COTIZADORES 2021 Usar Solo Este Cris

CREDITO HIPOTECARIO NACIONAL DE GUATEMALA
CLIENTE:
MONTO DEL PRÉSTAMO 55,000.00
TASA DE INTERES ANUAL: 13.00 %
PLAZO EN MESES: 36
SEGURO CHN CREDITO FIDUCIARIO 0
CUOTA NIVELADA: 1,853.17
CAPACIDAD DE PAGO:
( Ingresos mínimos mensuales ) 40.00 % 4,632.92
No. DE
CAPITAL INTERESES CUOTA MENSUAL SALDO CAPITAL
CUOTA
55,000.00
1 1,257.33 595.83 1,853.17 53,742.67
2 1,270.96 582.21 1,853.17 52,471.71
3 1,284.72 568.44 1,853.17 51,186.99
4 1,298.64 554.53 1,853.17 49,888.35
5 1,312.71 540.46 1,853.17 48,575.64
6 1,326.93 526.24 1,853.17 47,248.70
7 1,341.31 511.86 1,853.17 45,907.40
8 1,355.84 497.33 1,853.17 44,551.56
9 1,370.53 482.64 1,853.17 43,181.03
10 1,385.37 467.79 1,853.17 41,795.66
11 1,400.38 452.79 1,853.17 40,395.28
12 1,415.55 437.62 1,853.17 38,979.73
13 1,430.89 422.28 1,853.17 37,548.84
14 1,446.39 406.78 1,853.17 36,102.45
15 1,462.06 391.11 1,853.17 34,640.40
16 1,477.90 375.27 1,853.17 33,162.50
17 1,493.91 359.26 1,853.17 31,668.59
18 1,510.09 343.08 1,853.17 30,158.50
19 1,526.45 326.72 1,853.17 28,632.05
20 1,542.99 310.18 1,853.17 27,089.07
21 1,559.70 293.46 1,853.17 25,529.36
22 1,576.60 276.57 1,853.17 23,952.76
23 1,593.68 259.49 1,853.17 22,359.08
24 1,610.94 242.22 1,853.17 20,748.14
25 1,628.40 224.77 1,853.17 19,119.74
26 1,646.04 207.13 1,853.17 17,473.71
27 1,663.87 189.30 1,853.17 15,809.84
04/22/2024 1 / 57
No. DE
CUOTA
28 1,681.89 171.27 1,853.17 14,127.94
29 1,700.11 153.05 1,853.17 12,427.83
30 1,718.53 134.63 1,853.17 10,709.30
31 1,737.15 116.02 1,853.17 8,972.15
32 1,755.97 97.20 1,853.17 7,216.18
33 1,774.99 78.18 1,853.17 5,441.19
34 1,794.22 58.95 1,853.17 3,646.97
35 1,813.66 39.51 1,853.17 1,833.31
36 1,833.31 19.86 1,853.17 0.00
37 1,853.17 0.00 1,853.17 -1,853.17
38 1,873.24 -20.08 1,853.17 -3,726.41
39 1,893.54 -40.37 1,853.17 -5,619.95
40 1,914.05 -60.88 1,853.17 -7,534.00
41 1,934.79 -81.62 1,853.17 -9,468.78
42 1,955.75 -102.58 1,853.17 -11,424.53
43 1,976.93 -123.77 1,853.17 -13,401.46
44 1,998.35 -145.18 1,853.17 -15,399.81
45 2,020.00 -166.83 1,853.17 -17,419.81
46 2,041.88 -188.71 1,853.17 -19,461.69
47 2,064.00 -210.84 1,853.17 -21,525.70
48 2,086.36 -233.20 1,853.17 -23,612.06
49 2,108.96 -255.80 1,853.17 -25,721.02
50 2,131.81 -278.64 1,853.17 -27,852.83
51 2,154.91 -301.74 1,853.17 -30,007.74
52 2,178.25 -325.08 1,853.17 -32,185.99
53 2,201.85 -348.68 1,853.17 -34,387.84
54 2,225.70 -372.53 1,853.17 -36,613.54
55 2,249.81 -396.65 1,853.17 -38,863.36
56 2,274.19 -421.02 1,853.17 -41,137.54
57 2,298.82 -445.66 1,853.17 -43,436.37
58 2,323.73 -470.56 1,853.17 -45,760.10
59 2,348.90 -495.73 1,853.17 -48,109.00
60 2,374.35 -521.18 1,853.17 -50,483.35
61 2,400.07 -546.90 1,853.17 -52,883.42
62 2,426.07 -572.90 1,853.17 -55,309.49
63 2,452.35 -599.19 1,853.17 -57,761.84
64 2,478.92 -625.75 1,853.17 -60,240.76
65 2,505.78 -652.61 1,853.17 -62,746.54
66 2,532.92 -679.75 1,853.17 -65,279.46
67 2,560.36 -707.19 1,853.17 -67,839.82
68 2,588.10 -734.93 1,853.17 -70,427.92
69 2,616.14 -762.97 1,853.17 -73,044.06
70 2,644.48 -791.31 1,853.17 -75,688.53
71 2,673.13 -819.96 1,853.17 -78,361.66
72 2,702.09 -848.92 1,853.17 -81,063.74
73 2,731.36 -878.19 1,853.17 -83,795.10
74 2,760.95 -907.78 1,853.17 -86,556.05
75 2,790.86 -937.69 1,853.17 -89,346.91
76 2,821.09 -967.92 1,853.17 -92,168.00
77 2,851.65 -998.49 1,853.17 -95,019.65
04/22/2024 2 / 57
No. DE
CUOTA
78 2,882.55 -1,029.38 1,853.17 -97,902.20
79 2,913.77 -1,060.61 1,853.17 -100,815.98
80 2,945.34 -1,092.17 1,853.17 -103,761.32
81 2,977.25 -1,124.08 1,853.17 -106,738.56
82 3,009.50 -1,156.33 1,853.17 -109,748.07
83 3,042.10 -1,188.94 1,853.17 -112,790.17
84 3,075.06 -1,221.89 1,853.17 -115,865.23
85 3,108.37 -1,255.21 1,853.17 -118,973.61
86 3,142.05 -1,288.88 1,853.17 -122,115.65
87 3,176.09 -1,322.92 1,853.17 -125,291.74
88 3,210.49 -1,357.33 1,853.17 -128,502.24
89 3,245.27 -1,392.11 1,853.17 -131,747.51
90 3,280.43 -1,427.26 1,853.17 -135,027.94
91 3,315.97 -1,462.80 1,853.17 -138,343.91
92 3,351.89 -1,498.73 1,853.17 -141,695.81
93 3,388.21 -1,535.04 1,853.17 -145,084.01
94 3,424.91 -1,571.74 1,853.17 -148,508.92
95 3,462.01 -1,608.85 1,853.17 -151,970.94
96 3,499.52 -1,646.35 1,853.17 -155,470.46
97 3,537.43 -1,684.26 1,853.17 -159,007.89
98 3,575.75 -1,722.59 1,853.17 -162,583.64
99 3,614.49 -1,761.32 1,853.17 -166,198.13
100 3,653.65 -1,800.48 1,853.17 -169,851.78
101 3,693.23 -1,840.06 1,853.17 -173,545.00
102 3,733.24 -1,880.07 1,853.17 -177,278.24
103 3,773.68 -1,920.51 1,853.17 -181,051.92
104 3,814.56 -1,961.40 1,853.17 -184,866.49
105 3,855.89 -2,002.72 1,853.17 -188,722.37
106 3,897.66 -2,044.49 1,853.17 -192,620.03
107 3,939.88 -2,086.72 1,853.17 -196,559.92
108 3,982.57 -2,129.40 1,853.17 -200,542.49
109 4,025.71 -2,172.54 1,853.17 -204,568.20
110 4,069.32 -2,216.16 1,853.17 -208,637.52
111 4,113.41 -2,260.24 1,853.17 -212,750.93
112 4,157.97 -2,304.80 1,853.17 -216,908.90
113 4,203.01 -2,349.85 1,853.17 -221,111.91
114 4,248.55 -2,395.38 1,853.17 -225,360.46
115 4,294.57 -2,441.40 1,853.17 -229,655.03
116 4,341.10 -2,487.93 1,853.17 -233,996.12
117 4,388.13 -2,534.96 1,853.17 -238,384.25
118 4,435.66 -2,582.50 1,853.17 -242,819.91
119 4,483.72 -2,630.55 1,853.17 -247,303.63
120 4,532.29 -2,679.12 1,853.17 -251,835.92
121 4,581.39 -2,728.22 1,853.17 -256,417.31
122 4,631.02 -2,777.85 1,853.17 -261,048.33
123 4,681.19 -2,828.02 1,853.17 -265,729.52
124 4,731.90 -2,878.74 1,853.17 -270,461.43
125 4,783.17 -2,930.00 1,853.17 -275,244.59
126 4,834.98 -2,981.82 1,853.17 -280,079.58
127 4,887.36 -3,034.20 1,853.17 -284,966.94
04/22/2024 3 / 57
No. DE
CUOTA
128 4,940.31 -3,087.14 1,853.17 -289,907.25
129 4,993.83 -3,140.66 1,853.17 -294,901.08
130 5,047.93 -3,194.76 1,853.17 -299,949.01
131 5,102.61 -3,249.45 1,853.17 -305,051.62
132 5,157.89 -3,304.73 1,853.17 -310,209.51
133 5,213.77 -3,360.60 1,853.17 -315,423.28
134 5,270.25 -3,417.09 1,853.17 -320,693.54
135 5,327.35 -3,474.18 1,853.17 -326,020.89
136 5,385.06 -3,531.89 1,853.17 -331,405.95
137 5,443.40 -3,590.23 1,853.17 -336,849.34
138 5,502.37 -3,649.20 1,853.17 -342,351.71
139 5,561.98 -3,708.81 1,853.17 -347,913.69
140 5,622.23 -3,769.06 1,853.17 -353,535.92
141 5,683.14 -3,829.97 1,853.17 -359,219.06
142 5,744.71 -3,891.54 1,853.17 -364,963.77
143 5,806.94 -3,953.77 1,853.17 -370,770.71
144 5,869.85 -4,016.68 1,853.17 -376,640.56
145 5,933.44 -4,080.27 1,853.17 -382,574.00
146 5,997.72 -4,144.55 1,853.17 -388,571.72
147 6,062.69 -4,209.53 1,853.17 -394,634.41
148 6,128.37 -4,275.21 1,853.17 -400,762.79
149 6,194.76 -4,341.60 1,853.17 -406,957.55
150 6,261.87 -4,408.71 1,853.17 -413,219.43
151 6,329.71 -4,476.54 1,853.17 -419,549.14
152 6,398.28 -4,545.12 1,853.17 -425,947.42
153 6,467.60 -4,614.43 1,853.17 -432,415.02
154 6,537.66 -4,684.50 1,853.17 -438,952.68
155 6,608.49 -4,755.32 1,853.17 -445,561.17
156 6,680.08 -4,826.91 1,853.17 -452,241.25
157 6,752.45 -4,899.28 1,853.17 -458,993.70
158 6,825.60 -4,972.43 1,853.17 -465,819.30
159 6,899.54 -5,046.38 1,853.17 -472,718.84
160 6,974.29 -5,121.12 1,853.17 -479,693.13
161 7,049.84 -5,196.68 1,853.17 -486,742.97
162 7,126.22 -5,273.05 1,853.17 -493,869.19
163 7,203.42 -5,350.25 1,853.17 -501,072.60
164 7,281.45 -5,428.29 1,853.17 -508,354.06
165 7,360.34 -5,507.17 1,853.17 -515,714.39
166 7,440.07 -5,586.91 1,853.17 -523,154.47
167 7,520.67 -5,667.51 1,853.17 -530,675.14
168 7,602.15 -5,748.98 1,853.17 -538,277.29
169 7,684.50 -5,831.34 1,853.17 -545,961.79
170 7,767.75 -5,914.59 1,853.17 -553,729.55
171 7,851.90 -5,998.74 1,853.17 -561,581.45
172 7,936.97 -6,083.80 1,853.17 -569,518.42
173 8,022.95 -6,169.78 1,853.17 -577,541.37
174 8,109.87 -6,256.70 1,853.17 -585,651.23
175 8,197.72 -6,344.56 1,853.17 -593,848.96
176 8,286.53 -6,433.36 1,853.17 -602,135.49
177 8,376.30 -6,523.13 1,853.17 -610,511.79
04/22/2024 4 / 57
No. DE
CUOTA
178 8,467.05 -6,613.88 1,853.17 -618,978.83
179 8,558.77 -6,705.60 1,853.17 -627,537.61
180 8,651.49 -6,798.32 1,853.17 -636,189.10
181 8,745.22 -6,892.05 1,853.17 -644,934.31
182 8,839.96 -6,986.79 1,853.17 -653,774.27
183 8,935.72 -7,082.55 1,853.17 -662,709.99
184 9,032.53 -7,179.36 1,853.17 -671,742.52
185 9,130.38 -7,277.21 1,853.17 -680,872.89
186 9,229.29 -7,376.12 1,853.17 -690,102.18
187 9,329.27 -7,476.11 1,853.17 -699,431.46
188 9,430.34 -7,577.17 1,853.17 -708,861.80
189 9,532.50 -7,679.34 1,853.17 -718,394.30
190 9,635.77 -7,782.60 1,853.17 -728,030.08
191 9,740.16 -7,886.99 1,853.17 -737,770.24
192 9,845.68 -7,992.51 1,853.17 -747,615.91
193 9,952.34 -8,099.17 1,853.17 -757,568.25
194 10,060.16 -8,206.99 1,853.17 -767,628.41
195 10,169.14 -8,315.97 1,853.17 -777,797.55
196 10,279.31 -8,426.14 1,853.17 -788,076.86
197 10,390.67 -8,537.50 1,853.17 -798,467.53
198 10,503.23 -8,650.06 1,853.17 -808,970.76
199 10,617.02 -8,763.85 1,853.17 -819,587.78
200 10,732.03 -8,878.87 1,853.17 -830,319.81
201 10,848.30 -8,995.13 1,853.17 -841,168.11
202 10,965.82 -9,112.65 1,853.17 -852,133.93
203 11,084.62 -9,231.45 1,853.17 -863,218.55
204 11,204.70 -9,351.53 1,853.17 -874,423.25
205 11,326.09 -9,472.92 1,853.17 -885,749.34
206 11,448.79 -9,595.62 1,853.17 -897,198.12
207 11,572.81 -9,719.65 1,853.17 -908,770.94
208 11,698.19 -9,845.02 1,853.17 -920,469.12
209 11,824.92 -9,971.75 1,853.17 -932,294.04
210 11,953.02 -10,099.85 1,853.17 -944,247.06
211 12,082.51 -10,229.34 1,853.17 -956,329.57
212 12,213.40 -10,360.24 1,853.17 -968,542.97
213 12,345.72 -10,492.55 1,853.17 -980,888.69
214 12,479.46 -10,626.29 1,853.17 -993,368.15
215 12,614.66 -10,761.49 1,853.17 -1,005,982.81
216 12,751.31 -10,898.15 1,853.17 -1,018,734.12
217 12,889.45 -11,036.29 1,853.17 -1,031,623.57
218 13,029.09 -11,175.92 1,853.17 -1,044,652.66
219 13,170.24 -11,317.07 1,853.17 -1,057,822.90
220 13,312.92 -11,459.75 1,853.17 -1,071,135.82
221 13,457.14 -11,603.97 1,853.17 -1,084,592.96
222 13,602.92 -11,749.76 1,853.17 -1,098,195.88
223 13,750.29 -11,897.12 1,853.17 -1,111,946.17
224 13,899.25 -12,046.08 1,853.17 -1,125,845.42
225 14,049.83 -12,196.66 1,853.17 -1,139,895.25
226 14,202.03 -12,348.87 1,853.17 -1,154,097.28
227 14,355.89 -12,502.72 1,853.17 -1,168,453.17
04/22/2024 5 / 57
No. DE
CUOTA
228 14,511.41 -12,658.24 1,853.17 -1,182,964.58
229 14,668.62 -12,815.45 1,853.17 -1,197,633.19
230 14,827.53 -12,974.36 1,853.17 -1,212,460.72
231 14,988.16 -13,134.99 1,853.17 -1,227,448.88
232 15,150.53 -13,297.36 1,853.17 -1,242,599.41
233 15,314.66 -13,461.49 1,853.17 -1,257,914.07
234 15,480.57 -13,627.40 1,853.17 -1,273,394.64
235 15,648.28 -13,795.11 1,853.17 -1,289,042.92
236 15,817.80 -13,964.63 1,853.17 -1,304,860.72
237 15,989.16 -14,135.99 1,853.17 -1,320,849.87
238 16,162.37 -14,309.21 1,853.17 -1,337,012.25
239 16,337.47 -14,484.30 1,853.17 -1,353,349.71
240 16,514.46 -14,661.29 1,853.17 -1,369,864.17
241 16,693.36 -14,840.20 1,853.17 -1,386,557.53
04/22/2024 6 / 57
CLIENTE:
CALCULO DE CUOTA SOBRE SALDOS DE CAPITAL

MONTO DEL PRÉSTAMO
TASA DE INTERES ANUAL:
PLAZO EN MESES:
SEGURO CHN CREDITOS FIDUCIARIOS
CUOTA MENSUAL INICIAL A PAGAR:
CAPACIDAD DE PAGO:
( Ingresos mínimos mensuales con cero deudas ) RCI 40%
PAGOS SALDO DE CAPITAL CAPITAL INTERESES

