Pass Trust New Vacancies

JOB PROFILE: ACCOUNTS EXECUTIVE
JOB TITLE Accounts Executive FUNCTION Finance and

DEPARTMENT Administration
JOB GROUP Officer
REPORTS TO Senior Officer - Finance
JOB GRADE and Accounts
E2
MAIN PURPOSE OF THE JOB - (JOB SUMMARY)
The Accounts Executive at PASS Trust Tanzania Office role is to maintain the financial integrity and operational
efficiency of the Trust. Reporting directly to the Senior Finance and Accounts Officer, the Accounts Executive
is responsible for a range of financial activities, including but not limited to fixed asset management, petty
cash management, bank and VAT account reconciliations, tax compliance, budgeting and financial reporting
for both Head Office and zone operations.
MAIN RESPONSIBILITIES
1. Maintain an accurate and up-to-date fixed assets register for Head Office.
2. Manage petty cash, ensuring proper recording, analysis, allocation to correct cost centers, authorization
and secure storage under lock, with daily balancing.
3. Perform custodian functions for petty cash minimum reserves and important official documents.
4. Prepare all payments, promptly issue receipts for deposits and record them accurately on a daily basis.
5. Ensure adherence to approval limits in all financial transactions.
6. Input all financial data into the accounting system and ensure proper backup and filing of financial
vouchers/documents daily.
7. Assist in the timely and accurate preparation of necessary periodic financial reports.
8. Conduct bank account reconciliations, follow up on unresolved issues (reconciling items) with bankers
and execute all banking activities as assigned by the Senior Finance and Accounts Officer.
9. Manage accounting and budgeting functions for zones.
10. Monitor and verify office supplies, telephone usage and utilities bills against budgetary allocations on a
monthly basis.
11. Prepare monthly/quarterly zonal financial reports with budgetary analysis in a timely manner.
12. Manage monthly reconciliation of payables and receivables ageing.
13. Monitor and control staff imprest.

14. Control and reconcile the Trust’s Value Added Tax (VAT) accounts.
15. Ensure compliance with the regulatory authorities and tax laws (TRA, NSSF, WCF).
16. Digital archiving of all financial documents (scan, save and maintain backups).
17. Reconciliation of ageing reports from banks with Business Development department.
18. Develop, update and maintain the Trust’s asset register ensuring all assets are accurately recorded,
depreciated and disposed of in compliance with the policy accounting standards.
19. Ensure accurate and timely preparation of payroll payments while adhering to relevant deadlines for
statutory deductions.
20. Carry out daily operations as assigned by management to ensure that the finance and account unit runs
efficiently and effectively.
Job Specifications
Academic Qualifications
1. Advanced Diploma or Bachelor’s degree in Accounting, Finance or Banking and Finance.
2. Professional certification such as ACCA, CPA-T or equivalent qualification is an added advantage.
3. Additional certifications in taxation are an added advantage.
Functional Skills
1. Effective communication and interpersonal skills
2. Financial reporting skills
3. Budgeting skills
4. Risk management skills
5. Financial analysis and forecasting skills
6. Problem-solving skills
7. Financial report writing skills
8. Planning and organizational skills
9. Time management skills
10. Teamwork
Key Competencies
1. Excellent numerical and analytical skills with meticulous attention to detail.
2. Effective written and verbal communication skills to enable preparation and presentation of quality
financial reports.
3. Ability to prioritize tasks and manage workload efficiently.
4. Integrity and ethical behavior in handling financial information.
5. Adaptability and willingness to learn new tasks and procedures.
6. Problem-solving skills and ability to troubleshoot issues independently.
7. Strong understanding of accounting principles, financial reporting standards, and regulatory requirements.
8. Prior experience in accounting or financial management roles, preferably in the nonprofit sector or similar
organizations, would be beneficial.
9. Knowledge of Tanzanian tax laws and financial regulations is desirable.
10. Proficiency in utilizing accounting software and advance proficiency in Microsoft Excel for data analysis,
reporting, and financial modeling, leveraging its functionalities for comprehensive and insightful financial
reporting thus enhancing efficiency and effectiveness in financial operations.
11. Commitment to upholding the highest standards of ethical conduct and integrity in financial management
practices, ensuring transparency, accountability, and compliance with regulatory standards.
12. Proactive and self-motivated, with the ability to work both independently as well as part of team and
thrive in a fast-paced, dynamic environment
Relevant Experience
1. Minimum (two) 2 years of relevant experience in accounting, finance or related field.
2. Familiarity with basic accounting processes and procedures is advantageous.
3. Experience with accounting software or ERP systems is a plus.
HOW TO APPLY
1. Interested candidates should submit their letter of application, updated CV with three referees and their
contact details, academic and professional certificates in PDF format in a single attachment.
2. All applications should be channeled to the email address recruitment5@genoservices.co.tz not later
than 22nd July 2024.
3. The applicants should clearly state the job title applied for in the subject line of the email.
JOB PROFILE: BUSINESS DEVELOPMENT EXECUTIVE
JOB TITLE Business Development FUNCTION

