RFPs For KYC CDD EDD Final

Invitation to Bids
Central Directorate of National Savings (“CDNS”), an Attached Department of

Finance Division as per Schedule III of Rules of Business, 1973, invites Sealed
Technical and Financial bids from the Banks whose proposal or bids have not been
rejected in 1st Stage and who are willing to conform their bids to the revised technical
requirements for hiring of services for AML-CFT Compliance in CDNS in line with
National Savings Schemes (AML - CFT) Rules, 2019, AML Act, 2010 and FATF
recommendations for:
i. CDNS existing customers (Approximate 4 Million)
ii. CDNS new customers
2. Bidding Document may be obtained, free of cost, from the office of the
undersigned or downloaded from PPRA website: ppra.org.pk or CDNS website:
savings.gov.pk.
3. Proposal prepared in accordance with the instructions contained in the

bidding documents, must reach at office of the undersigned on or before March 19,
2020 (Thursday). Bids will be opened on same day at 2.00 pm at Committee Room,
CDNS, Islamabad.
4. CDNS reserves the right to accept or reject any or all proposal as per PPRA
Rules 2004. Incomplete and late submission of proposals shall not be considered. Please
feel free to contact the undersigned for any query or clarification.
(ZAHEER ABBAS)
Joint Director (Vigilance & Monitoring)
Savings House, No.23/N, G 6 Markaz G-6,
Email: zabas1981@gmail.com Ph: 051-9215754
(SAY NO TO CORRUPTION)
Page 1 of 61
Central Directorate of National Savings
Finance Division,
Government of Pakistan
Islamabad
Request for Proposal
For
Hiring services of a SBP regulated Commercial Bank to

conduct
AML-CFT compliance under a 3rd Party Arrangement
23-N, Savings House, CDNS, Civic Centre, G-6 Markaz, Islamabad

Phone: 051 9215741-43, Fax: 051-9215761-62
Email: www.savings.gov.pk
Page 1 of 61
Table of Contents
PART 1 – Request for Proposal Procedures..................................................... 3
Section I - Instructions to Bidders (ITB)…………………… 4
Section II – Qualification & Evaluation Criteria…………… 8
Section III - Proposal Forms……………………………………… 11
PART 2 – Description of Services and Terms of Reference……………….. 19
Section VI. Background of Organization……………………… 20
Section V. Terms of Reference…………………………………… 23
PART 3 – Conditions of Contract and Contract Forms……………………… 26
Section VI - General Conditions of Contract………………… 27
PART 4– Annexures
Annex A………………………………………………………………… 36
Annex B………………………………………………………………… 37
Annex C………………………………………………………………… 39
Annex D………………………………………………………………… 45
Page 2 of 61
PART 1 – REQUEST FOR PROPOSAL PROCEDURES
Page 3 of 61
SECTION I - INSTRUCTIONS TO BIDDERS (ITB)
1. Scope of Bid
1.1. Central Directorate of National Savings, having its principal place of business at 23-N,
G-6 Markaz, Islamabad hereinafter called the “National Savings”, issues this Bidding
Document to invite Proposals (technical & financial) for second stage in accordance
with ‘Two stage bidding procedure’ as detailed in rule 36(c) of Public Procurement
Rules, 2004 from the Banks whose proposal or bids have not been rejected in 1st Stage
and who are willing to conform their bids to the revised technical requirements for
hiring of services for AML-CFT Compliance in CDNS in line with National Savings
Schemes (AML - CFT) Rules, 2019, AML Act, 2010 and FATF recommendations.
2. Eligible Bidders
2.1. Bidder who have participated in 1st stage of bidding process and found sufficiently
technically responsive to the requirements of the first stage are eligible to submit the
proposal in 2nd stage
2.2. Bidder who has violated the law of land of any country and recorded in any sanction
list will not be eligible to participate in the bidding/procurement process.
3. One Bid per Bidder

3.1. Each Bidder shall submit only one bid; a bidder who submits or participates in more
than one Bid will cause all the proposals with the Bidder’s participation to be
disqualified.
4. Bid Validity
4.1. The period of Bid validity shall be 180 (one hundred eighty days) after the deadline for
Bid submission.
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[Type text]
4.2. The Contract “will not” subject to price adjustment except in case of any tax duty or
levies imposed by the Government during the pendency of the contract.
5. Bid security
5.1. Bid security not less than PKR 100,000 in the form of Pay Order / Bank Draft in favor of
Director General, National Savings must be accompanied by Financial Bid/Proposal in
sealed envelope.
5.2. Bid found without bid security will be rejected.
6. Cost of Bidding
6.1. The Bidder shall bear all costs associated with the preparation and submission of its
bid, and the Bank will in no case be responsible or liable for those costs.
7. Visit to Bank premises

7.1. The Bidder may wish to visit and examine the site where the Services are to be
provided and its surroundings and obtain for itself on its own responsibility all
information that may be necessary for preparing the Proposal and entering into a
contract.
7.2. The costs of visiting shall be at the Bidder’s own expense.
7.3. No visits shall be arranged or scheduled after the deadline for the submission of the
Bids and prior to the award of Contract.
8. Clarification of Bidding Documents

8.1. A prospective Bidder requiring any clarification of the may notify the Procuring
Agency in writing at the given address and by one of the means indicated in the BDS. In
accordance with provision of Rule 32 of PPR 2004, if a Bidder feels that any important
provision in the documents will be unacceptable; such an issue should be raised as
soon as possible. The agency will respond in writing to any request for clarification or
modification of the that it receives no later than seven (07) days prior to the deadline
for submission of bids. Copies of the Bank’s response (including an explanation of the
Page 5 of 61
[Type text]
query but not identifying its source) will be sent to all prospective Bidders that
received the Bidding Documents from the agency.
8.2. When specified in the BDS, the Bank will organize and Bidders are welcome to attend a
pre-bid meeting at the time and place indicated in the BDS. The purpose of the meeting
will be to provide clarify on scope of services and to answer questions that may be
raised at this stage, with particular attention to issues related to the Technical
Requirements. Minutes of the meeting, including the questions raised and responses
given, together with any responses prepared after the meeting, will be transmitted
without delay to all those that received the Bidding Documents from the Bank. Any
modification to the Bidding Documents which may become necessary as a result of the
Pre-bid Meeting shall be made by the Bank only by issuing an Addendum pursuant to
ITB Clause 9 and not through the minutes of the pre-bid meeting.
9. Pre-Bid meeting
9.1. A Pre-Bid Meeting will be held on March 12, 2020 ( Thursday) at Committee Room,
Islamabad
10. Contents of the Technical Proposal Envelope:

10.1. Following should be the contents of the Technical Proposal Envelope
10.1.1. Duly filled in and signed Form-I (Bid Form )
10.1.2. Duly filled in and signed Table -I (Bidder Eligibility /Qualification Criteria)
10.1.3. Duly filled in and signed Table-II (Evaluation of Technical Part )
11. Contents of the Financial Proposal Envelope:

