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    Rupali Bank Data

    Uploaded by

    AAM26
    This document contains balance sheets and income statements for a bank from 2005 to 2010. It also includes assumptions used to calculate certain line items. The balance sheets show the bank's assets (cash, loans, investments etc.), liabilities (deposits, borrowings), and equity over the years. Total assets grew from around BDT 75 billion in 2005 to over BDT 124 billion in 2010. The income statements reveal the bank's operating income increased from around BDT 2.1 billion in 2005 to nearly BDT 4.8 billion in 2010. Net profit fluctuated, rising to BDT 1.4 billion in 2010 after losses in prior years. The document also lists assumptions for calculating items like

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    Rupali Bank Data

    Uploaded by

    AAM26
    96 views40 pages
    This document contains balance sheets and income statements for a bank from 2005 to 2010. It also includes assumptions used to calculate certain line items. The balance sheets show the bank's assets (cash, loans, investments etc.), liabilities (deposits, borrowings), and equity over the years. Total assets grew from around BDT 75 billion in 2005 to over BDT 124 billion in 2010. The income statements reveal the bank's operating income increased from around BDT 2.1 billion in 2005 to nearly BDT 4.8 billion in 2010. Net profit fluctuated, rising to BDT 1.4 billion in 2010 after losses in prior years. The document also lists assumptions for calculating items like

    Original Description:

    Financial statement rupali bank

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    This document contains balance sheets and income statements for a bank from 2005 to 2010. It also includes assumptions used to calculate certain line items. The balance sheets show the bank's assets (cash, loans, investments etc.), liabilities (deposits, borrowings), and equity over the years. Total assets grew from around BDT 75 billion in 2005 to over BDT 124 billion in 2010. The income statements reveal the bank's operating income increased from around BDT 2.1 billion in 2005 to nearly BDT 4.8 billion in 2010. Net profit fluctuated, rising to BDT 1.4 billion in 2010 after losses in prior years. The document also lists assumptions for calculating items like

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Download as xlsx, pdf, or txt
    96 views40 pages

    Rupali Bank Data

    Uploaded by

    AAM26
    This document contains balance sheets and income statements for a bank from 2005 to 2010. It also includes assumptions used to calculate certain line items. The balance sheets show the bank's assets (cash, loans, investments etc.), liabilities (deposits, borrowings), and equity over the years. Total assets grew from around BDT 75 billion in 2005 to over BDT 124 billion in 2010. The income statements reveal the bank's operating income increased from around BDT 2.1 billion in 2005 to nearly BDT 4.8 billion in 2010. Net profit fluctuated, rising to BDT 1.4 billion in 2010 after losses in prior years. The document also lists assumptions for calculating items like

    Copyright:

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    At a glance
    Powered by AI
    The document discusses the financial statements and performance of a company for the years 2005 and projections for 2010-2012. It includes details about income statement, balance sheet, cash flows, ratios and assumptions.

    Some of the key financial metrics discussed include net interest income, income from investments, operating expenses, net profit, EPS, ROE, loan to deposit ratio, NPL ratio etc.

    Assumptions made about 2005 performance include interest income to loan ratio, interest expense to deposit ratio, income from investment, provisioning, tax rates etc.

    Balance Sheet

    Cash
    Balance with Other Banks & Financial Institution
    Money at call
    Investment
    Loan & Advance
    Fixed Assets
    Other Asets
    Non-Bank Assets
    Total Assets
    Liabilities & Equitites:
    Liabilities:
    Borrowing from other Banks & Financial institutions
    Deposits
    Other Liabilities
    Preference Shares/Bond
    Total Liabilities
    Shareholder's Equities
    Paidup
    Share Premium (share money deposit)
    Statutory Reserve
    General Reserve
    Other Reserve
    Bonus Shares
    Cash Dividend
    Retained Earning
    Total Equity
    Minority Interest
    Total Liabilities & Equities

    Income Statement
    Interest Income
    Interest Expense
    Net Interest Income
    Income from Investment
    Commmission, Exchange & Brokerage
    Other Income
    Total Operating Income
    Operating Expense
    Profit Before Provision
    Provision
    Contribution to foundation
    Extra Ordinary Gain
    Pre-Tax Profit
    Tax
    PAT
    EPS

