The Home Security Handbook
The Home Security Handbook
The Home Security Handbook
Send for a free copy of the latest catalogue to: How To Books Spring Hill House, Spring Hill Road Begbroke, Oxford, 0X5 1RX, United Kingdom email: info@howtobooks.co.uk http://www.howtobooks.co.uk
D.
G.
A Y
howtobooks
Published by How To Content, A division of How To Books Ltd, Spring Hill House, Spring Hill Road, Begbroke, Oxford 0X5 1RX. United Kingdom. Tel: (01865) 375794. Fax: (01865) 379162. email: info@howtobooks.co.uk http://www.howtobooks.co.uk All rights reserved. No part of this work may be reproduced or stored in an information retrieval system (other than for purposes of review) without the express permission of the publisher in writing. The right of Des Conway to be identified as the author of this work has been asserted by him in accordance with the Copyright, Designs and Patents Act 1988. Copyright 2005 Des Conway First published in paperback 2005 First published in electronic form 2007 ISBN: 978 1 84803 033 6 Produced for How To Books by Deer Park Productions, Tavistock, Devon, UK Cover design by Baseline Arts Ltd, Oxford, UK Typeset by Kestrel Data, Exeter, Devon, UK NOTE: The material contained in this book is set out in good faith for general guidance and no liability can be accepted for loss or expense incurred as a result of relying in particular circumstances on statements made in the book. The laws and regulations are complex and liable to change, and readers should check the current position with the relevant authorities before making personal arrangements.
Contents
1 Introduction
1 4 6
2
Review Method
10
10 10 10 10 11 11
6 6 6 6 7 9 9
Review Pace What you will need When to do it It's your decision
12 12 13 14 15 16
16 17 17 18 18 19 19 19 19
20 20
21 24 25 26 26 27 28 29 31 32 36 37 37 38 39 39
41 45
45 46 55 55 58 59 60 62 65 66 68 68 68 69 69 69 70
71 74
75 76 76 76 77 81
House survey - property records Reporting and finding lost property Other issues
Medical problems Building work House insurance House manual Unique selling point
81 82 82
83 83 84 90 91
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Contents
92
92
92 93 93 95 96 97 97 98 99 101 102 103 103 104
4 Neighbours
Neighbours and security
Helpful neighbours
108
108
109
Neighbourly disputes
Solicitors 'Friendly'dispute resolution Talk to your neighbours
110
112 113 113
114
114 115 116 117
Problem log
Is it me?
118
120
5 Bogus Callers
Distraction burglary Bogus meter readers Bogus council employees Bogus travellers in distress Bogus workmen Bogus salespeople General advice
121
121 122 124 125 126 127 128
130
130
131 132 132 133 133
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Search Details Discovering an intruder Coming home to an intruder Get a Police crime reference number After a burglary Report and make insurance claim Investigate and resolve vulnerability Make it your home again Fix the problem Refresh or remove Decorate Party Start again 7 Next Steps Already started Identifying security issues List problems and countermeasures Identify and select countermeasures Establish countermeasure priority Example prioritisation Revisit and revise the priorities Prioritisation considerations Action lists Example action list Action list considerations Accidents at home 8 In Perspective Crime levels The value of statistics Wrong question Right question Wrong place Wrong question - again Questioning statistics 9 Conclusion Common sense Don't worry too much Useful websites Index
133 134 135 136 136 136 137 137 138 138 138 139 139 139 141 141 141 142 143 143 146 147 148 150 150 151 156 158 158 159 159 160 160 161 161 162 162 163 164 166
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1 Introduction
We all know that society is less than perfect and that crime could easily touch us all. If you talk to friends and neighbours you will usually find that most of them have either been the victim of crime or know somebody who has. People fear crime, they feel helpless because they think that there is nothing they can do to protect themselves, but that is wrong! There is a lot that the average person can do, to protect themselves, their family and their property. This security handbook will teach you how to perform a security review on various different aspects of your home and property.
and guidance they could make significant improvements to the security of their home and properly at minimal cost. A 2003 survey asked people which were the most significant threats they thought they faced. I selected the following extracts. What do you worry most about for yourself and your family? Crime 45% Health problems 42% Being unemployed 29% What have you done in the last 2 years to address these concerns? Fit smoke alarms 40% Take more exercise 31% Fit burglar alarms and locks 27% That shows me that many people (45%) are worried about crime, but very few people (27%) had taken steps to reduce their exposure to crime! I think that is because they don't know what they can do. This book will teach you how to look at your house and property, and identify potential vulnerabilities, threats and risks. When you have identified them I will propose simple, affordable and achievable countermeasures that the average person can implement to increase their levels of security.
Introduction
That might worry you, but I want to train you to view this sort of information differently - as opportunities to address potential vulnerabilities. When looking at the points above, I found that the last three were really helpful, because they help us to concentrate our limited resources where they will do most good. For example: We can stop the opportunist criminal by not giving them an opportunity! Always close the windows and lock the door when you go out, don't leave wallets and hand bags unattended, etc. By realising that opportunist thieves are around us, then taking a second to think about what we could do, we can remove the opportunities for that thief to target us! If 60% of burglars enter a building from the back, we should aim to prevent the burglar from getting to the back of our premises. By doing that, 60% of burglars won't even try to break into your house so we have reduced the chance of your house being burgled by 60%! If most burglars break in during the day, by making your house as safe as it can be during the day, you will further reduce the chance that your house will be targeted. That is the end of lesson one! You have achieved something significant already. You and your family are now considerably safer because you have begun to look for lessons to be learned and have taken or will be taking steps to reduce your vulnerability. As you work through this book, you will identify a number of risks, threats and vulnerabilities as well as deciding how you can remove, reduce or avoid them. From the above lessons you may have taken the following steps to reduce your vulnerability to burglars: closing doors and not leaving valuables on show denying burglars access to the rear of your property making sure your house is secure during the day. If you have introduced these countermeasures, you have probably made yourself 70% less likely to become the victim of opportunist theft and domestic burglary and that's not a bad result considering this is only Chapter 1! Do you need a high IQ? Do you have to be wealthy? Do you have to be a master carpenter or welder to improve your security? No, best of all, that is as hard as it gets.
Problem Two gaps in the back hedge, one behind the garage and one at the end of the fence where children have broken through to collect their balls. Other information Children playing on the open area at the side of the house have broken through the hedge to retrieve footballs that have been kicked into the garden. The local authority are planting trees and prickly shrubs on the open ground to prevent children playing there and improve the look of the area - which means there will be no more ball games there after the end of the month. Countermeasures a) Dig out the whole hedge and replace it with a six foot high chain link fence. b) Plant prickly plants among the hedge plants, making sure to fill in the gaps with them. c) Leave the hedge as it is but put a chain link wire fence up on the outside of the hedge.
I suggest that you use a new form to record each threat, risk or vulnerability that you identify. This will help you to control and manage them as you gradually resolve them, improving your security. Give the form a title, as in the example above. Write the 'problem' in the problem box with any further explanation in the next box, as in the example above. Lastly add any possible countermeasures. You may take them from the examples I list in the book, or you may add countermeasures that are appropriate to you. For example in the problem described above, if you were a bricklayer, you might add a possible countermeasure of removing the hedge and building a brick wall along the boundary!
4
Introduction
Recording each problem on a new form allows you to: Keep a record of all vulnerabilities, threats and risks identified. Gradually review and refine your understanding of the problems as you research them. For example, after looking into the problem you may find that the council has decided to erect a fence along the boundary which resolves your problem at no cost or effort to you! As you understand the problems better, you will be able to add to and refine the countermeasures. For example, you may find that you would need planning permission to erect a fence and the council will not grant that permission, so your only option is to plant prickly shrubs to repair and reinforce the existing hedge. You will be able to review and sort the forms, which will allow you to place the countermeasures in priority order. For example, you may have identified two potential problems, one is the gaps in the rear hedge, and the other is that the front door cannot be locked. I would suggest that repairing the front door is a priority and that the hedge can wait! With additional analysis you can select the countermeasures you wish to implement to resolve any problem. By crossing out the discarded countermeasures you will arrive at a record that shows the problem and the selected countermeasure(s), as shown in this example. Countermeasures
a)
No planning
permission will be given. b) Plant prickly plants among the hedge plants, making sure to fill in the gaps with them.
c)
planning permission will be given.
No
Work through this book, reading each section until you understand the vulnerabilities, threats and risks that you face. When you are sure you fully understand, work through and compile your list of vulnerabilities, threats, risks and countermeasures. Make particularly sure that you note down any additional threats and risks that may be unique and appropriate to your lifestyle. When you identify an additional threat or risk, record it, then use the same common sense process to either avoid it, remove it or reduce the impact to an acceptable level.
Definitions
If we have a common understanding and definition of some basic terms, we will be able to make better progress.
Security
Security is the application of methods and procedures that are used to make our lifestyle secure against any vulnerabilities, threats and risks. By applying security appropriately, we will achieve safety!
Vulnerability
A Vulnerability' is the avenue that a threat uses to reach you and cause you harm. If your front door lock is broken, that is a 'vulnerability'. If you can't shut and lock the front door, your house isn't secure. If you can't secure the house, the contents and people inside can't be protected against any external threats. A broken front door would be easy to identify. The vulnerability isn't always so easy to spot, however. For example, leaving your garden shed door unlocked leaves you vulnerable in several ways.
Threat
A threat is any occurrence that could cause you harm, loss or distress. Threats may be imposed on us by crimes such as theft, robbery, burglary and assault by drunks in the street. Though this book primarily concentrates on threats that could be imposed on us by criminal activity or accident, we will also probably become aware of other threats, such as fire or flood, and we will address them.
Risk
Risk is the extent of our exposure to the threats to which we are vulnerable. Risk can be measured in two ways: either the impact of the threat or the likelihood of falling victim to that threat: The impact of a threat is a measure of the damage, injury or loss it could inflict if we fell victim to that threat. For example, the impact of somebody throwing a stone at my car is that I might have to replace a window, or get the paint repaired. However, if I was driving at speed on an unfamiliar road and
Introduction
somebody threw a stone at my car, I could crash, destroying the car and being killed. Thus the risk involved in somebody throwing a stone at my car when it is parked is radically different to the potential risk if they threw that stone at my car when I was driving because the impact is different. The likelihood of a threat is a measure of the frequency with which we are exposed to it and may become a victim of it. For example, you would agree that being targeted by an international gang of terrorists, who plan to kidnap somebody and demand ten million pounds as ransom, would be a major threat. However for me, the likelihood of that happening is so low that I won't be losing any sleep over it. I don't have ten million pounds and any self-respecting international terrorist would know that. I am of no significance to them and anyway the places I go are not the sort of places they would be frequenting while they looked for a victim! Though kidnapping and murder are decidedly unwelcome, because I am not a senior politician, wealthy celebrity or national leader, I am pretty sure they won't be looking for me.
Countermeasures
A countermeasure is something that you can do to improve your safety and security. My aim is to teach you how to identify problems, then how to propose appropriate solutions to those problems. To do that I will discuss potential vulnerabilities, threats and risks then suggest a range of appropriate potential countermeasures. None of the lists I produce are exhaustive; they simply illustrate the problems and possible solutions. The lists will be a guide for you when considering your unique circumstances and lifestyle, but you will need to spend some time identifying your vulnerabilities, threats and risks, then finding a countermeasure that is appropriate to your lifestyle and circumstances. Generally when you identify a threat, there are four things that you can do about that risk: Ignore it and hope it goes away. Take action to reduce the risk. Take action to avoid the risk. Take action to remove the threat - without taking new and unnecessary risks. For any given vulnerability, threat and risk some options might not be acceptable because of the intrusive impact they will have on your lifestyle. To illustrate that I will use a simple example. Suppose the threat you have identified is shards of broken glass on the living room couch, using the above strategy there are four options in dealing with it.
Ignore it - keep using the living room and hope that nobody gets hurt when they sit on the couch and the broken glass. Reduce the risk - keep using the living room, but put a notice on the door warning people not to use the couch because of the broken glass. Perhaps you could also push the couch into the far corner of the room. Avoid the risk - never go into the living room again, which will make absolutely sure that nobody ever gets injured by the broken glass on the couch. Remove the threat - buy and wear gardening gloves and goggles as you carefully pick up the larger pieces of glass. Use a dustpan and brush to sweep up the smaller pieces. Finally rent a powerful industrial vacuum cleaner and use it to ensure that all traces of the broken glass are removed before anyone uses the living room again. Though all of the options would work, it is clear that some options are more acceptable and sensible. Some options are unrealistic or foolhardy and the last option is the most difficult to implement; it actually involves some effort and expenditure on your part. As with this example, for every threat and risk, only you know your circumstances sufficiently well to decide what course of action is best for you, or how you can adapt an approach to suit your circumstances. Maybe you live in a mansion with over two hundred rooms, which means that you can realistically afford to adopt option three and avoid it by never going into that room again! In this example, for most people we can see that the last option 'removing the risk' is the most effective long-term solution, but it asks you to spend some money to achieve it. Knowing your lifestyle and circumstances you are free to adapt the approach to suit your circumstances. Perhaps you can borrow a vacuum cleaner from your neighbour and you can wear your motorcycling gloves to pick up the glass. You already have a dustpan and brush, so all you have to do is to buy some goggles, which will come in handy for other jobs anyway. By understanding the threat, recognising the options and making use of your own skill, experience and knowledge, you can amend a proposed countermeasure to suit your circumstances. Throughout this book, that will be your primary objective. To recognise the sort of threats that are out there and how they can affect you and your lifestyle. To look beyond the examples listed, to recognise additional or modified threats to which you are vulnerable due to your unusual or unique circumstances. To study those threats and to identify how you can remove or reduce the risks. To compile an action plan that sets out the actions you have to take in your lifestyle to reduce or remove the risks identified.
Introduction
To continually monitor your life, so that you can recognise change which will be a trigger to performing another personal security review, to ensure that your lifestyle remains as safe and secure as possible. Though this security handbook necessarily compartmentalises your life, in reality various segments of your life will almost certainly overlap. That doesn't pose any real problems for you, because when performing a security review you have an intimate understanding of all aspects of your life. When you have reviewed your security, you may want to use your new skill and experience to review security for an elderly relative. If you are attempting to perform a review for somebody else, it should be clear that you will need constant access to and a close and detailed understanding of the person and lifestyle of the subject of the review. Without a fairly intimate knowledge of the lifestyle of the subject of a security review, you cannot hope to understand the impact of potential risks and countermeasures or how relevant they may be.
Safety
Safety is the status we all want to achieve. Safety can be defined as a circumstance in which vulnerabilities have been removed or reduced to insignificant levels, and threats and risks have been removed by the application of sensible and affordable countermeasures.
Non-security problems
While performing a security review people often identify 'problems' that are not security related. For example, while checking the garden, we might smell gas behind the garage, so there could be a gas leak there. When checking the greenhouse, we might discover that there are bare electrical wires visible at the back of the greenhouse heater. Obviously we should not ignore these problems. They are not security related, but they are a potential threat to us so we have to take action. Call the gas company to investigate the potential gas leak and call an electrician to repair the greenhouse heater. Don't lose track of any of these problems; record them with the suggested form or one of your own design.
Review Method
The method I propose is easy to follow. The book is broken down into chapters and sections, where each one concentrates on a different aspect of your lifestyle security.
Stages
A security review is completed in simple stages. This book will teach you how to perform each of these stages.
Introduction
Stage 5: Implement
When all of the decisions have been made, you need to implement the selected countermeasures in the order you decided upon. The countermeasures may be simple, such as shutting the kitchen window instead of leaving it open for the cat
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to come in when it is cold or wet. It may be more involved, such as cutting back all of the hedges and shrubs around the back of the house then planting prickly bushes to stop burglars hiding there. It could even be life changing, such as changing your job and moving to live in a safer area, while making the children change schools. This is the most vital stage of the process, the time when you act to protect yourself against the vulnerabilities, threats and risks that you have identified during the lifestyle security review process.
Review Pace
The sooner you review your security and implement countermeasures, the safer you will be, but don't rush the process. Take your time to read each section of this book carefully. Think about each problem that is discussed and consider how that problem or others like it could affect you. When you fully understand them, you will have a valuable insight into the way apparently inconsequential, innocent acts, omissions and decisions could put your security at risk. When you have finished reading this book, using the examples and descriptions given and your intimate knowledge of your unique lifestyle, you will be able to identify and prioritise the specific problems that could turn you into a victim. More importantly, you will have learned to look at everyday situations and be able to identify where new risks and threats lie, which will allow you to take steps to avoid them. Knowing that not only allows you to make changes to reduce or remove your exposure, it also allows you to continually review your life, identifying and avoiding new threats as they occur.
12
Introduction
to take more time to think through and identify how any of the issues raised could affect your particular lifestyle. The ability to decide on the relevance and threat level to your lifestyle of the risks discussed, while taking a broader view to decide if you are subject to other more specific and unique threats and risks. A notepad and pencil or other means of recording vulnerabilities, threats and risks as you discover them, as well as assigning appropriate and possible countermeasures. The skill, finances and resources to implement any countermeasure that you select. Other than that there are no specialist skills of knowledge required to be able to perform a security review! You must: Recognise and understand that there are threats and risks all around us. Accept that some of your activities will make you more vulnerable and hence at a greater risk of becoming a victim. Learn how to identify potential threats and risks in 'yur world'. Learn how to identify acceptable and possible countermeasures that you can use to reduce or remove your exposure to those threats and risks. Remain alert to your surroundings, particularly in relation to some of your activities and actions. Become equally aware of the activities and behaviour of the people around you, and be prepared to take action to avoid developing or potential risks.
When To Do It
If you have never reviewed your home security, review it as soon as you can. After that, you should perform a formal lifestyle security review every 12 months. However, during the year you should remember to maintain an awareness of your world and continually monitor your lifestyle, because a change in circumstances could invalidate previous reviews and countermeasures. If you identify a significant change in your life, you should at least undertake a partial security review, but the more significant the change, the more reason there is to perform a new and complete security review! When you have a potentially life-changing experience, you should perform a new lifestyle security review! For example, if you:
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move house start a new job take a different mode of transport to work - e.g. train instead of driving have a child come into some money.
14
outbuildings and sheds, is considerably more complicated than surveying a flat because for example, with a flat, you can usually ignore the process relating to fences, gardens, sheds and other outbuildings. Therefore for the purposes of this book I describe the process necessary to complete the most complicated review and that is for a house which is a semi-detached two-storey building. That house will have gardens, neighbours, garages, greenhouses, sheds, easy access via ground floor doors and windows, potential access to first floor windows, and flat roofs, etc. In comparison, completing a survey on a tenth-floor flat will be easy. Some flats do have a garden or garage associated with them so you will have to read and understand the whole process and apply what is relevant in your case. When you have read each chapter, apply the appropriate approach to your accommodation. Remember, when you have learned how to do it, some elements of this security review method could also be used to review the security of a property you are considering buying or renting! The sub-headings below describe various issues that you can address to improve security and reduce threats and risks in your house.
Estate agents
The local estate agents could be worth talking to. It is their business to know the area, know the properties and to be familiar with the status of an area, which will affect the price no matter what the property is like. Of course, it is their job to sell properties so you have to find one you can believe! Try an open question such as Tm thinking of buying a house in the area - what's the Forest Park area of town
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like?' (Or whatever area of your town you are interested in.) They should answer even if it is in estate agent talk. For example they could describe Forest Park in estate agent speak where the English translation is as listed below: up and coming = shabby and run down basic accommodation = a mud hut with an outside toilet scope for improvement = a dump that needs a fortune spent on it middle class = overpriced small houses new development = no character or a noisy building site student area = loads of noisy parties stockbroker belt = you can't afford it. Try talking to two or three estate agents. If all of their replies make you feel that it would be safer to move to a war zone, look elsewhere.
Neighbours
Ask around the area, carefully. Local shopkeepers are good sources of information in more ways than one. If you find that the local newsagent shop is reinforced as though they were expecting an armed assault, remember that they did that for a reason! If they have CCTV cameras, steel shutters, serious alarm systems and bullet-proof glass at the counter, you don't have to be Einstein to guess why they invested so much money in their security measures. You could get chatting to older residents, as long as you remember that they often appreciate the company and may keep you talking for some time! The objective is to get chatting and listen to what comes out. Don't ask leading questions. If you say something like 'Is there a lot of crime around here?' they will say yes. If you say something more neutral such as 'It seems to be a nice quiet area around here', you will tend to get a more balanced response. For example they may say Yes it used to be, until that night club opened. We haven't had a decent night's sleep in nearly two years!' Remember, what the local people say is only one element in the evidence that you are gathering to build up a full picture of the crime levels in the area.
Insurance Companies
Talk to the insurance companies; they are in business to make a profit. It is therefore in their interests to know which areas have a higher crime rate, as they charge higher rates in high crime areas than they do in low crime areas. It is worth talking to your insurance company or insurance agent and asking them for a quote
17
to insure a house of a similar size and value to your current house but in the area you are interested in. If where you live now your detached three bedroom 159,000 house costs 295 to insure for building and contents each year, and a similar house in the new area will cost 875, there has to be a reason. If they charge three times the rate, it may be that there is three times the risk in that area. Talk to them. They may give you inside information - it may be crime but it could just as easily be flood or subsidence from old mine workings. Ask why the difference, but be aware of other reasons for differences in quotes. They may have mistakenly quoted for a thatched house when yours has concrete tiles. They may not have allowed for an introductory discount, which you are getting from your existing company. They may have included uninsured loss cover, new for old and a host of other extras that can have a huge effect on the quote. Talk it through, and understand what they are quoting and why.
Local authority
The local authorities are worth talking to. They know what happens in each area they have to repair damage caused by vandals. They know how many problem families they have in each estate and they know where they have to regularly send the teams of workers to clean up drug taking debris. Be honest and ask them outright. Ask if they have any reports describing crime rates and the cost of vandalism, etc. Some council managers are officious and obstructive, so if you don't get an answer out of them, talk to some of the council staff!
Local newspapers
Buy the local newspapers or even visit their offices or the local library and scan through back issues. Local newspapers carry local news, exactly the sort of information you need. Vandalism, muggings, robbery, burglary, arson, assaults and any other crime you care to mention. Taking an hour or two to check through back issues of the local newspaper will not only tell you what vulnerabilities, threats and risks you would face if your moved there, it could also give you an idea of crime trends. For example, as the local criminals get older, over a couple of years you might see a reduction in vandalism and an increase in street robbery and burglary!
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Schools
You could try to make contacts at the local school; they would be well aware of the youth crime trends because they deal with the youths responsible for those crimes on a daily basis. If you have children, you want to know what the schools in the area are like anyway, so while you are there extend your questioning to crime in the local community.
Environment Agency
In some areas, if not all, you should check with the Environment Agency to make sure that the house you are looking at is not subject to risk of flooding. On the Environment Agency website, you can type in a postcode and check flooding maps, which will give you a good idea of the risk of flooding for any given location and property (www.environment-agency.gov.uk).
Internet sources
Various other Internet sources are available for you to make your checks as well. Some local authorities and other organisations hold information about crime rates and trends. For example www.crimestatistics.org.uk holds information that you can search on a postcode basis. Make a note of any relevant information that you find during your research. If you were thinking of moving into an area, the results of this survey may be all you need to decide to look elsewhere. If the general crime levels are acceptable, there may be other areas that you will need to be aware of, for example because of increasing vandalism and petty theft.
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Make a note of the problem areas and concerns and carry them forward to your house and possessions survey. You went to a great deal of trouble to find this information, use it!
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vulnerabilities, threats and risks that you identify. As you list them you should take a few minutes to consider and list any justifiable and workable countermeasures. The example threats and countermeasures described below should help you to think along the right lines, but never forget that you have a unique lifestyle. You know your lifestyle and you are the best person to recognise dangers relevant to you and to identify appropriate, justifiable and achievable countermeasures.
Area
Walk around the surrounding area. Walk along the main access routes that lead to your house and make a note of the impression you get. Is it for example 'general light industrial units with some residential'. Perhaps your area is 'run down and shabby residential', or maybe 'affluent commuter belt'. When you tour the area with an open mind, the impression you get is the impression that the rest of the world gets when they approach your house. With a little consideration it also gives some useful pointers in relation to the security of your house. For example, though the interpretations are rather stereotyped, different appearances could mean different things: Industrial means lots of people from 9 am to 6 pm Monday to Friday, deserted after that and also deserted on weekends and bank holidays. Therefore with no witnesses around a burglar would be free to pursue his trade at those times. Shabby Residential depending on circumstances may mean several things. It could mean a community in decline, where they have little community pride so litter and vandalism are commonplace. It could just mean that the local authority has not yet implemented their refurbishment plan for the area or that the dustmen are on strike. Shabby residential could indicate high unemployment, which could mean alcohol and drug problems, which could mean high crime rate because the residents need to get their money from somewhere to feed their drug habits. It is only an indication though - it could just as easily reflect the recent closure of a major employer or bad budgetary management and incompetence by the local authority. Remember, at the moment we are gathering general evidence, so keep an open mind. You should also remember that your knowledge of the area in which you live will give you an insight. You could always talk to people as you survey the area and see what additional information and 'feeling' they give you. Be careful what you say, of course, don't offend or upset people by being too blunt or asking too many questions. Aim to be conversational and wait until later to write down anything that they tell you. I was doing a commercial security survey once minding my own business, wandering around with a hand-held dictation recorder, when two large gentlemen
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approached me aggressively. It took a few minutes and some blunt comments from them for me to realise that they thought I was investigating fraudulent benefits claims, and a few more minutes for me to explain I was doing a commercial property survey. Affluent Commuter Belt means large well-kept houses, equals wealthy residents with a lot of valuable possessions. Commuter belt might mean successful husbands at work leaving houses from 8 am until 6 pm each weekday, wives potentially at home. Worth a thief watching to see when the residents come and go. It could be worth breaking in just to see what is available. Large gardens, possibly containing valuable statues (some easily worth 1,000 each), garden machines (ride-on mowers worth up to 5,000 each), pond life (specimen carp worth up to 3,000 each). Large and mature gardens, designed to give the tenants privacy, at the same time shield the approach and work of a burglar. Large bushes and hedges could hide a burglar from passing traffic as he breaks a window and even mask the noise of the breaking glass. Wealthy means maybe two holidays per year, which is at least four weeks each year when there will be nobody at home at all (worth coming back with a van for that garden equipment - if anyone asks 'we're taking it for service'). Could also mean expensive cars left outside every night, some with valuable contents! Down side: probably alarmed (though false alarms are so frequent that often alarms are ignored and anyway drunks and drugged criminals might just ignore the alarm bells and carry on thieving). New starter homes means young residents starting out on the property ladder. Probably both out at work though Mum might be at home with a new baby. Young and trendy so they may have latest electronic goods and gadgets, could be worth breaking in. Down side: starter homes packed closely together, small gardens, no mature plants and hedges, so criminal activity would be easily overlooked, heard or spotted. Rural means a mixture. Some smaller homes - worth taking a look for money and portable valuables, some large estates packed with antiques. Most large country homes tend to have an alarm, but some don't. Even if they are alarmed anyone responding to it will take at least five minutes to reach the property. (Don't go breaking into large rural homes though - many of them have early silent alarms so the police will be there before you've got in the window.) Rural properties of any size frequently have a range of outbuildings - offering a range of easily accessible valuables, from garden machines to vehicles, expensive horse tack (e.g. saddles and bridles) to sporting equipment (e.g. skis and fishing equipment), pedigree animals to tool boxes. Little passing traffic and no close neighbours are a huge benefit to a burglar. The down side is the possibility of advanced alarm systems, CCTV and deserted roads! If the burglar is unlucky, a
passing police patrol may stop him and ask why he is on a remote country road at two in the morning with a van full of garden machines, saddles and electric tools!
