Hello Sir/Madam,

Find below Our Transactional Procedures and Bank Transmission charges for the Delivery of our Non-
Recourse Cash Loan from our Financial Institution.

TRANSACTION PROCEDURE:

1. The Lender shall carry out Financial, Corporate and Due diligence investigations on the Borrower's
company and after the successful investigation and confirmation of the authenticity of the Borrower's
company and identification by our Legal Department, The Lender, Lessor and Borrower shall
execute, sign and initial the Deed of Agreement, which thereby automatically becomes a full
commercial recourse contract to be lodged by both parties for initiation of Swift Transmission.

2. Within Three (3) Banking Days after the Legal department has successful verified the authenticity
of the Borrower's documents, including the Customer Information Profile Form and The Written
Letter of Business Loan Application, Our Financial Department shall send a copy of the Transaction
Procedures Document to the Borrower to countersign, Stamp and return.

3. Within Two (2) Banking Days after the Financial Department has received and confirmed the
Borrower's signed and stamped Transaction Procedures Document, The Lender will issue a copy of
DOA Contract to the Borrower to complete, sign, stamp and then send back to the Lender to be
completed and countersigned by The Lender and Lessor.

4. Within One (1) Banking Day after the Lender receives from the Borrower the countersigned DOA
Contract, The Lender will send a copy of the Payment Invoice to the Borrower, While the Payment
Refund Guarantee PRG will be deposited with the Lender's Bank which guarantees that any delay or
default from the Lender or Lessor side, on the Borrower's first demand to our Bank, any payment
made in advance will be refunded along with 1% of the Total Face Value amount of the Loan as
penalty fees. The Borrower will make only 30% payment of the Bank Transmission, Administrative
& Handling charges to Lease the Standby Letter of Credit to be used as the Collateral to
Secure the Non-Recourse Cash Loan via Swift MT103 by direct wire transfer into the Provider's
Bank Coordinates to receive charges in the amount of $€00,000.00 EUR/USD. The penalty for failure
of performance from the Lender, Lessor or the Borrower is 1% of the Total Face Value of the Non-
Recourse Loan.

5. Within Three (3) Banking days after confirmation of receipt of payment for 30% of the Bank
Transmission, Administrative & Handling charges for the Non-Recourse Loan via Swift MT103 in the
Provider's Bank account, the Lender will deliver Non-Recourse Loan (Cash Loan) via Swift MT103 to
the Borrower's Bank account.

6. Borrower sends out Leasing fees of 3% LTV Per Annum by Swift MT103 to the Lender's Bank account
and the initial 70% balance payment of Bank Transmission, Administrative & Handling charges by
wire transfer within Five (5) Banking days upon delivery and confirmation of the Non- Recourse Loan
via Swift MT103 in the Borrower's Bank account.

7. The Maximum term of duration for the Non-Recourse Cash Loan shall be 10 Years with an annual
Leasing Fee of 3% per annum.
Hong Kong Finance (International) Company Limited
P: +852 8197 5544 | E: info@hkf-international.com
Hong Kong Business License No.: 17774973-000-01-23-3
Global Business Identification Number (D-U-N-S Number: 666021225)
A: Two International Finance Centre, 8 Finance Street, Central, Hong Kong
Corporate & Confidential Documents Copyright Hong Kong Finance 1994-2024© Over 30 Years of Offering Excellent Loan Services!
 8. You are only to pay in advance 30% of the required Swift Transmission charges to Lease the
BG/SBLC in order to complete and successfully acquire the Loan from our Financial Institution.

9. Any unauthorized calls, private contact, meeting or communication by the Borrower, Lender or
Lessor or their representatives in an improper way to Bank(s)/Intermediaries in this transaction
without the awareness of all parties involved in this transaction shall be prohibited and DOA contract
terminated.

10. Within Thirty (30) Days after the successful issuance of the Cash Loan to the Borrower’s
Provided Banking Coordinates, The Compliance Team for the Hong Kong Finance
(International) Company Limited shall proceed on an on-site Location visit and
inspection of the Borrower’s on-going Loan project.

