Wells Fargo Everyday Checking

October 26, 2022 Page 1 of 9

Questions?
ARTURO BENJAMIN MENDEZ Available by phone 24 hours a day, 7 days a week:
We accept all relay calls, including 711
1904 FOX ST APT 103
ADELPHI MD 20783-2357 1-800-TO-WELLS (1-800-869-3557)

En español: 1-877-727-2932

Online: wellsfargo.com

Write: Wells Fargo Bank, N.A. (336)

P.O. Box 6995
Portland, OR 97228-6995

You and Wells Fargo Account options

Thank you for being a loyal Wells Fargo customer. We value your trust in our A check mark in the box indicates you have these
company and look forward to continuing to serve you with your financial needs. convenient services with your account(s). Go to
wellsfargo.com or call the number above if you have
questions or if you would like to add new services.

Online Banking ✓ Direct Deposit

Online Bill Pay ✓ Auto Transfer/Payment
Online Statements ✓ Overdraft Protection
Mobile Banking ✓ Debit Card
My Spending Report ✓ Overdraft Service

Other Wells Fargo Benefits

From Wells Fargo Home Mortgage

Is a home purchase in your future? Competitive rates and low down payment options make now a great time to buy a home. Plus, as a
Wells Fargo customer, you can count on personalized guidance and streamlined service every step of the way.

Get started with an online mortgage application that can pre-fill your Wells Fargo account information and save you time. Use your
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Wells Fargo Online username and password at the start of the application. Go to wellsfargo.com/homepurchase or contact your local
home mortgage consultant.

Statement period activity summary Account number: 2969750088

Beginning balance on 9/27 $11,509.45 ARTURO BENJAMIN MENDEZ

Deposits/Additions 57,789.00 Maryland account terms and conditions apply
Withdrawals/Subtractions - 42,249.63
For Direct Deposit use
Ending balance on 10/26 $27,048.82 Routing Number (RTN): 055003201

(336)
Sheet Seq = 0035549
Sheet 00001 of 00005
October 26, 2022 Page 2 of 9

Overdraft Protection
This account is not currently covered by Overdraft Protection. If you would like more information regarding Overdraft Protection and eligibility requirements
please call the number listed on your statement or visit your Wells Fargo branch.

