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    Sahid

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    MD SAHID

    VILL-TURUKTOPA,PO-MANDARO,
    DIST-GIRIDIH-JHARKHAND
    DIST.GIRIDI8SUIWEB88888888815
    815301,(JHARKHAND)
    SERVICEOF
    PUBLIC TRANSPORT SERVICE
    (ELECTRICTVEHICLEPLYING)
    (TOTO)

    PROJECT REPORT
    (UNDER PMEGP)

    SERVICE OF
    ELECTRICT VEHICAL PLYING
    TOTO

    AT

    VILL-TURUKTOPA,PO-MANDARO
    . DIS.GIRIDIH
    (JHARKHAND)-815312
    BIO DATA OF THE PROMOTER:
    a) NAME : MD SAHID
    ADHR NO-896677513748
    MO.8292319930
    b) S/O : MD SIRAJ
    c) AGE : --YEARS(DOB:01-01-1999
    d) QUELIFICATION : UNDER 8TH
    e) PERMANENT ADDRESS: VILL-TURUKTOPA,
    DIST-GIRIDIH(JH)-815312
    f) CORERSPONDING ADD : ---DO----
    g) NAME & ADDRESS BANK : -------------

    EMPLOYMENT:- 1
    COST OF THE PROJECT
    TOTAL COST OF PROJECT TERM LOAN RS.2.00LAC

    NAME OF ASSETS QTY RATE FIG.IN LACS


    (NO.)

    ElectricToto 1 200000.00 200000.0


    0

    TOTAL ASSETS 200000.00


    PURCHASED

    ADD WORKING CAPITAL 0.00

    TOTAL 200000.00
    Total Bank
    Borrowings:
    OWN CONTRIBUTION
    MEANSOF 5% 10000.00
    FINANCE:
    BANK FINANCE 95%

    TERM LOAN FROM BANK 190000.00

    WORKING CAPITAL 0.00LACS


    (CASHCREDIT)FROM BANK

    TOTAL 200000.00

    35%(Govt.Subsidy)FromKVIC under PMEGP. 70000.00


    MD SAHID
    VILL-TURUKTOPA,DIST-GIRIDIH-815312(JH)
    Project Balance Sheet (Figures In Lacs)

    A) SOURCES OF FUND Projected Projected Projected Projected Projected

    2024-25 2025-26 2026-27 2027-28 2028-29


    I) CAPITAL INTRODUCED: 0.10 0.84 1.10 1.35 1.59
    ADD NET PROFIT DURINGTHEYEARS 1.55 1.76 2.00 2.24 2.53
    1.80 2.60 3.10 3.59 4.13
    LESS DROWINGS 0.96 1.50 1.75 2.00 2.25
    0.84 1.10 1.35 1.59 1.88

    35%(Govt.Subsidy)From Kvic Under 0.50 0.50 0.50 0.50 0.50


    PMEGP

    I) LOAN FUND

    TERM LOAN 1.90 1.90 1.90 1.90 1.90


    2.40 2.40 2.40 2.40 2.40
    (B)APPLICATION OF FIND
    (I)FIXED ASSETS
    GROSS BLOCK 2.00 2.70 2.43 2.19 1.97
    ASSETS PURCHASED 2.40 0.00 0.00 0.00 0.00
    TOTAL 2.40 2.70 2.43 2.19 1.97

    DEPRECIATION 0.30 0.27 0.24 0.22 0.20


    NET BLOCK 2.70 2.43 2.19 1.97 1.77

    (II)CURRENT ASSETS LOANS


    & ADVANCES
    COMSUMEBLES GOODS 2.60 2.70 2.80 2.90 3.00
    CASH&BANK BALANCE 0.07 0.25 0.42 0.56 0.73
    LOAN&ADVANCES 0.02 0.06 0.07 0.08 0.09
    2.69 3.01 3.29 3.54 3.82
    *CURRENT LIABILITIES
    SUNDRY CREDITORS(EXPS) 0.02 0.3 0.4 0.05 0.06
    0.02 0.3 0.4 0.05 0.06
    NET CURRENT ASSETS 2.67 2.98 3.25 3.49 3.76
    5.37 5.41 5.44 5.46 5.53
    MD SAHID
    VILL-TURUKTOPA,DIST-GIRIDIH-815312

    Projected Profilt&Loss Account


    (FiguresInLac
    s) Projected Projected Projected Projected Projected
    PARTICUL 2024-25 2025-26 2026-27 2027-28 2028-29
    AR
    (A)SALES/RECEI 12.00 13.20 14.52 15.97 17.61
    PS 12.00 13.20 14.52 15.97 17.61
    (B)EXPENDITURES: 17.61
    MATERIAL CONSUMED 8.40 9.24 10.16 11.18 12.33

    STAFF SALARY 1.20 1.32 1.45 1.60 1.76


    DEPRECIATION 0.30 0.27 0.24 0.22 0.20
    REPAIRS & MAINT 0.05 0.07 0.09 0.11 0.13
    BANK CHARGE & COMMISSION 0.03 0.04 0.05 0.06 0.07
    INSURANCE 0.02 0.02 0.02 0.02 0.02
    PRINTING & STATIONERY 0.03 0.03 0.04 0.05 0.06
    NEWSPAPER & PERIODICALS 0.01 0.01 0.01 0.02 0.02
    TRAVELLING & CONVEYANCE 0.04 0.05 0.06 0.07 0.08
    TELIPHONE & MOBILE 0.06 0.07 0.08 0.09 0.10