11.1. Following should be the contents of the Financial Proposal Envelope:
11.1.1. Duly filled in and signed Form-II (Bid submission for- Financial Part)
11.1.2. Duly filled in and signed Form-III ( Option I –Variable Cost)
11.1.3. Duly filled in and signed Form- IV (Option II–Fixed & Variable Cost)
12. Address for the purpose of Bid submission
Page 6 of 61
[Type text]
Joint Director (Vigilance & Monitoring), Savings House, No.23/N, G 6 Markaz G-6,
Islamabad. Email: zabas1981@gmail.com Ph: 051-9215754
13. Deadline for submission

13.1. The deadline for submission of bids shall be March 19, 2020 ( Thursday) at
Committee Room, Islamabad
Bids Opening
Bids will be opened on March 19, 2020 (Thursday) at 2.00 pm at Committee Room,
CDNS, Islamabad.
Page 7 of 61
SECTION II - QUALIFICATION CRITERIA AND EVALUATION
1. Qualification Criteria and Requirements Table 1
Sr. Parameter Criteria Means of Verification Requirement type
Rating by Local The bank shall be rated at least ‘AA+’

1 Documents from Rating Agency Must meet
Rating Agency from local Rating agencies
The bank shall have more than 500 Province wise and district wise
2 Branch Network broad based branches network across list of branch network. Must meet
the country.
Details of CBS, DR, BCP and
The bank should have a robust, scalable,
resources dedicated for
secure and efficient Core Banking
information security and for
System (CBS), Information Security
3 Core Banking System management of these systems. Highly recommended
Governance, Disaster Recovery (DR),
Also, evidence of compliance with
Fraud Monitoring System and Business
international standards and best
Continuity Arrangements (BCP).
practices.
Bank is offering Alternate Delivery
Alternate Delivery Details of ADC and Downtime of
Channels i.e. ATMs, Internet Banking, Highly recommended
Channels IT systems for the last five years.
Branchless banking etc.
The bank to have strong financial
position and meet SBP’s Minimum Latest available audited financial
4 Financial Position Must meet
Capital and Capital Adequacy statements.
requirements.
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[Type text]
Sr. Parameter Criteria Means of Verification Requirement type
The bank to have necessary systems to

List of existing relevant systems
perform AML/CFT compliance function
and an affidavit confirming
AML-CFT for CDNS customers in line with National
5 existence and operational status Must meet
Compliance Function Savings Schemes (AML & CFT) Rules,
of such systems by Compliance
2019, FATF recommendations and SBP
Head.
requirements.
The bank to have relevant policies,
Details AML-CFT Policy and
AML-CFT Policy & processes, people and structure to
6 Undertaking by bank’s Chief Must meet
Procedures perform AML/CFT compliance for CDNS
compliance Officer.
customers.
Details of TMS and Undertaking,
Transaction The bank to have fully operational
7 by bank’s Chief compliance Must meet
Monitory System Transaction Monitoring System (TMS)
Officer.
Details of screening system and
AML-CFT Screening The bank to have Screening System in
8 Undertaking bank’s Chief Must meet
System place to perform KYC/CDD/EDD.
compliance Officer.
Page 9 of 61
[Type text]
2. Evaluation of Technical Part

The total technical scores (T) assigned to each Proposal in the Evaluated Proposal Formula will be determined by adding the scores assigned by an
evaluation committee to technical features of the Proposal in accordance with the criteria set forth below.
Proposals that are substantially responsive to the qualification criteria and requirements in Table 1 are to be assessed against Table 2,
Table 2
Criteria and Requirements

Scoring Documentation
Max. score Submission Requirement
Requirement
1. Rating by Local Rating Agency
A. Long Term Rating
Latest certificate from rating
Rating AAA AA+ 5 agency. (mention the web-
Marking [5] [3] link, if available)
B. Short Term Rating
Rating A1+ A1 A2 Latest certificate from rating
5 agency. (provide the web
Marking [5] [4] [3]
link, if possible)
2. Branch Network
Number of Branches 1500 & Above 701 to 1000 500 to 700 List of Branches (mention the
5
web link)
Marking [5] [4] [2]
3. Time taken to complete Biometric Verification of all bank account holder Undertaking by the Chief
Months 6 12 18 and more Compliance Office ( mention
8
the start and closing date of
Marking [8] [7] [5] task completion)
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[Type text]
4. Financial sanction imposed by the Regulator/Supervisor due to non-compliance

of AML-CFT regulations during last three years. Years wise-schedule of
Above 100 8 penalties certified by Chief
Value (PKR) No penalty 1-25 mln 25.1 to 100 mln
Mln Compliance Office
Marking [8] [7] [5] [0]
5. Human Resource dedicated to Compliance Department
Resource (number of Detail of the employees
Above 100 50-100 Less than 50 5 supported by profile of senior
officer)
officers.
Marking [5] [4] [3]
6. New Deposit accepted during last 3 years
30 to 50 Copies of relevant pages of
Value (PKR) Above 50 bln Blow 30 bln 4
bln Financial statements
Marking [4] [3] [1]
7. Proposed dedicated Human Resource for CNDS
Resource (including staff Number of employee and with
Above 450 401-450 375 to 400 5 tentative grade and job
for branches)
description
Marking [10] [7] [5]
8. Approach or Methodology Comprehensive work plan
Complete work plan supported by work flow chart, layouts/ to perform the which exhaustively responds
15
activities enlisted in Part III of this document under Scope of Work. to all the requirements of
CDNS.
Page 11 of 61
Section III – Proposal Forms
Form 1
A. Proposal Submission Form - Second Stage -Technical Part
INSTRUCTIONS TO BIDDERS
INSTRUCTIONS TO BIDDERS: DELETE THIS BOX ONCE YOU HAVE COMPLETED THE
DOCUMENT
Place this Letter of Proposal in the first envelope “TECHNICAL PART”.
The Bidder must prepare the Letter of Proposal on stationery with its letterhead clearly showing
the Bidder’s complete name and business address.
Note: Text in this box is to help Bidders in preparing this form and Bidders shall delete it from the
final document.
Date of this Proposal submission: [insert date submission ]

No.: F.1 No. 1(12) Tender/ AML/CDNS/2019
Contract/: Hiring services of a SBP regulated Commercial Bank to conduct AML-CFT
compliance under a 3rd Party Arrangement
To: Joint Director (V&M)

23-N, Civic Center, Melody G-6
Islamabad.
Dear Sir:
We, the undersigned Bidder, hereby submit our Proposal, namely:

