Key Fact Statement for Deposit

Allied Bank Limited, Date (Period: July - Dec 2024)

--------Branch, IMPORTANT: Read this document carefully if you are considering op
City. You may also use this document to compare different accounts offere
banks for comparison.

Account Types & Salient Features :

This information is accurate as of the date above. Services, fees and mark up rates may change o
website or visit our branches.

Particulars
Currency
Minimum Balance
for Account (if any, To open
provide the amount) To keep
Account Maintenance Fee/Additional Benefits Fee( (if any,
provide the amount)
Is Profit Paid on account
Indicative Profit Rate. (%)
Profit Payment Frequency (Daily, Monthly,
Quarterly,
Provide Half yearly
example: and yearly)
(On each Rs.1000, you can
Premature/ Early
Service Charges
IMPORTANT: This is a list of the main service charges for this account. It does not include
Services Modes

Inter City

Cash Transactions
 Cash Transactions

Intra -City

Own ATM withdrawal

Other Bank ATM

ADC/Digital
SMS Alerts Clearing
For other transactions

VISA Classic

Platinum Debit Card

Debit Cards Premium
UPI & Paypak Classic
UPI & Paypak Gold
Issuance
Cheque Book Stop Payment
Loose Cheque

Services Modes

Remittance Banker Cheque / Pay

(Local) Order

Foreign Demand Draft

Remittance
Foreign
Wire Transfer
Statement of Annual
Account Half Yearly
Duplicate
 ADC/Digital
Channels
Fund Transfer

Branch Counter(IBFT)

Branch Counter
Digital Banking Internet Banking subscription
(onetime & annual)

Mobile Banking subscription

(one- time & annual
Clearing Normal
Intercity

Same Day
Closure of Account Customer request
You Must Know
Requirements to open an account: To open the account you
will need to satisfy some identification requirements as per
regulatory instructions and banks' internal policies. These may
include
providing documents and information to verify your identity.
Such information may be required on a periodic basis. Please
ask us for more details.

Cheque Bounce: Dishonoring of cheques is subject to a

criminal trial in Pakistan. Accordingly, you should be writing
cheques with utmost prudence.

Safe Custody: Safe custody of access tools to your account

like ATM cards, PINs, Cheques,
e-banking usernames, passwords; other personal information,
etc. is your responsibility. Bank
cannot be held responsible in case of a security lapse at the
customer’s end. ABL do not initiate calls to acquire any
informatio.
like ATM cards, PINs, Cheques,
e-banking usernames, passwords; other personal information,
etc. is your responsibility. Bank
cannot be held responsible in case of a security lapse at the
customer’s end. ABL do not initiate calls to acquire any
informatio.

Record updation: Always keep profiles/records updated with

the bank to avoid missing any significant communication. You
can contact to our nearest branch and ABL helpline 111-225-
225 to update your information.

What happens if you do not use this account for a long

period? If your account remains inoperative for 12 months, it
will be treated as dormant. If your account becomes dormant,
certain transactions such as debit transactions and
withdrawals shall not be allowed until the account is activated
on customer's request. All those accounts will be closed which
are dormant since one year with zero balance. To activate
your account you must request your parent branch. Overseas
customers may also send their request using Banks procedure
for dormancy activation

(Portion to be used for the post-shoppin

I ACKNOWLEDGE RECEIVING AND UNDERSTAND THI

Customer Name:
Product Chosen:
Mandate of account: Single/Joint/Either or Survivor
Address :

Contact No.:

Customer Signature:
Key Fact Statement for Deposit Accounts
document carefully if you are considering opening a new account. It is available in English and Urdu.
cument to compare different accounts offered by other banks. You have the right to receive KFS from other

vices, fees and mark up rates may change on monthly basis.For updated fees/charges, you may visit our

Conventional
Allied Asaan Digital Account (Current)
PKR
0
No Avg. Balance requirement
0

No
0
0
0
0

arges for this account. It does not include all charges. You can find a full list at [specify channels – e.g.
Conventional
Allied Asaan Digital Account (Current)

Free
 Free

Free

Rs.23.44/- including FED or as applicable.

0
SMS Pack 1: Rs.200/- per month
SMS Pack 1: Rs.200/- per month
Annual Fees Rs 2,700/-
card replacement fees Rs.1650/-
Not Available
Not Available
Annual Fees Rs. 2200/-
Card Replacement Fees Rs. 1300/-
Not Available
Rs. 25/- per leaf will be charged.
Rs. 750/- per instruction for Rupee Account
Not Available

Conventional

Allied Asaan Digital Account (Current)

Issued by Debit to Account: Rs. 400 Flat
Issued Against Cash 0.20%, Minimum
Rs.1,250/- (Account Holders & walk-in-
customer)

Not Available

Not Available
0
0
Rs. 35 including FED (For each period of 6
Months)
MyABL:
ABL to ABL: Free
IBFT: 0.1% or Rs. 200 per transaction
whichever is lower including FED(Free Upto Rs.
25,000 Per Month Per Account)

ATM:
ABL to ABL: Free
IBFT: 0.1% or Rs. 200 per transaction
whichever is lower including FED(Free Upto Rs.
25,000 Per Month Per Account)