    MISC 0.02 0.05 0.07 0.09 0.11


    EXPENSES 10.16 11.17 12.28 13.51 14.37

    (C)NET PROFIT BEFORE 1.84 2.03 2.24 2.46 2.74


    INTERST&TAX
    (D)BANK INTREST 0.29 0.27 0.25 0.22 0.20
    (E)PROFIT AFTER INTREST 1.55 1.76 2.00 2.24 2.53
    (F)INCOME TAX 0.00 0.00 0.00 0.00 0.00
    (G)PROFIT AFTER INTREST& TAX 1.55 1.76 2.00 2.24 2.53
    (H)RETAIND PROFIT 1.55 1.76 2.00 2.24 2.53

    NETP ROFIT(%) 12.93 13.36 13.77 14.03 1439


    MD SAHID
    VILL-TURUKTOPA,DIST-GIRIDIH-815312(JH)

    Statement Shoeing Current Assets&Current Liabilities


    Projected Projected Projected Projected Projected
    PARTICULAR 2024-25 2025-26 2026-27 2027-28 2028-29
    (12M) (12M) (12M) (12M) (12M)

    (A) CURRENT ASSETS:


    CONSUMEBLES GOODS 2.60 2.70 2.80 2.90 3.00
    CASH&BANKBALANCE 0.07 0.25 0.42 0.56 0.73
    LOANS&ADVANCES 0.02 0.06 0.07 0.08 0.09
    2.69 3.01 3.29 3.54 3.82

    (B) CURRENT LIABILITIES


    SHORT TERM BANK 2.28 2.28 2.28 2.28 2.28
    BORROWINGS
    SUNDRY CREDITORS 0.02 0.03 0.04 0.05 0.06
    2.30 2.31 2.32 2.33 2.34

    (C) CURRENT RATIO (A/B) 1.40 1.56 1.70 1.82 1.95


    MD SAHID
    VILL-TURUKTOP,DIST-GIRIDIH-815312(JH)
    Computation of Maximum Permissible Bank Finance

    Projected Projected Projected Projected Projected


    PARTICULAR 2024-25 2025-26 2026-27 2027-28 2028-29
    S (12M) (12M) (12M) (12M) (12M)

    CONSUMEBLES GOODS 2.60 2.70 2.80 2.90 3.00


    LOAN & ADVANCED 0.02 0.06 0.07 0.08 0.09
    OTHER CURRENT ASSTS 0.07 0.25 0.42 0.56 0.73

    TOTAL(1) 2.69 3.01 3.29 3.54 3.82

    LESS CURRENT LIABILITIES(2) 0.02 0.03 0.04 0.05 0.06

    WORKING CAPITAL GAP(1-2)(3) 2.67 2.98 3.26 3.49 3.76

    MARGIN (25%OF1(4) 0.67 0.75 0.82 0.89 0.96


    NETWORKING CAPITAL(5) 0.77 1.08 1.35 1.59 1.86

    (3-4) 2.00 2.23 2.43 2.61 2.83


    (3-5) 1.90 1.90 1.90 1.90 1.90

    PERMISIBLE BANK FINANCE 1.90 1.90 1.90 1.90 1.90

    BANK FINANCE PROPOSED 1.90 1.90 1.90 1.90 1.90

    INTREST@ 10% 0.19 0.19 0.19 0.19 0.19

    FIRST METHOD OF LENDING


    NETSALES 12.00 13.20 14.52 15.97 17.61
    25%SELES 3.00 3.30 3.63 3.99 4.40
    5%SELES 0.60 0.66 0.73 0.80 0.88
    NWS 0.77 1.08 1.35 1.59 1.86
    PERMISSIBLE BANK FINANCE 2.23 2.22 2.28 2.40 2.54
    MD SAHID
    VILL-TURUKTOPA,DIST-GIRIDIH-815312(JH)

    Projected Projected Projected Projected Projected


    PARTICULAR 2024-25 2025-26 2026-27 2027-28 2028-29 Total
    S
    PROFIT AFTER TAX 1.55 1.76 2.00 2.24 2.53 10.09

    DEPRECIATION 0.30 0.27 0.24 0.22 0.20 1.23

    CASH ACCRUAL 1.85 2.03 2.24 2.46 2.73 11.32

    INSTALMENT DUE 0.22 0.22 0.22 0.22 0.22 0.22

    INTREST ACCURED 0.10 0.08 0.06 0.03 0.01 0.28

    DSCR(NET) 8.41 9.24 10.18 11.19 12.43 10.29


    CASH ACCRUAL+ INT
    /INSTALMENT DUE

    10.29
    AVERAGED SCR(NET)

    AVERAGED SCR(GROSS) 8.43


    MD SAHID
    VILL-TURUKTOPA,DIST-GIRIDIH-815312(JH)

    STATEMENT SHOWING REPAYMENT OF TERM LOAN(FIG.IN LACS)

    PARTICULARS

    TERM LOAN Rs 1.90LAC

    RATE OF INTREST 10%

    NO OF MONTHLY 60
    INSTALMENT

    PARTICULARS 2024-25 2025-26 2026-27 2027-28 2028- 29

    LOANFROMBANK 1.90 0.35 0.33 0.25 0.15

    LESS:SUBSIDY PMEGP@35%0.50

    2.40 0.88 0.66 0.44 0.22


    LESS:REPAYMENT 0.22 0.22 0.22 0.22 0.22

    CLOSING BALANCE 0.35 0.33 0.25 0.15 0.00

    AVERAGE 0.99 0.77 0.55 0.33 0.11


    OUTSTANDING (OPG +
    CLG/2)

    INTREST@10%P.A 0.10 0.08 0.06 0.03 0.01

    CASH CREDIT 1.52 1.52 1.52 1.52 1.52

    INTREST OF CASH 0.19 0.19 0.19 0.19 0.19


    CREDIT
    TOTAL INTREST 0.29 0.27 0.25 0.22 0.20

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