VALUATION REPORT

ACCOUNT OF – SRI PAWAN KUMAR SHARMA

& SMT. BINA SHARMA
(M/s. Pawan Enterprise)

Flat No. “D – 2”, Second floor of Ground Floor (parking + 3) i.e. Four stored
residential Apartment named “Gulmohar Apartment” in Mouza – Dabgram, R. S.
Plot No. 472, recorded in R. S. Khatian No. 622, situated at J.L. No. – 2, Pargana –
Baikunthapur, Sheet no. – 8, Police Station – Bhaktinagar, Sarkar Para, within
Siliguri Municipal Corporation in Ward No. – “XXXXI”, bearing Holding No.
VL/100/A/79 & VL/100/A/80, Addl. District Sub-Registry Office Rajganj,
District-Jalpaiguri. West Bengal.

MAINAK GHOSAL
BSc, B.Tech. (Civil/Construction), PGDBM, MBA, M.E. (Structural), IBBI/RV/02/2023/15337
MSc (Real Estate Valuation) CHARTERED ENGINEER (MIE) – No.-141236-6 & APPROVED VALUER (FIV)
REGN. No. – F-20249, BANKS EMPANELLED VALUER, MEMBER OF IOV REGISTERED VALUERS’
FOUNDATION - M: NO. IOVRVF/M/L&B/1139, GOVT. REGISTERED VALUER OF CBDT (REGD.
No.W.B./CCIT- XI/Kol/97/2014-15/1772) ; An ISO 9001:2015 REGISTERED COMPANY

11
 Mainak Ghosal
BSc, B.Tech. (Civil/Construction), PGDBM, MBA, M.E. (Structural),
IBBI/RV/02/2023/15337 MSc (Real Estate Valuation) CHARTERED ENGINEER (MIE) –
No.-141236-6 & APPROVED VALUER (FIV) REGN. No. – F-20249, BANKS EMPANELLED VALUER,
MEMBER OF IOV REGISTERED VALUERS’ FOUNDATION - M: NO. IOVRVF/M/L&B/1139, GOVT.
REGISTERED VALUER OF CBDT (REGD. No.W.B./CCIT- XI/Kol/97/2014-15/1772)
An ISO 9001:2015 REGISTERED COMPANY

Branch Office Address: - Resi. Address: -

C/O Abu Talha Sohail 18A, Subash Bag, 2nd Floor, ‘Promilaboni’,
Gital para, Ashraf Nagar, P.O. - S.V. Road, M.B. Road(partial)
Haiderpara, P.S. - Bhaktinagar, Dist. Near: Utsav Wedding House,
Jalpaiguri, Siliguri – 734006. Punjabi Bagan Birati, Kolkata – 700051
Mob. 79081 93780. Mob: 9433624405 (WhatsApp)/7384914563

Ref: 001/PNB/MG/ 2024 – 25 Date : 29.07.2024

To,
The Branch Manager,
Punjab National Bank,
Sevoke Road Branch,
Janta Nagar.

ACCOUNT OF
SRI PAWAN KUMAR SHARMA
& SMT. BINA SHARMA (M/s. Pawan Enterprise)

Valuation report in respect of Flat No. “D – 2”, Second floor of Ground Floor (parking +
3) i.e. Four stored residential Apartment named “Gulmohar Apartment” in Mouza –
Dabgram, R. S. Plot No. 472, recorded in R. S. Khatian No. 622, situated at J.L. No. – 2,
Pargana – Baikunthapur, Sheet no. – 8, Police Station – Bhaktinagar, Sarkar Para, within
Siliguri Municipal Corporation in Ward No. – “41”, bearing Holding No. VL/100/A/79 &
VL/100/A/80, Addl. District Sub-Registry Office Rajganj, District-Jalpaiguri. West
Bengal.

