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CONSUMER CIR

CONSUMER: BHARATBHAI PRAJAPATI DATE:14-09-2024

MEMBER ID: BN01067625_7625 TIME: 12:38:27

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,10,17,00,715

CONSUMER INFORMATION:
NAME: BHARAT K PRAJAPA I

DATE OF BIRTH: 08-01-1980 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
784 1:
2:
HIGH PROPORTION OF OUTSTANDING TRADES
HIGH BALANCE BUILD-UP ON NON-MORTGAGE LOANS
3: RECENT HIGH BALANCE BUILD ON BANKCARD TRADES

PERSONAL LOAN SCORE


842 1:
2:
ONE OR MORE TRADES WITH RESTRUCTURED DEBT IN THE PAST 24 MONTHS.
LOW PROPORTION OF SATISFACTORY TRADES.

EARLY RISK SCORE


0 1: SCORE NOT AVAILABLE.

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

POSSIBLE RANGE FOR EARLY RISK SCORE

Consumer with at least one trade on the bureau in last 36 months : 1300 (High Risk) to 1900 (Low Risk)
Consumer not in CIBIL database or history older than 36 months : -1
Consumer with enquiry purpose other than personal and consumer loan : 0

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: BHARATBHAI PRAJAPATI DATE:14-09-2024

MEMBER ID: BN01067625_7625 TIME: 12:38:27

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,10,17,00,715

* At least one tradeline with information updated in last 36 months is required

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) AJUPP5629D

VOTER ID NUMBER HHX1775519

DRIVER'S LICENSE NUMBER UPLOADED TO CERSAI

UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX

CKYC 30002344294262

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

OFFICE PHONE 919016758327

MOBILE PHONE 9016758327

MOBILE PHONE 919016758327

NOT CLASSIFIED 9016758327

EMAIL CONTACT(S):
EMAIL ADDRESS

PAVANNOVELTY@GMAIL.COM

NOEMAIL@YESBANK.IN

NA@NA.NA

PAWANNOVELTY@GMAIL.COM

ADDRESS(ES):

ADDRESS :PAWAN NOVELTY ,27/45 MALINI POLE, ,NE. DIKAWAPOLICE CHOWKI,KALUPUR TANKSHAL ROAD , , AHMEDABAD GUJARAT
380001

CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:31-08-2017

ADDRESS :C/O KHIMAJI,22 SHIVAM SOCIETY,NEAR VRUND AVAN SOCIETY,MANINAGAR,,AHMEDABAD,MANINAGAR 310 GUJARAT GUJARAT
380008

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: BHARATBHAI PRAJAPATI DATE:14-09-2024

MEMBER ID: BN01067625_7625 TIME: 12:38:27

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,10,17,00,715

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:24-02-2016

ADDRESS :22 SHIVAM SOCIETY NR VARUNDAVAN SOCIETY CANAL ROAD GUJARAT 382350

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:18-03-2015

ADDRESS :PAWAN NOVELTY 334/1 TEMBLA POLE TANKSAL,KALPUR KALUPUR NR.DHIKWA CHOWKY AHMEDABAD GUJARAT 380001

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:27-03-2014

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

CREDIT CARD 31-08-2024 SELF EMPLOYED Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 23 HIGH CR/SANC. AMT: 1,18,66,656 CURRENT: 53,35,263 RECENT: 09-07-2024

OVERDUE: 0 OVERDUE: 0 OLDEST: 28-09-2012

ZERO-BALANCE: 17

ENQUIRIES
Only Last 36 months enquiries will be displayed in the Credit report
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 12 1 3 3 13-09-2024

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 09-07-2024 HIGH CREDIT: 91,189


ACCOUNT NUMBER: NOT LAST PAYMENT: 25-08-2024 CURRENT BALANCE: 6,559
DISCLOSED REPORTED AND CERTIFIED: CREDIT LIMIT: 5,20,000
TYPE: CREDIT CARD 31-08-2024 CASH LIMIT:
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-08-2024
PMT HIST END: 01-07-2024

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000
08-24 07-24

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: BHARATBHAI PRAJAPATI DATE:14-09-2024