Executive Business Development
DEPARTMENT
JOB GROUP Officer
REPORTS TO Senior Officer – Business
JOB GRADE E1 Development
The role of the Business Development Executive is to develop and grow business under the guidance of the
Senior Officer – Business Development, manage the credit guarantee risks, the zonal administration roles
and client account relationships with the Trust’s partner institutions.
1. Develop and review business plans, carry out pre-evaluations of proposals presented for support and
assist entrepreneurs in improving on their proposals into Business Plans of acceptable standards.
2. Assist clients in obtaining credit facilities from collaborating Banks.
3. Promote and inform stakeholders about the Trust’s role at meetings with potential clients, at visits, in the
office, through handouts, posters, advertising etc.
4. Liaise with relevant key local authorities to identify and promote investments in agriculture and
agribusiness in the zones. This will include the Agriculture Ministry, Chamber of Commerce, Agricultural
officers, traders, processors etc.
5. Design and establish feasible models for activities at smallholder farmer levels, including diversification
of crops, improvement of production practices.
6. Monitor the performance of the clients in relation to respective business plans and budgets as the
customer experience champion for the zones.
7. Manage the credit guarantee portfolio risks.
8. Identify and develop solutions for bottlenecks in agriculture performance e.g., market access, processing,
appropriate mechanization.
9. Report to the management on progress according to the agreed procedures.
10. Control the fixed asset register, update and ensure the availability of the physical tags on the assets.
11. Ensure the Credit Portfolio quality is maintained at the standard 5% within the acceptable range.
12. Ensure petty cash is effectively managed, recorded, analysed and allocated to the correct cost centres.
Petty cash payment should be properly authorized, and replenishment done regularly and should be
balanced daily.
13. Ensure that receipts are issued for cash received and banked intact, petty cash is always under lock and
properly safeguarded.
14. Responsible for banking transactions except signing of cheque and any other funds transfer documents
regarding the Trust’s bank accounts.
15. Assist in office administration, Customer Contracts and Credit Guarantees recording, Monitoring &
Evaluation and data quality capture in the zone.
16. Execute all the IGG strategies as the champion of the zonal office.
17. Execute office administration duties.
18. Manage to ensure all revenue leakages are attended and all PASS Trust revenues are collected.
Job Specifications
1. Bachelor’s degree or postgraduate qualification in economics, agricultural economics, business
administration, Finance, Accounts, Banking or related field from a recognized university or college.
2. Professional qualification and related extensive experience in business development/analysis and Sales is
desirable.
Functional Skills
1. Selling and negotiation skills
2. Planning and organizing skills
3. Strong interpersonal skills
4. Analytical and information management skills
5. Good communication and presentation skills
6. Good credit appraisal and accounting skills
7. Project management skills
8. Customer experience and relationship management skills
9. Monitoring and evaluation skills
10. Time management skills
11. Problem-solving skills
12. Teamwork
Key Competencies
1. Excellent understanding and in-depth knowledge of the agricultural sector in Tanzania and worldwide as
well as agricultural lending principles, products and market dynamics.
2. Ability to prospect for potential clients, promote the Trust’s services and assist with business plan
development.
3. Excellent interpersonal and communication skills, with the ability to build rapport and clearly convey
information to diverse audiences, including farmers, clients/partners and management.
4. Highly organized and able to manage multiple tasks and meet deadlines efficiently.
5. Attention to detail in order to ensure accuracy in financial records management as well as project
management, monitoring and evaluation.
6. Analytical mindset with the ability to gather and interpret market data, identify trends and make data-
driven decisions.
7. Demonstrated experience in developing successful business plans with proven track record of acquiring
new clients/partners, expanding market share, and driving revenue growth.
8. Passionate about agricultural development and supporting entrepreneurs with strong cultural sensitivity
and ability to work effectively within the local community.
9. Experience in managing client relationships and delivering excellent customer experience.
10. Proactive, flexible and adaptable, with the capacity to thrive while working both independently and as
well as part of a team in a fast-paced, dynamic environment.
11. Excellent problem-solving skills and the ability to think creatively to overcome challenges and seize
opportunities.
12. Proficiency in CRM and credit appraisal/management software as well as Microsoft Office applications
specifically high knowledge in the use of excel in data analytics.
13. High ethical standards and commitment to upholding integrity and professionalism in all business
dealings of the Trust.
14. Commitment to the Trust’s vision, mission and values, with a passion for driving positive social impact.
Relevant Experience
1. Minimum three (3) years’ experience in business development and or relationship banking at officer level.
2. Knowledge of agricultural financing and experience in facilitation of lending to smallholders including

