General Service Corporate and SME Banking Customers

Schedule of Charges
Corporate & Investment and SME Banking Division Effective from 01 January,2010

Item

Charge

Deposit Accounts
Current, Savings and Short Term Deposit (STD) Minimum Balance Fee/Incidental Charge/Ledger Fee/Service Charge SB & CD Account Account Maintenance Fees - BDT Account - Savings Account Maintenance Fees - BDT Account - Current Account Maintenance Fees - BDT Account - STD Account Maintenance Fees - FCY Account Minimum Account Opening Balance - SB, CD Minimum Account Opening Balance - STD Minimum Account Opening Balance - FDR Minimum Balance Fees Closing of Account Savings Closing of Account Current Account - Statement Charges Regular statement twice a year (half-yearly and yearly) Duplicate Statement (More than 06 months old) General Charges Cheque Book Issue fee - Savings a/c Cheque Book Issue fee - Current a/c Cheque Book Issue fee - STD Surrender of paid cheque Foreign Currency Cheque Book ( 50 Leaf) Hold mail Photocopy of cheques / instruments paid (more than 6 (six) months old) No Fee BDT 300, Half yearly BDT 300, Half Yearly BDT 250, Half Yearly Equivalent BDT 300, 1/2 Yearly BDT 10,000 BDT 100,000 BDT 50,000 No Fee BDT 200.00 BDT 300.00

No Fees BDT 200.00

BDT 75.00 with 25 leaves BDT 150.00 with 50 leaves BDT 200.00 with 50 leaves BDT 5.00 per Cheque. Minimum BDT 500.00 Equivalent of BDT 3.00 per leaf No Fees BDT 200.00 per instrument

Processing of application to Bangladesh Bank New Application under 18A of FERA Renewal of Application process and documentation checking under 18A of FERA New Application under 18B of FERA Renewal of Application process and documentation checking under 18B of FERA GSA Application BDT 500.00 per permission BDT 500.00 per permission BDT 1000.00 per permission BDT 500.00 per permission BDT 1000.00 per Application

Schedule of Charges
Corporate & Investment and SME Banking Division Effective from 01 January,2010

Item

Charge

Lending Accounts
Management Fee Account Maintenance Fee - for outstanding balance below BDT 1 lacs. Account Maintenance Fee - for outstanding balance equal or above BDT 1 lacs. Account Maintenance Fee- Overdraft Penal Charge Early settlement fee Mortgage processing Mortgage documentation Cheque Book Issue Charge - overdraft a/c Cheque Book Issue Charge - overdraft a/c Regular statement twice a year (half-yearly and yearly) Duplicate Statement (More than 06 months old) Duplicate Statement (over 12 months) CIB Charge As per negotiation with customer. BDT 250.00 half yearly BDT 350.00 half yearly. BDT 500.00 half yearly 2% of overdrawn / Past due amount. 3% for Forced Loan. As per negotiation Maximum 2% of outstanding amount Lawyer charge at actual Lawyer charge at actual BDT 150.00 with 50 leaves BDT 300.00 with 100 leaves No Fees BDT 100.00 BDT 200.00 BDT 200.00

Funds Transfer/Payment Services

Cash Transaction - Deposit & Withdrawal (Inter city ) Up to BDT 50,000 Above BDT 50,000 to BDT 1,00,000 Above BDT 1,00,000 to BDT 5,00,000 Above BDT 5,00,000 to BDT 10,00,000 Above BDT 10,00,000 to BDT 50,00,000 Above BDT 50,00,000 Cash Transaction - Deposit & Withdrawal (within city ) No Fees BDT 100.00 per transaction BDT 200.00 Per transaction BDT 200.00 Per transaction BDT 1000.00 Per transaction BDT 1000.00 Per transaction