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Sometimes residents find that they live on a route which is habitually used by drunks. Consider a poorly managed public house that is located at the end of a dead end street. Clearly all of the pub's customers would have to travel down that street to arrive; more significantly, at closing time they would be ejected from the pub late at night and have to travel back up that street when they leave the pub. In such circumstances it is common for residents to be plagued by petty crime and disturbance almost every evening.
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them to perform a thorough security review of the property. You will have to walk along each approach and with your 'criminal's eye' try to identify any actual or possible vulnerabilities. For example, walking along from the north you realise that pedestrians, including a passing burglar, can see into your lounge, where your new plasma screen TV, video camera, stereo system, top of the range home computer and laptop computer are waiting invitingly. He will also be able to see that there is nobody there on the ground floor. Other things that can be seen in an approach are: easy entry points and easy exit carrying your valuables low or broken fences unlocked sheds with expensive tools and equipment workshops and garages left open that allow the burglar to take a convenient inventory of what is there to be stolen expensive patio and lawn furniture expensive statues, urns, birdbaths and other garden ornaments ponds containing expensive specimen carp aviaries with expensive exotic birds greenhouses with expensive propagators and heaters garden tools (spade or fork) that can be used to force a window or door ladders left outside which will give easy access to roofs and windows any signs of any dog, or a burglar alarm any signs that the resident is disabled or elderly, such as wheelchair ramps and handrails any vehicles associated with the premises.
Visible vehicles
The vehicles visible can tell us a lot about the people who live in the house. For example, there is a transit van and a Ford Focus, so we know that the man of the house is an electrician because we can see the 'Jackson's Electricians' van in the front drive. He almost certainly works on customer sites from 9 am to 5 pm. He probably has a lot of valuable tools and equipment in the van and garage, not to mention that interesting looking locked shed! Looking into the Focus as we walk past we can see a baby seat strapped permanently onto the front passenger seat, and a pair of low heeled women's driving shoes left in the driver's foot well. So, the Focus belongs to Mrs Electrician and she has a baby! Our burglar can read your property as easily as that. He will walk or take a drive by and will read all of this and more - that is why you have to identify and review all approaches to your house.
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Other possibilities
It isn't often as easy and straightforward as that, however. The example we used above is simple, but now suppose that the house is on a corner plot. The presence of the side road gives us a few more approaches. The possible approaches are now: from the north from the south coming out of the side road and turning coming out of the side road and turning coming from the north and turning into coming from the south and turning into
You should identify, walk, drive and review all approaches to fully understand what can be seen and what that might indicate to the passing burglar. As you recognise and add new access routes, the possible pattern of approaches can get very complicated. Spend a few minutes thinking about the variety and number of possible approaches for the new house described below. It is situated on a major crossroads. There is a petrol station forecourt to the left of the property. There is a public footpath running along the right-hand boundary. The public footpath leads to a public playing field at the rear of the property. There is pedestrian and vehicle access on all sides of the playing field. Now assume it isn't a house but a flat in a tower block, where people have to and are allowed to walk along the balcony within inches of your front door and open kitchen window. What about the country cottage, very picturesque but on a quiet country lane surrounded by open fields? As you should be able to see, you can soon generate quite a long list of possible approaches and access routes to most properties. Because they are places where the burglar might approach your house, you should be aware of them, and have checked them for possible vulnerabilities. I spoke to a senior scenes of crime officer who told me that he considered the following properties to be the most vulnerable to intruders and burglers. corner plot house with public footpath running down one side houses by playing fields, parks or other public areas end of terrace houses
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Is anyone in?
Criminals do not usually want to be disturbed, witnessed or caught in the act. Though some burglars almost specialise in entering premises while the residents are asleep upstairs, generally to avoid being caught burglars prefer to carry out their crimes in empty premises. If there are clear signs of occupancy most criminals will walk past and look for another property to break into. After all, why should they take an increased risk when there are so many other more vulnerable targets just a short distance up the road? Your objective is to take as many steps to protect yourself as you can justify, each of which will make your house just that bit harder to break into. Your aim is to reach the point where the burglar will decide that the obstacles and risks are too great and so he will pass on by looking for an easier target. To illustrate this point, ask yourself one question. If you were a burglar faced with two houses, one has an alarm, a large dog, stout fences, prickly bushes inside the fences, and people seem to be moving about in several of the rooms, while the other house has none of those things, which house would you target?
Obvious clues
As mentioned above, most criminals would prefer to target empty premises. Some of the signs are clear, and can almost be an invitation to a burglar. For example, if it is after dark and you see a house with no lights on, the gates to the drive open, the garage open with no car inside, do you think the homeowner is out? If the car is missing we can be pretty sure that the residents are out and that they left the gate and garage open so it will be easier for them to drive into the garage when they get back. Unless they are sitting quietly in the dark, there is nobody at home, so should they be surprised if they come home to find they have been burgled? Even if the homeowner wasn't so obvious with the clues, it is amazingly easy for a criminal to find out if somebody is in - they just knock at the front door! If nobody answers they know that nobody is home so they are free to slip around the back and help themselves. If somebody does answer the door, the criminal will say something like 'Does Jack the mechanic live here?' You say no and close the door and the burglar goes away. He doesn't care because there are plenty more vulnerable houses down the road! There have even been cases where helpful neighbours have assisted criminals, for example when a neighbour saw somebody knocking at the door of a house and helpfully said something like 'Mr and Mrs Jones are in Brighton visiting their daughter, they won't be back until Tuesday!' Guess what Mr and Mrs Jones find when they get back on Tuesday.
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Is anyone in ? Countermeasures
Tell a friendly and trustworthy neighbour that you are going to be away. Consider leaving a contact number with them in case of problems. If you will be away a few days consider leaving the number of a nearby relative who will be able to act as keyholder if the neighbour thinks there is a problem.
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actually to park outside your house, that will give you a feel for how hard it is for the emergency services to find you when you most need them. You might be surprised at how long it takes and if it does, remember that all the time your friend is looking for your house it could have been on fire, or somebody lying ill inside or a burglar running riot. Don't forget to return the favour and try to find your colleague's house to give them an idea of how easy it is to find it. Next, imagine you are a police officer, ambulance driver or firefighter, who doesn't know where it is and you have to find it in an emergency. Where do you look for the nameplate? Which side of the road is the house you are looking for? Reviewing the identification of your house will pay dividends. Finding your house - countermeasures If possible, arrange to number all houses in the road in sequence so it is easy to find them. If houses have names only ensure that the house names are clearly visible and easy to read. Explain the problems and ask the residents' association to consider standardising the location, style and positioning of house names on houses in your road. For example 'reflective white background, black lettering, situated to the left of the gates at a height of about six feet from the ground'. If your house only has a name and you call the emergency services, help them find you by describing the location. For example, 'From Fox Lane, turn into Badger Road. When you pass the wooden bus shelter on the left-hand side we are the next gateway on the right, it has white painted brick gateposts.' The radio operator should relay the instructions so help will arrive quicker. If emergency services have been called, if it is safe you could send somebody up to the road and tell them to wave a torch or do something to attract the attention of the emergency services. If you do, tell the operator what you have done, for example, 'they will see a man in a green anorak at the gates, he will be waving a torch'.
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flat roofs with easy access to second floor windows (upper floor windows are almost always less secure than ground floor windows). vehicles signs of dogs (not welcome) signs of burglar alarms such as bell boxes or signs saying 'these premises are protected by . . .' visible signs of goods worth stealing, e.g. televisions, CD players, digital cameras, computers, etc. indications of lifestyle and patterns (for example, a works van missing means he is out at work, children's toys mean mum probably does school runs each day). When you have identified everything you can see, you have a ready-made list of simple, effective and free or inexpensive countermeasures. The following are just examples; you should be able to identify and list more countermeasures appropriate to your house and lifestyle)
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services depending on the alarm activation. It is possible to buy dummy alarm boxes and dummy CCTV cameras. Career criminals will be able to see that they are not real systems, but the dummies might be real enough to put off an opportunist thief. Blinds or net curtains at windows will reduce visibility for criminals. If they can't see who if anyone is inside and what valuable goods there are, they are less likely to enter premises, especially if they can see that you have taken other countermeasures to prevent theft and other crimes. Some signs of lifestyle patterns you cannot hide, such as a works van in the drive or the school runs, but you can deliberately break that pattern occasionally. For example, leave the van at home and take the car to work if you have a day of meetings or a training course. Co-operate with other parents and sometimes collect each other's children too, or ask grandmother to sit at home and be deliberately visible while you are off taking or collecting the children.
The purpose of all of these countermeasures is to make you and your house a less tempting target. Try to remove all indications of vulnerability, and introduce as many indications of anti-crime measures as you can. Every step you take is one step closer to making the criminal walk past to look for an easier target.
Frontal access
In this section you are concentrating on looking at access. Frontal access to the property is quite important. It has been known for criminals to bring a removal lorry and clear a house of anything of value. Others have driven into a property in broad daylight and loaded an expensive car onto a breakdown truck and driven off with it. If the criminal doesn't have access they can't commit a crime! You cannot build a 20-foot high concrete wall topped with electrified razor wire, but you can reduce access to an acceptable level. Check the access to your property and make it as secure as you can, bearing in mind: Planning requirements - check to see what you are allowed to do. Ease of access - for genuine visitors, deliveries and emergency services. Aesthetics - though you may get planning permission for a ten-foot high chainlink fence along your front boundary, will the neighbours be happy about it and will you like living in what looks like a prison camp? Cost - will the cost of the measures you are considering be justified by the increase in the levels of security and peace of mind you will get from the work?
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Value - can you justify the cost of the work against the value of the premises? For example, if you own a cottage valued at 200,000, is it sensible to spend 300,000 making it more secure? Would you be better off moving and combining the money you get from the sale of the cottage with the money you would have spent on making it more secure, then buying a new house that is already more secure. (You can use this review method to help you select your new house.)
Frontal access - countermeasures
Erecting fences and locking side gates will deny criminals easy access to the rear of the property. Locking the gates to the drive will prevent anyone from easily taking a vehicle in or out of the premises without your permission. Siting the pedestrian gate under a street lamp and ensuring that the footpath to the front door is unshielded by bushes will also improve security levels by exposing anyone approaching the house to public gaze, as well as making them more visible to occupants of the house. Depending on the location and conditions, consider installing lighting that may be operated by a switch, timer or automatically triggered by movement sensors. A criminal will not want to be floodlit while he tries to attack your property.
Fences
Check the boundary. You might have fences, hedges, walls or no boundary obstruction at all on some open plan estates. Tour the boundary of the property, and make a note of the type of boundary and the condition it is in. The general rule is that you should have high fences at the back of the property to stop the criminal getting in. Once out of sight at the rear of a property a criminal would be free to take his time to find or make an entry point. If fences and gates prevent him from getting to the rear of the property he is less likely to target the premises. At the front you should have lower fences so that a criminal or other intruder will be visible to neighbours and passing traffic if he attempts to enter your premises. We are not in the business of designing gardens; our objective is just to make the property as safe as we can, as quickly as we can, with minimal effort and at a reasonable cost. Our aim is not to turn the property into an unapproachable fortress; it is to take reasonable steps to secure the property to the point that
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a criminal will see our countermeasures and walk past to look for an easier target. A property is safer if anyone passing has an uninterrupted view of the front of the property. If they could be easily seen by anyone who walks or drives past, a criminal is less likely to attack a property. Fences and gates can be scaled or broken, but if there is a clear view to passing traffic the criminal is less likely to attempt to gain access to the rear of the property.
Points to note
Remember that you may need planning permission to erect fences and walls. Before you do anything, approach your local council planning office and discuss your proposals with them; they should offer valuable advice. You should also remember that you have a duty of care and should not allow or cause harm to anyone on your property, whether they are a legitimate visitor or not (Occupiers Liability Act 1984). Walls Brick, block or concrete walls are very strong, but unfortunately they are sometimes a blessing to a criminal. Criminals might quite like your nice tall strong wall, because it gives them stout foot and hand holds to let them safely climb up and over. While they are outside, a wall protects criminals from dogs or easy surveillance from anyone inside the property. But once the criminal has climbed over, the wall now offers him good protection from surveillance and discovery by the public who may be passing by outside. Then, when he has finished raiding a property, the criminal can use the wall to hide from passing traffic, until it is clear for him to make a getaway with your valuables. Expensive burglar alarm systems, approved and legal anti-climbing paint and spikes, etc. can deter the dedicated burglar. Walls will usually stop a passing opportunist thief or vandal, because they want to be in and out quickly and easily and a wall or fence will slow them down. Wooden fences Not as strong as a wall, they can be quite solid, flimsy or anything in between. Wooden fences are not as expensive as a wall, but they usually require more maintenance effort. They can be climbed, but a determined criminal will simply kick or cut a hole in even the strongest wooden fence. Wirefences Can be cheaper still and available in a variety of heights and styles. They can be topped with strings of barbed wire in some circumstances and they can also be
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alarmed, but that is an expensive option. Wire fences will deter a lot of intruders, especially if topped with barbed wire, but they have one fundamental weakness. When installed even on level ground, it is easy to scrape a hollow under the wire and slide through. To prevent that, wire fences can be installed with buried 'aprons', concrete footings and stakes set into the ground, but that makes them a lot more expensive. Whatever preventative measure you take with a wire fence their ultimate flaw is that anyone with a pair of wire cutters in their pocket can get in. Worse still, if someone cuts a vertical slice through the wire fence behind a bush or tree, a hole can remain undiscovered for weeks.
Metal Railings
Expensive to 'very expensive'. Spiked railings are probably the most secure fencing there is, which is why they cost so much. The foundation required for some railings can also prevent access underneath, unless the criminal is going to do an awful lot of work to dig through. A hacksaw and plenty of time is needed to cut through railings, or a noisy and expensive mechanical cutter. A hole in metal railings is usually quite easily spotted. Again alarms and sensors can also be fitted to give an added level of protection but they are very expensive options.
Hedges
Rural in appearance, and favoured by people who don't want to feel that they live in a prison. They range from cheap, decorative and ineffective, to expensive and impenetrable. Hedges are not as unsightly as some metal and wooden fences, so they may appeal to people on aesthetic grounds. They will prevent casual intrusion because they form a barrier. Select the right shrubs and with correct care, watering and pruning of the plants they will form a dense and to a large degree impenetrable barrier. Weaknesses are drought, disease, pruning shears and fire. Drought and disease can destroy a hedge in weeks. Fire can destroy a hedge in minutes. A single intruder with a set of pruning shears can cut an access point in minutes. They can be expensive to buy and plant. They usually take months if not years to reach maturity and therefore provide a real barrier. Cost of maintenance is therefore high, and the protection offered is variable. Prickly plants offer better all round protection, but if you have young children, you may decide that the prickly plants may be an unacceptable risk to the children. Open Plan A legal requirement on some properties, aesthetically pleasing to many and uncomfortably exposed to some. Open plan is quite common on more modern estates. Boundaries are sometimes marked by a few marker posts; other than that there is no barrier between properties or between public and private areas. It is
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obviously a cheap option. Some deeds and tenancy agreements specify that boundaries must be erected and maintained, while others specify that no boundary fences are allowed. Security against intrusion is non-existent, but the open plan nature does mean that a criminal will be totally exposed as he creeps around a property.
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Combination boundary. This is the most common approach used. By combining some fencing and boundary styles you can increase the level of protection they give - for example, a chain-link fence with prickly hedge planted on the inside of the fence line. The chain-link does not have to be so effective because the deterrent of the prickly shrubs acts as a more worrying deterrent to the criminal. The prickly hedge does not have to be so expensive or carefully tended as a stand-alone hedge, because the chain link fence is the primary barrier, the hedge is a secondary and painful deterrent. The roots of the hedge also quite effectively prevent an intruder from digging underneath the fence wire. Insubstantial trellis. Quite a sneaky and inexpensive countermeasure. By applying an insubstantial or weak trellis to the top of an existing fence or wall you will deter most intruders. Aesthetically it is not unattractive, particularly when trailing and flowering plants can be grown through it to 'naturalise' it and reduce the visual impact. (Though you should take advice from the gardening centre or fencing contractor. Heavy growth on fast growing climbing and trailing plants combined with strong wind will wreck your trellis.) Flowering plants are quite a good barrier and reduce the enclosed feeling of bare walls and fences. On a cost basis, trellis is quite cheap to buy and fairly easy to install. It will deter an intruder because they know that if they try to climb over the wall with the trellis on top, the trellis will break. That means they may fall and be injured. Breaking the trellis and falling will make a lot of noise, which could attract the attention of neighbours or people passing by, so the police could be called. For that reason a wall or fence with a trellis on top is usually considered a no go area for a criminal. Add noise makers. At modest cost it is possible to add alarms or noise makers to a boundary. For example, stretch thin lines attached to tins which contain a handful of gravel along the barrier. If an intruder tries to climb the wall he will catch the line, pull it and make a noise. When the noise starts he will quickly be gone to avoid detection and capture. However you should remember that 'traps' that are designed and set to injure intruders are illegal and using them could put you in court or even prison. It is possible to get electronic alarms that work off trip lines, or alarms that are triggered by intruders breaking light beams, but they become quite expensive and difficult to set, because birds, cats and wildlife will often set them off. A householder may decide to install them along one particularly vulnerable fence line, but I urge a very careful calculation of cost and benefit before taking that route. I did see one householder who had used cheap personal attack alarms. They cost about five pounds each, they were about the size of a cigarette packet, and were
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triggered by pulling a line that removed a pin to set off the alarm. To stop the alarm you had to remove the battery, or find the pin and push it back into the hole. He had them set up in a wooden shelter like a bird nest box on top of a wall, where an intruder would pull a line and remove the pin by climbing over the wall. Security patrols. You could pay a security company to patrol your property. Some companies offer silent monitored alarms and patrols while others offer simple mobile patrols checking your premises at various times during a day and/or night. The cost per household of this option can be very high, though prices can be pulled down if residents group together and pay for an entire street or area to be patrolled. The security company will erect signs and have a visible presence in the area at different times of the day and or night. Cheat. You could simply erect signs saying 'Beware! Guard Dog' or 'Premises Patrolled By XYZ Security'. A motivated professional burglar will not be put off, but a passing opportunist thief might be. You have to weigh the cost of signs and dummy alarm boxes against the benefits you will get and make your choice.
Gates
Any fence almost always has to have at least one gate built into it. The fence then becomes as good and secure as the gates that have been installed. Gates should be as secure as any section of fence, but they also have to be simple and convenient for authorised people to unlock them, open them, use them and secure them again afterwards. No matter how good a gate is, because it is designed to allow access through a fence or other barrier, it is a weak point. There are a number of design criteria and considerations that must be taken into consideration when erecting fences and gates.
Gate - countermeasures
Don't install a gate unless it is absolutely necessary. Generally, the smaller the opening in the fence and the smaller the gate the more secure the fence or barrier will be. Gate posts and frames should be stronger than the surrounding fence posts, because they have to take additional strain from opening and closing of the gates and knocks while in use. Hinges should be secured to prevent intruders from simply lifting a gate off its hinges. Gate locks should be as solid and secure as locks on a door, preferably with a two point locking system to distribute the load and stress on the gate and gate post.
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Paths
Footpaths can add to the security of a property, or at least the positioning and construction of footpaths can. I doubt if anyone could walk on a gravel path without making a noise during the day, and at night the sound of somebody walking or even sneaking over gravel sounds like an express train passing. If you lay a gravel drive and a gravel path surrounding your house, it acts like a mediaeval moat, preventing unwanted visitors from approaching the house without announcing their presence by walking over the noisy gravel. Remember, when considering these countermeasures you don't have to adopt all of them immediately. You can keep some countermeasures in mind and use them later on at appropriate times. For example, though your current house does not have a gravel path, when you consider moving you could look for a house with gravel paths because you know that will be an additional layer of protection. You can also keep some countermeasures in mind and possibly introduce them later when the opportunity presents itself. For example, if the gas company engineer wants to dig up your driveway to lay a new mains pipe, you could agree, but ask them to lay a gravel drive when they fill in the trench! Given a choice build a path that takes a direct line from the gate to your front door. Don't make a path that meanders around the property giving a criminal an excuse or opportunity to do anything other than come and go to the front door. Try to avoid putting the path across the front of the house, especially if it will give visitors the opportunity to walk past and look into windows. Don't let them look in to see who is or is not at home, and don't give them the chance to look in to see what is worth stealing.
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Fortress. The fortress has strong secure fences, and prickly shrubs, side gates that are locked with no view of or access to the rear. They have two German Shepherd dogs, which are loose inside the house and back garden. The house is alarmed, windows and doors clearly protected by professionally installed locks. There are gravel paths and a gravel drive, with sensor-operated flood lighting. From the street we can see no valuables at all. The residents are obviously very careful and meticulous about household security. Given these two properties, if you were a criminal which house would you target? Hopefully you would walk past the 'fortress' and head for 'open house'. Having taken a while to look at your property, given a scale of 'open house' to 'fortress', where do you think your property stands? You now have a 'feel' for the impression your house is giving people who pass by. Carry on with the survey but keep your impression of the property in mind. If your house is closer to open house than fortress, criminals will be taking a greater interest in it, so you have to work harder to bring it closer to the fortress assessment.
Back garden
Explore the gardens or grounds of the property. Check the side and back fences. What state are they in, what is on the other side of the fence? How easy would it be to get into and or out of the back garden from the side or rear of the property? What access is there across any fields, allotments or other gardens to houses that don't have side gates or fences? Is the garden cared for? Are there unruly bushes and wild plants in which a criminal could hide unseen? Are there any overhanging branches that could make it easier for an intruder to climb over the fence? What work needs doing to make the garden a safer and more secure environment? Make a note of countermeasures you could take. Back garden - countermeasures Repair or replace broken or rotten fences. Plant prickly hedges as a secondary barrier. Cut down or trim unruly shrubs and bushes to remove hiding places that a criminal could use. Trim back any overhanging trees that may help a criminal to climb over any fence you have. Lock away any ladders, tools, planks of wood or anything else that a criminal could use to enter your property. . Consider installing sensor-operated floodlights.
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Outbuildings
Many houses have one or more outbuildings. For a complete household security survey you should also survey any outbuildings you may have.
Garages
If there is a garage, walk around it and assess its vulnerability. What is it built of? Bricks or concrete are quite secure, but wooden planks can be cut through or prised off in minutes. Are there any windows? If so where are they located - out of sight at the back or in full view of people passing by? How big are they? Are they big enough to climb through if they can be opened or broken? What sort of doors does it have? Are the doors locked? Are the doors actually secured when they are locked, or is the lock useless? What sort of lock is used? How many locking points are there? With a three point locking system on barn style doors, i.e. bolts top and bottom and a central lock, the door is very secure. Using just one single central lock on the doors allows too much movement; the door can be bounced in and out and that can easily break open a large door. Can you see what is inside? Is what you can see worth stealing? Could a criminal easily make off with the contents if they manage to get into the garage? (Remember you should always lock your car and put the steering lock on, even if it is in a locked garage.) Out of interest, ignoring any cars, do a visual inspection and add up the estimated replacement value of the contents of the garage. I am sure that the total will surprise you when you add the value of tools and garden furniture, etc. It will make you realise why the garage needs protection.
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Unique Marks
Other Information
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Check the contents of the garage. Do you know the make, model and serial number of the valuable tools etc that are usually kept in the garage? If not, make a note of the details as soon as possible. Use a table such as the one suggested above to record details. Make a note of any problems or vulnerabilities that you discover in relation to the garage before you move on.
Sheds
If there are any sheds in the garden, perform a similar survey on them. Check the location, construction, windows, doors, locks, etc. Can you see what is in the shed? Do a quick calculation of the estimated replacement cost of the contents of the shed. If it's like most sheds, I think you will be surprised at the value of the goods you have stored there.
Greenhouses
Even greenhouses can contain valuable tools and equipment! Good quality garden tools are very expensive, not to mention propagators, greenhouse heaters, petrol lawnmowers, etc. Check the contents and add up the estimated replacement cost of the tools and equipment stored there. The total soon adds up.
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Outbuildings - countermeasures
Check the construction and maintenance (locking a garage with a rotten back wall is a waste of time). Make sure all outbuildings are in good repair. If they are not, don't use them until they are repaired or replaced. Make sure all outbuildings are always locked. Make sure all locks are effective and secure. Keep a note of the contents of each outbuilding, the total value of goods stored there and of course details of tools etc (make, model and serial numbers). Mark all valuables with your postcode and house number. If you do mark your property display a 'Marked Property' sign at the front door of the house and on the shed, greenhouse and garage door. Remember that a photograph with some sort of scale in the picture (such as a tape measure or ruler) will be of help if property is lost or stolen.
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locking mechanism should be noted. Also check to see if keys have been left inside in window locks. (You should consider the option of installing laminated or wired glass in any windows that are particularly vulnerable, such as windows in hidden corners or at the rear of the building. The laminated and wired glass is a lot harder to break through, needs more effort on the part of the criminal, takes more time and makes more noise. All of these factors are likely to make a criminal decide to move to an easier target.) Check for hidden corners where plants or outbuildings could allow an intruder to wait or work unobserved. It is possible that a back door or ground floor window could be positioned in an awkward corner where nobody can see it from neighbouring houses or from the road because of sheds, garages or shrubbery, etc. Check for the obvious presence of phone lines, which could be identified and cut by an intruder. Check the state of the brickwork, tiles and cladding which if badly maintained could make it easy for a criminal to gain access. Check for access to flat roof areas, which could in turn give easy access to possibly less secure windows on upper floors. Check for access to first floor roofs. I once attended a house where intruders had climbed onto a fence, climbed onto the roof of the house, lifted a few tiles and dropped into the house through the roof! (Fit a lock to the loft door.) Walk around any outbuildings such as stables, etc., and perform a similar review on them. Check for the presence of exterior lighting. Where is it installed, what area does it cover and how is it operated? Remember, if you have a remote property where there are no neighbours to see what is happening, if an automatic light is triggered by a criminal, all you have done is help the criminal by providing him with light while he breaks into your home. Lights are generally only effective where people are at home, or better still where neighbours and passing traffic will be able to see any criminal activity if a flood light switches on. You may well discover a variety of potential threats that are not strictly speaking security related. For example, you could discover a pile of cardboard and paper piled up against the wooden cladding at the rear of the house. On bonfire night a stray firework could ignite it and block access or exit from the back door of the house. Keep an open mind and look for any potential access points, threats and risks that could realistically affect you. If after a little consideration you think they are worth noting, record them on your survey form with appropriate possible countermeasures. For example, a large tree with a rotten-looking dead branch that
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overhangs the footpath at the side of the house is clearly a threat. Make a note of it, and see to it.