experience in preparing business plans suitable for Lending.
3. Good knowledge and experience in Tanzanian agriculture and agribusiness development, business
planning, project analysis, evaluation and monitoring.
4. Demonstrable experience in agricultural supply chain interventions for enhancement of micro, small and
medium scale agricultural development.
5. Demonstrated knowledge of banking and SME finance operations, agricultural finance or rural
development initiatives is an advantage.
6. Familiarity with regulatory requirements, compliance standards, and risk management practices in the
financial services industry.
7. Demonstrable knowledge and skills in credit appraisal/analysis especially those related to agricultural
finance for corporate, emerging corporate businesses, SMEs, cooperatives, smaller holder farmers, etc.
HOW TO APPLY
JOB PROFILE: SENIOR MANAGER – BUSINESS DEVELOPMENT
JOB TITLE Senior Manager - FUNCTION

Business Development Business Development
DEPARTMENT
JOB GROUP Managerial
REPORTS TO Director – Business
JOB GRADE C1 Development
The role of the Senior Manager – Business Development is to develop business growth under the guidance
of the Director – Business Development, manage the Trust’s credit guarantee risks, credit guarantee portfolio
risks, deliver a delightful customer experience and manage client account relationships with partner
institutions.
1. Manage the quality of the Credit Guarantee Portfolio to the quality required.
2. Assist the Director of Business Development in preparation of Board business related reports and
presentations.
3. Institute appropriate Credit Guarantee underwriting to assure portfolio quality.
4. Manage the HQ Lending institution relationships at a sound level.
5. Assist to encapacitate leadership and training to Zonal Officers in liaison with the Human Resources
Office.
6. Institute the Zonal Offices to ensure they advocate Inclusive Green Growth (IGG) practices to customers
and partner banks including the Trust’s working environment. All IGG resilient features must be practiced.
7. In close liaison with the Director of Business Development, plan the Business operation program for
the Trust in accordance with overall Business Strategy, annual business plan and ensure that the key
performance indicators are attained and/or exceeded.
8. Manage Zonal operations and set annual key performance indicators based on the Trust’s annual strategy,
budget and ensure that the agreed targets are achieved.
9. Follow up, support and liaise with the Trust’s Zonal offices to ensure effective business growth and efficient
relationships with bank officers at branch level, establish new business, business plans preparation and
efficient submission of business plans to banks.
10. Proactively build and maintain effective working relationship with all agricultural/agri-business
stakeholders in all areas of the Trust’s operation to develop the visibility and growth for the Trust’s business.
11. Assist the zones in identification of demand for assistance and support from target groups in accessing
finance from banks. This will cover SMEs in Primary and Secondary agriculture including Agro processing.
12. Assist zones in designing and establishing of feasible models of activities for the smallholder farmer’s
levels, including diversification of crops, improvement of production practices etc.
13. Promote the role of the Trust during meetings with partner institutions, stakeholders, Potential clients
etc., reaching out to them by distributing different promotional materials like handouts, posters etc.
14. Make proposals for corporate clients in agribusiness looking for the Trust’s Support to obtain credit facilities
from collaborating banks.
15. Make pre-evaluation proposals presented for support and assisting entrepreneurs in improving on
proposals into business plans of acceptable standards.
16. Review business proposals received from zones, ensuring quality of business proposals presented to
Director of Business Development for recommendation and approval.
17. Aid Zonal offices in identification of potential clients engaged in agriculture value chain with a challenge
to access financing.
18. Assist Agro- enterprises clients to obtain credit facilities from collaborating banks.
19. Ensure timely submission of various periodical operation reports, operational results as required for the
monitoring and evaluation framework.
20. Monitor the performance of the clients in relation to respective business plans and budget.
21. Ensure timely preparation and submission of all periodic reports to management, Board of Trustees and
other stakeholders.
22. Identify and develop solutions for solving bottlenecks in agriculture value chains e.g., production, market
access, processing, appropriate, mechanization etc.
23. Plan, organize and manage the Trust’s marketing events such as sponsorship/donation, new product
launches, outlet opening, annual reports, press releases, announce the Trust’s Outreach and impact to
community and other activities that the Trust supports to gain public attention through media.
24. Cooperate with the Director of Business Development to implement an effective Quality assurance check
on all work done by all zones. Ensure that no work goes out of the office that has not been assessed and
approved.
Job Specifications
1. Bachelor’s degree in Business Administration, Agricultural Economics, Finance or related field from a
recognized University.
2. Professional qualification in business development, sales or project management is desirable.
3. A Master’s degree (e.g., MBA) is an added advantage.
Functional Skills
2. Strong interpersonal and networking skills
4. Excellent communication and presentation skills
5. Excellent analytical skills