Cash transaction deposit and withdrawal (within city) Local Funds Transfer Fee / Commission Pay order issue - Customer Pay order issue - non Customer Demand Draft (DD) issue - customer Demand Draft (DD) issue - non customer Telegraphic Transfer (TT) - customer Telegraphic Transfer (TT) - non customer Money Transfer (MT) - customer Money Transfer (MT) - non customer Bangladesh Bank Cheque Issuance

no fees

BDT 100.00 on any amount BDT 200.00 on any amount @ 0.15% of the DD amount, Minimum BDT 150 @ 0.15% of the DD amount, Minimum BDT 200 @ 0.15% of the TT amount, Minimum BDT 150 @ 0.15% of the TT amount, Minimum BDT 200 @ 0.15% of the TT amount, Minimum BDT 150 @ 0.15% of the TT amount, Minimum BDT 200 BDT 200.00

Schedule of Charges
Corporate & Investment and SME Banking Division Effective from 01 January,2010

Item
Issuance of Duplicate Instrument Issuance of Duplicate PO/DD/FDR/Other Instrument

Charge

BDT 500 including stamp charges for indemnity Bond

Cancellation of Local Funds Transfer Cancellation of Pay Order Cancellation of Demand draft / Telegraphic transfer/ money transfer Cancellation of Bangladesh Bank Cheque Stop payment on clearing cheque (per instruction) Stop payment on cash cheque (per instruction) Stop payment on entire cheque book (per instruction) Stop Payment Order (SPO) cancellation Standing Instruction (SI) Standing Instruction (SI) creation charge (any transaction) SI for Transfer of funds between accounts within the Branch SI for Transfer of funds within City branches SI for Transfer of funds between Inter City branches SI for transfer of funds to other banks Failure of SI due to Insufficient funds (ISF) Amendment of SI Cancellation of SI Sweep Sweep Creation charge Sweep- In (charge for each execution) Sweep- Out (charge for each execution) Amendment of Sweep Cheque for Collection (LCY) LCY Cheque Collection within clearing house LCY Cheque Collection where there is no clearing house (bank area) Outstation Chq Collection. Commission -vide ODBC/OBC (within CBL Branches Clearing zone) Outstation Chq Collection. Commission - vide ODBC/OBC (Outside CBL Branches Clearing zone) Outward clearing cheque - returned unpaid for insufficient fund Outward clearing cheque - returned unpaid for any other reason Inward clearing cheque - returned unpaid for Insufficient Fund only Inward clearing cheque - returned unpaid for any other reason.

BDT 300.00 BDT 300.00 BDT 300.00 BDT 200.00 BDT 500.00 BDT 300.00 BDT 100.00 per instrument

BDT 100.00 no fees SME -no fees, Corporate - BDT 20.00 per transaction SME -no fees, Corporate - BDT 40.00 per transaction SME -no fees, Corporate - BDT 20.00 per transaction plus postage no fees BDT 50.00 SME -no fees Corporate - BDT 100.00 per instruction no fees no fees No fees no fees no fees At actual cost, minimum BDT 50.00 per case 0.10% min. BDT 100.00, max BDT 1000.00 0.15% min. BDT 150.00, max BDT 1500.00 No fees No fees BDT 500.00 BDT 500.00

Schedule of Charges
Corporate & Investment and SME Banking Division Effective from 01 January,2010

Item

Charge

Fund Transfer Foreign Currency ( FCY)

Outward Remittance - FCY FCY Draft - customer FCY Draft - non customer Additional SWIFT Charge if DD amount is over US$1000.00 / GBP700.00 / Sing $ any amount. FCY Draft on Bangladesh Bank Commission - FCY TT thru correspondent Customer Additional Swift Charges if TT is not thru correspondent Investigation charge (if beneficiary account already credited) Issuance of counter FC draft in favor of local banks Remit with BBK post facto approval Cost of Form - TM Cancellation of Draft/FTT FCY Draft Cancellation TT Cancellation - USD / GBP / EURO Lost DD - FCY TT amendment - FCY Inward Remittance FCY Purchase of foreign bank drafts

0.15 % of FDD amount, minimum BDT 500 0.15 % of FDD amount, minimum BDT 1000 BDT 300.00 BDT 300.00 0.15 % or Minimum BDT 500 plus SWIFT charge BDT 300.00 BDT 300.00 BDT 200.00 per instance to be deducted from remitted fund BDT 500.00 per application. Free

BDT 300.00+ Corr. Bank Chg. BDT 500.00 BDT 300.00+ Corr. Bank Chg. BDT 300.00+ Corr. Bank Chg.

