GROUP 2 PRESENTATION

Lecturer: Tran Anh Tuan

SECURITIES
MARKET
Vu Hoang Viet – 22A7510172
Vu Thi Quynh Hoa – 22A7510150
Nguyen Le Duy – 23A7510023
Nguyen Thi Anh Phuong – 22A7510068
Lai Cam Ly – 22A7510097
 TRADING DIARY

TPB ANALYSIS

INVESTING PERFORMANCE
TRADING DIARY

Buying history: On 8th December 2022, our

group decided to purchase 4,000 TPB shares
at the price of 22,350 VND

Figure 1: Trading history in buying stocks

Selling history: On 14th December 2022, our

group continue to sell all 4,000 TPB shares at
the price of 23,150 VND

Figure 2: Trading history in selling stocks

TPB ANALYSIS

2.1. OVERVIEW
Industry: Banking industry, Commercial
Bank
Figure 3: Shareholder structure

Business Activities:
Banking services, investing and others

Shareholder structure:
TPBank is committed to bringing customers
modern banking and finance products and
services, effectively via technology.

Figure 4: Top 5 the biggest shareholders

5 LARGEST SHAREHOLDERS
have their backgrounds in Finance, Information Technology or Telecommunication Services:

DOJI Jewelry
hold 20% shares of our shares. DOJI is ranked at number 3
in the list of the 500 largest private companies in Vietnam.
Sales in 2011 amounted to 30,000 billion VND. Company Information VMS (MobiFone)
plays a strategic role in supporting solutions using banking
services through mobile channels (Mobile Banking) with
high quality service.
FPT Joint Stock Company
is a founding shareholder, and plays an important role in
supporting technology with experience to exploit the best
banking technology.
SBI Ven Holdings Pte. Ltd.
is a member of the SBI Group and is headquartered in
Singapore, working in investment banking, financial
PYN Elite Fund services, asset management and real estate.
is currently the third largest foreign investment fund in
Vietnam, with a total portfolio value of 417 million euros.
 2.2. INDUSTRY
ANALYSIS
In the first half of 2022, the banking industry continued to record bright spots in business
results. However, in the second half of the year, some growth gradually became uncertain.

- Although the State Bank committed to maintain credit growth at 14%, it is still uncertain
about the scale, frequency and timing of credit limit issuance and distributed among
banks.
- VDSC's experts expect the wave of interest rate hikes will continue in the next few years
but the pace will be slow.
- State-owned banks will benefit from higher listed deposit rates.
- The ratio of bad debts formed is forecasted to increase in the second half of the year and
2023 but remain unchanged from the pre-Covid-19 level
- Coverage rates may fall at state-owned banks due to outstanding corporate loans but
balance sheet health will not be affected overall.
- NIM will be supported by comparative background, boosting net interest income
momentum.
2.3. BUSINESS MODEL
TPBank’s main partners include well-known international companies such as 01 Main power source
VISA, Master Card, JCB, Alipay, UnionPay and all the largest payment and e-
wallets in Vietnam. Insurance Companies like Sunlife, InOn and People Trust
Insurance.
02 Relationship with Customers

03 Channels

04 Customer Segmentation

05 Cost structure

06 Revenue stream

TPB activities chart

2.4. Financial analysis
2.4.1. In the three-year latest

Financial ratios 2019 2020 2021

Net profit margin (%) 26.11 23.67 27.71

ROA (%) 1.88 1.70 1.65

ROE (%) 23.66 20.96 18.58

Trailing EPS (VND) 3,611.82 3,644.66 4,121.61

P/E (Times) 3.53 5.42 9.96

P/B (Times) 1.33 1.65 2.5

Table 1: Financial ratios

2.4. Financial analysis

2.4.2. In the three-quarter latest

Table 2: Income statement of the five latest quarter

Leading by digital innovation and affirming market prestige
2.5. Three reasons to invest

Group orientation

Fundamental analysis

Technical analysis
1. Group orientation

Large - capitalization
Market capitalization: 36,380.38 (billions dong)

Lower risk, lower volatility

Suitable for new and young investors perfer in
stability and safety
2. Fundamental analysis

Financial statement
Market capitalization: 36,380.38 (billions dong)
3. Technical analysis

Figure 7: Technical chart

2.6. Three risks to invest

Low returns

Requiring time

Requiring high skills

INVESTING PERFOMANCE

3.1. PURCHASING RESULT

- TRADING DATE: DECEMBER 8, 2022;
- SETTLEMENT DATE: DECEMBER 10, 2022

Security code Buying quantity Purchasing price Trading value Fee 0.1%

TPB 3,900 22,350 ₫ 87,165,000₫ 87,165₫

TPB 100 22,350₫ 2,235,000₫ 2,235₫

Total fee 89,400 ₫

Total trading value 89,400,000 ₫

Total purchasing costs 89,489,400 ₫

Table 3: Purchasing result

3.2. SELLING RESULT

TRADING DATE: DECEMBER 14th, 2022;

SETTLEMENT DATE: DECEMBER 16th, 2022

Security code Selling quantity Selling price Trading value Fee 0.1% Tax 0.1%

TPB 1,000 23,150₫ 23,150,000₫ 23,150 ₫ 23,150 ₫

TPB 100 23,150₫ 2,315,000₫ 2,315 ₫ 2,315 ₫
TPB 2,900 23,150₫ 67,135,000₫ 67,135 ₫ 67,135 ₫

Total fee 92,600 ₫

Total taxes 92,600 ₫

Total trading value 92,600,000 ₫

Total selling value 92,414,800 ₫

Table 4: Selling result

 3.3. INVESTING RESULT

Figure 8: Technical chart of investing result

Table 5: Investing result

Conclusion: After a few weeks of becoming acquainted with the stock market and investing, we came to the
conclusion that we should invest in TPB, and as a result, we made a profit of 3.27%.
 GROUP 2 PRESENTATION

Lecturer: Tran Anh Tuan

Thank you
for listening