*00000* *00000*

Target Circle Card Ending in: 2770

Account Identification Number: 00042597309 Statement Closing Date: April 10, 2024
BETHANY M ENGSTROM Page 1 of 2

Summary of Account Activity Payment Information

Previous Balance $11.61 New Balance $0.00

Payments and Other Credits -$11.61

Minimum Payment Due $0.00
Purchases and Other Debits +$0.00
Payment Due Date 5/7/2024
Fees Charged +$0.00
Interest Charged +$0.00

New Balance $0.00 For questions, an address change or to report a

lost or stolen card, go online or call us:
Credit Limit $7,000.00
Manage My Target Circle Card Target.com/myCircleCard
Available Credit $7,000.00
Target Card Services 1-800-659-2396
Statement Closing Date 4/10/2024
TDD/TDY 1-800-347-5842
Days in Billing Cycle 31
Outside the U.S. 1-612-307-8622 (Call Collect)

Calling will not preserve your billing-error rights

Transactions
Trans Date Description of Transaction or Credit Location Amount
Payments And Other Credits
Mar. 28 E-PAYMENT, TARGET.COM -$11.61

TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$11.61

2024 Totals Year-to-Date

Total fees charged in 2024 $30.00

Total interest charged in 2024 $7.19

NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION

INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES

Account Number Ending in 2770

Account Identification Number 00042597309

ÍÆ)Â$9Å>Ç|Î New Balance

Minimum Payment Due

$0.00
$0.00
Payment Due Date May 7, 2024

Amount

TARGET CARD SERVICES

Enclosed $
P.O. BOX 660170

OFFICE COPY DALLAS TX 75266-0170

FTADFAFDFAFDTTDDFADFTTTFTTAFTTDAFDFFAATFFTTFDADATFAATFTFDDDDAFFDT
STATEMENT PAGE NOT PRINTED

BETHANY M ENGSTROM

532 GISH RD

ONALASKA WA 98570-9526

2000110000000000000090777700042597309291
 *00000* *00000*

Target Circle Card Ending in: 2770

Account Identification Number: 00042597309 Statement Closing Date: April 10, 2024
BETHANY M ENGSTROM Page 2 of 2

Interest Charge Calculation

Your Annual Percentage Rate (APR) is the annual interest rate on your account.

Balance Subject to
Type of Balance Annual Percentage Rate (APR) Interest Rate Interest Charge

Purchases 28.15% (v) $0.00 $0.00

(v) = Variable Rate

There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.

Make the Most of Your Target Circle Card

Manage Your Account Online Action Requested Save at Target and Target.com
-View Statements Change statement delivery to -Save 5% off every Target trip

-Make payments paperless. -Free shipping on most Target.com

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Target.com/myCircleCard Target.com/myCircleCard

Not available for all accounts, including closed

Not available for all accounts, including closed Some restrictions apply. Please see program
accounts and some restricted statuses.
accounts and some restricted statuses. rules in store or at Target.com/CircleCard for

details.