1 350,000.00 9,722.22 4,161.64
2 340,277.78 9,722.22 4,046.04
3 330,555.56 9,722.22 3,930.44
4 320,833.33 9,722.22 3,814.84
5 311,111.11 9,722.22 3,699.24
6 301,388.89 9,722.22 3,583.64
7 291,666.67 9,722.22 3,468.04
8 281,944.44 9,722.22 3,352.44
9 272,222.22 9,722.22 3,236.83
10 262,500.00 9,722.22 3,121.23
11 252,777.78 9,722.22 3,005.63
12 243,055.56 9,722.22 2,890.03
13 233,333.33 9,722.22 2,774.43
14 223,611.11 9,722.22 2,658.83
15 213,888.89 9,722.22 2,543.23
16 204,166.67 9,722.22 2,427.63
17 194,444.44 9,722.22 2,312.02
18 184,722.22 9,722.22 2,196.42
19 175,000.00 9,722.22 2,080.82
20 165,277.78 9,722.22 1,965.22
21 155,555.56 9,722.22 1,849.62
22 145,833.33 9,722.22 1,734.02
23 136,111.11 9,722.22 1,618.42
24 126,388.89 9,722.22 1,502.82
25 116,666.67 9,722.22 1,387.21
26 106,944.44 9,722.22 1,271.61
27 97,222.22 9,722.22 1,156.01
28 87,500.00 9,722.22 1,040.41
29 77,777.78 9,722.22 924.81
30 68,055.56 9,722.22 809.21
04/22/2024 7 / 57
31 58,333.33 9,722.22 693.61
32 48,611.11 9,722.22 578.01
33 38,888.89 9,722.22 462.40
34 29,166.67 9,722.22 346.80
35 19,444.44 9,722.22 231.20
36 9,722.22 9,722.22 115.60
37 - 0.00 9,722.22 - 0.00
38 - 9,722.22 9,722.22 - 115.60
39 - 19,444.44 9,722.22 - 231.20
40 - 29,166.67 9,722.22 - 346.80
41 - 38,888.89 9,722.22 - 462.40
42 - 48,611.11 9,722.22 - 578.01
43 - 58,333.33 9,722.22 - 693.61
44 - 68,055.56 9,722.22 - 809.21
45 - 77,777.78 9,722.22 - 924.81
46 - 87,500.00 9,722.22 - 1,040.41
47 - 97,222.22 9,722.22 - 1,156.01
48 - 106,944.44 9,722.22 - 1,271.61
49 - 116,666.67 9,722.22 - 1,387.21
50 - 126,388.89 9,722.22 - 1,502.82
51 - 136,111.11 9,722.22 - 1,618.42
52 - 145,833.33 9,722.22 - 1,734.02
53 - 155,555.56 9,722.22 - 1,849.62
54 - 165,277.78 9,722.22 - 1,965.22
55 - 175,000.00 9,722.22 - 2,080.82
56 - 184,722.22 9,722.22 - 2,196.42
57 - 194,444.44 9,722.22 - 2,312.02
58 - 204,166.67 9,722.22 - 2,427.63
59 - 213,888.89 9,722.22 - 2,543.23
60 - 223,611.11 9,722.22 - 2,658.83
61 - 233,333.33 9,722.22 - 2,774.43
62 - 243,055.56 9,722.22 - 2,890.03
63 - 252,777.78 9,722.22 - 3,005.63
64 - 262,500.00 9,722.22 - 3,121.23
65 - 272,222.22 9,722.22 - 3,236.83
66 - 281,944.44 9,722.22 - 3,352.44
67 - 291,666.67 9,722.22 - 3,468.04
68 - 301,388.89 9,722.22 - 3,583.64
69 - 311,111.11 9,722.22 - 3,699.24
70 - 320,833.33 9,722.22 - 3,814.84
71 - 330,555.56 9,722.22 - 3,930.44
72 - 340,277.78 9,722.22 - 4,046.04
73 - 350,000.00 9,722.22 - 4,161.64
74 - 359,722.22 9,722.22 - 4,277.25
75 - 369,444.44 9,722.22 - 4,392.85
76 - 379,166.67 9,722.22 - 4,508.45
77 - 388,888.89 9,722.22 - 4,624.05
78 - 398,611.11 9,722.22 - 4,739.65
79 - 408,333.33 9,722.22 - 4,855.25
80 - 418,055.56 9,722.22 - 4,970.85
81 - 427,777.78 9,722.22 - 5,086.45
82 - 437,500.00 9,722.22 - 5,202.05
04/22/2024 8 / 57
83 - 447,222.22 9,722.22 - 5,317.66
84 - 456,944.44 9,722.22 - 5,433.26
85 - 466,666.67 9,722.22 - 5,548.86
86 - 476,388.89 9,722.22 - 5,664.46
87 - 486,111.11 9,722.22 - 5,780.06
88 - 495,833.33 9,722.22 - 5,895.66
89 - 505,555.56 9,722.22 - 6,011.26
90 - 515,277.78 9,722.22 - 6,126.86
91 - 525,000.00 9,722.22 - 6,242.47
92 - 534,722.22 9,722.22 - 6,358.07
93 - 544,444.44 9,722.22 - 6,473.67
94 - 554,166.67 9,722.22 - 6,589.27
95 - 563,888.89 9,722.22 - 6,704.87
96 - 573,611.11 9,722.22 - 6,820.47
97 - 583,333.33 9,722.22 - 6,936.07
98 - 593,055.56 9,722.22 - 7,051.67
99 - 602,777.78 9,722.22 - 7,167.28
100 - 612,500.00 9,722.22 - 7,282.88
101 - 622,222.22 9,722.22 - 7,398.48
102 - 631,944.44 9,722.22 - 7,514.08
103 - 641,666.67 9,722.22 - 7,629.68
104 - 651,388.89 9,722.22 - 7,745.28
105 - 661,111.11 9,722.22 - 7,860.88
106 - 670,833.33 9,722.22 - 7,976.48
107 - 680,555.56 9,722.22 - 8,092.09
108 - 690,277.78 9,722.22 - 8,207.69
109 - 700,000.00 9,722.22 - 8,323.29
110 - 709,722.22 9,722.22 - 8,438.89
111 - 719,444.44 9,722.22 - 8,554.49
112 - 729,166.67 9,722.22 - 8,670.09
113 - 738,888.89 9,722.22 - 8,785.69
114 - 748,611.11 9,722.22 - 8,901.29
115 - 758,333.33 9,722.22 - 9,016.89
116 - 768,055.56 9,722.22 - 9,132.50
117 - 777,777.78 9,722.22 - 9,248.10
118 - 787,500.00 9,722.22 - 9,363.70
119 - 797,222.22 9,722.22 - 9,479.30
120 - 806,944.44 9,722.22 - 9,594.90
121 - 816,666.67 9,722.22 - 9,710.50
122 - 826,388.89 9,722.22 - 9,826.10
123 - 836,111.11 9,722.22 - 9,941.70
124 - 845,833.33 9,722.22 - 10,057.31
125 - 855,555.56 9,722.22 - 10,172.91
126 - 865,277.78 9,722.22 - 10,288.51
127 - 875,000.00 9,722.22 - 10,404.11
128 - 884,722.22 9,722.22 - 10,519.71
129 - 894,444.44 9,722.22 - 10,635.31
130 - 904,166.67 9,722.22 - 10,750.91
131 - 913,888.89 9,722.22 - 10,866.51
132 - 923,611.11 9,722.22 - 10,982.12
133 - 933,333.33 9,722.22 - 11,097.72
134 - 943,055.56 9,722.22 - 11,213.32
135 - 952,777.78 9,722.22 - 11,328.92
04/22/2024 9 / 57
136 - 962,500.00 9,722.22 - 11,444.52
137 - 972,222.22 9,722.22 - 11,560.12
138 - 981,944.44 9,722.22 - 11,675.72
139 - 991,666.67 9,722.22 - 11,791.32
140 - 1,001,388.89 9,722.22 - 11,906.93
141 - 1,011,111.11 9,722.22 - 12,022.53
142 - 1,020,833.33 9,722.22 - 12,138.13
143 - 1,030,555.56 9,722.22 - 12,253.73
144 - 1,040,277.78 9,722.22 - 12,369.33
145 - 1,050,000.00 9,722.22 - 12,484.93
146 - 1,059,722.22 9,722.22 - 12,600.53
147 - 1,069,444.44 9,722.22 - 12,716.13
148 - 1,079,166.67 9,722.22 - 12,831.74
149 - 1,088,888.89 9,722.22 - 12,947.34
150 - 1,098,611.11 9,722.22 - 13,062.94
151 - 1,108,333.33 9,722.22 - 13,178.54
152 - 1,118,055.56 9,722.22 - 13,294.14
153 - 1,127,777.78 9,722.22 - 13,409.74
154 - 1,137,500.00 9,722.22 - 13,525.34
155 - 1,147,222.22 9,722.22 - 13,640.94
156 - 1,156,944.44 9,722.22 - 13,756.54
157 - 1,166,666.67 9,722.22 - 13,872.15
158 - 1,176,388.89 9,722.22 - 13,987.75
159 - 1,186,111.11 9,722.22 - 14,103.35
160 - 1,195,833.33 9,722.22 - 14,218.95
161 - 1,205,555.56 9,722.22 - 14,334.55
162 - 1,215,277.78 9,722.22 - 14,450.15
163 - 1,225,000.00 9,722.22 - 14,565.75
164 - 1,234,722.22 9,722.22 - 14,681.35
165 - 1,244,444.44 9,722.22 - 14,796.96
166 - 1,254,166.67 9,722.22 - 14,912.56
167 - 1,263,888.89 9,722.22 - 15,028.16
168 - 1,273,611.11 9,722.22 - 15,143.76
169 - 1,283,333.33 9,722.22 - 15,259.36
170 - 1,293,055.56 9,722.22 - 15,374.96
171 - 1,302,777.78 9,722.22 - 15,490.56
172 - 1,312,500.00 9,722.22 - 15,606.16
173 - 1,322,222.22 9,722.22 - 15,721.77
174 - 1,331,944.44 9,722.22 - 15,837.37
175 - 1,341,666.67 9,722.22 - 15,952.97
176 - 1,351,388.89 9,722.22 - 16,068.57
177 - 1,361,111.11 9,722.22 - 16,184.17
178 - 1,370,833.33 9,722.22 - 16,299.77
179 - 1,380,555.56 9,722.22 - 16,415.37
180 - 1,390,277.78 9,722.22 - 16,530.97
181 - 1,400,000.00 9,722.22 - 16,646.58
182 - 1,409,722.22 9,722.22 - 16,762.18
183 - 1,419,444.44 9,722.22 - 16,877.78
184 - 1,429,166.67 9,722.22 - 16,993.38
185 - 1,438,888.89 9,722.22 - 17,108.98
186 - 1,448,611.11 9,722.22 - 17,224.58
187 - 1,458,333.33 9,722.22 - 17,340.18
188 - 1,468,055.56 9,722.22 - 17,455.78
04/22/2024 10 / 57
189 - 1,477,777.78 9,722.22 - 17,571.39
190 - 1,487,500.00 9,722.22 - 17,686.99
191 - 1,497,222.22 9,722.22 - 17,802.59
192 - 1,506,944.44 9,722.22 - 17,918.19
193 - 1,516,666.67 9,722.22 - 18,033.79
194 - 1,526,388.89 9,722.22 - 18,149.39
195 - 1,536,111.11 9,722.22 - 18,264.99
196 - 1,545,833.33 9,722.22 - 18,380.59
197 - 1,555,555.56 9,722.22 - 18,496.19
198 - 1,565,277.78 9,722.22 - 18,611.80
199 - 1,575,000.00 9,722.22 - 18,727.40
200 - 1,584,722.22 9,722.22 - 18,843.00
201 - 1,594,444.44 9,722.22 - 18,958.60
202 - 1,604,166.67 9,722.22 - 19,074.20
203 - 1,613,888.89 9,722.22 - 19,189.80
204 - 1,623,611.11 9,722.22 - 19,305.40
205 - 1,633,333.33 9,722.22 - 19,421.00
206 - 1,643,055.56 9,722.22 - 19,536.61
207 - 1,652,777.78 9,722.22 - 19,652.21
208 - 1,662,500.00 9,722.22 - 19,767.81
209 - 1,672,222.22 9,722.22 - 19,883.41
210 - 1,681,944.44 9,722.22 - 19,999.01
211 - 1,691,666.67 9,722.22 - 20,114.61
212 - 1,701,388.89 9,722.22 - 20,230.21
213 - 1,711,111.11 9,722.22 - 20,345.81
214 - 1,720,833.33 9,722.22 - 20,461.42
215 - 1,730,555.56 9,722.22 - 20,577.02
216 - 1,740,277.78 9,722.22 - 20,692.62
217 - 1,750,000.00 9,722.22 - 20,808.22
218 - 1,759,722.22 9,722.22 - 20,923.82
219 - 1,769,444.44 9,722.22 - 21,039.42
220 - 1,779,166.67 9,722.22 - 21,155.02
221 - 1,788,888.89 9,722.22 - 21,270.62
222 - 1,798,611.11 9,722.22 - 21,386.23
223 - 1,808,333.33 9,722.22 - 21,501.83
224 - 1,818,055.56 9,722.22 - 21,617.43
225 - 1,827,777.78 9,722.22 - 21,733.03
226 - 1,837,500.00 9,722.22 - 21,848.63
227 - 1,847,222.22 9,722.22 - 21,964.23
228 - 1,856,944.44 9,722.22 - 22,079.83
229 - 1,866,666.67 9,722.22 - 22,195.43
230 - 1,876,388.89 9,722.22 - 22,311.04
231 - 1,886,111.11 9,722.22 - 22,426.64
232 - 1,895,833.33 9,722.22 - 22,542.24
233 - 1,905,555.56 9,722.22 - 22,657.84
234 - 1,915,277.78 9,722.22 - 22,773.44
235 - 1,925,000.00 9,722.22 - 22,889.04
236 - 1,934,722.22 9,722.22 - 23,004.64
237 - 1,944,444.44 9,722.22 - 23,120.24
238 - 1,954,166.67 9,722.22 - 23,235.84
239 - 1,963,888.89 9,722.22 - 23,351.45
240 - 1,973,611.11 9,722.22 - 23,467.05
241 - 1,983,333.33 9,722.22 - 23,582.65
04/22/2024 11 / 57
242 - 1,993,055.56 9,722.22 -23698.25
243 - 2,002,777.78 9,722.22 -23813.85
244 - 2,012,500.00 9,722.22 -23929.45
245 - 2,022,222.22 9,722.22 -24045.05
246 - 2,031,944.44 9,722.22 -24160.65
247 - 2,041,666.67 9,722.22 -24276.26
248 - 2,051,388.89 9,722.22 -24391.86
249 - 2,061,111.11 9,722.22 -24507.46
250 - 2,070,833.33 9,722.22 -24623.06
251 - 2,080,555.56 9,722.22 -24738.66
252 - 2,090,277.78 9,722.22 -24854.26
253 - 2,100,000.00 9,722.22 -24969.86
254 - 2,109,722.22 9,722.22 -25085.46
255 - 2,119,444.44 9,722.22 -25201.07
256 - 2,129,166.67 9,722.22 -25316.67
257 - 2,138,888.89 9,722.22 -25432.27
258 - 2,148,611.11 9,722.22 -25547.87
259 - 2,158,333.33 9,722.22 -25663.47
260 - 2,168,055.56 9,722.22 -25779.07
261 - 2,177,777.78 9,722.22 -25894.67
262 - 2,187,500.00 9,722.22 -26010.27
263 - 2,197,222.22 9,722.22 -26125.88
264 - 2,206,944.44 9,722.22 -26241.48
265 - 2,216,666.67 9,722.22 -26357.08
266 - 2,226,388.89 9,722.22 -26472.68
267 - 2,236,111.11 9,722.22 -26588.28
268 - 2,245,833.33 9,722.22 -26703.88
269 - 2,255,555.56 9,722.22 -26819.48
270 - 2,265,277.78 9,722.22 -26935.08
271 - 2,275,000.00 9,722.22 -27050.68
272 - 2,284,722.22 9,722.22 -27166.29
273 - 2,294,444.44 9,722.22 -27281.89
274 - 2,304,166.67 9,722.22 -27397.49
275 - 2,313,888.89 9,722.22 -27513.09
276 - 2,323,611.11 9,722.22 -27628.69
277 - 2,333,333.33 9,722.22 -27744.29
278 - 2,343,055.56 9,722.22 -27859.89
279 - 2,352,777.78 9,722.22 -27975.49
280 - 2,362,500.00 9,722.22 -28091.10
281 - 2,372,222.22 9,722.22 -28206.70
282 - 2,381,944.44 9,722.22 -28322.30
283 - 2,391,666.67 9,722.22 -28437.90
284 - 2,401,388.89 9,722.22 -28553.50
285 - 2,411,111.11 9,722.22 -28669.10
286 - 2,420,833.33 9,722.22 -28784.70
287 - 2,430,555.56 9,722.22 -28900.30
288 - 2,440,277.78 9,722.22 -29015.91
289 - 2,450,000.00 9,722.22 -29131.51
290 - 2,459,722.22 9,722.22 -29247.11
291 - 2,469,444.44 9,722.22 -29362.71
292 - 2,479,166.67 9,722.22 -29478.31
293 - 2,488,888.89 9,722.22 -29593.91
294 - 2,498,611.11 9,722.22 -29709.51
04/22/2024 12 / 57
295 - 2,508,333.33 9,722.22 -29825.11
296 - 2,518,055.56 9,722.22 -29940.72
297 - 2,527,777.78 9,722.22 -30056.32
298 - 2,537,500.00 9,722.22 -30171.92
299 - 2,547,222.22 9,722.22 -30287.52
300 - 2,556,944.44 9,722.22 -30403.12
04/22/2024 13 / 57
GUATEMALA
S DE CAPITAL Ingreso mensual Q 8,000.00