Closeperimeter-countermeasures
Drainpipes and cables. Replace heavy metal pipes with reproduction plastic pipes. They do the same job, look enough alike to maintain the architectural style of the building but are not strong enough to support a climber. Beware of problems with planning permission for listed buildings, or any objections a landlord may have. Trellis and climbing plants. Ensure that trellis is weak and will not support the weight of a person. Some experts say that climbing plants damage a building anyway, because their tendrils eat into brickwork and stonework causing damage to the structure of the building. Climbing plants also harbour moisture and insects and can allow rodents to climb into the property. If sections of the plant die off there is potential for fire damage to the building due to the presence of the combustible dead plant material permanently fixed to the wall. I would advise the removal of climbing plants, or at least their removal in critical areas, including under windows. But it is your wall, your plant and your choice! Doors and windows. If windows and doors are found to be insecure on inspection, you will have to check to find out why they are insecure. Perhaps it was an oversight, or perhaps like one household I surveyed it was stupidity. They said they always left the utility room window open to give the cat access to a warm dry room. I pointed out that the utility room was sited at the back corner of the house and that anything or anyone using that window had free access to the rest of the house. Though they knew that, they started shutting the window after we had discussed it! Door and window locks. If windows and doors are secured, performing a non-destructive test will tell you if they could withstand a determined intruder. Grabbing the door handle and gently shaking will tell you if you could force the window or door. Be gentle, no need to destroy the property just to prove that an intruder could do it. By rattling the door or window you can see and feel where there is movement. Perhaps the frame is loose on the hinge side, or maybe the top bolt is not latched - make a note of insecurities, for the action plan. Hidden Corners. If there are potential access points that cannot be seen they are not secure. You could take several steps to overcome this. Such as fitting metal bars in that window, cutting back bushes and trees, or moving a garden shed so that the access point can be easily seen by neighbours or people passing by. Phone lines. I think it unlikely that many people would be targeted by an intruder who was so determined to press home his attack on an occupied premises that he would seek out and cut the telephone lines. With some alarm systems the failure of the phone line actually triggers an alarm anyway. As there are mobile phones in most houses I don't think this would be much of a threat unless you were very wealthy or a public figure. If it is of concern to you, you could shield or hide the phone line, or ask for an overhead connection that is above easy tampering reach.
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Brickwork. Some brickwork is so eroded that it presents enough foot and hand holds for a criminal to climb up to upper floor windows. It has also been known for a criminal to chip a hole in a rotten brick wall to gain access to premises. Apart from the need to maintain the structure of the building, the householder should realise that failing to maintain the brickwork could pose a security threat. Flat roof Access. A flat roof will almost always give easy access to upper floor windows and sometimes to balcony doors, etc. Upper floor windows are for some reason rarely as secure a ground floor windows. People seem to think that upper floor doors and windows don't need to be as secure as ground floor doors and windows, even though there may be fairly easy access. By planting prickly plants around the area with a flat roof you deny easy access to that roof to a criminal. By replacing metal drainpipes with weaker plastic ones, removing climbing plants and sturdy trellis, then mounting anti-climb products around the edge of the flat roof you add another deterrent to the criminal. By ensuring that upper floor windows are as secure as ground floor windows, you will stop the intruder even if he does go to the trouble of climbing up onto the roof. First floor roof access should be restricted as much as possible. The roof is quite vulnerable, so anti-climbing paint, anti-intrusion spikes, etc. will be effective in denying access to the roof - check for planning permission and other restrictions. Outbuildings. Check them for valuable contents, insecure access, ease of access to transport (if the criminal can reverse a stolen van up to your workshop it will make it easier for him to load up and steal your household, DIY and garden tools). Lighting. Consider upgrading, repairing or installing sensor and timer mounted floodlights, but only if the lights will display criminal activity to neighbours or passing traffic.
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Remember to make a note of any threats and vulnerabilities, and if possible resolve those vulnerabilities immediately. For example, lock the ladder away now, close the garage door and tell everyone to lock the utility room window (the cat will have to wait outside until somebody comes home). The external survey should now be complete. You might want a moment while it is fresh in your mind to go back over your records and check the threats, vulnerabilities and countermeasures you have noted. Add any additional explanation you might need. For example 'Cat' might have been enough to remind you that you always leave the utility room window open so that the cat can climb in when he gets cold or hungry. On checking your notes you may decide to add 'Cat - close and lock window' just to be sure you remember that when you have finished. Please remember that the report you are compiling would be a blessing to a burglar if it fell into his hands. It will list all the vulnerable points on your property and all of the possessions worth taking, so make sure that you keep it very, very secure, and destroy it when you have acted on it!
Shared occupancy
Some accommodation is shared, such as boarding houses and student accommodation. For anyone in accommodation with shared occupancy, the security risk is 20 times greater than single occupancy. With single occupancy buildings, you can lock the door and keep the world outside, with shared occupancy any number of people have access to the building. The smaller the private area that is controlled by the multiple occupancy resident, the higher their security risk. For example: In a single occupancy house, you can lock the door and the only persons allowed in the garden, let alone the house, are family members and guests. In a shared block of flats, the tenants of 20 other flats, their guests, visitors, delivery men and others can prowl the building without causing undue concern. That means that the front door to your flat is all that is between you and potential criminals. As a lodger or in student accommodation, you may share a kitchen and bathroom and only have a single room under your control. That means that your bedroom door is the only barrier between you and the world, and bedroom doors are not usually noted for being solid and secure. Will you always lock your bedroom door if you go to the toilet, or make a drink in the kitchen? It may be an insult to other residents and their guests but you should! Never leave the keys in the door, they could be borrowed and duplicated. Never assume you will only be a minute nipping down to get the post - a conversation
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with the postman may delay you for five minutes which is plenty of time for your wallet, cash, credit cards, watch and camera to go missing! In some cases you may share one room with several people! With friends and relatives, partners, lovers and visitors wandering around shared occupancy your security barrier is you. You can only guarantee security when you are in the room and awake; other than that you can only guarantee security of items that you carry with you at all other times.
Sharedoccupancy-countermeassues
Be aware of the problems associated with multiple occupancy. If forced to share insecure accommodation, carefully consider the wisdom of buying and keeping any portable valuables in your room. Consider buying a solid lockable steel cabinet, which you can use to store valuables while out of the room. Never leave money, credit cards, etc. unattended and in view even for a minute. Consider leaving your more valuable property with relatives if your shared accommodation is particularly vulnerable. Make sure that you keep records of property serial numbers, etc. Try to foster a security spirit among fellow residents in shared accommodation. For joint safety and security agree that everyone should always lock the street door, never let anyone in who you don't recognise (even if he says he is 'a friend of Baz on the top floor'), most important, anyone can and should challenge strangers, particularly:
> anyone who is not recognised by residents > anyone who looks flustered or surprised > anyone carrying or removing anything from the premises (don't believe them if they say they are taking the DVD and television or laptop computer for repair).
Fire
It is important to remember that fire is a threat as well. You are already committed to undertaking an internal survey, so it would be sensible if you also took the time to do a fire safety assessment of the home at the same time. I am not an expert in fire safety. If you are in doubt, local fire and rescue services will sometimes come to do a fire safety check on the premises. The following common sense checks should be useful, but make a note of anything
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you find in relation to any unique threats and hazards you find relating to your premises.
Smoke Detectors
Smoke detectors can be battery or mains operated. They can be independent, where each unit sounds an alarm if and when it detects smoke, or they can be linked, where all units sound an alarm if any of them detect the presence of smoke. The linked system is clearly more expensive and more difficult to install, but independent units can usually be installed by anyone with a drill and a screwdriver. Some expensive monitored burglar alarms also include smoke detectors. They are wired into the system, and if a smoke detector is triggered the alarm company will often call to check with the householder that they have not just burnt some toast or opened the back door to let smoke from a bonfire into the kitchen! If the householder doesn't answer, or confirms that there is a fire, the alarm company will call the fire and rescue services, even if the householder has already done so. Smoke detectors can contain just the detection and alarm units, but for a small additional cost you can obtain a smoke detector that has a built-in emergency light which operates when the alarm is triggered. The 'emergency' lighting can be a big help when trying to evacuate at night to help people get out in a hurry. When installing any smoke detectors, make sure that you follow the siting and installation instructions on the packaging. Experts can advise on the number and positioning of smoke detectors, but as the battery units are so cheap and so easy to install, I always install one in every room, plus light alarms at the top and bottom of the stairs and inside front and back doors. In that way, wherever a fire started, I am assured that alarms will soon sound even if one or two units failed. To me the bottom line is that a handful of smoke detectors is a cheap way to protect my family. When doing the internal survey of each room, take a moment to check for the presence of smoke detectors.
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Smokedetectors-pointstonote
Check to see where they are sited and if they have batteries in them. Make sure that you test the smoke detectors by pushing the test button at least once each week. Make sure that the batteries or the unit is changed if the test fails, and if they still fail replace the unit and the batteries. Make sure that the batteries are changed on all units once each year. The easy way to remember to change smoke detector batteries is to give them the same birthday as yours. That way when it' your birthday, buy a new battery as a present for each smoke detector, then you shouldn't forget.
Check for threats Take an extra moment to check for fire threats in each room. There are hundreds of potential threats. A few example threats are described below. Some paraffin heaters are poorly maintained and leak paraffin. Some are badly positioned, for example being placed at a point where people often have to squeeze past, or on an upper landing where they can get knocked over and where any fire will cut off the escape route to people on the upper floors. To dry laundry indoors in poor weather, people are sometimes tempted to put washing too close to a heat source to accelerate the drying. Unfortunately the closer they put laundry to a fire or heater, the greater the risk of a fire. Some people use electric or other heaters, and try to get the most heat out of them by placing them as near as they can to where they are sitting or sleeping. A badly positioned heater can soon ignite bedding, curtains or armchairs causing a serious and life threatening fire. Electrical wiring Old wiring can be a threat. Most people rely on an increasing number of electric appliances to make their life comfortable, to help them with their work or to entertain them. All of those appliances need a source of power, all of which has to be drawn through the existing wiring in a house. It is surprisingly easy to overload these circuits. Imagine a modern teenager's bedroom, where we could find a television, hi-fi system, computer and associated printers, scanners and modems, not to mention a separate computer games console! Now what if there are two teenagers and add on Mum's hairdryer - how much power do you think that circuit can supply before it blows a fuse, melts or bursts into flame? Occasionally you will still see single sockets, with multiple adapter blocks plugged in so that half a dozen or more plugs can be plugged into and supplied with power from one socket. You are more likely to see extension leads with an
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adapter block capable of taking two, four or six plugs all running off one wall socket. Sometimes extension leads are daisy-chained and plugged into each other to run a dozen computers, hi-fi systems, televisions and computer game consoles. All of that use potentially overloads a single socket and could cause a fire. As a rule of thumb, if there are not enough sockets for all of the appliances you want to use - the house needs rewiring to bring it up to a standard where you can safely plug all of your appliances into sockets that have been installed by an electrician. If you are surveying a house that you are considering buying make a note of trailing cables and multiple plugs in a single socket. They are an indication that the wiring is not adequate, which is a leverage point to bring down the price and make a reduced offer. From 1 January 2005, people carrying out electrical work in homes and gardens in England and Wales will have to follow the new safefy rules in the Building Regulations. Visit www.odpm.gov.uk/electrical safety for more information.
Cigarette smoking Insurers have been known to increase the insurance fees payable by smokers for life, health and property insurance. Worst of all, cigarette smoking is the cause of house fires that kill hundreds of people. About one third of fire-related household deaths in the UK are attributed to smoking and smokers are nearly twice as likely to have a house fire! If you cannot eradicate smoking from your house, make sure that the fire risk is minimised by taking steps to ensure that cigarettes do not cause a fire. Remember, the fatal Kings Cross station fire and the fire in the Mont Blanc road tunnel were caused by discarded cigarettes. Careless smokers kill!
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Smokingpointssstonote
No smoking in bedrooms (falling asleep with a burning cigarette will set bedding alight). No smoking in the lounge (falling asleep or forgetting a cigarette can cause armchairs and other soft furnishing to catch fire). No smoking in the garage (there may be fuel or other flammable material stored there). To be really strict without actually banning smoking, follow the example of a lot of companies and designate a smoking area. That may be outside the back door, or it may be in the greenhouse in wet weather. Both areas are 'safe', so smokers can be requested to pursue their habit in those areas for the safety of the rest of the family, which isn't a lot to ask.
Household rules By establishing standing rules and procedures in your house you will increase your security. The purpose and benefit of rules should be explained, discussed and agreed by everyone in the house, because the rules will benefit everyone who lives there. Though you should set your own rules to meet your own unique circumstances, they could include: Never leave electrical appliances on when they are not attended. Never smoke cigarettes in the house (or at least in bedrooms or living rooms). The last person to leave the house will make sure all windows and doors are locked. Smoke detectors will never be disconnected, or have their batteries removed (to be used in portable CD players or portable games consoles, etc.)! Smoke detector batteries will be replaced on the birth date of the head of the household, or before if weekly tests show that the batteries have failed! When preparing meals, cooking pans will never be left unattended. Valuables and other property will never be left on show in an unattended car. Cars will always be locked when left unattended. Car keys will never be left in an unattended vehicle even for a minute. Inform local relatives or close friends if you are going to be away from home for more than a day or so. Practice escapes Most people do not realise how disorienting a dark and smoke filled environment can be. You think that you know your way around your house and could evacuate
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under any circumstances, but take away the light, add smoke and a little panic and things look a lot different. As a police officer I was invited to attend BA (breathing apparatus) training with a fire crew, and was totally disoriented when the lights went out and the practice smoke filled the practice house. (Smoke is toxic so they use harmless 'practice' smoke in their exercises.) To be ready, I suggest that you should practise escapes, especially in houses where there are younger children. When only adults are involved, it is easy to introduce more realistic conditions. For example, doing it at night and declaring 'fires' at various points in the house, checking to make sure that people leave by a 'safe' route. You could also blindfold an escapee to mimic the disorientation of darkness, smoke and heat. Blindfold the person, turn them around a few times and then tap them on the shoulder, which is the signal to escape. If you do try this method, each blindfolded person must have a minder at hand. The minder will check to make sure that the blindfolded and disoriented evacuator doesn't try to walk off a balcony or flat roof, or otherwise injure themselves or damage anything. Remember that nothing will be as disorienting as a real fire, but blindfolded evacuation can be dangerous if minders are not in place. Practice escapes with children With children it is more difficult, as you have to maintain their trust in you and their feeling of safety within the home. Don't push too hard and don't scare them. Though you have serious intentions, make it fun, make it a competition and 'grown up' game for younger children. Award them prizes for remembering what to do and doing it right. You could start by sitting and gently explaining what you are going to do. This is easiest after they have had a fire drill at school, because they then know that this is something that people do sometimes. Start by asking them to tell you how they did it at school, then tell them you want to see how clever they are and how quickly they can get out of the house if there is a problem. Start gently by sitting in the lounge and tell them the competition has started and that they must get out and stand by the front gate or wherever you define as your meeting point. Remember that nothing is more frightening and disorienting than a building on fire. People will leave by the nearest available exit and you want to know if they are all out. The only easy way of doing that is to agree a meeting or rally point where everyone who gets out of the building gathers. Then it is easier for the leader to check who has escaped and who may still be inside the building - so you can report that to the fire services when they arrive at the scene. With children's practice evacuation, offer them plenty of praise and support to encourage them. (Older children can skip ahead to more realistic exercises.) Make
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sure that the children are rewarded - chocolate, a trip to the cinema or their choice of day out, anything that reinforces the exercise as a pleasant experience and nothing to be worried about. When the first exercises have been successfully completed, increase the complexity. Get them to lie on their beds and then knock on the doors and tell them to leave. Over time with plenty of praise, you can make it more difficult and more realistic by doing it in the dark. If they get it wrong or make a mistake, never tell them off or get angry, just point out where they could do better. For example, tell them not to bother collecting their favourite teddy bear next time, or going to the hall cupboard to collect a coat. When they are a little older, you could try getting them to take a turn as the leader, where in consultation with Mum or Dad they choose where the 'fire' has been discovered and so define the safe escape route. As long as you remain calm, don't pressurise the children, don't scare them, give them a lot of praise and support for 'winning' and being clever there shouldn't be a problem. You know your children so only you can decide how far you want to go with the exercises. Any practice evacuations you do arrange will pay off if there is an incident and you have to evacuate. Key points Some key points are: Evacuation awareness will prepare your child and family members for fire alarms and evacuations elsewhere. They will know that when the fire alarm sounds they should leave quietly, if it is at home, in the cinema, at the football stadium or sports hall. ALWAYS and I mean ALWAYS make sure that everyone involved knows when there is a practice evacuation. By doing that, they will automatically know that if nobody has planned a drill, any alarm and evacuation is the real thing. Having experienced the real thing, I know that there is an edge, a sense of purpose to a real evacuation, where practice evacuations generally tend to be a little too relaxed and complacent. Don't have a practice evacuation too often. The impact of the alarm will have reduced effect if too many practice evacuations are scheduled. When a small fire started in the workshop of an office block I was attending they sounded the alarm. Generally people looked at each other for a few minutes, then when the alarm wasn't turned off employees began to amble out of the building. The managing director had just started a sales presentation to a dozen potential clients, and he reacted to the clanging alarm bells by sending his secretary to turn the alarm off. She was sent to the third floor in the lift to see the building
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supervisor and pass on the message from the MD. When she couldn't find him she went down to reception and was rather surprised to see firemen. The managing director's presentation was then quickly terminated when firemen told them they had to leave because there really was a fire. People must and should always react to an alarm as though it was real! With any evacuation, somebody should know, or have a very good idea how many people are in the building at any given time. They should act as leader, or fire marshal. They should attend the rally or meeting point outside with some sort of notebook or clipboard. As people evacuate the building they should report to the leader or fire marshal, so that he or she can make a note that they are out and any new information they can give. For example 'top floor clear, no sign of fire' or 'kitchen staff out but there is a fire in a chip pan'. When the fire brigade arrive at the scene, the fire marshal should be able to brief them on what has happened and give them any information on possible hazards. For example 'There were seven people in the building but they are all out. My husband says that he was doing some welding on his old motorbike and a fire has started. There are welding gas cylinders in the garage, a motorbike with a full fuel tank and a two gallon can of spare petrol.' The fire marshal should also make notes on how the evacuation went. It is vital that these notes are reviewed and acted on after the practice. For example, if nobody could find the key to the back door and the meeting point was underneath three feet of floodwater, you have to review and change your plans. In this example you should find out where the back door key went and why it wasn't where it should be, then make sure that in future it is always where it should be, or that there is a spare key permanently ready for an emergency. Take another look at the meeting place: if it is subject to flooding in heavy rain, select a new meeting place that will be dry. Practice the evacuation procedures too. For example: Keep low. Smoke and heat rise, so in a fire, the air will be clearer lower down. Smoke coming from burning plastics can be highly toxic. Find and use the cleanest air supply you can, even if you have to crawl along the floor towards the exit. If possible, and without delaying your exit from the building, consider covering your mouth and nose with a wet towel or sheet, that should help to protect your face and to filter out some of the smoke and fumes when you breathe. Try to protect young children. In a real fire make sure that they have not become scared and hidden from the smoke and flames under the bed or in a wardrobe. Don't assume they have left, look for them. Where at all possible cover all exposed skin with natural materials, for
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example a woollen blanket or a folded sheet. Don't use man-made materials unless that is all that is available. The heat inside a building that is on fire can build up very quickly, and you will suffer more serious burns if a nylon sheet melts onto your skin. A damp woollen blanket offers considerable protection. Always make sure that you have some footwear available. Remember, when evacuating a burning building you may be walking through red hot cinders or broken glass while still inside the building. Slip-on shoes with a solid sole are ideal; avoid fluffy nylon slippers that could catch fire, or shoes that may take some while to put on! When you approach a door in a burning building, feel the door with the back of your hand. If the door feels hot there may be an inferno on the other side. You will feel heat through almost any door, including a wooden one. If the door feels OK, carefully touch the handle with the back of your hand. (The natural human reaction when touching something hot is for the hand to close and grasp the object. If you use your fingers to touch test a door or door handle and it is hot, your natural reaction could make you grab and hold that red hot handle. If you use the back of the hand, the natural reaction will be to close your fingers and pull safely away from the door handle.) If the door is hot and the handle is red hot, assume there is a serious fire on the other side of the door, especially if there is secondary evidence, such as smoke and flames coming under and around the door. If that is the case, find another exit route. Torches In case of a fire (or power cuts) a torch will be handy. I suggest that people keep a torch with working batteries beside their bed, so that if they do need one, they have it to hand and are so familiar with it that they can even reach out and get it through thick smoke. Windows The best and safest escape route is through a door. If you are upstairs, the best route is down the stairs and out of a door. If the stairs were blocked by fire, a window might be your only escape route. Be warned, although current regulations require that double glazing units should open fully to allow residents to escape through windows on upper floors, those regulations are quite new. Check to make sure that all upper storey windows will open fully, should they need to be used as an escape route. Doors Though security is our primary consideration, remember that in an emergency
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you may want to leave the property very quickly. I have advised you not to leave keys in locks for security purposes, but at night the rules change a little. If a fire starts at night, it will be dark, it will be smoky, you will be half asleep, disoriented and scared. If there is a fire, you don't want to have to hunt around the kitchen trying to guess where whoever locked up last night has put the key. The front and back doors are fire exits, make sure that they can be used quickly and easily. At night I would advise you to leave door chains off and consider leaving the key in the lock, or very close nearby to allow you and your family or guests to open doors at short notice.
Flood
Flooding is a hazard that more British families are facing. While you are reviewing your security, if you have any doubts as to your vulnerability to flooding you should make a note to check with the local authority and the company that supplies water locally. They can usually tell you if your house is susceptible to flooding. If you are performing a security check on a house you are thinking of buying, it is even more important. Insurance companies are likely to refuse to insure a property where there is a history of flooding or where flooding is likely. On the environment agency website www.environment-agency.gov.uk, you can type in a postcode and check flooding maps, which will give you a good idea of the risk of flooding for any given location and property.
Front door
The front door is important because it is usually the access point that faces the world and the access point that is used most. As you enter, check the quality and strength of the door.
Keys hidden outside
Most people have experienced the annoyance of being locked out of their own home for one reason or another. It is very easy to do, popping out to get something from the car and finding that the wind has blown the door shut. Alternately you may have had the annoying doorstep conversation with your partner when you get home from shopping that has you both saying 'But I thought you had the door keys'. To avoid this problem many people are tempted to hide a door key somewhere outside the house. Don't do it. Criminals know that many people do that, especially where there are children in the family. People used to leave a door key fastened inside the door on a length of string. To get in all you had to do was fish through the letter box, pull the string out and use the key tied to the end to open the door. That 'clever' trick got to
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be as well known as leaving a key under the front doormat so people stopped doing it. Hiding keys in or under a flowerpot, bricks and gnomes won't fool a criminal either. I have even seen adverts for 'secure' key hiding places made to look like cobblestones, gnomes or other garden clutter. To my mind anyone who uses one of these plastic containers which are 'cleverly disguised' as something or other is recklessly stupid. Why spend a lot of time and money making your house safe and secure, then break your own security by leaving a key out for the criminals? No matter how clever your hiding place is, it will be discovered. If you were a criminal watching a target house for a few days and saw a child come home, move a brick near the garage door, open the front door then return to that brick, how long would it take you to guess where a hidden key might be? Do you think that criminals don't read the newspapers? They will have seen the adverts for disguised key stores in the shape of garden frog, cobbles and logs and will have made it their business to know what they look like, because finding a key makes it a lot easier for them to get into your house.
S p a r e k e y s c o u n t e r m e a s u r e s
Don't hide keys outside. If you have to have an emergency key, give one each to two relatives or very close friends who live nearby. Why two? One of them might be out when you need your emergency key! Make sure that you trust your keyholders and anyone who lives with them! Uncle Bob may be thoroughly trustworthy, and Mrs Biggin from number 42 may be a wonderful lady, but who else is coming and going in that house? Uncle Bob's alcoholic son, or the new drug addict boyfriend of Mrs Biggin's lovely daughter may not be as trustworthy!
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Softwood door Many wooden doors are cheaply made and have little strength; one kick will break them open. By swinging the door shut you will feel the weight of the door. Grasp the door on the edge opposite the hinges, one hand near the top and the other as low as is comfortable. Then try to twist the door (gently pull with the right hand and push with the left. A softwood door will often flex showing how little strength there is in it. A cheap door feels light, and you can easily mark the wood by gouging at it with a thumbnail (do it on the edge just above a hinge where it will not be seen). This softwood has little strength and is very susceptible to rot and
decay as well. Kicking it will splinter the door and often the frame too. (Don't do it to test it, just be aware that a softwood door offers little strength.)
Door panels
You should be aware that the design of some less expensive doors could include a weakness that is well known. Where a door includes panels set into the door, the panels sometimes have very little strength. At worst the panels may be thin plywood, and only let into the frame in a shallow groove, so that one good kick often makes the door panel fall inwards. The criminal has the option of crawling in through the hole he has made, or reaching inside to release the lock to open the door. A flimsy door panel doesn't even make much noise when it is smashed!