    ASSUMPTIONS
    Sector Deposit Growth

    2005
    4,946,077,789
    10,805,444
    4,985,000,000
    12,902,848,138
    44,920,748,410
    515,717,067
    6,842,817,863
    75,124,014,711

    113,800,642
    67,549,986,405
    7,641,833,052
    75,305,620,099

    1,250,000,000
    352,353,800
    690,774,026
    222,357,671

    (2,697,090,885)
    (181,605,388)
    75,124,014,711
    2005
    3,362,333,258
    2,612,604,867
    749,728,391
    846,491,418
    543,314,315
    6,559,523
    2,146,093,647
    1,335,287,436
    810,806,211
    460,000,000

    350,806,211
    350,806,211

    2005
    17.2%

    Foreign Trade and remittance growth


    Market Volume growth
    2005
    Interest Income Calc:
    Interest income to loan ratio

    7.5%

    Interst Expense Calc:


    Interest expense to deposit ratio
    Spread

    3.9%
    3.6%

    Income from investment calc:


    Income from inv to total investment

    6.6%

    income to investment in Government seccurities


    Dividend income to investment in Quoted shares
    Capital Gain to investment in Quoted shares
    unquoted shares
    BHBFC Deventure
    other secirities
    Commission Exchange and Brokerage
    Commission/exchange/brokerage
    wighting calc.
    company
    sector
    Exchange
    wighting calc.
    company
    sector
    Brokerage
    wighting calc.
    company
    sector
    Other Income (net adition)
    Operating Expense
    Provision
    Provision to total loans and advances

    1.0%

    Provision for Tax


    Provision for Tax to Profit before tax

    0.0%

    Cash
    Linked with Deposit Growth
    Balance with other Banks and FI
    Money at Call and short notice
    Investment
    Government Securities
    Quoted Shares
    Unquoted and DSE CSE
    BHBFC Deventure
    other investment
    Loan and Advance
    Loans outstanding to deposit ratio

    0.0%

    19%

    66.5%

    Fixed Assets
    Other Assets
    Other Assets to total asset
    Non Bank Assets
    Borrowing from other Banks & FI
    Deposits & Other Accounts
    Deposit Growth
    Weighting Calc:
    Company
    Sector
    Other Liabilities
    Other Liabilities to loans and advance
    Staturory reserve % of pretax profit

    2005
    Average Stock Dividend after 2012
    2005
    ROE for ER Valuation
    Right issue in 2010
    Right offer price
    Irregular Income

    No. of securities
    Cash dividend
    Stock dividend
    Face Value
    Addition to other resrve to profit after tax
    Tax on irregular income

    2005
    Operating Efficiency
    Pre Tax margin
    Net Margin
    Cost to Income ratio
    Interest Income to Expense
    Interest Income to Loans
    Interest Expense to Deposits
    Spread of Interest Income expense
    Net Interest Margin
    Effective Tax

    7.4%
    7.4%
    62.2%
    128.7%
    7.5%
    3.9%
    3.6%
    1.7%
    0.0%

    no of Branches
    NP/Branch (BDT mn)

    no of employees
    NP/employee

    #DIV/0!

    Profitability Measures
    ROA
    ROE

    0.5%
    -193.2%

    Valuation Ratios
    Market Price Per Share
    EPS (restated)
    EPS Normalized (restated)
    BVPS (restated)

    0.0
    0.0
    -1.1

    DPS (Cash Dividend)


    Bonus Shares
    P/E Ratio

    #DIV/0!

    P/BV Ratio
    Dividend Yield
    Loan to Deposit
    Loan to depossit and borrowing
    Deposit to Equity
    Deposit and borrowing to equity

    0.0x
    #DIV/0!
    66.5%
    66.4%
    -372.0x
    -372.6x

    Capital Adequacy
    NPL as % of Total loans

    2005
    Financials
    Net Interest Income
    Income from Investment
    Commission, Exchange & Brokerage
    Total Operating Income
    Profit Before Provision
    PAT
    Investment
    Loan and Advance
    Fixed Assets
    Total Assets
    Borrowings
    Deposits & Other Accounts
    Paid-up Capital
    Statutory Reserve
    Retained Earning
    Total Equities
    Total Liabilities & Equities
    No of Securities
    EPS (Restated)

    Figures in million

    749.7
    846.5
    543.3
    2,146.1
    810.8
    350.8
    12,902.8
    44,920.7
    515.7
    75,124.0
    113.8
    67,550.0
    1,250.0
    690.8
    (2,697.1)
    (181.6)
    75,124.0
    -