350,000.00
14.00 %
36 Pagos mensuales de préstamo y tarjetas Q 13,883.87 Nivel de endeudamiento
0 CUOTA DE PRESTAMO QUE SOLICITA EN CHN 13,883.87 173.55 %
13,883.87 SEGURO CHN CREDITO FIDUCIARIO -
34,709.67
TOTAL
13,883.87 TASAS DE INTERES TASA MINIMA PLAZO
13,768.26 HIPOTECARIOS PERSONA
10 % 5 A 25 AÑOS
13,652.66 Y COMERCIANTE INDIVIDUAL
13,537.06 FIDUCIARIO PERSONA Y
14 % 36 MESES
13,421.46 COMERCIANTE INDIVIDUAL
13,305.86
NOTA: para compra de
13,190.26 CASA PLAN (compra de vivienda, terreno terreno en cualquier
10% INCLUYE producto PLAZO 10 años
13,074.66 construcción, ampliacion y liberacion SEGURO DEL 1% maximo
12,959.06 de gravamen)
12,843.46 EMPRESAS JURIDICAS TASA MINIMA PLAZO
12,727.85 FIDUCIARIO 15% 36 MESES
PYMES VENTAS ANUALES DE 0 HASTA 5MM
12,612.25 HIPOTECARIO 13% 5 A 25 AÑOS
PEQUEÑA VENTAS ANUALES DE 5mm a 25mm
12,381.05 HIPOTECARIO 8.5% 5 A 25 AÑOS
12,265.45 FIDUCIARIO 9.5% 36 MESES
MEDIANA VENTAS ANUALES DE 25mm a 50mm
12,149.85 HIPOTECARIO 7.5% 5 A 25 AÑOS
GRANDE VENTAS ANUALES DE 50mm a 100mm
11,918.65 HIPOTECARIO 7% 5 A 25 AÑOS
11,803.04 PLAN DE FINANCIAMIENTO PARA LA PEQUEÑA Y MEDIANA EMPRESA
11,687.44 FONDOS PROPIOS
11,571.84 Monto maximo a otorgar Q 2.00 MM
11,456.24 Tasa de interes 8.50 %
11,340.64 FIDUCIARIO 36 MESES
11,225.04 Plazos PRENDARIO 5 AÑOS
11,109.44 HIPOTECARIO 15 AÑOS
10,993.84 12 meses para
Periodo de gracia
10,878.23 pago de capital
10,762.63 cuota nivelada o
Forma de pago
10,647.03 sobre saldos
10,531.43 Destino capital de trabajo
04/22/2024 14 / 57
10,415.83 Gastos de desembolso Q500.00
10,300.23 PRESTAMOS DE CONSUMO
10,184.63 CONSUMO PLANILLERO Y/O DEBITO EN NOMINA
10,069.03 Planillero SIN suscribir convenio de Monto Maximo con tasa de interes
9,953.42 cooperacion Fiador, Q 150 mil 14.00 %
9,837.82 Planillero y/o descuento en nomina Monto Maximo con tasa de interes
9,722.22 suscribiendo convenio de cooperacion Fiador Q 250 mil 12.00 %
9,606.62 Planillero y/o descuento en nomina Monto Maximo SIN
9,491.02 suscribiendo convenio de cooperacion fiador Q 40 mil
9,375.42
9,259.82 NOTA: Sin convenio, endeudamiento
9,144.22 directo e Indirecto 40% de RCI Con
Convenio, endeudamiento directo e
9,028.61
Indirecto 60% de RCI Con Convenio
8,913.01 Sin fiador endeudamiento directo e
8,797.41 indirecto 40% RCI
8,681.81
8,566.21
8,450.61
8,335.01
8,219.41
8,103.81
7,988.20
7,872.60
7,757.00
7,641.40
7,525.80
7,410.20
7,294.60
7,179.00
7,063.39
6,947.79
6,832.19
6,716.59
6,600.99
6,485.39
6,369.79
6,254.19
6,138.58
6,022.98
5,907.38
5,791.78
5,676.18
5,560.58
5,444.98
5,329.38
5,213.77
5,098.17
4,982.57
4,866.97
4,751.37
4,635.77
4,520.17
04/22/2024 15 / 57
4,404.57
4,288.96
4,173.36
4,057.76
3,942.16
3,826.56
3,710.96
3,595.36
3,479.76
3,364.16
3,248.55
3,132.95
3,017.35
2,901.75
2,786.15
2,670.55
2,554.95
2,439.35
2,323.74
2,208.14
2,092.54
1,976.94
1,861.34
1,745.74
1,630.14
1,514.54
1,398.93
1,283.33
1,167.73
1,052.13
936.53
820.93
705.33
589.73
474.12
358.52
242.92
127.32
11.72
- 103.88
- 219.48
- 335.08
- 450.68
- 566.29
- 681.89
- 797.49
- 913.09
- 1,028.69
- 1,144.29
- 1,259.89
- 1,375.49
- 1,491.10
- 1,606.70
04/22/2024 16 / 57
- 1,722.30
- 1,837.90
- 1,953.50
- 2,069.10
- 2,184.70
- 2,300.30
- 2,415.91
- 2,531.51
- 2,647.11
- 2,762.71
- 2,878.31
- 2,993.91
- 3,109.51
- 3,225.11
- 3,340.72
- 3,456.32
- 3,571.92
- 3,687.52
- 3,803.12
- 3,918.72
- 4,034.32
- 4,149.92
- 4,265.53
- 4,381.13
- 4,496.73
- 4,612.33
- 4,727.93
- 4,843.53
- 4,959.13
- 5,074.73
- 5,190.33
- 5,305.94
- 5,421.54
- 5,537.14
- 5,652.74
- 5,768.34
- 5,883.94
- 5,999.54
- 6,115.14
- 6,230.75
- 6,346.35
- 6,461.95
- 6,577.55
- 6,693.15
- 6,808.75
- 6,924.35
- 7,039.95
- 7,155.56
- 7,271.16
- 7,386.76
- 7,502.36
- 7,617.96
- 7,733.56
04/22/2024 17 / 57
- 7,849.16
- 7,964.76
- 8,080.37
- 8,195.97
- 8,311.57
- 8,427.17
- 8,542.77
- 8,658.37
- 8,773.97
- 8,889.57
- 9,005.18
- 9,120.78
- 9,236.38
- 9,351.98
- 9,467.58
- 9,583.18
- 9,698.78
- 9,814.38
- 9,929.98
- 10,045.59
- 10,161.19
- 10,276.79
- 10,392.39
- 10,507.99
- 10,623.59
- 10,739.19
- 10,854.79
- 10,970.40
- 11,086.00
- 11,201.60
- 11,317.20
- 11,432.80
- 11,548.40
- 11,664.00
- 11,779.60
- 11,895.21
- 12,010.81
- 12,126.41
- 12,242.01
- 12,357.61
- 12,473.21
- 12,588.81
- 12,704.41
- 12,820.02
- 12,935.62
- 13,051.22
- 13,166.82
- 13,282.42
- 13,398.02
- 13,513.62
- 13,629.22
- 13,744.82
- 13,860.43
04/22/2024 18 / 57
- 13,976.03
- 14,091.63
- 14,207.23
- 14,322.83
- 14,438.43
- 14,554.03
- 14,669.63
- 14,785.24
- 14,900.84
- 15,016.44
- 15,132.04
- 15,247.64
- 15,363.24
- 15,478.84
- 15,594.44
- 15,710.05
- 15,825.65
- 15,941.25
- 16,056.85
- 16,172.45
- 16,288.05
- 16,403.65
- 16,519.25
- 16,634.86
- 16,750.46
- 16,866.06
- 16,981.66
- 17,097.26
- 17,212.86
- 17,328.46
- 17,444.06
- 17,559.67
- 17,675.27
- 17,790.87
- 17,906.47
- 18,022.07
- 18,137.67
- 18,253.27
- 18,368.87
- 18,484.47
- 18,600.08
- 18,715.68
- 18,831.28
- 18,946.88
- 19,062.48
- 19,178.08
- 19,293.68
- 19,409.28
- 19,524.89
- 19,640.49
- 19,756.09
- 19,871.69
- 19,987.29
04/22/2024 19 / 57
- 20,102.89
- 20,218.49
- 20,334.09
- 20,449.70
- 20,565.30
- 20,680.90
04/22/2024 20 / 57
Nivel de endeudamiento
173.55 %
04/22/2024 21 / 57
Gastos
3.00 %
Gastos
2.00 %
04/22/2024 22 / 57
plan de financiamiento cuota ni
CUOTA NIVELADA
PLAZO EN
MONTO MESES TASA CUOT.NIVEL.
2,000,000.00 36 8.50 % 90,911.35
No.de
CAPITAL INTERES CUOTA SALDO CAPITAL
Cuota
2,000,000.00
1 0.00 14,166.67 14,166.67 2,000,000.00
2 0.00 14,166.67 14,166.67 2,000,000.00
3 0.00 14,166.67 14,166.67 2,000,000.00
4 0.00 14,166.67 14,166.67 2,000,000.00
5 0.00 14,166.67 14,166.67 2,000,000.00
6 0.00 14,166.67 14,166.67 2,000,000.00
7 0.00 14,166.67 14,166.67 2,000,000.00
8 0.00 14,166.67 14,166.67 2,000,000.00
9 0.00 14,166.67 14,166.67 2,000,000.00
10 0.00 14,166.67 14,166.67 2,000,000.00
11 0.00 14,166.67 14,166.67 2,000,000.00
12 0.00 14,166.67 14,166.67 2,000,000.00
13 76,744.68 14,166.67 90,911.35 1,923,255.32
14 77,288.29 13,623.06 90,911.35 1,845,967.03
15 77,835.75 13,075.60 90,911.35 1,768,131.28
16 78,387.09 12,524.26 90,911.35 1,689,744.19
17 78,942.33 11,969.02 90,911.35 1,610,801.86
18 79,501.50 11,409.85 90,911.35 1,531,300.36
19 80,064.64 10,846.71 90,911.35 1,451,235.72
20 80,631.76 10,279.59 90,911.35 1,370,603.96
21 81,202.91 9,708.44 90,911.35 1,289,401.05
22 81,778.09 9,133.26 90,911.35 1,207,622.96
23 82,357.35 8,554.00 90,911.35 1,125,265.60
24 82,940.72 7,970.63 90,911.35 1,042,324.89
25 83,528.22 7,383.13 90,911.35 958,796.67
26 84,119.87 6,791.48 90,911.35 874,676.80
27 84,715.72 6,195.63 90,911.35 789,961.07
28 85,315.79 5,595.56 90,911.35 704,645.28
29 85,920.11 4,991.24 90,911.35 618,725.17
30 86,528.71 4,382.64 90,911.35 532,196.46
31 87,141.62 3,769.72 90,911.35 445,054.83
32 87,758.88 3,152.47 90,911.35 357,295.95
33 88,380.50 2,530.85 90,911.35 268,915.45
34 89,006.53 1,904.82 90,911.35 179,908.92
35 89,636.99 1,274.35 90,911.35 90,271.92
36 90,271.92 639.43 90,911.35 0.00
37 90,911.35 0.00 90,911.35 -90,911.35
38 91,555.31 -643.96 90,911.35 -182,466.65
39 92,203.82 -1,292.47 90,911.35 -274,670.48
40 92,856.93 -1,945.58 90,911.35 -367,527.41
41 93,514.67 -2,603.32 90,911.35 -461,042.08
42 94,177.06 -3,265.71 90,911.35 -555,219.14
Página 23
43 94,844.15 -3,932.80 90,911.35 -650,063.29
44 95,515.96 -4,604.62 90,911.35 -745,579.26
45 96,192.54 -5,281.19 90,911.35 -841,771.80
46 96,873.90 -5,962.55 90,911.35 -938,645.70
47 97,560.09 -6,648.74 90,911.35 -1,036,205.79
48 98,251.14 -7,339.79 90,911.35 -1,134,456.93
49 98,947.09 -8,035.74 90,911.35 -1,233,404.01
50 99,647.96 -8,736.61 90,911.35 -1,333,051.97
51 100,353.80 -9,442.45 90,911.35 -1,433,405.78
52 101,064.64 -10,153.29 90,911.35 -1,534,470.42
53 101,780.52 -10,869.17 90,911.35 -1,636,250.93
54 102,501.46 -11,590.11 90,911.35 -1,738,752.39
55 103,227.51 -12,316.16 90,911.35 -1,841,979.90
56 103,958.71 -13,047.36 90,911.35 -1,945,938.61
57 104,695.08 -13,783.73 90,911.35 -2,050,633.69
58 105,436.67 -14,525.32 90,911.35 -2,156,070.37
59 106,183.51 -15,272.17 90,911.35 -2,262,253.88
60 106,935.65 -16,024.30 90,911.35 -2,369,189.53
61 107,693.11 -16,781.76 90,911.35 -2,476,882.64
62 108,455.94 -17,544.59 90,911.35 -2,585,338.57
63 109,224.16 -18,312.81 90,911.35 -2,694,562.74
64 109,997.84 -19,086.49 90,911.35 -2,804,560.57
65 110,776.99 -19,865.64 90,911.35 -2,915,337.56
66 111,561.66 -20,650.31 90,911.35 -3,026,899.22
67 112,351.89 -21,440.54 90,911.35 -3,139,251.10
68 113,147.71 -22,236.36 90,911.35 -3,252,398.81
69 113,949.17 -23,037.82 90,911.35 -3,366,347.99
70 114,756.31 -23,844.96 90,911.35 -3,481,104.30
71 115,569.17 -24,657.82 90,911.35 -3,596,673.48
72 116,387.79 -25,476.44 90,911.35 -3,713,061.26
73 117,212.20 -26,300.85 90,911.35 -3,830,273.46
74 118,042.45 -27,131.10 90,911.35 -3,948,315.92
75 118,878.59 -27,967.24 90,911.35 -4,067,194.50
76 119,720.64 -28,809.29 90,911.35 -4,186,915.15
77 120,568.67 -29,657.32 90,911.35 -4,307,483.81
78 121,422.69 -30,511.34 90,911.35 -4,428,906.51
79 122,282.77 -31,371.42 90,911.35 -4,551,189.28
80 123,148.94 -32,237.59 90,911.35 -4,674,338.22
81 124,021.25 -33,109.90 90,911.35 -4,798,359.46
82 124,899.73 -33,988.38 90,911.35 -4,923,259.19
83 125,784.44 -34,873.09 90,911.35 -5,049,043.63
84 126,675.41 -35,764.06 90,911.35 -5,175,719.04
85 127,572.69 -36,661.34 90,911.35 -5,303,291.73
86 128,476.33 -37,564.98 90,911.35 -5,431,768.06
87 129,386.37 -38,475.02 90,911.35 -5,561,154.44
88 130,302.86 -39,391.51 90,911.35 -5,691,457.30
89 131,225.84 -40,314.49 90,911.35 -5,822,683.14
90 132,155.36 -41,244.01 90,911.35 -5,954,838.49
91 133,091.46 -42,180.11 90,911.35 -6,087,929.95
92 134,034.19 -43,122.84 90,911.35 -6,221,964.13
93 134,983.60 -44,072.25 90,911.35 -6,356,947.73
94 135,939.73 -45,028.38 90,911.35 -6,492,887.46
95 136,902.64 -45,991.29 90,911.35 -6,629,790.10
96 137,872.36 -46,961.01 90,911.35 -6,767,662.46
97 138,848.96 -47,937.61 90,911.35 -6,906,511.42
Página 24
98 139,832.47 -48,921.12 90,911.35 -7,046,343.89
99 140,822.95 -49,911.60 90,911.35 -7,187,166.84
100 141,820.45 -50,909.10 90,911.35 -7,328,987.29
101 142,825.01 -51,913.66 90,911.35 -7,471,812.30
102 143,836.69 -52,925.34 90,911.35 -7,615,648.99
103 144,855.53 -53,944.18 90,911.35 -7,760,504.52
104 145,881.59 -54,970.24 90,911.35 -7,906,386.11
105 146,914.92 -56,003.57 90,911.35 -8,053,301.03
106 147,955.57 -57,044.22 90,911.35 -8,201,256.59
107 149,003.58 -58,092.23 90,911.35 -8,350,260.17
108 150,059.03 -59,147.68 90,911.35 -8,500,319.20
109 151,121.94 -60,210.59 90,911.35 -8,651,441.14
110 152,192.39 -61,281.04 90,911.35 -8,803,633.54
111 153,270.42 -62,359.07 90,911.35 -8,956,903.96
112 154,356.09 -63,444.74 90,911.35 -9,111,260.04
113 155,449.44 -64,538.09 90,911.35 -9,266,709.48
114 156,550.54 -65,639.19 90,911.35 -9,423,260.03
115 157,659.44 -66,748.09 90,911.35 -9,580,919.47
116 158,776.20 -67,864.85 90,911.35 -9,739,695.66
117 159,900.86 -68,989.51 90,911.35 -9,899,596.52
118 161,033.49 -70,122.14 90,911.35 -10,060,630.02
119 162,174.15 -71,262.80 90,911.35 -10,222,804.16
120 163,322.88 -72,411.53 90,911.35 -10,386,127.04
121 164,479.75 -73,568.40 90,911.35 -10,550,606.79
122 165,644.81 -74,733.46 90,911.35 -10,716,251.61
123 166,818.13 -75,906.78 90,911.35 -10,883,069.74
124 167,999.76 -77,088.41 90,911.35 -11,051,069.50
125 169,189.76 -78,278.41 90,911.35 -11,220,259.26
126 170,388.19 -79,476.84 90,911.35 -11,390,647.44
127 171,595.10 -80,683.75 90,911.35 -11,562,242.55
128 172,810.57 -81,899.22 90,911.35 -11,735,053.11
129 174,034.64 -83,123.29 90,911.35 -11,909,087.76
130 175,267.39 -84,356.04 90,911.35 -12,084,355.14
131 176,508.87 -85,597.52 90,911.35 -12,260,864.01
132 177,759.14 -86,847.79 90,911.35 -12,438,623.15
133 179,018.26 -88,106.91 90,911.35 -12,617,641.41
134 180,286.31 -89,374.96 90,911.35 -12,797,927.72
135 181,563.34 -90,651.99 90,911.35 -12,979,491.06
136 182,849.41 -91,938.06 90,911.35 -13,162,340.47
137 184,144.59 -93,233.24 90,911.35 -13,346,485.06
138 185,448.95 -94,537.60 90,911.35 -13,531,934.02
139 186,762.55 -95,851.20 90,911.35 -13,718,696.56
140 188,085.45 -97,174.10 90,911.35 -13,906,782.01
141 189,417.72 -98,506.37 90,911.35 -14,096,199.74
142 190,759.43 -99,848.08 90,911.35 -14,286,959.17
143 192,110.64 -101,199.29 90,911.35 -14,479,069.81
144 193,471.43 -102,560.08 90,911.35 -14,672,541.24
145 194,841.85 -103,930.50 90,911.35 -14,867,383.09
146 196,221.98 -105,310.63 90,911.35 -15,063,605.07
147 197,611.89 -106,700.54 90,911.35 -15,261,216.96
148 199,011.64 -108,100.29 90,911.35 -15,460,228.59
149 200,421.30 -109,509.95 90,911.35 -15,660,649.89
150 201,840.95 -110,929.60 90,911.35 -15,862,490.85
151 203,270.66 -112,359.31 90,911.35 -16,065,761.51
152 204,710.49 -113,799.14 90,911.35 -16,270,472.00
Página 25
153 206,160.53 -115,249.18 90,911.35 -16,476,632.53
154 207,620.83 -116,709.48 90,911.35 -16,684,253.36
155 209,091.48 -118,180.13 90,911.35 -16,893,344.84
156 210,572.54 -119,661.19 90,911.35 -17,103,917.38
157 212,064.10 -121,152.75 90,911.35 -17,315,981.48
158 213,566.22 -122,654.87 90,911.35 -17,529,547.69
159 215,078.98 -124,167.63 90,911.35 -17,744,626.67
160 216,602.46 -125,691.11 90,911.35 -17,961,229.13
161 218,136.72 -127,225.37 90,911.35 -18,179,365.85
162 219,681.86 -128,770.51 90,911.35 -18,399,047.71
163 221,237.94 -130,326.59 90,911.35 -18,620,285.65
164 222,805.04 -131,893.69 90,911.35 -18,843,090.69
165 224,383.24 -133,471.89 90,911.35 -19,067,473.93
166 225,972.62 -135,061.27 90,911.35 -19,293,446.55
167 227,573.26 -136,661.91 90,911.35 -19,521,019.82
168 229,185.24 -138,273.89 90,911.35 -19,750,205.06
169 230,808.64 -139,897.29 90,911.35 -19,981,013.69
170 232,443.53 -141,532.18 90,911.35 -20,213,457.22
171 234,090.01 -143,178.66 90,911.35 -20,447,547.23
172 235,748.14 -144,836.79 90,911.35 -20,683,295.37
173 237,418.03 -146,506.68 90,911.35 -20,920,713.39
174 239,099.74 -148,188.39 90,911.35 -21,159,813.13
175 240,793.36 -149,882.01 90,911.35 -21,400,606.49
176 242,498.98 -151,587.63 90,911.35 -21,643,105.47
177 244,216.68 -153,305.33 90,911.35 -21,887,322.15
178 245,946.55 -155,035.20 90,911.35 -22,133,268.70
179 247,688.67 -156,777.32 90,911.35 -22,380,957.37
180 249,443.13 -158,531.78 90,911.35 -22,630,400.50
181 251,210.02 -160,298.67 90,911.35 -22,881,610.52
182 252,989.42 -162,078.07 90,911.35 -23,134,599.94
183 254,781.43 -163,870.08 90,911.35 -23,389,381.38
184 256,586.13 -165,674.78 90,911.35 -23,645,967.51
185 258,403.62 -167,492.27 90,911.35 -23,904,371.13
186 260,233.98 -169,322.63 90,911.35 -24,164,605.11
187 262,077.30 -171,165.95 90,911.35 -24,426,682.41
188 263,933.68 -173,022.33 90,911.35 -24,690,616.09
189 265,803.21 -174,891.86 90,911.35 -24,956,419.31
190 267,685.99 -176,774.64 90,911.35 -25,224,105.29
191 269,582.10 -178,670.75 90,911.35 -25,493,687.39
192 271,491.64 -180,580.29 90,911.35 -25,765,179.03
193 273,414.70 -182,503.35 90,911.35 -26,038,593.73
194 275,351.39 -184,440.04 90,911.35 -26,313,945.12
195 277,301.79 -186,390.44 90,911.35 -26,591,246.91
196 279,266.02 -188,354.67 90,911.35 -26,870,512.93
197 281,244.15 -190,332.80 90,911.35 -27,151,757.07
198 283,236.30 -192,324.95 90,911.35 -27,434,993.37
199 285,242.55 -194,331.20 90,911.35 -27,720,235.92
200 287,263.02 -196,351.67 90,911.35 -28,007,498.94
201 289,297.80 -198,386.45 90,911.35 -28,296,796.74
202 291,346.99 -200,435.64 90,911.35 -28,588,143.74
203 293,410.70 -202,499.35 90,911.35 -28,881,554.44
204 295,489.03 -204,577.68 90,911.35 -29,177,043.47
205 297,582.07 -206,670.72 90,911.35 -29,474,625.54
206 299,689.95 -208,778.60 90,911.35 -29,774,315.49
207 301,812.75 -210,901.40 90,911.35 -30,076,128.24
Página 26
208 303,950.59 -213,039.24 90,911.35 -30,380,078.83
209 306,103.57 -215,192.23 90,911.35 -30,686,182.41
210 308,271.81 -217,360.46 90,911.35 -30,994,454.21
211 310,455.40 -219,544.05 90,911.35 -31,304,909.61
212 312,654.46 -221,743.11 90,911.35 -31,617,564.07
213 314,869.10 -223,957.75 90,911.35 -31,932,433.17
214 317,099.42 -226,188.07 90,911.35 -32,249,532.59
215 319,345.54 -228,434.19 90,911.35 -32,568,878.13
216 321,607.57 -230,696.22 90,911.35 -32,890,485.70
217 323,885.62 -232,974.27 90,911.35 -33,214,371.32
218 326,179.81 -235,268.46 90,911.35 -33,540,551.13
219 328,490.25 -237,578.90 90,911.35 -33,869,041.39
220 330,817.06 -239,905.71 90,911.35 -34,199,858.45
221 333,160.35 -242,249.00 90,911.35 -34,533,018.79
222 335,520.23 -244,608.88 90,911.35 -34,868,539.03
223 337,896.83 -246,985.48 90,911.35 -35,206,435.86
224 340,290.27 -249,378.92 90,911.35 -35,546,726.13
225 342,700.66 -251,789.31 90,911.35 -35,889,426.79
226 345,128.12 -254,216.77 90,911.35 -36,234,554.91
227 347,572.78 -256,661.43 90,911.35 -36,582,127.69
228 350,034.75 -259,123.40 90,911.35 -36,932,162.45
229 352,514.17 -261,602.82 90,911.35 -37,284,676.62
230 355,011.14 -264,099.79 90,911.35 -37,639,687.76
231 357,525.80 -266,614.45 90,911.35 -37,997,213.56
232 360,058.28 -269,146.93 90,911.35 -38,357,271.84
233 362,608.69 -271,697.34 90,911.35 -38,719,880.53
234 365,177.17 -274,265.82 90,911.35 -39,085,057.70
235 367,763.84 -276,852.49 90,911.35 -39,452,821.55
236 370,368.84 -279,457.49 90,911.35 -39,823,190.38
237 372,992.28 -282,080.93 90,911.35 -40,196,182.66
238 375,634.31 -284,722.96 90,911.35 -40,571,816.97
239 378,295.05 -287,383.70 90,911.35 -40,950,112.03
240 380,974.64 -290,063.29 90,911.35 -41,331,086.67
241 383,673.21 -292,761.86 90,911.35 -41,714,759.88
242 386,390.90 -295,479.55 90,911.35 -42,101,150.78
243 389,127.83 -298,216.48 90,911.35 -42,490,278.62
244 391,884.16 -300,972.81 90,911.35 -42,882,162.77
245 394,660.00 -303,748.65 90,911.35 -43,276,822.78
246 397,455.51 -306,544.16 90,911.35 -43,674,278.29
247 400,270.82 -309,359.47 90,911.35 -44,074,549.11
248 403,106.07 -312,194.72 90,911.35 -44,477,655.18
249 405,961.41 -315,050.06 90,911.35 -44,883,616.59
250 408,836.97 -317,925.62 90,911.35 -45,292,453.56
251 411,732.90 -320,821.55 90,911.35 -45,704,186.45
252 414,649.34 -323,737.99 90,911.35 -46,118,835.79
253 417,586.44 -326,675.09 90,911.35 -46,536,422.23
254 420,544.34 -329,632.99 90,911.35 -46,956,966.57
255 423,523.20 -332,611.85 90,911.35 -47,380,489.76
256 426,523.15 -335,611.80 90,911.35 -47,807,012.91
257 429,544.36 -338,633.01 90,911.35 -48,236,557.27
258 432,586.96 -341,675.61 90,911.35 -48,669,144.24
259 435,651.12 -344,739.77 90,911.35 -49,104,795.36
260 438,736.98 -347,825.63 90,911.35 -49,543,532.34
261 441,844.70 -350,933.35 90,911.35 -49,985,377.04
262 444,974.44 -354,063.09 90,911.35 -50,430,351.48
Página 27
263 448,126.34 -357,214.99 90,911.35 -50,878,477.82
264 451,300.57 -360,389.22 90,911.35 -51,329,778.39
265 454,497.28 -363,585.93 90,911.35 -51,784,275.67
266 457,716.64 -366,805.29 90,911.35 -52,241,992.30
267 460,958.80 -370,047.45 90,911.35 -52,702,951.10
268 464,223.92 -373,312.57 90,911.35 -53,167,175.02
269 467,512.17 -376,600.82 90,911.35 -53,634,687.19
270 470,823.72 -379,912.37 90,911.35 -54,105,510.91
271 474,158.72 -383,247.37 90,911.35 -54,579,669.63
272 477,517.34 -386,605.99 90,911.35 -55,057,186.97
273 480,899.76 -389,988.41 90,911.35 -55,538,086.73
274 484,306.13 -393,394.78 90,911.35 -56,022,392.86
275 487,736.63 -396,825.28 90,911.35 -56,510,129.49
276 491,191.43 -400,280.08 90,911.35 -57,001,320.93
277 494,670.71 -403,759.36 90,911.35 -57,495,991.63
278 498,174.62 -407,263.27 90,911.35 -57,994,166.26
279 501,703.36 -410,792.01 90,911.35 -58,495,869.62
280 505,257.09 -414,345.74 90,911.35 -59,001,126.71
281 508,836.00 -417,924.65 90,911.35 -59,509,962.71
282 512,440.25 -421,528.90 90,911.35 -60,022,402.96
283 516,070.04 -425,158.69 90,911.35 -60,538,473.00
284 519,725.53 -428,814.18 90,911.35 -61,058,198.53
285 523,406.92 -432,495.57 90,911.35 -61,581,605.45
286 527,114.39 -436,203.04 90,911.35 -62,108,719.84
287 530,848.12 -439,936.77 90,911.35 -62,639,567.96
288 534,608.29 -443,696.94 90,911.35 -63,174,176.25
289 538,395.10 -447,483.75 90,911.35 -63,712,571.34
290 542,208.73 -451,297.38 90,911.35 -64,254,780.07
291 546,049.38 -455,138.03 90,911.35 -64,800,829.45
292 549,917.23 -459,005.88 90,911.35 -65,350,746.68
293 553,812.47 -462,901.12 90,911.35 -65,904,559.15
294 557,735.31 -466,823.96 90,911.35 -66,462,294.46
295 561,685.94 -470,774.59 90,911.35 -67,023,980.39
296 565,664.54 -474,753.19 90,911.35 -67,589,644.94
297 569,671.33 -478,759.98 90,911.35 -68,159,316.27
298 573,706.51 -482,795.16 90,911.35 -68,733,022.78
299 577,770.26 -486,858.91 90,911.35 -69,310,793.04
300 581,862.80 -490,951.45 90,911.35 -69,892,655.84
Página 28
Ingreso mensual Q 17,000.00

