CHAPTER: 4

DATA ANALYSIS AND

INTERPRETATION
Q. NO 1. Gender of the Respondent:

Table 1: Gender of the respondents

Gender of the Respondents Number of Respondents

Male 40

Female 60

Total 100

Gender of the respondents

Male

Female

Figure: 1

Interpretation: From the above analysis, it has been reveals that out of total number of
respondents i.e. 100, 40 are male workers and 60 are female workers. In this study, female
workers overtake the male workers.

37
Q.NO.2 Age group of the Respondents:-

Table 2: Age of the respondents

Age group No. of Respondents Total

Male Female
18-30 15 20 35
31-40 12 18 30
41-50 8 14 22
Above 50 5 8 13
Total 40 60 100

Age group of Respondents

20
18
16
14
12
10 Male
8 Female
6
4
2
0
18-30
31-40
41-50
Above 50

Figure: 2

Interpretation: From the above analysis, it has revealed that, out of total number of
respondents, 35 respondents are at the age between 18-30 years, among which 20 respondents
are female and 15 respondents are male. Again, 30 respondents are in between the age group
of 31-40, it constitutes 18 female and 12 male respondents. There are 22 respondents are
included at the groups 41-50, where 14 respondents are female and 8 are male respondents.
After that rest of 13 respondents are included at the age group above 50, consisting 8femal
and 5male respondents. From this analysis it is shown that most of the respondents are
included in the age group 18-30.

38
Q.NO 3 Educational statuses of the respondents:-

Table 3: Educational statuses of respondents

Gender of the Educational statuses of the Total

respondents respondents
Literate Illiterate
Male 35 (87.5%) 5 (12.5%) 40
Female 43 (71.67%) 17 (28.33%) 60
Total 78 22 100

Educational statuses of the Respondents

70

60 2

50 17

40 1
5

30

20 43
35

10

3 4
0
Male Female

Literate Illiterate

Figure: 3

Interpretation: From the above analysis, it reveals that the fact, out of total number of
respondents, 78 respondents are literate, among which 35 respondents are male and it
constitutes 87.5% of total number of male respondents. On the other hand, 43 respondents are
female and it also constitutes 71.67% of total female respondents. On the other hand, rest of
22 respondents are illiterate consisting 5 male (i.e. 12.5%) and 17 (i.e. 28.33%) female. From
this analysis, it is shown that male respondents are more literate than female respondents.

39
Q.NO 4 Educational qualifications of the Respondents:-

Table 4: Educational qualifications of respondents

Educational No. of the respondents Total

qualification Male Female
Primary 13 (37.14%) 17 (39.53%) 30 (38.46%)
Secondary 16 (45.71%) 22 (51.16%) 38 (48.72%)
Higher 5 (14.29%) 3 (6.78%) 8 (10.26%)
Secondary
Graduate/Post 1 (2.86%) 1 (2.32%) 2 (2.56%)
graduate
Total 35 43 78

Educational qualifications of respondents

22

17
16

13

5
3
1
Primary Secondary Higher Secondary Graduate/Post graduate

Male Female

Figure: 4

Interpretation: From the above analysis, it reveals that out of total number of respondents, 30
respondents are qualified with primary education which constitutes 38.46% of total literate
respondents. Another 38 respondents are qualified with secondary education and it constitutes
48.72%. Then, 8 respondents are qualified with higher secondary education and 2
respondents are graduate, it constitutes 10.26% and 2.56% respectively.

40
Q.NO. 5 Types of workers:

Table 5: Types of workers

Types of workers No. of respondents Total

Male Female

Permanent 25 (33.33%) 50 (66.67%) 75

Casual 15 (60%) 10 (40%) 25

Total 40 60 100

Types of workers

Casual

Permanent

0 10 20 30 40 50 60 70 80

Male Female

Figure: 5

Interpretation: From this analysis, it depicts that, out of total number of respondents, 75 are
permanent workers and 25 are casual workers. It is also shown that out of 75 permanent
workers, 25 are male (i.e. 33.33%) and 50 are female (i.e. 33.33%). On the other hand, out of
25 casual workers, 60% are male and 40% are female. From this analysis, it is shown that
highest numbers of female workers are permanent in nature than male workers.