Transaction history

Check Deposits/ Withdrawals/ Ending daily

Date Number Description Additions Subtractions balance
9/27 Harland Clarke Check/Acc. 092622 00671047575488 Arturo 20.00
Benjamin Mendez
9/27 Purchase authorized on 09/25 Pp*Apple.Com/Bill 402-935-7733 4.23
CA S302269031833406 Card 6328
9/27 Purchase authorized on 09/26 Chipotle 1862 Havertown PA 64.88
S382269582052186 Card 6328
9/27 Purchase authorized on 09/26 Wawa 265 Havertown PA 14.25
S582269587390832 Card 6328
9/27 Purchase authorized on 09/27 Lowe's #1717 Sinking Sprg PA 38.14
P582270411488401 Card 6328
9/27 131 Check 1,445.00
9/27 129 Check 1,680.00
9/27 130 Check 1,740.00
9/27 132 Check 1,870.00
9/27 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 4.00 4,628.95
9/29 Purchase authorized on 09/27 Amzn Mktp US*1U72W 290.94
Amzn.Com/Bill WA S382271039656409 Card 6328
9/29 Recurring Payment authorized on 09/28 Comcast Threeriver 52.24
800-Comcast PA S582271403748400 Card 6328
9/29 Recurring Payment authorized on 09/28 Apple.Com/Bill 7.99
866-712-7753 CA S382271525513527 Card 6328
9/29 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 1.00 4,276.78
9/30 Purchase authorized on 09/27 Driveezmd Mpc 888-5552222 MD 91.00
S462270751112448 Card 6328
9/30 Purchase authorized on 09/28 Sheetz 0289 0000 Sinking Sprin PA 120.00
S582271399880773 Card 6328
9/30 Purchase authorized on 09/30 Autozone 3939 3723 Penn Sinking 120.20
Sprin PA P302273801840059 Card 6328
9/30 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 3.00 3,942.58
10/3 Recurring Payment authorized on 09/30 Apple.Com/Bill 13.49
408-974-1010 CA S302273379924868 Card 6328
10/3 Purchase authorized on 09/30 Pp*Apple.Com/Bill 402-935-7733 0.99
CA S382273384966096 Card 6328
10/3 Purchase authorized on 09/30 Bob & Joe's Pitsto Havertown PA 3.97
S382273618433643 Card 6328
10/3 Purchase authorized on 09/30 Sp Regalosdiamor Regalosdiamor 52.93
FL S582274054291521 Card 6328
10/3 Recurring Payment authorized on 10/01 Netflix.Com Netflix.Com 21.19
CA S582274337273759 Card 6328
10/3 Purchase authorized on 10/01 Speedway 328 E Penn Ave 123.00
Wernersville PA P462274493039520 Card 6328
10/3 Purchase authorized on 10/01 Sq *Adlc Accountin Baltimore MD 120.00
S582274608912907 Card 6328
10/3 Purchase authorized on 10/01 McDonald's M7508 O Beltsville MD 23.94
S462274629229559 Card 6328
10/3 Purchase authorized on 10/01 Driveezmd Rebill 555-5555555 MD 25.00
S582274835354206 Card 6328
10/3 Purchase authorized on 10/01 DA Rae Won Beltsville MD 53.48
S382274858529556 Card 6328
10/3 Purchase authorized on 10/02 Mega Farmers Market Hyattsville 194.46
MD P462275799665571 Card 6328
10/3 Purchase authorized on 10/02 Mega Farmers Market Hyattsville 49.65
MD P462275800805916 Card 6328
October 26, 2022 Page 3 of 9

Transaction history (continued)

