HDFC ERGO General Insurance Company Limited.

Servicing Office : HDFC ERGO General Insurance Company Limited , 3rd floor, Malankara Avenue, MG Road,
Pattom, , TRIVANDRUM, KERALA (State Code:32) -695004
Motor Insurance-Private Cars Annual Package Policy UIN --IRDAN125RP0001V02201415
Certificate Cum Policy Schedule (FORM 51 OF THE CENTRAL MOTOR VEHICLE RULES, 1989)
PAN :AABCL5045N GSTIN: 32AABCL5045N1ZH CIN :U66030MH2007PLC177117 IRDAI Reg:146

Policy No: 2302205433229300000 Proposal No. & Date: HIIB2505396, 18-MAY-2023

Policy Issued On: 18-MAY-2023 09:54 HRS Previous Policy No.: 11300031220102020780
Insured Name: MR. JAYAKRISHNAN P Previous Insurer: The New India Assurance Company Limited.
Period of Own Damage : 20-MAY-2023 (00:00) To 19-MAY-2024 (1 YEAR)
TC 39/645 CRA 77 KARTHIKA CHADIYARA POOJAPPURA P O , Period of Liability Cover: 20-MAY-2023 (00:00) To 19-MAY-2024 (1 YEAR)
Insured Address:
THIRUVANANTHAPURAM , KERALA (State Code:32) -695012
Period of Compulsory 20-MAY-2023 (00:00) To 19-MAY-2024 (1 YEAR)
Personal Accident Cover:
Customer Type PAN GSTIN Name Age (Yr.) Relation
Customer Details Nominee Details
INDIVIDUAL XXXXX4164N NA KAVITHA.P.S 49 SPOUSE

Vehicle Details
Make Model Variant Cubic Capacity Manufacturing Year Seating capacity
HYUNDAI I10 SPORTZ 1.2 BSIV F/L 1197 2012 5
Body Type Registration No. RTO Hypothecation/Lease* Fuel Type VIN/Chassis No.
HATCHBACK KL 01 BF 6490 TRIVANDRUM NO PETROL MALAN51CLCM129778
Vehicle IDV Electrical Accessories Non-Electrical Accessories BI Fuel Kit Total IDV Engine No
162,000 0 0 0 162,000 G4LABM800100

Own Damage Premium (A) Amount(INR) Liability Premium (B) Amount(INR)

Basic Own Damage Premium Basic Third Party Liability Premium 3,416
Vehicle 1,112 Bi-Fuel Kit 0
Non-Elec. Accessories (IMT-24) 0 Geographical Area Extension (IMT-1) 0
Elec. Accessories (IMT-24) 0 Sub Total (Third Party Liability) 3,416
Bi-Fuel Kit (IMT-25) 0 Personal Accident (PA) Cover
Geographical Area Extension (IMT-1) 0 Compulsory PA Cover for Owner Driver Rs 1500000 (IMT-15) 325
IMT 23 Premium 0 PA Cover for 0 Unnamed Passengers Rs 0 Each (IMT-16) 0
Sub Total (Basic Premium) 1,112 PA cover for Paid Driver of Rs 2 Lac (IMT± 0
Discount/Deductibles Sub Total PA Cover 325
Voluntary Deductibles (0) (IMT-22A) 0 Legal Liability
Anti Theft Device (IMT-10) 0 Paid Driver (IMT-28) 50
AA Membership (IMT-8) 0 Employees (for 0 persons) (IMT±  0

No Claim Bonus (25%) 278 Sub Total (Legal Liability) 50

Handicapped Discount (IMT-12) 0 Net Liability Premium (B) 3,791

Sub Total (Deductibles) 278 Total Premium (A+B) 4,625
Total Own Damage Premium 834 SGST(9%) 417
Add On Coverages 0 CGST(9%) 417
Net Own Damage Premium (A) 834 Gross Premium Paid 5,459
Add-on Cover Opted in the Policy:

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2.This policy has been issued upon declaration by the Insured that a valid Pollution Under Control (PUC) Certificate is held on the date of
commencement of the Policy. The insured undertakes to renew and maintain a valid and effective PUC and/or fitness Certificate, as applicable, 3.Geographical Area: India
during the subsistence of the Policy.
5.The policy is subject to compulsory deductible of INR 1000 ,07
4. Policy issuance is subject to realization of cheque if premium is paid by cheque
22) & Voluntary Deductible of INR 0
6. This policy is to be read in conjunction with the Policy /Add-on wordings T&C available on the insurer website http://www.hdfcergo.com
*Hypothecation Details: Payment Mode: Online
Limitations as to use:The policy covers use of the vehicle for any purpose other than (1) Hire or Reward (2) Carriage of goods (other than samples or personal luggage) (3) Organized racing (4) Pace
making (5) Speed testing (6) Reliability trials (7) Any purpose in connection with motor trade.
Driver's Clause: Any person including the insured: Provided that the person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such
license. Provided also that the person holding an effective learners license may also drive the vehicle & that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicle Rules, 1989.
Limits of Liability Clause: Under Section II-1(i) of the policy-Death of or bodily injury: Such amount as is necessary to meet the requirements of the Motor Vehicle Act 1988.Under Section II-1 (ii) of
the policy-Damage to third party property is INR 7.5 Lakhs, PA Cover Under Section III for Owner-Driver is INR 15 Lakhs.
No Claim Bonus: The insured is entitled for a No Claim Bonus (NCB) on the own damage section of the policy, if no claim is made or pending during the preceding year(s) - 20% preceding
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Declaration on Tax Invoice We hereby declare that though our aggregate turnover in any preceding financial year from 2017-18 onwards is more than the aggregate turnover notified under sub-rule (4)
of rule 48, we are not required to prepare an invoice in terms of the provisions of the said sub-rule.
Important Notice: The insured is not indemnified if the vehicle is used or driven otherwise than in accordance with the schedule. Any payment made by the company by reasons of wider terms
appearing in the certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the clause headed "AVOIDANCE OF CERTAIN TERMS & RIGHT
2)5(&29(5<´For legal interruption, English version will hold good.
Grievance Clause: For resolution of any query or grievance, Insured may check Grievance redressal policy at https://www.hdfcergo.com/customer-voice/grievances or connect with the respective servicing
office of insurance company. In the event of unsatisfactory response,he/she may approach the insurance ombudsman for the redressal of grievance at www.irdai.gov.in or on website of General Insurance
Council: www.gicouncil.in
HSN/SAC : 997134, Description of Service : Motor Vehicle Insurance Services, Place of Supply : KERALA(State Code : 32), Insurer Invoice Number : HAP/2054332293000
I/we hereby certify that the policy to which this certificate relates as well as this certificate of insurance are issued in accordance with the provisions of Chapter X and XI of Motor Vehicle Act, 1988.
Insurance Broker Name : Hyundai India Insurance Broking Pvt. Ltd. Scan for Renewal For & On Behalf of
Corporate Office:16th Floor, Building No. 9A, DLF Cybercity, Phase III, Gurugram, (Valid from 90 Days Prior to Expiry) HDFC ERGO General Insurance Company Limited.
Haryana 122001
Broker Code: 822 (Valid UPTO:30/05/2025) MISP NAME-POPULAR MOTOR WORLD
CIN No.: U67200HR2021PTC098982 PVT LTD
GST: 06AAGCH0310P1ZP MISP CODE-HIIB-MHY-0132
Email ID: connect@hiib.in DP NAME-DEEPESH
Contact No: 0124-6833000
Authorized Signatory
For Claims, Policy Servicing & Renewal, Kindly contact (POPULAR HYUNDAI) at +91-9995823849