BANK TRANSMISSION CHARGES TO LEASE BG/SBLC AS COLLATERAL TO SECURE THE CASH LOAN

Non-Recourse Cash Loan Face Value Bank Transmission, Administrative & Handling charges

(USD/EUR/HKD) 100% (USD/EUR/HKD) 30% (USD/EUR/HKD)

1M – 5M 167,000.00 50,100.00
6M – 10M 235,000.00 70,500.00
11M – 20M 300,000.00 90,000.00
21M – 50M 367,000.00 110,100.00
51M – 100M 435,000.00 130,500.00
101M – 200M 500,000.00 150,000.00
201M – 500M 617,000.00 185,100.00
501M – 999M 734,000.00 220,200.00
1B – 5B 1,001,000.00 300,300.00

NOTE: You are only to pay in advance 30% of the required Bank Transmission Charges in order to complete
and successfully acquire the Loan from our Financial Institution.

If you wish to proceed, it is required under Hong Kong KYC Laws to sign, stamp and return this Transaction
Procedure Document with the below requested supporting Documents, and the Legal Department for Hong
Kong Finance to verify your proof of any of your previous or current Business Activities and Transactions
and also carry out some investigations to confirm your home or office address.

Hong Kong Finance (International) Company Limited

P: +852 8197 5544 | E: info@hkf-international.com
Hong Kong Business License No.: 17774973-000-01-23-3
Global Business Identification Number (D-U-N-S Number: 666021225)
A: Two International Finance Centre, 8 Finance Street, Central, Hong Kong
Corporate & Confidential Documents Copyright Hong Kong Finance 1994-2024© Over 30 Years of Offering Excellent Loan Services!
 In order for the appropriate verification and investigation exercise to be carried out, the following Documents
/ Paperwork will be required to be sent to our Legal Department’s Encrypted and Secured E-mail.

legal@hkf-international.com

I. A copy of your company issued transaction Receipts and or Invoices of Goods sold or for
services rendered for the last 6 Months.

II. A copy of your Bank Statement of Account valid within the last 6 Months.

III. A copy of any government issued document containing your residential or office address. For
example, any Utility Bill such as Water, Electricity, Telephone or Waste Bill as Proof of Address

IV. A copy of this transaction procedure signed and stamped by you as an indication that you have
accepted to proceed.

WHY HONG KONG FINANCE ?

1. Guarantee: We guarantee the ultimate successful Funding of your Projects. In the case of fail, we
return 100% of the Bank charges Paid, with an addition of 1% as Penalty Fee.

2. Speed: It takes within 3-5 Banking Days to fund your Business Project.

3. Reliability: Trust is important to us. We have been funding Companies to run their Businesses
successfully since the year 1994 and still counting.

4. Experience: Our Experienced Professionals will consult with you about all the steps that should be
done after contacting our Legal Department. As we have developed time-tested approaches for all
the operations.

5. No risk: The Advance Payment Guarantee APG or Payment Refund Guarantee PRG will be duly
signed and stamped by the Lender's Bank which means the Bank charges is 100% secured. At the
same time, we are helping our clients get funded with minimum cost.

6. Insurance: We set up insurance right for you and your business and we help our clients insure
their projects, so even if their projects fail, they have no worries as the insurance company covers
the Loss.

If you have any questions kindly send us an Email or Visit our website to Chat Live with Customer Service.

Approved for and On Behalf of; Approved For and On Behalf of;

Shih Tsai Huang

Hong Kong Finance (International) Company Limited

Hong Kong Finance (International) Company Limited

P: +852 8197 5544 | E: info@hkf-international.com
Hong Kong Business License No.: 17774973-000-01-23-3
Global Business Identification Number (D-U-N-S Number: 666021225)
A: Two International Finance Centre, 8 Finance Street, Central, Hong Kong
Corporate & Confidential Documents Copyright Hong Kong Finance 1994-2024© Over 30 Years of Offering Excellent Loan Services!