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    Comparative Analysis of Investment Options

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    nayan_vet
    The document provides a comparative analysis of various investment options such as equity, mutual funds, gold, fixed deposits, public provident fund, national savings certificate, kisan vikas patra and post office savings schemes. It analyzes these options based on their liquidity, risk and return. The document finds that awareness about investment options is low and mutual funds provide the most benefits. It recommends that financial advisors educate investors, understand their risk tolerance and investment goals to recommend suitable options. Systematic investment plans are suitable for salaried individuals while fixed deposits remain attractive in volatile markets.

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    Comparative Analysis of Investment Options

    Uploaded by

    nayan_vet
    8K views47 pages
    The document provides a comparative analysis of various investment options such as equity, mutual funds, gold, fixed deposits, public provident fund, national savings certificate, kisan vikas patra and post office savings schemes. It analyzes these options based on their liquidity, risk and return. The document finds that awareness about investment options is low and mutual funds provide the most benefits. It recommends that financial advisors educate investors, understand their risk tolerance and investment goals to recommend suitable options. Systematic investment plans are suitable for salaried individuals while fixed deposits remain attractive in volatile markets.

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    The document provides a comparative analysis of various investment options such as equity, mutual funds, gold, fixed deposits, public provident fund, national savings certificate, kisan vikas patra and post office savings schemes. It analyzes these options based on their liquidity, risk and return. The document finds that awareness about investment options is low and mutual funds provide the most benefits. It recommends that financial advisors educate investors, understand their risk tolerance and investment goals to recommend suitable options. Systematic investment plans are suitable for salaried individuals while fixed deposits remain attractive in volatile markets.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    8K views47 pages

    Comparative Analysis of Investment Options

    Uploaded by

    nayan_vet
    The document provides a comparative analysis of various investment options such as equity, mutual funds, gold, fixed deposits, public provident fund, national savings certificate, kisan vikas patra and post office savings schemes. It analyzes these options based on their liquidity, risk and return. The document finds that awareness about investment options is low and mutual funds provide the most benefits. It recommends that financial advisors educate investors, understand their risk tolerance and investment goals to recommend suitable options. Systematic investment plans are suitable for salaried individuals while fixed deposits remain attractive in volatile markets.

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    You are on page 1of 47

    Comparative Analysis of

    Investment Options

    Prepared by:
    Nayan Patel
    08BS0001817
    Investment
    The money you earn is partly
    spent and the rest saved for
    meeting future expenses. Instead
    of keeping the savings idle you
    may like to use savings in order to
    get return on it in the future. This
    is called Investment.
    Investment Options
    Equity
    Mutual Fund
    Gold
    Fixed Deposits (FD's)
    Public Provident Fund (PPF)
    National Savings Certificate (NSC)
    Kisan Vikas Patra (KVP)
    Post Office - Monthly Income
    Scheme (MIS)
    Post Office Time Deposit Account
    Objectives

    o To find out best investment option for


    different categories of investors for different
    goals

    o Study of liquidity, Risk and Return of each


    investment options.

    o To find out preference of the investors for


    investment options.
    Methodology
    Data Collection:
    ü Primary Data
    ü Secondary Data

    Data Analysis:
    üGraph
    üTable
    Mahindra & Mahindra
    Financial Services Ltd.
    Mission
    Company Profile
    Products
    - Investment Advisory Service
    - Mutual Fund Distribution
    Equity
    Best instrument to beat the
    inflation
    BSE and NSE provide platform to
    trade the shares.
    Last five year return for Sensex is
    101% and nifty return is 93.4%
    Last five year average return
    27.2% with S.D 19.95%
    Strategy to invest in equity
    market
    Current quarterly earning per
    share
    Annual earning per share
    New Things
    Shares outstanding
    Leaders
    Institutional sponsorship
    General Market
    Mutual Fund
    Regulated by AMFI a apex body
    Many investor with common
    financial objectives pool their
    money
    Concept of mutual fund
    Advantages of mutual fund
    Professional Management
    Diversification
    Convenient administration
    Return potential
    Low cost
    Liquidity
    Transparency
    Flexibility
    Choice of Scheme
    Well regulated
    Strategy to invest in
    Mutual Fund
    Identify investment needs
    Choose the right mutual fund
    Select the ideal mix of scheme
    Invest regularly
    Start Early
    Gold
    Historical
    value
    Negative co relation with equity
    Best hedging instrument.
    ETF advantages
    Taxation
    Fixed Deposits
    A)Bank Fixed Deposits
    Return 4-10%

    B) Company Fixed Deposits


    Generally gives 2-3% more return
    than bank.
    Public Provident Fund
    Tax free interest at the rate of 8
    per cent per annum compounded
    annually.
    Deposit up to Rs.70,000 per
    annum qualifies for tax rebate
    under Section 88 of the Income
    Tax Act
    Entire deposit in the Account
    exempt from the Wealth Tax
    Balance in the Account cannot be
    NSC
    KVP
    Post Office Monthly Income
    Scheme
    Post Office Time Deposit
    Account
    Comparisons of Different Government
    Scheme
    LIQUIDIT
    Y

    RETUR
    N

    LIQUIDITY Vs RETURN
    RISK Vs
    RETURN

    R
    ISK

    RETUR
    N
    RESEARCH AND ANALYSIS &
    FINDINGS
    (1)AWARNESS ABOUNT THE INVESTMENT
    OPTIONS
    (2)PREFERRED AVENUES FOR
    INVESTMENT
    (3)GOAL OF THE
    INVESTMENT
    (4)BEST INVESTMENT OPTION FOR WEALTH
    CREATION
    ( 5)BEST INVESTMENT OPTION FOR RETIREMENT PLANNING
    (6)BEST INVESTMENT OPTION FOR TAX PLANNING
    (7)CRITERIA TO COMPARE INVESTMENT OPTIONS
    8)SOURCES OF INFORMATION
    (
    FOR INVESTOR
    (9)MODE OF THE
    INVESTMENT
    10)INVESTMENT STRATEGY FOR TODAY VALATILE
    MARKET
    (11)BEST INVESTMENT OPTION TO BEAT INFLATION
    (12)WEIGHTAGE OF FIXED RETURN INVESTMENT OPTIONS IN
    INVESTOR PORTFOLIO
    SUGGESTION AND
    RECOMMANDATION
     The most vital problem spotted is of ignorance.
    Investors should be made aware of the benefits.
    Nobody will invest until and unless he is fully
    convinced. Investors should be made to realize that
    ignorance is no longer bliss and what they are losing by
    not investing. 
     Mutual funds offer a lot of benefit which no other single
    option could offer. But most of the people are not even
    aware of what actually a mutual fund is? They only see
    it as just another investment option. So the advisors
    should try to change their mindsets. The advisors
    should target for more and more young investors.
    Young investors as well as persons at the height of their
    career would like to go for advisors due to lack of
    expertise and time. 
     Before making any investment Financial Advisors
    should first enquire about the risk tolerance of
    the investors/customers, their need and time
    (how long they want to invest). By considering
    these three things they can take the customers
    into consideration.
     Systematic Investment Plan (SIP) is easy for
    monthly salaried person as it provides the facility
    of do the investment in EMI. Though most of the
    prospects and potential investors are not aware
    about the SIP. There is a large scope for the
    companies to tap the salaried persons. 
     There is huge potential for fixed deposit in the
    today volatile market. Company should
    concentrate on the high safety with high return.
    ‘Brand’ name is the key factor.
    Thank
    You

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