Clear credit card debt

Let’s do something a little crazy... 👀 And make a promise to each other that we aren’t going to keep normalizing credit card debt. Pinky promise? 🤙 I know times are tough. And incomes can fall short of the cost of needs. But we can at least give getting rid of debt a chance, right? Here’s how we can do that: 1️⃣ Recognize our credit limit isn’t extra spendable income Just because we ✨CAN✨ spend that much doesn’t mean we should. College Kait did spend up to that max and think it was sp...

Error: your debt is gone…because you’ve paid it all off! Time to celebrate the end of your debt free journey with this creative design—perfect for those that love personal finance and wealth management. Goodbye student loans, credit card debt, mortgages and everything else that you’ve paid off!

Ditch your debt: tips & tricks

Credit card debt is extremely commonplace, but there are also 5 common mistakes that people make when trying to clear credit card debt.

Photo about Close up of the words ‘Debt Free!’ written on a calendar in capital letters, in black marker pen. Image of conceptual, debt, achievement - 22152867

Here's a basic guide to getting out and staying out of debt. There are quite a few more resources out there but this is a good starting point. 1. Make the Resolution: Spend less than you make. This is a tough one. Spending more money than you earn is common practice in the U.S., and increasingly in other countries around the world. Learn to just say “No.” You must learn to say no to yourself, your spouse/partner, and your children. This is called delayed gratification. It is essential to…

Rules to live by ⬇️ ⚡️6+ months emergency savings Having a good chunk in savings helps keep you out of debt when those inevitable life expenses pop up (hello new car transmission) Bonus tip: keep you emergency fund in a HYSA to have your money make money! ⚡️20% of income needs to be in long-term investments If you’re money is working FOR you, then you’re doing it wrong ⚡️ZERO credit card debt I use credit cards to get travel rewards and cash back, but I pay the balance off every p...

Paying off debt can be a daunting process but with these easy ways to stay motivated when paying off debt, you can achieve a debt-free life