No more credit card debt

Ditch your debt: tips & tricks

I AM 100% DEBT FREE!! NO car note, NO credit card debt, NO loans, NO mortgage, NO I-owe-you’s) 🏷️ Tag someone you want to be DEBT-FREE with you. Let all these folks that’s with me God have everything they need. 💰 💵 My financial journey is a spiritual journey. My journey of wanting to become debt-free started in 2019 when I did the “Live Richer Challenge” with @thebudgetnista . I then made a vow to God and myself that I would faithfully tithe my first 10 percent to the ministry and asked…

Here's a basic guide to getting out and staying out of debt. There are quite a few more resources out there but this is a good starting point. 1. Make the Resolution: Spend less than you make. This is a tough one. Spending more money than you earn is common practice in the U.S., and increasingly in other countries around the world. Learn to just say “No.” You must learn to say no to yourself, your spouse/partner, and your children. This is called delayed gratification. It is essential to…

How to pay off credit card debt

Rules to live by ⬇️ ⚡️6+ months emergency savings Having a good chunk in savings helps keep you out of debt when those inevitable life expenses pop up (hello new car transmission) Bonus tip: keep you emergency fund in a HYSA to have your money make money! ⚡️20% of income needs to be in long-term investments If you’re money is working FOR you, then you’re doing it wrong ⚡️ZERO credit card debt I use credit cards to get travel rewards and cash back, but I pay the balance off every p...

Correct me if I’m wrong, but I’m pretty sure the collective millennial dream is to fully pay off their personal debt before they die. It’s a simple dream but is it an attainable one? As of March 2019, the New York Federal Reserve said millennials have accumulated over one trillion dollars in debt.

Debt Problems - You Can Laugh at Them if You Follow This Simple Spiritual Plan - By Elisha Goodman Luke 6:38: “Give and it will be given to you: good measure, pressed down, shaken together, and running over will be put into your bosom. For with the same measure that you use, it will be

Let’s do something a little crazy... 👀 And make a promise to each other that we aren’t going to keep normalizing credit card debt. Pinky promise? 🤙 I know times are tough. And incomes can fall short of the cost of needs. But we can at least give getting rid of debt a chance, right? Here’s how we can do that: 1️⃣ Recognize our credit limit isn’t extra spendable income Just because we ✨CAN✨ spend that much doesn’t mean we should. College Kait did spend up to that max and think it was sp...