42597309
CS1-TR QF3 3 BLACK 02/05/2024

Payment Information: Please make payments in U.S. Dollars, Disputes About Information We Reported to Credit Bureaus: If you believe we Payment Information: Please make payments in U.S. Dollars, Disputes About Information We Reported to Credit Bureaus: If you believe we
accompanied by the lower portion of your statement. Mail us your have reported inaccurate information about your Account to a credit bureau, you may accompanied by the lower portion of your statement. Mail us your have reported inaccurate information about your Account to a credit bureau, you may
payment in the enclosed return envelope or addressed to: Target Card notify us by sending your Account number and a description of the information you payment in the enclosed return envelope or addressed to: Target Card notify us by sending your Account number and a description of the information you
Services, P.O. Box 660170, Dallas, TX 75266-0170. Please do not believe to be inaccurate along with any documentation supporting the inaccuracy Services, P.O. Box 660170, Dallas, TX 75266-0170. Please do not believe to be inaccurate along with any documentation supporting the inaccuracy
mail cash payments or gift certicates. Make your check payable to such as your credit report to: Target Card Services, P.O. Box 673, Minneapolis, MN mail cash payments or gift certicates. Make your check payable to such as your credit report to: Target Card Services, P.O. Box 673, Minneapolis, MN
Target Card Services. If these payment instructions are not followed 55440-0673. Target Card Services. If these payment instructions are not followed 55440-0673.
the crediting of payments may be delayed for up to ve (5) days after Disputed Amounts: All communications concerning disputed amounts, including the crediting of payments may be delayed for up to ve (5) days after Disputed Amounts: All communications concerning disputed amounts, including
receipt. Payments received by 5:00PM CT are credited as of the day of any check or other payment instrument in an amount less than the full amount due that receipt. Payments received by 5:00PM CT are credited as of the day of any check or other payment instrument in an amount less than the full amount due that
receipt. You can also pay online at Target.com/myCircleCard by 5:00PM you send to us marked “payment in full” or you otherwise tender as full satisfaction receipt. You can also pay online at Target.com/myCircleCard by 5:00PM you send to us marked “payment in full” or you otherwise tender as full satisfaction
CT, by calling 800-424-6888 (Target Mastercard) or 800-659-2396 of a disputed amount, must be sent to us at the address for billing inquiries shown CT, by calling 800-424-6888 (Target Mastercard) or 800-659-2396 of a disputed amount, must be sent to us at the address for billing inquiries shown
(Target Credit Card) by 11:00PM CT or at a Target store until the store in the summary of your billing rights that appears below. We may accept any such (Target Credit Card) by 11:00PM CT or at a Target store until the store in the summary of your billing rights that appears below. We may accept any such
closes to have the payment credited to your account as of the same day. payment, at this address or elsewhere, without waiving any of our rights to receive closes to have the payment credited to your account as of the same day. payment, at this address or elsewhere, without waiving any of our rights to receive
You may at any time pay the full amount you owe or any part thereof full payment under the terms of your Credit Card Agreement. You may at any time pay the full amount you owe or any part thereof full payment under the terms of your Credit Card Agreement.
without incurring any prepayment charges. BILLING RIGHTS SUMMARY without incurring any prepayment charges. BILLING RIGHTS SUMMARY
Electronic Payment Processing: When you provide a check as payment, What To Do if You Think You Find a Mistake on Your Statement Electronic Payment Processing: When you provide a check as payment, What To Do if You Think You Find a Mistake on Your Statement
you authorize us either to use the information from your check to make If you think there is an error on your statement, write to us at: TD Bank USA, N.A., you authorize us either to use the information from your check to make If you think there is an error on your statement, write to us at: TD Bank USA, N.A.,
a one-time electronic fund transfer from your account or to process the c/o Target Card Services, P.O. Box 9500, Minneapolis, MN 55440. In your letter, a one-time electronic fund transfer from your account or to process the c/o Target Card Services, P.O. Box 9500, Minneapolis, MN 55440. In your letter,
payment as a check transaction. When we use information from your give us the following information: payment as a check transaction. When we use information from your give us the following information:
check to make an electronic fund transfer, funds may be withdrawn from • Account information: Your name and account number. check to make an electronic fund transfer, funds may be withdrawn from • Account information: Your name and account number.
your account as soon as the same day we receive your payment, and you • Dollar amount: The dollar amount of the suspected error. your account as soon as the same day we receive your payment, and you • Dollar amount: The dollar amount of the suspected error.