INGRESOS MINIMOS REQUERIDOS Q 236,028.37
Pagos mensuales de préstamo y tarjetas Q 94,411.35 Nivel de endeudamiento

CUOTA DE PRESTAMO QUE SOLICITA EN CHN 90,911.35 555.36 %
3,500.00
-
-
-
-
-
DEUDA INDIRECTA -
-
-
-
-
-
-
PLAN DE FINANCIAMIENTO PARA LA PEQUEÑA Y MEDIANA EMPRESA

FONDOS PROPIOS
Monto maximo a otorgar Q 2.00 MM
Tasa de interes 8.50 %
FIDUCIARIO 36 MESES
Plazos PRENDARIO 5 AÑOS
HIPOTECARIO 15 AÑOS
12 meses para pago
Periodo de gracia
de capital
cuota nivelada o
Forma de pago
sobre saldos
Destino capital de trabajo
Gastos de desembolso Q500.00
Página 29
plan de financiamiento sobre sa
CLIENTE:
CUOTA SOBRE SALDOS DE CAPITAL ( 12 MESES PARA PAGO DE CAPITAL)

MONTO DEL PRÉSTAMO 2,000,000.00
PLAZO EN MESES: 36
PLAZO PARA PAGO DE CAPITAL 24
CUOTA MENSUAL INICIAL A PAGAR: 97,771.69
INGRESOS MINIMOS MENSUALES 244,429.22
PAGOS SALDO DE CAPITAL CAPITAL INTERESES TOTAL

