NPS TRANSACTION STATEMENT

April 01, 2023 to March 12, 2024

Statement Generation Date :March 12, 2024

10:51 AM

NPS Transaction Statement for Tier I Account

PRAN 110087952629 Registration Date 21-Nov-16
Subscriber Name KUMARI VISHAKHA KOHLI Tier I Status Active
H-17/220 Tier II Status Not Activated
ROHINI Tier II Tax Saver Not Activated
Status
SECTOR 7
Tier I Virtual Account Not Activated
Address Status
NORTH WEST DELHI
Tier II Virtual Account Not Aplicable
DELHI - 110085 Status
INDIA CBO Registration No 6500266
CBO Name BANK OF INDIA
Mobile Number +919711365477
C/5, G-BLOCK, STAR HOUSE
Email ID VISHAKHAKOHLI2907@GMAIL.COM CBO Address BANDRA KURLA COMPLEX, BANDRA EAST
MUMBAI, 400051
IRA Status IRA compliant
CHO Registration No 5500261
CHO Name BANK OF INDIA
C/5, G-BLOCK, STAR HOUSE
CHO Address BANDRA KURLA COMPLEX, BANDRA EAST
MUMBAI, 400051

Tier I Nominee Name/s Percentage

MADHU KOHLI 100%

Current Scheme Preference

Scheme Choice - CORPORATE STANDARD
Investment Option Scheme Details Percentage
Scheme 1 SBI PENSION FUNDS PVT LTD SCHEME - CORPORATE-CG 100.00%

Investment Summary
Value of your Total Total Total Notional Withdrawal/
Holdings(Invest Contribution in Withdrawal as Gain/Loss as deduction in
ments) No of your account as on on units towards Return on
as on March 12, Contributions on March 12, March 12, intermediary Investment 11.0%
2024 (in ₹) March 12, 2024 (in ₹) 2024 (in ₹) charges (in ₹) (XIRR)
2024 (in ₹)
(A) (B) (C) D=(A-B)+C E

₹ 2,82,068.24 32 ₹ 2,46,545.64 ₹ 0.00 ₹ 35,522.60 ₹ 29.20

Investment Details - Scheme Wise Summary

SBI PENSION FUNDS PVT LTD SCHEME -
Particulars References CORPORATE-CG
Scheme wise Value of your Holdings(Investments) (in ₹) E=U*N 2,82,068.24
Total Units U 10,125.8695
NAV as on 11-Mar-2024 N 27.8562

Changes made during the selected period

No change affected in this period
 Contribution/Redemption Details during the selected period
Contribution
Date Particulars Uploaded By Employee Employer's Total
Contribution Contribution (₹)
(₹) (₹)
05-Apr-2023 For March, 2023 Bank of India (5000424), 5,081.76 7,114.46 12,196.22
03-May- For April, 2023 Bank of India (5000424), 5,081.76 7,114.46 12,196.22
2023
01-Jun- For May, 2023 Bank of India (5000424), 5,101.92 7,142.69 12,244.61
2023
03-Jul-2023 For June, 2023 Bank of India (5000424), 5,101.92 7,142.69 12,244.61
31-Jul-2023 For July, 2023 Bank of India (5000424), 5,101.92 7,142.69 12,244.61
01-Sep- For August, 2023 Bank of India (5000424), 5,407.56 7,570.58 12,978.14
2023
04-Oct-2023 For September, 2023 Bank of India (5000424), 5,407.56 7,570.58 12,978.14
02-Nov- For October, 2023 Bank of India (5000424), 5,407.56 7,570.58 12,978.14
2023
04-Dec- For November, 2023 Bank of India (5000424), 5,567.64 7,794.70 13,362.34
2023
02-Jan- For December, 2023 Bank of India (5000424), 5,567.64 7,794.70 13,362.34
2024
01-Feb- For January, 2024 Bank of India (5000424), 5,567.64 7,794.70 13,362.34
2024
01-Mar- For February, 2024 Bank of India (5000424), 5,567.64 7,794.70 13,362.34
2024