For credit to CBL customers For customers with other banks Encashment of any foreign TT in taka at our counter Cancellation of Inward Remittance Indenting commission processing chg. Collection of proceeds from local banks of any draft in FCY which are collected outside clearing house Collection of foreign currency draft from abroad Cost of Form - Form C Cheque for Collection (FCY) FCY CHQ Collection (Within Bangladesh) FCY CHQ Collection (Outside Bangladesh) FCY Cheque returned unpaid sent on Collection

a. BDT 0.25 per USD b. BDT 0.25 per EURO c. BDT 0.40 per GBP d. in all other currencies at per with USD No fees BDT 100.00 + PO/DD charges as applicable no fees BDT 300.00 BDT 200.00 per remittance BDT 500.00 per instrument At actual of postage & other charges etc. plus BDT 250 from the collected proceeds Free

0.10 % min BDT 150 , max BDT 1000.00 0.10 % min BDT 300 , max BDT 2000.00 Plus postage applicable BDT 300.00

Schedule of Charges
Corporate & Investment and SME Banking Division Effective from 01 January,2010

Item
Issuance of Travelers Cheque(TC)/ FCY Notes Commission on sale of TC Customer / Non Customer Endorsement fee customer Endorsement fee Non customer Commission on sale of cash FCY notes Customer Commission on sale of cash FCY notes Non Customer Travelers Cheque / FCY (Cash) Encashment TC Encashment Customer TC Encashment Non Customer Cash FCY Encashment Encashment Certificate Customer Encashment Certificate Non Customer Lien Mark Other banks instrument kept under lien in CBL per request CBLs instrument kept under lien in Other bank per request

Charge

1% of the TC amount BDT 200.00 BDT 500.00 0.50% or minimum BDT Tk.300.00 0.50% or minimum BDT Tk.500.00

0.50 % of the TC amount or minimum BDT 300.00 1.00 % of the TC amount or minimum BDT 600.00 No Fees BDT 200.00 BDT 200.00

BDT 250.00 BDT 250.00

Cash Management Services

Salary transfer Arrangement Fee Annual subscription Fee Salary disbursement if the accounts are with CBL Free Free Up to 20 staffs BDT 20.00 per staff; Above 20 staffs BDT 15.00 per staff. Maximum BDT 5000 for each cycle / instruction (i.e. monthly) BDT 200+PO/DD Charges as applicable per transfer

Salary disbursement through Pay Order Cash pick and delivery service (CPD) Within City Area/Limit

Premium Service
Monthly Schedule for Pick up & Delivery At Actual BDT 36,000+ 4.5% Vat & applicable tax. BDT 2,000/additional trip+ 4.5% Vat & applicable tax

Regular Service
Weekday Pick up & Delivery (same day) Weekday Pick up & Delivery (following day) At Actual BDT 2,800/trip+ 4.5% Vat & applicable tax At Actual BDT 4,000/trip+ 4.5% Vat & applicable tax

Monthly Schedule for Pick up & Delivery+ Overnight vaulting

Monthly Dedicated Cash Van

At Actual BDT 40,000+ 4.5% Vat & applicable tax. BDT 1,000/additional trip+ 4.5% Vat & applicable tax At Actual Fixed Charge: BDT 200,000/CIT Van& CIT Team/month+ 4.5% Vat & applicable tax. Variable Charge: a. Max Allocated mileage is 65 KM/day+ (BDT 10+4.5% VAT)/per additional KM b. Max Allocated time is 09:00 to 16:00 hours+ (BDT 1,000+4.5% VAT) /additional hour

Schedule of Charges
Corporate & Investment and SME Banking Division Effective from 01 January,2010