Hardwood Door
A hardwood door is actually hard, and gouging it with a thumbnail will break the nail rather than the door. Swinging it back and forth you will be able to feel the weight. Trying to twist it is usually futile, they are so rigid that there will be little movement, but you are welcome to try. Remember that no matter how strong the door, if the frame, hinges and locks are cheap or badly installed, you will reduce the protection that the hardwood door provides. UPVC (double glazed) UPVC (plastic) double glazed doors seem quite secure because of the standard multiple point locking mechanisms built into the door, but many of them suffer from panel weakness. As with wooden doors, the door panels are particularly vulnerable - one kick or a blow with a weight will smash the panel out, leaving a nice access point, or at least free access to reach in and open what's left of the door from the inside! Newer and more expensive doors have steel frames built into the carcass of the door, which combined with the multiple locking point mechanisms do make them very secure, but they are not widely used and rarely found in older doors. Doorframe Remember to check the quality and fixing of the door frame. If the frame is weak and badly fitted it will give way and the strength of the door is irrelevant. Weakness can be found for a number of reasons, such as: The The The The frame is constructed of cheap wood or is rotten. frame is secured with the wrong fittings or not enough fittings were used. structure of the wall to which the frame is secured is substandard. frame is the wrong size for the opening it has been used in.
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You should test the security and strength of the frame. Grasp the frame firmly and try to move it. If there is any movement re-fix it to make sure it can withstand attempts to gain access.
Locks
No matter how strong the door is, it has one fundamental flaw and that is that doors are designed and built to swing open easily. Their function is to give easy access to people and that makes them vulnerable. They have to open easily, but they should also be easy to shut and secure when required and that is achieved by fitting locks and bolts to the door. The effectiveness of the security of any door depends on the quality, number, fixing and placement of locks and bolts. A night latch is convenient because it secures the door and the owner only needs to carry a small key to allow them to open and close the lock. The night latch
Night latch
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usually screws to the surface of the door so offers minimal protection against physical assault. As a single point fastening the night latch offers poor protection because one solid kick will break the door open. A two-point locking scheme offers better protection, especially if it uses what is called a five lever mortice deadlock and even better if it is to British Standard BS3621. Locks and fittings are available from good hardware stores. Those illustrated are shown courtesy of Screwfix, a large company which sells locks, tools and materials (www.screwfix.com). A mortice lock is a stronger fixing method because it is installed inside the door. A suitable slot has to be cut into the edge of the door, and the lock is buried within the wood where it becomes part of the structure of the door. Holes are cut through to accommodate the handle and key slot, which allow the lock to be
operated. As with most locks a catch plate is secured into the doorframe, reinforcing the point where the mortice bolt engages the frame. Different locksmiths give different advice as to the type, location and fixing of door locks. Technically, the advice will differ depending on a number of factors. For example, considerations that will be taken into account when proposing adequate protection for a door will include the following: The premises in question and what they hold. For example, a paper bag storeroom will require less protection than an electronic goods storeroom. Access to the door. If it is only open to pedestrian access the threat is reduced, but if it is open to vehicular access a secure locking scheme may include strategically placed anti-vehicle bollards. Length of time time the the door door will will be be exposed exposed to to threat. a threat. nightpatrol patrol Length of If If a a night checks the door every 15 minutes, the maximum exposure time of that door to a threat will be 15 minutes. The material material used used in in the the construction construction of of the the door. door. Softwood Softwood doors doors are are not not as as The strong as hardwood doors. A UPVC door is not as strong as a hardwood door with a steel skin on both sides. Skills and experience used to install the door. A strong door badly sited and installed is of questionable value. If a tradesperson installs a door, securing the frame into the surrounding masonry, the door and frame take on the strength of the surrounding wall. Design and presence of windows. Some doors are designed to allow ventilation and so are fitted with louvers, and it is easy for a criminal to cut or break through a series of louvers to gain access. Similarly, the presence of glass in a door reduces its effectiveness as a security barrier. A door that has a window beside it is as secure as the window! It is pointless fitting the world's strongest door if any lout with a brick can break the window to get in!
Both types of doors can easily be levered open with simple tools, unless the owner has taken steps to secure them.
Doorsecurity-countermeasures
As a general rule for best effect I would suggest the following: Buy the best door you can afford and can justify for the use you have in mind. Have the door installed by a skilled tradesperson. Ensure that the frame is of equal quality and that it is firmly and correctly secured to the surrounding masonry. Use the best hinges suitable for the application. Install hinge bolts - bolts that fit into the hinge edge of the door and reinforce the strength of the door on the hinge side. Expensive locks are a waste of money if a criminal can simply kick the door off the hinges on the hinge side. Use at least a two-point fastening scheme. Your locksmith will advise you where to fit the locks, but generally it is advised that one lock is fitted approximately two fifths of the way down from the top of the door and another just under halfway up from the bottom. At least one lock should be a properly installed mortice lock. When you have gone to the trouble of installing such a secure door, lock it when you go out. For safety reasons DON'T leave the mortice lock locked when you are in the house, particularly at night, in case you need to get out of the house in a hurry. Use the night latch! Pay particular attention to the survey of French windows and patio doors. As a priority get the locks, hinges, tracks and security of all French windows and patio doors checked by an expert if you have any doubts as to their security and strength.
that have been returned out of hours, or cars that have been left at a garage for services. If required a letterbox should be fitted by a professional. Door manufacturers often recommend locations for letterbox slots for specific door designs. If they do, take their advice, but remember that a letterbox should: be large enough to accommodate postal deliveries be conveniently situated - the postman or woman will not be happy to bend to use a letterbox at the bottom of a door be fitted with an appropriate external flap and internal draft guard, to avoid wasting heat in the house possibly be fitted with a wire cage to catch mail and prevent foreign material being pushed through (there should be a smoke detector in the hall - it is not unknown for brainless louts to push fireworks through letterboxes). Window bars In some circumstances, where glass windows are fitted to a door or beside doors, fitting window bars or grilles provides an added deterrent and an extra measure of security. See 'Windows' below.
Door viewer/spy hole Where a solid door is fitted, you may wish to install a viewer, which allows you to see who is outside the door. The viewers are usually fitted with a wide-angle lens on the outside, which presents you with a view of everything outside your door, allowing you to decide whether it is safe to open the door or not. Weather strip Not really a security item but included because many doors need them. It is fitted to the bottom on the outside of the door and it is designed to prevent water from running down the face of the door and running inside under the door. A weather strip will also help to prevent rot on the door, and avoid water penetration and swelling of the wood. Hinge bolts These bolts reinforce the hinge side of the door. They are fitted at intervals along the hinge edge of the door, I usually advise fitting at least three. They are quite easy to fit. Drill a hole on the centre line of the hinge edge of the door to an appropriate size and depth as per the installation instructions, then screw the bolts home. When all bolts have been fitted, I gently close the door until the hinge bolts touch the doorframe. Applying gentle pressure, without straining the hinges, you
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can easily mark the frame where the hinge bolts will engage. Drill a hole for the bolt, mark out and cut a rebate for the catch plates then screw them in and the job is done. When hinge bolts are fitted, a door cannot be kicked off its hinges without totally destroying the door, and if that much force is used, nothing will protect the property.
A metal basket fastened to the inside of the letterbox will catch mail that is posted through the door. The primary purpose is to collect the mail, keep it tidy, prevent it being caught under the door and possibly being damaged when the door is opened and finally, making it convenient to collect incoming mail rather than scrabbling around on the floor for it. The secondary security benefit is that a basket prevents or hampers access through the letterbox, so criminals cannot hook car and door keys off hall tables. (Make sure that no keys are available or visible through your letterbox anyway.)
Letterbox covers
Positioned inside a letterbox they will at least stop draughts and can prevent rodents and insects from entering through a letterbox, especially if it is fitted to the bottom of a door. If they are spring-loaded they can stop or at least hinder visibility and access if a criminal does try to hook car keys or anything else through the letterbox.
Draft excluders
The presence of draft excluders shows that the property owner has taken steps to make the house as comfortable as they can, but as a security consideration they ring an alarm bell to me. The need for draft excluders indicates to me that the door is poorly fitted or poorly maintained and so is evidently a potential weak point, open to attack. Draft excluders make me look further at the strength, fitting, quality and security of a door.
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Weather strip
Similar to the draft excluders, additional weather stripping indicates to me that the door is not as sound or well fitted as it could and should be. Weather strips tell me to look closer at the door and consider replacement!
Door viewer/spy hole
If a door viewer/spy hole is fitted - try it. See what you can see from inside the door. Get some help, ask somebody to hide to the right or left of the door, and see if you can still see them using the wide angle lens on the outside of the door. This will tell you if there are any places where a potential attacker could hide and not be seen using the viewer. Late at night if there is a knock at the door, and all you can see is what appears to be an old lady asking to use the phone because her car has broken down, is it safe? Could a burly robber be standing two feet to the right or just out of sight in the alcove on the doorstep? Check now to be sure. Identify any blind spots at your leisure and remove them now! For example, if you find that a criminal could be hiding to the left of the doorstep, put a trellis there, if somebody does hide there you will have time to slam the door before they can get around the trellis and thorny trailing rose you plant there. If criminals could hide in the shadows of the alcove on the doorstep, fit a light which you can turn on and off from inside the door so that they have no shadows to hide in.
Door chains
Door chains can be fitted to allow a door to be opened a little way to see who is there, without giving easy access to criminals who might be outside. Because the chain is short and engaged in the locking mechanism, it can only be removed when the door is shut, giving the resident an opportunity to lock the door and call the police if they are worried that a caller presents a threat. There are many different types of door chains, but they all have the same limitations. They have to be fitted properly, and they only work if they are used. It is pointless having a door chain fitted if you do not attach it before opening the door. If you have one - use it. Remember, a door chain should ONLY be used to check to see who is at the door. Ordinarily it should not be engaged. They usually have some sort of hook that will let you hook the chain safely and tidily out of the way. With the chain in the safety, storage position if there is a fire or other crisis, you can get out of the door easily without fumbling to take off a security door chain.
Notices and signs
Notices and signs can be a deterrent, and so can help to increase security and prevent nuisance. Signs such as 'We do not buy from doorstep salesmen', 'No free
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newspapers or circulars', 'Door Alarmed', or 'CCTV In Use' can deter unwanted callers. Notes Notes can be an invitation to a criminal. Leaving a note stuck to the front door saying 'Gone out - deliveries to number 42' is a Christmas present to a criminal. Writing and leaving that sort of note tells the criminal that your house is empty and unattended. Worse, if number 42 is several houses away, that probably means that the neighbouring houses are empty too or they would have taken the delivery. Similarly, leave a nice friendly and quite common note for the milkman saying 'On holiday, no milk until Saturday 27th', and you may as well leave your valuables in the street. Think security! Top and bottom locks Additional security can be obtained by fitting sliding bolts or security rack bolts to the inside of the door at the top and bottom. These additional fixings make it a lot harder to break down a door, but I question their value if the door is already fitted with hinge bolts and a two-point locking system. Additional bolts undoubtedly make the door more secure, but they cause me some concern. Firstly they can only be used from the inside, which means they can only be used when you are in the house when the house is a lot less likely to be a target for criminals. More importantly, if top and bottom bolts are secured at night they are a potentially fatal barrier to your quick escape if there is a fire! Under normal circumstances an adult can easily slide back a top and bottom bolt to open the door, but what about unusual circumstances such as the confused panic of a house fire at night? What if there is a child in the house and the adult has already been overcome by smoke, could the child reach the top bolt? What if the adult is partially overcome with smoke, would those bolts be so easy to release if you were in a state of collapse? Bolts do increase security, but I always advise people to think long and hard before fitting and using them. Windows Glass used in and beside doors can be used to make the hall lighter, to see who is at the door, or for decorative purposes. Standard glass is fragile, and as such is a security risk. Apart from the threat of injury to children running up to the door or tripping and falling down stairs into the glass, windows are a security threat. It is far too easy to break glass to gain access. Wherever possible I advise against installing doors with glass panels, and given the choice would prefer not to have windows beside doors. After all, why install a really solid and expensive security door, when the window next to it can be removed with half a brick or an automatic
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centre punch? (An automatic centre punch is something used by engineers. It makes a small dent in metal at the point you want to drill a hole. Unfortunately criminals use them because they are easy to obtain, pocket sized and easy to hide, and used on a house or car window, they easily and fairly quietly break glass.) If at all possible avoid having glass in or beside a door.
Windows-countermeasures
Avoid glass in doors and beside doors. If glass is present, consider replacing the door and possibly replacing the side windows with more solid options. If you need to retain the windows in or beside a door, consider fitting metal grills over them to make them more secure. (Remember that a landlord may have objections to any of this work and with listed buildings it may be a planning permission problem.)
Entrance hall
You should now start reviewing each room, paying first attention to the access points to the room. The entrance hall is unique in as much as you have considered the front door and any alarm system separately. You should now be looking at the hall with security in mind. Keys Make a note of any keys you can see, and check those notes when you reach the keys section below. Lighting An entrance hall should have bright lighting, and if possible a switch that operates an external porch light to help you see who is at the door. The brighter the light you install, the more exposed a criminal will be and the less likely he is to target your house. If you go to switch on the external porch light and find it doesn't work, assume that there is a criminal on your doorstep! It is of course possible that your visitor is innocent and the bulb has simply failed, but it is also possible that they removed the bulb so that you couldn't see and identify them. Be cautious and be safe.
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Letter box
Check the location and quality of the letterbox. If it is located at waist level, it is ideally placed for a criminal to look through to see what is inside, even if they don't bother to push a stick through with a hook on the end to take your car keys off the hall table. An internal draught excluder in the form of a top and bottom brush will prevent easy viewing and make it more difficult to 'fish' things through the letterbox; an internal flap is even better - especially if combined with the brush draft excluders, and possibly with a mail basket.
Indications
I have in the past advised elderly people to 'dress' their hall, as in 'stage dressing'. Let us assume that we are in the hall of an old lady who lives alone. A visitor can see a lady's coat, a lady's umbrella, a headscarf and maybe a pair of an older woman's walking shoes. Remember that a criminal will be looking for and reading the clues, and in this case all he sees are clues that point to a frail old lady living alone. I advise the family of elderly people who live alone to help them to dress their hall, to introduce some evidence of other occupants. For example, a strong used dog lead on a side table hints that there is a large dog around somewhere. A pair of men's walking boots left in the hall with a man's jacket and baseball cap indicate to a caller with less than good intentions that there may be a younger man around somewhere or due back soon! I have seen a large pair of men's running shoes casually tossed under the stairs in plain view of the front door in the hall of a 96-year-old woman, hinting at the presence of a big and athletic man. The entrance hall is or should be as far as strangers will get into your house, especially with the door chain fitted and used, so anything you can do to make it secure and put off a criminal the better. What could you dress your hall with to indicate that the house and resident is not an easy target? If you are elderly, ask younger relatives to donate some items, or even visit the local charity shop for some appropriate items to leave on view!
Alarm system
If there is an alarm system fitted, the control panel is usually near to the front door in the entrance hall, and sometimes incorporates one or two panic buttons around the house that the householder can hit to instantly activate the alarm bells. Questions you should be asking about alarms are: If there is an alarm system, check it. Is it working? How often has it been triggered, and what triggered it? A badly adjusted alarm may be set at a
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sensitivity level that will not go off even if an intruder holds a party in your lounge, or may be so sensitive that it is triggered a dozen times each night by passing moths! What points of access are covered by the alarm and by what method? (Contact breaker, pressure pads, movement sensors, heat sensors, light beams, noise sensors, etc.) Are any access points not covered? For example, a new patio door installed after the alarm was installed may not be alarmed! (Of course the owner of a house you are thinking of buying won't give you this information because that would be a security breach.) Is the burglar alarm system monitored by the company who supplied it, or does it rely on neighbours and people passing by to call the police? Are there any panic buttons? If so, where are they located? How often is the alarm used - that is, turned on rather than left off? A lot of people can't be bothered to spend a few minutes setting an alarm, so they have it installed and rarely use it. Who has the combination, key or code to turn the alarm off or on? Remember that previous tenants had the code, cleaners, builders and other workers may have been given it. Children are often careless in the use of a code, and forget to shield their hands when keying a number in when a stranger is present. If in doubt, change the number and then restrict the number of people who have that number or code. Does the system have a record of activating for no apparent reason?
Alarm-countermeasures
An alarm system that is never used is not worth having. An alarm system that goes off too often will be ignored by everyone. An alarm system that does not cover all access points is not worth having. Remember, if the alarm sounds, there is a reason. Use extreme caution when checking the premises. If there are any signs of criminal activity, such as broken glass or open doors, call the police and ask them to check the premises for intruders. If the alarm sounds and you disturb an intruder, make as much noise as you can to scare them away. They will want to escape, and you don't want to try any heroics that may leave you seriously injured, paralysed or dead. A dummy alarm box will put off opportunists, but it will not fool a career criminal. Beware of the return visit! It has been known for a criminal to trigger an alarm deliberately, then retire to watch the activity. The premises are checked for intruders and found to be empty, they reset the alarm and go away. The criminal then triggers the alarm again and hides away to watch. After one or two alarms, the key holder usually assumes that there is a fault in the system, so they
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do not bother resetting the alarm and make a note to call the alarm engineer in the morning. The criminal returns and tests the system by trying to trigger the alarm again, if it does not go off he knows he has a clear field to take what he wants with no alarm to cause problems.
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see how easy it is to shut and lock. If the window is stiff and the lock is temperamental you may be tempted to leave the window insecure if you have to leave in a hurry. Windows and doors should operate easily, and be easy to shut, lock and unlock. Note any problems with maintenance, installation, fit, operation and locks, and make sure that problems are attended to as soon as is practicable.
Basements
When you have finished checking the ground floor, if there is a basement or cellar, go down and check it now. With your back to the stairs, follow the left wall and tour the basement or cellar. Pay particular attention to access points, coal delivery chutes, windows and doors. As with all doors and windows, check them thoroughly. Remember that any external stair well with steps down to the basement will be ideal for a criminal, because they can slip down the access steps and work on a basement door or window unseen, giving them plenty of time to break in.
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survey, but it is worth checking for access routes and hand and foot holds from above, below and to the side. Note any problems and take action to resolve them.
Loft/loft conversions
If the loft has been converted into accommodation you will check it when you work your way up to that floor level. However, even if the loft is not converted you should check the storage space in the roof. In an old terrace I surveyed, I found that the dividing wall was incomplete. There was a gap large enough for me to climb through the roof spaces of the whole row of houses, giving easy access down into each of the houses in the terrace from their lofts. Be careful. Most lofts are not boarded - that is, there is no floor! The roof timbers of the top floor have plasterboard attached to the underside to make a ceiling for the top floor rooms. In the loft the top of those rafters is not covered with floorboards. You can only move around in the loft by using the rafters as rungs or stepping-stones to walk on. Between the rafters there will only be a thin layer of plaster between you and the room below so don't stand on it. If in doubt or unsure, do your survey from the ladder using a torch and standing in the loft access, without actually climbing into the loft. Check the end walls, especially if you are in a terrace or other property that shares a common wall or walls. With a party wall, there is a risk of unwanted access but there is also a fire risk. If the property next door catches fire and the party wall is incomplete the fire will travel through to your property, and if undetected could burn your house down as well, or at least seriously damage it. While you are in the loft area do your maintenance checks as well. Check for signs of water ingress, damp patches, woodworm or other infestations to the fabric of the building as well as wasp nests. Check the quality of any water tanks and pipe work. You don't have to be an expert plumber to do this, just look for the obvious. Is there a lid on any water tank? Can you see any signs of stains or white scale around joints and connections that may indicate leaks? Are the tanks and pipes lagged to prevent them freezing in cold weather? Make a note of anything that causes you concern and get an expert in to check it and correct it as soon as possible. With house maintenance, ignoring a problem is not an acceptable option! If you ignore a problem you will eventually have to pay to resolve it and it will cause you a lot more trouble and cost you a lot more to fix the longer you leave it. If you are thinking of selling your house, potential buyers will find structural problems and either refuse to buy it or offer a reduced price because of the defects. Some houses have windows set into the gable end of the roof, and some have windows set into the roof itself. If so, check their quality, repair and security.
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keys were found in the drive! That copied key with a list of the valuables the window cleaner has spotted in the house could be sold off to a burglar or used by the window cleaner in his night job as a thief! Keys in the hallway could be taken by somebody coming in to deliver a parcel, read the electricity meter or measure up for new carpets. Even leaving keys in the hall could be a risk, because thieves have found that fishing through the letterbox with a cane with a hook on the end can be quite rewarding. While you are in bed, it's worth a criminal investing 15 minutes of his time fishing through the letterbox, if the reward is that he gets the keys to your BMW or Porsche. All keys should be out of sight and out of reach of the door and any visitors who are passing through.
Keys-countermeasures
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Locks give you security, keys give you access. Remember that unless you are very careful with your keys, you might as well not bother installing locks and locking things up in the first place. Never leave any keys unattended - for example, in your car ignition while you go to open the garage or in your bag while you nip to the toilet. (Your bag will almost certainly also have something showing your address, so the thief will have your keys AND your address.) Never leave keys inside windows, on desks at work, in your car - in fact anywhere that they may be taken or copied. Be wary of labelling keys - you don't want to tell a thief or any dishonest person who finds your lost keys where your house is or what the car number is. If you want to put a label on keys, make it your mobile phone number. If you lose your keys and somebody calls, DON'T give your address, ask them to meet you at a convenient public place like the library or supermarket. Remember that they could be honest citizens just wanting to give you your keys back so don't be too harsh on them. Agree to meet at a mutually convenient public place. Take the keys back, but on the basis of your opinion of the person who hands them back to you, consider changing all the locks anyway. For example, if you just don't like the look or sound of him he may be a criminal, so trust your instinct and change the locks. Always make sure you know how many keys you have cut for any given lock. Always record who has what key, then you know who has access, and know who to contact if you need a spare or have to replace the lock and issue new keys. Before issuing a key to anyone, decide whether they really need a key of their own. Is it just for their convenience? If so they can wait to be let in by somebody else! Do they really need unattended access of their own? Do you want them to have unattended access of their own? How many keys do people carry? Most people have or carry at least a few mystery keys - they can't actually remember what they fit. When you change jobs or move, get rid of old keys. Spring clean your key ring today. Make a note of the keys you carry. Decide if you really need to carry the
key to the lawn mower, or the key to your first motorbike that you keep as a keepsake. Remove any keys from your keyring if you don't need to carry or don't know what they are. Any that you recognise but no longer need - discard. Any you don't need to carry (like the lawnmower key) put somewhere safe like a kitchen drawer. Any keys you don't want, don't use and can't remember what they are, put in a sealed envelope in the back of a kitchen drawer marked 'Unknown Keys' with today's date. A year from now if you still don't remember what they are, and haven't needed them - discard them. Never allow strangers to have unattended access anywhere that keys are kept. It is too easy to take a key. Make sure that everyone keeps their keys safe - put them on a chain, or on a clip inside a handbag or case. That way they shouldn't be forgotten, because people know they always unclip the keys, use them then clip them straight back into the handbag, etc. Avoid using key racks which are helpfully labelled 'BMW, Garage, Speedboat', etc. If you find that a key doesn't fit any more, change the locks. It is not unknown for criminals to simply switch keys, it takes a second or two and the loss may not be noticed for days or weeks. It works like this: the criminal takes a door key and substitutes one that looks the same. The key owner still thinks they have the five keys they always carry including a back door key! Because they never use that key, they have no idea that the key that they think is their back door key has been replaced b a similar key. (A reminder that if you don't need to carry the key - don't carry it.) Meanwhile the criminal is at large for weeks with a key to the back door of your house or worse still the key to the back door to your shop! If you have lost a key, or have taken over a property and don't know what keys are in circulation, there is only one remedy and that is to change all of the locks. With new locks, you have total control over who has a key to your house, garage or shed. You will issue a new key to anyone you think needs access to the house. When managing keys, keep the number of keys to a minimum. Review your list of key holders. If circumstances change you may be able to, or have to ask for keys to be returned. If so, update your list, and consider changing the locks anyway. For extra security you can buy a security lock, which means that keys can only be cut at specialist security stores, they cannot be copied at any shoe repair shop or market stall. Seriously consider issuing a single key and not sets of keys. For example, if you have children who may lose their keys, only issue them with a single key to either the front or back door. (Given a choice select the door with the lock that is easiest and cheapest to replace.) Then if the children lose their key, only that single door has been compromised, which means you only have to replace that single lock. If the child loses a set of keys you may be regularly replacing every lock in the house! Are there any keys available to a criminal who sticks a cane with a hook on the end through the door? A lot of cars have been stolen with the owner's keys that have been fished out through the letterbox or a broken window. Move keys away from letterboxes - fit a mail basket, internal flap and brush draught excluder as well to prevent 'fishing'.
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If you have a cleaner or other employee, or a lodger, or any other non-family member of the household, I strongly suggest that you replace all of the locks to which they had a key when the relationship is terminated. If relationships break down and tenants are evicted, or employees sacked or a lover is dumped, they could all hold a grudge. Why risk them coming back with a duplicate key to leave the taps on, take the television or put rotten kippers under all of the seat cushions? Change the locks! Don't leave house keys in your car. If the car is broken into, the criminal has your house keys, could well have the full address from documents in the car, and from the state and quality of the car also has a fairly good idea of your wealth and possessions. If your keys were in your car, coat or briefcase or anything else that was stolen for that matter, change the locks. Never, ever give, loan or leave house keys with a builder or other workmen. I would never ever, leave keys in the tender care of estate agents or anyone else. The minute you hand a key over to an organisation rather than a person, you have totally and irrevocably breached your security.
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houses. The addition of your house number (or the first few letters of the house name) will identify your house. If any property then comes into the possession of the police, they can check the postcode and contact you to ask why the person they have in custody has your television! If you can say it was stolen last night, that is evidence, just as much as if you say you sold it through a newspaper advert to a Mr Smith! An opportunistic burglar will take cash and small items that can easily be carried and can easily be resold, such as cameras, jewellery, personal stereos, MP3 music players, watches etc. Some burglars will be more organised and will arrive with transport, so they could take hi-fi systems, televisions, DVD players, computers etc. For a major country home containing antiques and artwork, it is not unheard of for criminals to bring a removal lorry and spend some time clearing hundreds of thousands of pounds' worth of property. You will know what valuables could be targeted at your particular home. You should make a note of the contents of each room, describing where possible the following information: Item description (e.g. Flat Screen 38 inch television) Make (e.g. Panasonic) Item model (e.g. Model PS/345-2v) Serial number (e.g. P87-FS8650-7642-22) Unique marks (1 inch x-shaped scratch above on/off switch) Other information (for example a jewellery valuation and date given) Is a photograph needed? Is it marked with a postcode? If so where is it marked?