I. Technical Part, and
Having examined the documents, we, the undersigned, offer to provide services of AML-CFT
compliance under a 3rd Party Arrangement and we hereby confirm that:
(a) We agree to comply with all the rules, laws and regulations governing the as
issued by the relevant authorities from time to time.
(b) We accept the exclusive application of the federal laws of Pakistan with respect to
the and service procurement procedures.
(c) We undertake, if our Proposal is accepted, to commence work on AML-CFT
compliance within the respective times stated in the documents.
We, warrant that:
(a) All the information and statements made in this Proposal are true and we accept that any
misinterpretation or misrepresentation contained in this Proposal may lead to our
disqualification by the Procuring Agency.
Page 12 of 61
(b) We are duly authorized/licensed/registered to provide the "required services" offered in this
Proposal and to be performed under the Contract.
ENCLOSURES:
1…
2..
3..
Name of the Bidder

Name of the person duly authorized to sign the Proposal on behalf of the Bidder:
Title of the person signing the Proposal:
Signature of the person named above:
Date signed
Page 13 of 61
Form II
B. Proposal Submission Form - Second Stage -Financial Part

1.1. Option-1
INSTRUCTIONS TO BIDDERS
INSTRUCTIONS TO BIDDERS: DELETE THIS BOX ONCE YOU HAVE COMPLETED THE DOCUMENT
Place this Letter of Proposal in the second envelope “FINANCIAL PART”.
The Bidder must prepare the Letter of Proposal on stationery with its letterhead clearly showing the Bidder’s
complete name and business address.
Note: Text in this box is to help Bidders in preparing this form and Bidders shall delete it from
the final document.
Date of this Proposal submission: [insert date of Proposal submission]

No.: F.1 No. 1(12) Tender/ AML/CDNS/2019
Contract/: Hiring services of a SBP regulated Commercial Bank to conduct AML-CFT
compliance under a 3rd Party Arrangement
To: Joint Director (V&M)

23-N, Civic Center, Melody G-6
Islamabad.
Dear Sir:
We, the undersigned Bidder, hereby submit the second part of our Proposal namely:
I. Financial Proposal
Having examined the documents, the undersigned, offer to provide AML-CFT compliance
Services under the above-named Contract/ in full conformity with the said documents, for the total
sum of:
Grand Summery Cost

Option-1: Variable Cost
Costs of all AML-CFT functions as defined in the (PKR)
Item
For New customer For Existing client
Grand Total Costs
Month
Option-2: FixedYear
& Variable Cost
Costs of all AML-CFT functions as defined in the (PKR)
Item
Fixed Cost per NSC New Client Existing client
Grand Total Costs
If our Proposal is accepted, we undertake to provide a Performance Bank Guarantee/Security in the
form, in the amounts, and within the times specified in the documents.
Page 14 of 61
We agree to abide by this Proposal, which, in accordance with ITB Clauses 29 and 30, consists of
this letter (Second Stage Proposal Form) and the enclosures listed below, for a period of [ insert:
number from Request for Proposals -- Second Stage ]days from the date fixed for submission of
Proposals as stipulated in the Request for Proposals -- Second Stage or subsequent Addenda to the
documents, and it shall remain binding upon us and may be accepted by you at any time before the
expiration of that period.
Until the formal final Contract is prepared and executed between us, this Proposal, together with
your written acceptance thereof included in your Letter of Acceptance, shall constitute a binding
contract between us.
Enclosed:
1…..Price Schedules
Name of the Bidder

Name of the person duly authorized to sign the Proposal on behalf of the Bidder
Title of the person signing the Proposal
Signature of the person named above
Date signed
Page 15 of 61
Form-III
Option-1: Variable Cost
Breakdown of Costs by Function
Amount in
P
K
R
S.No. Function For New Clients For Existing Clients
Completion of KYC/CDD/EDD
1
(Completion of DA-1 & SC-Form)
Screening of Proscribed List

2 1. NECTA List
2. UNSC list
3 Biometric Verification
4 Transaction Monitoring and STR
Drafting of necessary policies,

5
procedures and formats.
Any other service relevant of AML-
6
CFT compliance s
Name of Bidder and Stamp:
Authorized Signature of Bidder:
Note:
The Subtotals of Form "Breakdown of Costs by Function” must coincide with the Grand Total
Costs indicated in Form ‘Grand Summary Cost’. The Costs shall be all inclusive of all taxes.
Page 16 of 61
Form-IV
Option-2: Fixed & Variable Cost
I. Fixed Costs of all AML-CFT functions as defined in the is as under:

PKR …………… per NSC per month.
Breakdown of cost by Function Amount in PKR
II. Variable Cost

S.No. Function For New Clients For Existing Clients
Completion of KYC/CDD/EDD
1.
(Completion of DA-1 & SC-Form)
Screening of Proscribed List

2. 3. NECTA List
4. UNSC list
3. Biometric Verification
4. Transaction Monitoring and STR
Drafting of necessary policies,

5.
procedures and formats.
Any other service relevant of AML-
6.
CFT compliance s
Name of Bidder and Stamp:
Authorized Signature of Bidder:
Note: The Subtotals of Form "Breakdown of Costs by Function” must coincide with the Grand
Total Costs indicated in Form ‘Grand Summary Cost’. The Costs shall be all inclusive of all taxes.
Page 17 of 61
C. Evaluation of Financial Part
1.1. The following factors and methods will apply:
The Bidder quoting the lowest price will be allocated the highest/maximum score
using following formula:
Clow
B=
C X
where
C = Evaluated Proposal Cost
C low = the lowest of all Evaluated Cost among responsive Proposals
X = weight for the Cost as specified in the PDS (which is 40 out of 100 for this
D. Acceptance Criteria
1.1. As per PPRA Rule 36(c) - Two Stage bidding procedure, the proposals will be evaluated
technically first. The Technical and Financial Proposals shall allocated 60 and 40 marks
respectively. In Evaluation of Technical Bids 36 out of 60 marks are the qualifying
marks. Financial bids of only qualified bidders will be opened. The distribution of 100
marks and formulae of financial bids evaluations will be as follows.
 Technical Proposal (T) = 60 Marks. (36 are qualifying marks)
 Financial Proposal (F)= 40 Marks.
 Total (T+F) = 100 Marks.
1.2. The technical proposals/bids securing 36 marks i.e. 60% of total marks (60) allocated
for Technical Proposals or more in the technical evaluation will qualify for the next
stage, i.e. financial bid opening. The bidder whose quoted prices are lowest will get the
maximum marks (i.e. 40 marks) in financial evaluation using formulae given below:
Bid Ratio = (a) Lowest quoted price / (b) Quoted price for which financial marks are required
[For lowest it would be 1]
Bid Ratio x 40 = Financial marks of (b)
1.3. The cumulative effect of both Technical and Financial marks shall determine the
position of the bidders. The contract may be awarded to the bidder(s) whose bid is
approved on the basis of evaluated to be lowest as per PPRA Rules.
Page 18 of 61
PART 1 – DESCRIPTION OF SERVICES & TERMS OF
REFERENCE
Page 19 of 61
Section VI – Introduction of Organization
Central Directorate of National Savings (“CDNS”) is an Attached Department of Finance

