Cibil Gurjinder

CONSUMER CIR
CONSUMER: GURJINDER SINGH SRAN DATE:20-03-2024
MEMBER ID: BN05034611 TIME: 14:45:56
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,32,99,30,145
CONSUMER INFORMATION:
NAME: GURJINDER SINGH S/O JAGDISH SINGH
DATE OF BIRTH: 30-07-1979 GENDER: MALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
CREDITVISION® SCORE
587 1:
2:
PRESENCE OF DELINQUENCY
PRESENCE OF DELINQUENCY IN THE RECENT PAST
3: PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
4: LOW CREDIT AGE
5: PRESENCE OF DELINQUENCY IN LAST 12 MONTHS
PERSONAL LOAN SCORE

536 1:
2:
ONE OR MORE TRADES WRITTEN OFF IN THE PAST 24 MONTHS.
OVER DUE AMOUNT TOO HIGH.
3: LOW AVERAGE TRADE AGE.
4: PRESENCE OF DELINQUENCY.
5: NOT ENOUGH AVAILABLE CREDIT.
6: TOTAL BALANCE OF DELINQUENCIES IS TOO HIGH.
POSSIBLE RANGE FOR CREDITVISION® SCORE
Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1
* At least one tradeline with information updated in last 36 months is required.
POSSIBLE RANGE FOR PERSONAL LOAN SCORE
Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1
* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) BLPPS7526E
© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 7
TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
MEMBER ID: BN05034611 TIME: 14:45:56
VOTER ID NUMBER FCH1212141
DRIVER'S LICENSE NUMBER 6086/NDL
UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
HOME PHONE 2214526
HOME PHONE 2214526
HOME PHONE 2214526
HOME PHONE 2214526
EMAIL CONTACT(S):
EMAIL ADDRESS
GURJINDERJITSRAN@GMAIL.COM
ADDRESS(ES):
ADDRESS :S O JAGDISH SINGH SRAN NEAR GOVT SCHOOL SEKHO BATHINDA BATHINDA PUNJAB 151001
CATEGORY:PERMANENT ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:16-07-2021
(e)
ADDRESS :CUSTOMERADDRESS CO JAGDISH SINGH SRAN NE , , , BATHINDA PUNJAB 151301
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:15-01-2021
ADDRESS :ROCTEX TRADERS PVT LTD SCO NO 57 58 SABJI MANDI KURLA CITY KURLA PIN NO 140109 CHANDIGARH PUNJAB 160001
CATEGORY:PERMANENT ADDRESS RESIDENCE CODE: DATE REPORTED:01-01-2016
ADDRESS :HOUSE NO 1094 2 SECTOR 39 B CHANDIGARH PUNJAB 160039
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:01-01-2016
EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR
CREDIT CARD 31-12-2023 SELF EMPLOYED Not Available Not Available Not Available

CONSUMER CIR
MEMBER ID: BN05034611 TIME: 14:45:56
SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL: 9 HIGH CR/SANC. AMT: 72,19,717 CURRENT: 98,459 RECENT: 21-07-2015
OVERDUE: 1 OVERDUE: 25,040 OLDEST: 06-11-2006
ZERO-BALANCE: 7
ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 19 0 12 4 03-01-2024
ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 20-01-2011 HIGH CREDIT: 98,460 CREDIT FACILITY STATUS:
ACCOUNT NUMBER: NOT LAST PAYMENT: 31-05-2013 CURRENT BALANCE: 98,460 WRITTEN-OFF
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 25,040
TYPE: CREDIT CARD 29-02-2024
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-02-2024
PMT HIST END: 01-03-2021
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
178 180 179 179 179 179 177 177 177 177 177 177 177 180 179 179 179 179
02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22
177 177 177 177 177 177 176 179 178 178 178 178 176 176 165 165 165 165
08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21
MEMBER NAME: NOT DISCLOSED OPENED: 24-09-2014 HIGH CREDIT: 1,29,493

ACCOUNT NUMBER: NOT LAST PAYMENT: 11-12-2015 CURRENT BALANCE: -1
DISCLOSED CLOSED: 14-01-2016
TYPE: CREDIT CARD REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-06-2022
PMT HIST START: 01-06-2022
000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21
XXX XXX 000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 000 XXX XXX XXX

CONSUMER CIR
MEMBER ID: BN05034611 TIME: 14:45:56
12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19
MEMBER NAME: NOT DISCLOSED OPENED: 18-03-2013 SANCTIONED: 9,67,100

ACCOUNT NUMBER: NOT LAST PAYMENT: 16-11-2013 CURRENT BALANCE: 0
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
000
11-13
MEMBER NAME: NOT DISCLOSED OPENED: 19-03-2011 SANCTIONED: 17,60,000 CREDIT FACILITY STATUS: SETTLED
TYPE: CONSTRUCTION REPORTED AND CERTIFIED:
EQUIPMENT LOAN 30-08-2014
OWNERSHIP: JOINT PMT HIST START: 01-07-2014
000 500 470 439 409 378 350 319 288 258 227 197 166 287 258 227 196 166
07-14 06-14 05-14 04-14 03-14 02-14 01-14 12-13 11-13 10-13 09-13 08-13 07-13 06-13 05-13 04-13 03-13 02-13
169 138 107 077 076 047 016 015 016 000 016 014 016 000 000 000 015 000
01-13 12-12 11-12 10-12 09-12 08-12 07-12 06-12 05-12 04-12 03-12 02-12 01-12 12-11 11-11 10-11 09-11 08-11