1 2,000,000.00 - 14,438.36 14,438.36
2 2,000,000.00 - 14,438.36 14,438.36
3 2,000,000.00 - 14,438.36 14,438.36
4 2,000,000.00 - 14,438.36 14,438.36
5 2,000,000.00 - 14,438.36 14,438.36
6 2,000,000.00 - 14,438.36 14,438.36
7 2,000,000.00 - 14,438.36 14,438.36
8 2,000,000.00 - 14,438.36 14,438.36
9 2,000,000.00 - 14,438.36 14,438.36
10 2,000,000.00 - 14,438.36 14,438.36
11 2,000,000.00 - 14,438.36 14,438.36
12 2,000,000.00 - 14,438.36 14,438.36
13 2,000,000.00 83,333.33 14,438.36 97,771.69
14 1,916,666.67 83,333.33 13,836.76 97,170.09
15 1,833,333.33 83,333.33 13,235.16 96,568.49
16 1,750,000.00 83,333.33 12,633.56 95,966.89
17 1,666,666.67 83,333.33 12,031.96 95,365.30
18 1,583,333.33 83,333.33 11,430.37 94,763.70
19 1,500,000.00 83,333.33 10,828.77 94,162.10
20 1,416,666.67 83,333.33 10,227.17 93,560.50
21 1,333,333.33 83,333.33 9,625.57 92,958.90
22 1,250,000.00 83,333.33 9,023.97 92,357.31
23 1,166,666.67 83,333.33 8,422.37 91,755.71
24 1,083,333.33 83,333.33 7,820.78 91,154.11
25 1,000,000.00 83,333.33 7,219.18 90,552.51
26 916,666.67 83,333.33 6,617.58 89,950.91
27 833,333.33 83,333.33 6,015.98 89,349.32
28 750,000.00 83,333.33 5,414.38 88,747.72
29 666,666.67 83,333.33 4,812.79 88,146.12
30 583,333.33 83,333.33 4,211.19 87,544.52
31 500,000.00 83,333.33 3,609.59 86,942.92
32 416,666.67 83,333.33 3,007.99 86,341.32
33 333,333.33 83,333.33 2,406.39 85,739.73
34 250,000.00 83,333.33 1,804.79 85,138.13
35 166,666.67 83,333.33 1,203.20 84,536.53
Página 30
36 83,333.33 83,333.33 601.60 83,934.93
37 0.00 83,333.33 0.00 83,333.33
38 - 83,333.33 83,333.33 - 601.60 82,731.74
39 - 166,666.67 83,333.33 - 1,203.20 82,130.14
40 - 250,000.00 83,333.33 - 1,804.79 81,528.54
41 - 333,333.33 83,333.33 - 2,406.39 80,926.94
42 - 416,666.67 83,333.33 - 3,007.99 80,325.34
43 - 500,000.00 83,333.33 - 3,609.59 79,723.74
44 - 583,333.33 83,333.33 - 4,211.19 79,122.15
45 - 666,666.67 83,333.33 - 4,812.79 78,520.55
46 - 750,000.00 83,333.33 - 5,414.38 77,918.95
47 - 833,333.33 83,333.33 - 6,015.98 77,317.35
48 - 916,666.67 83,333.33 - 6,617.58 76,715.75
49 - 1,000,000.00 83,333.33 - 7,219.18 76,114.16
50 - 1,083,333.33 83,333.33 - 7,820.78 75,512.56
51 - 1,166,666.67 83,333.33 - 8,422.37 74,910.96
52 - 1,250,000.00 83,333.33 - 9,023.97 74,309.36
53 - 1,333,333.33 83,333.33 - 9,625.57 73,707.76
54 - 1,416,666.67 83,333.33 - 10,227.17 73,106.16
55 - 1,500,000.00 83,333.33 - 10,828.77 72,504.57
56 - 1,583,333.33 83,333.33 - 11,430.37 71,902.97
57 - 1,666,666.67 83,333.33 - 12,031.96 71,301.37
58 - 1,750,000.00 83,333.33 - 12,633.56 70,699.77
59 - 1,833,333.33 83,333.33 - 13,235.16 70,098.17
60 - 1,916,666.67 83,333.33 - 13,836.76 69,496.58
61 - 2,000,000.00 83,333.33 - 14,438.36 68,894.98
62 - 2,083,333.33 83,333.33 - 15,039.95 68,293.38
63 - 2,166,666.67 83,333.33 - 15,641.55 67,691.78
64 - 2,250,000.00 83,333.33 - 16,243.15 67,090.18
65 - 2,333,333.33 83,333.33 - 16,844.75 66,488.58
66 - 2,416,666.67 83,333.33 - 17,446.35 65,886.99
67 - 2,500,000.00 83,333.33 - 18,047.95 65,285.39
68 - 2,583,333.33 83,333.33 - 18,649.54 64,683.79
69 - 2,666,666.67 83,333.33 - 19,251.14 64,082.19
70 - 2,750,000.00 83,333.33 - 19,852.74 63,480.59
71 - 2,833,333.33 83,333.33 - 20,454.34 62,879.00
72 - 2,916,666.67 83,333.33 - 21,055.94 62,277.40
73 - 3,000,000.00 83,333.33 - 21,657.53 61,675.80
74 - 3,083,333.33 83,333.33 - 22,259.13 61,074.20
75 - 3,166,666.67 83,333.33 - 22,860.73 60,472.60
76 - 3,250,000.00 83,333.33 - 23,462.33 59,871.00
77 - 3,333,333.33 83,333.33 - 24,063.93 59,269.41
78 - 3,416,666.67 83,333.33 - 24,665.53 58,667.81
79 - 3,500,000.00 83,333.33 - 25,267.12 58,066.21
80 - 3,583,333.33 83,333.33 - 25,868.72 57,464.61
81 - 3,666,666.67 83,333.33 - 26,470.32 56,863.01
82 - 3,750,000.00 83,333.33 - 27,071.92 56,261.42
83 - 3,833,333.33 83,333.33 - 27,673.52 55,659.82
84 - 3,916,666.67 83,333.33 - 28,275.11 55,058.22
Página 31
85 - 4,000,000.00 83,333.33 - 28,876.71 54,456.62
86 - 4,083,333.33 83,333.33 - 29,478.31 53,855.02
87 - 4,166,666.67 83,333.33 - 30,079.91 53,253.42
88 - 4,250,000.00 83,333.33 - 30,681.51 52,651.83
89 - 4,333,333.33 83,333.33 - 31,283.11 52,050.23
90 - 4,416,666.67 83,333.33 - 31,884.70 51,448.63
91 - 4,500,000.00 83,333.33 - 32,486.30 50,847.03
92 - 4,583,333.33 83,333.33 - 33,087.90 50,245.43
93 - 4,666,666.67 83,333.33 - 33,689.50 49,643.84
94 - 4,750,000.00 83,333.33 - 34,291.10 49,042.24
95 - 4,833,333.33 83,333.33 - 34,892.69 48,440.64
96 - 4,916,666.67 83,333.33 - 35,494.29 47,839.04
97 - 5,000,000.00 83,333.33 - 36,095.89 47,237.44
98 - 5,083,333.33 83,333.33 - 36,697.49 46,635.84
99 - 5,166,666.67 83,333.33 - 37,299.09 46,034.25
100 - 5,250,000.00 83,333.33 - 37,900.68 45,432.65
101 - 5,333,333.33 83,333.33 - 38,502.28 44,831.05
102 - 5,416,666.67 83,333.33 - 39,103.88 44,229.45
103 - 5,500,000.00 83,333.33 - 39,705.48 43,627.85
104 - 5,583,333.33 83,333.33 - 40,307.08 43,026.26
105 - 5,666,666.67 83,333.33 - 40,908.68 42,424.66
106 - 5,750,000.00 83,333.33 - 41,510.27 41,823.06
107 - 5,833,333.33 83,333.33 - 42,111.87 41,221.46
108 - 5,916,666.67 83,333.33 - 42,713.47 40,619.86
109 - 6,000,000.00 83,333.33 - 43,315.07 40,018.26
110 - 6,083,333.33 83,333.33 - 43,916.67 39,416.67
111 - 6,166,666.67 83,333.33 - 44,518.26 38,815.07
112 - 6,250,000.00 83,333.33 - 45,119.86 38,213.47
113 - 6,333,333.33 83,333.33 - 45,721.46 37,611.87
114 - 6,416,666.67 83,333.33 - 46,323.06 37,010.27
115 - 6,500,000.00 83,333.33 - 46,924.66 36,408.68
116 - 6,583,333.33 83,333.33 - 47,526.26 35,807.08
117 - 6,666,666.67 83,333.33 - 48,127.85 35,205.48
118 - 6,750,000.00 83,333.33 - 48,729.45 34,603.88
119 - 6,833,333.33 83,333.33 - 49,331.05 34,002.28
120 - 6,916,666.67 83,333.33 - 49,932.65 33,400.68
121 - 7,000,000.00 83,333.33 - 50,534.25 32,799.09
122 - 7,083,333.33 83,333.33 - 51,135.84 32,197.49
123 - 7,166,666.67 83,333.33 - 51,737.44 31,595.89
124 - 7,250,000.00 83,333.33 - 52,339.04 30,994.29
125 - 7,333,333.33 83,333.33 - 52,940.64 30,392.69
126 - 7,416,666.67 83,333.33 - 53,542.24 29,791.10
127 - 7,500,000.00 83,333.33 - 54,143.84 29,189.50
128 - 7,583,333.33 83,333.33 - 54,745.43 28,587.90
129 - 7,666,666.67 83,333.33 - 55,347.03 27,986.30
130 - 7,750,000.00 83,333.33 - 55,948.63 27,384.70
131 - 7,833,333.33 83,333.33 - 56,550.23 26,783.11
132 - 7,916,666.67 83,333.33 - 57,151.83 26,181.51
133 - 8,000,000.00 83,333.33 - 57,753.42 25,579.91
Página 32
134 - 8,083,333.33 83,333.33 - 58,355.02 24,978.31
135 - 8,166,666.67 83,333.33 - 58,956.62 24,376.71
136 - 8,250,000.00 83,333.33 - 59,558.22 23,775.11
137 - 8,333,333.33 83,333.33 - 60,159.82 23,173.52
138 - 8,416,666.67 83,333.33 - 60,761.42 22,571.92
139 - 8,500,000.00 83,333.33 - 61,363.01 21,970.32
140 - 8,583,333.33 83,333.33 - 61,964.61 21,368.72
141 - 8,666,666.67 83,333.33 - 62,566.21 20,767.12
142 - 8,750,000.00 83,333.33 - 63,167.81 20,165.53
143 - 8,833,333.33 83,333.33 - 63,769.41 19,563.93
144 - 8,916,666.67 83,333.33 - 64,371.00 18,962.33
145 - 9,000,000.00 83,333.33 - 64,972.60 18,360.73
146 - 9,083,333.33 83,333.33 - 65,574.20 17,759.13
147 - 9,166,666.67 83,333.33 - 66,175.80 17,157.53
148 - 9,250,000.00 83,333.33 - 66,777.40 16,555.94
149 - 9,333,333.33 83,333.33 - 67,379.00 15,954.34
150 - 9,416,666.67 83,333.33 - 67,980.59 15,352.74
151 - 9,500,000.00 83,333.33 - 68,582.19 14,751.14
152 - 9,583,333.33 83,333.33 - 69,183.79 14,149.54
153 - 9,666,666.67 83,333.33 - 69,785.39 13,547.95
154 - 9,750,000.00 83,333.33 - 70,386.99 12,946.35
155 - 9,833,333.33 83,333.33 - 70,988.58 12,344.75
156 - 9,916,666.67 83,333.33 - 71,590.18 11,743.15
157 - 10,000,000.00 83,333.33 - 72,191.78 11,141.55
158 - 10,083,333.33 83,333.33 - 72,793.38 10,539.95
159 - 10,166,666.67 83,333.33 - 73,394.98 9,938.36
160 - 10,250,000.00 83,333.33 - 73,996.58 9,336.76
161 - 10,333,333.33 83,333.33 - 74,598.17 8,735.16
162 - 10,416,666.67 83,333.33 - 75,199.77 8,133.56
163 - 10,500,000.00 83,333.33 - 75,801.37 7,531.96
164 - 10,583,333.33 83,333.33 - 76,402.97 6,930.37
165 - 10,666,666.67 83,333.33 - 77,004.57 6,328.77
166 - 10,750,000.00 83,333.33 - 77,606.16 5,727.17
167 - 10,833,333.33 83,333.33 - 78,207.76 5,125.57
168 - 10,916,666.67 83,333.33 - 78,809.36 4,523.97
169 - 11,000,000.00 83,333.33 - 79,410.96 3,922.37
170 - 11,083,333.33 83,333.33 - 80,012.56 3,320.78
171 - 11,166,666.67 83,333.33 - 80,614.16 2,719.18
172 - 11,250,000.00 83,333.33 - 81,215.75 2,117.58
173 - 11,333,333.33 83,333.33 - 81,817.35 1,515.98
174 - 11,416,666.67 83,333.33 - 82,418.95 914.38
175 - 11,500,000.00 83,333.33 - 83,020.55 312.79
176 - 11,583,333.33 83,333.33 - 83,622.15 - 288.81
177 - 11,666,666.67 83,333.33 - 84,223.74 - 890.41
178 - 11,750,000.00 83,333.33 - 84,825.34 - 1,492.01
179 - 11,833,333.33 83,333.33 - 85,426.94 - 2,093.61
180 - 11,916,666.67 83,333.33 - 86,028.54 - 2,695.21
181 - 12,000,000.00 83,333.33 - 86,630.14 - 3,296.80
182 - 12,083,333.33 83,333.33 - 87,231.74 - 3,898.40
Página 33
183 - 12,166,666.67 83,333.33 - 87,833.33 - 4,500.00
184 - 12,250,000.00 83,333.33 - 88,434.93 - 5,101.60
185 - 12,333,333.33 83,333.33 - 89,036.53 - 5,703.20
186 - 12,416,666.67 83,333.33 - 89,638.13 - 6,304.79
187 - 12,500,000.00 83,333.33 - 90,239.73 - 6,906.39
188 - 12,583,333.33 83,333.33 - 90,841.32 - 7,507.99
189 - 12,666,666.67 83,333.33 - 91,442.92 - 8,109.59
190 - 12,750,000.00 83,333.33 - 92,044.52 - 8,711.19
191 - 12,833,333.33 83,333.33 - 92,646.12 - 9,312.79
192 - 12,916,666.67 83,333.33 - 93,247.72 - 9,914.38
193 - 13,000,000.00 83,333.33 - 93,849.32 - 10,515.98
194 - 13,083,333.33 83,333.33 - 94,450.91 - 11,117.58
195 - 13,166,666.67 83,333.33 - 95,052.51 - 11,719.18
196 - 13,250,000.00 83,333.33 - 95,654.11 - 12,320.78
197 - 13,333,333.33 83,333.33 - 96,255.71 - 12,922.37
198 - 13,416,666.67 83,333.33 - 96,857.31 - 13,523.97
199 - 13,500,000.00 83,333.33 - 97,458.90 - 14,125.57
200 - 13,583,333.33 83,333.33 - 98,060.50 - 14,727.17
201 - 13,666,666.67 83,333.33 - 98,662.10 - 15,328.77
202 - 13,750,000.00 83,333.33 - 99,263.70 - 15,930.37
203 - 13,833,333.33 83,333.33 - 99,865.30 - 16,531.96
204 - 13,916,666.67 83,333.33 - 100,466.89 - 17,133.56
205 - 14,000,000.00 83,333.33 - 101,068.49 - 17,735.16
206 - 14,083,333.33 83,333.33 - 101,670.09 - 18,336.76
207 - 14,166,666.67 83,333.33 - 102,271.69 - 18,938.36
208 - 14,250,000.00 83,333.33 - 102,873.29 - 19,539.95
209 - 14,333,333.33 83,333.33 - 103,474.89 - 20,141.55
210 - 14,416,666.67 83,333.33 - 104,076.48 - 20,743.15
211 - 14,500,000.00 83,333.33 - 104,678.08 - 21,344.75
212 - 14,583,333.33 83,333.33 - 105,279.68 - 21,946.35
213 - 14,666,666.67 83,333.33 - 105,881.28 - 22,547.95
214 - 14,750,000.00 83,333.33 - 106,482.88 - 23,149.54
215 - 14,833,333.33 83,333.33 - 107,084.47 - 23,751.14
216 - 14,916,666.67 83,333.33 - 107,686.07 - 24,352.74
217 - 15,000,000.00 83,333.33 - 108,287.67 - 24,954.34
218 - 15,083,333.33 83,333.33 - 108,889.27 - 25,555.94
219 - 15,166,666.67 83,333.33 - 109,490.87 - 26,157.53
220 - 15,250,000.00 83,333.33 - 110,092.47 - 26,759.13
221 - 15,333,333.33 83,333.33 - 110,694.06 - 27,360.73
222 - 15,416,666.67 83,333.33 - 111,295.66 - 27,962.33
223 - 15,500,000.00 83,333.33 - 111,897.26 - 28,563.93
224 - 15,583,333.33 83,333.33 - 112,498.86 - 29,165.53
225 - 15,666,666.67 83,333.33 - 113,100.46 - 29,767.12
226 - 15,750,000.00 83,333.33 - 113,702.05 - 30,368.72
227 - 15,833,333.33 83,333.33 - 114,303.65 - 30,970.32
228 - 15,916,666.67 83,333.33 - 114,905.25 - 31,571.92
229 - 16,000,000.00 83,333.33 - 115,506.85 - 32,173.52
230 - 16,083,333.33 83,333.33 - 116,108.45 - 32,775.11
231 - 16,166,666.67 83,333.33 - 116,710.05 - 33,376.71
Página 34
232 - 16,250,000.00 83,333.33 - 117,311.64 - 33,978.31
233 - 16,333,333.33 83,333.33 - 117,913.24 - 34,579.91
234 - 16,416,666.67 83,333.33 - 118,514.84 - 35,181.51
235 - 16,500,000.00 83,333.33 - 119,116.44 - 35,783.11
236 - 16,583,333.33 83,333.33 - 119,718.04 - 36,384.70
237 - 16,666,666.67 83,333.33 - 120,319.63 - 36,986.30
238 - 16,750,000.00 83,333.33 - 120,921.23 - 37,587.90
239 - 16,833,333.33 83,333.33 - 121,522.83 - 38,189.50
240 - 16,916,666.67 83,333.33 - 122,124.43 - 38,791.10
241 - 17,000,000.00 83,333.33 - 122,726.03 - 39,392.69
242 - 17,083,333.33 83,333.33 -123327.63 - 39,994.29
243 - 17,166,666.67 83,333.33 -123929.22 - 40,595.89
244 - 17,250,000.00 83,333.33 -124530.82 - 41,197.49
245 - 17,333,333.33 83,333.33 -125132.42 - 41,799.09
246 - 17,416,666.67 83,333.33 -125734.02 - 42,400.68
247 - 17,500,000.00 83,333.33 -126335.62 - 43,002.28
248 - 17,583,333.33 83,333.33 -126937.21 - 43,603.88
249 - 17,666,666.67 83,333.33 -127538.81 - 44,205.48
250 - 17,750,000.00 83,333.33 -128140.41 - 44,807.08
251 - 17,833,333.33 83,333.33 -128742.01 - 45,408.68
252 - 17,916,666.67 83,333.33 -129343.61 - 46,010.27
253 - 18,000,000.00 83,333.33 -129945.21 - 46,611.87
254 - 18,083,333.33 83,333.33 -130546.80 - 47,213.47
255 - 18,166,666.67 83,333.33 -131148.40 - 47,815.07
256 - 18,250,000.00 83,333.33 -131750.00 - 48,416.67
257 - 18,333,333.33 83,333.33 -132351.60 - 49,018.26
258 - 18,416,666.67 83,333.33 -132953.20 - 49,619.86
259 - 18,500,000.00 83,333.33 -133554.79 - 50,221.46
260 - 18,583,333.33 83,333.33 -134156.39 - 50,823.06
261 - 18,666,666.67 83,333.33 -134757.99 - 51,424.66
262 - 18,750,000.00 83,333.33 -135359.59 - 52,026.26
263 - 18,833,333.33 83,333.33 -135961.19 - 52,627.85
264 - 18,916,666.67 83,333.33 -136562.79 - 53,229.45
265 - 19,000,000.00 83,333.33 -137164.38 - 53,831.05
266 - 19,083,333.33 83,333.33 -137765.98 - 54,432.65
267 - 19,166,666.67 83,333.33 -138367.58 - 55,034.25
268 - 19,250,000.00 83,333.33 -138969.18 - 55,635.84
269 - 19,333,333.33 83,333.33 -139570.78 - 56,237.44
270 - 19,416,666.67 83,333.33 -140172.37 - 56,839.04
271 - 19,500,000.00 83,333.33 -140773.97 - 57,440.64
272 - 19,583,333.33 83,333.33 -141375.57 - 58,042.24
273 - 19,666,666.67 83,333.33 -141977.17 - 58,643.84
274 - 19,750,000.00 83,333.33 -142578.77 - 59,245.43
275 - 19,833,333.33 83,333.33 -143180.37 - 59,847.03
276 - 19,916,666.67 83,333.33 -143781.96 - 60,448.63
277 - 20,000,000.00 83,333.33 -144383.56 - 61,050.23
278 - 20,083,333.33 83,333.33 -144985.16 - 61,651.83
279 - 20,166,666.67 83,333.33 -145586.76 - 62,253.42
280 - 20,250,000.00 83,333.33 -146188.36 - 62,855.02
Página 35
281 - 20,333,333.33 83,333.33 -146789.95 - 63,456.62
282 - 20,416,666.67 83,333.33 -147391.55 - 64,058.22
283 - 20,500,000.00 83,333.33 -147993.15 - 64,659.82
284 - 20,583,333.33 83,333.33 -148594.75 - 65,261.42
285 - 20,666,666.67 83,333.33 -149196.35 - 65,863.01
286 - 20,750,000.00 83,333.33 -149797.95 - 66,464.61
287 - 20,833,333.33 83,333.33 -150399.54 - 67,066.21
288 - 20,916,666.67 83,333.33 -151001.14 - 67,667.81
289 - 21,000,000.00 83,333.33 -151602.74 - 68,269.41
290 - 21,083,333.33 83,333.33 -152204.34 - 68,871.00
291 - 21,166,666.67 83,333.33 -152805.94 - 69,472.60
292 - 21,250,000.00 83,333.33 -153407.53 - 70,074.20
293 - 21,333,333.33 83,333.33 -154009.13 - 70,675.80
294 - 21,416,666.67 83,333.33 -154610.73 - 71,277.40
295 - 21,500,000.00 83,333.33 -155212.33 - 71,879.00
296 - 21,583,333.33 83,333.33 -155813.93 - 72,480.59
297 - 21,666,666.67 83,333.33 -156415.53 - 73,082.19
298 - 21,750,000.00 83,333.33 -157017.12 - 73,683.79
299 - 21,833,333.33 83,333.33 -157618.72 - 74,285.39
300 - 21,916,666.67 83,333.33 -158220.32 - 74,886.99
Página 36

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DEUDA INDIRECTA -
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FONDOS PROPIOS
Monto maximo a otorgar Q 2.00 MM
Tasa de interes 8.50 %
FIDUCIARIO 36 MESES
Plazos PRENDARIO 5 AÑOS
HIPOTECARIO 15 AÑOS
12 meses para
Periodo de gracia
pago de capital
cuota nivelada o
Forma de pago
sobre saldos
Destino capital de trabajo
Gastos de desembolso Q500.00
Página 37
CASA PLAN cuota nivelada
EL CREDITO HIPOTECARIO NACIONAL DE GUATEMALA
Señor (a):
CALCULO DE CUOTAS NIVELADAS VALOR DE LA GARANTIA CASA PLAN 80%