Check Deposits/ Withdrawals/ Ending daily

Date Number Description Additions Subtractions balance
10/3 Purchase authorized on 10/03 7-Eleven Frederick MD 24.56
P000000682797373 Card 6328
10/3 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 11.00 3,224.92
10/4 Zelle From Gonzalez Juana on 10/04 Ref # Pp0Qqn8Vsy 350.00
10/4 Purchase authorized on 10/04 The Home Depot #2552 College 13.75
Park MD P582277509132344 Card 6328
10/4 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 1.00 3,560.17
10/5 Zelle From Gonzalez Juana on 10/05 Ref # Pp0Qqrd5H7 143.00
10/5 Online Transfer From Mendez A Way2Save Savings xxxxxx3363 4,366.00
Ref #Ib0Gkpbblr on 10/05/22
10/5 Recurring Payment authorized on 10/04 Tmobile*Auto Pay 203.76
800-937-8997 WA S582277428910062 Card 6328
10/5 Zelle to Juana on 10/05 Ref #Pp0Qqrdvss 143.00
10/5 Agency Insurance 8004925629 100422 221004163259Gdq Arturo 358.04 7,364.37
Mendez
10/6 Purchase authorized on 10/04 Driveezmd Rebill 555-5555555 MD 25.00
S462277341235317 Card 6328
10/6 Purchase authorized on 10/04 Driveezmd Rebill 555-5555555 MD 25.00
S582277429317095 Card 6328
10/6 Purchase authorized on 10/05 Potomac Electric P 302-351-7639 53.88
DC S462279008066668 Card 6328
10/6 Purchase authorized on 10/06 Lowe's #516 Frederick MD 69.01
P382279574799598 Card 6328
10/6 Purchase authorized on 10/06 Lowe's #516 Frederick MD 88.39
P302279576654078 Card 6328
10/6 Purchase authorized on 10/06 7-Eleven Frederick MD 55.00
P000000280183999 Card 6328
10/6 Purchase authorized on 10/06 7-Eleven Frederick MD 81.77
P000000271055280 Card 6328
10/6 Purchase authorized on 10/06 7-Eleven Frederick MD 10.98
P000000785969759 Card 6328
10/6 Purchase authorized on 10/06 7-Eleven Silver Spring MD 9.10
P000000473190641 Card 6328
10/6 ^ 135 The Gallery on N Check Pmts 100622 00135 Arturo Mendez 1,800.00
10/6 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 9.00 5,137.24
10/7 Online Transfer From Mendez A Way2Save Savings xxxxxx3363 10,000.00
Ref #Ib0GL42L2R on 10/07/22
10/7 Purchase authorized on 10/06 Sp Gatsbyshoes Httpsgatsbysh OH 71.94
S582279849197766 Card 6328
10/7 Purchase authorized on 10/07 The Home Depot #2550 66.03
Gaithersburg MD P462280392524537 Card 6328
10/7 Zelle to Mendez My Life on 10/07 Ref #Pp0Qqvm5Ql 30.00
10/7 Purchase authorized on 10/07 Bestway Supermarket Adel 76.14
Adelphi MD P302280825107692 Card 6328
10/7 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 3.00 14,890.13
10/11 Edeposit IN Branch/Store 10/11/22 10:45:32 Am 52 W Broad St 41,760.00
Bethlehem PA 6328
10/11 Purchase authorized on 10/07 Sq *Pho Yo Bubble Ijamsville MD 81.62
S462280635354357 Card 6328
10/11 Purchase authorized on 10/07 Credit Acceptance 800-6341506 829.29
MI S302280647951366 Card 6328
10/11 Purchase authorized on 10/07 Aci Nonfin Servic 866-4944255 NE 9.95
S462280647969748 Card 6328
10/11 Purchase authorized on 10/07 Metropcs Ivr 888-863-8768 WA 80.00
S302280769003276 Card 6328
10/11 Purchase authorized on 10/07 Langley Park Beer Hyattsville MD 29.79
S462280845509112 Card 6328
10/11 Purchase authorized on 10/08 Amzn Mktp US*1K9S3 8.47
Amzn.Com/Bill WA S382281338357978 Card 6328
10/11 Purchase authorized on 10/08 Amzn Mktp US*1K8Tm 60.41
Amzn.Com/Bill WA S462281338401280 Card 6328

Sheet Seq = 0035550

Sheet 00002 of 00005
October 26, 2022 Page 4 of 9

Transaction history (continued)

