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    Idbi-Finacle Chapter 2

    Uploaded by

    Shreyasee Gupta
    1. The document contains a scheme code table listing 13 savings account codes and 13 current account codes along with their descriptions and general ledger codes. 2. It also includes a job card outlining the steps to open a savings account, including inputting customer and account details, adding nominees or joint account holders if needed, and verifying the account. 3. The key steps are selecting a scheme code, inputting fields like account name and number, interest rates, and nomination details if chosen, then committing the changes to open the verified account.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd

    Idbi-Finacle Chapter 2

    Uploaded by

    Shreyasee Gupta
    272 views11 pages
    1. The document contains a scheme code table listing 13 savings account codes and 13 current account codes along with their descriptions and general ledger codes. 2. It also includes a job card outlining the steps to open a savings account, including inputting customer and account details, adding nominees or joint account holders if needed, and verifying the account. 3. The key steps are selecting a scheme code, inputting fields like account name and number, interest rates, and nomination details if chosen, then committing the changes to open the verified account.

    Original Description:

    Finacle Procedures Part 2

    Original Title

    Idbi-finacle Chapter 2

    Copyright

    © © All Rights Reserved

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    1. The document contains a scheme code table listing 13 savings account codes and 13 current account codes along with their descriptions and general ledger codes. 2. It also includes a job card outlining the steps to open a savings account, including inputting customer and account details, adding nominees or joint account holders if needed, and verifying the account. 3. The key steps are selecting a scheme code, inputting fields like account name and number, interest rates, and nomination details if chosen, then committing the changes to open the verified account.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    272 views11 pages

    Idbi-Finacle Chapter 2

    Uploaded by

    Shreyasee Gupta
    1. The document contains a scheme code table listing 13 savings account codes and 13 current account codes along with their descriptions and general ledger codes. 2. It also includes a job card outlining the steps to open a savings account, including inputting customer and account details, adding nominees or joint account holders if needed, and verifying the account. 3. The key steps are selecting a scheme code, inputting fields like account name and number, interest rates, and nomination details if chosen, then committing the changes to open the verified account.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
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    You are on page 1of 11

    SCHEME CODES

    SCHEME

    DESCRIPTION

    No.
    1
    2
    3
    4
    5
    6
    7
    8
    9
    10

    CODE
    SAVINGS BANK
    RSEFC
    RSGEN
    RSMCP
    RSNRE
    RSNRO
    RSNRS
    RSQ22
    RSRFC
    RSSTF
    CSGEN

    1
    2
    3
    4
    5
    6
    7
    8
    9
    10
    11
    12
    13

    CURRENT
    ACCOUNTS
    RCEFC
    RCGEN
    RCNRE
    RCNRO
    RCNRS
    RCSMC
    RCSPL
    RCSTF
    CCEFC
    CCESC
    CCNPL
    CCQ22
    CCSPL

    GL
    CODES

    SAVINGS RETAIL EEFC


    SAVINGS RETAIL GENERAL
    SAVINGS RATAIL MONEYCORP
    SAVINGS RETAIL NRE
    SAVINGS RETAIL NRO
    SAVINGS RETAIL NRSR
    SAVINGS RETAIL QA 22
    SAVINGS RETAIL RFC
    SAVINGS RETAIL STAFF
    CORPORATE SAVINGS GENERAL

    10400
    10400
    10400
    10400
    10400
    10400
    10400
    10400
    10400
    10450

    CURRENT
    CURRENT
    CURRENT
    CURRENT
    CURRENT
    CURRENT
    CURRENT
    CURRENT
    CURRENT
    CURRENT
    CURRENT
    CURRENT
    CURRENT

    10200
    10200
    10200
    10200
    10200
    10200
    10200
    10200
    10300
    10300
    10300
    10300
    10300

    RETAIL EEFC
    RETAIL GENERAL
    RETAIL NRE
    RETAIL NRO
    RETAIL NRSR
    RETAIL SMART CARD
    RETAIL SPECIAL
    RETAIL STAFF
    CORPORATE EEFC
    CORPORATE ESCROW
    CORPORATE NON PERSONAL
    CORPORATE QA 22
    CORPORATE SPECIAL

    JOB CARD - SAVINGS ACCOUNT


    1.1

    Open a Saving Account

    1.2 Go to Menu option and enter option OAAC

    1.3 Input details as mentioned below 1.


    2.
    3.
    4.
    5.
    6.
    7.

    Function
    Customer ID
    Currency code
    GL subhead code
    Scheme code
    Permanent a/c no
    Copy account no

    1.4 Press F4

    O - Comes by default
    Enter customer ID
    INR comes by default
    Skip
    Select from F2 .
    Skip
    Skip

    1.5 Input details as mentioned below 1.


    2.
    3.
    4.
    5.
    6.
    7.
    8.
    9.
    10.
    11.
    12.
    13.
    14.

    Acct name
    Acct short Name
    Account Open date
    Special charge code
    Mode of Operation
    Location code
    Account manager
    Cash/clg/trn Exception limit
    Account report code
    Ledger No
    Collect Charges
    Turnover details
    Relative to staf
    Relative staf ID

    15.