PRECIO DE VENTA 1,250,000.00 SOBRE EL AVALUO COMERCIAL
ENGANCHE - Q1,562,500.00
SALDO A FINANCIAR 1,250,000.00
SEGUROS DE VIDA Y DAÑOS 1.00 %
PLAZO EN MESES: 300
CUOTA NIVELADA MENSUAL A PAGAR 10,279.06 PRODUCTO Tasa de Interes
CUOTA NIVELADA SIN SEGURO 9,237.39 terreno en cualquier
CAPACIDAD DE PAGO: CASA PLAN (compra de vivienda, terreno construcción, 9% mas 1% del producto PLAZO 10 años
ampliacion y liberacion de gravamen) seguro maximo
No. DE SEGUROS DE VIDA Y

CUOTA DAÑOS
1,250,000.00 Ingreso mensual Q 150,000.00

1 1,424.89 7,812.50 1,041.67 10,279.06 1,248,575.11
2 1,433.80 7,803.59 1,041.67 10,279.06 1,247,141.31
3 1,442.76 7,794.63 1,041.67 10,279.06 1,245,698.56 Pagos mensuales de préstamo y tarjetas Q 10,279.06 Nivel de endeudamiento
4 1,451.77 7,785.62 1,041.67 10,279.06 1,244,246.78 CUOTA DE PRESTAMO QUE SOLICITA EN CHN 10,279.06 6.85 %
5 1,460.85 7,776.54 1,041.67 10,279.06 1,242,785.94 -
6 1,469.98 7,767.41 1,041.67 10,279.06 1,241,315.96 -
7 1,479.16 7,758.22 1,041.67 10,279.06 1,239,836.79 -
8 1,488.41 7,748.98 1,041.67 10,279.06 1,238,348.39
9 1,497.71 7,739.68 1,041.67 10,279.06 1,236,850.67
10 1,507.07 7,730.32 1,041.67 10,279.06 1,235,343.60
11 1,516.49 7,720.90 1,041.67 10,279.06 1,233,827.11
12 1,525.97 7,711.42 1,041.67 10,279.06 1,232,301.14
13 1,535.51 7,701.88 1,041.67 10,279.06 1,230,765.63
14 1,545.10 7,692.29 1,041.67 10,279.06 1,229,220.53
15 1,554.76 7,682.63 1,041.67 10,279.06 1,227,665.76
16 1,564.48 7,672.91 1,041.67 10,279.06 1,226,101.28
17 1,574.26 7,663.13 1,041.67 10,279.06 1,224,527.03
18 1,584.10 7,653.29 1,041.67 10,279.06 1,222,942.93
19 1,594.00 7,643.39 1,041.67 10,279.06 1,221,348.94
20 1,603.96 7,633.43 1,041.67 10,279.06 1,219,744.98
21 1,613.98 7,623.41 1,041.67 10,279.06 1,218,130.99
22 1,624.07 7,613.32 1,041.67 10,279.06 1,216,506.92
23 1,634.22 7,603.17 1,041.67 10,279.06 1,214,872.70
24 1,644.44 7,592.95 1,041.67 10,279.06 1,213,228.27
25 1,654.71 7,582.68 1,041.67 10,279.06 1,211,573.55
26 1,665.06 7,572.33 1,041.67 10,279.06 1,209,908.50
27 1,675.46 7,561.93 1,041.67 10,279.06 1,208,233.04
28 1,685.93 7,551.46 1,041.67 10,279.06 1,206,547.10
29 1,696.47 7,540.92 1,041.67 10,279.06 1,204,850.63
30 1,707.07 7,530.32 1,041.67 10,279.06 1,203,143.56
31 1,717.74 7,519.65 1,041.67 10,279.06 1,201,425.82
32 1,728.48 7,508.91 1,041.67 10,279.06 1,199,697.34
33 1,739.28 7,498.11 1,041.67 10,279.06 1,197,958.06
34 1,750.15 7,487.24 1,041.67 10,279.06 1,196,207.91
35 1,761.09 7,476.30 1,041.67 10,279.06 1,194,446.81
36 1,772.10 7,465.29 1,041.67 10,279.06 1,192,674.72
37 1,783.17 7,454.22 1,041.67 10,279.06 1,190,891.54
38 1,794.32 7,443.07 1,041.67 10,279.06 1,189,097.23
39 1,805.53 7,431.86 1,041.67 10,279.06 1,187,291.70
Página 38
40 1,816.82 7,420.57 1,041.67 10,279.06 1,185,474.88
41 1,828.17 7,409.22 1,041.67 10,279.06 1,183,646.71
42 1,839.60 7,397.79 1,041.67 10,279.06 1,181,807.11
43 1,851.10 7,386.29 1,041.67 10,279.06 1,179,956.01
44 1,862.66 7,374.73 1,041.67 10,279.06 1,178,093.35
45 1,874.31 7,363.08 1,041.67 10,279.06 1,176,219.04
46 1,886.02 7,351.37 1,041.67 10,279.06 1,174,333.02
47 1,897.81 7,339.58 1,041.67 10,279.06 1,172,435.21
48 1,909.67 7,327.72 1,041.67 10,279.06 1,170,525.54
49 1,921.61 7,315.78 1,041.67 10,279.06 1,168,603.94
50 1,933.62 7,303.77 1,041.67 10,279.06 1,166,670.32
51 1,945.70 7,291.69 1,041.67 10,279.06 1,164,724.62
52 1,957.86 7,279.53 1,041.67 10,279.06 1,162,766.76
53 1,970.10 7,267.29 1,041.67 10,279.06 1,160,796.67
54 1,982.41 7,254.98 1,041.67 10,279.06 1,158,814.26
55 1,994.80 7,242.59 1,041.67 10,279.06 1,156,819.45
56 2,007.27 7,230.12 1,041.67 10,279.06 1,154,812.19
57 2,019.81 7,217.58 1,041.67 10,279.06 1,152,792.37
58 2,032.44 7,204.95 1,041.67 10,279.06 1,150,759.94
59 2,045.14 7,192.25 1,041.67 10,279.06 1,148,714.80
60 2,057.92 7,179.47 1,041.67 10,279.06 1,146,656.87
61 2,070.78 7,166.61 1,041.67 10,279.06 1,144,586.09
62 2,083.73 7,153.66 1,041.67 10,279.06 1,142,502.36
63 2,096.75 7,140.64 1,041.67 10,279.06 1,140,405.61
64 2,109.85 7,127.54 1,041.67 10,279.06 1,138,295.76
65 2,123.04 7,114.35 1,041.67 10,279.06 1,136,172.72
66 2,136.31 7,101.08 1,041.67 10,279.06 1,134,036.41
67 2,149.66 7,087.73 1,041.67 10,279.06 1,131,886.74
68 2,163.10 7,074.29 1,041.67 10,279.06 1,129,723.65
69 2,176.62 7,060.77 1,041.67 10,279.06 1,127,547.03
70 2,190.22 7,047.17 1,041.67 10,279.06 1,125,356.81
71 2,203.91 7,033.48 1,041.67 10,279.06 1,123,152.90
72 2,217.68 7,019.71 1,041.67 10,279.06 1,120,935.21
73 2,231.54 7,005.85 1,041.67 10,279.06 1,118,703.67
74 2,245.49 6,991.90 1,041.67 10,279.06 1,116,458.18
75 2,259.53 6,977.86 1,041.67 10,279.06 1,114,198.65
76 2,273.65 6,963.74 1,041.67 10,279.06 1,111,925.00
77 2,287.86 6,949.53 1,041.67 10,279.06 1,109,637.15
78 2,302.16 6,935.23 1,041.67 10,279.06 1,107,334.99
79 2,316.55 6,920.84 1,041.67 10,279.06 1,105,018.44
80 2,331.02 6,906.37 1,041.67 10,279.06 1,102,687.42
81 2,345.59 6,891.80 1,041.67 10,279.06 1,100,341.82
82 2,360.25 6,877.14 1,041.67 10,279.06 1,097,981.57
83 2,375.00 6,862.38 1,041.67 10,279.06 1,095,606.57
84 2,389.85 6,847.54 1,041.67 10,279.06 1,093,216.72
85 2,404.79 6,832.60 1,041.67 10,279.06 1,090,811.93
86 2,419.82 6,817.57 1,041.67 10,279.06 1,088,392.12
87 2,434.94 6,802.45 1,041.67 10,279.06 1,085,957.18
88 2,450.16 6,787.23 1,041.67 10,279.06 1,083,507.02
89 2,465.47 6,771.92 1,041.67 10,279.06 1,081,041.55
90 2,480.88 6,756.51 1,041.67 10,279.06 1,078,560.67
91 2,496.39 6,741.00 1,041.67 10,279.06 1,076,064.28
92 2,511.99 6,725.40 1,041.67 10,279.06 1,073,552.30
93 2,527.69 6,709.70 1,041.67 10,279.06 1,071,024.61
94 2,543.49 6,693.90 1,041.67 10,279.06 1,068,481.12
95 2,559.38 6,678.01 1,041.67 10,279.06 1,065,921.74
96 2,575.38 6,662.01 1,041.67 10,279.06 1,063,346.36
97 2,591.47 6,645.91 1,041.67 10,279.06 1,060,754.89
98 2,607.67 6,629.72 1,041.67 10,279.06 1,058,147.21
Página 39
99 2,623.97 6,613.42 1,041.67 10,279.06 1,055,523.24
100 2,640.37 6,597.02 1,041.67 10,279.06 1,052,882.88
101 2,656.87 6,580.52 1,041.67 10,279.06 1,050,226.00
102 2,673.48 6,563.91 1,041.67 10,279.06 1,047,552.53
103 2,690.19 6,547.20 1,041.67 10,279.06 1,044,862.34
104 2,707.00 6,530.39 1,041.67 10,279.06 1,042,155.34
105 2,723.92 6,513.47 1,041.67 10,279.06 1,039,431.42
106 2,740.94 6,496.45 1,041.67 10,279.06 1,036,690.48
107 2,758.07 6,479.32 1,041.67 10,279.06 1,033,932.40
108 2,775.31 6,462.08 1,041.67 10,279.06 1,031,157.09
109 2,792.66 6,444.73 1,041.67 10,279.06 1,028,364.43
110 2,810.11 6,427.28 1,041.67 10,279.06 1,025,554.32
111 2,827.68 6,409.71 1,041.67 10,279.06 1,022,726.65
112 2,845.35 6,392.04 1,041.67 10,279.06 1,019,881.30
113 2,863.13 6,374.26 1,041.67 10,279.06 1,017,018.17
114 2,881.03 6,356.36 1,041.67 10,279.06 1,014,137.14
115 2,899.03 6,338.36 1,041.67 10,279.06 1,011,238.11
116 2,917.15 6,320.24 1,041.67 10,279.06 1,008,320.96
117 2,935.38 6,302.01 1,041.67 10,279.06 1,005,385.57
118 2,953.73 6,283.66 1,041.67 10,279.06 1,002,431.84
119 2,972.19 6,265.20 1,041.67 10,279.06 999,459.65
120 2,990.77 6,246.62 1,041.67 10,279.06 996,468.88
121 3,009.46 6,227.93 1,041.67 10,279.06 993,459.43
122 3,028.27 6,209.12 1,041.67 10,279.06 990,431.16
123 3,047.19 6,190.19 1,041.67 10,279.06 987,383.96
124 3,066.24 6,171.15 1,041.67 10,279.06 984,317.72
125 3,085.40 6,151.99 1,041.67 10,279.06 981,232.32
126 3,104.69 6,132.70 1,041.67 10,279.06 978,127.63
127 3,124.09 6,113.30 1,041.67 10,279.06 975,003.54
128 3,143.62 6,093.77 1,041.67 10,279.06 971,859.92
129 3,163.27 6,074.12 1,041.67 10,279.06 968,696.66
130 3,183.04 6,054.35 1,041.67 10,279.06 965,513.62
131 3,202.93 6,034.46 1,041.67 10,279.06 962,310.69
132 3,222.95 6,014.44 1,041.67 10,279.06 959,087.74
133 3,243.09 5,994.30 1,041.67 10,279.06 955,844.65
134 3,263.36 5,974.03 1,041.67 10,279.06 952,581.29
135 3,283.76 5,953.63 1,041.67 10,279.06 949,297.53
136 3,304.28 5,933.11 1,041.67 10,279.06 945,993.25
137 3,324.93 5,912.46 1,041.67 10,279.06 942,668.32
138 3,345.71 5,891.68 1,041.67 10,279.06 939,322.61
139 3,366.62 5,870.77 1,041.67 10,279.06 935,955.99
140 3,387.66 5,849.72 1,041.67 10,279.06 932,568.32
141 3,408.84 5,828.55 1,041.67 10,279.06 929,159.48
142 3,430.14 5,807.25 1,041.67 10,279.06 925,729.34
143 3,451.58 5,785.81 1,041.67 10,279.06 922,277.76
144 3,473.15 5,764.24 1,041.67 10,279.06 918,804.60
145 3,494.86 5,742.53 1,041.67 10,279.06 915,309.74
146 3,516.70 5,720.69 1,041.67 10,279.06 911,793.04
147 3,538.68 5,698.71 1,041.67 10,279.06 908,254.36
148 3,560.80 5,676.59 1,041.67 10,279.06 904,693.56
149 3,583.05 5,654.33 1,041.67 10,279.06 901,110.50
150 3,605.45 5,631.94 1,041.67 10,279.06 897,505.05
151 3,627.98 5,609.41 1,041.67 10,279.06 893,877.07
152 3,650.66 5,586.73 1,041.67 10,279.06 890,226.41
153 3,673.47 5,563.92 1,041.67 10,279.06 886,552.94
154 3,696.43 5,540.96 1,041.67 10,279.06 882,856.50
155 3,719.54 5,517.85 1,041.67 10,279.06 879,136.97
156 3,742.78 5,494.61 1,041.67 10,279.06 875,394.18
157 3,766.18 5,471.21 1,041.67 10,279.06 871,628.01
Página 40
158 3,789.71 5,447.68 1,041.67 10,279.06 867,838.29
159 3,813.40 5,423.99 1,041.67 10,279.06 864,024.89
160 3,837.23 5,400.16 1,041.67 10,279.06 860,187.66
161 3,861.22 5,376.17 1,041.67 10,279.06 856,326.44
162 3,885.35 5,352.04 1,041.67 10,279.06 852,441.09
163 3,909.63 5,327.76 1,041.67 10,279.06 848,531.46
164 3,934.07 5,303.32 1,041.67 10,279.06 844,597.39
165 3,958.66 5,278.73 1,041.67 10,279.06 840,638.73
166 3,983.40 5,253.99 1,041.67 10,279.06 836,655.34
167 4,008.29 5,229.10 1,041.67 10,279.06 832,647.04
168 4,033.35 5,204.04 1,041.67 10,279.06 828,613.70
169 4,058.55 5,178.84 1,041.67 10,279.06 824,555.14
170 4,083.92 5,153.47 1,041.67 10,279.06 820,471.22
171 4,109.44 5,127.95 1,041.67 10,279.06 816,361.78
172 4,135.13 5,102.26 1,041.67 10,279.06 812,226.65
173 4,160.97 5,076.42 1,041.67 10,279.06 808,065.68
174 4,186.98 5,050.41 1,041.67 10,279.06 803,878.70
175 4,213.15 5,024.24 1,041.67 10,279.06 799,665.55
176 4,239.48 4,997.91 1,041.67 10,279.06 795,426.07
177 4,265.98 4,971.41 1,041.67 10,279.06 791,160.09
178 4,292.64 4,944.75 1,041.67 10,279.06 786,867.45
179 4,319.47 4,917.92 1,041.67 10,279.06 782,547.99
180 4,346.46 4,890.92 1,041.67 10,279.06 778,201.52
181 4,373.63 4,863.76 1,041.67 10,279.06 773,827.89
182 4,400.97 4,836.42 1,041.67 10,279.06 769,426.92
183 4,428.47 4,808.92 1,041.67 10,279.06 764,998.45
184 4,456.15 4,781.24 1,041.67 10,279.06 760,542.30
185 4,484.00 4,753.39 1,041.67 10,279.06 756,058.30
186 4,512.03 4,725.36 1,041.67 10,279.06 751,546.28
187 4,540.23 4,697.16 1,041.67 10,279.06 747,006.05
188 4,568.60 4,668.79 1,041.67 10,279.06 742,437.45
189 4,597.16 4,640.23 1,041.67 10,279.06 737,840.30
190 4,625.89 4,611.50 1,041.67 10,279.06 733,214.41
191 4,654.80 4,582.59 1,041.67 10,279.06 728,559.61
192 4,683.89 4,553.50 1,041.67 10,279.06 723,875.72
193 4,713.17 4,524.22 1,041.67 10,279.06 719,162.55
194 4,742.62 4,494.77 1,041.67 10,279.06 714,419.93
195 4,772.27 4,465.12 1,041.67 10,279.06 709,647.66
196 4,802.09 4,435.30 1,041.67 10,279.06 704,845.57
197 4,832.10 4,405.28 1,041.67 10,279.06 700,013.46
198 4,862.31 4,375.08 1,041.67 10,279.06 695,151.16
199 4,892.69 4,344.69 1,041.67 10,279.06 690,258.46
200 4,923.27 4,314.12 1,041.67 10,279.06 685,335.19
201 4,954.04 4,283.34 1,041.67 10,279.06 680,381.14
202 4,985.01 4,252.38 1,041.67 10,279.06 675,396.14
203 5,016.16 4,221.23 1,041.67 10,279.06 670,379.97
204 5,047.51 4,189.87 1,041.67 10,279.06 665,332.46
205 5,079.06 4,158.33 1,041.67 10,279.06 660,253.40
206 5,110.81 4,126.58 1,041.67 10,279.06 655,142.59
207 5,142.75 4,094.64 1,041.67 10,279.06 649,999.84
208 5,174.89 4,062.50 1,041.67 10,279.06 644,824.95
209 5,207.23 4,030.16 1,041.67 10,279.06 639,617.72
210 5,239.78 3,997.61 1,041.67 10,279.06 634,377.94
211 5,272.53 3,964.86 1,041.67 10,279.06 629,105.41
212 5,305.48 3,931.91 1,041.67 10,279.06 623,799.93
213 5,338.64 3,898.75 1,041.67 10,279.06 618,461.29
214 5,372.01 3,865.38 1,041.67 10,279.06 613,089.28
215 5,405.58 3,831.81 1,041.67 10,279.06 607,683.70
216 5,439.37 3,798.02 1,041.67 10,279.06 602,244.33
Página 41
217 5,473.36 3,764.03 1,041.67 10,279.06 596,770.97
218 5,507.57 3,729.82 1,041.67 10,279.06 591,263.40
219 5,541.99 3,695.40 1,041.67 10,279.06 585,721.41
220 5,576.63 3,660.76 1,041.67 10,279.06 580,144.78
221 5,611.48 3,625.90 1,041.67 10,279.06 574,533.29
222 5,646.56 3,590.83 1,041.67 10,279.06 568,886.73
223 5,681.85 3,555.54 1,041.67 10,279.06 563,204.89
224 5,717.36 3,520.03 1,041.67 10,279.06 557,487.53
225 5,753.09 3,484.30 1,041.67 10,279.06 551,734.43
226 5,789.05 3,448.34 1,041.67 10,279.06 545,945.39
227 5,825.23 3,412.16 1,041.67 10,279.06 540,120.15
228 5,861.64 3,375.75 1,041.67 10,279.06 534,258.52
229 5,898.27 3,339.12 1,041.67 10,279.06 528,360.24
230 5,935.14 3,302.25 1,041.67 10,279.06 522,425.10
231 5,972.23 3,265.16 1,041.67 10,279.06 516,452.87
232 6,009.56 3,227.83 1,041.67 10,279.06 510,443.31
233 6,047.12 3,190.27 1,041.67 10,279.06 504,396.19
234 6,084.91 3,152.48 1,041.67 10,279.06 498,311.28
235 6,122.94 3,114.45 1,041.67 10,279.06 492,188.33
236 6,161.21 3,076.18 1,041.67 10,279.06 486,027.12
237 6,199.72 3,037.67 1,041.67 10,279.06 479,827.40
238 6,238.47 2,998.92 1,041.67 10,279.06 473,588.93
239 6,277.46 2,959.93 1,041.67 10,279.06 467,311.47
240 6,316.69 2,920.70 1,041.67 10,279.06 460,994.78
241 6356.17 2881.22 1041.67 10279.06 454638.61
242 6395.90 2841.49 1041.67 10279.06 448242.71
243 6435.87 2801.52 1041.67 10279.06 441806.84
244 6476.10 2761.29 1041.67 10279.06 435330.74
245 6516.57 2720.82 1041.67 10279.06 428814.17
246 6557.30 2680.09 1041.67 10279.06 422256.87
247 6598.28 2639.11 1041.67 10279.06 415658.58
248 6639.52 2597.87 1041.67 10279.06 409019.06
249 6681.02 2556.37 1041.67 10279.06 402338.04
250 6722.78 2514.61 1041.67 10279.06 395615.26
251 6764.79 2472.60 1041.67 10279.06 388850.47
252 6807.07 2430.32 1041.67 10279.06 382043.39
253 6849.62 2387.77 1041.67 10279.06 375193.77
254 6892.43 2344.96 1041.67 10279.06 368301.35
255 6935.51 2301.88 1041.67 10279.06 361365.84
256 6978.85 2258.54 1041.67 10279.06 354386.99
257 7022.47 2214.92 1041.67 10279.06 347364.51
258 7066.36 2171.03 1041.67 10279.06 340298.15
259 7110.53 2126.86 1041.67 10279.06 333187.63
260 7154.97 2082.42 1041.67 10279.06 326032.66
261 7199.69 2037.70 1041.67 10279.06 318832.97
262 7244.68 1992.71 1041.67 10279.06 311588.29
263 7289.96 1947.43 1041.67 10279.06 304298.33
264 7335.53 1901.86 1041.67 10279.06 296962.80
265 7381.37 1856.02 1041.67 10279.06 289581.43
266 7427.51 1809.88 1041.67 10279.06 282153.92
267 7473.93 1763.46 1041.67 10279.06 274680.00
268 7520.64 1716.75 1041.67 10279.06 267159.36
269 7567.64 1669.75 1041.67 10279.06 259591.71
270 7614.94 1622.45 1041.67 10279.06 251976.77
271 7662.53 1574.85 1041.67 10279.06 244314.24
Página 42
272 7710.43 1526.96 1041.67 10279.06 236603.81
273 7758.62 1478.77 1041.67 10279.06 228845.20
274 7807.11 1430.28 1041.67 10279.06 221038.09
275 7855.90 1381.49 1041.67 10279.06 213182.19
276 7905.00 1332.39 1041.67 10279.06 205277.19
277 7954.41 1282.98 1041.67 10279.06 197322.78
278 8004.12 1233.27 1041.67 10279.06 189318.66
279 8054.15 1183.24 1041.67 10279.06 181264.51
280 8104.49 1132.90 1041.67 10279.06 173160.02
281 8155.14 1082.25 1041.67 10279.06 165004.88
282 8206.11 1031.28 1041.67 10279.06 156798.77
283 8257.40 979.99 1041.67 10279.06 148541.37
284 8309.01 928.38 1041.67 10279.06 140232.37
285 8360.94 876.45 1041.67 10279.06 131871.43
286 8413.19 824.20 1041.67 10279.06 123458.24
287 8465.78 771.61 1041.67 10279.06 114992.46
288 8518.69 718.70 1041.67 10279.06 106473.78
289 8571.93 665.46 1041.67 10279.06 97901.85
290 8625.50 611.89 1041.67 10279.06 89276.34
291 8679.41 557.98 1041.67 10279.06 80596.93
292 8733.66 503.73 1041.67 10279.06 71863.27
293 8788.24 449.15 1041.67 10279.06 63075.03
294 8843.17 394.22 1041.67 10279.06 54231.86
295 8898.44 338.95 1041.67 10279.06 45333.42
296 8954.06 283.33 1041.67 10279.06 36379.36
297 9010.02 227.37 1041.67 10279.06 27369.34
298 9066.33 171.06 1041.67 10279.06 18303.01
299 9123.00 114.39 1041.67 10279.06 9180.01
300 9180.01 57.38 1041.67 10279.06 0.00
Página 43
CASA PLAN cuota sobre saldos
Señor (a):
CALCULO DE CUOTA SOBRE SALDOS