    1,000,000

    2006
    5,500,583,666

    2007
    6,779,310,465
    4,350,000,000
    14,090,649,118
    47,080,319,537
    529,763,264
    8,681,968,105

    2008
    6,608,196,961
    308,043,540
    4,474,700,000
    12,545,717,273
    49,030,036,101
    2,323,315,942
    7,021,822,063

    2009
    5,286,406,832
    4,182,145
    5,554,100,000
    14,303,004,404
    52,344,171,190
    2,332,537,980
    7,755,650,032

    5,550,000,000
    12,068,224,147
    45,709,543,329
    515,086,311
    6,897,088,897
    76,240,526,350

    81,512,010,489

    82,311,831,880

    87,580,052,583

    37,430,305
    68,659,737,327
    7,214,703,451

    30,137,644
    72,446,074,699
    19,584,850,495

    23,303,233
    71,207,978,507
    19,249,699,782

    16,468,821
    72,989,146,155
    20,156,210,583

    75,911,871,083

    92,061,062,838

    90,480,981,522

    93,161,825,559

    1,250,000,000
    352,353,800
    741,713,657
    335,562,500
    252,357,671

    1,250,000,000
    352,353,800
    741,713,657
    335,562,500
    392,121,538

    1,250,000,000
    352353800
    916,533,197
    335,562,500
    1,897,926,549

    1,250,000,000
    74953800
    1,250,231,061
    335,562,500
    3,594,213,893

    (13,620,803,844)
    (10,549,052,349)

    (12,921,525,688)
    (8,169,149,642)

    (12,086,734,230)
    (5,581,772,976)

    76,240,526,350
    -

    81,512,010,489
    -

    82,311,831,880
    -

    87,580,052,583
    -

    2006
    3,719,160,630
    3,067,984,655
    651,175,975
    523,255,701
    594,305,797
    1,697,921
    1,770,435,394
    1,515,737,239
    254,698,155
    110,000,000

    2007
    3,422,541,804
    3,022,968,993
    399,572,811
    867,985,612
    606,241,287
    4,138,556
    1,877,938,266
    1,506,291,577
    371,646,689
    13,831,233,577

    2008
    4,090,581,930
    3,080,511,189
    1,010,070,741
    1,254,382,713
    499,021,621
    5,726,227
    2,769,201,302
    1,624,116,175
    1,145,085,127
    270,987,431

    2009
    4,978,543,342
    3,238,758,184
    1,739,785,158
    1,558,950,825
    719,318,902
    2,941,081
    4,020,995,966
    1,922,283,649
    2,098,712,317
    430,222,995

    144,698,155

    (13,459,586,888)

    1,668,489,322

    144,698,155

    (13,459,586,888)

    874,097,696
    874,097,696

    2006

    2007

    2008

    2009

    (2,603,332,361)
    328,655,267

    20%

    15.5%

    18%

    1,668,489,322

    11.0%

    17.1%
    428.1%

    17.5%
    106.9%

    17.6%
    115.9%

    23.3%
    161.3%

    2006

    2007

    2008

    2009

    8.1%

    7.3%

    8.3%

    9.5%

    4.5%
    3.7%

    4.2%
    3.1%

    4.3%
    4.0%

    4.4%
    5.1%

    4.3%

    6.2%

    10.0%

    10.9%

    9.4%

    2.0%

    -17.7%

    44.1%

    -74.1%
    13.5%

    143.7%
    -0.6%

    38.4%
    7.8%

    -48.6%
    18.4%

    0.2%

    29.4%

    0.6%

    0.8%

    0.0%

    0.0%

    0.0%

    0.0%

    1.6%

    5.5%

    -1.7%

    2.5%

    -100.0%
    11.3%

    #DIV/0!
    -21.6%

    #DIV/0!
    2.9%

    -98.6%
    24.1%

    -6%

    17%

    -11%

    14%

    66.6%

    65.0%

    68.9%

    71.7%

    -0.1%
    0.8%

    2.8%
    25.9%

    338.6%
    -19.1%

    0.4%
    10.5%

    -67%

    -19%

    -23%

    -29%

    1.6%

    5.5%

    -1.7%

    2.5%

    -5.6%

    171.5%

    -1.7%

    4.7%

    20.0%

    20.0%

    20.0%

    20.0%

    2006

    2007

    2008

    2009

    2006

    2007

    2008

    2009

    125,000,000

    30%
    10
    21%

    -1%

    172%

    102%
    10%

    2006

    3.0%
    3.0%
    85.6%
    121.2%
    8.1%
    4.5%
    3.7%
    1.4%
    0.0%
    -