Division as per Schedule III of Rules of Business, 1973 (issued by Federal Government in
exercise of the powers conferred by Articles 90 and 99 of the Constitution of the Islamic
Republic of Pakistan). Key Role of CDNS is to formulate policies on National Savings Schemes
(“NSS”) and offer these schemes to public through its 376 National Saving Centers (“NSCs”)
across the country. These offices are administratively controlled by 12 Regional Directorates
supported by more than 38 auxiliary offices. Further details in respect of historical
perspective, products features and volume of business are available in CDNS website:
http://savings.gov.pk/. Organogram of the Department and NSC are as portrayed blew:
1. Department Organogram
2.
Director
(V&M)
3. Category A Brach Organogram
Assistant Director
BS- 18
National Savings Officer 2 Junior Nation Savings Officer National Savings Officer
(Accounts) - BS-17 BS-11 (Cashier (Certificates) - GS-17
3 Junior National Savings Officer 3 Junior National Savings Officer

BS-11 BS-11
Page 20 of 61
A. Nature of Products
Products of CDNS (collectively called NSS) are retail Government debt securities issued to
general public under SRO of each product. Only Federal Government is empowered to issue
these securities. Proceeds of these securities are categorized as non-bank borrowing of
Government under head of domestic debt. These products are issued on tap with free put
option contrary to the other domestic debt products (PIB and T-Bills) which are sold through
auction and redeemable only on maturity. These products are issued for a certained period
ranging from 3 months to 10 years. All the products are non-tradable and redeemable only
from the office of issued. From the operational perspective these are similar to TDRs and
Savings Account.
B. Scale of Products
Outstanding liabilities of NSS as on June 2019 are Rs. 3,933 billion (approximately $ 24
billion) which constitute around 18.9% of overall domestic debt of Federal Government.
Product-wise share is portrayed below:
C. Current Status of Automation/Digitization

Presently, NSCs are providing services to investors in following three different ambiances i.e.
Manually (on registers) operated in silos, computerized but in decentralized mode and
computerized & Centralized branches. Detail of each category is as under (numbers are
subject to change as the automation project is in progress):
4. Manually (on registers) Operated in Silos
Out of 376 branches, 140 are totally working on registers (hand

written). For each transaction personal presence of the investor is
mandatory. Record of issuance, redemption, profit payment, tax
deduction etc are manually maintained. The record of investors and
transactions is not available in soft form for any analyses.
Usually these branches are located in remote areas therefore; the
share of these branches in total portfolio is less than 30 percent.
Due to manual operation and 1/3 ratio of portfolio the ML/TF
vulnerability is High. These Braches are scattered in difference
regions. Page 21 of 61
CDNS actively working on automation of these 140 manual NSCs with target date of
June 2021 under the Financial Inclusion Program (“FIP”). These NSCs are located in
Peshawar, Abbottabad, Gujranwala, Multan, Bahawalpur, Sukkur, and Quetta.
5. Computerized but in Decentralized Mode
Out of 376 branches, 78 are computerized but working in decentralized environment.
However, branch servers are placed in a centralized location without connecting
braches with each other. Working flow of these branches is identical to manual
branches; the only difference is availability of data in soft form instead of hard form.
35 percent deposits pertain to these branches. These branches are destined to migrate
into the centralized system. Due to lack of integration and absence of whistle blowing
system the level of vulnerability associated with these branches is also High.
6. Centralized Branches
CDNS recently upgraded its core system from decentralized environment to
centralized version. Around 158 NSCs of Karachi, Faisalabad, Gujranwala and Lahore
Regions have been successfully shifted to new system. Portfolio of these branches
makes around 30 percent of total NSS. New system has been upgraded with more
control to counter risk of ML/FT. Different stakeholders including World bank, DFID,
Bill and Melinda Foundation are supporting CDNS to make the system effective and
efficient in terms of service delivery, cooperation with other organizations and
security. However, due to its initial phase and potential integration with sophisticated
ADC the ML/TF risk is High. Further, CDNS has recently taken several impudent
initiatives for revamping of overall infrastructure to improve the customer facilitation.
This includes, revamping of application software from distributed to centralized
architecture, Alternate Delivery Channels (ADCs), membership of NIFT etc.
Page 22 of 61
Section VI – Description of Services
D. SCOPE OF WORK
The selected bank shall be responsible for all activities/processes for AML/CFT compliance
as per National Savings Schemes (AML & CFT) Rules, 2019, FATF recommendations, SBP
requirements and shall be required to perform following functions:
1. KYC/ CDD/ EDD of Existing Customer
1.1. Perform Screening, KYC/customer due diligence/enhanced due diligence, of all
existing customers of CDNS in accordance with National Savings Schemes (AML &
CFT) Rules, 2019, Anti Money Laundering Act 2010, FATF recommendations and
SBP requirements and other applicable laws including Anti-Terrorism Act 1997 and
United Nations (Security Council) Act 1948.
1.2. The bank to perform risk profiling of the existing customer.
1.3. National Savings Schemes (AML-CFT) Rule, 2019 are Annexed-A.
1.4. The bank to complete screening of approximately 4 million existing customers
against applicable sanctions lists in six months.
1.5. The bank to conduct biometric verification through NADRA.
1.6. The bank to complete the risk profiling of existing customers in 12 months after
entering into 3rd party arrangement.
1.7. Product-wise client distribution is Annexed-B .
2. KYC/ CDD/ EDD of New Customers
2.1. The bank shall make arrangements for customer onboarding and perform necessary
KYC/CDD/EDD at National Saving Centers as per National Savings Schemes (AML &
CFT) Rules, 2019, AMLA Act, 2010 and FATF recommendations.
2.2. The bank to get all the information required as per Certificate Purchase Form (DA-1)
and Account Opening Form (SC-1) as amended from time to time. Specimen of
proposed KYC/CDD (DA-1 & SC-1) Forms is Annexed-C.
2.3. The bank to undertake end-to-end onboarding of all existing and new customers of
CDNS after completing AML-CFT formalities as per National Savings Schemes (AML -
3. Opening of Link Account
Page 23 of 61
3.1. The bank to open a linked account (ideally be a virtual account) for CDNS customers
on the basis of information provided by the investor on KYC/CDD (DA-1 & SC-1)
Forms.
4. Ongoing Screening & CDD
4.1. The bank shall conduct CDD and screening of the customers on ongoing basis bases
on the risk profiling.
4.2. The screening frequency should be at least once in a years. However, the frequency
may fluctuate in cases where urgent CDD become indispensable.
5. Transaction Monitoring
5.1. The bank to carry out transaction monitoring of CDNS customers.
5.2. Generate STRs and CTRs as per requirements National Savings Schemes (AML - CFT)
Rules, 2019 and AMLA Act, 2010.
6. developing necessary policies, processes, formats
6.1. The bank to assist CDNS in developing necessary policies, processes, formats/forms
to collect information from existing customers for AML-CFT compliance.
7. Record Keeping
7.1. The bank to maintain record of CDNS customers, whose link account is opened in
the bank (soft form or hard form), as per National Savings Schemes (AML- CFT)
Rules, 2019, AMLA Act, 2010 and FATF recommendations.
8. Installation of ATMs & cash handling services
8.1. The bank may install ATMs in 50 branches of CDNS, at banks cost, in first year and
submits a plan to CDNS for installation of ATMs in remaining branches of CDNS.
8.2. The bank may also offer cash handling services to all CDNS branches.
E. Flow of Activities and Funds