Item
Cash pick and delivery service (CPD) Outside City Area/Limit

Charge

Weekday Pick up

At Actual Savar EPZ/Gazipur Dhaka BDT 7,000/trip+ 4.5% VAT & applicable taxes Tongi Dhaka: Savar EPZ Dhaka BDT 5,000/trip+ 4.5% VAT & applicable taxes Narayanganj Dhaka: BDT 8,000/trip+ 4.5% VAT & applicable taxes At Actual: Upto BDT 10 Mil/Trip: to be borne by G4SBD+ (BDT 30/100000 of transit amount+4.5% VAT)/consignment exceeding BDT 10 Mil/Trip At Actual: BDT 30/100000 of vaulted amount+ 4.5% VAT+ (BDT 30/100000 of vaulted amount+ 15% VAT)/consignment exceeding BDT 10 Mil/Trip At Actual: BDT 30/100000 of vaulted amount+ 15% VAT

Variable Charges Transit Insurance

Cash Vaulting Amount Charges

Vaulting Insurance Charges

Other Services
Cheque Purchase (FCY / LCY) Commission LCY CHQ Purchase Commission FCY CHQ Purchase Charge for return of FCY cheque Interest from the date of Purchase Certificates / Reports Half yearly Balance confirmation Certificates ( any purpose) Additional Balance confirmation Certificates ( any purpose) Certificate of Advance Income Tax (AIT) Credit/ Solvency information (Local)-if requested by third party Credit / Solvency information (International) Obtaining credit report on behalf of local customer Certificate for Inward remittance Certificate of purchase / encashment of Bonds / Securities Duplicate Advice more than 6 months old (per advice) Bank certificate required by BO account holders Issuance of any other certificate Issuance of any other duplicate certificate Attestation of certificate Bank Statement Verification (Requested by other banks, embassies etc.) Free BDT 200 BDT 300 per Certificate BDT 500.00 per request BDT 500.00 per request BDT 200.00 BDT 300 per transaction BDT 100 BDT 200 BDT 100 BDT 100.00 BDT 200.00 BDT 100.00 BDT 300.00 0.15% min BDT 500.00 0.15% minimum BDT 1000 BDT 300 As per lending Rate

Schedule of Charges
Corporate & Investment and SME Banking Division Effective from 01 January,2010

Item
SWIFT /Fax / Telex Within Country: Telex Fax (per page) Outside country: TELEX SWIFT Fax Postage / Mail Registered Cover Courier - Within city Courier- inter city Courier - Outside country Telephone Charge EMS

Charge

BDT 75 BDT 25

at actual min BDT 500.00 BDT 50 BDT 50 BDT 30 BDT 50 Courier's actual Charges plus BDT 200 At Actual (Min. BDT 500.00)

Internet Banking Internet banking service - annual fee Including each additional account - CASA new accounts only (one time) Stop cheque instruction PIN change (if customer forgets or requests of new one) LC related services Guarantee related services Fund Transfer between own accounts (LCY) Account Statement / Account details / Balance checking

Free Free Free Free Free Free Free Free

NOTE : 1. Bank reserves the right to change / amend this Schedule of Charge as per BB guideline which would be updated on www.thecitybank.com 2. VAT is applicable @15% (or at prevailing rate) on all fees and charges. 3. Corporate and Investment (C&I) bank includes all cash management and treasury account relationships. 4. Ledger fee shall be exempted for all government a/cs, deceased a/cs and blocked a/cs 5. Minimum account opening balance will be exempted for the CASA accounts which to be opened for loan disbursement or deposit schemes accounts opening purposes.

Trade services and Trade Finance Corporate and SME Banking Customers
The City Bank Ltd Schedule of Charges
Corporate & Investment and SME Banking Division Trade Services and Trade Finance Effective from 01 January, 2010

Item

Charge

Import Related Charges

Issuance of Import Letter of Credit Sight LC Commission of L/C opening/Extension of validity and increase of amount L/C (under 100% cash coverage) Commission of L/C opening/Extension of validity and increase of amount L/C under Cash Usance Commission of L/C opening/Extension of validity and increase of amount L/C under Back to Back Commission of L/C opening/Extension of validity and increase of amount L/C under Aid/Barter/Grant Commission of L/C opening/Extension of validity and increase of amount Amendments of Letters of Credit Amendment of L/C except increase of value and extension of validity L/C cancellation (including cancellation of unutilized LC) Maximum BDT 750/= Plus Communication Cost. No Fees plus communication cost as per Schedule 1st Quarter @ 0.40% maximum. Minimum BDT 1000. Subsequent Qtr.(s) max. @ 0.30%

Maximum 0.25% per quarter, Minimum BDT 1000.