41
Q.NO 6 Average monthly incomes from wages:

Table 6: Monthly incomes of respondents

Income range(wage) No. of Respondents

Below ₹2000 15
₹3000-₹5000 55
₹5000-₹7000 25
Above ₹7000 5
Total 100

Monthly incomes of respondents

60

50

40

30 No. of Respondents

20

10

0
Below ₹3000
₹3000-₹5000
₹5000-₹7000
Above ₹7000

Figure: 6

Interpretation: From this analysis, it has revealed that out of four ranges of income from
wages of the respondent, majority of the respondents are falling under the range of ₹3000-
₹5000. There are 55 respondents falling under this range. The next income category is
₹5000-₹7000 and it constitutes 25 respondents. Again, there are 15 and 5 respondents which
are falling under the range below ₹3000 and above ₹7000 respectively.

42
Q.NO 7 Average monthly expenditures of the respondents:-

Table 7: Monthly expenditures of respondents

Expenditure range No. of the respondents

Below ₹2000 15

₹2000-₹4000 45

₹4000-₹6000 34

Above ₹7000 6

Total 100

Monthly expenditures of respondents

45
40
35
30
25
20
15
10
5
0
Below ₹2000 ₹2000-₹4000 ₹4000-₹6000 Above ₹6000

No. of the respondents

Figure: 7

Interpretation: This analysis reveals that, out of four categories of expenditure range, the
highest numbers of respondents belong to the monthly expenditure range of ₹2000-₹4000.
The next higher monthly expenditure range is ₹4000-₹6000 and 34 respondents are
belonging to this category. Then, the next expenditure range is below ₹2000, which
constitutes 15 respondents and rest of 6 respondents are belong the above ₹6000 category.

43
Q.No.8. Which Financial Institutions, the respondents prefer to save:

Table 8: Respondents preferred Financial Institutions

Institutions No. of respondents

Public Bank 60

Private Bank 15

Post office 15

Total 90

Preferred fi nancial insti tuti ons

70

60

50

40

30

20

10

0
Public Bank Private Bank Post office

No. of Respondents

Figure: 8

44
Interpretation: From the above graphical representation it depicts that, out of 100
respondents, with whom I interacted, 90 respondents have savings in different financial
institutions. Out of those, 60 respondents prefer Public banks for their savings and it
constitutes 66.67% of 90 respondents. On the other hand, another 15 respondents prefer
savings at private banks and rest of 15 respondents prefer deposits in post offices.

45
Q.No.9.What types of deposits the respondents have:

Table 9: Types of Deposits

Types of Deposits No. of respondents

Savings deposit 85

Fixed deposit 5

Current deposit 0

Total 90

Types of deposits
90

80

70

60

50 No. of respondents

40

30

20

10

0
Savings deposit Fixed deposit Current deposit

Figure: 9

Interpretation: From the above analysis, it has revealed that, out of 90 respondents who have
an account in different financial institutions, 85 respondents have savings deposits which
constitute 94.44% and rest of 5 respondents have fixed deposits.

46
Q.No.10. Do the respondents have any Insurance policy:-

Table 10: Insurance policy of respondents

Comments of respondents No. of respondents

Yes 9

No 91

Total 100

Insurance policy of respondents

100
90
80
70
60
No. of respondents
50
40
30
20
10
0
Yes No

Figure: 10

Interpretation: Above analysis reveals that out of 100 respondents, only 9 respondents have
insurance policy and rest of 81 respondents have not any insurance policy. From this analysis,
it is shown that insurance policy holder is very rare in the study area.

47
Q.No.11.What type of Insurance Company they prefer:

Table 11: Respondents preferred Insurance Companies

Types of Insurance Company No. of respondents

Public sector 6

Private sector 3

Total 9

Insurance companies preferred by respondents

Private sector

No. of respondents

Public sector

0 1 2 3 4 5 6

Figure: 11

48
Interpretation: From the above analysis, it reveals that, out of 9 insurance holder respondents,
6 respondents choose public sector insurance companies, which constitutes 66.67% of total
insurance holders. And rest of 3 i.e. 33.33% respondents have insurance policy in private
sector insurance companies.

49
Q.No.12. whether the respondents aware about various investment avenues:

Table 12: Respondents awareness on investment avenues

Comments of respondents No. of respondents

Yes 50

No 50

Total 100

Awareness towards investment avenues

60

50

40

No. of respondents
30

20

10

0
Yes No

Figure: 12

50
Interpretation: From the above analysis it reveals that, out of total numbers of respondents 50
respondents have fair knowledge on newly launched savings schemes and different
investment avenues, but rest of 50 respondents have not such a good knowledge on different
savings schemes and its features.

