Civil Case

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DAVOCOL, NICOLE JD1-D

PROBLEM NO. 2
June 21, 2024

JEMAR S. SALIENTES
Avenida St.
Tacloban City, Leyte
Philippines

RE: DEMAND LETTER

Dear Mr. Jemar S. Salientes:

This is regarding the loan you obtained from me on March 1, 2024, amounting to
ONE HUNDRED THOUSAND PESOS (P100,000) in Philippine currency, with an
agreed interest rate of TEN PERCENT (10%), payable on or before April 1, 2024, as
outlined in the attached promissory note.

As security for your debt, you issued a postdated Metrobank check No. 12345
dated April 1, 2024, for the amount of ONE HUNDRED TEN THOUSAND PESOS
(P110,000), covering the principal loan and the agreed interest. When we deposited the
check for clearing on April 1, 2024, it was dishonored by the drawee bank due to LACK
OF SUFFICIENT FUNDS (attached).

On April 2, 2024, I notified you that the check had been dishonored by the bank.
You promised to make the payment in person on April 30, 2024. However, you failed to
appear on that date and have not made any payment as of this writing.

According to the provisions of Batas Pambansa No. 22, in conjunction with


Republic Act 4885, I kindly request that you make the necessary arrangements for the
full payment of your check by the drawee bank within five (5) banking days from receipt
of this letter.

Failure to do so will be considered prima facie evidence of deceit, constituting


false pretense or fraudulent act, which is punishable under the law.

To avoid the costs and inconvenience of court litigation, we hope you give this
matter your immediate and utmost attention.

Very truly yours,

Nicole Davocol
988 Lapu Lapu St.
Dagami, Leyte
Mob. No. 09563746134
PROMISSORY NOTE

March 6, 2024

I, Jemar S. Salientes, of legal age, Filipino, married, residing Avenida St.


Tacloban City, Leyte, hereby acknowledge receipt of ONE HUNDRED THOUSAND
PESOS (P100,000) as a personal loan from Nicole Davocol, of legal age, Filipino,
single, and residing at 988 Lapu Lapu St. Dagami, Leyte.

I commit to repay Ms. Davocol the aforementioned loan amount, plus TEN
PERCENT (10%) interest, on or before April 1, 2024. As security for this payment, I
have issued a postdated Metrobank Check No. 12345 dated April 1, 2024, for the
amount of ONE HUNDRED TEN THOUSAND PESOS (P110,000), covering the
principal loan and interest.

Jemar S. Salientes
Borrower
COPY of DISHONORED CHECK
Metrobank Check No. 12345
Check Date: 01 April 2024
Amount: P110,000.00

Issuer: Jemar S. Salientes


Payee: Nicole Davocol

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