Appendix – II

Particulars Content
I. Introduction
1. Name & address of the Valuer :- MAINAK GHOSAL, Kolkata – 700051.
2. a) Purpose of Valuation :- To assess the current market valuation for a mortgage.
b) Name of Bank/FI as applicable :- Punjab National Bank, Sevoke Road, Janta Nagar.
3. a) Date of inspection :- 20 – 07 – 2024.
b) Title Deed Number and Date :- Title Deed no. I – 07419, and 30 – 11 –2018.
c) Date of Valuation :- 29 – 07 – 2024.
4. List of documents produced for perusal. :-
( all photocopies )
i. Title Deed # I – 07419 for the year 2018, from Addl. Dist. Sub. Registrar of Bhaktinagar, Dist. –
Jalpaiguri.
ii. Corporation Tax Receipt.
iii. Copy of Supposedly Sanctioned Plan.
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 5. Name of the owner (s) and his / their :- 1. Sri Pawan Kumar Sharma, S/o, Sri Bhagirath
address with Phone no. (details of share Sharma.
of each owner in case of joint 2. Smt. Bina Sharma, W/o Sri Pawan Kumar Sharma.
ownership) Flat no. D – 2, 2nd Floor, “Gulmohar Apartment”, Sarkar
para, Bankim Nagar, Ward no. – 41 (S.M.C.), P.O. –
Sevoke Road, P.S. – Bhaktinagar, Dist. – Jalpaiguri, Pin
– 734001.West Bengal.
Landmark – Near Ocean Pearl Apartment.
Mob. – 9832011266.
6. Brief description of the property :- One Residential Flat, being Flat No. “D – 2” measuring
(As per Deed) 1481 sq. ft. (including super built-up area, with tiles
finished, lift facility) on the second floor together with a
parking right to park one car measuring 108 sq. ft.
(cement finished) at the Ground Floor (parking + 3) i.e.
Four stored residential Apartment named “Gulmohar
Apartment” including the common proportionate area
and together with proportionate undivided share of land.
7. Location of Property :- Land Schedule as per deed/s.
a) Plot No. / Survey No. land measuring 23 Kathas, appertaining to R. S. Plot No.
b) Door No. 472, recorded in R. S. Khatian No. 622, situated at
c) T. S. No. / Village Mouza – Dabgram, J.L. No. – 2, Pargana –
d) Ward / Taluka Baikunthapur, Sheet no. – 8, Police Station –
e) Mandal / District Bhaktinagar, Sarkar Para, within Siliguri Municipal
Corporation in Ward No. – “41”, bearing Holding No.
VL/100/A/79 & VL/100/A/80, Addl. District Sub-
Registry Office Rajganj, District-Jalpaiguri, West
Bengal.
f) Date of issue and validity of layout of :- The sanctioned plan is for a Parking + Three – storied
approved map / plan residential building plan 906 dated 28 – 10 – 2013, Valid
for Three Years from the date of sanctioned 01 – 04 –
2014.
g) Approved map / plan issuing :- Commissioner, Siliguri Municipal Corporation.
authority.
h) Whether genuineness or authenticity :- A Valuer is not expected to read Title Deed as a Legally trained person as per
of approved map / plan is verified. the Hon’ble Kolkata High Court in the Case No.22699W2014 Dtd 19/08/2014
i) Any other comments on authentic of :- No.
approved plan.
j) Comment on unauthorized :- None.
construction if any.
k) Comment on demolition proceedings :- None.
if any.
8. Postal address of the property :- Flat no. D – 2, 2nd Floor, “Gulmohar Apartment”, Sarkar
para, Bankim Nagar, Ward no. – 41 (S.M.C.), P.O. –
Sevoke Road, P.S. – Bhaktinagar, Dist. – Jalpaiguri, Pin
– 734001, West Bengal.
Landmark – Near Ocean Pearl Apartment.
9. i) City / Town :- Siliguri.
ii) Residential / Commercial / :- Residential Area.
Industrial Area
10. Classification of the area
i) High / Middle / Poor :- Middle Class.
ii) Urban / Semi Urban / Rural :- Urban.
11. Coming under Corporation limit / :- Under Siliguri Municipal Corporation.
Village Panchayat / Municipality
12. Comment on whether the society where :- Yes.
the flats are located is freely accessible?