51
Q.No.13. Whether the respondents have taken any loan from bank:

Table 13: Respondents debt statuses

Comments of respondents No. of respondents

Yes 6

No 94

Total 100

Debt statuses of respondents

No 94

Yes 6

0 10 20 30 40 50 60 70 80 90 100

No. of respondents

Figure: 13

52
Interpretation: From the above analysis; it is shown that out of total numbers of respondents
only 6 respondents have taken loan from bank, rest of 94 respondents have not taken any loan
from any bank.

53
Q.No.14.For what purposes the respondents save money:

Table 14: Purposes of savings

Purposes of savings No. of respondents

Future uncertainties 60

Child planning 35

Acquiring property 5

Total 100

Purposes of savings

Future uncertainties
Child planning
Acquiring property

Figure: 14

54
Interpretation: From the analysis, it has revealed that out of total number of respondents, 60
respondents save their money for various future uncertainties. Again, 35 respondents said that
they save their money for their children. And rest of 5 respondents said that they mostly save
for acquiring property.

55
Q.No.15. Whether the respondents are satisfied with their wage rate:

Table 15: Respondents satisfactions towards wage rate

Comments of the respondents No. of respondents

Yes 80

No 20

Total 100

Satisfaction towards wage rates

90

80

70

60

50 No. of respondents

40

30

20

10

0
Yes No

Figure: 15

Interpretation: From the analysis, it reveals that out of 100 respondents, 80 respondents said
that, they are satisfied with their wage rate get from the Tea Estate, among which most of
them are permanent workers. On the other hand 20 respondents said that they are unsatisfied
with their wage rate because it does not cover their expenditure.

56
Q.NO.16.Whether the respondents have any other business:

Table 16: Respondents other sources of income

Comments of respondents No. of respondents

Yes 12

No 88

Total 100

Other sources of incomes

100
90
80
70
60
50
40
30
20
10
0
Yes No

No. of respondents

57
 Figure: 16

Interpretation: From the above analysis, it is shown that out of total numbers of respondents
only 12 respondents have other business besides working in the tea estate. And rest of 88
respondents have not any other income sources, they are only working in the Tea Estate.

58
Q.No.17 Whether the respondent get any tea at free of cost:

Table 17: Free tea facility

Comments of respondents No. of respondents

Yes 75

No 25

Total 100

Free tea facility

No. of respondents

No

Yes

0 10 20 30 40 50 60 70 80

Figure: 17

Interpretation: From the analysis, it is reveals that, out of total numbers of respondents, 75
respondents get at tea free of cost from the estate and these are the permanent workers of the
estate. And rest of 25 respondents; do not get any tea at free of cost as they are the casual
workers.

59
Q.No.18 whether the respondents get any quarter facility:

Table 18: Quarter facility

Comments of respondents No. of respondents

Yes 75

No 25

Total 100

Quarter facility

No. of respondents

No

Yes

0 10 20 30 40 50 60 70 80

Figure: 18

Interpretation: From the analysis, it is shown that out of total numbers of respondents, 75
respondents get quarter facilities from the estate as they are permanent workers. And rest of
25 respondents have not got any quarter facilities from the Tea estate.

60
Q.No.19 whether the estate provides any free electricity service:

Table 19: Electricity facility

Comments of respondents No. of respondents

Yes 85

No 15

Total 100

Electricity facility
90

80

70

60

50 No. of respondents

40

30

20

10

0
Yes No

Figure: 19

Interpretation: From the above analysis it reveals that, out of total respondents, 85
respondents said that they got the facility of electricity provided by the tea estate. Rest of 15
respondents denies that question.

61
Q.No.20 whether the respondents are satisfied with their working conditions:

Table 20: Respondents satisfaction towards working conditions

Comments of respondents No. of respondents

Yes 80

No 20

Total 100

Satisfaction towards working conditions

Yes
No

Figure: 20

Interpretation: From the study, it reveals that, out of total number of respondents, 80
respondents are highly satisfied with their working conditions, among which most of them

62
are permanent workers. And rest of 20 respondents are unsatisfied with the working
conditions and it constitutes mainly casual workers.

63