Scope of work as elaborated above may ideally be performed in manner prescribed as under
following ( Bank is to submit the detailed work plan accordingly):
1.1. The bank shall depute an adequate human resource in each NSC to effectively
carry out the scope of work outline above. Region wise details of NSCs are
Annexed-D.
1.2. The bank shall equip the HR with all required system to perform screening and
data punching.
1.3. The bank shall establish system to system integration to push the customer data to
CDNS core system.
Page 24 of 61
1.4. The Bank will receive the filled form alongwith all required documents.
1.5. The bank will make sure to collect all the required documents as per Rule and SOP
updated from time to time.
1.6. The bank after completion of form will screen the details of customer in all the
updated Lists of Proscribed Persons i.e. UNSC and NACTA.
1.7. After completion of all perquisites, the bank shall open a link account only for the
purpose of KYC/CDD/EDD in bank system and share the information through
system to system with NSC.
1.8. Bank will keep the record (soft or hard form) of Link Account and will extend the
same to NSC on request.
1.9. In case of any suspicion on the time of KYC/CDD/EDD and screening the bank will
initiate STR as prescribed guidelines of FMU.
1.10. After successful opening of link account the bank will forward the original DA-
1 & SC-1 form to NSC in-charge for acceptance of deposit and issuance of NSS to
the investor.
1.11. NSC will process the transaction and after clearance of fund will issue the
required certificate or open account in Core system of CDNS.
1.12. Bank systems will be connected to the core application of the CDNS and will
perform transaction monitoring on the information fed into and available in the
application.
1.13. In case the transaction is not in line with the profile of the investors STR shall
be generated by bank.
Page 25 of 61
Second Stage Proposal Table of Contents and Checklist
Note: Bidders should expand and (if appropriate) modify and complete the following table. The purpose
of the table is to provide the Bidder with a summary checklist of items that must be included in the Second
Stage Proposal as described in ITB Clause 28 and 29, in order for the Proposal to be considered for Contract
award. The table also provides a summary page reference scheme to ease and speed the Procuring
Agency’s Proposal evaluation process.
Form Present: y/n

Item Page no.
No.
1. Proposal Submission Form - Second Stage -Technical Part
2. Proposal Submission Form - Second Stage -Financial Part
3. Price Schedules
4. Attachment 1: Bidder’s Eligibility and Qualifications:
5. Comments and Suggestions on the Terms of Reference
6. Description of Approach, Methodology, and Work Plan
7. Tentative/Proposed Team Composition and Task Assignments
Page 26 of 61
PART 3 – CONDITIONS OF CONTRACT AND CONTRACT
FORMS
Page 27 of 61
Section VI: General Terms & Conditions
A. SCOPE OF WORK
The selected bank shall be responsible for all activities/processes for AML/CFT compliance
as per National Savings Schemes (AML & CFT) Rules, 2019, FATF recommendations, SBP
requirements and shall be required to perform following functions:
9. KYC/ CDD/ EDD of Existing Customer
9.1. Perform Screening, KYC/customer due diligence/enhanced due diligence, of all
existing customers of CDNS in accordance with National Savings Schemes (AML &
CFT) Rules, 2019, Anti Money Laundering Act 2010, FATF recommendations and
SBP requirements and other applicable laws including Anti-Terrorism Act 1997 and
United Nations (Security Council) Act 1948.
9.2. The bank to perform risk profiling of the existing customer
9.3. National Savings Schemes (AML-CFT) Rule, 2019 are Annexed-A.
9.4. The bank to complete screening of approximately 4 million existing customers
against applicable sanctions lists in six months.
9.5. The bank to conduct biometric verification through NADRA.
9.6. The bank to complete the risk profiling of existing customers in 12 months after
entering into 3rd party arrangement.
9.7. Product-wise client distribution is Annexed-B .
10. KYC/ CDD/ EDD of New Customers
10.1. The bank shall make arrangements for customer onboarding and perform necessary
KYC/CDD/EDD at National Saving Centers as per National Savings Schemes (AML &
10.2. The bank to get all the information required as per Certificate Purchase Form (DA-1)
and Account Opening Form (SC-1) as amended from time to time. Specimen of DA-1
& SC-1 Forms is Annexed-C.
10.3. The bank to undertake end-to-end onboarding of all existing and new customers of
CDNS after completing AML-CFT formalities as per National Savings Schemes (AML -
11. Opening of Link Account
Page 28 of 61
11.1. The bank to open a linked account for CDNS customers on the basis of information
provided by the investor on SC-1 and DA1 forms.
12. Ongoing Screening & CDD
12.1. The bank shall conduct CDD and screening of the customers on ongoing basis based
on the risk profiling.
12.2. The screening frequency should be at least once in a years. However, the frequency
may fluctuate in cases where urgent CDD become indispensable.
13. Transaction Monitoring
13.1. The bank to carry out transaction monitoring of CDNS customers.
13.2. Generate STRs and CTRs as per requirements National Savings Schemes (AML - CFT)
Rules, 2019 and AMLA Act, 2010.
14. developing necessary policies, processes, formats
14.1. The bank to assist CDNS in developing necessary policies, processes, formats to
collect information from existing customers for AML-CFT compliance.
15. Record Keeping
15.1. The bank to maintain record of CDNS customers, whose link account is open in the
bank, as per National Savings Schemes (AML- CFT) Rules, 2019, AMLA Act, 2010 and
FATF recommendations.
16. Installation of ATMs & cash handling services
16.1. The bank to install ATMs in 50 branches of CDNS, at banks cost, in first year and
submits a plan to CDNS for installation of ATMs in remaining branches of CDNS.
16.2. The bank may also offer cash handling services to all CDNS branches.
B. Flow of Activities and Funds