Page 2
13. Whether covered under any State / The Property is not covered under any State / Central
Central Govt. enactments (e.g. Urban Govt. enactments No, for further details Refer to Bank’s
Land Ceiling Act) or notified under Paneled Advocate.
agency area / scheduled area /
cantonment area.
14. Boundaries of the property (Land) :- As per title deed/s
North :- Land of B.I. Gupta & others.
South :- 16.5 feet wide Non-Metal Road.
East :- Land of Gouri Shankar Bhowka & Bhaira Prasad
Somani.
West :- 8 feet wide Non-Metal Road.
Boundaries of the property (Land) :- As per the seen at the site.
North :- Land of B.I. Gupta & others.
South :- 16.5 feet wide Non-Metal Road.
East :- Land of Gouri Shankar Bhowka & Bhaira Prasad
Somani.
West :- 8 feet wide Non-Metal Road.
15. A. Dimensions of the site / flat :- As per the site.
North :- 43.48 ft. or 13.255 m.
South :- 43.48 ft. or 13.255 m.
East :- 27.06 ft. or 8.25 m.
West :- 27.06 ft. or 8.25 m.
B. Dimensions of the site / flat As per the deed.
North :-
South :-
East :- Not Mentioned.
West :-
16. Extent of the site / Land :- 23 Katha or 0.38 Acre. (Approx.)
16.1 Latitude, Longitude & Co-ordinates of :- Latitude Longitude
flat 26.732932 88.436526
17. Extent of the site considered for :- 1111.00 ft2 or 103.20 m2. (approx.)
valuation (Flat) (Carpet area)
a) As per sanctioned plan. :- 1111.00 ft2 or 103.20 m2. (approx.)
b) As per deed/s :- 1111.00 ft2 or 103.20 m2. (approx.)
18. Whether occupied by the owner / :- The Property is not covered under any State / Central
tenant? If occupied by tenant, since how Govt. enactments No, for further details Refer to Bank’s
long? Paneled Advocate.
19. Remark. None.

Particulars Content
II. APARTMENT BUILDING
1. Name of the Apartment :- Gulmohar Apartment.
2. Description of the locality Residential / :- Residential Area.
Commercial / Mixed.
3. Year of Construction :- 2015.
4. Number of Floors :- Parking + Three – storied residential building.
5. Type of Structure :- 1st class – R.C.C. framed structure covered with brick
walls.
6. Number of Dwelling units in the building :- 21 nos.
7. Quality of Construction :- Good.
8. Appearance of the Building :- Good.
9. Maintenance of the Building :- Satisfactory.
10. Facilities Available
i) Lift :- Yes.
ii) Protected Water Supply :- Yes.

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 iii) Underground Sewerage :- Yes.
iv) Car Parking - Open/ Covered :- Yes.
v) Is Compound wall existing? :- All four side walls and main M.S. gate on the south side.
vi) Is pavement laid around the Building :- Yes.

Particulars Content
III. FLAT
1. The floor on which the flat is situated :- Second floor.
2. Door No. of the flat :- Flat no. D – 2.
3. Specifications of the flat :-
i) Roof :- R.C.C.
ii) Flooring :- Vitrified Tile flooring.
iii) Doors :- Wooden Doors.
iv) Windows :- Aluminum Glazed framed.
v) Fittings :- Standard.
vi) Finishing :- Standard.
4. House Tax
Assessment No. :- Receipt no. 39269, Holding no. 100 / A / 4 / 79.
Tax paid in the name of :- Sri Pawan Kumar Sharma & Smt. Bina Sharma.
Tax amount :- Corporation tax receipt Rs. 1102/-. Yearly 2024 – 2025.
5. Electricity Service Connection no. :- ----------------.
Meter Card is in the name of :- ----------------.
6. How is the maintenance of the flat? :- Satisfactory.
7. Sale Deed executed in the name of :- Sri Pawan Kumar Sharma & Smt. Bina Sharma.
8. What is the undivided area of land as :- Not mentioned in the title deed.
per Sale Deed?
9. What is the plinth area of the flat? (Built :- 1234 ft2 or 114.63 m2. (approx.)
up area)
10. What is the floor space index. :- FAR Permitted-1.10 (Basic); Consumed– 1.979
11. What is the Carpet Area of the flat? :- 1111 ft2 or 103.20 m2. (approx.)
(10% less than Built up area)
12. Is it Posh/ I class / Medium / Ordinary? :- Medium class.
13. Is it being used for Residential or :- Residential.
Commercial purpose?
14. Is it Owner-occupied or let out? :- Self-occupied.
15. If rented, what is the monthly rent? :- N.A.
16. Remark (If Any) :- During the inspection, it was found that the flat consists
of 01 Big Living room, 01 Dining, balcony, 03 bedrooms,
02 toilets and 01 kitchen.

