811 Banking

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PRACTICAL GUIDELINES FOR CLASS XII

Assessment of performance:

In class XII: One Internal and one External examiner, assigned for the conduct and
assessment of Practical Examinations each in Senior Secondary School Curriculum
(Under NSQF). Question for the viva examinations should be conducted by both the
examiners. Questions are to be more of General nature, project work or the curriculum.
Investigatory Project especially those that show considerable amount of effort and
originality, on the part of the student, should get suitable high marks, while project of a
routine or stereotyped nature should only receive MEDIOCRE marks.

Procedure for Record of Marks in the Practical answer-books:

The examiner will indicate separately marks of practical examination on the title page of
the answer-books under the following heads:-

Project -10 marks


Students may be assigned Project from the practical list is given below.

Viva based on Project -05 marks

The teacher conducting the final practical examination may ask verbal questions related
to the project, if any, done by the student. Alternatively, if no project has been assigned
to the students, viva may be based on questions of practical nature from the field of
subject as per the Curriculum.

Practical File -15 Marks


Students to make a power point presentation / assignment / practical file / report.
Instructor shall assign them any outlet to study the elements in retailing.

Suggested list of Practical –

1. Visit nearest branch of any Bank and collect details regarding different modes of
transferring funds from one person to another. Also collect sample
documents/forms for each of such modes of transfer. Tabulate the advantages
and disadvantages for each mode of payment system.

811-Banking-Class XI-XII-2024-25 Page 13 of 14


2. Download the Balance Sheet of a public sector bank and a private sector bank as
at 31st March of current year from their websites and compare the composition of
their deposits like % of demand deposits to total deposits, Profitability, composition
of their loans, Total interest earned etc. and comment which sector bank is better
managed from profit point of view.

3. Visit nearest branch of any Bank and collect details regarding different modes of
transferring funds from one person to another. Also collect sample
documents/forms for each of such modes of transfer. Tabulate the advantages and
disadvantages for each mode of payment system.

4. Download the Balance Sheet of a public sector bank and a private sector bank as
at 31st March of current year from their websites and compare the composition of
their deposits like % of demand deposits to total deposits, Profitability, composition
of their loans, Total interest earned etc. and comment which sector bank is better
managed from profit point of view.

Demonstration of skill competency in Lab Activities -10 marks

Guidelines for Project Preparation:

The final project work should encompass chapters on:

a. Introduction,

b. Identification of core and advance issues,

c. Learning and understanding and

d. Observation during the project period.

811-Banking-Class XI-XII-2024-25 Page 14 of 14

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