PRECIO DE VENTA 1,250,000.00
ENGANCHE -
SALDO A FINANCIAR 1,250,000.00
TASA DE INTERES FINANCIERO ANUAL VARIABLE 7.50 %
SEGURO 1.00 %
PLAZO EN MESES: 240
CUOTA MENSUAL INICIAL A PAGAR: 14,062.50
CAPACIDAD DE PAGO:
SEGUROS DE
PAGOS SALDO DE CAPITAL CAPITAL INTERESES TOTAL
VIDA Y DAÑOS
1,250,000.00
1 1,244,791.67 5,208.33 7,812.50 1,041.67 14,062.50
2 1,239,583.33 5,208.33 7,779.95 1,041.67 14,029.95
3 1,234,375.00 5,208.33 7,747.40 1,041.67 13,997.40
4 1,229,166.67 5,208.33 7,714.84 1,041.67 13,964.84
5 1,223,958.33 5,208.33 7,682.29 1,041.67 13,932.29
6 1,218,750.00 5,208.33 7,649.74 1,041.67 13,899.74
7 1,213,541.67 5,208.33 7,617.19 1,041.67 13,867.19
8 1,208,333.33 5,208.33 7,584.64 1,041.67 13,834.64
9 1,203,125.00 5,208.33 7,552.08 1,041.67 13,802.08
10 1,197,916.67 5,208.33 7,519.53 1,041.67 13,769.53
11 1,192,708.33 5,208.33 7,486.98 1,041.67 13,736.98
12 1,187,500.00 5,208.33 7,454.43 1,041.67 13,704.43
13 1,182,291.67 5,208.33 7,421.88 1,041.67 13,671.88
14 1,177,083.33 5,208.33 7,389.32 1,041.67 13,639.32
15 1,171,875.00 5,208.33 7,356.77 1,041.67 13,606.77
16 1,166,666.67 5,208.33 7,324.22 1,041.67 13,574.22
17 1,161,458.33 5,208.33 7,291.67 1,041.67 13,541.67
18 1,156,250.00 5,208.33 7,259.11 1,041.67 13,509.11
19 1,151,041.67 5,208.33 7,226.56 1,041.67 13,476.56
20 1,145,833.33 5,208.33 7,194.01 1,041.67 13,444.01
21 1,140,625.00 5,208.33 7,161.46 1,041.67 13,411.46
22 1,135,416.67 5,208.33 7,128.91 1,041.67 13,378.91
23 1,130,208.33 5,208.33 7,096.35 1,041.67 13,346.35
24 1,125,000.00 5,208.33 7,063.80 1,041.67 13,313.80
25 1,119,791.67 5,208.33 7,031.25 1,041.67 13,281.25
26 1,114,583.33 5,208.33 6,998.70 1,041.67 13,248.70
27 1,109,375.00 5,208.33 6,966.15 1,041.67 13,216.15
28 1,104,166.67 5,208.33 6,933.59 1,041.67 13,183.59
29 1,098,958.33 5,208.33 6,901.04 1,041.67 13,151.04
30 1,093,750.00 5,208.33 6,868.49 1,041.67 13,118.49
31 1,088,541.67 5,208.33 6,835.94 1,041.67 13,085.94
Página 44
32 1,083,333.33 5,208.33 6,803.39 1,041.67 13,053.39
33 1,078,125.00 5,208.33 6,770.83 1,041.67 13,020.83
34 1,072,916.67 5,208.33 6,738.28 1,041.67 12,988.28
35 1,067,708.33 5,208.33 6,705.73 1,041.67 12,955.73
36 1,062,500.00 5,208.33 6,673.18 1,041.67 12,923.18
37 1,057,291.67 5,208.33 6,640.63 1,041.67 12,890.63
38 1,052,083.33 5,208.33 6,608.07 1,041.67 12,858.07
39 1,046,875.00 5,208.33 6,575.52 1,041.67 12,825.52
40 1,041,666.67 5,208.33 6,542.97 1,041.67 12,792.97
41 1,036,458.33 5,208.33 6,510.42 1,041.67 12,760.42
42 1,031,250.00 5,208.33 6,477.86 1,041.67 12,727.86
43 1,026,041.67 5,208.33 6,445.31 1,041.67 12,695.31
44 1,020,833.33 5,208.33 6,412.76 1,041.67 12,662.76
45 1,015,625.00 5,208.33 6,380.21 1,041.67 12,630.21
46 1,010,416.67 5,208.33 6,347.66 1,041.67 12,597.66
47 1,005,208.33 5,208.33 6,315.10 1,041.67 12,565.10
48 1,000,000.00 5,208.33 6,282.55 1,041.67 12,532.55
49 994,791.67 5,208.33 6,250.00 1,041.67 12,500.00
50 989,583.33 5,208.33 6,217.45 1,041.67 12,467.45
51 984,375.00 5,208.33 6,184.90 1,041.67 12,434.90
52 979,166.67 5,208.33 6,152.34 1,041.67 12,402.34
53 973,958.33 5,208.33 6,119.79 1,041.67 12,369.79
54 968,750.00 5,208.33 6,087.24 1,041.67 12,337.24
55 963,541.67 5,208.33 6,054.69 1,041.67 12,304.69
56 958,333.33 5,208.33 6,022.14 1,041.67 12,272.14
57 953,125.00 5,208.33 5,989.58 1,041.67 12,239.58
58 947,916.67 5,208.33 5,957.03 1,041.67 12,207.03
59 942,708.33 5,208.33 5,924.48 1,041.67 12,174.48
60 937,500.00 5,208.33 5,891.93 1,041.67 12,141.93
61 932,291.67 5,208.33 5,859.38 1,041.67 12,109.38
62 927,083.33 5,208.33 5,826.82 1,041.67 12,076.82
63 921,875.00 5,208.33 5,794.27 1,041.67 12,044.27
64 916,666.67 5,208.33 5,761.72 1,041.67 12,011.72
65 911,458.33 5,208.33 5,729.17 1,041.67 11,979.17
66 906,250.00 5,208.33 5,696.61 1,041.67 11,946.61
67 901,041.67 5,208.33 5,664.06 1,041.67 11,914.06
68 895,833.33 5,208.33 5,631.51 1,041.67 11,881.51
69 890,625.00 5,208.33 5,598.96 1,041.67 11,848.96
70 885,416.67 5,208.33 5,566.41 1,041.67 11,816.41
71 880,208.33 5,208.33 5,533.85 1,041.67 11,783.85
72 875,000.00 5,208.33 5,501.30 1,041.67 11,751.30
73 869,791.67 5,208.33 5,468.75 1,041.67 11,718.75
74 864,583.33 5,208.33 5,436.20 1,041.67 11,686.20
75 859,375.00 5,208.33 5,403.65 1,041.67 11,653.65
76 854,166.67 5,208.33 5,371.09 1,041.67 11,621.09
77 848,958.33 5,208.33 5,338.54 1,041.67 11,588.54
78 843,750.00 5,208.33 5,305.99 1,041.67 11,555.99
79 838,541.67 5,208.33 5,273.44 1,041.67 11,523.44
80 833,333.33 5,208.33 5,240.89 1,041.67 11,490.89
Página 45
81 828,125.00 5,208.33 5,208.33 1,041.67 11,458.33
82 822,916.67 5,208.33 5,175.78 1,041.67 11,425.78
83 817,708.33 5,208.33 5,143.23 1,041.67 11,393.23
84 812,500.00 5,208.33 5,110.68 1,041.67 11,360.68
85 807,291.67 5,208.33 5,078.13 1,041.67 11,328.13
86 802,083.33 5,208.33 5,045.57 1,041.67 11,295.57
87 796,875.00 5,208.33 5,013.02 1,041.67 11,263.02
88 791,666.67 5,208.33 4,980.47 1,041.67 11,230.47
89 786,458.33 5,208.33 4,947.92 1,041.67 11,197.92
90 781,250.00 5,208.33 4,915.36 1,041.67 11,165.36
91 776,041.67 5,208.33 4,882.81 1,041.67 11,132.81
92 770,833.33 5,208.33 4,850.26 1,041.67 11,100.26
93 765,625.00 5,208.33 4,817.71 1,041.67 11,067.71
94 760,416.67 5,208.33 4,785.16 1,041.67 11,035.16
95 755,208.33 5,208.33 4,752.60 1,041.67 11,002.60
96 750,000.00 5,208.33 4,720.05 1,041.67 10,970.05
97 744,791.67 5,208.33 4,687.50 1,041.67 10,937.50
98 739,583.33 5,208.33 4,654.95 1,041.67 10,904.95
99 734,375.00 5,208.33 4,622.40 1,041.67 10,872.40
100 729,166.67 5,208.33 4,589.84 1,041.67 10,839.84
101 723,958.33 5,208.33 4,557.29 1,041.67 10,807.29
102 718,750.00 5,208.33 4,524.74 1,041.67 10,774.74
103 713,541.67 5,208.33 4,492.19 1,041.67 10,742.19
104 708,333.33 5,208.33 4,459.64 1,041.67 10,709.64
105 703,125.00 5,208.33 4,427.08 1,041.67 10,677.08
106 697,916.67 5,208.33 4,394.53 1,041.67 10,644.53
107 692,708.33 5,208.33 4,361.98 1,041.67 10,611.98
108 687,500.00 5,208.33 4,329.43 1,041.67 10,579.43
109 682,291.67 5,208.33 4,296.88 1,041.67 10,546.88
110 677,083.33 5,208.33 4,264.32 1,041.67 10,514.32
111 671,875.00 5,208.33 4,231.77 1,041.67 10,481.77
112 666,666.67 5,208.33 4,199.22 1,041.67 10,449.22
113 661,458.33 5,208.33 4,166.67 1,041.67 10,416.67
114 656,250.00 5,208.33 4,134.11 1,041.67 10,384.11
115 651,041.67 5,208.33 4,101.56 1,041.67 10,351.56
116 645,833.33 5,208.33 4,069.01 1,041.67 10,319.01
117 640,625.00 5,208.33 4,036.46 1,041.67 10,286.46
118 635,416.67 5,208.33 4,003.91 1,041.67 10,253.91
119 630,208.33 5,208.33 3,971.35 1,041.67 10,221.35
120 625,000.00 5,208.33 3,938.80 1,041.67 10,188.80
121 619,791.67 5,208.33 3,906.25 1,041.67 10,156.25
122 614,583.33 5,208.33 3,873.70 1,041.67 10,123.70
123 609,375.00 5,208.33 3,841.15 1,041.67 10,091.15
124 604,166.67 5,208.33 3,808.59 1,041.67 10,058.59
125 598,958.33 5,208.33 3,776.04 1,041.67 10,026.04
126 593,750.00 5,208.33 3,743.49 1,041.67 9,993.49
127 588,541.67 5,208.33 3,710.94 1,041.67 9,960.94
128 583,333.33 5,208.33 3,678.39 1,041.67 9,928.39
129 578,125.00 5,208.33 3,645.83 1,041.67 9,895.83
Página 46
130 572,916.67 5,208.33 3,613.28 1,041.67 9,863.28
131 567,708.33 5,208.33 3,580.73 1,041.67 9,830.73
132 562,500.00 5,208.33 3,548.18 1,041.67 9,798.18
133 557,291.67 5,208.33 3,515.62 1,041.67 9,765.62
134 552,083.33 5,208.33 3,483.07 1,041.67 9,733.07
135 546,875.00 5,208.33 3,450.52 1,041.67 9,700.52
136 541,666.67 5,208.33 3,417.97 1,041.67 9,667.97
137 536,458.33 5,208.33 3,385.42 1,041.67 9,635.42
138 531,250.00 5,208.33 3,352.86 1,041.67 9,602.86
139 526,041.67 5,208.33 3,320.31 1,041.67 9,570.31
140 520,833.33 5,208.33 3,287.76 1,041.67 9,537.76
141 515,625.00 5,208.33 3,255.21 1,041.67 9,505.21
142 510,416.67 5,208.33 3,222.66 1,041.67 9,472.66
143 505,208.33 5,208.33 3,190.10 1,041.67 9,440.10
144 500,000.00 5,208.33 3,157.55 1,041.67 9,407.55
145 494,791.67 5,208.33 3,125.00 1,041.67 9,375.00
146 489,583.33 5,208.33 3,092.45 1,041.67 9,342.45
147 484,375.00 5,208.33 3,059.90 1,041.67 9,309.90
148 479,166.67 5,208.33 3,027.34 1,041.67 9,277.34
149 473,958.33 5,208.33 2,994.79 1,041.67 9,244.79
150 468,750.00 5,208.33 2,962.24 1,041.67 9,212.24
151 463,541.67 5,208.33 2,929.69 1,041.67 9,179.69
152 458,333.33 5,208.33 2,897.14 1,041.67 9,147.14
153 453,125.00 5,208.33 2,864.58 1,041.67 9,114.58
154 447,916.67 5,208.33 2,832.03 1,041.67 9,082.03
155 442,708.33 5,208.33 2,799.48 1,041.67 9,049.48
156 437,500.00 5,208.33 2,766.93 1,041.67 9,016.93
157 432,291.67 5,208.33 2,734.37 1,041.67 8,984.37
158 427,083.33 5,208.33 2,701.82 1,041.67 8,951.82
159 421,875.00 5,208.33 2,669.27 1,041.67 8,919.27
160 416,666.67 5,208.33 2,636.72 1,041.67 8,886.72
161 411,458.33 5,208.33 2,604.17 1,041.67 8,854.17
162 406,250.00 5,208.33 2,571.61 1,041.67 8,821.61
163 401,041.67 5,208.33 2,539.06 1,041.67 8,789.06
164 395,833.33 5,208.33 2,506.51 1,041.67 8,756.51
165 390,625.00 5,208.33 2,473.96 1,041.67 8,723.96
166 385,416.67 5,208.33 2,441.41 1,041.67 8,691.41
167 380,208.33 5,208.33 2,408.85 1,041.67 8,658.85
168 375,000.00 5,208.33 2,376.30 1,041.67 8,626.30
169 369,791.67 5,208.33 2,343.75 1,041.67 8,593.75
170 364,583.33 5,208.33 2,311.20 1,041.67 8,561.20
171 359,375.00 5,208.33 2,278.65 1,041.67 8,528.65
172 354,166.67 5,208.33 2,246.09 1,041.67 8,496.09
173 348,958.33 5,208.33 2,213.54 1,041.67 8,463.54
174 343,750.00 5,208.33 2,180.99 1,041.67 8,430.99
175 338,541.67 5,208.33 2,148.44 1,041.67 8,398.44
176 333,333.33 5,208.33 2,115.89 1,041.67 8,365.89
177 328,125.00 5,208.33 2,083.33 1,041.67 8,333.33
178 322,916.67 5,208.33 2,050.78 1,041.67 8,300.78
Página 47
179 317,708.33 5,208.33 2,018.23 1,041.67 8,268.23
180 312,500.00 5,208.33 1,985.68 1,041.67 8,235.68
181 307,291.67 5,208.33 1,953.12 1,041.67 8,203.12
182 302,083.33 5,208.33 1,920.57 1,041.67 8,170.57
183 296,875.00 5,208.33 1,888.02 1,041.67 8,138.02
184 291,666.67 5,208.33 1,855.47 1,041.67 8,105.47
185 286,458.33 5,208.33 1,822.92 1,041.67 8,072.92
186 281,250.00 5,208.33 1,790.36 1,041.67 8,040.36
187 276,041.67 5,208.33 1,757.81 1,041.67 8,007.81
188 270,833.33 5,208.33 1,725.26 1,041.67 7,975.26
189 265,625.00 5,208.33 1,692.71 1,041.67 7,942.71
190 260,416.67 5,208.33 1,660.16 1,041.67 7,910.16
191 255,208.33 5,208.33 1,627.60 1,041.67 7,877.60
192 250,000.00 5,208.33 1,595.05 1,041.67 7,845.05
193 244,791.67 5,208.33 1,562.50 1,041.67 7,812.50
194 239,583.33 5,208.33 1,529.95 1,041.67 7,779.95
195 234,375.00 5,208.33 1,497.40 1,041.67 7,747.40
196 229,166.67 5,208.33 1,464.84 1,041.67 7,714.84
197 223,958.33 5,208.33 1,432.29 1,041.67 7,682.29
198 218,750.00 5,208.33 1,399.74 1,041.67 7,649.74
199 213,541.67 5,208.33 1,367.19 1,041.67 7,617.19
200 208,333.33 5,208.33 1,334.64 1,041.67 7,584.64
201 203,125.00 5,208.33 1,302.08 1,041.67 7,552.08
202 197,916.67 5,208.33 1,269.53 1,041.67 7,519.53
203 192,708.33 5,208.33 1,236.98 1,041.67 7,486.98
204 187,500.00 5,208.33 1,204.43 1,041.67 7,454.43
205 182,291.67 5,208.33 1,171.87 1,041.67 7,421.87
206 177,083.33 5,208.33 1,139.32 1,041.67 7,389.32
207 171,875.00 5,208.33 1,106.77 1,041.67 7,356.77
208 166,666.67 5,208.33 1,074.22 1,041.67 7,324.22
209 161,458.33 5,208.33 1,041.67 1,041.67 7,291.67
210 156,250.00 5,208.33 1,009.11 1,041.67 7,259.11
211 151,041.67 5,208.33 976.56 1,041.67 7,226.56
212 145,833.33 5,208.33 944.01 1,041.67 7,194.01
213 140,625.00 5,208.33 911.46 1,041.67 7,161.46
214 135,416.67 5,208.33 878.91 1,041.67 7,128.91
215 130,208.33 5,208.33 846.35 1,041.67 7,096.35
216 125,000.00 5,208.33 813.80 1,041.67 7,063.80
217 119,791.67 5,208.33 781.25 1,041.67 7,031.25
218 114,583.33 5,208.33 748.70 1,041.67 6,998.70
219 109,375.00 5,208.33 716.15 1,041.67 6,966.15
220 104,166.67 5,208.33 683.59 1,041.67 6,933.59
221 98,958.33 5,208.33 651.04 1,041.67 6,901.04
222 93,750.00 5,208.33 618.49 1,041.67 6,868.49
223 88,541.67 5,208.33 585.94 1,041.67 6,835.94
224 83,333.33 5,208.33 553.39 1,041.67 6,803.39
225 78,125.00 5,208.33 520.83 1,041.67 6,770.83
226 72,916.67 5,208.33 488.28 1,041.67 6,738.28
227 67,708.33 5,208.33 455.73 1,041.67 6,705.73
Página 48
228 62,500.00 5,208.33 423.18 1,041.67 6,673.18
229 57,291.67 5,208.33 390.62 1,041.67 6,640.62
230 52,083.33 5,208.33 358.07 1,041.67 6,608.07
231 46,875.00 5,208.33 325.52 1,041.67 6,575.52
232 41,666.67 5,208.33 292.97 1,041.67 6,542.97
233 36,458.33 5,208.33 260.42 1,041.67 6,510.42
234 31,250.00 5,208.33 227.86 1,041.67 6,477.86
235 26,041.67 5,208.33 195.31 1,041.67 6,445.31
236 20,833.33 5,208.33 162.76 1,041.67 6,412.76
237 15,625.00 5,208.33 130.21 1,041.67 6,380.21
238 10,416.67 5,208.33 97.66 1,041.67 6,347.66
239 5,208.33 5,208.33 65.10 1,041.67 6,315.10
240 - 0.00 5,208.33 32.55 1,041.67 6,282.55
241 - 5,208.33 5,208.33 0.00 1041.67 6,250.00
242 - 10,416.67 5,208.33 -32.55 1041.67 6,217.45
243 - 15,625.00 5,208.33 -65.10 1041.67 6,184.90
244 - 20,833.33 5,208.33 -97.66 1041.67 6,152.34
245 - 26,041.67 5,208.33 -130.21 1041.67 6,119.79
246 - 31,250.00 5,208.33 -162.76 1041.67 6,087.24
247 - 36,458.33 5,208.33 -195.31 1041.67 6,054.69
248 - 41,666.67 5,208.33 -227.86 1041.67 6,022.14
249 - 46,875.00 5,208.33 -260.42 1041.67 5,989.58
250 - 52,083.33 5,208.33 -292.97 1041.67 5,957.03
251 - 57,291.67 5,208.33 -325.52 1041.67 5,924.48
252 - 62,500.00 5,208.33 -358.07 1041.67 5,891.93
253 - 67,708.33 5,208.33 -390.63 1041.67 5,859.37
254 - 72,916.67 5,208.33 -423.18 1041.67 5,826.82
255 - 78,125.00 5,208.33 -455.73 1041.67 5,794.27
256 - 83,333.33 5,208.33 -488.28 1041.67 5,761.72
257 - 88,541.67 5,208.33 -520.83 1041.67 5,729.17
258 - 93,750.00 5,208.33 -553.39 1041.67 5,696.61
259 - 98,958.33 5,208.33 -585.94 1041.67 5,664.06
260 - 104,166.67 5,208.33 -618.49 1041.67 5,631.51
261 - 109,375.00 5,208.33 -651.04 1041.67 5,598.96
262 - 114,583.33 5,208.33 -683.59 1041.67 5,566.41
263 - 119,791.67 5,208.33 -716.15 1041.67 5,533.85
264 - 125,000.00 5,208.33 -748.70 1041.67 5,501.30
265 - 130,208.33 5,208.33 -781.25 1041.67 5,468.75
266 - 135,416.67 5,208.33 -813.80 1041.67 5,436.20
267 - 140,625.00 5,208.33 -846.35 1041.67 5,403.65
268 - 145,833.33 5,208.33 -878.91 1041.67 5,371.09
269 - 151,041.67 5,208.33 -911.46 1041.67 5,338.54
270 - 156,250.00 5,208.33 -944.01 1041.67 5,305.99
271 - 161,458.33 5,208.33 -976.56 1041.67 5,273.44
272 - 166,666.67 5,208.33 -1009.11 1041.67 5,240.89
273 - 171,875.00 5,208.33 -1041.67 1041.67 5,208.33
274 - 177,083.33 5,208.33 -1074.22 1041.67 5,175.78
275 - 182,291.67 5,208.33 -1106.77 1041.67 5,143.23
276 - 187,500.00 5,208.33 -1139.32 1041.67 5,110.68
Página 49
277 - 192,708.33 5,208.33 -1171.88 1041.67 5,078.12
278 - 197,916.67 5,208.33 -1204.43 1041.67 5,045.57
279 - 203,125.00 5,208.33 -1236.98 1041.67 5,013.02
280 - 208,333.33 5,208.33 -1269.53 1041.67 4,980.47
281 - 213,541.67 5,208.33 -1302.08 1041.67 4,947.92
282 - 218,750.00 5,208.33 -1334.64 1041.67 4,915.36
283 - 223,958.33 5,208.33 -1367.19 1041.67 4,882.81
284 - 229,166.67 5,208.33 -1399.74 1041.67 4,850.26
285 - 234,375.00 5,208.33 -1432.29 1041.67 4,817.71
286 - 239,583.33 5,208.33 -1464.84 1041.67 4,785.16
287 - 244,791.67 5,208.33 -1497.40 1041.67 4,752.60
288 - 250,000.00 5,208.33 -1529.95 1041.67 4,720.05
289 - 255,208.33 5,208.33 -1562.50 1041.67 4,687.50
290 - 260,416.67 5,208.33 -1595.05 1041.67 4,654.95
291 - 265,625.00 5,208.33 -1627.60 1041.67 4,622.40
292 - 270,833.33 5,208.33 -1660.16 1041.67 4,589.84
293 - 276,041.67 5,208.33 -1692.71 1041.67 4,557.29
294 - 281,250.00 5,208.33 -1725.26 1041.67 4,524.74
295 - 286,458.33 5,208.33 -1757.81 1041.67 4,492.19
296 - 291,666.67 5,208.33 -1790.36 1041.67 4,459.64
297 - 296,875.00 5,208.33 -1822.92 1041.67 4,427.08
298 - 302,083.33 5,208.33 -1855.47 1041.67 4,394.53
299 - 307,291.67 5,208.33 -1888.02 1041.67 4,361.98
300 - 312,500.00 5,208.33 -1920.57 1041.67 4,329.43
Página 50
VALOR DE LA GARANTIA CASA PLAN 80%