Particulars Content
IV. MARKETABILITY
1. How is the marketability? :- Good.
2. What are the factors favouring for an :- All sorts of Civic Amenities like Schools – College,
extra Potential Value? Market, and Conveyance etc. are available within a short
distance
3. Any negative factors are observed :- Not as such. The Borrower must face if any
which affect the market value in Statutory Liability arises at a later date.
general?

Particulars Content
V. RATE
1. After analyzing the comparable sale :- The present market value of the similar type and
instances, what is the composite rate for specification of flat in the adjoining area varies from Rs.
a similar flat with same specifications in 6000/- per Sft to Rs. 6500/- per Sft. In my considered
the adjoining locality? - opinion the rate may be considered as Rs. 6000/- Sft.

Page 4
 2. Assuming it is a new construction, what :- Rs. 6000. -/ per Sft.
is the adopted basic composite rate of
the flat undervaluation after comparing
with the specifications and other factors
with the flat under comparison.
3. Break - up for the rate :-
i) Building + Services :- Rs.2000/- per Sft
ii) Land + Others :- Rs.4000/- per Sft
4. Guideline rate obtained from the :- Rs. 33,49,665/- for said Flat
Registrar's office (an evidence thereof to *** Govt. guideline value does not reflect the actual
be enclosed) market value govt notified a circular to reduce the circle
so I consider the rate as per market survey…
5. Remark (If Any) :- Based on local inquiries and market trends, the price for a
2BHK flat in Sarkar Para or nearby areas ranges from Rs.
6000 to Rs. 6500 per sq. ft. on the carpet area. For this
valuation, the lower value of Rs. 6000 is considered.

Particulars Content
VI. COMPOSITE RATE ADOPTED AFTER DEPRECIATION
a. Depreciated building rate Rs.1797.50 /- per Sft
Replacement cost of flat with Services(v :- Rs. 66,66,000. -/.
(3)i)
Age of the building :- 09 years.
Life of the building estimated :- 80 years.
Depreciation percentage assuming the :- 10.125 %.
salvage value as 10%.
Depreciated Ratio of the building :- 89.875: 100
b. Total composite rate arrived for :-
valuation
Depreciated building rate VI (a) :- Rs. 1797.50./- per Sft.
Rate for Land & other V (3)ii :- Rs. 4000./- per Sft.
Total Composite Rate :- Rs. 5797.50/- per Sft.

Details of Valuation:

S.No. Description Qty. Rate per unit Estimated Value

Rs. Rs.
1 Present value of the flat 1111 Sft Rs. 6000/- Sft Rs. 66,66,000/-
2 Depreciation 1111 Sft Rs. 202.50/- Sft Rs. 2,24,978/-
3 Wardrobes -- -- --
4 Showcases -- -- --
5 Kitchen Arrangements -- -- --
6 Superfine Finish -- -- --
7 Interior Decorations -- -- --
8 Electricity deposits /electrical -- -- --
fittings, etc.,
9 Car Parking -- -- Rs. 5,00,000/-
10 Total Fair Market Value -- -- --
11 Market Value of Property -- -- Rs. 69,41,022/-
Say Rs. 69,41,000/-

12 Total Fair Market Value Rs. 69,41,000/-

13 Realizable Value Rs. 62,46,900/-
14 Distress Value -- -- Rs. 55,52,800/-

Page 5
 Description Rate per unit (Rs.) Estimated Value (Rs.)
Present value of the flat (incl. car
1. :- Rs. 6,248. -/ (Approx.) Rs. 69,41,000. -/ (Approx.)
parking, if provided)
2. Car parking (if any) :- Rs. 5,00,000. -/ (Approx.)

b) OPINION.

