 Years Quarterly 10.34%
COI5YMM COII 5 Years Maturity 10.34%
3 Years Quarterly (Textile Sector) -
3 Years Quarterly (Non-Textile Sector) 5.07% MAC5M 5.5 Yrs 11.12%
5 Years Quarterly (Textile Sector) 2.93% MAC5MS 5.5 Yrs - Senior 12.29%
Islamic Long Term Financing Facility (ILTFF) Meezan Aamdan Certificate (MAC)
5 Years Quarterly (Non-Textile Sector) 2.93% MAC7M 7 Yrs 11.32%
10 Years Quarterly (Textile Sector) 2.34% MAC7MS 7 Yrs - Senior 12.88%
10 Years Quarterly (Non-Textile Sector) 2.34%

IFRE-Category I 2.93% COIIFI1M 1 month -

Islamic Financing Facility for Renewable Energy (IFRE) IFRE-Category II 1.95% COIIFI3M 3 months -
COII - IFI
IFRE-Category III 2.93% COIIIFI6M 6 months -
COIIIFI12M 12 months -
Active Tax Payer SME Clients (Quarterly) -
Non-active Tax Payer SME Clients (Quarterly) - MBLAT1 Meezan Bank Limited Additional Tier I - Sukuk Monthly 19.51%
Islamic Refinance Scheme for Payment of Wages & Salaries Active Tax Payer Corporate & commercial clients (Quarterly) - MBLTS2 Meezan Bank Limited Tier II - Sukuk (Second Tranche) Six Monthly 17.95%
Non-active Tax Payer Corporate & commercial clients
- Meezan Bank Limited Tier II - Sukuk (Third Tranche) Six Monthly 17.37%
(Quarterly) MBLT2TT

MORA (SA) - Category I -

MORA Savings Account (MORA-SA) MORA (SA) - Category II -
MORA (SA) - Category III -
MORA (SA) - Category IV -

Meezan Digi Asaan Account (Digital Onboarding) Monthly 13.07%

Meezan Digi Remittance Account (Digital Onboarding) Monthly 13.07%
Meezan Digi Freelancer Account (Digital Onboarding) Monthly 13.07%

Islamic Refinance Facility for Combating COVID – 19 (IRFCC) Quarterly 0.20%

Islamic Temporary Economic Refinance Facility (ITERF) Quarterly 0.98%
Islamic SME Asaan Finance Scheme (I-SAAF) Quarterly 0.98%

Islamic Refinance Facility for Modernization of SMEs ( IRFMS) Quarterly -

Islamic Refinance & Credit Guarantee Scheme for Women
Quarterly -
Entrepreneurs (IRCGS-WE)
Islamic Financing Facility for Storage of Agricultural Produce
Quarterly 2.15%
(IFFSAP)

Karobari Munafa Account- PES Monthly 11.71%

Foreign Currency Deposit Products (USD, GBP & EURO)

Amount / Tenure/ Amount / Tenure/

Products (FCY) Feb-23 Products (FCY) Feb-23
Profit Payment Profit Payment
Meezan US Dollar Savings Account Monthly 1.09% USDCOII3MMA50K COII 3 Months - Maturity 1.86%
Meezan Pound Savings Account Monthly 0.38% USDCOII6MA50K Dollar Mudarabah Certificate - DMC COII 6 Months - Maturity 2.03%
Meezan Euro Savings Account Monthly 0.24% USDCOII1YSM50K COII 1 Year - Six Monthly 2.87%
$. 10 K - 49.9 K
USDCOII1YMA50K COII 1 Year - Maturity 2.97%
( Minimum Investment $. 10,000/- )
Meezan Roshan Digital Account (US Dollar) Monthly 1.09% USDCOII3YSM50K COII 3 Years - Six Monthly 3.04%
Meezan Roshan Digital Account (Pound) Monthly 0.38% USDCOII3YMA50K COII 3 Years - Maturity 3.14%
Meezan Roshan Digital Account (EURO) Monthly 0.24%
USDCOII3MMAABV50K COII 3 Months - Maturity 2.10%
Meezan Roshan Resident Account (US Dollar) Monthly 1.09% USDCOII6MMAABV50K
Dollar Mudarabah Certificate - DMC COII 6 Months - Maturity 2.20%
Meezan Roshan Resident Account (Pound) Monthly 0.38% USDCOII1YSMABV50K COII 1 Year - Six Monthly 3.04%
$. 50 K & Above
Meezan Roshan Resident Account (EURO) Monthly 0.24% USDCOII1YMAABV50K COII 1 Year - Maturity 3.14%
( Minimum Investment $. 50,000/- )
USDCOII3YSMABV50K COII 3 Years - Six Monthly 3.21%
Margin Account (US Dollar) Monthly 0.07% USDCOII3YMAABV50K COII 3 Years - Maturity 3.26%

Meezan Digi Freelancer Account-USD (Digital Onboarding) Monthly -

Meezan Digi Freelancer Account-GBP (Digital Onboarding) Monthly -
Meezan Digi Freelancer Account-EURO (Digital Onboarding) Monthly -

Profit Rates are per annum and declared on Monthly basis.

24/7 Call Centre 111-331-331 & 332
www.meezanbank.com