Prensented by Faiz Khan. Priya Dubey. Harish Asnora. Aqeela Zaveri. Reshma Naz. Gulafsha

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- PRENSENTED BY

FAIZ KHAN.
PRIYA DUBEY.
HARISH ASNORA.
AQEELA ZAVERI.
RESHMA NAZ.
GULAFSHA.
 Indian Banking System
 History

 Service rendered

 SME-Service & delivery

 Online products

 Internet Banking

 Internet Banking-Statistics

 Agro-Micro-Credit Initiatives

 Agro-Farmer Service Centers (FSCs)

 Conclusion
Reserve Bank of India

Scheduled Commercial Regional Rural Co-operative & special


Banks Banks purpose Banks

Public Sector Banks Co-operative Banks


New Generation
Banks Development
Pvt. Sector Banks Financial Institutions
Old Generation Banks

Foreign Banks

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 ICICI Bank is an “Industrial Credit &
Investment Corporation Of India”.
 ICICI Bank started as a wholly owned

subsidiary of ICICI Limited, an indian financial


institution, in 1994.
 Four years later company offered its share to

the public.
 ICICI Bank was first bank or financial

institution from non-Japan Asia to be listed


on the New York Stock Exchange (NYSE)
PERSONAL BANKING:
DEPOSITS
LOANS
CARDS
INVESTMENTS
INSURANCE
DEMAT SERVICES
WEALTH MANAGEMENT
NRI BANKING:
◦ MONEY TRANSFERE
◦ BANK ACCOUNTS
◦ INVESTMENTS
◦ PRPOERTY SOLUTIONS
◦ INSURANCE
◦ LOANS
BUSINESS BANKING:
◦ CORPORATE NET BANKING
◦ CASH MANAGEMENT
◦ TRADE SERVICES
◦ FX ONLINE
◦ SME SERVICES
◦ ONLINE TAXES
◦ CUSTODIAL SERVICES
 Drop  Information Processes all
box point
trade related
 High value cash  Logging requests requests for a
transactions city

Branch Call centre Trade finance


factory

Processes all
pure credit
related
requests
Account/
Relationship
Customer Credit factory
manager

 Provide
 Forall  Information support
transactions  Logging backbone for
except high requests all
value cash transaction
requests
ATM RPC/CPC
 Services
Internet
“Processing centres*” doorstep
deliveries

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Pay Seal Corporate Infinity
Bill Junction
electronic payment online transfer/
Utility bill payments
system settlement system

e-banking in ICICI

ICICI Markets Business Multiplier


ICICI Direct and ICICI
online FX, Debt, web interface
Select
SME Portal

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 First Bank in India to launch website -
1996
 First Bank in India to launch Internet

Banking - 1997
 First Bank in India to launch online bill

payment-1999
 Only Bank in India with million online

customers
 Monthly average transactions per online

customer- 7

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 117% increase in transaction volume since
April 2001
 More than 1 million contacts in February
2002
 Coverage across 100 locations in the
country
 103% increase in internet banking
registrants since April ‘01
 84% increase in transactions since April ‘01

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 Innovative structure for micro-credit in rural
areas

◦ Overcome the reach problem

◦ Lower administration costs

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 FSC provides one stop solution to the
farmer
◦ Agro extension support
◦ Inputs and other services
◦ Credit
◦ Market linkage
◦ Rural infrastructure
 These FSCs are promoted by Agro Input
suppliers , and avoids duplication of
efforts by different players

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 Research report is based on the survey .

 All things considered, the ICICI bank is far


ahead of many of the nationalized banks.

 As an NRI customer and a person used to


excellent banking.

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