SUHAS KAMBLE Arwe

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PROJECT REPORT

OF

M/S AARYAN SUPPLIERS


PROP. MR. SUHAS MURLIDHAR KAMBLE

LAXMI MANDIR, LONDHE, TASGAON


SANGLI - 416312.
To
Bank Manager,

From,
M/S AARYAN SUPPLIERS
PROP. MR. SUHAS MURLIDHAR KAMBLE
LAXMI MANDIR, LONDHE, TASGAON
TASGAON -416312.

Dear Sir,

As requested by you, We have carried out review of profit forecast/


financial forecast which I understand to be submitted to
Branch :- for Term Loan from the said Bank & report that
the Profit/ financial forecast as annexed hereto is based on

1 The various information and explanations given to us and required


by us.

2 The method of accounting is mercantile.

3 The assumption that the present tax structure will remain as it is for
the period of the project.

Thanking you,

Yours Faithfully,

Date :- 18/06/2024 M/S AARYAN SUPPLIERS

Place :- Sangli

MR. SUHAS M. KAMBLE


PROPRIETOR
PROJECT REPORT OF M/S. AARYAN SUPPLIERS

INDEX

1 PROJECT PROFILE

2 COST OF PROJECT & MEANS OF FINANCE

3 ASSUMPTIONS

4 STATEMENT OF PROFITABILITY

5 PROJECTED BALANCE SHEET

6 RATIO ANALYSIS

7 SCHEDULE OF DEPRECIATION

8 INTEREST REPAYMENT SHCHEDULE


M/S. AARYAN SUPPLIERS

PROJECT PROFILE

NAME OF THE APPLICANT :- M/S AARYAN SUPPLIERS


( PROP. OF MR. SUHAS MURLIDHAR KAMBLE )

NAME OF THE UNIT :- TRADING IN BUILDING MATERIAL SUPPLIERS

ADDRESS OF THE APPLICANT :- LAXMI MANDIR, LONDHE, TASGAON


TASGAON -416312

ADDRESS OF THE UNIT :- LAXMI MANDIR, LONDHE, TASGAON


TASGAON -416312

STATUS OF THE UNIT :- PROPRIETORY BUSINESS

NATURE OF THE UNIT :- BUILDING MATERIAL SUPPLIERS

TYPE OF LOAN :- TERM LOAN FROM BANK

AADHAR NO. :- 8671-5145-0803

PAN :- :- AVBPK1534D

CONTACT NO. :- 9552996525


M/S. AARYAN SUPPLIERS

COST OF PROJECT & MEANS OF FINANCE

AMOUNT
COST OF PROJECT (in RS.)

1 SHED 450,000.00

2 COBA, COMPOUND AND TILES 150,000.00

3 MATERIAL CONSUMED 3,400,000.00

TOTAL COST OF PROJECT 4,000,000.00

AMOUNT
MEANS OF FINANCE (in RS.)

1 OWN CAPITAL (25%) 1,000,000.00

2 BANK LOAN ( TERM LOAN - 75% ) 3,000,000.00


(GOVT. SUBSIDY 35%)

TOTAL MEANS OF FINANCE 4,000,000.00

1) Rate of depreciation is taken at Coba, Compound & Tiles 10% & Shed 10%
Depreciation is charged on WDV basis .

2) Rate of interest is taken at 12.5 % p.a.for Bank Term Loan p.a.

3) All other expenses are taken on estimation basis.

4) Drawings includes amount to be paid by way of Income Tax.


PROJECT REPORT OF M/S. AARYAN SUPPLIERS

PROJECTED TRADING, PROFIT & LOSS ACCOUNT


PARTICULARS FY 2024-25 FY 2025-26 FY 2026-27 FY 2027-28 FY 2028-29

INCOME :-
Sales- Receipts 3,205,800 3,846,960 4,154,717 4,528,641 4,870,933
Closing Stock 752,500 790,125 829,631 871,113 914,668

TOTAL ( A ) 3,958,300 4,637,085 4,984,348 5,399,754 5,785,601

DIRECT EXP.:-
Purchases of Material 2,740,959 2,692,872 3,032,943 3,396,481 3,740,876
Opening Stock - 752,500 790,125 829,631 871,113
Direct Exp. 18,900 19,845 20,837.25 21,879 22,973.07

TOTAL ( B ) 2,759,859 3,465,217 3,843,906 4,247,991 4,634,962

G/P (C)=(A)-(B) 1,198,441 1,171,868 1,140,443 1,151,763 1,150,639

INDIRECT EXP. :-
Shop Exp. 8,600 9,030 9,481.50 9,956 10,453.35
Printing & Stationery 4,870 5,114 5,369.18 5,638 5,919.52
Shop Rent 48,000 52,800 58,080 63,888 70,277
Salaries & Wages 96,000 115,000 120,000 136,000 150,000
Mobile Exp. 2,396 2,516 2,642 2,774 2,912
Power and fuel 31,200 32,760 34,398 36,118 37,924
Interest on loan- TL 375,000 300,000 225,000 150,000 75,000
Depreciation 82,500 77,625 65,981 56,084 47,671
Repairs And maintanance 14,700 15,435 16,206.75 17,017 17,867.94