will not receive your check back from your nancial institution. If your • Description of Problem: If you think there is an error on your bill, describe what will not receive your check back from your nancial institution. If your • Description of Problem: If you think there is an error on your bill, describe what
check is returned unpaid for insufficient or uncollected funds, we may you believe is wrong and why you believe it is a mistake. check is returned unpaid for insufficient or uncollected funds, we may you believe is wrong and why you believe it is a mistake.
present the returned check electronically. You must contact us within 60 days after the error appeared on your statement. You present the returned check electronically. You must contact us within 60 days after the error appeared on your statement. You
How We Calculate the Balance for Interest Charge: must notify us of any potential errors in writing. You may call us, but if you do we How We Calculate the Balance for Interest Charge: must notify us of any potential errors in writing. You may call us, but if you do we
We calculate a Daily Balance for your Account balance. We maintain are not required to investigate any potential errors and you may have to pay the We calculate a Daily Balance for your Account balance. We maintain are not required to investigate any potential errors and you may have to pay the
separate balances for your Purchases and special promotional balances amount in question. separate balances for your Purchases and special promotional balances amount in question.
(and for Target Mastercard, Cash Advances) (each, a “Balance Type”) While we investigate whether or not there has been an error, the following are true: (and for Target Mastercard, Cash Advances) (each, a “Balance Type”) While we investigate whether or not there has been an error, the following are true:
and calculate a Daily Balance for each. To determine the Daily Balance • We cannot try and collect the amount in question, or report you as delinquent on and calculate a Daily Balance for each. To determine the Daily Balance • We cannot try and collect the amount in question, or report you as delinquent on
for a Balance Type, we take the beginning balance for the Balance Type, that amount. for a Balance Type, we take the beginning balance for the Balance Type, that amount.
add any new charges included in that Balance Type, and subtract any • The charge in question may remain on your statement, and we may continue to add any new charges included in that Balance Type, and subtract any • The charge in question may remain on your statement, and we may continue to
payments and credits applied to that Balance Type. We then multiply the charge you interest on that amount. But, if we determine that we made a mistake, you payments and credits applied to that Balance Type. We then multiply the charge you interest on that amount. But, if we determine that we made a mistake, you
resulting balance by the applicable Daily Periodic Rate and that daily will not have to pay the amount in question or any interest or other fees related to that resulting balance by the applicable Daily Periodic Rate and that daily will not have to pay the amount in question or any interest or other fees related to that
Interest Charge is included in the beginning balance of that Balance Type amount. Interest Charge is included in the beginning balance of that Balance Type amount.
for the next day. Purchases (and for Target Mastercard, Cash Advances) • While you do not have to pay the amount in question, you are responsible for the for the next day. Purchases (and for Target Mastercard, Cash Advances) • While you do not have to pay the amount in question, you are responsible for the
are included in the Daily Balance as of the later of the transaction date remainder of your balance. are included in the Daily Balance as of the later of the transaction date remainder of your balance.
or the rst day of the billing period in which the Purchase is posted • We can apply any unpaid amount against your credit limit. or the rst day of the billing period in which the Purchase is posted • We can apply any unpaid amount against your credit limit.
to the Account (and for Target Mastercard, in which the Cash Advance Your Rights if You Are Dissatised With Your Credit Card Purchases to the Account (and for Target Mastercard, in which the Cash Advance Your Rights if You Are Dissatised With Your Credit Card Purchases
is posted to the account). Fees are included in the Daily Balance of If you are dissatised with the goods or services that you have purchased with your is posted to the account). Fees are included in the Daily Balance of If you are dissatised with the goods or services that you have purchased with your
Purchases when posted to the Account (and for Target Mastercard, Cash credit card, and you have tried in good faith to correct the problem with the merchant, Purchases when posted to the Account (and for Target Mastercard, Cash credit card, and you have tried in good faith to correct the problem with the merchant,
Advance Fees are included in the Daily Balance of Cash Advances). At you may have the right not to pay the remaining amount due on the purchase. To use Advance Fees are included in the Daily Balance of Cash Advances). At you may have the right not to pay the remaining amount due on the purchase. To use