    Remarks
    1.6 Press F6

    Comes by default
    Comes by default
    Comes by default
    Skip
    E or S etc select from F2
    Skip
    Skip
    Comes by default
    Comes by default
    Skip
    Comes by default
    Comes by default
    If a relative of staf put Y
    If above flag Y enter employee ID
    of the related staf
    Additional information, if any

    1.7 Input details as mentioned below 1. Passbook/Statement


    2. Frequency for Statement

    3.
    4.
    5.
    6.
    7.
    8.
    9.

    Local calendar
    Dispatch Mode
    Next print date
    Freeze code & Freeze reason
    Pay interest
    Collect interest
    Customer Preferential Interest
    (Cr.)
    10. Account Preferential Interest
    (Cr.)
    11. Interest Cr A/c flag
    12. Interest credit account No
    13. Interest rate code
    14. Account Pegged
    15. Customer Preferential Interest
    (Dr.)
    16. Account Preferential Interest
    (Dr.)
    17. Interest debit flag

    Enter P for Passbook & S for Statement


    Enter Q=Quarterly,
    1=1st date of the month,
    N=if 1st is a holiday, it goes to the next
    day.
    Enter N
    Skip
    Comes by default
    Skip
    Comes by default
    Comes by default
    Skip
    Skip
    Enter S
    Skip
    Comes by default
    Comes by default
    Skip
    Skip
    Enter S

    1.8 Press F6

    1.9 Input details as mentioned below 1.


    2.
    3.
    4.
    5.
    6.
    7.
    8.
    9.
    1.10

    Contact Phone No
    DDA maintenance
    Interest Calc Freq Cr.
    Next interest calc date Cr.
    Interest Calc Freq Dr.
    Next interest calc date Dr.
    TDS Operative a/c
    Language Code
    Name in lang code

    Enter Tel no
    Skip
    Skip
    Skip
    Skip
    Skip
    Skip
    Skip
    Skip

    Press F4 and enter S in the Enter Option field to go the scheme details -

    1.11

    Input details as mentioned below -

    1. Cheque Allowed
    2. Availing Nomination Facility
    3. With holding tax borne by

    Comes by default
    Enter Y or N as required
    Enter P for NRO a/cs else skip

    (Rest of the other fields is not to be entered)


    1.12

    Press F4

    1.13 If you have entered Y in the field Availing Nomination facility then go to
    option N. The following screen will appear

    1.14
    1.
    2.
    3.
    4.
    5.
    6.
    7.
    8.
    9.

    Input details as mentioned below Nominees Name


    Relationship
    Address
    Reg No.
    City Code
    State code
    Country Code
    Nominee Minor?
    Guardians Name

    10. Address
    11. City Code
    12. State code
    13. Country code
    1.15

    Press F4

    Enter nominees name


    Select from F2
    Enter nominees address
    Will be generated by the system
    Select from F2
    Select from F2
    Select from F2
    Y or N
    If nominee is minor, enter guardians
    name
    Enter Guardians Address
    Select from F2
    Select from F2
    Select from F2

    1.16 If the saving a/c is linked to FFD scheme the go to J option, the following
    screen will appear

    1.17
    1.
    2.
    3.
    4.
    5.
    6.

    Input details as mentioned below FFD Scheme Code


    Auto Renwl GL Subhead Code
    Automatic Sweep?
    Repayment instruction
    Location code
    Sweep-in deposit period

    Select from F2 and press F4


    Enter Same as GL subhead
    Enter Y
    Select from F2
    Select from F2
    Comes by default but can be changed

    (Rest of the other fields will come by default.)


    1.18

    Press F4

    1.19

    If there are Joint Account Holders - Go to option A.

    1.19 In the option A the details of the main a/c holder will appear, for adding
    joint a/c holders - Press CTRL+DOWN ARROW KEY.

    1.20 Input details as mentioned below 1.


    2.
    3.
    4.
    5.

    Relation Type
    Relation Code
    Dispatch Mode
    Designation Code
    Customer ID

    6. Name/Address/Tel No/Fax
    No/Telex No/ Email ID
    7. Start Date
    8. End Date
    9. Amount
    10. Remarks
    1.21

    1.22

    Select from F1
    Select from F2
    Select from F2
    Select from F2
    Enter Customer ID of the joint a/c
    holder
    Comes by default
    Enter the date from when the joint a/c
    holder can operate the a/c
    Enter the date till when the joint a/c
    holder can operate the a/c
    Enter the signing limit of the joint a/c
    holder
    Enter remarks if any

    Press CTRL+DOWN ARROW keys to add more joint a/c holders


    and continue as explained above.
    Press F4

    1.23 If the customer is a NRI, Go to option R.

    The
    values
    "CUMM" level.

    in

    this

    screen

    will

    get

    defaulted

    from

    the

    1.24 Press F4 and then F10 to commit.


    The account number will be displayed.
    1.25 Note down the a/c no on the Account Opening Form and send the forms for
    verification.

    2.1

    Verification of Accounts

    2.2Go to the Menu option and enter OAACAU

    2.3 Input details as mentioned below 1. Function


    2. Temporary a/c no

    Enter V
    Enter the a/c number

    2.3 Press F4 twice.


    2.4 Enter option S and press F4.
    2.5 Verify details from AOF and Press F4.
    2.6 If the nomination has been given then - enter option N and press F4.
    2.7 Verify the details from the AOF and Press F4.
    2.8 If the customer is a NRI

    - Enter option R and Press F4.

    2.9 Verify the details from the AOF and press F4.
    2.10 Press F10 to commit. The a/c no will be displayed.
    2.11 The account stands verified.

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