6. Strategic planning skills
7. Advanced leadership skills
9. Excellent problem-solving skills
10. Teamwork
Key Competencies
2. Excellent interpersonal and communication skills, with the ability to build rapport and influence key
stakeholders.
3. Strategic thinker with a results-oriented mindset and a track record of achieving business growth targets.
4. Exceptional negotiation skills and the ability to navigate complex deal structures and partnerships.
driven decisions.
6. Leadership abilities with experience in managing and motivating teams to achieve common goals.
7. Demonstrated experience in developing and executing successful business development strategies in

the agricultural sector.
8. Entrepreneurial spirit with proven track record of acquiring new clients/partners, expanding market share
and driving revenue growth through innovation and creating value in the agricultural lending space.
9. Experience in managing client relationships, conducting client needs assessments, and delivering tailored
solutions.
opportunities while embracing new technologies and market trends to stay ahead of the curve.
11. Proficiency in CRM and credit appraisal/management software as well as Microsoft office applications.
Relevant Experience
1. Proven experience of seven (7) years or more in business development, sales or relationship management
roles within the financial services industry, preferably in agricultural lending or agri-business related
sectors.
2. Minimum four (4) years’ demonstrated leadership experience in management positions.
3. Demonstrated knowledge of banking and SME finance operations and agricultural finance is an added
advantage.
HOW TO APPLY
than 22th July 2024.
JOB PROFILE: MANAGER - BUSINESS DEVELOPMENT
JOB TITLE Manager - Business FUNCTION