As a result of my appraisal and analysis, it is my considered opinion that the present market value of the
above property in prevailing condition with aforesaid specifications is Rs. 69,41,000/-. ( Rupees Sixty
– Nine Lakh Forty One Thousand only).

Particulars Content
i. Date of purchase of immovable property. :- 30 – 12 –2018. (Deed of Conveyance).
ii. Purchase Price of immovable property. :- Rs. 34,30,000/-.
iii. Book value of immovable property :- Please refer to the balance sheet.
iv. Realizable Value of immovable property. :- Rs. 62,46,900/-.
v. Distress Sale Value of immovable :- Rs. 55,52,800/-.
property.
vi. Guideline Value (value as per Circle :- Rs. 33,49,665/-. (Flat)
Rates), if applicable, in the area where Rs. 1,43,942/-. (Parking)
Immovable property is situated.

Place: Kolkata.
Date: 29 – 07 – 2024.

SIGNATURE OF VALUER

(ENCLOSURE)

1. Screenshot of Global Positioning System:

Coordinates: 26.732932, 88.436526.

Page 6
2. Photograph of the property:

Page 7
3. A. Circle Rates of the flat:

Page 8
B. Circle Rates of the Parking:

Page 9
4. ANNEXURES: SALES COMPARISONS

5. Declaration from the valuer (Appendix – V):

The information furnished in my valuation report dated 29 – 07 – 2024 is true and correct to the best of my
knowledge and belief and I have made an impartial and true valuation of the property.
1. I have no direct or indirect interest in the property valued.
2. My associate inspected the property as identified by Sri Pawan Kumar Sharma., the applicant on 20 – 07 – 2024.
3. I have not been convicted of any offence and sentenced to a term of Imprisonment.
4. I have not been found guilty of misconduct in my professional capacity.
5. I have read the handbook on Policy, Standards and procedure for Real Estate Valuation, 2011 of IBA and this report
is in conformity to the “Standards” enshrined for valuation in Part - B of the above handbook to the best ability.

Page 10
 6. I have read the International Valuation Standards (IVS) and the report submitted to the Bank for the respective asset
class is in conformity to the “Standards” as enshrined for valuation in the IVS in “General Standards” and “Asset
Standards” as applicable.
7. I abide by the Model Code of Conduct for the empanelment of the valuer in the Bank.
8. I am the proprietor of this Individual Business Unit and am competent to sign this valuation report.
Further, I hereby provide the following information.

sl. Particulars Valuer comment

no.

1. Background information of the asset being valued :- No issues found.

2. Purpose of valuation and appointing authority :- As stated above.
3. Identity of the valuer and any other experts involved :- As stated above. No experts were engaged.
in this valuation report
4. Disclosure of valuer’s interest or conflict :- None.
5. Dates of appointment, valuation and reporting :- As stated above.
6. Inspections and investigations undertaken :- As stated above.
7. Nature and sources of the information used :- As stated above.
8. Procedures adopted & standards followed in this :- As stated above.
report
9. Restrictions on the use of this report :- Only to be used for the stated purpose.
10. Major factors are taken into account in this valuation :- As stated above.
11. Caveats, limitations and disclaimers connected to this :- As stated above.
report, but without diluting the responsibilities
associated with this report, in any respect

6. Model code of conduct for valuer (Appendix – VI)

Integrity and Fairness

1) A Valuer shall, in the conduct of his / its business, follow high standards of integrity and fairness in all his / its
dealings with his / its clients and other valuers.
2) A Valuer shall maintain integrity by being honest, straightforward, and forthright in all professional relationships.
3) A Valuer shall endeavour to ensure that he/it provides true and adequate information and shall not misrepresent any
facts or situations.
4) A Valuer shall refrain from being involved in any action that would bring disrepute to the profession.
5) A Valuer shall keep the public interest foremost while delivering his services.

