Prensented by Faiz Khan. Priya Dubey. Harish Asnora. Aqeela Zaveri. Reshma Naz. Gulafsha
Prensented by Faiz Khan. Priya Dubey. Harish Asnora. Aqeela Zaveri. Reshma Naz. Gulafsha
Prensented by Faiz Khan. Priya Dubey. Harish Asnora. Aqeela Zaveri. Reshma Naz. Gulafsha
FAIZ KHAN.
PRIYA DUBEY.
HARISH ASNORA.
AQEELA ZAVERI.
RESHMA NAZ.
GULAFSHA.
Indian Banking System
History
Service rendered
Online products
Internet Banking
Internet Banking-Statistics
Agro-Micro-Credit Initiatives
Conclusion
Reserve Bank of India
Foreign Banks
3
ICICI Bank is an “Industrial Credit &
Investment Corporation Of India”.
ICICI Bank started as a wholly owned
the public.
ICICI Bank was first bank or financial
Processes all
pure credit
related
requests
Account/
Relationship
Customer Credit factory
manager
Provide
Forall Information support
transactions Logging backbone for
except high requests all
value cash transaction
requests
ATM RPC/CPC
Services
Internet
“Processing centres*” doorstep
deliveries
8
Pay Seal Corporate Infinity
Bill Junction
electronic payment online transfer/
Utility bill payments
system settlement system
e-banking in ICICI
9
First Bank in India to launch website -
1996
First Bank in India to launch Internet
Banking - 1997
First Bank in India to launch online bill
payment-1999
Only Bank in India with million online
customers
Monthly average transactions per online
customer- 7
10
117% increase in transaction volume since
April 2001
More than 1 million contacts in February
2002
Coverage across 100 locations in the
country
103% increase in internet banking
registrants since April ‘01
84% increase in transactions since April ‘01
11
Innovative structure for micro-credit in rural
areas
12
FSC provides one stop solution to the
farmer
◦ Agro extension support
◦ Inputs and other services
◦ Credit
◦ Market linkage
◦ Rural infrastructure
These FSCs are promoted by Agro Input
suppliers , and avoids duplication of
efforts by different players
13
Research report is based on the survey .