Banks Thunes-1

Download as pptx, pdf, or txt
Download as pptx, pdf, or txt
You are on page 1of 7

Pay the world

Introduction

This document is strictly private, confidential &


personal to its recipients & should not be copied,
distributed or reproduced in whole or in part, nor
passed to any third party without the express
29 November 2023 permission of Thunes.
Want to compete with Fintechs to capture large and fast growing cross-
border payments opportunity?

Global cross-border payments volume from Non bank FIs and banks share of cross border
2017-2027e payments volume
Selected non bank FIs

$250tn 100% 100%


Non bank FIs 15%
25%

$150tn

Banks 85%
75%

2017 2027E 2017 2027E


Increase your cross-border payments revenue 3x by integrating Thunes’
global payment network to access hard to reach and fast growing
markets…
Multiple customer types Multiple use cases Key capability

130+ countries,
BANKS including hard to
reach yet fast
growing markets
MOBILE MONEY
OPERATORS

80+ currencies,
PAYMENT SERVICE
PROVIDERS
including exotic
currencies
APM BUSINESS
MONEY TRANSFER PAYMENTS
OPERATORS COLLECTIONS
4bn bank
P2P MASS accounts and
PLATFORMS REMITTANCE PAYOUTS 1.5bn mobile
PROCESSING wallets

33
…with up to 90% saving on transaction cost…
Illustra
tive
Transaction fees incurred per year - example

$5,000,000 Assuming a client sends 100K transactions/year:

• Correspondent banking network fee: $50/transaction


• Thunes network fee: c.$5/transaction

Savings: $4,500,000/ year


-90%
Cost
This is achieved from:

 Managing our own direct payments network


 Managed treasury and compliance functions
$500,000
 Best local market knowledge

Correspondent Thunes
banking network
4
…and significant reduction from operational overheads
Illustra
tive
1-2 banking/PSP 4-5 banking/PSP 10+ banking/PSP
relationships relationships relationships
Relationship
1FTE x $60k 2FTE x $60k 3FTE x $60k
manager

Compliance 1FTE x $60k 2FTE x $60k 3FTE x $60k

Treasury operation 1FTE x $60k 2FTE x $60k 3FTE x $60k

Technology support 1FTE x $60k 2FTE x $60k 3FTE x $60k

Solution provider $100k 2 x $100k 3 x $100k

Total $340k $680k $1.4m

5
Leverage Temenos and Thunes partnership and go live in just 2 months time

Month 1 Month 2

Agree commercial terms

Compliance onboarding

Technical configuration
Thunes is already the trusted provider to world leading companies

You might also like