the end of the billing period, we will add up the daily Interest Charges this right, all of the following must be true: the end of the billing period, we will add up the daily Interest Charges this right, all of the following must be true:
on all Balance Types for each day in the billing period to get the total 1. The purchase must have been made in your home state or within 100 miles of on all Balance Types for each day in the billing period to get the total 1. The purchase must have been made in your home state or within 100 miles of
Interest Charge for the billing period. The Balance Subject to Interest your current mailing address, and the purchase price must have been more than $50. Interest Charge for the billing period. The Balance Subject to Interest your current mailing address, and the purchase price must have been more than $50.
Rate shown on the front of the statement is the average daily balance (Note: Neither of these are necessary if your purchase was based on an advertisement Rate shown on the front of the statement is the average daily balance (Note: Neither of these are necessary if your purchase was based on an advertisement
which is multiplied by the number of days in the billing cycle and the Target mailed to you, or if Target or Target.com sold you the goods or services.) which is multiplied by the number of days in the billing cycle and the Target mailed to you, or if Target or Target.com sold you the goods or services.)
periodic rate applied to the Balance Type to determine the amount of 2. You must use your credit card for the purchase. For Target Mastercard: purchases periodic rate applied to the Balance Type to determine the amount of 2. You must use your credit card for the purchase. For Target Mastercard: purchases
interest. made with cash advances from an ATM or with a check that accesses your credit card interest. made with cash advances from an ATM or with a check that accesses your credit card
Paying Interest: account do not qualify. Paying Interest: account do not qualify.
You may avoid paying an Interest Charge on the purchases balance by 3. You must not yet have fully paid for the purchase. You may avoid paying an Interest Charge on the purchases balance by 3. You must not yet have fully paid for the purchase.
paying your entire New Balance by the Payment Due Date each month. If all of the criteria above are met and you are still dissatised with the purchase, paying your entire New Balance by the Payment Due Date each month. If all of the criteria above are met and you are still dissatised with the purchase,
(For Target Mastercard: An Interest Charge will continue to accrue contact us in writing at: Target Card Services, P.O. Box 1581, Minneapolis, MN (For Target Mastercard: An Interest Charge will continue to accrue contact us in writing at: Target Card Services, P.O. Box 1581, Minneapolis, MN
on the cash advance balance until paid in full.) If your account has a 55440-1581. While we investigate, the same rules apply to the disputed amount as on the cash advance balance until paid in full.) If your account has a 55440-1581. While we investigate, the same rules apply to the disputed amount as
promotional balance (or, with Target Mastercard, a cash advance), this discussed above. After we nish our investigation, we will tell you our decision. At promotional balance (or, with Target Mastercard, a cash advance), this discussed above. After we nish our investigation, we will tell you our decision. At
may impact how we are required to apply your payments and whether that point, if we think you owe an amount and you do not pay, we may report you as may impact how we are required to apply your payments and whether that point, if we think you owe an amount and you do not pay, we may report you as
you can avoid paying Interest Charges on purchases. delinquent. Target Card Services provides services for your account with TD Bank you can avoid paying Interest Charges on purchases. delinquent. Target Card Services provides services for your account with TD Bank
Delinquent Accounts: Failure to pay at least the Minimum Payment USA, N.A. Delinquent Accounts: Failure to pay at least the Minimum Payment USA, N.A.
Due may result in a late payment fee. If your Account is past due or in ©2024 Target Brands, Inc. Target, the Bullseye Design and Bullseye dog are Due may result in a late payment fee. If your Account is past due or in ©2024 Target Brands, Inc. Target, the Bullseye Design and Bullseye dog are
default under the Credit Card Agreement, this is an attempt to collect a trademarks of Target Brands, Inc., used under license. The Target Circle Card credit default under the Credit Card Agreement, this is an attempt to collect a trademarks of Target Brands, Inc., used under license. The Target Circle Card credit
debt and any information obtained will be used for that purpose. We may cards are issued by TD Bank USA, N.A. Mastercard is a registered trademark of debt and any information obtained will be used for that purpose. We may cards are issued by TD Bank USA, N.A. Mastercard is a registered trademark of
report information about your account to credit bureaus. Late payments, Mastercard International Incorporated. report information about your account to credit bureaus. Late payments, Mastercard International Incorporated.
missed payments, or other defaults on your account may be reected in missed payments, or other defaults on your account may be reected in
your credit report. your credit report.

REV F:02/10 B:04/24 CS1-TR (04/24) REV F:02/10 B:04/24 CS1-TR (04/24)