    2007

    -274.6%
    -274.6%
    80.2%
    113.2%
    7.3%
    4.2%
    3.1%
    0.8%
    0.0%
    -

    2008

    14.9%
    14.9%
    58.6%
    132.8%
    8.3%
    4.3%
    4.0%
    2.1%
    0.0%
    -

    2009

    23.0%
    23.0%
    47.8%
    153.7%
    9.5%
    4.4%
    5.1%
    3.3%
    0.0%
    -

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    0.2%
    44.0%

    -16.5%
    127.6%

    1.1%
    -10.7%

    1.9%
    -29.9%

    0.0
    0.0
    2.0

    0.0
    0.0
    -64.9

    0.0
    0.0
    -50.3

    0.0
    0.0
    -34.3

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    0.0x

    0.0x

    0.0x

    0.0x

    #DIV/0!
    66.6%
    66.5%
    208.9x
    209.0x

    #DIV/0!
    65.0%
    65.0%
    -6.9x
    -6.9x

    #DIV/0!
    68.9%
    68.8%
    -8.7x
    -8.7x

    #DIV/0!
    71.7%
    71.7%
    -13.1x
    -13.1x

    2006

    651.2
    523.3
    594.3
    1,770.4
    254.7
    144.7

    2007

    399.6
    868.0
    606.2
    1,877.9
    371.6
    (13,459.6)

    2008

    2009

    1,010.1
    1,254.4
    499.0
    2,769.2
    1,145.1
    874.1

    1,739.8
    1,559.0
    719.3
    4,021.0
    2,098.7
    1,668.5

    12,068.2
    45,709.5
    515.1
    76,240.5

    14,090.6
    47,080.3
    529.8
    81,512.0

    12,545.7
    49,030.0
    2,323.3
    82,311.8

    14,303.0
    52,344.2
    2,332.5
    87,580.1

    37.4
    68,659.7
    1,250.0
    741.7
    (2,603.3)
    328.7
    76,240.5

    30.1
    72,446.1
    1,250.0
    741.7
    (13,620.8)
    (10,549.1)
    81,512.0

    23.3
    71,208.0
    1,250.0
    916.5
    (12,921.5)
    (8,169.1)
    82,311.8

    16.5
    72,989.1
    1,250.0
    1,250.2
    (12,086.7)
    (5,581.8)
    87,580.1

    125.0
    -

    2010
    7,542,640,873
    2,688,523,347
    3,200,000,000
    15,717,194,721
    66,048,966,139
    9,520,746,146
    19,716,430,319
    124,434,501,545

    2011

    2012

    2013

    2014

    269,497,245
    91,123,755,017
    18,889,771,623
    110,283,023,885

    1,250,000,000
    74,953,800
    1,535,376,752
    335,562,500
    10,640,438,287

    315,146,322
    14,151,477,661
    124,434,501,546
    (1)
    2010
    5,552,622,912
    3,463,821,453
    2,088,801,459
    1,762,760,524
    923,724,156
    14,532,896
    4,789,819,035
    2,342,965,070
    2,446,853,965
    1,021,125,510