1st Quarter @ 0.50% maximum. Minimum BDT 1000. Subsequent Qtr.(s) max. @ 0.30% 1st Quarter @ 0.40% maximum. Minimum BDT 1000 Subsequent Qtr.(s) max @0.30% . 1st Quarter @ 0.50% maximum. Minimum BDT 1000 Subsequent Qtr.(s) max @0.30% .

Import Bills Import Bill retirement (under sight L/C) in case of LIM Import against LCA Form No objection Certificate or Attestation of Shipping Documents for Release of Goods. Discrepancy Fee (On Beneficiary)

0.25% on landed cost, min BDT 1,000 max BDT 10,000/ No fees ( Handling Charges) Maximum 0.25% Flat minimum BDT 1500 BDT 1500.00 For Foreign Docs : USD 75/= flat per bill. For Local Docs : USD 15/= flat when payment in FCY BDT 500/=flat when payment in BDT (To be deducted from bill value) For Local Docs : USD 15/= flat when LC is in FCY BDT 1000/=flat when payment in BDT (To be deducted from bill value)

Payment Fee for local documents

Schedule of Charges
Corporate & Investment and SME Banking Division Effective from 01 January,2010

Item
Acceptance and Usance Bills Acceptance Commission

Charges
Foreign- Per Quarter @ 0.40% maximum, subsequent quarters @0.30% max. Minimum BDT 1000/= Local- 0.25 % per quarter maximum. Minimum BDT 1000

LC Confirmation LC confirmation arranged by City Bank: charges to be paid by the beneficiary LC confirmation arranged by City Bank: charges to be paid by the applicant Foreign Correspondent Charges ( Local) Flat @ 0.20% plus communication cost. Maximum BDT 100,000 Flat @ 0.20% plus communication cost. Maximum BDT 100,000 No Fees

Cost of Forms L/C Application LCA IMP Issuance of Certificate Advice of L/C Copy by Fax Renewal of IRC TM Forms C Forms Miscellaneous Credit Report Collection Registration of LCA

BDT 200/=(including Tk.150/= for Stamp) BDT 100 BDT 50 BDT 500 Nil BDT 500 Free Free

At actual BDT 500

Export Related Charges

L/C Advising Maximum BDT 750 plus communication cost

L/C Amendment Advising EXP. Issue: Processing of New Application to Bangladesh Bank for Buying House Permission Processing of Renewal/Amendment Application to Bangladesh Bank for Buying House Permission Buying House Commission Payment Processing Charge Issuance of export proceed realization certificate (PRC) Issuance of Back-to-back LC issuance certificate Issuance of C&F certificate Issuance of certification of import documents for customs assessment purpose Any other Certificate

BDT 750 for each plus communication cost BDT 100 per set BDT 2000 per application BDT 1000 per application

BDT 300 per transaction. BDT 500 per certificate BDT 500 per certificate BDT 500 per certificate BDT 500 per certificate BDT 500 per certificate

Schedule of Charges
Corporate & Investment and SME Banking Division Effective from 01 January,2010

Item
Transfer of L/C /Amendment (With Value) Customer Non Customer Transfer of Amendment (Without Value) Customer Non Customer LC Confirmation LC confirmation by City Bank Foreign Correspondent Charges ( Local) Export credit and collections Documentary Collections / Negotiations (Both Foreign & Local ) Processing Charges for Cash Assistance Interest and commission on Export Bill (Negotiated/Purchased/Discounted)

Charges

BDT 750 + SWIFT / Courier ( as applicable) BDT 750 + SWIFT / Courier (as applicable)