SOBRE EL AVALUO COMERCIAL
Q1,562,500.00
PRODUCTO Tasa de Interes

terreno en cualquier
CASA PLAN (compra de vivienda, terreno 9% mas 1% del producto PLAZO 10 años
construcción, ampliacion y liberacion de gravamen) seguro maximo

-
Página 51
Nivel de endeudamiento
93.75 %
Página 52
Cotizador FHA
Monto de Resguardo
Prima Seguro de Hipoteca
Prima Seguro de Desgravamen
PRECIO DE VENTA Q240,000.00

PRECIO DE VENTA SIN IVA O SIN TIMBRES 233,009.71 Timbres Fiscales aprox
Calculo anual 2,097.09
Cálculo mensual Q174.76
Cálculo Trimestral 524.27 Trimestre de IUSI
Gastos de Escrituración Ap
Costo Cedulario
SEGURO INCENDIO & TERREMOTO
VALOR DE LA CONSTRUCCIÓN 132,000.00

Prima de Seguro
Factor Prima Anual 528.05 Incendios
Valor Prima Mensual Q44.00
TOTAL DE GASTOS
Avaluo a Solicitar Q240,000.00 Pago de Avaluó
Solicitud de Credito Q216,000.00 Pago de Solicitud de Crédit
Nuevo Valor de Resguardo: Q 216,000.00 Igual al monto a Financiar

Valor de Matrícula Fiscal: Q 233,009.71 Precio de Venta sin IVA
Tasa interes Entidad aprobada : 6.50 % Edad del cliente:

Comisión de Administración : 0.00 % Edad Maxima:
Seguro de Hipoteca : 1.26 % Plazo maximo:
Total: 7.76 %
PROYECCIÓN DE CUOTA MENSUAL
SEGURO CONTRA PAGO

AÑOS
CUOTA NIVELADA RIESGOS (ENTIDAD MENSUAL DEL CUOTA MENSUAL
PLAZO
APROBADA) IUSI
5 Q. 4,354.93 Q. 44.00 Q. 174.76 Q 4,573.70
10 Q. 2,593.36 Q. 44.00 Q. 174.76 Q 2,812.13
Página 53
Cotizador FHA
15 Q. 2,034.39 Q. 44.00 Q. 174.76 Q 2,253.15
20 Q. 1,774.58 Q. 44.00 Q. 174.76 Q 1,993.34
25 Q. 1,632.93 Q. 44.00 Q. 174.76 Q 1,851.69
Teléfono: 2290-7091 Directo, PBX Ext. 0703. Cel. 4497-4574 WhatsApp, 5507-3272
Página 54
Cotizador FHA
Q216,000
Q2,160.00
Q561.60
480
Q6,990.29
Q524.27
Q2,400.00
Q300.00
Q528.05
Q 13,464.22
Q480.00
Q600.00
Años
40
70
35
AL
INGRESOS MINIMOS
REQUERIDOS
Q 11,434.24
Q 7,030.31
Página 55
Cotizador FHA
Q 5,632.89
Q 4,983.36
Q 4,629.23
Página 56
Cotizador FHA
38000
15200
Página 57

COTIZADORES 2021 Usar Solo Este Cris

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CREDITO HIPOTECARIO NACIONAL DE GUATEMALA

MONTO DEL PRÉSTAMO 55,000.00

TASA DE INTERES ANUAL: 13.00 %

CALCULO DE CUOTA SOBRE SALDOS DE CAPITAL

PAGOS SALDO DE CAPITAL CAPITAL INTERESES

S DE CAPITAL Ingreso mensual Q 8,000.00

Ingreso mensual Q 17,000.00

Pagos mensuales de préstamo y tarjetas Q 94,411.35 Nivel de endeudamiento

PLAN DE FINANCIAMIENTO PARA LA PEQUEÑA Y MEDIANA EMPRESA

CUOTA SOBRE SALDOS DE CAPITAL ( 12 MESES PARA PAGO DE CAPITAL)

PAGOS SALDO DE CAPITAL CAPITAL INTERESES TOTAL

Ingreso mensual Q 25,000.00

Pagos mensuales de préstamo y tarjetas Q 97,771.69 Nivel de endeudamiento

PLAN DE FINANCIAMIENTO PARA LA PEQUEÑA Y MEDIANA EMPRESA

CALCULO DE CUOTAS NIVELADAS VALOR DE LA GARANTIA CASA PLAN 80%

No. DE SEGUROS DE VIDA Y

1,250,000.00 Ingreso mensual Q 150,000.00

CALCULO DE CUOTA SOBRE SALDOS

( Ingresos mínimos mensuales ) 40.00 % 35,156.25

VALOR DE LA GARANTIA CASA PLAN 80%

PRODUCTO Tasa de Interes

Ingreso mensual Q 15,000.00

Pagos mensuales de préstamo y tarjetas Q 14,062.50 Nivel de endeudamiento

PRECIO DE VENTA Q240,000.00

VALOR DE LA CONSTRUCCIÓN 132,000.00

Nuevo Valor de Resguardo: Q 216,000.00 Igual al monto a Financiar

Tasa interes Entidad aprobada : 6.50 % Edad del cliente:

PROYECCIÓN DE CUOTA MENSUAL

SEGURO CONTRA PAGO

5 Q. 4,354.93 Q. 44.00 Q. 174.76 Q 4,573.70

10 Q. 2,593.36 Q. 44.00 Q. 174.76 Q 2,812.13

20 Q. 1,774.58 Q. 44.00 Q. 174.76 Q 1,993.34

25 Q. 1,632.93 Q. 44.00 Q. 174.76 Q 1,851.69

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