Photographs
Wherever possible take photographs of items that might be hard to describe, (for example, jewellery, antiques, ceramics, artwork etc.). When you take a photo, picture the object from front, rear and side views if it will help to identify it. Always include a size scale in the picture - a 12 inch ruler is best, but I have seen fifty pence coins used in photographs to indicate the size of jewellery. Make sure that you keep a copy of the printed picture on file, and keep the negatives or digital image sate. If property is lost, photographs make it a lot easier for you to show the police what is missing. Even for something as simple as a bicycle, a photograph saves a lot of time. Try to describe your bike from memory, or a bike belonging to a relative. What is the frame size, style, colour? (Especially when manufacturers mix colours - try to tell the police your bike frame was fluorescent red, yellow and green, with
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the cross bar graduating from yellow at the saddle end, to green at the handlebars except for bands of black where the water bottle and puncture repair kit are fastened.) Where is the frame number, what is the frame number? Producing a colour picture of your bike, ride on mower, jewellery, etc. and saying to the police 'this is it', is a whole lot easier. A photograph is even more important if jewellery and antiques are stolen, especially with a size scale in shot to show anyone how big the object is.
Video footage
Like still pictures, video can be used to show valuables. A tour of the house featuring key items is better than describing the contents of the home and can help people in a house with a lot of objects to identify and remember what is missing after a raid. A video image is not a substitute for records of make, model and serial number etc. The video tape will be additional information.
Insurance
A bonus of having video and photographs available is that it could help with insurance valuations after a fire or other disaster. Footage of the home with the valuables in place is better than showing an assessor a pile of rubble and assuring them that you really did have a Ming Dynasty vase, flat screen TV in every room, and priceless family heirlooms! Your claim is more likely to be accepted and processed quickly if you can give details. One insurance company reported that only 14% of claimants knew the make, model and serial number of the property they were claiming for.
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cycle or drive round on rubbish collection day to see which house has thrown out some nice new and expensive looking boxes. It doesn't take Einstein to see that the people at number 42 have just unpacked and installed a wide screen television, top of the range computer or other deliciously tempting target. Be careful and be green. Break the packaging down, turn the printed side inwards (so observers don't know what came in the box) and then take it to the recycling centre. That way nobody but you and the friends you show your new 'toy' to will know what you have.
Information theft
You should seriously consider the documents and other information that you discard, and how you dispose of documents that may be useful to a criminal. Most people have been in situations where they are asked to produce proof of identity, where household bills or perhaps bank statements are accepted. A sift through the rubbish bin of many houses will produce an alarming amount of information, such as: bank statements pay statements/slips CVs and job applications with full personal details on applicants income tax documents receipts for purchases containing your bank information cash withdrawal receipts insurance documents personal letters full name and date of birth personal loan information court papers mortgage statements and details utility bills credit card statements and receipts showing numbers and expiry dates council tax statements notes showing cash card and other card personal PIN numbers discarded and out-of-date credit cards. Are you happy that strangers could have collected that sort of personal information about you and your family so easily? Are you happy that businesses are so careless with your details that they throw similar information into a bin to which anyone has access?
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Do you care that strangers know what you get paid, what your regular monthly payments are, or what your bank balance is? Other than an intrusion into your private affairs, criminals could use all of this information to run up huge bills using your name! Credit card numbers are quite handy. Some unscrupulous employees working for companies which carelessly overlook criminal transactions can earn thousands from your credit card. You may discard enough information to give them on-line access to your bank account, or deal in stolen cars! But it gets worse! Criminals could abuse your identity in more extreme ways. With the information and papers from your dustbin they could quite easily get a duplicate of your birth certificate by pretending to be you. With that they can begin to create a parallel identity, perhaps renting accommodation and setting up bank accounts, then taking out huge mortgages or importing drugs. This process is called 'identity theft' and I saw a report that stated that during 2003, identity theft increased by 54% over the previous year. The information is all they need and it is possible that you are happily tossing that into the bin for them to take their pick. In the UK, identity fraud in 2003 cost us a total of 1.3 billion. But it is widely reported that identity fraud is a growth criminal industry so the 2004 and subsequent figures will be a lot higher. Criminals are happy to pay the homeless and drug addicts to search bags and bins; there has been a surge in reports of interference with rubbish bags all over the country but mainly in major cities. While searching for information they slit bags open and toss through the rubbish looking for likely information. When they get it, they can either use it or sell it on. Apparently the going rate for personal details is surprisingly low. About 5 to 30 buys you a name and address with credit card details with expiry dates, etc. A top rate of about 50 will be paid for a full range of personal information that can be used to establish an identity. With your information being misused you could lose money from your accounts and you could find that your credit rating has fallen to a point where you can no longer get loans. People have been refused a mortgage or loan because of debts that they knew nothing about, or even had the police asking them questions about fraudulent transactions completed in their name. Don't get caught out.
Informationtheft-countermeasures
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The answer is to destroy any personal documents and you can do that in a number of ways. For example: Scissors. You could sit and cut things up - Anything that contains personal information, such as bank account details, National Insurance numbers and your pay slips, etc. Though you could sit
and snip up the whole page into tiny unreadable pieces, you only need to destroy the sections of a document that hold that personal information. You don't need to destroy the parts of a credit card statement that only tell you how to pay, or advertise and invite you to apply for a loan. If you are certain that it has no personal information on it, just throw it away! Fire. If you have the space and time to do it safely, you could keep all of your personal documents and then have a monthly bonfire to totally destroy any trace of personal information. You have to have the space to do it safely. You have to make sure that everything has been completely destroyed and that the fire is completely out before you leave it. You also have to clean up the ashes or leave them blowing around the garden and put up with the mess! Office shredder. Many people have access to an office shredder, and many employers do not object to their staff bringing in and shredding the occasional document, but before you try it would be best to check with your employer. If they allow you to do it, don't abuse it. Once word gets around in the family you could end up with all the personal documents for your mother, father, aunt, grandmother and your cousin Bob. Your employer would not be pleased if you were spending two hours per day destroying family documents. Home shredder. You can buy shredders for home use. They range from hand-cranked plastic boxes to almost office specification machines starting at about 60. Most shredders are graded by how fine the strips are. The more strips you cut a page into the harder it would be to reassemble them and gather the information. A cross cut shredder is even more secure, because it not only shreds a page, it cuts each little strip into sections cutting across the strip - hence the name. That makes reassembly of a cross cut shredded page even more difficult. You can manage with a hand-cranked machine, but they are quite slow. An electric shredder is quicker and more convenient. CAUTION: remember that if abused a shredder can be dangerous and that shredded paper could be a significant fire hazard! Security waste disposal companies. Some companies offer a secure shredding service. They have industrial shredders, and will contract to attend client premises to collect confidential documents. They contract and guarantee to collect, transport, shred and dispose of those documents in absolute security. However, most security waste disposal companies would probably not be interested in dealing with household documents and if they did the fees would be considerable. Don't give out personal information over the telephone unless you are absolutely and totally sure of the identity of the person calling. I suggest that you should never give personal details over the telephone to anyone who calls you, no matter what their reason or excuse. If you need to give personal details only do so if you telephone them, so that you are sure of their identity. If so only call them on a telephone number that you can confirm, e.g. it is on your bank statement, or is taken from a telephone directory, etc. If somebody telephones and asks for personal or financial details, NEVER call them back on the number they give you. You could be phoning a criminal. If they require details tell them to write to you, or tell them to give you a name and address so that you can look up their legitimate number in the telephone directory.
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Remember that the Internet is just another telephone call. Some criminals are not trying to collect personal information via emails. The email looks official and seems to come from an official source, e.g. fraudoffice@mybank.com, but they are quite easy to create. To all intents and purposes anyway, the Internet and emails are not secure, NEVER give personal, financial or any private information out over the Internet. When buying over the Internet, only do so if you are totally and absolutely sure that the website is secure and legitimate! False websites are quite easy to create as well. If I was a criminal I could create a website called www.securityyourbank.com. I could set that up to look like it was an official site run by your bank. I could entice you to log in and 'register' for reduced rates, free gifts or a chance to enter our million pound draw. Of course when you register you will have to prove you are you by keying in your account number, credit card number, security code and your mother's maiden name and the last purchase you made over 100 on that card. With all of those details, they are spending your money before you log off! NEVER give personal, financial, medical or any details over the Internet in any survey, quiz, competition or other transaction. Never trust a mail shot, it may look official but you don't know. An official looking letter arrives through your front door, explaining that everybody is switching to PIN number cards for security reasons and asking you to fill in and return the enclosed form to 'our processing centre'. So the form asks for the account number, expiry date, security code details, your mother's maiden name, etc, and you return it in the conveniently post paid envelope to Mr C Riminal, Central Processing Centre, PO Box 1554, Crookstown. There goes some more of your money! Before you fill in any form, stop and think. A lot of organisations issue forms for such things as extended warranty, or asking for a quote for a new kitchen, or whatever. Have you ever wondered why they are asking some of the questions, such as:
Do you own your own home? o you have a mortgage - if so how much? Which banks do you use? What is your annual income?
They are collecting information on YOU. Nothing to do with what they are selling. They are collecting marketing information that they use or sell to other people to use. When you fill that form in, marketing men are sitting around rubbing their hands in glee. For example, they now know that you are a young married couple with no children, you own your own house and have a high income, so suddenly all sorts of marvellous offers start coming through your letterbox. Do you want to buy a luxury timeshare in Costaripoff? Do you want to buy exclusive designer handbags, or maybe a top of the range set of golf clubs? When you get a form, fill in what is pertinent and cross out the 'information gathering' questions that have no bearing on the purchase or enquiry. If they won't sell to me I will write to their head office to complain about their tactics, but I don't really care, plenty of other honest businesses will sell me their products without demanding information that they don't need!
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Description
Make Panasonic
Wilson & Wilson
Model
Serial Number
P87-FS86507642-22
Unique Marks X shaped scratch above Chip on case to left of winding hote
Other Information 38 inch fiat screen Valued @ 2,300 Aug 1991 by Acres Antiques Taken with blue canvas camera bag
Photograph
mm&t
N/A
546-4
Property stem 3 pictures 17 through 19 plus video tap 3 at 1hr20mins through the tape
N/A
Minolta
MD-546-3
MD-29875611
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Other Issues
Everybody is unique, so there may be additional issues that are unique to you or your lifestyle and which should be included in your survey. For example, you may own a stable and horses on a field over the road, or you may own a vintage car that you keep in a commercial store. It is possible that you could run dressmaking
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classes from a converted barn on your property, or that you have a public right of way that runs through your garden. Your house security audit will be compromised if you ignore any of these unique issues relating to your house and lifestyle. Take some time to make sure that you have identified everything. It is easier to do that when surveying your own house because you have an intimate knowledge of it. It becomes a lot more difficult when you are performing a survey on a house you are thinking of buying, but you have to rely on the present owner's answers. If they choose to hide the fact that a public right of way runs through the front door and out through the patio doors in the dining room, your security review is seriously compromised. The fundamental concept is to be as thorough and conscientious as possible when completing your house security review, and keep an open mind as to other issues that you should address.
Medical problems
It is possible that you may have medical conditions that affect your life, mobility or even your use of the house. For example, an elderly disabled widow may stop using the upper floors of her house if the stairs begin to cause her a problem. An elderly man on limited income may retreat to live in the kitchen in a very cold winter because that is the easiest room to keep warm. A disabled couple may never go into their garage, and a deaf person wouldn't hear any breaking glass or disturbance in the next room. The reason changes from person to person, but the effect on the way people live and use their homes can be significant. Due to circumstances and frailty, some elderly people might not know that they had been burgled for weeks, for example if they never go upstairs, or never go into the front room in winter. Be sure to tailor your review to the way you live your life, and if doing a review for an elderly relative take all of their circumstances into consideration.
Building work
Remember that if you employ builders or decorators to work on your home, you will have a range of new security problems. For example: You will have to give reasonable access to the builders or decorators. They may well store valuable materials or tools around the property, which could attract criminal interest. If they erect any scaffold or ladders, they will significantly reduce the security of your house.
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Building work ^ countermeasures If you are going to employ any builders or decorators, insist that they should provide you with:
references as to the quality of their work references as to their ability to finish work within stated time, cost and quality targets assurances as to the honesty and integrity of their employees proof of insurance, which covers you, your family and property for any injury, loss, damage caused by his or his employees' and agents' oversight, actions, negligence, accident or criminal acts.
Before you accept any bids and quotes, check all references supplied. Before the builders arrive make every effort to remove valuables from any areas they will have access to. Never leave builders or other workers alone in the home, and certainly do not give them any keys to the premises. When you arrange for the work to be done, arrange matters so that you or an adult member of the family are always at home watching to check on security, safety and the type and quality of the work being done. By all means pay a deposit, but never pay for a job until it has been finished to your satisfaction. As a general rule never employ workmen who knock on your door! If they don't have a genuine address that you can check, established offices or yard, don't use them!
House insurance
If you have decided to take the time to make your house as safe as you can, I suspect you are the sort of person who would think that investing in insurance cover would be worthwhile. The insurance industry operates on 'chances' and 'odds'. If you want to insure yourself against a specific occurrence, an insurance company will look at the risk, calculate the chances of that happening, calculate what they would have to pay out if they had to pay on a claim and set a fee from there. Broadly speaking there are two different types of household cover. Building insurance You can insure the structure of the building. This means if the house burns to the ground, the insurance company will pay for it to be rebuilt in the same style. Warning: you should check the coverage supplied by your insurer. In some circumstances an insurer might specify conditions under which they will not cover your property against damage.
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The basis of payments following an insured loss vary. Generally with buildings insurance, the structure will be replaced, to the same design and style as the original house, though it will comply with modern building regulations. Don't expect two extra bedrooms and a swimming pool, you will get a new house of the same size and plan as the original. Potential problems include: Flood - with weather patterns changing and sea levels rising there is an increasing risk of flooding. In some areas on historical flood plains, properties have been built on areas that have often been subject to flooding. When these areas are built up and paved, there is even less chance for water to flow off naturally so flooding is ever more likely. In these circumstances an insurer might refuse to cover a specific property or area for flood damage. Subsidence - some areas are prone to subsidence. Properties built over old mine workings, or in areas where there are underlying clay beds, often subside, causing damage to houses. If an insurer knows that a high proportion if not all properties in a given area will suffer damage from subsidence, they will refuse to insure them against damage caused by subsidence, or charge huge premiums. Fire - though they are usually seen abroad, forest and bush fires can be a problem. In areas where bush fires are common insurers can refuse to insure a property against fire damage. With climate changes this could eventually become a problem in some areas of the UK.
Buildinginsuraance-countermeasures
Before buying a property you should check with the current owner, the estate agent, the local authority and a few insurance companies to find out if there are any insurance restrictions on the property in question. Flooding problems:
Don't buy a house that is at risk of flooding! Check the environment agency floodplain maps on www.environment-agency.gov.uk. If you are in an area where flooding is possible, minimise your risks. Don't install expensive equipment on the ground floor. Don't leave your property unattended when there is risk of flooding. Always call the flood lines to check what the local flooding risk is, and take preventative and precautionary measures when needed. See www.environment-agency.gov.uk. If a flood is possible, move vulnerable people, pets and valuables to safety. Move cars to safety on higher ground. Unplug electrical equipment and take it upstairs (television, video recorder, sound system, fridge freezer, washing machine, etc.).
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If your neighbours don't seem to be doing anything, especially if they are elderly or infirm, take the time to make sure that they know there is a flood alert. Make sure that your insurance certificate and contact numbers are available and safe (on the top floor) so that you can easily make contact to clear up afterwards. Be ready to wait out the flood, you will need to move food and bottled water (mains supplies may be contaminated with sewage) to an upper floor. Remember there will probably be no power available, so stock up with tinned and dried food and a gas heater. Beware of the use of candles and camping stoves - the last thing you want in a flood is a fire because the fire and rescue services won't be able to reach you. Have fire extinguishers handy. Make sure you have adequate supplies of baby food (if you have not been able to take a baby or small children to safety at a relative's or friend's house). Make sure that you have enough medication and a first aid kit ready for use. You don't want to be cut off and then discover that you urgently need more insulin or other medication. To prevent back flow from a flood, stuff a sandbag down downstairs toilets. (Back flow is where flooding pushes waste up out of sewers and drains into toilets, baths and sinks.) Put a bung or plug in any sinks or baths and weight them down with a sandbag or two to prevent back flow. If possible turn the electricity and gas off at the mains - and don't turn it on again until the flood has subsided and it has been checked and approved by a qualified inspector.
If there is a restriction put on the insurance cover of a property, you should make every effort to find out why and very seriously consider if you want to take the risk of buying an 'uninsurable' property. If you already own a property with insurance restrictions, find out exactly what those restrictions are and why they were imposed on the property. Discover what the risks are and then make every effort to ensure that you reduce the risks to the property where you can. For example, if there is a fire hazard, cut back shrubbery, lay gravel around the property and possibly connect up external high-pressure sprinklers that will spray the house and surrounding area if there is a fire. If subsidence is a problem, beware of operations that extract water from the surrounding land. For example, don't use a bore hole pump to extract water to water the garden and as some plants and trees are known to be very thirsty, take expert advice on what you plant close to and around the property. If a neighbour starts to redesign their garden, radically changing levels and drainage that affect you, you should discuss the problem with them. Similarly, if they start planting a willow or other very thirsty tree you should point out the possible problems and come to some arrangement. In extreme cases, you may have to go to court to prevent the work being done, to protect your property.
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Contents insurance
You can also insure the contents of the house. That is the carpets, curtains, beds, clothes, television, washing machine, camera, CD collection - anything contained in the house, the contents! If the house burns down, a 'contents' policy will pay for replacements for everything that was lost. Note: The chances of an accident happening vary, depending on a huge number of variables. The easiest example is to look at a thatched cottage and a cottage with a slate roof. If there is a fire the thatched cottage will burn quickly and the cost of repair will be high. The cottage with the slate roof is less likely to burn and will not suffer such extreme damage from a roof fire because it will spread slower in a slate roof. In that case it's fair that anyone with a thatched roof will pay higher insurance fees than if they had a slate roof. But there are a lot of different variables that affect the risk of an accident happening and all of these are taken into account when calculating odds and cost, which are considered by the insurer to set their fees. The basis of payments on contents insurance varies so much that you must carefully review what insurance you require then compare that with what you actually have. One problem is that insurance policies are written in such a complex way that they are beyond the understanding of an average person. You might think you know what it seems to mean in plain English, but in legal terms it may mean something different. I suggest that you should discuss the matter with your insurance broker, and get them to explain and answer your questions. Potential insurance problems include: Inadequate cover. Most people steadily acquire new possessions and over time upgrade existing possessions. As new inventions come onto the market, many of us will buy them. Ten years ago, most families might not have had a CD player at home, they certainly wouldn't have had a DVD player or an ipod. If you haven't reviewed the level of your insurance cover for a while you should check to make sure that you are adequately covered. Not Not new new for for old. old. Some Some insurance insurance policies policies specify specify that that contents contents will be be replaced on a new for old basis. That means that a 26 inch Sanyo colour television will be replaced by a new 26 inch Sanyo colour television. Without new for old, you will only receive what the insurance company decides was the value of the set at the time of the loss. For example, say you paid 500 when your television was new, but it is now three years old. Your insurance company might state that the value of that set on the day it was lost or destroyed was only 95, and that is all they will pay. You have no television, a new set will now cost
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600, but all you receive from the insurance company is 95, so you cannot afford to replace the television even with the insurance pay out! Single item limit. It is possible that your insurance cover specifies a limit to the value of single items covered under the general policy. For example, an insurance company might state that all general items are limited to a maximum individual value of 750. That doesn't sound as though it is a problem until you start looking at the items that cost more than that. Home computers, washer dryers and wide screen televisions are a few of the items that can easily cost more than 1,000. If your policy does state a limit, you will lose out if you have to make a claim. Valuable items not listed. Where an insurance policy has a general limit set on the value of single items, the insurance company might for an additional fee offer extra cover on named items. For example, you can insure the general contents of your home and accept the single item limit of 750, and then add the more expensive items such as your 3,000 flat screen plasma television as separate listed items. If you forget to mention to the insurance company that you have a work of art worth 2.5 million you will have to make special arrangements with the insurance company and meet their stated minimum security requirements. Exemptions. Some policies impose exemptions. For example, your flat screen plasma television will be insured only when it is in your home. If you take the television to work so that your colleagues can watch a cup final football match in their lunch break, the television might not be insured from the time you take it out through your front door until you bring it back. Bicycles, cameras, watches and jewellery may not be covered outside of the premises. Negligence. It is possible that the insurer has the right to refuse to meet a claim where they can claim that you were negligent. For example, if you go to work and leave the lights on and the front door open, you may not be able to claim if you come home nine hours later and find that your property has been stolen.
Contetnsinsurance-countermeaaasures
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Check the value of the contents of your home and make sure that your level of insurance cover is adequate to replace everything. Though it may sound difficult, it is quite easy to check the value of the contents of your home. Take a notebook, and move from room to room making a note of the value of items in some basic categories, making sure that you do not include items in more than one category. For example, the categories could be: Furnishings - chair, cushion, cupboard, table, sofa, curtains, carpets, rugs, etc.
Electrical - washing machine, TV, DVD, computer, vacuum cleaner, microwave oven, etc. Clothing - outerwear, underwear, hats, boots and shoes, formal wear, leisure wear, etc. Possessions - watches, makeup, books, briefcase, handbag, etc. Valuables - jewellery, stamp collection, antique clock, medals, etc. When you have made a thorough list of the items present in each room, not forgetting to look in cupboards and drawers, as well as the loft and the cellar, you should leave it for a day or so. You won't be adding every single shirt or pair of high heels to the list, just add a category such as shirts x 20, or heels x 12. Then a day or so later go back and walking around the house review the list with a fresh eye. Add anything that comes to light - for example - when you checked your wife may have been using the digital camera, and that reminds you of your video camera that you loaned to Mrs Biggins for her daughter's wedding. When that is finally completed you have to assign a replacement value to everything on the list. The replacement value is how much it will cost to buy a similar item today! You will then have a replacement value and contents list of everything in each room (which you could cross check against your serial number list to make sure you have everything). From there is it easy to add up a total replacement value for all your possessions in the house! Having arrived at a replacement cost at 'current' prices, you can check that your insurance policy offers 'new for old' replacement. If they don't, start negotiating. Just as a ten-minute exercise to reinforce the importance of new for old, do a few calculations on a copy of your pricing list. For example, those 20 shirts may have cost you 30 each, so replacement as new cost is 600. But if the insurance values them at current value, shirts in Oxfam are 50 pence so the insurance company would pay 20 x 50 pence which comes to 10, which is not enough to buy one new shirt. Those high heels all cost 300 per pair, but the second-hand value taken from a local newspaper is 25 per pair. That means we lost 12 pairs at 300 per pair, a total cost of 3,600, but the insurance will only pay out 12 x 25 = 300 - enough to buy one pair of shoes! Check your pricing list against any single item price limit. If there is a problem, talk to the insurance company and resolve the problem as soon as you can (and always get any changes in writing). If you have any particularly valuable items, make sure that your insurance policy actually covers them. Check your policy and be aware of any exemptions to the insurance cover. If limits or restrictions are placed on you, keep them in mind to retain adequate cover. Insurance companies may refuse to pay out on claims where the insured person has been negligent in caring for or protecting their property. By reading this book, learning the lessons and following the advice set out in it, your security awareness and controls should ensure that you never suffer loss due to your negligence.
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House manual
Not many houses have one, but if one exists take a look at it. If you are surveying your house and you don't have a house manual, consider producing one! A house manual contains important information about and relating to the house. I propose that a house manual should be produced using a four-ring binder. In that way sections that change can easily be replaced, and if a section is needed in an emergency, it can be taken out and used, then put back into the house manual. Emergency pages should be laminated; that will keep them readable even if you do need to take the manual into the kitchen when the washing machine is flooding the ground floor. I suggest that the house manual should contain the following sections, and any other information appropriate to you and your lifestyle. Emergency information This section should be in alphabetic order. One entry to a page and all entries in large print that will be easy to see when your eyes are blurry at three in the morning, your loft tank starts to leak and you have to read by moonlight because the lights have fused! All pages should be updated when there are changes. Where explanations are difficult, you could include annotated photographs affixed to the laminated page, to illustrate a point - for example, which of five stopcocks at the back of the linen closet turns off the water supply to the central heating? As well as information such as: Water stop cocks - water supply, central heating, washing machine, etc. Mains power switch and other power isolation switches and fuses Emergency glazing service Veterinary surgery - assuming you have pets
Contact information
This section should contain contact information. It should be in alphabetic order and could be multiple entry. (By multiple entry, I mean that you put in 'sensible' entries. For example, you might put in an entry under S for Splatter & Son who are your decorators. In case you forget their name you could also put an entry under D reading Decorators - Splatter & Son, so you will be able to find the number if you look up 'Splatter & Son' or look up 'Decorator'). Any information you might require should be contained within the manual:
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decorators, builders, garden services, car maintenance, electricians, etc. The 'contacts' section of the house manual then becomes valuable to you.
Significant dates
This section is more like a diary for the house. In it you will record any significant events relating to the house. For example:
Date
Event
Contact
Comment
2/7/1998
I|t 'M:\IQiMiif.
Wl^/^f**^!-^*'!^ '&i\%&ifei*& ClvVti IVldlitV CwlUctUv
Taake
aButchers-
doubleglazing company
This information will be helpful to you if you need to remember when things were completed. If you have a problem you will quickly be able to check back to see if the gas fire is still under guarantee and who you need to contact.
Most people go away for a few weeks' holiday each year. When you are away and your house is unattended it is vulnerable. There are some basic precautions which you should take.
Remember Security
In the excitement of planning your holiday remember that you should be making your holiday arrangements with the security of your house in mind.
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Deliveries countermeasures
Avoid ordering anything that will be delivered while you are away. If you have to order something for delivery while you are away, ask for it to be delivered to a relative or trustworthy neighbour. Try to arrange for a relation or trusted neighbour to come to the house each day to check for mail or other items delivered and left on the doorstep or filling the letterbox.
Leaving notes
No matter what the excuse, never, ever leave a note on the door. Notes such as 'Milkman - we are on holiday - no milk until 18th August', or perhaps 'On holiday until 18th August ALL Deliveries to Number 7 Please' are a gift to criminals. Remember even a note saying 'gone to shops back in five minutes' may be enough to tempt a burglar.