TOTAL (D) 663,266 610,279 537,158 477,474 418,025

N/P= (C) - (D) 535,175 561,589 603,284 674,289 732,614


PROJECT REPORT OF M/S. AARYAN SUPPLIERS

PROJECTED BALANCE SHEET


PARTICULARS FY 2024-25 FY 2025-26 FY 2026-27 FY 2027-28 FY 2028-29

CAPITAL & LIAB.

CAPITAL
Mr. Suhas M. Kamble 500,000 855,175 1,236,764 1,600,048 1,974,337
Add:- Net Profit 535,175 561,589 603,284 674,289 732,614
1,035,175 1,416,764 1,840,048 2,274,337 2,706,951
Less :- Drawings & I.T. 180,000 180,000 240,000 300,000 400,000
Closing Balance 855,175 1,236,764 1,600,048 1,974,337 2,306,951

LOANS
12.5% Bank Term Loan 2,400,000 1,800,000 1,200,000 600,000 -

CURR. LIAB. & PROV.


Sundry Creditors 142,500 171,000 205,200 246,240 295,488

TOTAL 3,397,675 3,207,764 3,005,248 2,820,577 2,602,439

ASSETS & PROP.

FIXED ASSETS 517,500 439,875 373,894 317,810 270,138


(As per Schedule)

INVESTMENTS - 200,000 300,000 400,000 500,000


(For Expantion)

CURRENT ASSETS
Stock in Trade 752,610 790,125 829,631 871,113 914,668
Sundry Debtors 896,000 985,600 965,888 869,299 651,974.40
Deposite 300,000 50,000 50,000 75,000 75,000
Cash & Bank 931,565 742,164 485,835 287,355 190,657

TOTAL 3,397,675 3,207,764 3,005,248 2,820,577 2,602,438


PROJECT REPORT OF M/S. AARYAN SUPPLIERS

STATEMENT OF D. S. C. R.
SR. PARTICULARS FY 2024-25 FY 2025-26 FY 2026-27 FY 2027-28 FY 2028-29

D. S. C. R.

1 Profit Before Tax 535,175 561,589 603,284 674,289 732,614


2 Bank Interest 375,000 300,000 225,000 150,000 75,000
3 Depreciation 82,500 77,625 65,981 56,084 47,671

4 Total (1+2+3) 992,675 939,214 894,266 880,373 855,285

5 Interest - TL 375,000 300,000 225,000 150,000 75,000


6 Instalment - TL 600,000 600,000 600,000 600,000 600,000

7 Total (5+6) 975,000 900,000 825,000 750,000 675,000

8 D. S. C. R. (4/5) 1.02 1.04 1.08 1.17 1.27

9 Avg. D.S.C.R 1.12


PROJECT REPORT OF M/S. AARYAN SUPPLIERS

SCHEDULE OF FIXED ASSETS


PARTICULARS FY 2024-25 FY 2025-26 FY 2026-27 FY 2027-28 FY 2028-29

SHED 450,000 382,500 325,125 276,356 234,903

Less :- Depreciation @ 10 % 67,500 57,375 48,769 41,453 35,235

Closing Balance 382,500 325,125 276,356 234,903 199,667

COBA, COMPOUND & TILES 150,000 135,000 114,750 97,538 82,907

Less :- Depreciation @ 10 % 15,000 20,250 17,213 14,631 12,436

Closing Balance 135,000 114,750 97,538 82,907 70,471

Total Depreciation 82,500 77,625 65,981 56,084 47,671

Total Fixed Assets (Net) 517,500 439,875 373,894 317,810 270,138


PROJECT REPORT OF M/S. AARYAN SUPPLIERS

TERM LOAN - INTEREST REPAYMENT SCHEDULE


( AMOUNT IN RS.)
PARTICULARS RATE FY 2024-25 FY 2025-26 FY 2026-27 FY 2027-28 FY 2028-29

OPENING BALANCE OF TERM LOAN 3,000,000 2,400,000 1,800,000 1,200,000 600,000

ADD :-
INTEREST 12.5% 375,000 300,000 225,000 150,000 75,000

TOTAL OUTSTANDING 3,375,000 2,700,000 2,025,000 1,350,000 675,000

LESS :-
1) PAYMENT OF INTEREST 375,000 300,000 225,000 150,000 75,000
2) REPAYMENT OF PRINCIPAL 600,000 600,000 600,000 600,000 600,000

OUTSTANDING LOAN AT YEAR END 2,400,000 1,800,000 1,200,000 600,000 -

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