MEMBER ID: BN01067625_7625 TIME: 12:38:27

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,10,17,00,715

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 16-02-2023 SANCTIONED: 5,00,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 10-08-2024 CURRENT BALANCE: 3,71,434
DISCLOSED REPORTED AND CERTIFIED: EMI: 10,343
TYPE: AUTO LOAN 06-09-2024 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-09-2024 REPAYMENT TENURE: 60
COLLATERAL TYPE: PROPERTY PMT HIST END: 01-02-2023 INTEREST RATE: 8.85
ACTUAL PAYMENT: 1,86,176

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 STD STD STD
09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23

STD STD
03-23 02-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 19-10-2022 SANCTIONED: 50,00,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 31-07-2024 CURRENT BALANCE: 48,26,112
DISCLOSED REPORTED AND CERTIFIED: INTEREST RATE: 10.88
TYPE: BUSINESS LOAN - PRIORITY 31-07-2024
SECTOR - OTHERS PMT HIST START: 01-07-2024
OWNERSHIP: JOINT PMT HIST END: 01-10-2022
COLLATERAL VALUE: 4501000
COLLATERAL TYPE: PROPERTY

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD XXX STD
07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23

STD STD STD STD


01-23 12-22 11-22 10-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 19-09-2022 SANCTIONED: 20,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 19-09-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 22-01-2024 PMT FREQ: MONTHLY
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 24
OWNERSHIP: INDIVIDUAL 31-01-2024 ACTUAL PAYMENT: 1
PMT HIST START: 01-01-2024
PMT HIST END: 01-09-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: BHARATBHAI PRAJAPATI DATE:14-09-2024

MEMBER ID: BN01067625_7625 TIME: 12:38:27

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,10,17,00,715

01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-04-2022 SANCTIONED: 14,40,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 30-06-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 03-07-2023 PMT FREQ: MONTHLY
TYPE: PROPERTY LOAN REPORTED AND CERTIFIED: INTEREST RATE: 14.50
OWNERSHIP: GUARANTOR 31-07-2023 ACTUAL PAYMENT: 16,66,343
PMT HIST START: 01-07-2023
PMT HIST END: 01-02-2023

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000


07-23 06-23 05-23 04-23 03-23 02-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 18-04-2022 HIGH CREDIT: 3,22,198


ACCOUNT NUMBER: NOT LAST PAYMENT: 21-08-2024 CURRENT BALANCE: 63,019
DISCLOSED REPORTED AND CERTIFIED: CREDIT LIMIT: 5,20,000
TYPE: CREDIT CARD 31-08-2024 CASH LIMIT:
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-08-2024
PMT HIST END: 01-04-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23

000 000 000 000 000 000 000 000 000 000 000
02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 21-02-2022 SANCTIONED: 20,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 07-05-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 10-05-2023
TYPE: SHORT TERM PERSONAL REPORTED AND CERTIFIED:
LOAN - UNSECURED 31-05-2024
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-05-2024
PMT HIST END: 01-02-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22

000 000 000 000 000 000 000 000 000 000
11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 5 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: BHARATBHAI PRAJAPATI DATE:14-09-2024

MEMBER ID: BN01067625_7625 TIME: 12:38:27

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,10,17,00,715

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 19-07-2021 SANCTIONED: 67,800


ACCOUNT NUMBER: NOT LAST PAYMENT: 02-07-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 22-07-2023 EMI: 4,520
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 31-08-2023 REPAYMENT TENURE: 15
PMT HIST START: 01-08-2023
PMT HIST END: 01-07-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22

000 000 000 000 000 000 000 000


02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 19-04-2021 SANCTIONED: 29,003


ACCOUNT NUMBER: NOT LAST PAYMENT: 02-04-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 11-05-2022 EMI: 1,934
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 30-06-2022 REPAYMENT TENURE: 15
PMT HIST START: 01-06-2022
PMT HIST END: 01-04-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-11-2019 SANCTIONED: 21,990


ACCOUNT NUMBER: NOT LAST PAYMENT: 02-06-2020 CURRENT BALANCE: 0
DISCLOSED CLOSED: 30-06-2020
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-03-2021
PMT HIST START: 01-03-2021
PMT HIST END: 01-11-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19

ACCOUNT DATES AMOUNTS STATUS

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 6 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: BHARATBHAI PRAJAPATI DATE:14-09-2024

MEMBER ID: BN01067625_7625 TIME: 12:38:27

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,10,17,00,715

MEMBER NAME: NOT DISCLOSED OPENED: 07-09-2018 HIGH CREDIT: 2,21,304


ACCOUNT NUMBER: NOT LAST PAYMENT: 05-08-2024 CURRENT BALANCE: 68,142
DISCLOSED REPORTED AND CERTIFIED: CREDIT LIMIT: 2,25,450
TYPE: CREDIT CARD 15-08-2024 CASH LIMIT: 63,126
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-08-2024 PMT FREQ: MONTHLY
PMT HIST END: 01-09-2021 INTEREST RATE: 45.00
ACTUAL PAYMENT: 47,751

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 07-09-2018 SANCTIONED: 14,990


ACCOUNT NUMBER: NOT LAST PAYMENT: 02-03-2019 CURRENT BALANCE: 0
DISCLOSED CLOSED: 21-05-2019
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-03-2021
PMT HIST START: 01-03-2021
PMT HIST END: 01-09-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

000 000 000 000 000 000 000 000 000 000 000 000 000
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 26-03-2018 SANCTIONED: 5,20,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 24-06-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 29-07-2023 PMT FREQ: MONTHLY
TYPE: COMMERCIAL VEHICLE REPORTED AND CERTIFIED: REPAYMENT TENURE: 60
LOAN 31-07-2023
OWNERSHIP: GUARANTOR PMT HIST START: 01-07-2023
PMT HIST END: 01-08-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 XXX 000
07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 7 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: BHARATBHAI PRAJAPATI DATE:14-09-2024

MEMBER ID: BN01067625_7625 TIME: 12:38:27

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,10,17,00,715

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-10-2017 HIGH CREDIT: 10,948


ACCOUNT NUMBER: NOT LAST PAYMENT: 30-07-2019 CURRENT BALANCE: -3
DISCLOSED CLOSED: 23-03-2020 CREDIT LIMIT: 10,000
TYPE: CREDIT CARD REPORTED AND CERTIFIED: CASH LIMIT: 2,000
OWNERSHIP: INDIVIDUAL 15-08-2024 PMT FREQ: MONTHLY
PMT HIST START: 01-08-2024
PMT HIST END: 01-09-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 XXX 000 000 000 000 000 000 000 000 000 000 000 000 000 000
08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 XXX 000 000
02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 09-09-2017 SANCTIONED: 11,06,761


ACCOUNT NUMBER: NOT LAST PAYMENT: 08-09-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 08-09-2022 PMT FREQ: MONTHLY
TYPE: AUTO LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 22,712
OWNERSHIP: INDIVIDUAL 30-09-2022
PMT HIST START: 01-09-2022
PMT HIST END: 01-10-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 15-12-2016 SANCTIONED: 11,980


ACCOUNT NUMBER: NOT LAST PAYMENT: 07-05-2017 CURRENT BALANCE: 0
DISCLOSED CLOSED: 30-07-2017
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-03-2021
PMT HIST START: 01-03-2021
PMT HIST END: 01-04-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 8 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: BHARATBHAI PRAJAPATI DATE:14-09-2024

MEMBER ID: BN01067625_7625 TIME: 12:38:27

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,10,17,00,715

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 26-02-2016 SANCTIONED: 15,64,000 CREDIT FACILITY STATUS:
ACCOUNT NUMBER: NOT LAST PAYMENT: 25-09-2022 CURRENT BALANCE: 0 RESTRUCTURED DUE TO
DISCLOSED CLOSED: 20-10-2022 EMI: 7,620 COVID-19
TYPE: PROPERTY LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 31-10-2022 REPAYMENT TENURE: 1
COLLATERAL TYPE: PROPERTY PMT HIST START: 01-10-2022 INTEREST RATE: 10.30
PMT HIST END: 01-11-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-03-2014 SANCTIONED: 2,16,379


ACCOUNT NUMBER: NOT LAST PAYMENT: 11-04-2017 CURRENT BALANCE: 0
DISCLOSED CLOSED: 11-04-2017 PMT FREQ: MONTHLY
TYPE: AUTO LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 7,961
OWNERSHIP: INDIVIDUAL 30-04-2017
PMT HIST START: 01-04-2017
PMT HIST END: 01-05-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-01-2014 HIGH CREDIT: 27,336


ACCOUNT NUMBER: NOT LAST PAYMENT: 11-07-2015 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: CREDIT CARD 31-05-2024
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-05-2024
PMT HIST END: 01-01-2024

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 9 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: BHARATBHAI PRAJAPATI DATE:14-09-2024

MEMBER ID: BN01067625_7625 TIME: 12:38:27

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,10,17,00,715

05-24 04-24 03-24 02-24 01-24

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-01-2014 HIGH CREDIT: 27,336


ACCOUNT NUMBER: NOT LAST PAYMENT: 17-02-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 13-04-2016
TYPE: CREDIT CARD REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-07-2016
PMT HIST START: 01-07-2016
PMT HIST END: 01-01-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 005 065 034 000 024 000 000 024 000 000 000 000
07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15

000 000 000 000 000 000 000 000 000 000 000 000 000
01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14 02-14 01-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-09-2013 SANCTIONED: 28,901


ACCOUNT NUMBER: NOT LAST PAYMENT: 05-07-2014 CURRENT BALANCE: 0
DISCLOSED CLOSED: 08-08-2014
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-03-2021
PMT HIST START: 01-03-2021
PMT HIST END: 01-04-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-10-2012 SANCTIONED: 3,00,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 06-10-2015 CURRENT BALANCE: 0
DISCLOSED CLOSED: 06-10-2015 PMT FREQ: MONTHLY
TYPE: AUTO LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 9,600
OWNERSHIP: INDIVIDUAL 31-10-2015
PMT HIST START: 01-10-2015
PMT HIST END: 01-11-2012

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 10 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: BHARATBHAI PRAJAPATI DATE:14-09-2024

MEMBER ID: BN01067625_7625 TIME: 12:38:27

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,10,17,00,715

10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
04-14 03-14 02-14 01-14 12-13 11-13 10-13 09-13 08-13 07-13 06-13 05-13 04-13 03-13 02-13 01-13 12-12 11-12

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 28-09-2012 SANCTIONED: 3,04,541


ACCOUNT NUMBER: NOT LAST PAYMENT: 22-06-2015 CURRENT BALANCE: 0
DISCLOSED CLOSED: 31-07-2015
TYPE: TRACTOR LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-07-2015
PMT HIST START: 01-07-2015
PMT HIST END: 01-09-2012

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14 02-14

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
01-14 12-13 11-13 10-13 09-13 08-13 07-13 06-13 05-13 04-13 03-13 02-13 01-13 12-12 11-12 10-12 09-12

ENQUIRIES:
Only Last 36 months enquiries will be displayed in the Credit report

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 13-09-2024 OTHER 1

NOT DISCLOSED 05-07-2024 CREDIT CARD 1,000

NOT DISCLOSED 08-12-2023 CREDIT CARD 1,000

NOT DISCLOSED 26-10-2023 OTHER 1

NOT DISCLOSED 14-02-2023 AUTO LOAN 5,00,000

NOT DISCLOSED 13-02-2023 AUTO LOAN 5,00,000

NOT DISCLOSED 19-09-2022 CONSUMER LOAN 10,000

NOT DISCLOSED 14-09-2022 BUSINESS LOAN - 50,00,000


GENERAL

NOT DISCLOSED 04-09-2022 CREDIT CARD 100

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 11 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: BHARATBHAI PRAJAPATI DATE:14-09-2024

MEMBER ID: BN01067625_7625 TIME: 12:38:27

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,10,17,00,715

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 07-07-2022 BUSINESS LOAN - 30,00,000


GENERAL

NOT DISCLOSED 22-04-2022 OTHER 18,00,000

NOT DISCLOSED 28-03-2022 CREDIT CARD 1,000

END OF REPORT ON BHARATBHAI PRAJAPATI

All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 12 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359

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