Check Deposits/ Withdrawals/ Ending daily

Date Number Description Additions Subtractions balance
10/11 Purchase authorized on 10/08 The Home Depot #2550 66.19
Gaithersburg MD P462281456497888 Card 6328
10/11 Purchase authorized on 10/08 7-Eleven Gaithersburg MD 8.43
P000000583756227 Card 6328
10/11 Zelle to Mendez My Life on 10/08 Ref #Pp0Qqxqnjm 40.00
10/11 Zelle to Mendez My Life on 10/09 Ref #Pp0Qqzhwy7 30.00
10/11 Zelle to Mendez MI Gordito on 10/09 Ref #Pp0Qqzpfbt 20.00
10/11 Purchase authorized on 10/09 Ross Stores #243 Columbia MD 146.19
P000000677445450 Card 6328
10/11 Purchase authorized on 10/09 Texas Roadhouse #2 Columbia MD 100.49
S302283045409826 Card 6328
10/11 Purchase authorized on 10/10 7-Eleven Adelphi MD 8.80
P000000683930276 Card 6328
10/11 Purchase authorized on 10/10 Rutter's #11 York PA 100.00
P000000386250963 Card 6328
10/11 Purchase authorized on 10/10 Lowe's #1867 Bethlehem PA 144.36
P462283564735933 Card 6328
10/11 Purchase authorized on 10/10 Lowe's #1867 Bethlehem PA 136.74
P462283569003225 Card 6328
10/11 Purchase authorized on 10/10 El Paisano Taqueri Bethlehem PA 109.71
S462283634848882 Card 6328
10/11 Purchase authorized on 10/10 Autozone 3939 3723 Penn Sinking 21.18
Sprin PA P382283847375397 Card 6328
10/11 Purchase authorized on 10/10 Redners Mkts #42 Reading PA 109.68
P382283862259488 Card 6328
10/11 180 Deposited OR Cashed Check 1,740.00
10/11 Zelle to Mendez My Life on 10/11 Ref #Pp0Qr4Tlyt 700.00
10/11 Zelle to Vazquez Rolando Ref #Pp0Qr58Qsg 20.00
10/11 < Business to Business ACH Debit - Erie Ins Group Eriexpspay 54.58
Q610151848 Arturo Mendez
10/11 < Business to Business ACH Debit - Erie Ins Group Eriexpspay 133.92
Q965900258 Arturo Mendez
10/11 WF Payment Oct 11 20338044 Mendez Arturo 426.49
10/11 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 18.00 51,415.84
10/12 Purchase authorized on 10/12 Sunoco 08676249 Wyomissing PA 50.05
P000000389226812 Card 6328
10/12 Zelle to Mendez MI Gordito on 10/12 Ref #Pp0Qr5Rj52 10.00
10/12 179 Check 1,479.00
10/12 177 Check 1,560.00
10/12 178 Check 1,740.00
10/12 176 Check 1,914.00
10/12 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 1.00 44,661.79
10/13 Zelle to Vazquez Rolando Ref #Pp0Qr8x6Bw 1,000.00 43,661.79
10/14 Reverse Zelle to Vazquez Rolando Ref #Pp0Qr58Qsg 20.00
10/14 Reverse Zelle to Vazquez Rolando Ref #Pp0Qr8x6Bw 1,000.00
10/14 Purchase authorized on 10/14 Redners Qk Shp Reading PA 120.01
P000000471014364 Card 6328
10/14 136 Check 1,100.00
10/14 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 1.00 43,460.78
10/17 Purchase authorized on 10/14 Parkway Liquors Berwyn Height 11.98
MD S302287750044663 Card 6328
10/17 Purchase authorized on 10/14 LA Rosa DE Guadalu Hyattsville 267.19
MD S382287856168426 Card 6328
10/17 Purchase authorized on 10/14 Domino's 4643 Hyattsville MD 53.60
S302287856297295 Card 6328
10/17 Purchase authorized on 10/14 Domino's 4643 Hyattsville MD 1.59
S462287857184082 Card 6328
10/17 Purchase authorized on 10/14 Domino's 4643 Hyattsville MD 28.58
S582287862335152 Card 6328
10/17 ATM Withdrawal authorized on 10/14 1175 University Blvd E 1,000.00
Takoma Park MD 0000324 ATM ID 0325K Card 6328
October 26, 2022 Page 5 of 9

Transaction history (continued)