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them, I have no interest in them and they all go straight into the rubbish bin. Unfortunately, these are the deliveries that can cause you problems. If not collected and disposed of, within a few days they could overflow your letterbox and doorstep, cascading out to blow around the garden for all to see. This is a clear indication that you are not at home and, by the time the doorstep is stacked up with this rubbish you clearly haven't been there for some days. That will attract the attention of the local criminals. In my area a free newspaper is published and supposed to be delivered every Wednesday, but it is actually usually delivered on a Saturday or Sunday by youngsters who cannot be bothered to push it though a letterbox. They fling it onto the doorstep in any weather, where it either gets soaked or blows around the garden. Worse than that it frequently contains other mail shots, which the ill-advised advertisers have paid to be delivered on the issue date. I contacted the circulation manager of the publisher to complain, but she wasn't interested. I tried to contact somebody with more seniority in her organisation, but I was brushed off, so I contacted some of the advertisers. I collected a handful of the delayed mail shots in the next issue and looked through them. Some were advertising special promotions and offers that had finished by the time the paper was delivered so I began calling those companies. I asked about the offers to check that they had expired, then asked if they knew that their advertising material had been circulated late, after their closing date. I asked if they were happy that their advertising handouts were dumped on doorsteps and not pushed through letterboxes. I asked if they cared that because of the late delivery and careless handling households by their association with the publishers of the free paper people were feeling annoyed with them and their products. I gave my name and told them I would be willing to support any claim they may want to make against the distributors. Within a week I had a phone call from a smarmy man who introduced himself as a senior executive with the publishers of the free paper. He assured me that the past problems had been resolved and that a number of delivery staff had been disciplined. For a couple of weeks things were fine then they went back to their old ways, this time the free paper took my call, and this time they removed me from their circulation list, so I am not bothered with their annoying and forest denuding trash any more! Whatever you do, make sure that while you have carefully managed and cancelled all deliveries this junk mail doesn't spoil all your good work. Where possible get somebody to check the property each day, and if possible spend a few hours there, to make the place look lived in. Remember to make absolutely sure that they secure the house when they leave though!
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Central heating
If you are going on a winter holiday you may have to leave your heating on so that the water pipes are protected from frost damage. A low setting will not use too much fuel, but it will prevent the pipes from freezing and keep the house safe and comfortable for your return.
Lights on timers
Whenever you are away, you should try to make the house look as occupied and lived in as possible. Any action you can take to make it appear as though somebody is around will be an extra deterrent to a criminal who is considering targeting your house. A number of manufacturers supply electrical timers. They plug into an electrical socket and you can plug a light or other device into them. The timers then work off the electricity, and at set times programmed by you, they will switch the device plugged into them on and off. So you can make a light come on and go off at times you have set. The better electrical timers have a battery backup function. Without the battery, in a power cut the timer could lose its programmed operation and stop working, or carry on working with a clock that was running a few hours late. That could make lights come off and on in the early hours of the morning, which would attract the attention of criminals rather than put them off.
The garden
Don't forget that your garden can tell tales on you too. An uncut and overgrown lawn is very obvious to anyone passing by. If the hanging baskets are wilting through lack of water, or weeds have invaded the flowerbeds, you are giving the criminals more indications that nobody is home. If you usually trim the hedge every Sunday then suddenly it is left to grow for two weeks in August it will be noticed and the criminals will draw their own conclusions from the change! Garden based evidence alone can point to a family on holiday. Add the extra information about the lack of activity in the house, the milkman doesn't stop there any more, there aren't any kids playing in the garden, and you begin to see that it is quite difficult to hide your absence from anyone who regularly passes by. It might take them ten days to notice, but eventually the evidence builds up to the inescapable conclusion that you are away and the house is empty.
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Garden - countermeasures
Arrange for a neighbour to water the hanging baskets, tubs and borders so that the plants don't wilt and die, drawing attention to the empty house. Make sure that you give the lawn and hedge an extra trim the day before you go on holiday. Pull out the weeds and water the garden thoroughly. That will delay the onset of an unkempt appearance. Possibly arrange for a friend to enter the house and make it look lived in for a few hours every now and then. I know of one lady who asks her neighbour to go into her house a couple of times a week to tend to the house plants, then to watch television for a few hours, so that people can see life and activity in the house. If you have children, you may ask your friend or neighbour to move things around when they are there. That can be done while watering the garden or mowing the grass to make it look innocent but the idea is to move children's bikes and toys, etc. If the kids' bikes and toys stay in one place for a week or two it will be noticed, move things around and the house and garden look normal and in use. Make sure sheds are locked, cars are in garages with secondary security devices fitted and that the garages themselves are secured. Make sure that all ladders, tools and any equipment that could be stolen or used to break into your home, are securely locked away.
Refuse collection
When making your arrangements don't forget the dustman. Here is another task for that visiting relative or friendly neighbour. In the first week you will have rubbish in your bin that you don't want to leave to decompose and rot for the time you are away. Neither do you want a passing criminal to notice and investigate why all the houses in the street have put their dustbin out - except you! You should arrange for somebody to put the dustbin out and take it in when it has been emptied. In the first week all will then appear to be normal to the passing burglar. In the second and any subsequent weeks, ask the visitor to bring a few bags of rubbish, put them in your bin and put it out for collection as normal. This should maintain another little bit of the illusion that somebody is still at home and that the house is not empty and vulnerable. Remember these things may be minor, but every single action helps to build on and reinforce the illusion that you are still at home!
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You told the newsagent and his staff, then there are the 15 paperboys and their families. When you were telling the newsagent, there were three other people in the shop at the time and they all told their friends and family. The travel agent and staff know, of course, plus anyone they told and anyone else who was in the shop at the time! The bank employees where you got your foreign currency and travellers cheques all know. The doctor and their staff know, because you had to enquire about vaccinations and first aid, then book and have your vaccinations. Everyone where you work knows, plus at least a few customers and suppliers! Everyone at the local pub and anyone they speak to now know. Not forgetting everyone at the local taxi company and they even know the date, time and flight numbers of your departure and return! So, without too much trouble we have identified a minimum of one hundred people who know that you will be out of the country for two weeks starting on the 14th. Are you happy with that? If you do speak to your neighbour you don't know who is listening. Take a moment to consider how easy it could be. Perhaps unfortunately and unknown to you, when you were talking to Mrs Biggins a prolific burglar was sitting in the seat behind you on the bus. He heard what you said about your holiday so he got off the bus and followed you home. Now he knows where you live and he knows that you will be away for two weeks starting on the 14th. He knows that you will be in Barbados and that you live in the really nice house he followed you to, so he thinks it will definitely be well worth him coming back in the early hours of the 16th. Is that good? When the taxi comes to collect you and take you to the airport, you quite happily say to this strange man, take us to terminal four and then collect us again from the Barbados flight that lands at Heathrow at 19:35 on the 29th. Are you happy that you just told a stranger that your house is empty until then? It is incredibly easy for information about your holiday absence to get into the wrong hands, but what can you do about it?
Information - countermeasures
Limit the number of people who know about your holiday. There will be plenty of boasting time when you come back with loads of holiday snaps and that tasteful straw donkey! If possible get a relative to take you to the airport and collect you again on your return, then you won't have to tell any taxi drivers.
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If you have to take a taxi, don't tell the taxi company or driver how long you will be gone and consider using a different company to collect you from the airport on your return (that way nobody knows how long you will be gone). You could consider asking a relative to book the return taxi a day or so before your return, so even if they have criminal contacts they have little warning about your empty property and little opportunity to do anything about it. It may be considered rude but I tend not to talk to a taxi driver about anything other than the weather and traffic. He may be simply talkative, he may just be nosy, but he may be pumping me for details that I don't really want him to have. If you have to use the same company for the journey to the airport and home again consider doing some acting! Without going over the top in your acting debut, make them think somebody is still at home when you leave. For example, wait until the driver is moving and therefore can't pay too much attention to the house and then wave at your house and say something to your partner like look there's Colin, he said he wouldn't wave us off.' Or perhaps 'Gosh, I didn't think Frank was ever going to let us go.' Hopefully you will have said and done enough to make the taxi driver think that there is somebody still living in the house. That means that even if he was thinking of coming back to liberate a few of your most valuable possessions late that night, he should think again. Don't put your home address on your outbound luggage tickets. They are an advert to anyone at the airport that you are going abroad and any burglars could treat the departure lounge as a pick and mix burglary counter. Once again the criminal can read you! Expensive luggage, booked on the scheduled flight to Barbados, home in the posh district of Commuterville - it won't take him long to spot the worthwhile targets. Have two luggage tickets, the outward bound ticket showing the holiday hotel address, then the return ticket that you put on before coming to the airport to come home again, which can show your home address. (I doubt if burglars have gone international yet, so anyone in the terminal in Barbados or wherever you are going won't be on the phone to his cousin Jimmy telling him to nip round to burgle your house.)
House sitter
Pets have to be considered when taking a holiday, and while some people are happy to bear the cost of putting their dog or cat in a boarding kennel, others arrange for a house sitter to take care of the house and their pets. This has the double benefit of keeping the house lived in and secure, as well as keeping the pets at home in familiar surroundings. Boarding and kennel rates of 9 to 12 per day for a large dog and 6 per day for a cat are not uncommon and certainly not the most expensive I have seen quoted. Individually they don't seem too high, but when some kennels charge extra for insurance, heated accommodation and special diets the price soon adds up. The
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cost of boarding a family dog or cat while you are away on a two-week holiday could quite easily reach 250. When the cost can be as high or higher than that, inviting somebody to stay at your house begins to make sense, especially if you have a couple of dogs and a cat! You will, however, have to ensure that they are trustworthy and will maintain your security standards while you are away. It is pointless making your house secure if for two weeks of the year your nephew Trevor Biggins leaves doors and windows open, holds open house parties and can't quite get the hang of not leaving the keys in your car!
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occasionally. You might wish to ask a visiting gardener, or the relative who is collecting your milk and checking for unwanted mail and circulars, to bring their children with them to boost the illusion of occupancy. Remember that carefully rationed acting will help as well! When the man who looks after your garden is leaving, he could stand at the gate and pretend to be holding a short conversation with you! For example he could pretend to be answering a question and call something like 'OK, I'll check to see if I can get a couple of those roses, see you next week' towards the back of the house. If the acting is low key and only tried once a week it should help. If the acting is bad and overdone it will draw attention to the empty house.
Careful departure
Think security in everything you do. Don't make a grandstand play out of leaving for the airport! It is pointless taking all of these security steps to make people think you are still at home, if you make so much noise and fuss about leaving that half the county can't help knowing that you have gone to the airport with three large suitcases. If Uncle George is taking you to the airport get him to reverse up to the house and slip the cases into the boot with as few people seeing them as you can. If you are going in a taxi, try to arrange for a time when there won't be a big audience watching you. If everyone drives past your house on the way to work between 8 and 9 in the morning, try to arrange for the taxi to collect you before 8 or after 9, that way fewer people will see you leave with your obvious holiday cases.
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If you do that, and then follow that procedure or list in good time before your transport arrives, your should be able to avoid those nagging worries and enjoy your holiday.
General holiday security advice - countermeasures
Pay particular attention to securing the house when you are leaving for more than a few hours, particularly when going on holiday. If a relative or neighbour will be visiting the house and will actually have access to the building, make sure that they know how to secure the house properly. I once attended a burglary where the burglar had come in through a rear door that was not locked. The owners were on holiday, the neighbour was clearing post and checking the house but couldn't get the back door to lock so she left it unlocked. The owners had forgotten to say that the lock on the back door was damaged, and you had to push the key in, half turn it then pull on the key and fully turn it to lock the door. Their failure to replace the lock before they went and their oversight in not explaining about the lock lost them some valuables and the insurance refused to pay out because the house wasn't secure.
Tall weeds had grown up through the drive and around gates. Nobody was using the drive, car wheels and people's feet weren't knocking weeds down and killing them. Gates were not being opened, sweeping weeds aside. It was clear from casual observation that the drive and gates were not being used. It was late spring going into early summer, and bushes in the front garden had grown quickly, partly blocking the front path, the lounge windows and the front doorstep. Ivy that was growing up the side of the house had started growing across the living room window at the front of the house, a blatant sign that nobody was caring for the house. A telephone directory had been delivered and left on the front doorstep, but spring rain had begun to turn it into paper mulch. The front windows, front door and doorstep were all dirty and dusty. Even an untrained eye could clearly see that footprints in the dirt on the front step showed where a male (postman) had stood on the step then left. The footprints clearly showed that nobody had come out of the house. Overall the impression was of an unloved and unused house. It didn't take a master detective to read the clues, even the brain dead local louts couldn't fail to notice - and unfortunately for the homeowner, they didn't.
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lawns, even weeds suddenly appear and demonstrate the lack of a controlling presence. Make sure that somebody is keeping an eye on the garden and trimming energetic plants back where needed. In summer - many plants put on a growth spurt, drought kills them, wasps and other pests build nests and take properties over. You should have arranged for somebody to be looking after the house and garden, and they should take whatever steps are necessary to keep everything in order. That may mean watering the lawn, or arranging for a wasps' nest to be removed from the porch! In autumn - the most noticeable difference is leaves falling from the trees. In itself that is not a major disaster, unless your garden is usually immaculate, then rafts of decaying leaves can display your absence. Add a little wind and the leaves can blow together to collect in sheltered corners which gives two problems. A stray bonfire night rocket can set fire to leaves collected against your shed or garage and put it at risk from fire. The same leaves can blow up against the back door, or collect on the front step, another clear sign that there is nobody home. Another job for the person watching the house: if the leaves are usually raked up and put on the compost pile, that is what should be done. They should certainly be looking for anything that is a clear sign of the absence of residents, such as making sure leaves don't collect on the front doorstep. In winter - frost and snow clearly show that there is no activity in a house. Activity leaves clearly visible tracks in heavy frost or snow, such as footprints, garage doors and gates being opened or closed, and car tyre track. If your house is the only one with none of these signs, your house is the one that will be noticed. If you are going on an extended holiday or business trip, you may have left your car in the garage. It may be beneficial for the person watching your house to start it up and take it for a run now and then to keep everything charged up and in good order as long as they are properly insured to use the vehicle. Occasionally using your car will be ideal because it will allow them to use the garage and leave wheel tracks in the snow and frost. Alternatively you could ask a neighbour to park their car in your drive so that there are signs of activity. After fresh snow, ask them to walk up and down the path a few times, break a path to the shed, make tracks out to the greenhouse, make it look as though there is some life at the house. Consider sweeping or shovelling snow off the drive and definitely clear any off the front doorstep! Make sure that somebody opens and closes the gates, and shed and garage doors. The opening action sweeps leaves and snow off the path showing that the doors and gates are in use. The person looking after the house should consider sweeping the path and drive; it will take some time but will show activity and occupation in a number of ways.
The person looking after the house should keep an eye on the condition of windows and the front door and doorstep. They need to be swept, dusted and occasionally washed, or they can quickly look like vacant premises. Remember that there is no crime in walking up to a front door to ring the bell. A passing criminal could see a house that doesn't seem to be occupied and to check all they have to do is walk up and ring the front doorbell. If nobody answers, they make a note to come back when it is dark; if somebody answers they make excuses and leave. In the summer and autumn, the person looking after your house should be asked to check any fruit or vegetables growing in the garden. Ripening and uncollected fruit is suspicious. Tell the person looking after your house to collect and take any fruit or vegetables growing in the garden.
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At Christmas if you are away, you might ask the person looking after your house to put up a few decorations that are visible through the front window. Nothing elaborate is needed, just enough to show anyone who looks, that the phantom occupants are there and getting into the festive spirit by putting decorations up. Just as importantly, they must be taken down at the right time too! Increasingly properties need protection on Halloween. The American child's pastime of 'trick or treating' has been adopted by ever more louts. Their approach is more akin to blackmail and threats than childish fun. Any householder who does not answer their door and give food, money, drinks etc. to the louts is likely to suffer from blatant criminal acts. I have seen windows broken, cars vandalised, expensive shrubs broken off, paint thrown over a front door and fireworks pushed through letterboxes. If you plan to be away during Halloween it may be prudent to ask somebody to stay in the house and distribute a few pounds' worth of chocolate and fizzy drink cans to avoid trouble. You should also plan to avoid known local problems. Many areas suffer annual problems from a variety of large gatherings, be they pop festivals, large race meetings or other events that attract large numbers of people. If there is such an event in your area, and you can't plan your absence to be at home to protect your property at that time, you should certainly arrange for somebody to stay in the property over that period to protect it!
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Neighbours
Everybody has neighbours. They may be inches away behind a party wall in a small row of terraced houses, above you in another high rise council flat, or in the next country mansion three miles away. Neighbours can be other families or single people, office blocks, factories, churchyards, motorway junctions, a cinema or any number of other premises. The thing they all have in common is that they are located next to each other. They are there 365 days a year, 24 hours a day.
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or allows old folk to lie dead in their homes undiscovered and unmissed for weeks. Is it a breakdown in social relationships? Does that avoidance of relationships foster communities where you don't speak to or know the name of half of your neighbours? Some experts have attributed it all to a modern fast-living world, where people don't think they have time to stop and speak to the people who live and work around them. Some say that with the increase in mobility people don't have time to get to know each other before they move on to another job or a new home. Others think that the increase of mindless crime is to blame, because people are basically too scared to get involved or to risk getting to know their neighbours. Whatever the reason is, it is clear that people are not talking to each other. Local governments are now trying to rebuild links into fractured and disjointed communities. They are spending millions in building what they call 'community cohesion' in the hope that it will reduce crime and disorder, and hopefully banish anti-social behaviour. But I believe that community cohesion will only work if it blooms naturally within the communities themselves, rather than being imposed or grafted on artificially. When people realise that they will benefit from any investment they make in their community they may make the effort, but they will only do that if they can clearly see that there will be a benefit to them! One benefit is greater security. No matter who your neighbour is you will benefit from making contact with them, but not in a mercenary way. By making friends and expecting nothing, you will build relationships that will reward you in many ways.
Helpful neighbours
If you live next door to the 24-hour petrol station, at least in some part think of the staff there as 24-hour security guards. They will be as distrustful of you as you are of them, but over time a friendly nod will turn into a greeting. That greeting will become short conversations and before you know it you will be on friendly terms with them. Before that friendship was built, the garage employees would have ignored a stranger climbing over your side gate, but now they know you they are motivated to at least call the police to report unusual and suspicious behaviour. At the same time you might telephone the garage kiosk and ask if they knew that there are some lads climbing up on their storeroom roof, giving them the opportunity to check to see if it is just high spirits, or a prelude to stealing their tobacco supply. The same goes for any other neighbours, office employees, shop employees, school teachers and caretakers, or maybe just Mr and Mrs Biggins from number 42.
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Neighbourly Disputes
All over the country people have allowed their relationship with their neighbours to deteriorate to a level where they end up in civil or criminal courts, disputing some legal point or other. Usually it isn't a deliberate act, it somehow seems to just 'happen'. Disputes between neighbours tend to start with a small or even insignificant issue. One side or both sides ignore it assuming it will go away, but a nugget of resentment can grow into a major conflict. The longer it remains unattended the larger it grows and the more acrimonious it all becomes. I could understand how Mr and Mrs Average would want to take out an injunction against an illegal all-night drinking club that was set up in the house next door. However, I could never understand how relationships between two average families could break down to such a level about something as stupid as a hedge. With my experience I have seen how simple issues can deteriorate into full-scale hostilities and it always, always, always involves generous helpings of ego, arrogance, pride and a monumental lack of communication. As an example of just such a dispute, as a police officer I was called to what we term a 'domestic dispute'. On arrival I found a younger man and a man who had taken early retirement rolling around on the front lawn of a house having a schoolboy style fight. We separated them and moved them apart to stop the dispute, then I spoke to the younger man and my colleague spoke to the older guy and we asked what had started the fight. After that we got together and compared the explanations. The young guy had said that he and his wife and son were trying to have a quiet life, but it was being ruined by the retired guy who was a miserable old devil, a killjoy who hated kids and wasn't happy unless he was complaining about something. The older guy had said the young family were anti-social, the young guy was a lout who didn't care about anyone other than himself and that he and his son were totally selfish and had absolutely no consideration for anyone but themselves. Two strong and rather different views, but both men were absolutely certain that they were 100% right in what they were saying. Further discussion had disclosed the events that had caused them to form those opinions. I tried to speak to them both but they were unwilling to listen to explanations, preferring to hurl abuse and accusations at each other. It was clear to me that the entire problem centred on a lack of understanding, which had been created by a
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communications blockage between them. Knowing what I knew after speaking to them both, I could see and, to an extent, understand both viewpoints. It was frustrating to me that compared to some calls I had to deal with this was all so ridiculous and was even worse because it had been brewing for at least seven months! I got the two men back together, as from what I knew I thought they could resolve it if they only took time to sit and talk calmly over a cup of tea, but that suggestion was met with more anger and insults, only this time the wives joined in too. Unable and unwilling to waste more time on it I arrested both men and placed them in the back of the police van. I sat with them, while my colleague separated the wives who were now arguing and blaming each other for the arrest of their husbands. In the back of the van I told both men to grow up and shut up while I described their problem, and then explained what was going to happen next in terms of cells and court appearances. As I described the problem as I saw it, one or the other would snort and give an 'I-told-you-so' gesture or look, and occasionally I had to shut them both up. This is what I told them.
When he was young the older guy had helped his father grow and show flowers in local competitions. His father died of cancer and the older guy had fallen into industrial work, where he worked long hours for low pay, living in a run-down city centre flat with no access to a garden. All his life he had wanted a garden so that he could again grow prize-winning flowers. When he became ill and was forced to give up work, the council moved them to a house with a small garden and it seemed to be an answer to his dreams. When the younger family moved in next door, their son began 'carelessly' kicking balls around, damaging plants in the old guy's garden. Complaints seemed to be ignored and in fact, the older guy thought the boy's father was encouraging the boy to break plants. It all came to a head that weekend when prize competition blooms were snapped off by a stray football. Not wanting to ask for the return of the ball and no doubt taking a combative lead from his father's attitude to the neighbour and hisjlowers, the boy climbed the fence and retrieved his own ball. Unfortunately, in doing so he trampled more plants and was spotted by the older guy, which was the direct cause of the confrontation and fight on the front garden lawn that we had witnessed.
Having heard all of that, the younger guy looked a little sheepish, and the older guy looked triumphant. They both started talking but I told them both to shut up and listen, then I carried on.
The younger guy's son had fairly severe learning difficulties, and though he looked as though he was 12 years old, he had the mind of a child of six at best. Where they used to live the boy
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had been picked on, bullied and abused, making his parents desperate to protect him. The council had moved them to their current house, in a nice quiet neighbourhood where they hoped for a new start and a happy life for their son. Their peace didn't last long when the cranky old guy from next door began to endlessly complain about balls and flowers. The young guy thought the old guy next door was deliberately picking on his disabled son, because he was different!
When I finished it was time for the older guy to look sheepish. He managed to say 'I didn't know' then went quiet. I de-arrested both of them and told them that now they had taken the time to explain their grievances and listen to the other side, they both understood what was causing the problems. I asked them to shake hands which they did quite readily, then I told them if I was called back they would be arrested again but this time they would be taken straight to custody and the courts. They left the van apologising to each other, lines of communication wide open and laying the foundations of understanding and friendship. A few weeks later I was in the area and dropped in to see how things were. I found that the families were now the best of friends, the boy had taken to the old guy who was showing him how to grow flowers. He told me that the boy had a natural flair for gardening, and that growing the blooms he now understood why he should keep his ball off the flowers to prevent damage to them. If they had only taken time to talk in the first place, there would have been no fight and they could have avoided months of misery. There are several routes that neighbourly disputes can take.
Solicitors
If a neighbourly dispute has reached the stage of involving solicitors it has not got out of control, it has been out of control for a long time. Consulting a solicitor will quickly achieve four things: It will help to make solicitors on both sides rich. It will escalate your dispute to a new level of bitterness and distress. It will complicate your dispute beyond recognition. Nobody will actually be happy when it is resolved. If you have a problem, at least try to resolve it amicably yourself.
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natural concern. That approach will keep communications lines open, which makes it easier should you need to discuss a developing problem.
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kettle boils. During this period I would take the opportunity to show off my trophies and certificates that I have won over the years for my prize blooms. By doing that I just smoothly achieved a number of things. I extended a conciliatory olive branch by inviting him in and making that tea. I have relaxed him, he isn't on the defensive. I have opened up to him - I am more of a person than just an unknown neighbour to him now. He now knows how important flowers are in my life and also knows that I grow prize-winning flowers for local shows. We chat a while about my trophies, and I give him an opportunity to boast about his car maintenance skills, pedigree cat or whatever else he passes his time with. He has finished his tea, it's time to move my mission forward. 'Here let me take your cup. Tell you what, come out into the garden and I'll show you my dahlias, I'm hoping to win a best in show this summer.' He is still relaxed, no conflict yet. He might think I spend too much time with my dahlias, but so far he has no reason to dislike me let alone want to fight me. In the garden I show him my prize blooms, working round to the problem. At last we reach the broken plant with his son's footprints all around it. 'Ah this is it Colin,' (see, we are on first name terms now). This is the problem I was talking about. Look, I know kids like to play but I noticed your Sam came over to get his ball and accidentally stood on this plant.' Colin is getting defensive now, I wasn't aggressive but he is beginning to think that I am accusing his one and only son and heir of murdering my prize blooms. Having spotted that coming I will immediately defuse the situation, remove the conflict, back away from accusations and give him a way of saving face in these circumstances. Tm lucky it wasn't one of my prize plants Colin,' (even if it was). 'Sam's a good lad and I know it was an accident but I was wondering if you could suggest a way I could protect these flowers - it's the big show in two weeks' time.' No accusations have been made and there has so far been no excuse for any confrontation. By my saying that, he sees that I have pulled back from appearing to lay blame or make accusations. At the same time I have explained exactly what the problem is, shown him how serious it is to my lifestyle, and better still asked him for help in protecting my other plants and he is probably a little flattered that I need his help.
Wow, will it recover?' He is showing concern, at the same time as finding out if the plant is dead or if it will recover given time. Yes, it'll come back, but it's these I'm worried about. Young Sam's got a good goal-scoring kick but my dahlias don't make very good goalies.' I bought humour in to defuse any traces of tension that were building up, at the same time as praising young Sam. My neighbour can do one of three things now and they are: Kick a few more plants to death and jump over the fence telling me all the plants will be dead by next week (not likely). Promise to do something about it, go home and forget about it (again not likely now we are on friendly terms). Promise to do something about it and stay to discuss how we can protect the plants from that accidental kick (a win-win situation). Under the circumstances, I suspect that he will adopt the third option and make genuine efforts to stop the ball from damaging my plants. With the calm explanation and an absence of blame and accusations, we have done several things. We made sure that the neighbour knows that: Flowers have been damaged (you just showed him). They aren't just flowers they are prize-winning blooms you have been raising for weeks. By growing them you have been working towards a particular and important flower show. You aren't laying blame, you are just looking for a solution. You are being open and offering friendship.
