Personal Finance Education

This paper presents a set of spatial tools for classroom learning about spatial justice. As part of a larger team, we designed a curriculum that engaged learners with three spatial tools: 1) an oversized floor map, 2) interactive GIS maps, and 3) participatory mapping (PM). We anauze how these tools supported learning, using Elwood and Mitchell’s (2013) notion of political formation (similar to van Wart, Lanouette, and Parikh, 2016). Political formation includes politicization with respect to individual experiences of exclusion or unequal access, viewing inequities or injustices from collective perspectives, and creating shared, political knowledge. The floor map fed conceptual understandings of the map as a representational text and served as the terrain for an embodied activity to support proportional reasoning about inequitable distributions of resources. The data-rich GIS maps and their zoomability allowed for coordinating across multiple variables to connect patterns in inequities to other social processes. The PM enabled learners to make discoveries about, connect, and share beyond the individual classroom, counterstories from people in the lived streets of their neighborhood. In aggregate, this set of spatial tools produced a complex, hybrid view of the city’s space, which contributed to learners’ political formation.

The field of personal finance management has not enjoyed as much attention as it should in the professional and academic climes. Amongst entry-level graduates of tertiary institutions, the deficiency of this knowledge has become very evident leading to a need for this study. Entry-level employees were restricted to employees in Nigeria who have just started work in the last five years. The dispositions of individuals towards personal savings have been explored by employing both descriptive and statistical test of variance. This study found that there exists a dearth of personal finance knowledge among this demography. This could impair the management of household, corporate and public funds. The situation has a tendency to amplify world poverty, as it takes its toll on infant and maternal mortality rates, low quality of education and lack of adequate health care. Assessing the statistical relationship between the proxies of personal finance management practices and entry-level employees, this study concludes that all the proxies of personal finance management practices exhibit no relationship with entry level employees; except investment, though proportionally minimal. This study recommends, therefore, that there is an urgent need for personal finance training of those who have left the formal education system. Going a step further, personal finance management should take precedence over corporate finance in the curriculum of undergraduate students, and possibly made compulsory for all students.

Given the international recognition of the importance of financial literacy, the generally unsatisfactory results of international financial literacy tests for youth and adults, and the overlaps between financial literacy and mathematical thinking, the need to better understand how and why it is taught is crucial. In this paper, we provide a beginning research contribution to financial education by examining the perspectives of three different stakeholders: teachers, business volunteer instructors, and middle school students to explore what students know about financial concepts and what teachers would like them to understand about financial matters.

Belanja impulsif dan hedonisme adalah tanda bahwa seseorang tidak mampu mengatur keuangan rumah tangga. Menjelang hari raya pastinya banyak toko-toko ritel modern, toko ritel tradisional, supermarket dan toko online yang menawarkan diskon spesial. Apakah Anda termasuk orang yang dapat mengendalikan diri saat belanja? atau tipe belanja impulsif dan hedonisme?

Selengkapnya: https://www.finansialku.com/belanja-impulsif-hedonisme-adalah/

Georgia is 1 of 46 states that has created standards specific to the area of personal finance, 1of 13 states requiring students take a course in personal finance, and 1 of 5 that test students' knowledge in the area of personal finance.  Using a quasi-experimental method, 150 students enrolled in grade 12 economics classes at a public high school in Georgia were surveyed using a post-test quasi-experimental design to compare whether the achievement levels of those students exceeded the national average in the area of personal finance.  The sample population was given the same survey questions as used in the Jump$tart Coalition's 2008 biennial survey of High School students.  The results showed the sample population did score higher (8.52%) than the average 12th grade student in the national survey.  In addition, when broken down by question, the sample population outperformed the national population  in 25 out of the 31 questions.  However, the mean for both the sample and national populations was less than 70% thus suggesting more research is needed in the area of personal finance education.

This presentation outlines several exercises to help make sound financial decisions that properly align with the progressive stages of one’s family lifecycle.  The exercises are intended to demonstrate how changes in personal values arising from changing family priorities will affect financial decisions from one stage to the next.  Revelations from these exercises may help in making sound financial decisions in the present.

Ma már széles körben elfogadott az a gondolat, hogy a pénzügyi kultúra fejlődése nagyban hozzájárulhatna a társadalmi és gazdasági haladáshoz, illetve az emberek boldogulásához Magyarországon is. Az állampolgárok gazdálkodási és pénzügyi ismereteinek mélyülésével előtérbe kerülhetne a tudatos, racionális és felelős pénzügyi tervezés a mindennapokban, nőhetne az öngondoskodás szerepe, az emberek kevésbé lennének kiszolgáltatva az információs előnnyel bíró szereplőkkel szemben. Eric Tyson és Veres Pál Pénz, pénz és pénz. Személyes pénzügyeink – életről, biztonságról, boldogulásról című szemléletformáló könyve ennek megalapozásához járulhat hozzá azáltal, hogy egyedülálló módon a magyarországi viszonyokra adaptálva igyekszik rávezetni olvasóját a hosszú távon tervező, tudatos és felelős pénzgazdálkodásra.
Teljes szöveggel elérhető a folyóirat honlapján: http://polgariszemle.hu/?view=v_article&ID=649