BDT 750 BDT 750

Flat @ 0.20% plus communication cost No Fees

@ 0.15% . Minimum BDT 1000. For local collections Maximum BDT 5000 Flat BDT 2000 + At actual cost of audit firm charges (if applicable) Commission maximum 0.15%. Overdue/Penal interest: 13% after 21 days. Documents to be purchased at the prevailing OD sight / usance exchage rate (whichever applicable). 0.75% maximum per quarter or part there of

Service Charges on Export Credit/Packing Credit

Guarantee Issuance
Issuance of Guarantee without 100% Cash Margin/FDR Issuance of Guarantee at 100 % cash Margin Issuance of Guarantee at 100% in the form of City Bank FDR Issuance of Guarantee at 100% in the form of Othe Bank FDR Shipping guarantee to carrier @0.60% per qtr maximum or part thereof with a min of BDT 2000 Flat BDT 500 per year Flat BDT 1,000 per year @0.60% per qtr maximum or part thereof with a min of BDT 2000 1.BDT 500 for guarantee amount upto BDT 5.00 lac 2.BDT1000 for guarantee amount upto BDT10.00 lac 3.BDT2000 for guarantee amount above BDT10.00 lac @0.60% per qtr maximum or part thereof with a min of BDT 1000.00 BDT 500.00 BDT 2000.00 BDT 1000.00

Amendment of Guarantee : for Extension of validity/ Increase of Amount Amendment of Guarantee : without Extension of validity/ Increase of Amount Advising of Guarantee to the Beneficiary in original without any engagement on our part Advising of Amendment of Guarantee to the Beneficiary in original without any engagement on our part Advising of Guarantee to the Beneficiary in original by adding our confirmation Advising of Amendment of Guarantee for Extension of validity/ Increase of Amount in original to the Beneficiary by adding our confirmation Miscellaneous (Including Stamp Cost)

Per Quarter @ 0.5% maximum. Minimum BDT 3000.00 Per Quarter @ 0.5% maximum. Minimum Tk.1500.00

BDT 350.00

Schedule of Charges
Corporate & Investment and SME Banking Division Effective from 01 January,2010

Item

Charges

Other Services
Communication Costs / Misc. cost

Full Operative SWIFT LC (including transfer LCs) /LG Amendment of L/C (including transfer LC) / LG by SWIFT Courier (Outside country) Courier (Inside country) Regular Air Mail/Outside Country Other SWIFT message, not mentioned otherwise Postage (inside country) Attestation of Documents / Signature Verification Charges on Transport Document Warehouse Charges Delivery Order Charges Any other type of trade related transaction not covered herein above, unless otherwise stipulated

Outside Country- BDT 3000 Inside Country - BDT 1000 Outside Country- BDT 1000 Inside Country - BDT 1000 SAARC BDT 750 and other than SAARC BDT 2500 BDT 100 At Actual, Min. Tk. 500 BDT 500 BDT 100 BDT 100 per set

Negotiable

Godown Charges Borrower's Godown under Bank's Custody ( Borrower's Godown ) Rent Insurance Salary and Allowance of Godown Staff Borrower's Godown under Bank's Custody To be managed by the borrower To be managed by the borrower To be managed by the borrower

Rent Insurance

Actual cost of floor space occupied plus 75% of floor space cost as maintenance charge 110% of the actual Cost of Insurance of stocks (To be distributed among the borrowers proportionately) To be distributed among the borrowers proportionately Per Delivery Order BDT 100 + actual cost of conveyance

Salary and Allowance of Godown Staff Delivery Order (Both Borrower's and Bank's Godown)

NOTE : 1. Bank reserves the right to change / amend this Schedule of Charge as per BB guideline which would be updated on www.thecitybank.com 2.. VAT is applicable @15% (or at prevailing rate) on all fees and charges. 3. Corporate and Investment (C&I) bank includes all cash management and treasury account relationships. 4. Ledger fee shall be exempted for all government a/cs, deceased a/cs and blocked a/cs 5. Minimum account opening balance will be exempted for the CASA accounts which to be opened for loan disbursement or deposit schemes accounts opening purposes.