Development Business Development
DEPARTMENT
REPORTS TO Senior Manager - Business
JOB GRADE Development
C2
The role of the Manager - Business Development is to oversee the zonal key performance strategic goals that
include zonal employees’ supervision, development and attainment of Business growth goals, manage the
Trust’s Credit Guarantee portfolio risks, deliver a delightful customer experience and manage client account
relationship with partner institutions within their jurisdiction.
1. In close liaison with the Trust’s Director of Business Development, plan the Business operation program
for the zone in accordance with the overall Trust’s Annual business plan and ensure that key performance
indicators are achieved.
2. Implement the Trust’s strategy of acquiring and maintaining the credit guarantee portfolio and fulfilling
clients’ requests, proper maintenance, recovery solutions where necessary in a professional manner.
3. Carry out pre-evaluations of proposals presented for support and assist entrepreneurs to improve the
proposals into Business Plans of acceptable standards. The utmost care must be taken to ensure proper
screening and analysis of applications to control the level of default to a maximum of 5% per officer, for
the Zone and the Trust in general.
4. Identify entities, key stakeholders and partners in the Agri value chain with potential to bring impact in
the agriculture sector.
5. Create business development plans and forecast targets and growth projections from the available
business pipeline.
6. Liaise with colleagues to develop new business and marketing strategies to achieve the desired business
key performing indicators.
7. Implement an acquisition strategy focused on building and maintaining high quality with long-term
relationships with customers.
8. Proactively build and maintain effective working relationships with all agricultural/agri-business
stakeholders in the respective Zone to develop the visibility and growth of the Trust’s business.
9. Liaise with relevant key local authorities in the respective zone to identify and promote investments in
agriculture and agribusiness in the zone which include Agriculture Ministry, Chamber of Commerce,
training centers, MVIWATA, Agricultural officers, Traders, processors etc.
10. Market the Trust’s products and services, promote and inform stakeholders of the Trust’s role in the
agricultural sector at meetings with potential clients, visits to clients, participating in key stakeholders’
forums and financial institutions etc.
11. Monitor the performance of the Zone’s Loan portfolio, follow up with partner financial institutions, track
and identify portfolio guarantees from partner financial institutions as well as analyze and report on
classification of loan portfolio.
12. Undertake supervisory role to support portfolio management and support services, including preparing
reports and briefs, coordinating resources, maintaining documentation and contributing to the
implementation and monitoring of portfolio plans.
13. Supervise BDOs (Business Development Officer) to monitor performance of the clients to ensure that
implementation of the investments is as proposed in the respective business plans and budgets. If not,
ensure remedial measures are taken promptly.
14. Ensure daily zonal operational activities are managed in an effective and efficient manner.
15. Review work performance of staff in the zonal offices including their development, deployment, appraisal,
training and welfare in line with the Trust’s objectives.
16. Execute the zonal employee’s supervision to ensure they comply to the Trust’s human resources policies
and procedures.
17. Articulate business knowledge and ensure zonal teams advise clients on financial and economic trends
that could affect their businesses and assist clients to acquire credit facilities from collaborating Banks.
18. Liaise with the Business Development Officer to ensure that the proper books of accounts are maintained
including basic accounting controls like daily verification of cash in hand, bank reconciliation statements
and accounting of receipt/payments for the Zone.
19. Ensure that Zone assets - office equipment, stationery etc. are in proper order, paying specific attention
to the safety of vehicles ensuring strict control on movement of same through logbooks and ascertain
that they are used for official purposes only.
20. Ensure that expenditures incurred are within limits of the sanctioned budget and within the approved
as well as timely submission of various periodical reports - finance and accounting, operational results as
required for monitoring and evaluation framework.
21. Manage the budget under this docket which includes recommendation of invoices for payments and
proposals/quotes, preparation of budgets for the zone and give inputs to the overall Trust’s activity plans
and budgets.
22. Identify opportunities within the Trust’s ecosystem whilst ensuring that all necessary and relevant Trust
records are kept and updated as required.
23. Identify and develop solutions for solving bottlenecks in agricultural value chains e.g., production, market
access, processing, appropriate mechanization etc.
24. Ensure that the Zone’s activities adhere to the approved Trust policies and procedures as given in
government manuals, staff regulations, human resources manual, finance and accounting manual etc.
25. Attend events such as exhibitions and conferences that will provide constructive linkages to the agriculture
stakeholders.
26. Promote Inclusive Green Growth (IGG) practices to customers and partner banks in the Trust’s working
environment.
Job Specifications
1. Bachelor’s degree in Economics, Business Administration, Agricultural Economics, Finance, Accounts,
Banking or related field from a recognized University.
2. Professional qualification and related extensive experience in business development/Sales is desirable.
Functional Skills
2. Strong interpersonal and networking skills
4. Good communication and presentation skills
5. Strategic planning skills
6. Leadership skills
9. Teamwork
Key Competencies
2. Excellent interpersonal and communication skills, with the ability to build rapport and influence key
stakeholders.
3. Strategic thinker with a results-oriented mindset and a track record of achieving business growth targets
with demonstrated experience in developing and executing successful business development strategies
in the agricultural sector.
4. Exceptional negotiation skills and the ability to navigate complex deal structures and partnerships.
driven decisions.
6. Leadership abilities with experience in managing and motivating teams to achieve common goals.
7. Proven track record of acquiring new clients/partners, expanding market share, and driving revenue
growth.
8. Experience in managing client relationships, conducting client needs assessments, and delivering tailored
solutions.
opportunities.
11. Adaptability and resilience in the face of change, with the ability to embrace new technologies and market
trends to stay ahead of the curve.
12. Proficiency in CRM and credit appraisal/management software as well as Microsoft Office applications
specifically high knowledge in the use of excel in data analytics.
Relevant Experience
1. Minimum five (5) years’ experience proven experience in business development, credit analysis and or
relationship banking with a minimum of two (2) years at managerial level.
2. Good knowledge and experience in Tanzanian agriculture and agribusiness development, business
planning, project analysis, monitoring and evaluation.
3. Knowledge in agricultural financing and experience in facilitation of lending to smallholder farmers

