Questions about example sentences with, and the definition and usage of "Debit"

A: The banks are not offering this service for free.
What they charge is called a commission (usually a percentage of the amount transferred)

Debit charges to:
simply means that the bank is to take this fee from whatever account you had chosen.

A: Debt is a liability. An amount of money a person or company owes to another person or level entity. In a non-monetary context, an informal, non-legal obligation. "I'm in your debt." "I owe you a debt of gratitude." Simply put, "I owe you one."

Debit is an accounting term. Every financial transaction is made up as least one debit and one credit (its inseparable partner). They simply signify the "left" or "right" side of any particular general ledger account. Debit and credits are equal, but opposite actions, when recording accounting transactions.

The most common everyday usage of the word would probably in the context of a debit card. Money taken out of your account. The opposite of take out would be to put in (deposit). If I put money into my account, my account would be credited.

A: Debit card uses the money you have in your bank account.
Credit card is set at a certain agreed amount and is a loan.
Examples: I can't use my debit card to pay that as I don't have enough money in my account to cover it.
I can use my credit card to pay for the holiday if I have the limit increased but I"d rather not as the interest is very high.

A: I have never heard someone say "debit note". I used Google to find that it means almost the same as a bill or invoice but doesn't have to show what was sold, only the money that needs to be paid.