Professional Competence and Due Care

6) A Valuer shall render at all times high standards of service, exercise due diligence, ensure proper care and exercise
independent professional judgment.
7) A Valuer shall carry out professional services in accordance with the relevant technical and professional standards
that may be specified from time to time.
8) A Valuer shall continuously maintain professional knowledge and skill to provide competent professional service
based on up-to-date developments in practice, prevailing regulations / guidelines and techniques.
9) In the preparation of a valuation report, the Valuer shall not disclaim liability for his / its expertise or deny his / its
duty of care, except to the extent that the assumptions are based on statements of fact provided by the company or
its auditors or consultants or information available in the public domain and not generated by the Valuer.
10) A Valuer shall not carry out any instruction of the client insofar as they are incompatible with the requirements of
integrity, objectivity and independence.
11) A Valuer shall clearly state to his client the services that he would be competent to provide and the services for
which he would be relying on other valuers or professionals or for which the client can have a separate arrangement
with other valuers.

Independence and Disclosure of Interest

12) A Valuer shall act with objectivity in his/its professional dealings by ensuring that his / its decisions are made
without the presence of any bias, conflict of interest, coercion, or undue influence of any party, whether directly
connected to the valuation assignment or not.
13) A Valuer shall not take up an assignment if he / it or any of his / its relatives or associates is not independent in
terms of association with the company.
14) A Valuer shall maintain complete independence in his / its professional relationships and shall conduct the valuation
independent of external influences.

Page 11
15) A Valuer shall wherever necessary disclose to the clients, possible sources of conflicts of duties and interests, while
providing unbiased services.
16) A Valuer shall not deal in securities of any subject company after any time when he / it first becomes aware of the
possibility of his / its association with the valuation, and in accordance with the Securities and Exchange Board of
India ( Prohibition of Insider Trading ) Regulations, 2015 or till the time the valuation report becomes public,
whichever is earlier.
17) A Valuer shall not indulge in “mandate snatching” or offering “convenience valuations” in order to cater to a
company or client’s needs.
18) As an independent Valuer, the Valuer shall not charge a success fee ( Success fees may be defined as a
compensation / incentive paid to any third party for the successful closure of the transaction. In this case, approval
of credit proposals ).
19) In any fairness opinion or independent expert opinion submitted by a Valuer, if there has been a prior engagement in
an unconnected transaction, the Valuer shall declare the association with the company during the last five years.

Confidentiality

20) A Valuer shall not use or divulge to other clients or any other party any confidential information about the subject
company, which has come to his / its knowledge without proper and specific authority or unless there is a legal or
professional right or duty to disclose.

Information Management

21) A Valuer shall ensure that he/ it maintains written contemporaneous records for any decision taken, the reasons for
taking the decision, and the information and evidence in support of the such decision. This shall be maintained so as
to sufficiently enable a reasonable person to take a view on the appropriateness of his / its decisions and actions.
22) A Valuer shall appear, cooperate and be available for inspections and investigations carried out by the authority, any
person authorized by the authority, the registered valuer’s organization with which he / it is registered or any other
statutory regulatory body.
23) A Valuer shall provide all information and records as may be required by the authority, the Tribunal, Appellate
Tribunal, the registered valuer’s organization with which he / it is registered, or any other statutory regulatory body.
24) A Valuer while respecting the confidentiality of information acquired during the course of performing professional
services, shall maintain proper working papers for a period of three years or such longer period as required in its
contract for a specific valuation, for production before a regulatory authority or for a peer review. In the event of a
pending case before the Tribunal or Appellate Tribunal, the record shall be maintained till the disposal of the case.

Gifts and hospitality.