Maximum Single Transfer of Rs. 500,000/-

Rs 500 /- Charges
Free

One Time

One Time

0
Rs.450/- (including NIFT Charges)
(Rawalpindi-Islamabad are considered as one
city)
Rs.550/- (including NIFT Charges)
0
You Must Know
Unclaimed Deposits: In terms of Section 31 of Banking Companies Ordinance, 1962 all deposits
which have not been operated during the period of last ten years, except deposits in the name of a
minor or a Government or a court of law, are surrendered to State Bank of Pakistan (SBP) by the
relevant banks, after meeting the conditions as per provisions of law. The surrendered deposits can
be claimed through the respective banks. For further information, please contact ypur nearest
branch or ABL helpline/ call center at 111-225-225

Closing this account: In order to close your account, n order to close your account please render
your request to account maintaining branch/parent branch along with debit card and unutilized
cheques and cancel standing instructions, if any.

How can you get assistance or make a complaint?

Contact Information
Allied Bank Limited
Complaint Management Division
Allied Bank, Head Office, 2nd Floor, 3-4 Tipu Block, New Garden Town,
Lahore
Tel : 042-35880043
Helpline:111-225-225
Email: complaint.management@abl.com
Website:www.abl.com
 Contact Information
Allied Bank Limited
Complaint Management Division
Allied Bank, Head Office, 2nd Floor, 3-4 Tipu Block, New Garden Town,
Lahore
Tel : 042-35880043
Helpline:111-225-225
Email: complaint.management@abl.com
Website:www.abl.com

If you are not satisfied with our response, you may contact :
Banking Mohtasib Pakistan
5th floor, Shaheen Complex, M. R. Kiyani Road, Karachi.
(+92 21) 99217334-38 (5 lines)
Fax (+92 21) 99217375
Email: info@bankingmohtasib.gov.pk

(Portion to be used for the post-shopping stage)

DGE RECEIVING AND UNDERSTAND THIS KEY FACT STATEMENT

vivor
counts
g a new account. It is available in English and Urdu.
other banks. You have the right to receive KFS from other

onthly basis.For updated fees/charges, you may visit our

Conventional
Allied Asaan Digital Account (Saving)
PKR
0
No Avg. Balance requirement
0

No
20.5
Half Yearly
102.5
0

charges. You can find a full list at [specify channels – e.g.

Conventional
Allied Asaan Digital Account (Saving)
Cash Deposit :
Upto Rs.500,000 - Rs. 465/-
Above Rs.500,000 - 0.10%, Maximum Rs.
3,000/-
Cash Withdrawal Thorugh Cheque:
Upto Rs.500,000 - Rs. 465/-
Above Rs.500,000 - 0.10%, Maximum Rs.
3,000/-
Cash Withdrawal Thorugh Biometric:
Upto Rs.500,000 - Rs. 465/-
From Rs.500,001 to Rs.1,000,000 - 0.080%,
Minimum Rs.3,000/-
 Cash Deposit :
Free
Cash Withdrawal Thorugh Cheque:
Upto Rs. 250,000 - Rs. 20
Above Rs. 250,000 - Free
Cash Withdrawal Thorugh Biometric:
Rs.50

Free

Rs.23.44/- including FED or as applicable.

0
SMS Pack 1: Rs.200/- per month
SMS Pack 1: Rs.200/- per month
Annual Fees Rs 2,700/-
card replacement fees Rs.1650/-
Not Available
Not Available
Annual Fees Rs. 2200/-
Card Replacement Fees Rs. 1300/-
Not Available
Rs. 25/- per leaf will be charged.
Rs. 750/- per instruction for Rupee Account
Not Available

Conventional

Allied Asaan Digital Account (Saving)

Issued by Debit to Account: Rs. 400 Flat
Issued Against Cash 0.20%, Minimum Rs.1,250/-
(Account Holders & walk-in-customer)

Not Available

Not Available
0
0
Rs. 35 including FED (For each period of 6 Months)
 MyABL:
ABL to ABL: Free
IBFT: 0.1% or Rs. 200 per transaction whichever
is lower including FED(Free Upto Rs. 25,000 Per
Month Per Account)

ATM:
ABL to ABL: Free
IBFT: 0.1% or Rs. 200 per transaction whichever is
lower including FED(Free Upto Rs. 25,000 Per
Month Per Account)

Maximum Single Transfer of Rs. 500,000/-

Rs 500 /- Charges
Free

One Time

One Time

0
Rs.450/- (including NIFT Charges)
(Rawalpindi-Islamabad are considered as one city)

Rs.550/- (including NIFT Charges)

0

ion 31 of Banking Companies Ordinance, 1962 all deposits

he period of last ten years, except deposits in the name of a
w, are surrendered to State Bank of Pakistan (SBP) by the
tions as per provisions of law. The surrendered deposits can
ks. For further information, please contact ypur nearest
11-225-225

e your account, n order to close your account please render

anch/parent branch along with debit card and unutilized
ns, if any.

e a complaint?

4 Tipu Block, New Garden Town,

om
4 Tipu Block, New Garden Town,

om

onse, you may contact :

ani Road, Karachi.

ge)
EY FACT STATEMENT

Email Address

Signature Verified