TYPE: AUTO LOAN REPORTED AND CERTIFIED:
OWNERSHIP: JOINT 31-12-2013
000 025 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
12-13 11-13 10-13 09-13 08-13 07-13 06-13 05-13 04-13 03-13 02-13 01-13 12-12 11-12 10-12 09-12 08-12 07-12
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000

CONSUMER CIR
MEMBER ID: BN05034611 TIME: 14:45:56
06-12 05-12 04-12 03-12 02-12 01-12 12-11 11-11 10-11 09-11 08-11 07-11 06-11 05-11 04-11 03-11 02-11 01-11

TYPE: OTHER REPORTED AND CERTIFIED:
OWNERSHIP: JOINT 30-11-2012
000 000 071 042 011 010 011 010 011 009 011 011 000 000 000 000 000 000
11-12 10-12 09-12 08-12 07-12 06-12 05-12 04-12 03-12 02-12 01-12 12-11 11-11 10-11 09-11 08-11 07-11 06-11
000 000 000 000 000 000 000 000 000 000 000 000 000 000 011
05-11 04-11 03-11 02-11 01-11 12-10 11-10 10-10 09-10 08-10 07-10 06-10 05-10 04-10 03-10
MEMBER NAME: NOT DISCLOSED OPENED: 06-11-2006 SANCTIONED: 6,00,000 CREDIT FACILITY STATUS: SETTLED
TYPE: AUTO LOAN REPORTED AND CERTIFIED:
000 000 655 000 595 565 535 505 475 445 415 385 355 325 295 265 235 205
09-12 08-12 07-12 06-12 05-12 04-12 03-12 02-12 01-12 12-11 11-11 10-11 09-11 08-11 07-11 06-11 05-11 04-11
175 145 115 085 055 XXX 000 000 000 000 000 000 000 000 000 XXX XXX XXX
03-11 02-11 01-11 12-10 11-10 10-10 09-10 08-10 07-10 06-10 05-10 04-10 03-10 02-10 01-10 12-09 11-09 10-09

XXX XXX XXX XXX 000 XXX XXX 000 XXX XXX 000 XXX XXX 000

CONSUMER CIR
MEMBER ID: BN05034611 TIME: 14:45:56
10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15

XXX 000 XXX XXX 000 XXX XXX 000 XXX XXX 000 XXX XXX 000 XXX XXX 000 XXX
07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14 02-14
XXX 000
01-14 12-13
ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
VIJAYA BANK 03-01-2024 BUSINESS LOAN - 5,00,000

UNSECURED
VIJAYA BANK 26-12-2023 OTHER 1
NOT DISCLOSED 22-12-2023 BUSINESS LOAN - 1,00,00,000

GENERAL
NOT DISCLOSED 14-11-2023 BUSINESS LOAN - 1,00,000

GENERAL
VIJAYA BANK 02-11-2023 AUTO LOAN 1,00,000
NOT DISCLOSED 27-10-2023 BUSINESS LOAN - 100

GENERAL
NOT DISCLOSED 28-09-2023 BUSINESS LOAN - 1,000

GENERAL
NOT DISCLOSED 14-09-2023 OTHER 1

GENERAL

CONSUMER CIR
MEMBER ID: BN05034611 TIME: 14:45:56
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

GENERAL
NOT DISCLOSED 06-06-2023 OVERDRAFT 30,00,000

GENERAL

GENERAL
NOT DISCLOSED 12-01-2023 OTHER 20,00,000
NOT DISCLOSED 09-12-2022 OTHER 1,00,00,000

GENERAL
NOT DISCLOSED 29-12-2021 PERSONAL LOAN 10,00,000
NOT DISCLOSED 16-07-2021 OTHER 1
NOT DISCLOSED 25-06-2021 CONSUMER LOAN 1,00,000
END OF REPORT ON GURJINDER SINGH SRAN
All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

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CONSUMER CIR

CONSUMER: GURJINDER SINGH SRAN DATE:20-03-2024

MEMBER ID: BN05034611 TIME: 14:45:56

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,32,99,30,145

DATE OF BIRTH: 30-07-1979 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

PERSONAL LOAN SCORE

POSSIBLE RANGE FOR CREDITVISION® SCORE

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

INCOME TAX ID NUMBER (PAN) BLPPS7526E

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: BN05034611 TIME: 14:45:56

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,32,99,30,145

VOTER ID NUMBER FCH1212141

DRIVER'S LICENSE NUMBER 6086/NDL

UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX

HOME PHONE 2214526

HOME PHONE 2214526

HOME PHONE 2214526

HOME PHONE 2214526

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:16-07-2021

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:15-01-2021

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE: DATE REPORTED:01-01-2016

ADDRESS :HOUSE NO 1094 2 SECTOR 39 B CHANDIGARH PUNJAB 160039

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:01-01-2016

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: BN05034611 TIME: 14:45:56

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,32,99,30,145

OVERDUE: 1 OVERDUE: 25,040 OLDEST: 06-11-2006

All Enquiries 19 0 12 4 03-01-2024

ACCOUNT DATES AMOUNTS STATUS

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-09-2014 HIGH CREDIT: 1,29,493

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: BN05034611 TIME: 14:45:56

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,32,99,30,145

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 18-03-2013 SANCTIONED: 9,67,100

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-09-2010 SANCTIONED: 9,50,000

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: BN05034611 TIME: 14:45:56

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,32,99,30,145

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 05-03-2010 SANCTIONED: 15,75,000

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 21-07-2015 SANCTIONED: 3,01,140

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)