Transaction Details
SBI PENSION FUNDS PVT LTD SCHEME -
Withdrawal/ deduction in units CORPORATE-CG
Date Particulars towards intermediary
Amount (₹)
charges(₹) Units
NAV (₹)
01-Apr-2023 Opening balance 4,275.6692
12,196.22
05-Apr-2023 By Contribution for March,2023 489.2971
24.9260
(29.20)
06-Apr-2023 Billing for Q4, 2022-2023 (29.20) (1.1678)
25.0034
12,196.22
03-May-2023 By Contribution for April,2023 480.0621
25.4055
12,244.61
01-Jun-2023 By Contribution for May,2023 476.4736
25.6984
12,244.61
03-Jul-2023 By Contribution for June,2023 474.5163
25.8044
12,244.61
31-Jul-2023 By Contribution for July,2023 470.9628
25.9991
12,978.14
01-Sep-2023 By Contribution for August,2023 497.0734
26.1091
12,978.14
04-Oct-2023 By Contribution for September,2023 496.5960
26.1342
12,978.14
02-Nov-2023 By Contribution for October,2023 497.4220
26.0908
13,362.34
04-Dec-2023 By Contribution for November,2023 503.5096
26.5384
13,362.34
02-Jan-2024 By Contribution for December,2023 496.1621
26.9314
13,362.34
01-Feb-2024 By Contribution for January,2024 487.6980
27.3988
13,362.34
01-Mar-2024 By Contribution for February,2024 481.5951
27.7460
12-Mar-2024 Closing Balance 10,125.8695
 Notes
1. The 'Investment Details' section gives an overall status of the total contribution processed under the account and the returns accrued
2. 'Notional Gain / Loss' indicates the overall gain or loss after factoring for the withdrawals processed in the account.
3. Returns based on Inflows' gives the annualized effective compounded return rate in PRAN account and is calculated using the formula of XIRR. The
calculation is done considering all the contribution / redemptions processed in PRAN account since inception and the latest valuation of the
investments. The transactions are sorted based on the NAV date.
4. 'Changes made during the selected period' indicates all the change requests processed in PRAN account during the period for which the
statement is generated.
5. The section 'Contribution / Redemption Details' gives the details of the contributions and redemption processed in subscribers' account during the
period for which the statement is generated. While contribution amount indicates the amount invested in subscribers account, the redemption
amount indicates the cost of units redeemed from the account. The cost of units is calculated on a First-In-First-Out (FIFO) basis. The details are
sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
6. 'Transaction Details' gives the units allotted under different schemes / asset classes for each of the contributions processed in subscribers'
account during the period for which the statement is generated. It also contains units debited from the account for redemption and rectification. The
details are sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
7. For transactions with the remarks "To Unit Redemption", the cost of units redeemed are adjusted against the total contribution in the Investment
Details section. Further, the cost of units is calculated on a First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual
redemption value corresponding to the units redeemed has been considered.
8. "Cost of Withdrawal", "Cost of GPF Withdrawal" and "Cost of One Way Switch", is the cost of units for the particular transaction and is calculated on a
First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual redemption value corresponding to the units redeemed has
been considered. Further, 'Total Withdrawal' in the Investment Summary section includes actual redemption value of Withdrawal and One Way
Switch transactions.
9. The Transaction statement is dynamic. The value and other computations in the Transaction statement depend upon the generation date.
10. The above returns are calculated based on scheme NAVs and the securities held under the scheme portfolio are valued on mark to market basis
and are subject to change on NAV fluctuations. .
11. If you are an employee or if you are self-employed , you will be able to avail of deduction on contribution made from your taxable income to the extent
of (u/s 80 CCD (1) of income Tax Act, 1961)
- 10% of salary (Basic + DA ) - if you are salaried employee
- 20% of your gross income - if you are self-employed
However, please note that the maximum deduction from your taxable income is limited to RS.1.50 lac, as permitted under Sec 80 CCE of the
Income Tax Act.
Further, an additional deduction from your taxable income to the extent of Rs. 50,000/- is available only for contribution in NPS u/s Sec. 80 CCD (1B).
To give an example, your salary is Rs.15 lac per annum. On contribution of Rs. 2 lac, you can avail:
Deduction under Sec. 80 CCD (1) - ₹- Rs. 1.50 lac
Deduction under Sec. 80 CCD (1B)- ₹- Rs. 0.50 lac
Total deduction - ₹- Rs. 2.00 lac
Also note that your employer's contribution upto 10% of your salary is fully deductible from your taxable income.
This is applicable only for Tier-I account.
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13. This is computer generated statement and does not require any signature/stamp.
14. Kindly refer Table 1 for various charges applicable under NPS:
Table 1
Service Charges* (excluding taxes)
Intermediary Charge head Mode of Deduction
Private / Govt.
CRA charges for account opening if the CRA charges for account opening if the subscriber
subscriber opts for Physical PRAN card opts for ePRAN card (in Rs.)

Welcome kit sent in Welcome kit sent vide email Through Unit
PRA Opening charges (in Rs.)
physical only Deduction

Rs. 40 (also applicable to reissue of PRAN

CRA card)
Rs. 35 Rs. 18

Annual PRA Maintenance Through Unit

Rs. 69
cost per account Deduction

Charge per transaction Rs. 3.75 Through Unit

Deduction

- Private Govt. -

Initial subscriber registration Min Rs. 200 and Max Rs. 400
NA Collected by POP
and contribution upload (Negotiable within slab only)

0.50% of contribution
Any subsequent Min. Rs. 30 Max. Rs. 25,000
NA Collected by POP
transactions Non-Financial Rs. 30
(Negotiable within slab only)
Rs. 50 per annum for annual
POP contribution Rs. 1,000 to Rs. 2,999
Persistency Rs. 75 per annum for annual Through Unit
NA
> 6 months contribution Rs. 3,000 to Rs. 6,000 Deduction
Rs. 100 per annum for annual
contribution above Rs. 6,000
Upfront deduction
0.20% of contribution,
Contribution through eNPS Min. Rs.15 Max. Rs.10,000 NA from contribution
amount

Processing of Exit / @0.125% of Corpus with

Withdrawal Min. Rs. 125 and Max. Rs. 500 NA Collected by POP

Custodian Asset Servicing charges 0.0032% p.a for Electronic segment & Physical segment Through AUM

Slabs of AUM managed by the Pension Fund Maximum Investment

Management Fee (IMF)
Upto 10,000 Cr. 0.09%$
Investment Management
PF charges Through AUM
Fee# 10,001 - 50,000 Cr. 0.06%
50,001 - 1,50,000 Cr. 0.05%
Above 1,50,000 Cr. 0.03%
Reimbursement of
NPS Trust Expenses
0.005% p.a Through AUM
* In case of Government employees, CRA charges for Tier I account are being paid by the respective Government except for voluntary contribution, partial
withdrawal and scheme preference change.

# It includes brokerage fee up to 3 basis points.

$ UTI Retirement Solutions Ltd charges a fee of 0.07% under this slab.
The IMF to be charge by the Pension Fund on the slab structure would be on the aggregate AUM of the Pension Fund under all schemes managed by
Pension Funds.