including experience in negotiating with banks.
4. Demonstrable experience in agricultural supply chain interventions for enhancement of micro, small and
medium scale agricultural development.
HOW TO APPLY
JOB PROFILE: SENIOR OFFICER - INFORMATION AND COMMUNICATION
TECHNOLOGY
Senior Officer -
JOB TITLE FUNCTION Finance and
Information and
Communication
Technology
REPORTS TO Manager - Information
JOB GROUP Senior Officer and Communication
Technology
JOB GRADE D2
The Senior Officer - Information and Communication Technology is responsible for overall ICT strategic
planning, development of applications, system administrator governance, ICT support, automation/
digitization and innovations.
1. Develop organization’s application and support of application.
2. Develop, maintain, and ensure timely data backup is done for all critical systems.
3. Training users on new and existing systems to enhance their efficiency.
4. Evaluating, Implementing, and managing the best practice for ICT systems security and Governance.
5. Ensure that there is data synchronizing between DR Site and production site.
6. Provide support on PASS systems by liaising with vendors to resolve business issues pertaining PASS
TRUST
7. Ensuring a secure environment for equipment and safe operation in PASS environment.
8. Ensuring compliance and adherence to purchase of system equipment, machinery and software as per
terms, conditions and warranties.
9. Advice ICT Manager for innovations and acquisition of system hardware, software, machinery, equipment
and services.
10. Manage and ensure critical systems and all peripheral systems are up and running at an acceptable
threshold to support business and operations.
11. Ensuring safe and proper control of access to Server Room and Disaster Recovery Site.
12. Develop and review quarterly system Compliance and Risk Self-Assessment Templates.
13. Ensure all systems and services are compliant with CIA security practices
14. Updates compliance database/system with compliance findings by internal auditors, External Auditors
and Risk personnel.
15. Liaise with all departments to provide all requisite system reports.
16. Identify and manage ICT risk and execute DR Site test for critical systems to ensure business continuity
and data security.
17. Ensure proper custody of system data logs, security logs, and CCTV footage.
18. Ensure the Trust’s physical security gadgets are properly maintained, monitored and comply with the
Trust’s Physical Security Policy.
19. Perform any other duty that you may be assigned by ICT Manager.
Job Specifications
1. Bachelor’s degree in information communication technology or any other related disciplines.
2. Professional IT Certification will be an added advantage
Functional Skills
1. Excellent interpersonal and communication skills
2. Customer Service skills
5. Planning and Organizational Skills
6. Keen attention to detail
7. Teamwork
Key Competencies
1. High level skills and knowledge working in a virtualised, Microsoft server environment and Linux.
2. Knowledge of development of applications, ERP systems and API.
3. High level skills and knowledge of networks in a complex environment.
4. Help desk skills with an emphasis on customer service and user training.
5. Focus on control and compliance
6. Pro activeness and innovative in solving issues
7. Passion for managing support activities, maintaining control by being alert to, and proactively handle,
(potential) issues that may disturb operations, solving issues by involving key stakeholders.
8. Self-driven, values based innovative, independent adaptive and results oriented person with the capacity
to thrive in a dynamic and fast-paced environment.
9. Knowledge of current trends and developments in information and communication technology.
10. High ethical standards, integrity and a commitment to upholding professional standards of conduct.
Relevant Experience
1. At least four (4) years of experience in financial institution
2. Experience of more than 1 year in programming of web applications
3. Experience in administration of applications.
4. Experience in administration of ERP system will be an advantage
5. Knowledge in SQL commands and scripts will be an added advantage
6. Experience in support of Core System(s) will be an added advantage
HOW TO APPLY
JOB PROFILE: SENIOR MANAGER – CREDIT RISK
JOB TITLE Senior Manager - FUNCTION