Scope of work as elaborated above shall ideally be performed in manner prescribed as under
following:
1.14. The bank shall depute an adequate human resource in each NSC to effectively
carry out the scope of work outline above. Region wise details of NSCs are
Annexed-E.
1.15. The bank shall equip the HR with all required system to perform screening and
data punching.
1.16. The bank shall establish system to system integration to push the customer
data to CDNS core system.
1.17. The Bank will receive the filled form alongwith all required documents.
Page 29 of 61
1.18. The bank will make sure to collect all the required documents as per Rule and
SOP updated from time to time.
1.19. The bank after completion of form will scan the details of customer in all the
updated Lists of Proscribed Persons i.e. UNSC and NACTA.
1.20. After completion of all perquisites, the bank shall open a link account only for
the purpose of KYC/CDD/EDD in bank system and share the information through
system to system with NSC.
1.21. Bank will keep the record of Link Account and will extend the same to NSC on
request.
1.22. In case of any suspicion on the time of KYC/CDD/EDD and screening the bank
will initiate STR as prescribed guidelines of FMU.
1.23. After successful opening of link account the bank will forward the original DA-
1 & SC-1 form to NSC in-charge for acceptance of deposit and issuance of NSS to
the investor.
1.24. NSC will process the transaction and after clearance of fund will issued the
required certificate or open account in Core system of CDNS.
1.25. Bank systems will be connected to the core application of the CDNS and will
perform transaction monitoring on the information fed into and available in the
application.
1.26. In case the transaction is not in line with the profile of the investors STR shall
be generated by bank.
C. Bid Security
1.1. A bid security is required and acceptable in the shape of a Bank Draft/Pay
Order/Demand Draft/ Banker’s cheque/CDR only, issued from any scheduled bank
operating in Pakistan, of rupees one hundred thousand (PKR 100,000/-), in the
favour of CDNS, Islamabad.
1.2. The Bid Security must be submitted with the SEALED TECHNICAL PROPOSAL,
without which the proposal shall not be entertained/ accepted.
1.3. If a bidder withdraws its bid during the procurement process or a successful bank
fails to acknowledge the letter of acceptance/signing of agreement etc; in such
scenarios the Procuring Agency reserves the right to forfeit the Bid Security
besides taking other necessary actions under the law of the Land. Further, the
Page 30 of 61
Procuring Agency may ask the second lowest evaluated bidder for award of
contract and so on (as per its convenience).
D. Validity of proposal
1.1. All proposal/bids and prices shall remain valid for a period of at least 180 days
from the closing date of the submission of the proposal/bids.
E. Currency
1.1. All currency in the proposal shall be quoted in Pak Rupees (PKR) only otherwise
bids would be rejected.
F. Withholding Tax, Sales Tax and other Taxes/Levies
1.2. The bidder is hereby informed that the Government shall deduct tax/duties at the
rate prescribed under the tax laws of Pakistan, from all payments for services
rendered purchase/supply by any bidder who signs the contract with the
Government.
1.3. The bidder will be responsible for payment of all taxes/duties on transactions
and/or income, which may be levied by government from time to time.
G. Contracting (Signing of Agreement)
1.4. The selected vendor will submit Contract, for which draft may be obtained from
procuring agency, and be signed on a stamp paper of Rs. 1000/- (which shall be
notarized properly) within (15) days of issuance of work Order/letter of
acceptance.
H. Governing Law
1.5. This and any contract executed pursuant to this RfP shall be governed by and
construed in accordance with the laws of Islamic Republic of Pakistan. The
Government of Pakistan and all bidders responding to this and parties to any
contract executed pursuant to this shall submit to the exclusive jurisdiction to the
Courts at Islamabad.
I. Term of the Agreement:
1.6. The agreement would be, initially, for the period of three years and renewable for
such time as mutually agreed by the parties.
J. Disclosure/ Integrity Pact
1.7. The bank hereby declares that it has not obtained or induced the procurement of
any contract, right, interest, privilege or other obligation or benefit from
Government of Pakistan (GoP) or any administrative subdivision or agency thereof
or any other entity owned or controlled by it (GoP) through any corrupt business
practice.
Page 31 of 61
1.8. Without limiting the generality of the foregoing the bank represents and warrants
that it has fully declared the brokerage, commission, fee etc. paid or payable to
anyone and not given or agreed to give and shall not give or agree to give to
anyone within or outside Pakistan either directly or indirectly through any natural
or juridical person, including its affiliate, agent, associate, broker, consultant,
director, promoter, shareholder, sponsor or subsidiary, any commission,
gratification, bribe, finder’s fee or kickback, whether described as consultations fee
or otherwise, with the object of obtaining or inducing the procurement of a
contract, right, interest, privilege or other obligation or benefit in whatsoever form
from GoP, except that which has been expressly declared pursuant hereto.
1.9. By signing this agreement, the Bank certify that it has made and will make full
disclosure of all agreements and arrangements with all persons in respect of or
related to the transaction with GoP and has not taken any action or will not take
any action to circumvent the above declaration, representative or warranty.
1.10. By signing this agreement, the bank accepts full responsibility and strict
liability for making and false declaration, not making full disclosure,
misrepresenting fact or taking any action likely to defeat the purpose of this
declaration, representation and warranty. It agrees that any contract, right
interest, privilege or other obligation or benefit obtained or procured as aforesaid
shall, without prejudice to any other right and remedies available to GoP under any
law, contract or other instrument, be voidable at the option of GoP.
1.11. Notwithstanding any rights and remedies exercised by GoP in this regard, the
Bank agrees to indemnify GoP for any loss or damage incurred by it on account of
its corrupt business practices and further pay compensation to GoP in an amount
equivalent to ten time the sum of any commission, gratification, bribe, finder’s fee
or kickback given by supplier as aforesaid for the purpose of obtaining or inducing
the procurement of any contract, right, interest, privilege or other obligation or
benefit in whatsoever form GoP.
K. Force Majeure
A “Force Majeure Event” shall mean act of God or any event or circumstance or combination
of events or circumstances that are beyond the control of a Party and that on or after the date
of signing of this Agreement, materially and adversely affects the performance by that Party
Page 32 of 61
of its obligations or the enjoyment by that Party of its rights under or pursuant to this
Agreement; provided, however, that any such event or circumstance or combination of
events or circumstances shall not constitute a “Force Majeure Event” within the meaning of
this Section to the extent that such material and adverse effect could have been prevented,
overcome, or remedied in whole or in part by the affected Party through the exercise of due
diligence and reasonable care, it being understood and agreed that reasonable care includes
acts and activities to protect the Sites and the Facilities, as the case may be, from a casualty or
other reasonably foreseeable event, which acts or activities are reasonable in light of the
likelihood of such event, the probable effect of such event if it should occur and the likely
efficacy of the protection measures. “Force Majeure Events” hereunder shall include each of
the following events and circumstances that occur inside or directly involve Pakistan, but
only to the extent that each satisfies the above requirements:
1.12. any act of war (whether declared or undeclared), invasion, armed conflict or act of
foreign enemy, blockade, embargo, revolution, riot, insurrection, civil commotion, act or
campaign of terrorism, or sabotage;
1.13. strikes, works to rule or go-slows that extend beyond the Sites, are widespread or
nationwide;
1.14. Change in Laws of Pakistan;
1.15. Other events beyond the reasonable control of the affected Party, including, but not
limited to, uncontrollable events, namely, lightning, earthquake, tsunami, flood, storm,
cyclone, typhoon, or tornado, epidemic or plague, radioactive contamination or ionizing
radiation;
L. Amicable Settlement
1.16. Any dispute, controversy or claim arising out of or relating to this Contract, or the
breach, termination or invalidity thereof, shall be resolved through negotiation in an
amicable and friendly manner between the parties. The Parties shall seek to resolve any
dispute amicably by mutual consultation and discussion at the appropriate level of Parties
or through the committee constituted, representing members from both sides, whichever
is suitable to reach the amicable solution of dispute.
1.17. If either Party objects to any action or inaction of the other Party, the objecting Party
may file a written Notice of Dispute to the other Party providing in detail the basis of the
dispute. The Party receiving the Notice of Dispute will consider it and respond in writing
within thirty (30) days after receipt. If that Party fails to respond within thirty (30) days,
or the dispute cannot be amicably settled within thirty (30) days following the response of
that Party, disputes shall be settled by arbitration in accordance with the following
provisions:
Page 33 of 61
1.17.1. Failing amicable settlement, the dispute, differences or claims, as the case may be,
shall be finally settled by binding arbitration in accordance with the provisions of the
Arbitration Act 1940 of Pakistan.
1.17.2. The arbitration shall be conducted at Islamabad, Pakistan before an arbitration panel
comprising three (3) members, one to be nominated by each Party and the third
nominated by the first two nominees (collectively, “arbitration panel”).
1.17.3. The fees and expenses of the arbitrators and all other expenses of the arbitration shall
initially be borne and paid equally by both the Parties, subject to determination by the
arbitration panel. The arbitration panel may provide in the arbitral award for the
reimbursement to the prevailing party of its costs and expenses in bringing or defending
the arbitration claim, including legal fees and expenses incurred by such Party.
1.17.4. Any decision or award resulting from the arbitration shall be final and binding upon
the Parties. The Parties agree that the arbitral award may be enforced against the Parties
to the arbitration proceedings or their assets, wherever they may be found, and that a
judgment upon the arbitral award may be entered in courts having jurisdiction at
Islamabad only.
1.17.5. Pending the submission of and/or decision on a dispute, difference or claim or until
the arbitral award is published the Parties shall conti nue to perform all of their
obligations under the Contract.
Page 34 of 61
PART 4– ANNEXURES
Page 35 of 61
Annexure A
National Savings Scheme (AML-CFT) Rules, 2019
http://www.finance.gov.pk/budget/NSS_AML_CFT_Rules_2019.pdf
http://savings.gov.pk/national-savings-schemes-aml-cft-rules2019-information-
general-public/
Page 36 of 61
Annexure B
Product-wise Details of Outstanding Number of Certificates/ Account for FY 2018-19 and Salient Features
Certificates/ opened/purcha Closed/Encashed Outstanding as Frequency of Tenure of Eligibility** Outstanding
% in total
Accounts as on sed during FY during FY2018-19 on 30.06.2019 coupon product Amount
Deposit
30.06.2018 2018-19 payment (PKR In Bln)
Defence Savings Individual
822,581 115,903 165,418 773,066 Zoro 10 years 320 12%
Certificate approved funds
Special Saings
502,467 313,089 395,570 419,986 Bi-annually 3 Years Do 366
Certificate 14%
Regular Income
303,534 269,539 277,211 295,862 Monthly 5 Years Do 491
Certificate 18%
Bahbood Savings Senior citizen
Certifcate 1,214,761 558,285 505,309 1,267,737 Monthly 10 years widows and 914 34%
disabled person
Short Term Savings Individual
2,520 7,563 7,130 2,953 Zoro 3 monts 5 0%
Certificate approved funds
Short Term Savings
305 153 153 305 Zoro 6 monts Do 1
Certificate 0%
Short Term Savings
293 92 82 303 Zoro 12 monts Do 1
Certificate 0%
Savings Account 735,281 114,719 37,385 812,615 montly - Do 27 1%
Special Saings
11,793 488 525 11,756 Bi-annually 3 Years Do 240
Account 9%
Pensioners Benefit Government
269,145 31,511 22,613 278,043 Monthly 10 years 318
Account Pensioners 12%
Shuhada Family Eligible Family
6 9 - 15 Monthly 10 Years 1
Welfare Account members 0%
Total: accounts 1,066,521 147,208 62,095 1,146,784 587 22%
Total: certificates 2,852,927 1,264,626 1,350,879 2,766,674 2,096 78%
Grand Total ** 3,919,448 1,411,834 1,412,974 3,913,458 2,683
* The difference in Total is due to the outstanding number of certificate and account of the
defunct/discontinued products
** Funds means approved employees contributory funds of any institution.
Page 37 of 61
Note: These figures are number of registration not the customers. Unique customer is
approximately around 2 million.
Page 38 of 61
Annexure # C
DA-1 FORM C
Registration No. ________________
GOVERNMENT OF PAKISTAN
NATIONAL SAVINGS
RELATIONIPSHIP/ KNOW YOUR CUTOMER (KYC) FORM FOR INVESTMENT IN NATIONAL SAVINGS SCHEMES
(“NSS”)
(Strike out whichever is not applicable) ‫غیر متعلقہ حصوں کو کاٹ دیں‬
For Official Use Only ‫صرف دفتری استعمال کیلئے‬
Date of Opening of Account:____________________________