    1,425,728,455
    825,436,442
    600,292,013

    2010

    20%

    2011

    2012

    2013

    2014

    2011

    25%

    2012

    20%

    18%

    19%

    19%

    50.0%

    10.0%

    10.0%

    2010

    2011

    2012

    8.9%

    13.0%

    12.0%

    3.9%

    7.0%

    6.0%

    5.1%

    6.0%

    6.0%

    15.0%

    15.0%

    15.0%

    46%

    25%

    25%

    10%
    90.0%

    10%
    90.0%

    10%
    90.0%

    10.0%
    10.0%

    10.0%
    10.0%

    10.0%
    10.0%

    0.8%

    0.8%

    0.8%

    35.0%

    42.5%

    42.5%

    5.0%
    30.0%
    30.0%
    1.5%

    20.6%
    30.0%
    30.0%
    25.0%

    20.6%
    30.0%
    30.0%
    25.0%

    85.0%

    85.0%

    85.0%

    20.0%
    4.5%

    20.0%
    4.5%

    20.0%
    4.5%

    30%

    30%

    30%

    5%

    21%

    21%

    20%
    80%

    20%
    80%

    20%
    80%

    20.0%

    20.0%

    20.0%

    20.0%

    20.0%

    20.0%

    2010

    2011

    2012

    2010

    2011

    2012

    162,500,000

    162,500,000

    162,500,000

    30%

    30%

    30%

    0%

    0%

    0%

    2%

    2%

    2%

    10%

    10%

    10%

    2010

    17.3%
    7.3%
    48.9%
    160.3%
    8.4%
    3.8%
    4.6%
    3.2%
    57.9%

    2011

    2012

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    0.5%
    4.2%

    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!

    0.0
    0.0
    87.1

    0.0
    0.0
    0.0

    0.0
    0.0
    0.0

    #DIV/0!

    #DIV/0!

    #DIV/0!

    0.0x

    #DIV/0!

    #DIV/0!

    #DIV/0!
    72.5%
    72.3%
    6.4x
    6.5x

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    2010

    2011

    2012

    2,088.8
    1,762.8
    923.7
    4,789.8
    2,446.9
    600.3

    15,717.2
    66,049.0
    9,520.7
    124,434.5

    269.5
    91,123.8
    1,250.0
    1,535.4
    315.1
    14,151.5
    124,434.5

    162.5
    -

    162.5
    -

    162.5
    -

    All the figures are in million except EPS

    Balance Sheet
    Cash
    Balance with Other Banks & Financial Institution
    Money at call
    Investment
    Loan & Advance
    Fixed Assets
    Other Asets
    Non-Bank Assets
    Total Assets
    Liabilities & Equitites:
    Liabilities:
    Borrowing from other Banks & Financial institutions
    Deposits
    Other Liabilities
    Preference Shares/Bond
    Total Liabilities
    Shareholder's Equities
    Paidup
    Share Premium (share money deposit)
    Statutory Reserve
    General Reserve
    Other Reserve
    Bonus Shares
    Cash Dividend
    Retained Earning
    Total Equity
    Minority Interest
    Total Liabilities & Equities

    2005

    Income Statement
    Interest Income
    Interest Expense
    Net Interest Income
    Income from Investment
    Commmission, Exchange & Brokerage
    Other Income
    Total Operating Income
    Operating Expense
    Profit Before Provision
    Provision
    Contribution to foundation
    Extra Ordinary Gain
    Pre-Tax Profit
    Tax
    PAT
    EPS

    2005

    ASSUMPTIONS

    2005

    Sector Deposit Growth

    17.2%

    Foreign Trade and remittance growth


    Market Volume growth
    2005
    Interest Income Calc:
    Interest income to loan ratio

    #DIV/0!

    Interst Expense Calc:


    Interest expense to deposit ratio
    Spread

    #DIV/0!
    #DIV/0!

    Income from investment calc:


    Income from inv to total investment

    #DIV/0!

    income to investment in Government seccurities


    Dividend income to investment in Quoted shares
    Capital Gain to investment in Quoted shares
    unquoted shares
    BHBFC Deventure
    other secirities
    Commission Exchange and Brokerage
    Commission/exchange/brokerage
    wighting calc.
    company
    sector
    Exchange
    wighting calc.
    company
    sector
    Brokerage
    wighting calc.
    company
    sector
    Other Income (net adition)
    Operating Expense
    Provision
    Provision to total loans and advances

    #DIV/0!

    Provision for Tax


    Provision for Tax to Profit before tax

    #DIV/0!

    Cash
    Linked with Deposit Growth
    Balance with other Banks and FI
    Money at Call and short notice
    Investment
    Government Securities
    Quoted Shares
    Unquoted and DSE CSE
    BHBFC Deventure
    other investment
    Loan and Advance
    Loans outstanding to deposit ratio

    0.0%

    #DIV/0!

    #DIV/0!

    Fixed Assets
    Other Assets
    Other Assets to total asset
    Non Bank Assets
    Borrowing from other Banks & FI
    Deposits & Other Accounts
    Deposit Growth
    Weighting Calc:
    Company
    Sector
    Other Liabilities
    Other Liabilities to loans and advance
    Staturory reserve % of pretax profit

    2005
    Average Stock Dividend after 2012
    2005
    ROE for ER Valuation
    Right issue in 2010
    Right offer price
    Irregular Income

    No. of securities
    Cash dividend
    Stock dividend
    Face Value
    Addition to other resrve to profit after tax
    Tax on irregular income

    2005
    Operating Efficiency
    Pre Tax margin
    Net Margin
    Cost to Income ratio
    Interest Income to Expense
    Interest Income to Loans
    Interest Expense to Deposits
    Spread of Interest Income expense
    Net Interest Margin
    Effective Tax

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    no of Branches
    NP/Branch (BDT mn)

    #DIV/0!

    no of employees
    NP/employee

    #DIV/0!

    Profitability Measures
    ROA
    ROE

    #DIV/0!
    #DIV/0!

    Valuation Ratios
    Market Price Per Share
    EPS (restated)
    EPS Normalized (restated)
    BVPS (restated)

    0.0
    0.0
    #DIV/0!

    DPS (Cash Dividend)


    Bonus Shares
    P/E Ratio

    #DIV/0!

    P/BV Ratio

    #DIV/0!

    Dividend Yield

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    Loan to Deposit
    Loan to depossit and borrowing
    Deposit to Equity
    Deposit and borrowing to equity
    Capital Adequacy
    NPL as % of Total loans

    2005
    Financials
    Net Interest Income
    Income from Investment
    Commission, Exchange & Brokerage
    Total Operating Income
    Profit Before Provision
    PAT
    Investment
    Loan and Advance
    Fixed Assets
    Total Assets
    Borrowings
    Deposits & Other Accounts
    Paid-up Capital
    Statutory Reserve
    Retained Earning
    Total Equities
    Total Liabilities & Equities
    No of Securities
    EPS (Restated)

    Figures in million

    1,000,000

    2006

    2007

    2008

    2009

    2006

    2007

    2008

    2009

    2006
    20%

    2007
    15.5%

    2008
    18%

    2009
    11.0%

    17.1%
    428.1%

    17.5%
    106.9%

    17.6%
    115.9%

    23.3%
    161.3%

    2006

    2007

    2008

    2009

    #DIV/0!

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    #DIV/0!
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    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    20.0%

    20.0%

    20.0%

    20.0%

    2006

    2007

    2008

    2009

    2006

    2007

    2008

    2009

    30%
    10
    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!
    10%

    2006

    2007

    2008

    2009

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!

    0.0
    0.0
    #DIV/0!

    0.0
    0.0
    #DIV/0!

    0.0
    0.0
    #DIV/0!

    0.0
    0.0
    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

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    #DIV/0!
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    2006

    2007

    2008

    2009

    2010

    2011

    2012

    2013

    2014

    2010

    2011

    2012

    2013

    2014

    2010

    20%

    2011

    25%

    2012

    20%

    18%

    19%

    19%

    50.0%

    10.0%

    10.0%

    2010

    2011

    2012

    #DIV/0!

    13.0%

    12.0%

    #DIV/0!

    7.0%

    6.0%

    #DIV/0!

    6.0%

    6.0%

    15.0%

    15.0%

    15.0%

    #DIV/0!

    25%

    25%

    10%
    90.0%

    10%
    90.0%

    10%
    90.0%

    10.0%
    10.0%

    10.0%
    10.0%

    10.0%
    10.0%

    #DIV/0!

    #DIV/0!

    #DIV/0!

    35.0%

    42.5%

    42.5%

    5.0%
    30.0%
    30.0%
    #DIV/0!

    #DIV/0!
    30.0%
    30.0%
    25.0%

    #DIV/0!
    30.0%
    30.0%
    25.0%

    85.0%

    85.0%

    85.0%

    20.0%
    #DIV/0!

    20.0%

    20.0%

    30%

    30%

    30%

    5%

    #DIV/0!

    #DIV/0!

    20%
    80%

    20%
    80%

    20%
    80%

    20.0%

    20.0%

    20.0%

    20.0%

    20.0%

    20.0%

    2010

    2011

    2012

    2010

    2011

    2012

    30%

    30%

    30%

    0%

    0%

    0%

    2%

    2%

    2%

    10%

    10%

    10%

    2010

    2011

    2012

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!

    0.0
    0.0
    #DIV/0!

    0.0
    0.0
    #DIV/0!

    0.0
    0.0
    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!
    #DIV/0!

    2010

    2011

    2012

    All the figures are in million except EPS

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