Credit Risk Business Development
DEPARTMENT
REPORTS TO Director - Business
JOB GRADE C1 Development
The Senior Manager – Credit Risk’s role is to assess and mitigate potential credit risks associated with lending
activities undertaken by the Trust. The role holder will be responsible for analyzing credit data and financial
information to make informed decisions on approving or denying credit applications, determining credit
limits, and establishing risk management policies and procedures to protect the Trust’s financial interests.
1. Develop and implement credit risk policies and procedures in line with regulatory requirements and best
practices.
2. Assess and analyze credit applications, evaluating the creditworthiness of borrowers and determining
appropriate lending terms.
3. Conduct thorough credit risk assessments, including financial analysis, industry risk evaluation, and
collateral assessment.
4. Monitor the lending portfolio to identify potential risks and trends and take proactive measures to mitigate
identified risks.
5. Review and recommend credit proposals to the delegated authority, ensuring compliance with credit
policies and risk appetite. The utmost care must be taken to ensure proper reviewing of applications
before approval to control the level of default to a maximum of 5% for the Trust.
6. Collaborate with various departments such as business development, internal audit, risk and compliance,
and finance to ensure effective credit risk management across the Trust.
7. Provide guidance and training to business development team on credit risk assessment techniques and
best practices.
8. Manage all claims submitted by the lending institutions and ensure appropriate measures as per the
credit guarantee contract are taken prior to any claims settlement.
9. Advise the board and management on all default risks, actions taken and mitigations with regards to
credit risk.
10. Manage the entire ageing credit guarantee profile together with the data analyst and Finance and
Administration Department to ensure appropriate provisions are booked in the books of accounts.
11. Initiate negotiations and appropriate solutions with the lending institutions, including restructuring
and rescheduling of facilities to ensure customer/ clients resolve their credit challenges and meet their
repayment obligations.
12. Develop and maintain credit risk models and tools to enhance the accuracy and efficiency of credit
decision-making.
13. Prepare regular reports and presentations on credit risk metrics, portfolio quality and emerging risk trends
for senior management and board review.
14. Stay updated on industry developments, regulatory changes and market trends affecting credit risk
management practices.
15. Ensure all revenue leakages pertaining to credit risk portfolios are attended to.
Job Specifications
1. Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related field.
2. A Master’s degree or professional certification (e.g., PRM, FRM, CRM) is an added advantage.
Functional Skills
1. Strong understanding of credit risk principles, lending practices, and regulatory requirements.
2. Proficiency in financial analysis, risk assessment techniques, and credit scoring models.
3. Excellent communication and interpersonal skills, with the ability to collaborate effectively across
departments and levels of the organization.
4. Analytical mindset with strong problem-solving skills and attention to detail.
5. Ability to thrive in a fast-paced environment and manage multiple priorities effectively.
6. Leadership Skills
7. Teamwork
Key Competencies
1. Ability to analyze complex financial data and identify key risk factors.
2. Capability to make informed decisions based on thorough analysis and evaluation of risks.
3. Thoroughness and accuracy in assessing credit applications and risk profiles.
4. Flexibility to adapt to changing market conditions and regulatory requirements.
5. Collaboration with cross-functional teams to achieve the Trust’s objectives.
6. Capability to lead and mentor junior staff members in credit risk management practices.
7. Proficiency in credit appraisal/management software as well as Microsoft Office applications specifically

high knowledge in the use of excel in data analytics.
Relevant Experience
1. Minimum of seven (7) years’ experience in credit risk management or a related field, preferably within the
2. Demonstrated track record of success in evaluating credit risk and implementing risk management
strategies.
3. Experience with credit scoring models, financial analysis tools, and regulatory compliance requirements.
4. Previous experience in managing credit portfolios and assessing credit quality across various industries
and market segments.
HOW TO APPLY
JOB PROFILE: ASSISTANT OFFICER - ADMINISTRATION
AND PROCUREMENT
Assistant Officer -
JOB TITLE FUNCTION Finance and
Administration and
Procurement
JOB GROUP REPORTS TO Senior Officer -

Assistant Officer
Human Resources and
Administration
JOB GRADE F
The Administration Officer with Procurement Expertise role is to oversee and manage the Trust’s
administrative functions in addition to handling procurement activities efficiently. The role holder will ensure
smooth operations within the Trust by effectively managing administrative tasks and acquiring necessary
goods and services through the procurement process.
1. Administrative Support
• Coordinate lease agreement management for all the Trust’s office locations.
• Manage the Trust’s Motor Vehicles both at the Head Office and Zones.
• Assist in preparing and monitoring budgets related to administrative and procurement activities.
• In collaboration with management, ensure that the Trust is compliant with the Occupational Safety
and Health Act (OSHA)
• Coordinate the acquisition and renewal of relevant municipal licenses for the Trust as required.
• Oversee the management of externally managed staff, working closely with the vendors to address any
issues that may arise.
• Supervise the Trust’s cleaning service providers to ensure that the highest levels of hygiene and
cleanliness are maintained at both Head Office and Zonal Offices.
• Assist in the daily operations to ensure that the Trust’s HQ runs efficiently and effectively.
2. Procurement Management
• Provides technical advice to the Procurement Committee and Management on all matters pertaining
to procurement operations (policy, guidance and procedures).
• Secretary to the Procurement committee.