Neighbours
Summary
You should be talking to your neighbours and so be able to approach them to discuss any problems that occur (note I said discuss, not confront or accuse). Discuss any problems as soon as you can; the longer you leave it the worse it will get and the greater the effort needed to resolve it. Avoid laying blame and avoid any confrontation. The more amicable the discussion the more likely you are to agree on a solution that is acceptable to everyone. Be ready to compromise to achieve a solution. Don't see the solution as a victory, and don't gossip about the conflict. Because people gossip your neighbours might get to hear a twisted version of your description of the problem. For example, if the gossip has got round to Mrs Biggins she might be telling everyone that you are saying that Colin is so thick and spineless that it took you just two minutes to persuade him to put up a trellis on his side of the fence. Gossip you can live without, so keep any dispute, discussion, negotiation and agreement between the two of you. (If you hear any gossip about the dispute, accept that it is just gossip and don't get upset at the way it may have been exaggerated or twisted in the telling.)
Problem Log
Occasionally, for whatever reason, a dispute cannot be resolved over a cup of tea. On these rare occasions, you might have to escalate matters. What you do depends on you, the reason for the dispute and your situation. There are some things that you can still try. Allow things to cool off for a while, and then try again. Let your spouse talk to their spouse. Encourage your kids to play with their kids. Have a barbecue and invite a lot of neighbours including 'them'. Have a meeting on neutral territory - perhaps accidentally meet them in the supermarket. There are a number of things that you can try, but you will know when nothing is working. At that time it may be appropriate to talk to the Citizens' Advice Bureau or maybe the local authority (especially if council tenants are involved). But if everything you try fails, you might end up in court, complaining to the housing association or council, or dealing with the police. If you do, you will need evidence and you will have to supply it. If your dispute ever reaches that stage, your evidence will have to cover an extended period, and will have to show an ongoing pattern of behaviour or activity that is evidenced over a period of months. A complaint about constant noise cannot be upheld on the basis of one noisy New Year's party, or one occurrence of a neighbour working on a car engine early
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one Sunday morning. To support your grievance you will have to show that the problem (whatever it is) has been going on for weeks, if not months. The way you do that is to keep a log or diary detailing the incidents that are causing the problem. Any log should also include your attempts to defuse the situation. (Remember, if the neighbours become abusive or violent when you try to make peace and resolve the issue, you should withdraw.) If for example you were suffering problems with a very noisy and aggressive neighbour, your log might look something like this.
Saturday 14th January 05:00 Party at number 34 broke up at five am. Lots of shouting in the street as guests departed revving their engines. John Smith tenant at number 34 thought it was funny and was shouting and laughing when he sounded his car horn continuously for two minutes. 06:45 Had only just got to sleep, woken by loud knocking on my front door. Went to find John Smith, very drunk demanding to know if I wanted a fight! I told him I didn't. He went away after five minutes called me a 'blooming chicken'. 08:12 Sandra Smith (wife of John at number 34) seen by Mr Simpson at number 27, throwing empty cans and broken bottles over fence onto my front lawn. 11:25 pm Arrived home to find windows of number 34 wide open, with extremely loud pop music playing. Neighbours complaining - somebody had called police. Police arrived, there was an argument at number 34, music shut off. Music put back on at even louder volume as soon as the police left. 11:58 pm Police came back, Mr Smith arrested, music turned off again following arrest. Sunday 15th January 08:00 Woken by sound of breaking glass. Got up to see Mrs Smith from number 34 standing on my front lawn with a half brick in her hand, found another half brick in my lounge inside the broken window. Mrs Smith apparently drunk and shouting insults and claiming I had her husband arrested. I called police. Mrs Smith later arrested after assaulting police sergeant who attended. Monday 16th January 08:30 Left house to drive to work but found all four car tyres slashed. I heard shouting, then saw Mr John Smith standing at his front door with craft knife, he was shouting 'Drive to work on them you rat.' I called police. Mr Smith arrested. Tuesday 17th January 05:00 Woken by loud music. John Smith now has a loudspeaker and microphone. He was shouting at full volume over the loud music. Lights on all along the road with people complaining about the Smiths. Mr Smith shouting through the speaker Tom is a grass. Tom's a coward who lets the police
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Neighbours
do his fighting. Come out and fight you devil.' Smith had a wooden pole in his hand and I feared he would damage my car so I went out. I told him 'I don't want any trouble John, why don't you go and have a cup of tea and we can talk about this tomorrow.' He shouted 'You'll be dead by tomorrow.' A man arrived and identified himself as William Jackson, council environmental health officer. He advised me to go indoors again. As I was going in through the door a car pulled up with excessively loud music playing and all windows open. The driver sounded his horn continuously. Police car drove up behind it (I later learned that they had been called by Mr Jackson), Billy Smith (son of John Smith) was arrested for drink driving. Mr Jackson advised John Smith to turn music down. John Smith refused, Jackson served a notice and Jackson seized the Smiths' music system with police support.
A rather extreme case, but all of this would be useful evidence of the problems you have had to suffer. It clearly proves that there wasn't one isolated incident such as a loud Christmas or family birthday party. I would suggest that you should aim to compile at least two months' worth of evidence in your log. While you are doing that, you could still try the other methods to find a resolution. Think back to the example used of the broken prize flowers, and try to identify a root cause to the conflict with your neighbours. Did you run their cat over, or do your kids break their flowers? If there is a root cause, make every effort to resolve it. If the matter cannot be resolved in a friendly manner and you have to report it to the authorities, you will already have a body of evidence that points to a persistent problem. If you are not the only person suffering, I would suggest that you advise other neighbours to 'independently' compile their own log. Don't in any way conspire against an unpopular neighbour. Don't sit down at a residents' committee meeting and compile a neat collective log. Individual logs will be of more evidential value. Don't show each other your logs or discuss your entries. Just note what you have seen and heard. For example, Mr Jones at number 1 could report a noisy session with motorcycles that you knew nothing about because you were at work at the time. You might record some damage to your front fence that the people across the road know nothing about because they were out shopping at the time. The authorities will cross-reference all logs to see how extensive the problems are. When compiling the logs only put in what you experienced, know, saw and heard. Don't be tempted to make things up so it looks better for your case. If the problem subsides for a few days, then so be it, you will have an empty page or two in the diary. When it starts up again you can carry on with the log.
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Is it me?
When you have recorded a few weeks' worth of incidents, review your log. Take a step back and ask if it could possibly be you. Is there a chance that the only problem is that you are being particularly sensitive to something? Review the log. If it contains a noisy party on December 24th (the Smith family Christmas party), then one on 14th February (the Smiths' wedding anniversary), you have to seriously sit and decide if for some reason you just don't like the Smiths and are looking for a reason to try to upset them. On the other hand if your log looks more like the example above, I think you are justified in taking it a stage further and asking the authorities to resolve the matter once and for all.
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Bogus Callers
The hardest part of stealing valuables is getting into a house without being seen, finding the money or valuables and then getting out again without getting caught. Wouldn't it be good if a criminal could get you to invite him in, give him some time to look around and then show him out and wave goodbye? Good for him that is, not for you! Unfortunately some criminals manage to do just that, and they use the bogus caller trick to arrange it. They claim to have some sort of official standing when they come to your door, trick you into letting them in, trick you into leaving them alone for a while, then they walk off with the family jewels or your life savings. This is sometimes called a 'distraction burglary'.
Distraction Burglary
It is easier to divert your attention if two or more of them work together. A pair of bogus callers will engage you in their trick - for example, a bogus meter reader will ask you to hold his torch while he gets in to write down the reading. Meanwhile his colleague who has been introduced as a trainee meter reader will ask if it is OK for him to use the toilet, which most people readily agree too. But you are trapped holding the torch in the hall while the meter reader pretends that his pen has broken and searches for another non-existent pen. He may even ask you to get a pen from the kitchen for him to use while his 'trainee' colleague is using the toilet - or in reality searching other rooms in the house. This is a problem that could potentially affect anyone, though it is more likely to have more serious consequences for the elderly and infirm. Bogus callers take many forms, but they are all intent on a criminal objective. Some of the classic
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bogus caller tricks and methods are described below. The only effective countermeasure that is available to people is not to let the bogus callers into their home. Statistics show that last year in the UK, 400,000 cases of bogus callers were reported. In at least 180,000 of those cases, the callers managed to get in and steal money or property. That sounds like a lot, but remember that unreported crime is generally thought to be at the very least, equal to reported crime. That means that the actual incidence of bogus callers was nearer 800,000 and about 360,000 people had things stolen by them. Personally I think that the level of distraction burglary is much higher! This doesn't mean that the elderly are stupid, it simply reflects the fact that they were raised in a time when people were automatically deferential to anyone in authority. For them, somebody in what looks like a uniform would usually be trusted and obeyed without question. Today, there is a decreasing level of respect for authority figures and their argumentative attitude usually protects younger people from the same tricks. Nevertheless, everyone should be aware of the disguises and tricks that are used. Some common tricks are discussed below, but remember that anyone who comes to your door could be a bogus caller.
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Bogus Callers
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The blind or disabled can usually arrange for a meter reader to come by appointment, when you could have a relative or carer with you to make sure the meter reader can get in and that they only read the meter while they are there.
Bogus Callers
Genuine council employees usually drive distinctive vehicles in council livery - council colours, with council crests painted on the sides. If in doubt call the council BEFORE you let them in! If you can't get through to the council, call the police and explain your concerns.
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If anyone wants to search your garden for a lost puppy you can agree or simply tell them no they can't, then tell them that you are calling the police and watch them run off. If you do scare bogus callers away, call the police anyway and warn them that thieves are operating in the area so nobody else gets caught out.
Bogus Workmen
Cowboy workmen often try to trick their way into homes, but their tricks have some additional ploys built in. They will try to trick their way into your home to steal things, but they have added some refinements, which usually revolve around them telling you that you need urgent building repairs. For example, they claim that while they were passing they saw that a slate on the roof was cracked. They then try to frighten you, especially if you are elderly, by claiming that if the tile isn't replaced immediately the roof will rot away or fall off. If they can persuade you to agree to have the work done, the 'builders', who are conveniently travelling in a lorry with ladders and slates and other materials, will climb up onto the roof. They usually fiddle around for half an hour or so and then come down, claim to have fixed the problem and demand an extortionate fee. They have even been known to take an elderly householder to a cash point or bank so that they can draw out money to pay them. Otherwise they can ask to go inside the house to look out of the bedroom windows or check inside the loft for water damage. Once inside, of course they help themselves to anything they can, while you are distracted. Bogus workmen - countermeasures As above, plus: Never listen to a door-to-door salesperson, builder, gardener or anyone. If you have not asked them to call on you, tell them no thanks and ask them to leave. If they show the slightest hesitation call the police. If you do need work done ask friends, family and neighbours to recommend a reliable, trustworthy tradesperson who does good work for a fair price. Ask at least three genuine tradespeople to give you a quote on the work. Tell them you are getting three quotes. Make an appointment for them to come and do the quote. When they come make sure all tempting valuables are out of sight. Never leave them alone when they are in the house.
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Bogus Callers
Make sure that the builder has a known company name and address. A lot of cowboy tradespeople advertise with just a mobile phone number for a contact. As you can buy a mobile phone quite easily, if something goes wrong with your job, you won't get far if all you know about the builder is he called himself John and gave a mobile phone number that is now unobtainable! Get a name and address, recommendations, and even visit his address to see if he is actually there! When you get a quote for some work, ask if there is any additional fee. Some quotes do not include VAT, or materials, design services or arrangements for council planning permission, etc. What you are looking for is an all in price. When you get a quote ask for a definite schedule for the work. A vague 'should take a couple of days and I think I can start next week' will not be acceptable to me. I want something more like 'It's two and a half days work, and I can start on Monday the 15th. Allowing for the first coat of paint to dry, I will have finished the job by five o'clock on the afternoon of Thursday the 18th.' When you are close to accepting a quote, ask for some references. Preferably people you know, or people who live close enough for you to at least go and see if they exist, and who will even show you the quality of the work that builder produces and tell you how happy they were with the job. NEVER pay until the job is completed and you are absolutely and completely happy that the work is completed and that they have done a good job. If a builder or other tradesperson asks you for money up front to buy materials for your job, wave goodbye. Get somebody else to do the work. I accept that some smaller builders may have a cash flow problem and need you to pay for materials in advance of the job, but too many cowboys use that as a trick to part you from your money. For that reason I will not use a worker who wants any money in advance.
Bogus Salespeople
Bogus salespeople are a double risk. They could talk their way into your home to steal things, but their crime may be to get you to buy something worthless or which they have no intention of delivering.
Bogus sales people - countermeasures
As above, plus: Never buy anything at the front door - no matter how much of a bargain they may make it sound, no matter how much pressure they might put on you by telling you it is a limited offer or the last one, etc. If you say it is too expensive or that you couldn't afford to buy it until next month and they
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suddenly say they can reduce the price further or extend the deadline - wave goodbye, they are dishonest tricksters. Remember sales people are practised in getting your sympathy, it's part of their sales technique. For example a) telling you they still have 35 calls to make, b) they have a bad ankle, c) it's coming on to rain, d) they'll get the sack if they don't make at least one sale today. There are a million lines that they can use, and they will use them. Don't fall for their stories and never be sympathetic. Some salespeople - even those from reputable companies - rely on wearing you down. When they get into your house you won't be able to get rid of them, they insist on showing you just one more feature, they make a call to their area manager to get 'special permission' to give you another 2% discount, they offer free installation and delivery. They will find excuse after excuse to stay. When you have had enough, be blunt, be rude if you have to, tell them they are no longer welcome and tell them to leave. If they don't, call the police! The best countermeasure of all is not to let them in. Don't open the door, or if you do, keep the chain on. Ask what they want and unless you have actually asked for them to come don't let them start their sales pitch. Tell them no thanks and shut the door. If they ring again, shout through the door that you are calling the police to get rid of them. If they don't go - call the police.
General Advice
No matter what they pretend to be, they want to get inside your house and distract your while they steal money or valuables. Stay alert and stop them from targeting you or others in your area.
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Bogus Callers
suspicions, even if the people you are reporting have not tried to target you. Assuming there is no major incident and the police have resources available to deploy to the incident, they will be happy to come and check out the characters knocking on the doors of all the elderly people in the area. Be aware that some fittings and fixtures could indicate that a resident is infirm and or vulnerable, which will make them more likely to be targeted by the bogus caller criminal. Handrails, wheelchair access ramps or perhaps an electric wheelchair garage and charging point outside a house indicate that at least one resident is disabled or infirm. Similarly a substantial house (which indicates a level of wealth and presence of valuables) combined with an overgrown garden and poor house maintenance could indicate an infirm, disabled or elderly resident. If you report somebody, remember to give appropriate details. See Chapter 6 for more guidance.
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There are criminals out there. Crime happens - no matter how careful you are you could be unlucky and find that you are the victim of some crime or other. What should you do and why would you do it? The advice below should help.
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District Assessor with the local gas company he won't mind you being careful. If he isn't, he will wish he hadn't come to your door! As with any similar matters, when you have to report matters to the police, as soon as possible after the encounter write down as much as you can while it is fresh in your mind. That way, names, car registration numbers and other such detail don't get lost or confused.
Descriptions
Depending on the circumstances a full description for each person involved would include as much of the following as possible:
sex age height weight/build race/colour hair colour/length/style/ornaments, etc. clothing/style/colour/markings, etc. jewellery identifying marks - tattoos/birth marks/scars, etc. voice/accent/impediment (stutter) names used - called himself Frank James, or colleague called him 'Barry', etc. anything carried - bag/briefcase/clipboard other identifying features, e.g. limp on left leg what he said - e.g. Claimed to be charity collector what they touched/ate/drank, etc. anyone else in the area who could give an independent description to police e.g. 'He called on Mrs Biggins at number 42 before he came to me' if they had a vehicle: make model colour age registration number or partial number if that's all you saw markings, e.g. 'Grabbit & Scarper - Builders' in black lettering on side of light blue van - no phone number shown other identifying features, e.g. rusty roof rack, broken left headlight, etc. direction of travel if it has left the scene, e.g. they turned left onto the A40 heading into town.
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The more detail you can supply, the easier you make it for the police to track down the culprit. If you are a witness to any crime, you should be using your powers of observation and filing details away in your memory so that you can accurately report them later.
Report immediately
As soon as it is practical you should report any crime to the authorities, with as much detail as possible. If you report crimes quickly, the criminals will still be in the area, they may still be carrying the proceeds of the crime, they will be wearing the same clothes and probably will still be with any accomplices, all of which makes them easier to spot. The longer you wait to report the crime, the harder it gets, as they will have left the area, changed clothes and passed on incriminating items, giving the police less grounds to stop and detain them.
anything else that you can do? The answer is yes, quite a bit actually: protect, record, search and detail:
Protect
The police will probably send a fingerprint expert around to look at the premises. If you were there, and you know what the criminal touched, so you should make a note of that, and protect any surfaces that may still contain his fingerprints. The criminal may have asked for a glass of water, or taken a bite out of a biscuit while he was there. Anything he touched should be protected for the fingerprint experts to look at.
Record
The police are often very busy, which means that there may be nobody free to talk to you until later that day. For that reason I always suggest that victims should sit and write down as much as they can remember while it is fresh in their mind. Record the age, sex, height, etc. of the offender, but also try to make a quick note of what he did from the time he came in to the time he left. What did he say? What did he touch? Did he sneeze into a tissue that he threw into the bin? Make a little note of everything, before you forget. If he touched anything, DON'T touch it until the police have had a chance to look at it. If he emptied the contents of the desk drawers onto the living room carpet, no matter how tempting it is to pick it all up, leave it there for the police to see. They have skills and experience that you don't have, and while there may be no clues in the untidy heap on the living room carpet, if there are any clues there you don't want to lose them by being tidy! If the criminal left by the back door then walked through the flowerbed and jumped over the back fence, take a look. If there is a set of his footprints in the rose border, point them out to the police when they come. If it is coming on to rain and you don't know when the police will arrive, consider protecting the footprints if you can. A dustbin lid or a sheet of plastic will protect the print from the rain, as long as you are careful not to damage the prints while you are doing it.
Search
You have given the police as much information about the criminal as you can. You have told him that grandfather's antique gold pocket watch is missing, but is that all? You noticed the watch was missing but did the criminal take anything else? If you can do so without disturbing evidence, you should check to see if anything else is missing. Is grandmother's Edwardian diamond necklace still in its box in the
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top drawer? Stop to think. Where did the criminal go, what did he have access to? If he didn't go near the back bedroom, your savings in the wardrobe are safe. He was alone in the kitchen for a while, did he find the bank books and credit cards in your handbag? Did he get the money in the cash tin that you keep behind the blue glass vase in the kitchen cupboard? Think about where he went in the house, what he had access to and what he may have taken. Carefully take a look to see if there is something else he has taken and make a note of it. Also make a note that to get to that cash box, for example, he would have had to open the cupboard door and move the blue glass vase to get to it. Remember, - don't destroy any evidence. By opening the cash box you could rub out his fingerprints. Using the example of the cash box behind the blue glass vase in the kitchen cupboard, let us explore further and see how we can protect any possible evidence by being careful. A long serving inspector once told me the most important thing to do when searching is to stop, stand back and search with your eyes first! Don't rush in and move everything, stand at the door and look at the evidence in front of you. By taking the time to do that you should know where the critical and valuable evidence is before you even step into the room. So we have called the police and are awaiting an officer. In the meantime we are protecting the things we know the criminal touched but are looking to see if there is anything else missing. In the kitchen we can't see any signs that anyone touched the cupboards, but just in case we open the doors without touching the plastic handles! The first two only contain food and pots and they haven't been disturbed, the last cupboard has our cash box so we take extra care with that. Again we open the door without touching the plastic handle, and inside we can see that the glass vase has been moved and that the cash box lid is half open. DON'T TOUCH ANYTHING. It is likely that the vase and the cash box and maybe the contents of the cash box have fingerprints on them and if we go any further we may smudge them. Make a note so that when the police come we can tell them that it looks like the criminal moved the vase, opened the cash box, then put the box and the vase back in the cupboard - the fingerprint expert will want to take a look at that!
Details
We have protected evidence, recorded what we know so we don't forget anything, searched to see if anything else is missing while being careful not to damage or remove any evidence the criminal left. The last thing we can do is to prepare details. We knew that grandfather's antique gold watch is missing and following the search we know that the digital camera has gone too. Because we are security minded we have more detail than that, so we search our records, then when the
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police arrive we can give them details. We can give them the exact details of the gold watch, a recent valuation, a photo with a scale on it, and the wording of the engraving inside the watch case. We can also give the police the make, model and serial number of the digital camera that has been taken. More than that we can say it was in a black leather case, and the photographs held in its memory feature Aunt Mary and crowds on the beach at Brighton on a sunny day. With all of that information the police will be pleased to speak to somebody who is so organised and security conscious. It will make a change from the victims who can barely remember what was taken, let alone what the make, model and serial numbers were.
Discovering an Intruder
Though most burglars will not attack a house if there are people at home, people have been known to wake at night or hear noises in other rooms during the day. If an intruder has entered your house, they will want to get away as soon as they can. They will not want to come face to face with you. It is suggested that you should NOT attempt to challenge, detain or capture an intruder. You do not know what state of mind they are in. You do not know if they are under the influence of drugs. Perhaps they would be scared enough to use the screwdriver they used to break the window open as a weapon. There are dozens of arguments against tackling an intruder, so let them go.
After a Burglary
Following the 'protect, record, search, detail' procedure, protect the rest of your valuables and any evidence there may be. Record everything you know as soon as you can, as by tomorrow you might have forgotten the registration number of the
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van the burglar used! Search as far as you can without disturbing evidence to see what else has been disturbed and/or taken. Produce as much detail as you can for the police - make, model, serial number, photographs, etc. will all be very helpful in tracing the property and identifying the criminal.
Refresh or remove
Where possible and where you can afford to do so, dispose of anything that has been sullied by the touch of the criminal. I remember one lady was distraught that a burglar had rummaged through her underwear drawer looking for valuables, and
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refused to wear any of her clothes again. You can buy new clothes (send any unwanted clothes to the charity shop). If furniture is involved, you can swap a 'tainted' dressing table with a similar one at a second-hand shop for a minimal fee, or swap it with Aunt Mary for free! For curtains and bedding, you may be able to swap them with relatives, so that those 'contaminated' by the intruder will be removed and 'safe' bedding and curtains can be put up in their place. It may be possible to recover something that was corrupted by an intruder - for example, have the carpets professionally cleaned to remove all traces of the villain. The basic rule is to take any steps you can to refresh the home.
Decorate
Decorating can help. The smell of fresh paint, somehow masks and removes the 'smell' and feel of the criminal's presence. Giving the house a makeover and fresh new look helps as well, by distancing the current home from the home that was violated by an uncaring intruder. For most women a home makeover is overdue the day after you finish decorating anyway!
Party
When you have taken as many of the above steps as are practical to remove traces of the intruder, you should have a party. Invite as many good friends and relatives as you can. Warn them that any discussion, mention of or questions about the crime will destroy what you have been trying to do. Do everything you can to make it the happiest party ever. The party will then flood the new look home with new happy memories revolving around friends, fun and a good time.
Start again
One lady I know of was so traumatised by the intrusion into her home that she wanted to sell up and move out. Her husband suggested that she go to stay with their daughter for a holiday. While she was away, he installed new door and window locks, a burglar alarm and passive sensor operated lighting on the sides and rear of the house, decorated throughout and upgraded the kitchen. When she came back she said it was like coming into a new house, and they threw a big party to celebrate their 'new' house.
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Hopefully all of those actions will make the home feel like a safe shelter from the world again. Remember to still be sensitive to the feelings of anyone badly affected by an intruder. Try not to mention it or anything to do with it. Try to build on the feeling of peace and security that person has. If they want to be quiet, let them. If they want to search for new super strength door locks, help them. Do anything you can to help that person rebuild the feeling of security that they need.
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7 Next Steps
What should you do when you have completed your survey? You may be the world's greatest administrator, or you may get confused if you have more than one task to perform. This chapter suggests a simple approach to selecting, documenting and implementing your chosen countermeasures.
Already Started
If you took my advice, you have probably already started responding to and resolving any problems that you identified during your survey. You must now begin a formal process that will allow you to manage and resolve the problems you found and listed by implementing the selected countermeasures.
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Ref No SRI/1
Key Word
Problem It* ptsssisier Sot It is ipossible for intruders to hide in porch alcove Front door swells
Countermeasure Fit door viewer in front door and fit light on porch Fit new door and frame with security equipment identified in SRI/3, SRI/4 and SRI/5 below
Priority
Porch
.JHK.*/*-
Front door
4|;W|ii||^l|i l '
SRI/3
Front door
SRI/4 SRI/5
Frontdoor Frontdoor
:iarli^,I^dk;ob:
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Next Steps
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(I & W) If and when possible (NS) Non-security. You should write the reference number and key word of each problem and the countermeasures on a new sticky note and add it to the appropriate list. Thus you might write 'SRI/1 Porch - fit porch light' and on another note 'SRI/1 Porch - Fit door viewer'. Using the reference number and key word makes the task manageable, and what is written on the sticky note is enough to remind you what it is actually about. Your perception of the priority, time required, cost, skills, impact and benefit will eventually allow you to produce a final countermeasure priority list. Remember that the priority rating will be a combination of factors. The most important of these are: The threat or risk that the countermeasure will remove or protect against. For example, a rotten front door to which you have lost two keys that had an address tag on them is a major concern. The threat and risk is that the door is no longer secure at all. The time required to implement the countermeasure. For example, it will take about half a day to replace the front door. John the carpenter is good and reliable so it will be half a day well spent. The cost of implementing the countermeasure. Though a total cost of 418 is quite expensive, a secure front door is so fundamental to the security of the house that it must be done as soon as possible. Skills needed to implement the countermeasure. For example, a skilled carpenter is needed to fit the door. I do not have the skills so I have employ John to do the job. Impact on the family and house of implementing the countermeasure. For example, having no front door for half a day while it is replaced. It is summer and I can work at home that day so the impact is minimal. The overall benefits that will be gained by implementing the countermeasure. For example, total security from a professionally installed door and frame, with new locks, a door viewer and hinge bolts. This door will be totally secure, and will have the benefits of a secure letterbox, mail basket, internal flap and built in letterbox draught excluder. You should also remember that increased security could give financial benefits as well, because insurance companies may reduce insurance premiums when double-glazing and multi-point locking external doors are fitted.