2.
Branch Code:
1. Name of National Savings Centre:______________________________________________________ ___________________________________________
3. Name cleared from Sanction/blacklist from UNSC, NACTA or
any other provided list by Authorities Yes No 4. Type of Account Individual Joint A Joint B
5. Account 6. Title of Account
Number:____________________________________________ :_______________________________________________________________________
7. Relationship with National Saving Employee Existing Customer Walk in/New Customer Minor
8. Bio-Metric Verification Yes No
Details of Applicant for account opening ‫اکاؤنٹ کھولنے کے لئے درخواست دہندہ کی تفصیالت‬
Primary Applicant ‫بنیادی درخواست دہندہ‬
9. Title: Mr. Mrs. Ms. Other 10. Name of Applicant (as per CNIC):_________________________________________________
11. Father’s/Husband’s Name:‫ شوہر کا نام‬/‫______________________________________ والد‬ 12. Mother Maiden Name:____________________________________________
14. Date of birth: ‫تاریخ‬ ‫پیدائش‬

13. Gender: Male Female Other D D - M M - Y Y Y Y
15. Place of Birth:_______________________________________ 16. Marital Status: Married Unmarried widow Other
17. Education level Ph.D Master Bachelor Intermediate Matric Illiterate 18.Religion Muslim Non-Muslim (Mention)__________
19. Purpose of Account Opening___________________________________________________________________________________________________________________________
20. Accommodation type Home/Flat Owner Rented With Parents Government house Other _______________
21. Pakistan Nationality: Yes No Other 22. Country of Residence:_____________________________________________________
23. In case of other Nationality mention your Nationality (provide documentary evidence): _______________________________________________________________________________
24. CNIC/SNIC/NICOP/POC: ‫کمپیوٹرائزڈ قومی‬ - - 25. Date of Expiry CNIC _____________________________
‫شناختی کارڈ نمبر‬
26. Passport Number (only for foreign Nationals)__________________________ 27. Date of Expiry of Passport ______________________________
29. City_______________________________
28. Permanent Residential Address:_______________________________________________________________________________
30. Current Residential Address: _________________________________________________________________________________ 31. City:_______________________________

