Company Comparable Analysis > Banks (IQ1199399283) > CIS

Details
Template: CIS_Revised
Currency: US Dollar
As-Of Date: Aug-14-2023

Company Comp Set

Company Name CY2018 Return on Equity % CY2018 Return on Assets % CY2018 Interest Rate Spread CY2018 Net Interest Margin

Bank of America Corporation (NYSE:BAC) 10.6% 1.2% 2.08 2.5%

American Express Company (NYSE:AXP) 34.1% 3.7% 7.2 6.9%
The Bank of New York Mellon Corporation (NYSE:BK) 10.3% 1.2% 0.96 1.3%
State Street Corporation (NYSE:STT) 11.0% 1.1% 1.32 1.5%
Regions Financial Corporation (NYSE:RF) 10.0% 1.3% 3.15 3.5%
M&T Bank Corporation (NYSE:MTB) 12.1% 1.6% 3.55 3.8%
Huntington Bancshares Incorporated (NasdaqGS:HBAN) 12.7% 1.3% 3.06 3.3%
Northern Trust Corporation (NasdaqGS:NTRS) 15.0% 1.1% 1.29 1.5%
Wells Fargo & Company (NYSE:WFC) 11.3% 1.2% 2.61 2.9%
The PNC Financial Services Group, Inc. (NYSE:PNC) 9.6% 1.2% 2.68 3.0%
U.S. Bancorp (NYSE:USB) 14.1% 1.5% 2.89 3.1%
United Bankshares, Inc. (NasdaqGS:UBSI) 7.9% 1.3% 3.21 3.6%
KeyCorp (NYSE:KEY) 12.1% 1.3% 2.85 3.2%
New York Community Bancorp, Inc. (NYSE:NYCB) 6.3% 0.8% 2.06 2.3%
Capital One Financial Corporation (NYSE:COF) 12.0% 1.6% 6.61 6.9%
First Citizens BancShares, Inc. (NasdaqGS:FCNC.A) 11.7% 1.1% 3.59 3.7%
Columbia Banking System, Inc. 8.7% 1.3% 4.17 4.3%
Ameris Bancorp (NasdaqGS:ABCB) 10.7% 1.3% 3.61 3.9%
The Goldman Sachs Group, Inc. (NYSE:GS) 12.0% 1.1% 0.31 0.4%
Deutsche Bank Aktiengesellschaft (XTRA:DBK) 0.5% 0.0% 1.0 1.3%
Morgan Stanley (NYSE:MS) 11.1% 1.0% 0.7 0.40%
JPMorgan Chase & Co. (NYSE:JPM) 12.7% 1.3% 2.25 2.5%
Ally Financial Inc. (NYSE:ALLY) 9.4% 0.7% 2.47 2.7%
HSBC USA Inc. 1.6% 0.2% 1.03 1.4%
Discover Financial Services (NYSE:DFS) 24.9% 2.6% 8.23 8.6%
Citizens Financial Group, Inc. (NYSE:CFG) 8.4% 1.1% 2.81 3.2%
Synchrony Financial (NYSE:SYF) 19.3% 2.8% 15.52 16.0%
CY2018 Total Loans CY2018 Total Deposits CY2022 Net Loans / Total
Deposits %
946,895.0 1,381,476.0 68.54%
85,530.0 69,960.0 122.26%
56,564.0 238,778.0 23.69%
25,789.0 180,360.0 14.30%
83,152.0 94,491.0 88.00%
88,733.5 90,156.6 98.42%
74,900.0 84,774.0 88.35%
32,490.0 104,496.8 31.09%
953,110.0 1,286,170.0 74.10%
226,245.0 267,839.0 84.47%
286,810.0 345,475.0 83.02%
13,429.5 13,994.7 95.96%
89,552.0 107,309.0 83.45%
40,133.9 30,764.4 130.46%
245,899.0 249,764.0 98.45%
25,523.3 30,672.5 83.21%
8,440.2 10,458.5 80.70%
8,511.9 8,736.40 97.43%
171,358.0 158,257.0 108.28%
443,425.4 618,661.6 71.67%
169,115.0 187,820.0 90.04%
984,554.0 1,470,666.0 66.95%
129,926.0 106,178.0 122.37%
68,978.0 110,955.0 62.17%
90,512.0 67,759.0 133.58%
116,660.0 119,575.0 97.56%
93,139.0 74,462.00 125.08%
SUMMARY OUTPUT

Regression Statistics
Multiple R 0.590072
R Square 0.348185
Adjusted R 0.322112
Standard E 0.052595
Observatio 27

ANOVA
df SS MS F Significance F
Regression 1 0.036941 0.036941 13.35442 0.001197
Residual 25 0.069155 0.002766
Total 26 0.106097

Coefficients
Standard Error t Stat P-value Lower 95%Upper 95%Lower 95.0%
Upper 95.0%
Intercept 0.077208 0.015181 5.085775 2.99E-05 0.045942 0.108475 0.045942 0.108475
X Variable 0.01224 0.003349 3.65437 0.001197 0.005342 0.019138 0.005342 0.019138
SUMMARY OUTPUT

Regression Statistics
Multiple R 0.761693
R Square 0.580176
Adjusted R 0.563383
Standard E 0.004803
Observatio 27

ANOVA
df SS MS F Significance F
Regression 1 0.000797 0.000797 34.54877 3.93E-06
Residual 25 0.000577 2.31E-05
Total 26 0.001374

Coefficients
Standard Error t Stat P-value Lower 95%Upper 95%Lower 95.0%
Upper 95.0%
Intercept 0.007223 0.001386 5.210402 2.16E-05 0.004368 0.010078 0.004368 0.010078
X Variable 0.001798 0.000306 5.87782 3.93E-06 0.001168 0.002428 0.001168 0.002428
SUMMARY OUTPUT

Regression Statistics
Multiple R 0.527637
R Square 0.278401
Adjusted R 0.249537
Standard E 0.259189
Observatio 27

ANOVA
df SS MS F Significance F
Regression 1 0.647957 0.647957 9.645258 0.004678
Residual 25 1.679469 0.067179
Total 26 2.327426

Coefficients
Standard Error t Stat P-value Lower 95%Upper 95%Lower 95.0%
Upper 95.0%
Intercept 0.68743 0.074813 9.188583 1.72E-09 0.533349 0.841511 0.533349 0.841511
X Variable 0.051261 0.016505 3.105682 0.004678 0.017267 0.085254 0.017267 0.085254
SUMMARY OUTPUT

Regression Statistics
Multiple R 0.99834
R Square 0.996683
Adjusted R 0.996551
Standard E 0.00183
Observatio 27

ANOVA
df SS MS F Significance F
Regression 1 0.025148 0.025148 7512.785 1.61E-32
Residual 25 8.37E-05 3.35E-06
Total 26 0.025232

Coefficients
Standard Error t Stat P-value Lower 95%Upper 95%Lower 95.0%
Upper 95.0%
Intercept 0.00207 0.000528 3.919945 0.000608 0.000982 0.003158 0.000982 0.003158
X Variable 0.010099 0.000117 86.67633 1.61E-32 0.009859 0.010339 0.009859 0.010339
Dependent Variable Equation
ROE y=0.0122x + 0.0772
ROA y = 0.0018x + 0.0072
Total Loans/Total Deposits y = 0.0513x + 0.6874
Net Interest Margin y = 0.0101x + 0.0021