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Next Steps
If you have too many countermeasures to easily cope with, or the sorting process causes you any difficulty, do the sorting in stages. For example, take each item and sort them into different piles (I) Immediate, (S) Soon, (I&W) If & When possible, and (NS) Non-Security. Then carefully review and sort each problem in each pile separately. Immediate. This list will contain all actions that you consider should be completed urgently. This could include such actions as replacing the faulty front door lock, which is clearly an urgent item, but this list might include apparently 'non-urgent' items. For example, you may have realised that the bushes at the front of the house have grown too high and you have listed a countermeasure to cut them back. That is hardly an 'urgent' countermeasure, but because you can easily cut back the bushes, it will only take half an hour and cost nothing, it can be done in the next few days when you have half an hour to spare, so it appears on the immediate list. Soon. This list contains all of the actions that you consider should be completed soon, but are not classified as immediate. For example, you may want to replace the locks and bolts on the garage door. Due to the cost, you decide not to do that until next month (when you are due to get a new car and a ride-on mower, which will both be kept in the garage). If and when possible. This classification contains the actions that deliver the 'nice to have' countermeasures. For example, a state of the art, monitored burglar alarm system would be nice to have. It would increase household security immeasurably, but at a price of 3,000 with a 200 a year monitoring fee, due to our financial circumstances it will have to wait on the 'if and when possible' list. Non-security. This list contains countermeasures that are not directly related to security, but which you would be foolish to ignore. For example, you may have spotted a loose slate when performing the perimeter survey, or noticed that the header tank in the loft that feeds the central heating system appears to be corroded. These defects, risks and problems cannot be ignored. You must take steps to address them, and the non-security list is the mechanism through which you manage them. Such things as water pipes not being lagged, or the absence of a smoke detector on the upstairs landings will also be added to this list. Don't forget these issues; even though they are not strictly security issues, you must address them.
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Example prioritisation
When you have completed the listing process, you have to sort the countermeasures into priority order. The process is straightforward, though not necessarily simple. You will have to consider all factors to define a priority order. To illustrate the process and the sort of factors you will have to consider in assigning priorities, assume we have been presented with an unusually manageable list of four countermeasures. They were simply listed in the order we identified them; as yet they are in no particular order. Cut down shrubs in front garden. Replace broken front door lock. Renew old front door. Ensure house always locked when we leave. I have prioritised these four actions as shown below. Beside each action is an explanation of my thought process, describing why I decided to rank the actions the way I did.
Prioritised actions
1) Everyone to agree to
ensure that the house is always locked when we
leace
The only people who live in our house are my wife and I. While doing the security survey we realised we are sometimes a little careless about household security, for example not locking up if we are 'only nipping down to the shops'. We have already recognised the risk we have been taking and have already agreed always to lock and secure the house if we are both out. This action was agreed, and completed over breakfast this morning! Neither of us are gardeners and we have avoided tackling the front garden. Originally we didn't think it mattered if the bushes got a little tall. We now realise that our ragged front garden could help burglars to raid our house. The shops are shut at the moment which means that we cannot tackle any other countermeasures on the priority list, so we may as well go out and cut the bushes back now before it gets too dark. Another day at another time this countermeasure would be lower priority but due
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to current circumstances, it is the highest priority because it is all we can do at this time, and we have the skills and free time to do it. 3) Replace broken front
door lock.
The front door lock has been temperamental for some time, but we have put off getting it fixed because we intend to get a completely new front door at some stage. We now realise that having a secure front door is important and putting off getting the new lock is a mistake. As soon as the shops open tomorrow we will buy and fit a new lock; after all, when we get a new front door John the carpenter says he can use that new lock on the new door. The old front door is warped and lets a draught in. In a westerly wind the door lets in rainwater too, but we don't often get a westerly wind. There is some rot at the bottom of the door, but it is adequate for now. I don't have the skills and tools needed to fit a new door, so we will have to pay for it to be done and hope to have it done in the next month, John the carpenter says he will come and do it for us but we are waiting to be paid for some overtime we did at work to get the money to buy the new door and pay John to fit it.
Given your skills, abilities and wealth, you might have prioritised the example actions listed above in a different order. That is perfectly acceptable, because the whole point of this method and process is to tailor the reviews, actions and countermeasures to your personal circumstances. For example, you might have put replacing the front door first, because in your case you are a carpenter, the front door is badly rotted and the frame is coming away from the wall. A new lock under those circumstances would have been a waste of time!
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our list. Replacing the front door might be the highest priority item on that same list. However, circumstances may dictate the order in which they are completed. Perhaps we have already started to tackle the highest priority countermeasures we ordered a new UPVC steel framed front door on the day we completed our survey. Unfortunately, there is a four-week delay in delivering and installing that new, high priority, secure, weatherproof, steel framed, UPVC front door. In the meantime we can carry on tackling the other, possibly lower priority countermeasures on the list, because we have the time and or skills to do so. Perhaps we had an hour spare last Sunday so we fitted the new bolts on the shed door and finished that 'low priority' countermeasure two and a half weeks before the high priority new front door is installed. Just as long as you attempt to address the items in priority order, resolving the worst risks and issues as soon as you can, the order in which they are completed doesn't really matter. But where there is a choice of completing a low priority or a high priority action today, always aim to deliver the high priority countermeasure.
Prioritisation considerations
There are many factors that could affect your decision as to how to prioritise items. A few examples are given below, with a brief explanation.
Considerations
Money
Time available Slolls/knowledge
If you cannot afford to do it, it will have to wait. If you don't have time it will have to wait. If you don't know how to do it, or lack some special skills, the action will have to wait until that issue is resolved. If you don't have specialist tools and equipment required to be able to finish a job, it will have to wait until you do. If some work required to tackle an action has to be done in warm or dry weather, it cannot be done in mid-winter. If you need to apply for planning permission before you can build a porch or replace windows, the job will have to wait. If a job needs two people to do it safely, then it will have to wait until you can arrange for somebody to help.
Next Steps
There will undoubtedly be other pressures and restrictions that are unique to you! For example, you may be disabled and can only do things that are possible in a wheelchair, or you may live on an island and some problems can only be addressed at low tide! You will have to make your best efforts to resolve issues and outstanding actions when you can. You should also remember that some countermeasures have been listed on the 'if and when possible' list. For example, replacing the footpath and drive with gravel doesn't need to be done immediately. Having had a quote of 1,675 to do the job it is probably not even justifiable, but if in two or five years' time the drive needs resurfacing perhaps you can resurrect this action and take the gravel option for your new drive, with security in mind. The main point to remember is, since you took the time to identify security issues relating to your house, you must make any changes you can justify and achieve, but don't lose sight of outstanding issues. Keep them in mind, regularly review them and resolve any outstanding issues to deliver selected countermeasures when you can. When you define the actions necessary to implement a countermeasure, they may seem very simple. For example, getting everyone to agree to make sure the house is secure when they go out costs nothing. It only needs agreement from everyone so it could take just a few minutes to complete. It needs no extra skills or equipment so that should be marked 'Immediate priority' and be assigned to the immediate list. However, perhaps two members of the family are on a hiking holiday somewhere in Europe so it cannot be done immediately. There isn't any way of contacting the hikers to discuss the problem and seek agreement, so this countermeasure may be listed as 'soon', knowing it can easily be completed when the family gets together in two months' time! There may still be little things that you can do. For example, get everyone who is living in the house to agree always to lock the door, and to stop and check to see if the door is locked before they leave. A little extra security could be gained by putting a sign inside each door, saying something like 'Check Door Is Locked'. Getting somebody to lag the pipes in the loft and check that crusty looking stopcock will be on the (NS) 'non-security' list, as would the installation of smoke detectors. Mark the four categories on the top of four flip chart pages: (I) Immediate, (S) Soon, (I & W) If & When possible, and (NS) Non-Security. With the headed pages set up, work through your actions, write each of them on a new sticky note and stick it to the appropriate flip chart page.
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Action Lists
When you have listed the countermeasures you propose to implement, you may want to compile an action list for each countermeasure. The action list is simply a list of the tasks you have to complete to implement the stated countermeasure. Tasks are usually listed in the order they need to be completed to deliver the countermeasure. If the countermeasure is to fit a new bulb in the porch light, you won't need to bother to create an action list, but where the countermeasure is more complicated an action list will be a huge help.
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Next Steps
8. Make a presentation of your research into signs. Present a few samples. Present the cost savings residents will make by taking advantage of the discounts you have negotiated. Describe the response of representatives of the emergency services to the standardised sign initiative. 9. Request that residents association members should vote on the initiative. 10. If accepted, be ready with a form for all members to write in their house name and or number, for a centralised bulk order. Take the money from members as they fill in the form so that the initiative can be completed without further delay. 11. Take delivery of the new signs and mounting brackets, etc. 12. Arrange with the handyman to fit all of the signs. When all of those steps have been successfully completed, the countermeasure is in place. As with this example action list, in some cases the necessary steps and actions could take some weeks to complete.
SR1/27 Standardise house names and indentification for Badger Road No Actopnm Sikills Time Cost Impact
Research availability style, size, durability, design and cost of house name signs Research attaching, mounting and positioning house name signs for optimum visibility
Nil
10 days
Internet
Directory Phone
Nil
Nil
5 days
Investigate discounts if everyone in the street buys a sign from the same company. Check to make sure that the most sppropriate sign and mounting system will work on every property in the road. Discuss the proposal with fire, police and ambulance personnel
Nil
10 days
Get quotes
Nil
Nil
1 day
Extra work maybe required at some houses. They think it is such a good idea they want to write about it in their newsletters and staff magazines.
5;
Nil
5 days
Nil
Find a local handyman who could install ail of the signs. Negotiate discount. Make a presentation to the residents' association, explain problems, stress benefits. Make a presentation of your research into signs. Present a few samples Present the cost savings from discounts negotiated. Request that residents* association members should vote on the initiative.
NIi:
5 days
Nil
Nil
Nil
1 hour
Nil
Nil
NU
1 hour
Nil
Nil
Nil
10 mins
Nil
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Next Steps
10
If accepted, issue form and collect money. Take delivery of the new signs and mounting brackets, etc. Arrange with the handyman to fit all of the signs.
Nil
11
Nil
12
10 per house
Nil
Nil
In this case, the table shows us that there is almost no cost involved in preparing to implement this countermeasure. There will be costs in buying the signs and having them erected, but there should be a group discount on that. The time required seems rather long! It adds up to a total of 37 days, 2 hours and 25 minutes. But there are several factors that you have to remember in this instance. Because the long-term goal is to make each house in the street easily identifiable at any time, a lead-time of a month or so may be quite acceptable. Most of the time allocated is for research into the availability of signs, talking to the emergency services to prove that the exercise will be worthwhile, etc. Remember this is a background task for one resident, and we had to build in enough time for enquiries to be made and for quotes to come back through the post. Lastly, we have to look at the sequence: Action 1 is to research availability and cost of signs. Action 2 is to research method of erecting those signs. The company providing the signs probably also provides posts and fixings, and will advise on that at the same time, depending on the type of signs selected. That means that actions 1 and 2 can possibly be run in parallel. Action 3 is to research possible discounts, which means we may as well add that enquiry when we first talk to the sign companies we approach. Tell them that there are 35 houses in our road, and ask what discounts they will offer if each household buys a sign and fixings. This means that to a large extent action 3 can run in parallel with actions 1 and 2. Action 4 is to check to see that the same mounting system will work on each house in the street. That is listed to take a day, and we should be able to do
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that quite early in the process. By looking at the signs available, we can see and list the common fixing methods. While we are waiting for the formal quotes from the sign companies we can check the houses in the street to make sure that the fixing methods will work on all properties. That means that this action could be completed before actions 1, 2, and 3 are completed so they will all run in parallel. Action 5 is to discuss the initiative with the emergency services. After a few days, we should have a good idea of the type of sign and fixing method, so we can approach the emergency services and talk to them about what we are planning. Anything that helps them to find properties will be welcomed, and in the case above, they are so pleased with the initiative that they have said they are going to write about it in their newsletters and suggest that other communities follow our example! Actions 7, 8, 9 and 10 take only a short time at the next residents' association meeting. Action 11 takes one day because the company offers next day delivery! That means that although the total time added up to 37 days 2 hours and 25 minutes, in reality with a bit of luck we can actually probably introduce this countermeasure and the handyman can start putting the new signs up within a couple of weeks! No special skills are required, and the only impact is that if the residents vote yes, the signs will have to be ordered and the workman contracted to erect them. The details for each action could include: Time - how long (measured in hours) it will take to introduce the countermeasure. Cost - how much it will cost to introduce the countermeasure, including all costs, such as buying materials, renting tools and equipment or paying a professional to do it. Skills - are any special skills required for you to introduce a given countermeasure? For example, you may need an electrician. Impacts - you must decide what impacts, if any, the new countermeasure will have on your house, family or lifestyle. For example, will you have to move out while electricians lift floorboards to rewire the house and install a combination burglar alarm and fire alarm system?
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Priority
Fit new front door Time 4 hrs (or carpenter to hitall it G0$ - 145 for door 78 for door ftimittire, preparatio and labour 195 Skitts - carpenter with experience of locks and other security devices. Impact door will be removed for 4 hours, somebody will have to be at home that day.
1) Speak to John the carpenter we use to explain the requirement. 2) Select a door from the range John has available. 3) Select locks and security devices on advice from John. 4) Select other door furniture such as letterbox, doorbell, door viewer etc. 5) Check and approve final total cost with John. 6) Arrange date for work to be done. Book that day off work. 7) Remove keys and furniture from front hall so that John has room to work. 8) Watch what John does to confirm that he is doing what was asked and that nobody sneaks into the house wile the front door is removed.
IMMEDIATE The exising front door is rotten, the frame is loose and two front door keys cannot be found.
Lag pipes in loft Time- 1hour. Cost -l12 to buy lagging material. Skills- none needed.
Impact-none.
1) Buy DIY pack of pipe lagging. 2) Fit lagging to the pipes that are not lagged.
IMMEDIATE It is autumn, long range forecasts predict very conld weather next month. It would be foolish not to do the job this weekend.
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Accidents at Home
In the first chapter we defined security as the application of methods and procedures that are used to make our lifestyle secure against any vulnerabilities, threats and risks, where by applying security appropriately, we will achieve safety! Accidents in the home are therefore a threat to our safety and security, in its broadest sense. We will take a brief look at accident prevention in the home. Statistics show that a majority of injuries are caused by accidents inside the home and those accidents are responsible for a lot of domestic injuries and fatalities. The causes and effects of the accidents could probably be listed under a few headings: Falls/slips/trips. These include stairs, loose carpet, trailing shoelaces, toys (left on stairs and steps), trailing wires, loose floorboards, using inappropriate items to climb to reach high objects (climbing onto a stool instead of using a ladder), small dogs (running under the feet of an elderly person) and wet floors, oil spillage, etc. Burns/scalds. These include spills or misuse of boiling water, food (hot drinks and soup), cooking oil, household chemicals (getting bleach and other caustic materials onto the hands), hot utensils (burns from cooking dishes), etc. Poisoning. This includes gas (faulty gas appliances, blocked air vents, faulty devices, poor installation and maintenance), misuse of household and garden chemicals (child drinks weed killer kept in lemonade bottle), etc. Cuts. These include cuts from broken glass, a knife in the spoon tray (fumbling for a spoon cut fingers on knife), misuse of knives and tools (using a knife as a screwdriver, misusing a wood chisel (gouging towards yourself instead of away) and carelessness (cutting your hand as you open a baked bean tin), etc. Electrocution. Often caused by tampering with electrical wiring and equipment, such as attempting to repair a vacuum cleaner or other faulty device. Can be caused by unskilled attempts to install or amend electrical wiring; can also be caused by misuse and lack of care of existing electrical circuits and equipment. Always instal and use a power leakage circuit breaker to protect you, particularly when using electrical equipment outside the house. Explosions. Caused by misuse of gas and or flammable fluids, for example exposing a naked flame when there is a gas leak or perhaps careless storage or use of petrol (or other flammable liquids) in a garage or workshop. Fire. Can be caused by some of the above behaviour and activity. Could also be caused by careless disposal of cigarettes, carelessness with the use of gas and
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Next Steps
electric fires indoors, careless use of a paraffin heater, or lack of care and common sense when burning rubbish or letting off fireworks. Machinery injury. Many injuries are caused by misuse of home machinery. For example, garden equipment (lawn mowers, garden shredders, hedge trimmers, chain saws), vehicles (cars, vans, motorcycles), kitchen equipment (blenders, waste disposal units), electrical tools (drills, planes or disk cutters). Combination. Any of the above causes could act in combination, for example misuse of an electric drill when repairing a car, causing fuel to leak, which in turn causes an explosion and fire. Knowing the range of accidents that can occur in and around the home, we should all take extra care. Why make the home as secure from crime as you can and then allow yourself and family members to be injured or killed by stupid accidents? Countermeasures are simple: Accidents at home- countermeasures Wear recommended safety equipment, such as safety glasses, gloves and steel toecap shoes or boots. Read, understand and follow all instructions for any tool, equipment or activity. Make sure that safety guards and safety equipment are in use at all times. If you are not sure how to do it, or have any safety concerns, stop - don't do it, seek advice, guidance and or training. Make sure that any working area is clear of obstructions or hazards before starting on anything. Take all safety measures seriously, never take any shortcuts - for example, always turn off the electricity, and check to see that it is off before changing a plug or touching any electrical circuit. Always ensure that all tools and equipment are in perfect working order before trying to use them. Always warn anyone else who is around when you are starting a job, and if necessary erect protective barriers. Before doing anything in which there is a potential element of risk, stop and reconsider. Make sure that everything is ready before you start. As a general rule, make sure that your living and working areas are clean, clear and tidy.
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In Perspective
We have discussed criminals and the ways they target us. We have discussed some statistics and reports on the level and value of crime, but I want to take a moment to try to put all of this into perspective.
Crime Levels
Generally the front pages of newspapers are the only source of information that the average person has on the level of crime. Unfortunately newspapers are sold by what is on the front page. They rely on people buying the paper to read the story behind the front page picture or headline. That of course means that editors are motivated to make the front page as spectacular and as lurid as possible, because if they do they will sell more papers. Newspapers often give the impression that society has broken down and that we live in a time of urban warfare between criminal armies and helpless citizens. However, crime levels are nowhere near as bad as most people think! There is a high and increasing level of crime in this country. Vehicle crime and burglary seem to be climbing steeply, but statistically the average person is unlikely to be affected by it. The more you can do to protect yourself from crime by removing vulnerabilities and avoiding risks and threats, the less likely you are to be affected by crime. When you have worked through this book, your eye and thought processes should have been educated to allow you to see potential threats. That will allow you to identify countermeasures and changes that will reduce or remove those threats.
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In Perspective
REMEMBER if the average person is statistically unlikely to be the victim of a crime, reading and acting on the advice and information in this book will make you highly unlikely to be the victim of crime
Wrong question
As an absolutely ludicrous example, I recently saw the officially published results of a survey. The report heading stated '97% of employees victim of assault'. That grabbed my attention so I took the time to read through it. I couldn't help digging further to find out where this hotbed of violence was. In doing so I found that the results were invalid, and the report heading was sensationalist with no founding at all in the statistics that had been produced. In part of the survey they had asked employees 'Have you or a colleague been the victim of an assault during the last 12 months?' With that as a survey question, in my opinion any results collected were clearly worthless, and any conclusions drawn from the survey results were therefore totally invalid. Allow me to explain in case you missed it. Take a moment to consider that survey question. To make the mathematics easier, let's assume that 100 people work in the establishment where the survey was taken. They are then asked that question, 'Have you or a colleague been the victim of an assault during the last 12 months?' If in 'scenario A', 11 months and 29 days before the survey was taken, one single employee had been pushed once by a customer, all of the staff at that company would have to answer 'yes', because they 'or a colleague' had been the victim of violence during the past year. Statistically that is 100%. Assume a few members of staff were on holiday when the survey was taken or didn't bother responding and we have 97% of staff answering yes. Exactly like the published survey behind that frantic newspaper headline.
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In 'scenario B', almost the opposite could be true. Using the same assumed 100 employees, perhaps in this case every one of the employees had personally been the victim of violence on a weekly basis over the past year. That adds up to one assault per employee per week = 5,200 assaults over the last year. When the survey is taken a few employees are still in hospital recovering from their latest assault so there is only a 97% response rate. In both scenario A and scenario B, statistically and correctly there is a 97% affirmative response, but because of the loose wording of the question the reality behind that is radically different. In scenario A, there was only one minor assault almost a year ago, and in scenario B, 5,200 assaults over the past year, 100 assaults per week!
Right question
Let's take another look at that survey. What if we change the question to 'Have you personally been the victim of assault at work during the last year?' That is more specific and definite, we can't go wrong with that, can we? Have you been assaulted - yes or no? So what would you think if I told you I had been out and asked 100 people that question with the result that 43% stated that they had been assaulted at work during the last 12 months? That is terrible. Nearly half of the people I asked have personally been assaulted at work within the last year. There is no confusion over the question, it was them, they were assaulted, not a friend or colleague or relative! The results clearly show that 43 out of a hundred had been assaulted. That sounds really bad, there are obviously an awful lot of people getting assaulted at work!
Wrong place
But wait - we're suspicious about surveys and statistics now. The question looks good, no ambiguity there. What else can we find out about the survey? What if I told you it was taken in a hospital casualty unit in the night club area of a major city at 11 on a Friday night? Does the statistical integrity still stand? Could it be that we got such a high number of employee assaults because we are taking the survey in a place where victims of assaults tend to gather? Would it help to admit that three quarters of those employees were security staff and bouncers from the clubs and pubs around town? Would we have got the same results if we had taken the survey outside the library at ten o'clock on a Sunday morning?
160
In Perspective
Questioning statistics
So, as we have seen, statistics - especially those concerning levels of crime - are open to question. They may not be as reliable as the newspaper scare stories would have us believe.
161
Conclusion
You are extremely unlikely to be involved in headline grabbing and exotic crimes. Though some crime is increasing, you can avoid it by being sensible, maintaining awareness of your security and surroundings and taking simple steps to protect yourself.
Common Sense
A good level of security is quite easy to achieve when you know how. Good security is based on: You remaining aware of your surroundings. Recognising everything that is happening around you, particularly anything that could develop in a way that could affect you, your property or your loved ones. Recognising vulnerabilities that could leave you open to threats and risks. Proactively addressing vulnerabilities to remove them or reduce them to an acceptable level. Identifying and assessing the threat posed by potential risks as they develop and taking steps to avoid those risks or taking steps to reduce their impact to acceptable levels. Taking common sense steps to protect yourself and your property, such as: Don't go out and get drunk, drunks are far more likely to become the victim of theft, robbery, assault and other crimes and to commit crimes such as theft, criminal damage and assaults. Don't leave valuables visible in an unattended car. Never leave your keys in your car. Don't be careless, keep your handbag, purse, wallet and other portable valuables with you or locked securely away.
162
Conclusion
Make sure that your house is as secure as you can make it. Be cautious with visitors who want to come into the house. Be cautious when disclosing personal information, in forms, on the Internet, when ordering and when using your credit cards. Shred personal documents, don't let the criminals steal your identity.
163
Useful Websites
The Internet makes a world of information available to everyone. Some people may think that they are excluded because they do not have a home computer or advanced computer skills, but they are wrong. There are a wide range of places and organisations where you can access the Internet. From coffee shops with Internet computers available for the public to use, to libraries, colleges and schools. Most also offer support and training to those who need it. If you want to learn how to use the Internet, ask in your local library first - even if they don't offer training, they should be able to give you a list of places that do. If you are nervous about using the Internet for the first time, don't worry - most people are surprised at how easy it is. By the time the average person has had a little practice, they usually say that they don't know why they were so nervous in the first place! I have only mentioned a few websites in this book, because a world of information that is specific to your own personal needs and circumstances is freely available to you on the Internet. Use a search engine such as Google (www.google.co.uk) or (www.ask.co.uk) to find information on almost anything. The sites I have mentioned are:
Crime statistics
164
www.crimestatistics.org.uk Various Internet sources are available for you to check crime figures in an area.
Useful Websites
This one allows you to check on a postcode basis. Some local authorities and other organisations also hold information about crime rates and trends.
165
Index
accidents at home, 156 action lists - countermeasures, 150 alarm system, 66 approaches to your house, 24 area, 21 back garden, 38 basement, 69 bogus callers, 121 building work - security, 83 burglary afterwards, 136 coming home to an intruder, 136 discovering an intruder, 135 make it your home again, 138 police reference number, 136 protect, record, search, detail, 134 chains, door chain, 63 children's bikes and toys, 39 cigarette smoking, 49 common sense, 162 countermeasures action lists, 150 priori tisation, 143 crime levels, 158 definitions, 6 disputes - neighbours, 110 distraction burglary, 121
door basement, 69 chains, 63 frame, 57 front, 55 furniture, 60 ground floor, 68 hardwood, 57 hinge bolts, 61 letterbox, 60 locks, 58 notes, 64 panels, 57 patio/french window, 59 signs, 63 softwood, 56 upper floors, 69 UPVC (double glazed), 57 viewer/spy hole, 63 windows, 64 electrical wiring, 48 entrance hall, 65 evacuation awareness, 52 feel of the property, 37 fences, 32 finding your house, 28 fire, 46 flood, 55
166
Index
French window, 59 front access to your house, 31 front door, 55 front view of your house, 29 garden, when away, 97 gates, 36 giving information away - holiday, 99 ground floor doors, 68 rooms, 68 windows, 68 hardwood doors, 57 hinge bolts, 61 holiday security, 92 giving information away, 99 house sitter, 101 illustion of activity, 102 long holiday/trip, 104 refuse collection, 98 the garden, 97 house accidents, 156 insurance, 84 manual, 90 house security bogus callers, 121 review, 14 when away, 92 house security survey, 20 close perimiter, 41 external, 20 internal, 45 keys, 71 property records, 81 valuable contents, 74 house sitter, 101 household rules, 50 identify theft/information theft, 77 illussion of activity - holiday, 102 in perspective, 158
incident - descriptions, 131 information theft, 77 insurance, house, 84 intruder coming home to, 136 discovering, 136 junk mail, 94 keys hidden outside, 55 house survey, 71 lights on timers, 97 list problems and countermeasures, 142 locks, 58 loft/loft conversion, 70 long holiday/business trip security, 104 lost property - reporting andfinding,82 manual - house, 90 neighbours, 108 disputes, 110 problem log, 117 resolving disputes, 114 neighbours and security, 108 next steps, 141 notes, 64 obvious clues, 27 outbuildings, 39 paths, 37 patio doors, 59 Police descriptions, 131 reporting an accident, 130 Police reference number - burglary, 136 practice escapes, 51 children, 51 prioritisation - countermeasures, 143
167
problem log - neighbours, 117 property records - House Security Survey, 81 protect, record, search, detail - burglary, 134 refuse collection, 98 reporting and finding lost properly, 82 reporting an incident to the police, 130 research before buying, 16 resolving disputes, neighbours, 114 review method, 10 review pace, 12 security and neighbours, 108 security when away, 92
signs, 63 smoke detectors, 47 softwood door, 56 stages, 10 timers for lights, 97 useful websites, 164 UVPC (double glazed) doors, 57 valuable contents - house security survey, 74 websites, useful, 164 windows, door, 64
168