• Manages all procurement activities for PASS Trust.
• Monitors the schedule/timing of bid processing as per the approved Annual Procurement Plan.
• Recommends evaluation teams and negotiation teams for approval by the MD or the MD’s delegate.
• Prepares and reviews a range of procurement-related documents (bid documents/Invitation for

quotations) for compliance purposes; and providing guidance and training to user departments.
• In collaboration with requesting/user units/departments, assists in the preparation or review of

Specifications/ Terms of References, Scope of Works or Services for inclusion in the bidding documents
or requests for proposals before their issuance to the prospective bidders/consultants
• Ensures that all bidders/consultants are evaluated on their performance for record and reference
purposes.
• In collaboration with the Finance department, ensures that the organization’s procured assets are
properly received and recorded.
• In collaboration with the Finance Department, assist in maintaining and updating PASS Trust’s asset
register on regular basis by ensuring that all newly procured materials and other assets are being
recorded before being used or issued to users.
• Ensure the highest standards of probity are maintained in all procurement activities and Procurement
principles as articulated in the Procurement Operations Manual are adhered to by all involved in the
procurement process
• Performs any other duty as may be assigned by the immediate reporting superior (depending on the
title of the superior).
• Coordinates all organizational procurement.
• In collaboration with requesting/user departments, assists in preparation of action plans, budgets,

specifications, Terms of References, Scope of works and finally develops implementable Annual
Procurement Plans for all procurements under his/her responsibility.
• Oversees the receipt and registering of all procurement requisitions for the procurement of Goods,
Works, Non-Consultancy and Consultancy services.
• Ensures that all requirements for procurement of Goods, Works, Non-Consultancy and Consultancy
services have been properly approved as per laid down procedures.
• Work in close cooperation with the other units/departments (Finance Department etc etc) to Coordinate
all contractual matters of interest to PASS Trust.
• Identify cost-saving opportunities and recommend efficient procurement strategies.
• Archive and maintain accurate and up-to-date documentation related to procurement processes in
digital format.
• Preparation of procurement reports.
• Support internal and external audits and reviews by providing necessary documentation and
information.
Job Specifications
1. Bachelor’s degree majoring in Procurement or Bachelors Degree in Procurement or Supplies
Management from a recognized and reputable higher learning institution
2. Professional qualification (CPSP, CIPS or equivalent).
3. Membership to the Procurement and Supplies Professionals and Technicians Board (PSPTB) and must be
registered in the “Authorized or Approved” Category.
Functional Skills
1. Procurement Planning and Execution
2. Supplier Management and Negotiation
3. Contract Management
4. Administrative Support
5. Budgeting and Financial Management
6. Compliance and Records Management
7. Communication and Presentation Skills
8. Interpersonal Skills
9. Problem-solving and Decision-making
10. Teamwork
Key Competencies
1. Attention to detail, ability to multitask while maintaining accuracy and precision in administrative and
procurement tasks.
2. Proactive, flexible and adaptable, with the capacity thrive while working both independently and as well
as part of a team in a fast-paced, dynamic environment.
3. Commitment to upholding ethical standards and transparency in procurement practices.
4. Willingness to collaborate with colleagues and stakeholders to achieve common goals.
5. Proactive approach to identifying challenges and proposing solutions.
6. Dedication to meeting the needs of internal and external stakeholders through responsive and efficient
service.
7. Familiarity with procurement software and systems as well as proficiency in MS Office Suite.
Relevant Experience
1. Minimum three (3) years of practical experience in administrative and procurement roles in a public,
private or Non-Governmental Organization (NGO).
2. Sound knowledge of procurement principles, practices and regulations.
3. A person who has not gone through fulltime higher learning training but holding a professional
qualification such as CPSP or CIPS or their equivalent with the one (1) year practical experience will also
be considered for this role.
HOW TO APPLY

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JOB PROFILE: ACCOUNTS EXECUTIVE

JOB TITLE Accounts Executive FUNCTION Finance and

MAIN PURPOSE OF THE JOB - (JOB SUMMARY)

5. Ensure adherence to approval limits in all financial transactions.

9. Manage accounting and budgeting functions for zones.

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JOB TITLE Business Development FUNCTION

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2. Assist clients in obtaining credit facilities from collaborating Banks.

7. Manage the credit guarantee portfolio risks.

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5. Good communication and presentation skills

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