Check Deposits/ Withdrawals/ Ending daily

Date Number Description Additions Subtractions balance
10/17 Purchase authorized on 10/15 DA Rae Won Beltsville MD 53.48
S382288591873552 Card 6328
10/17 Purchase authorized on 10/15 Dsw Laurel Lakes 14220 Ba Laurel 95.37
MD P582288612304768 Card 6328
10/17 Purchase authorized on 10/15 Sam's Tires Beltsville MD 932.80
P000000181084830 Card 6328
10/17 Purchase authorized on 10/15 Costco Whse #0214 Beltsville MD 167.27
P382288661546152 Card 6328
10/17 Purchase authorized on 10/15 Beltway Plaza Clea Greenbelt MD 15.00
S382288677888615 Card 6328
10/17 Zelle to Mendez MI Gordito on 10/16 Ref #Pp0Qrfwjs2 20.00
10/17 Purchase authorized on 10/16 Bestway Supermarket Adel 62.99
Adelphi MD P382289607371184 Card 6328
10/17 Purchase authorized on 10/17 Giant 6289 2104 Van Re West 11.13
Lawn PA P000000687257755 Card 6328
10/17 Purchase authorized on 10/17 Giant 6289 2104 Van Re West 16.62
Lawn PA P000000981290902 Card 6328
10/17 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 13.00 40,710.18
10/18 Purchase authorized on 10/17 El Paisano Taqueri Bethlehem PA 88.83
S582290593833244 Card 6328
10/18 Purchase authorized on 10/18 Lowe's #1867 Bethlehem PA 62.66
P582291644414365 Card 6328
10/18 Purchase authorized on 10/18 Costco Whse #1211 Allentown PA 56.93
P302291717841675 Card 6328
10/18 Purchase authorized on 10/18 Costco Whse #1211 Allentown PA 237.19
P382291719030171 Card 6328
10/18 Purchase authorized on 10/18 Costco Gas #1211 Allentown PA 80.00
P302291727278576 Card 6328
10/18 137 Check 1,480.00
10/18 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 5.00 38,699.57
10/19 Purchase authorized on 10/17 Sheetz 0247 0000 Fleetwood PA 127.00
S582290448228459 Card 6328
10/19 Recurring Payment authorized on 10/18 Paypal *Orbus Play 19.99
402-935-7733 CA S302291363051803 Card 6328
10/19 Purchase authorized on 10/19 Family Dollar # Wernersville PA 64.02
P000000986877808 Card 6328
10/19 Agency Insurance 8004925629 101822 221018163541Ly7 Arturo 185.93
Benjamin Mendez
10/19 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 2.00 38,300.63
10/20 Purchase authorized on 10/19 ABC Supply 0089 Reading PA 731.35
S462292516096844 Card 6328
10/20 Recurring Payment authorized on 10/19 Tmobile*Auto Pay 269.57
800-937-8997 WA S382292621904281 Card 6328
10/20 Purchase authorized on 10/19 Newtopdeal Httpswww.Mazi MN 149.70
S302292838340945 Card 6328
10/20 Purchase authorized on 10/20 Power Gas Strau Strausstown PA 9.48
P000000579843750 Card 6328
10/20 Zelle to Juana on 10/20 Ref #Pp0Qrp82Nq 350.00
10/20 Zelle to Juana on 10/20 Ref #Pp0Qrpkt4W 10.00
10/20 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 3.00 36,777.53
10/21 Purchase authorized on 10/20 Power Gas Strausst Strausstown 9.54
PA S462293590103559 Card 6328
10/21 Purchase authorized on 10/20 Ppl Electric Utili 610-774-5151 PA 103.03
S302293668528734 Card 6328
10/21 Purchase authorized on 10/20 South Mountain Bee Wernersville 31.01
PA S302293795382833 Card 6328
10/21 142 Deposited OR Cashed Check 1,700.00
10/21 139 Cashed Check 1,292.00
10/21 138 Cashed Check 1,788.00
10/21 140 Cashed Check 1,520.00
10/21 Purchase authorized on 10/21 Rutter's #11 York PA 6.98
P000000174379253 Card 6328

Sheet Seq = 0035551

Sheet 00003 of 00005
October 26, 2022 Page 6 of 9

Transaction history (continued)