25) A Valuer or his / its relative shall not accept gifts or hospitality, which undermine or affects his independence as a
Valuer.
Explanation.─ For the purposes of this code the term ‘relative’ shall have the same meaning as defined in clause (77) of
Section 2 of the Companies Act, 2013 (18 of 2013).
26) A Valuer shall not offer gifts or hospitality or a financial or any other advantage to a public servant or any other
person with a view to obtain or retain work for himself / itself, or to obtain or retain an advantage in the conduct of
profession for himself / itself.

Remuneration and Costs.

27) A Valuer shall provide services for remuneration, which is charged in a transparent manner, is a reasonable
reflection of the work necessarily and properly undertaken, and is not inconsistent with the applicable rules.
28) A Valuer shall not accept any fees or charges other than those, which are disclosed in a written contract with the
person to whom he would be rendering service.

Occupation, employability and restrictions.

29) A Valuer shall refrain from accepting too many assignments if he/it is unlikely to be able to devote adequate time to
each of his / its assignments.
30) A Valuer shall not conduct business which in the opinion of the authority or the registered Valuer organization
discredits the profession.

Date: 29 – 07 – 2024. Signature

Place: Kolkata. Name of Approved Valuer & Seal
Signed by: MAINAK GHOSAL
Reason: Contract/Agreement
Location: Kolkata, India
Page
Date: 12
28-Jul-2024 (07:36 PM)
Mainak Ghosal
BSc, B.Tech. (Civil/Construction), PGDBM, MBA, M.E. (Structural),
IBBI/RV/02/2023/15337 MSc (Real Estate Valuation) CHARTERED ENGINEER (MIE) – No.-
141236-6 & APPROVED VALUER (FIV) REGN. No. – F-20249, BANKS EMPANELLED VALUER, MEMBER OF
IOV REGISTERED VALUERS FOUNDATION - M: NO. IOVRVF/M/L&B/1139, GOVT. REGISTERED VALUER OF
CBDT (REGD. No.W.B./CCIT- XI/Kol/97/2014-15/1772) MSME REGISTRATION NO. UDAYAM-WB-10-
0090358

Branch Office Address: - Resi. Address: -

C/O Abu Talha Sohail 18A, Subash Bag, 2nd Floor, ‘Promilaboni’,
Gital para, Ashraf Nagar, P.O. - S.V. Road, M.B. Road(partial)
Haiderpara, P.S. - Bhaktinagar, Dist. Near: Utsav Wedding House,
Jalpaiguri, Siliguri – 734006. Punjabi Bagan Birati, Kolkata – 700051
Mob. 79081 93780. Mob: 9433624405 (WhatsApp)/7384914563

Ref: 001/PNB/MG/ 2024 – 25 Date : 29.07.2024

To,
The Branch Manager,
Punjab National Bank,
Sevoke Road Branch,
Janta Nagar.

Sub: Valuation report of Flat No. “D – 2”, Second floor in “Gulmohar Apartment” in Mouza – Dabgram, R. S. Plot No. 472,
recorded in R. S. Khatian No. 622, within Ward no. – 41 (S.M.C.), P.O. – Sevoke Road, P.S. – Bhaktinagar, Dist. – Jalpaiguri,
Pin – 734001.West Bengal.

Owner Name - SRI PAWAN KUMAR SHARMA & SMT. BINA SHARMA (M/s. Pawan Enterprise)

Dear Sir,
As per your intimation, the valuation report in respect of the said property is prepared and submitted to you. please consider
releasing the fee for the valuation to the A/C, Punjab National Bank, Birati Branch A/C No– 0535000100092135 IFSC Code –
PUNB0053500, GSTIN- 19AJDPG0046N1Z7.

The professional fees for the same is here.

Sl. No. Description Amount (Rs.)

1. Professional fees for submission of the valuation report in respect of the said Rs. 4000.00
property at above-mentioned address.
(+18%) GST Rs.720.00
Total Rs.4,720.00
In words: Rupees Four Thousand Seven Hundred Twenty only

Thanking You

Yours truly

MAINAK GHOSAL
(Authorized Signatory)

Signed by: MAINAK GHOSAL

Reason: Contract/Agreement
Location: Kolkata, India
Date: 28-Jul-2024 (07:36 PM)