Attach evidence in case of difference from CNIC
32. Resident Tel:___________________________________________________ 33. Email Address: ________________________________________________________________
34. Mobile Number(Registered in your name):_________________________________ 35. Alternative Mobile Number:_______________________________________________________
36. Tax Filer : Yes No 37. Mention your NTN No. : __________________________________
Employment Detail of Guardian/source of Income ‫مالزمت کی تفصیل‬

Private Salaried Person Self Employed Financial Institution Employee
Federal Govt. Employee Agriculture Person Money Changer
Page 39 of 61
Provincial Govt. Employee Chartered Accountant/Audit Firm Employee Property Dealer
Autonomous Body Employee Foreign Diplomat Travel Agent
Defense Forces Employees House Wife Consultancy Firm Employees
Bank Employee Student National Savings Staff
Salary Person Semi Govt Unemployed Business Person (Nature of Business, geographies, expected type of
Joint Applicant counter
‫مشترکہ ناموں سے‬ ‫دو‬and parties )_____________________________________
Pensioner Retired Employee
 Other (Please
mention)______________________________________________
38. Name of Employer/Business/Institution____________________________________ 40. Designation____________________________________________________
39. Employment ID/code:__________________________________________________ 41. Pak Army Code(for armed forces) ________________________________________
42. Employer/ Business/Institution City:_______________________________________ 43. Employer /Business/Institution country: ____________________________________
44. Employer/ Business/Institution Address:___________________________________________________________________________________________________________________
45. Employer/ Business/Institution Contact:______________________________________ 46. Employer Business/Institution Email Address.________________________________
47. Monthly income(Rupees):Rs.___________________________ 48. Monthly income(in words)________________________________________
49. Monthly Expected Turnover(Rupees): Rs. _______________________________________ (Credit)

50. Monthly Expected Turnover(Rupees): Rs. _______________________________________ (Debit)
51. If account is in joint names ‫اگر حساب دو مشتر ک نامونمیں رکھنا مطلوب ہے‬
 Joint A : Payable to holders jointly or to either with written consent of the ‫(الف ) رقم دونوں کو مشترکہ ادا کی جائے یا کسی ایک کو‬
other ‫دوسرے کی تحریری رضا مندی پر ادا کی جائے۔‬
 Joint B : Payable to either ‫رقم کسی ایک کو ادا کی جائے‬ )‫(ب‬
 Relationship with Primary Applicant______________________________
52. Title: Mr. Mrs. Ms. Other 53. Name of Applicant (as per CNIC):_________________________________________________
54. Father’s/Husband’s Name:‫ شوہر کا نام‬/‫______________________________________ والد‬ 55. Mother Maiden Name:____________________________________________
57. Date of birth: ‫تاریخ‬

56. Gender: Male Female Other ‫پیدائش‬ D D - M M - Y Y Y Y
58. Place of Birth:_______________________________________ 59. Marital Status: Married Unmarried widow Other
60. Education level Ph.D Master Bachelor Intermediate Matric Illiterate 61.Religion Muslim Non-Muslim (Mention)_________
62. Accommodation type Home/Flat Owner Rented With Parents Government house Other _______________
63. Pakistan Nationality: Yes No Other 64. Country of Resident:__________________________________________________
65. In case of other Nationality mention your Nationality (provide documentary evidence): ____________________________________________________________________________
66. CNIC/SNIC/NICOP/POC: ‫کمپیوٹرائزڈ قومی‬ - - 67. Expiry date of CNIC_____________________________________

‫شناختی کارڈ نمبر‬
68. Passport Number (only for foreign Nationals)_________________________________________ 69. Expiry date of Passport _________________________________
70. Permanent Residential Address:_______________________________________________________________________________ 71. City___________________________
72. Current Residential Address: _________________________________________________________________________________ 73. City:__________________________
74. Resident Tel:___________________________________________________ 75. Email Address: ___________________________________________________________
76. Mobile Number(Registered in your name):_________________________________ 77. Alternative Mobile Number:__________________________________________________
Page 40 of 61
78. Tax Filer : Yes No 79. Mention your NTN No. : __________________________________
Employment Detail of Guardian/source of Income ‫مالزمت کی تفصیل‬

counter and parties )_____________________________________
 Other (Please
mention)______________________________________________
84. Employer Business/Institution City:_______________________________________ 85. Employer Business/Institution country: ____________________________________
87. Employer Contact:_____________________________________________________ 88. Employer Business/Institution Email Address.________________________________

FOR MINOR ‫نابالغوں کے لئے‬
During Minority the account will be Operated by following:-

(In case guardian is other than parent, attach guardianship certificate/court evidence)
93. Name of guardian: ____________________________________________________________ 94. Father’s name of

guardian:_________________________,____________
95. CNIC/SNIC/NICOP/POC: ‫کمپیوٹرائزڈ قومی‬ - - 96. Relationship with
‫شناختی کارڈ نمبر‬ Minor:_____________________________
97. Adress:______________________________________________________________ 98. City___________________ 99. Mobile
No.______________________________
Dated:_______________________ Signature of
Guardian:________________________________
Employment Detail of Guardian/Source of Income ‫مالزمت کی تفصیل‬

counter and parties )_____________________________________
 Other (Please
mention)______________________________________________
104. Employer Business/Institution City:_______________________________________ 105. Employer Business/Institution country: ____________________________________
Page 41 of 61
107. Employer Contact:_____________________________________________________ 108. Employer Business/Institution Email Address.________________________________

NOMINATION ‫ورثاء کی نامزدگی‬
113. In the event of my/our death, I/we nominate the following to receive the amount of deposit.
‫ہماری وفات پر رقم کی ادائیگی درج ذیل کو کی جائے‬/ ‫میری‬
Share of
Date of Relation With
Sr. Name of Nominee(s) CNIC No. Address Nominee
birth Nominee
(percentage)
1
10
Total Number of Nominee(s):_______________

Date:___________________
Signature of Applicant -1_____________________________________ Signature of Joint Applicant

___________________________________
Page 42 of 61
Electronic Banking Services ‫الیکٹرانک بینکنگ سروسز‬
114. ATM Card Yes ‫ہاں‬ No ‫نہیں‬ 115. SMS Alerts Yes ‫ہاں‬ No ‫نہیں‬
116. Internet Banking Yes ‫ہاں‬ No ‫نہیں‬ 117. Mobile Banking Yes ‫ہاں‬ No ‫نہیں‬
118. If customer select YES for ATM then:
119. Product Scheme PAY PAK UPI 120. Nature of Debt card Primary Supplementary
121. Type of Debt card Classic Gold Platinum
122. Name appear on ATM card:_________________________________________ 123. