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    The 5 C's of Credit: 1. Character 2. Capacity

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    Yuri Sheen
    The Five C's, or characteristics, of credit - character, capacity, capital, conditions, and collateral

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    © All Rights Reserved
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    The 5 C's of Credit: 1. Character 2. Capacity

    Uploaded by

    Yuri Sheen
    133 views1 page
    The Five C's, or characteristics, of credit - character, capacity, capital, conditions, and collateral

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    5C of Credit

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    The Five C's, or characteristics, of credit - character, capacity, capital, conditions, and collateral

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    133 views1 page

    The 5 C's of Credit: 1. Character 2. Capacity

    Uploaded by

    Yuri Sheen
    The Five C's, or characteristics, of credit - character, capacity, capital, conditions, and collateral

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
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    The 5 C’s

    of credit
    As the economic recovery continues to take hold, many business owners are seeking financing to support
    growth and position their company to take advantage of new opportunities. Applying for financing requires a
    certain amount of preparation and paperwork. A good place to start is understanding what lenders are looking
    for. Knowing the 5 C’s of credit will help business owners navigate the financing process more efficiently.

    1. Character 2. Capacity
    Combines credit history, Refers to ability to take on
    reputation within the industry, and repay debt based on
    length of bank relationship the earning potential and
    and credentials. cash flow of the business.

    3. Credit 4.Capital
    Indicates how the business Personal and corporate net
    has handled previous worth, equity invested in the
    financial dealings. business and the ability to
    access other financial reserves.

    5. Collateral
    Includes accounts receivable,
    inventory, equipment,
    personal residence and
    commercial real estate.

    All loan and credit products are subject to credit approval.

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