digital-savings-account-prime

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Schedule of Charges effective April 7, 2024

DIGITAL SAVINGS ACCOUNT – PRIME


Schedule of Benefits & Charges Digital Savings Account - Prime
Features Charges (in INR) applicable beyond free limits (OTP Based KYC) (In Person KYC)
Monthly Average Balance Rs. 5000 Rs. 5000
Non Maintenance Charge per month If Balance maintained is > 50% the 5% of balance short- If Balance maintained is > 50% the 5% of balance
fall will be charged. If balance maintained is <=50% the shortfall will be charged. If balance maintained is <=50%
10% of balance shortfall will be charged. Maximum of the 10% of balance shortfall will be charged. Maximum
Rs 500 per month of Rs 500 per month

PAYMENTS

Demand Draft Up to Rs.10,000 - Rs.50 1 Free p.m. @ *


Above Rs.10,000 - Rs.5 per 1000 (min Rs.75/-max Rs.10,000)
RTGS Outward through Branch Charges per Transaction: Rs 2 Lacs to 5 Lacs - Rs 20, Not Available Charges per Transaction: Rs 2 Lacs to 5 Lacs - Rs 20,
More than Rs 5 Lacs - Rs 40 More than Rs 5 Lacs - Rs 40
RTGS Outward through Digital Channels Free Not Available Free
NEFT Outward through Branch Charges per Transaction:Less than 50K - Rs 2, Not Available Charges per Transaction:Less than 50K - Rs 2,
Rs 50 K to 1 Lac - 5 More than Rs 1 Lac - Rs 10 Rs 50 K to 1 Lac - 5 More than Rs 1 Lac - Rs 10
NEFT Outward through Digital Channels Free Free Free
IMPS Outward Up to Rs. 1,00,000: Rs. 5 per transaction * *
Above Rs. 1,00,000: Rs. 15 per transaction
Fund Transfer (Within RBL Bank) Free Free @ Free
Payable At Par Cheque Book Rs. 2/leaf Not Available 2 Cheque Book free p.q. (20 leaves)

Schedule of Charges_Digital Savings Account-Prime/Oct2023/Ver1


COLLECTIONS

Local Cheque Collection Free Free Free


Outstation Clearing Rs. 50/cheque * *
RTGS, NEFT, Inward Fund Transfers Free Free Free

CASH DEPOSITS/WITHDRAWALS

Cash Deposit Rs 3/1000. Minimum Rs 100 Not Available Free 3,00,000 p.m
Cash Withdrawal Free Not Available Free

DOORSTEP BANKING

Doorstep Cashiers Cheque / Demand Draft Delivery Rs. 25/visit Not Available *
Doorstep Courier Pick-Up / Delivery (Non-Cash) Rs. 25/visit Not Available *

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Schedule of Charges effective April 7, 2024
DIGITAL SAVINGS ACCOUNT – PRIME
Schedule of Benefits & Charges Digital Savings Account - Prime
Features Charges (in INR) applicable beyond free limits (OTP Based KYC) (In Person KYC)
Doorstep Cash Delivery (Rs. 1,000 to Rs. 2,00,000) Rs. 120/visit Not Available *
Doorstep Cash Pick-up (Rs. 1,000 to Rs. 2,00,000) Rs. 250/visit Not Available *

DEBIT CARD & ATM RELATED


VISA Classic Debit Card/ Master Titanium Debit Card^ Virtual Debit Card- NIL Virtual Debit Card- NIL
Annual Charge is collected in advance, Rs. 250 p.a.
Physical Debit Card - Rs. 250 p.a. Physical Debit Card Rs.250 p.a.
within first 30 days of Applying for a
VISA Platinum Debit Card/ Master Platinum Debit Card^ Physical Debit card Virtual Debit Card- NIL Virtual Debit Card- NIL
Rs. 500 p.a.
Physical Debit Card Rs. 500 p.a. Physical Debit Card Rs. 500 p.a.
Crest Debit Card Rs. 2000 Issuance Charge & Rs. 500 Annual Fees Rs. 2000 Issuance Charge & Rs. 500 Annual Fees Rs. 2000 Issuance Charge & Rs. 500 Annual Fees
Pinnacle Debit Card Rs. 3000 Issuance Charge & Rs. 1000 Annual Fees Rs. 3000 Issuance Charge & Rs. 1000 Annual Fees Rs. 3000 Issuance Charge & Rs. 1000 Annual Fees
Signature + Debit Card Rs. 5000 Issuance Charge & Rs. 1500 Annual Fees Rs. 5000 Issuance Charge & Rs. 1500 Annual Fees Rs. 5000 Issuance Charge & Rs. 1500 Annual Fees
Enterprise Debit Card Rs. 7500 Issuance Charge & Rs. 2000 Annual Fees Rs. 7500 Issuance Charge & Rs. 2000 Annual Fees Rs. 7500 Issuance Charge & Rs. 2000 Annual Fees
RBL Bank’s ATM Cash Withdrawal & Balance Enquiry Free Free Free
Other Bank’s Domestic ATM - Cash Withdrawal Rs. 21/txn For Metro : 5 free p.m(Financial+ Non financial) For Metro : 5 free p.m(Financial+ Non financial)
Other Bank’s Domestic ATM - Balance Enquiry Rs. 8.5/txn For Others: 5 free p.m(Financial+ Non financial) For Others: 5 free p.m(Financial+ Non financial)
Financial: Rs. 21 per transaction Financial: Rs. 21 per transaction
Non-Financial: Rs 8.5 per transaction Non-Financial: Rs 8.5 per transaction
Other Bank’s International ATM - Cash Withdrawal Rs. 125/txn * *
Other Bank’s International ATM - Balance Enquiry Rs. 25/txn * *