Check Deposits/ Withdrawals/ Ending daily

Date Number Description Additions Subtractions balance
10/21 Purchase authorized on 10/21 Rutter's #11 York PA 100.00
P000000184044528 Card 6328
10/21 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 5.00 30,221.97
10/24 Zelle From Gonzalez Juana on 10/23 Ref # Pp0Qrw43Rb 150.00
10/24 Recurring Payment authorized on 10/21 Comcast 800-Comcast 9.95
MD S302294336351313 Card 6328
10/24 Purchase authorized on 10/21 Cvs/Pharmacy #0192 Reading PA 9.99
S302294781551625 Card 6328
10/24 Purchase authorized on 10/21 Cvs/Pharmacy #0192 Reading PA 2.66
S382294783503080 Card 6328
10/24 Purchase authorized on 10/22 Atlantic Superm Langley Park MD 25.49
P000000182353024 Card 6328
10/24 Zelle to Mendez My Life on 10/22 Ref #Pp0Qrsvb79 50.00
10/24 Zelle to Mendez MI Gordito on 10/22 Ref #Pp0Qrtj3Rx 15.00
10/24 Purchase authorized on 10/23 Amzn Mktp US*H88L6 63.55
Amzn.Com/Bill WA S382296429422057 Card 6328
10/24 Zelle to Mendez MI Gordito on 10/23 Ref #Pp0Qrvqc4W 100.00
10/24 Zelle to Mendez My Life on 10/24 Ref #Pp0Qrx3Bdq 30.00
10/24 Purchase authorized on 10/24 Giant 6289 2104 Van Re West 148.54
Lawn PA P000000783479644 Card 6328
10/24 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 5.00 29,911.79
10/25 Purchase authorized on 10/23 Starbucks Store 11 Silver Spring 16.70
MD S462296741528128 Card 6328
10/25 Purchase authorized on 10/24 Ugi Utilities 800-276-2722 PA 89.89
S302297679078209 Card 6328
10/25 Purchase authorized on 10/25 Sheetz 0603 Bethel PA 17.75
P462298521076426 Card 6328
10/25 141 Check 1,520.00
10/25 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 3.00 28,264.45
10/26 Purchase authorized on 10/24 Plaza Azteca - Gar Myerstown PA 91.38
S382297596174988 Card 6328
10/26 Purchase authorized on 10/25 Credit Acceptance 800-6341506 799.29
MI S302298578070278 Card 6328
10/26 Purchase authorized on 10/26 Wal-Mart Wal-Mart Sup 107.55
Wyomissing PA P000000435322557 Card 6328
10/26 Purchase authorized on 10/26 Wal-Mart Wal-Mart Sup 127.53
Wyomissing PA P000000376298588 Card 6328
10/26 Purchase authorized on 10/26 Wal-Mart #1670 Wyomissing PA 84.88
P000000684352145 Card 6328
10/26 Save As You Go Transfer Debit to Xxxxxxxxxxx3363 5.00 27,048.82

Ending balance on 10/26 27,048.82

Totals $57,789.00 $42,249.63

The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.

^ Converted check: Check converted to an electronic format by your payee or designated representative. Checks converted to electronic format cannot be
returned, copied or imaged.

< Business to Business ACH:If this is a business account, this transaction has a return time frame of one business day from post date. This time frame does not
apply to consumer accounts.
October 26, 2022 Page 7 of 9

Summary of checks written (checks listed are also displayed in the preceding Transaction history)

Number Date Amount Number Date Amount Number Date Amount

129 9/27 1,680.00 137 10/18 1,480.00 176 * 10/12 1,914.00
130 9/27 1,740.00 138 10/21 1,788.00 177 10/12 1,560.00
131 9/27 1,445.00 139 10/21 1,292.00 178 10/12 1,740.00
132 9/27 1,870.00 140 10/21 1,520.00 179 10/12 1,479.00
135 * 10/6 1,800.00 141 10/25 1,520.00 180 10/11 1,740.00
136 10/14 1,100.00 142 10/21 1,700.00

* Gap in check sequence.

Monthly service fee summary

For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to wellsfargo.com/feefaq for
a link to these documents, and answers to common monthly service fee questions.

