Credit card debt

being debt free is a good reason to smile! thanks to Dave Ramsey's financial peace university, I am on the way to financial freedom! credit card debt is all paid off, student loans are next!!

Photo about Close up of the words ‘Debt Free!’ written on a calendar in capital letters, in black marker pen. Image of conceptual, debt, achievement - 22152867

Avoiding credit card debt and letting your bills pile up will only make the issue worse. The good news is, there are several steps you can take to save money on interest charges and get out of credit card debt a whole lot faster.

Take control of your life and money now! All it takes is budgeting money properly, live a frugal lifestyle, and implementing proper debt management.

Here's a basic guide to getting out and staying out of debt. There are quite a few more resources out there but this is a good starting point. 1. Make the Resolution: Spend less than you make. This is a tough one. Spending more money than you earn is common practice in the U.S., and increasingly in other countries around the world. Learn to just say “No.” You must learn to say no to yourself, your spouse/partner, and your children. This is called delayed gratification. It is essential to…

Rules to live by ⬇️ ⚡️6+ months emergency savings Having a good chunk in savings helps keep you out of debt when those inevitable life expenses pop up (hello new car transmission) Bonus tip: keep you emergency fund in a HYSA to have your money make money! ⚡️20% of income needs to be in long-term investments If you’re money is working FOR you, then you’re doing it wrong ⚡️ZERO credit card debt I use credit cards to get travel rewards and cash back, but I pay the balance off every p...

Correct me if I’m wrong, but I’m pretty sure the collective millennial dream is to fully pay off their personal debt before they die. It’s a simple dream but is it an attainable one? As of March 2019, the New York Federal Reserve said millennials have accumulated over one trillion dollars in debt.

With budget planning tips and tricks, our dream is to help other families get out from under the burden of debt, save, and invest for their future! That dream begins with you.

In the middle of packing boxes 📦 a client sends me screenshots of her latest score increase and some items that have been removed from her credit report! Still the best in the credit game, however you have to take action, inquiring just isn’t enough! IJS 🤷🏻‍♀️🤷🏻‍♀️🤷🏻‍♀️ Enrolled in our program 🚀 and followed our blueprint 𝐖𝐞𝐥𝐜𝐨𝐦𝐞 𝐭𝐨 𝐭𝐡𝐞 𝟕𝟎𝟎’𝐬 𝐂𝐥𝐮𝐛‼️‼️‼️ 50+ point increase