Schedule of Charges_Digital Savings Account-Prime/Oct2023/Ver1


IMT Cardless Cash withdrawal at RBL /Non – RBL ATMs** Rs. 20/txn * *
ATM/POS Decline Charges (Insufficient Funds) Rs. 20/txn * *
Replacement of Lost Card Rs. 200 * *
Replacement of Damaged Card Rs. 200 * *

MISCELLANEOUS
Account Closure Charges (if closed within 6 months) # $ Rs. 500 * *
Cheque Deposited & Return (Financial Reason) Rs. 100/instance * *
Cheque Deposited & Return (Technical Reason) Rs. 50/instance * *
Cheque Issued & Return (Financial Reason) 1st Cheque Rs. 350; 2nd onwards Rs. 750 per instrument Not Available *
Cheque Issued & Return (Technical Reason) Free Not Available Free
ECS/ NACH Return Charges Rs. 500/instance Not Available *
Standing Instruction Failure/Amendment Rs. 50 *@ *

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Schedule of Charges effective April 7, 2024
DIGITAL SAVINGS ACCOUNT – PRIME
Schedule of Benefits & Charges Digital Savings Account - Prime
Features Charges (in INR) applicable beyond free limits (OTP Based KYC) (In Person KYC)
Balance Statement (Other than 31st March) Rs. 25 *@ *
Interest Statement (Duplicate Only) Rs. 25 *@ *
TDS Certificate (Duplicate Only) Rs. 25 *@ *
Paid Cheque Report / Signature Verification$/ Photo
Rs. 50 Not Available *
Attestation$/ Copy of Old Cheque &
DD/BC Cancellation/Revalidation/Duplicate Issuance Rs. 50 Not Available *
Tax Payment Free Free @ Free
Stop Payment Individual or Range Rs.100 per cheque Range of cheques - Rs.200 Not Available *
Duplicate Pass Book$/ Statement Rs. 50 Not Available *
Bill Payment Online Free Free Free
SMS Alert (Optional Services) 25 paise per SMS or *@ *
Rs.100 per month whichever is lower

COMMON GUIDELINES
* - Indicates no free limits applicable and standard charges is applicable on transaction/services’
@ - These transactions/services would be available only through Digital Channel. Post In-person verification is conducted and physical signature is updated in RBL Bank records these requests can be processed through our branches
also # - Account closure charges is waived off if account is closed within 14 days of account opening
$ - Following charges are waived for Senior Citizen customers Account Closure, Duplicate Passbook, Signature Verification and Photo Attestation
& - If copy of cheque is requested within a period of one year from the date of cheque / debit instruction, no charge will be levied

Schedule of Charges_Digital Savings Account-Prime/Oct2023/Ver1


^ - The Debit card issued will be a Virtual Debit card by Default with no annual charges.
- Fee charged will not be refunded for all Expired or Cancelled transactions
Others:
1. All charges are exclusive of taxes which would be levied as per prevailing rates as prescribed from time to time
2. Any RBI Mandated charge/regulations will supersede the published charges. For details please visit our website at www.rblbank.com or your nearest branch
3. All transactions/services, where a free limit is specified, usage beyond the free limit will be charged as per the standard charge of the respective services
4. Any purchase/sale of foreign exchange will attract Taxes on the gross amount of currency exchanged as per Taxes on Foreign Currency Conversion Charges (FCY)
5. The above charges are subject to revision with a prior intimation of 30 days to all account holders. Closure of account due to revision of charges will not be subject to account closure charges
6. Mandatory/Regulatory SMS Alerts will be offered free to all customers in the registered Mobile Number
7. Non Maintenance Charges are not applicable once the account becomes dormant
8. There will be a cross-currency mark-up charge of 3.5% on foreign currency transactions carried out on RBL Bank Debit Cards. The exchange rate used will be the VISA/Master Card wholesale rate prevailing at the time of
transaction. Additional charges levied (if any) by other bank on International ATM transactions will also be borne by the card holder

Customer Service: +91 22 61156300 I Email us at:customercare@rblbank.com I Website: www.rblbank.com I SMS Banking: Type HELP & send to 9223366333 I Internet Banking: To register visit our website I Debit Card: Best in class features & benefits

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