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    NV_Summary_of_Consumer_Rights

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    NV_Summary_of_Consumer_Rights

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    aftr3den
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    NV_Summary_of_Consumer_Rights

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    NV_Summary_of_Consumer_Rights

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    2 views1 page

    NV_Summary_of_Consumer_Rights

    Uploaded by

    aftr3den
    NV_Summary_of_Consumer_Rights

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    Nevada Notice of Rights Regarding Security Freeze

    You have a right to place a security freeze in your file which will prohibit a reporting agency from
    releasing any information in your file without your express authorization. A security freeze must be
    requested in writing by certified mail to the reporting agency. At the time of the request, sufficient
    identification to establish the identity of the consumer must be provided to the reporting agency. The
    security freeze is designed to prevent a reporting agency from releasing your consumer report without
    your consent. However, you should be aware that using a security freeze to take control over who is
    allowed access to the personal and financial information in your file may delay, interfere with or prohibit
    the timely approval of any subsequent request or application you make regarding a new loan, credit,
    mortgage, insurance, government services or payments, rental housing, employment, investment,
    license, cellular telephone, utilities, digital signature, Internet credit card transaction or other services,
    including an extension of credit at point of sale. When you place a security freeze in your file, you will
    be provided a personal identification number or password to use if you choose to remove the security
    freeze from your file or to authorize the temporary release of your consumer report for a specific person
    or period after the security freeze is in place. To provide that authorization, you must contact the
    reporting agency and provide all the following:
    1. Sufficient identification to verify your identity.
    2. Your personal identification number or password provided by the reporting agency.
    3. A statement that you choose to remove the security freeze from your file or that you authorize
    the reporting agency to temporarily release your consumer report. If you authorize the
    temporary release of your consumer report, you must name the person who is to receive your
    consumer report or the period for which your consumer report must be available.
    4. A reporting agency must remove the security freeze from your file or authorize the temporary
    release of your consumer report not later than 3 business days after receiving the above
    information.
    A security freeze does not apply to certain persons, including a person, or collection agencies acting on
    behalf of a person, with whom you have an existing account that requests information in your consumer
    report for the purposes of reviewing or collecting the account.
    Upon receiving your proper request to add, lift temporarily, or remove a freeze from your credit report,
    the credit reporting agency shall comply within five (5) business days. You will also receive written
    confirmation from the credit reporting agency once it has placed a security freeze on your file within ten
    (10) business days which will include:
    1. A unique personal identification number or password, which is not your social security number,
    which you may use to authorize the temporary release of your consumer report pursuant to
    NRS 598C.350 or the removal of a security freeze from the file pursuant to NRS 598C.360.
    2. Information explaining the procedures by which you may contact the reporting agency to
    authorize the temporary release of your consumer report pursuant to NRS 598C.350 or the
    removal of a security freeze from your file pursuant to NRS 598C.360,

    (LexisNexis Risk Solutions Inc. does not require certified mail for either adding or lifting a security
    freeze and will never charge you for either adding or lifting a security freeze.)

    Nevada Consumer Statement of Rights CD119-07-23

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