Formatted Completed Book1 With Budgeting and Investment

Personal Information
Information
Name
Gender
Current Age
Retirement Age
Life Expectancy
Current Monthly Income
Annual Salary Increase
Rent Expense Percentage
Other Living Expenses
Salary, Expenses, Savings, and Investments Over

Age
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
Monthly and Annual Living Expenses After Retir

Assuming the monthly living expenses in the first year after retirement are 80% of the curr
Living expenses after retirement increase by 7% annually.
Age
65
66
67
68
69
70
71
Total Annual Living Expenses from Age 65 to 71

1,163,100,434.84
Value
Trần Nam Quốc
Male
21
65
71
14,000,000 VND
5%
30%
Groceries and Essentials (18.75%)

Transportation and Travel (6.25%)
Entertainment and Personal Hobbies (7.5%)
Healthcare and Insurance (12.5%)
Utilities (Electricity, Water, Internet) (5%)
Clothing and Other Essentials (5%)
Other Expenses (Dining Out, Gifts, etc.) (5%)
ings, and Investments Over the Years

Salaries
14,000,000.00
14,700,000.00
15,435,000.00
16,206,750.00
17,017,087.50
17,867,941.88
18,761,338.97
19,699,405.92
20,684,376.21
21,718,595.02
22,804,524.77
23,944,751.01
25,141,988.56
26,399,087.99
27,719,042.39
29,104,994.51
30,560,244.24
32,088,256.45
33,692,669.27
35,377,302.74
37,146,167.87
39,003,476.27
40,953,650.08
43,001,332.58
45,151,399.21
47,408,969.17
49,779,417.63
52,268,388.51
54,881,807.94
57,625,898.34
60,507,193.25
63,532,552.91
66,709,180.56
70,044,639.59
73,546,871.57
77,224,215.15
81,085,425.90
85,139,697.20
89,396,682.06
93,866,516.16
98,559,841.97
103,487,834.07
108,662,225.77
114,095,337.06
119,800,103.91
Living Expenses After Retirement

n the first year after retirement are 80% of the current income. (14,000,000*0.8=12,200,000)
e by 7% annually.
Monthly Living Expenses
11,200,000.00
11,984,000.00
12,822,880.00
13,720,481.60
14,680,915.31
15,708,579.38
16,808,179.94
1,163,100,434.84
er the Years
Expenses/month
12,600,000.00
13,230,000.00
13,891,500.00
14,586,075.00
15,315,378.75
16,081,147.69
16,885,205.07
17,729,465.33
18,615,938.59
19,546,735.52
20,524,072.30
21,550,275.91
22,627,789.71
23,759,179.19
24,947,138.15
26,194,495.06
27,504,219.81
28,879,430.80
30,323,402.34
31,839,572.46
33,431,551.08
35,103,128.64
36,858,285.07
38,701,199.32
40,636,259.29
42,668,072.26
44,801,475.87
47,041,549.66
49,393,627.14
51,863,308.50
54,456,473.93
57,179,297.62
60,038,262.50
63,040,175.63
66,192,184.41
69,501,793.63
72,976,883.31
76,625,727.48
80,457,013.85
84,479,864.55
88,703,857.77
93,139,050.66
97,796,003.19
102,685,803.35
107,820,093.52
rement
rent income. (14,000,000*0.8=12,200,000)
Annual Living Expenses
134,400,000.00
143,808,000.00
153,874,560.00
164,645,779.20
176,170,983.74
188,502,952.61
201,698,159.29
Savings/month
1,400,000.00
1,470,000.00
1,543,500.00
1,620,675.00
1,701,708.75
1,786,794.19
1,876,133.90
1,969,940.59
2,068,437.62
2,171,859.50
2,280,452.48
2,394,475.10
2,514,198.86
2,639,908.80
2,771,904.24
2,910,499.45
3,056,024.42
3,208,825.64
3,369,266.93
3,537,730.27
3,714,616.79
3,900,347.63
4,095,365.01
4,300,133.26
4,515,139.92
4,740,896.92
4,977,941.76
5,226,838.85
5,488,180.79
5,762,589.83
6,050,719.33
6,353,255.29
6,670,918.06
7,004,463.96
7,354,687.16
7,722,421.51
8,108,542.59
8,513,969.72
8,939,668.21
9,386,651.62
9,855,984.20
10,348,783.41
10,866,222.58
11,409,533.71
11,980,010.39
Annual savings
16,800,000.00
17,640,000.00
18,522,000.00
19,448,100.00
20,420,505.00
21,441,530.25
22,513,606.76
23,639,287.10
24,821,251.46
26,062,314.03
27,365,429.73
28,733,701.22
30,170,386.28
31,678,905.59
33,262,850.87
34,925,993.41
36,672,293.08
38,505,907.74
40,431,203.13
42,452,763.28
44,575,401.45
46,804,171.52
49,144,380.09
51,601,599.10
54,181,679.05
56,890,763.01
59,735,301.16
62,722,066.22
65,858,169.53
69,151,078.00
72,608,631.90
76,239,063.50
80,051,016.67
84,053,567.51
88,256,245.88
92,669,058.18
97,302,511.08
102,167,636.64
107,276,018.47
112,639,819.39
118,271,810.36
124,185,400.88
130,394,670.93
136,914,404.47
143,760,124.70
Monthly Living Expenses
Expense
Monthly Type
Cost (Assumption)
Rent 700
Utilities 100
Groceries 250
Transportation 150
Healthcare 75
Insurance 50
Miscellaneous 100
Investment Plan
Annual
Year
Investment
Expected
(Assumption)
Rate of Return (%)
1 2000 5
2 2000 5
3 2000 5
4 2000 5
5 2000 5
6 2000 5
7 2000 5
8 2000 5
9 2000 5
10 2000 5
11 2000 5
12 2000 5
13 2000 5
14 2000 5
15 2000 5
16 2000 5
17 2000 5
18 2000 5
19 2000 5
20 2000 5
21 2000 5
22 2000 5
23 2000 5
24 2000 5
25 2000 5
26 2000 5
27 2000 5
28 2000 5
29 2000 5
30 2000 5
31 2000 5
32 2000 5
33 2000 5
34 2000 5
35 2000 5
WARR Calculation
Asset Type Weight (%)

ReturnWeighted
(%) Return
Large-Cap Equity 40 7 2.8
Small-Cap Equity 20 10 2
International Equity15 8 1.2
Fixed Incomes 20 3 0.6
Cash Investments 5 1 0.05

Formatted Completed Book1 With Budgeting and Investment

Uploaded by

Copyright:

Available Formats

Formatted Completed Book1 With Budgeting and Investment

Uploaded by

Document Information

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Formatted Completed Book1 With Budgeting and Investment

Uploaded by

Copyright:

Available Formats

Personal Information

Current Monthly Income

Annual Salary Increase

Rent Expense Percentage

Other Living Expenses

Salary, Expenses, Savings, and Investments Over

Monthly and Annual Living Expenses After Retir

Total Annual Living Expenses from Age 65 to 71

Trần Nam Quốc

Groceries and Essentials (18.75%)

ings, and Investments Over the Years

Living Expenses After Retirement

Asset Type Weight (%)

You might also like