Fee period 09/27/2022 - 10/26/2022 Standard monthly service fee $10.00 You paid $0.00

How to avoid the monthly service fee Minimum required This fee period
Have any ONE of the following account requirements
· Minimum daily balance $500.00 $3,224.92 ✓
· Total amount of qualifying direct deposits $500.00 $0.00
· Age of primary account owner 17 - 24
· The fee is waived when the account is linked to a Wells Fargo Campus ATM or
Campus Debit Card
RC/RC

IMPORTANT ACCOUNT INFORMATION

In consideration of the global COVID-19 pandemic, Wells Fargo temporarily paused exercising its right to setoff as otherwise allowable
under your Deposit Account Agreement. Effective on or after January 1, 2023, Wells Fargo will resume exercising its right to setoff for
overdrawn deposit account balances, where applicable. When we exercise this right, we may reduce funds in any account you hold
with us for purposes of paying the amount of the debt, either due or past due, that is owed to us as allowed by the laws governing
your account. Our right of setoff won't apply if it would invalidate the tax-deferred status of any tax-deferred retirement account (e.g.,
a SEP or an IRA) you keep with us. To review a copy of your Deposit Account Agreement, including the provisions related to the right of
setoff, please visit wellsfargo.com/online-banking/consumer-account-fees/.

Now with Early Pay Day, you can get paid earlier when you have Direct Deposit.

Effective September 19, 2022, the following information will be incorporated into the "Depositing Funds" section of your
Deposit Account Agreement. (NOTE: As the bank launches Early Pay Day, the service may not be immediately available in all
areas or for all accounts. Monitor your account activity after September 19th to determine whether any of your eligible direct
deposits have been made available early. Until Early Pay Day is available for your account, and subject to the disclosures
below, you should expect to receive your direct deposits on your normally scheduled pay dates.)

Early Pay Day (Consumer accounts only)

For certain eligible direct deposits, we may make funds available for your use up to two days before we receive the funds from your
payor. When funds are made available early, they will be reflected in your account's available balance. Whether we make funds
available early depends on (1) when we receive the payor's payment instructions, (2) any limitations we set on the amount and

Sheet Seq = 0035552

Sheet 00004 of 00005
October 26, 2022 Page 8 of 9

frequency of early availability, and (3) standard fraud prevention screening. The criteria we use for making funds available early is
determined in our sole discretion, based on confidential criteria necessary for maintaining the security of your account and our
payment services, and is subject to change without notice.

Not all direct deposits are eligible for Early Pay Day. Eligible direct deposits are limited to electronic direct deposits such as your payroll,
pension, and government benefit payments. Items such as deposits of funds from person-to-person payments services (e.g., Zelle,
Venmo, or PayPal transfers) and other online transfers are not eligible for Early Pay Day. The Bank does not guarantee that any direct
deposits will be made available before the date scheduled by the payor, and early availability of funds may vary between direct
deposits from the same payor. For interest-bearing accounts, interest on your incoming direct deposit will begin accruing on the
business day we receive credit for the deposit from your payor's bank. Direct deposits made available early with Early Pay Day will not
count towards applicable options to avoid your account's monthly service fee until the deposit posts to your account and is no longer
pending (e.g., the pay date scheduled by your payor). Except as expressly set forth herein, funds made available early are subject to the
same terms and conditions as other deposits to your account.

If we've made funds available early and the payor reverses or requests a return of the deposit, or the funds are otherwise uncollected
by the Bank, you understand and agree that we may debit your account up to the amount of the deposit that was previously made
available - even if you have already withdrawn the funds or it creates an overdraft on your account. In this instance, you are responsible
for any fees assessed - including those charged by merchants or third parties - as a result of the overdraft. Early Pay Day is offered at the
discretion of the Bank, and we reserve the right to cancel the service at any time and without notice to you.

NEW YORK CITY CUSTOMERS ONLY -- Pursuant to New York City regulations, we request that you contact us at 1-800-TO WELLS
(1-800-869-3557) to share your language preference.

Tax Season Reminder: Wells Fargo delivers tax documents - either by mail or online depending on your delivery preference - no later
than January 31 or by the IRS deadline of February 15 for brokerage accounts. Depending on the U.S. Postal delivery service, you
should expect to receive your tax documents no later than the end of February. You can update your tax document delivery
®
preferences by visiting Wells Fargo Online .

The Internal Revenue Service (IRS) requires Wells Fargo to report information regarding the amount of interest, dividend or
miscellaneous income earned as well as gross proceeds from sales by providing you with various IRS Forms 1099 based on the different
types of transactions that occurred in your account during the calendar tax year (the IRS reportable threshold). For example, if you
have interest or dividends in the amount of $10 or more during that timeframe, you will receive a Form 1099-INT from Wells Fargo.

For more information, visit Wells Fargo Tax Center at https://www.wellsfargo.com/tax-center/.

Can we reach you when it's really important?

Don't miss suspicious-activity alerts and critical account information. Please make sure your contact information is current by:
®
- Signing on to wellsfargo.com or the Wells Fargo Mobile app and navigating to the Update Contact Information page via My Profile
- Contacting the phone number at the top of your statement
- Visiting a branch

Other Wells Fargo Benefits

Help take control of your finances with a Wells Fargo personal loan.
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October 26, 2022 Page 9 of 9

Worksheet to balance your account Important Information You Should Know

Follow the steps below to reconcile your statement balance with your To dispute or report inaccuracies in information we have furnished to a
account register balance. Be sure that your register shows any interest Consumer Reporting Agency about your accounts:
paid into your account and any service charges, automatic payments or Wells Fargo Bank, N.A. may furnish information about deposit accounts to
ATM transactions withdrawn from your account during this statement consumer reporting agencies. You have the right to dispute the accuracy of
period. information that we have furnished to a consumer reporting agency by
A Enter the ending balance on this statement. $ writing to us at Overdraft Collection and Recovery, P.O. Box 5058, Portland,
OR 97208-5058. Please describe the specific information that is inaccurate
B List outstanding deposits and other or in dispute and the basis for the dispute along with supporting
credits to your account that do not appear on documentation. If you believe the information furnished is the result of
this statement. Enter the total in the column identity theft, please provide us with an identity theft report.
to the right. If your account has a negative balance:
Please note that an account overdraft that is not resolved 60 days from the
Description Amount
date the account first became overdrawn will result in closure and charge
off of your account. In this event, it is important that you make
arrangements to redirect recurring deposits and payments to another
account. The closure will be reported to Early Warning Services. We reserve
the right to close and/or charge-off your account at an earlier date, as
permitted by law. The laws of some states require us to inform you that this
communication is an attempt to collect a debt and that any information
Total $ + $ obtained will be used for that purpose.
In case of errors or questions about your electronic transfers:
C Add A and B to calculate the subtotal. = $ Telephone us at the number printed on the front of this statement or write
us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as
D List outstanding checks, withdrawals, and
you can, if you think your statement or receipt is wrong or if you need more
other debits to your account that do not appear
information about a transfer on the statement or receipt. We must hear
on this statement. Enter the total in the column
from you no later than 60 days after we sent you the FIRST statement on
to the right. which the error or problem appeared.

Number/Description Amount 1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain as
clearly as you can why you believe it is an error or why you need more
information.
3. Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If
we take more than 10 business days to do this, we will credit your account
for the amount you think is in error, so that you will have the use of the
money during the time it takes us to complete our investigation.
In case of errors or questions about other transactions (that are not
electronic transfers):
Promptly review your account statement within 30 days after we made it
available to you, and notify us of any errors.

Total $ - $

E Subtract D from C to calculate the

adjusted ending balance. This amount should be
the same as the current balance shown in your
register. = $ ©2021 Wells Fargo Bank, N.A. All rights reserved.Member FDIC. NMLSR ID 399801

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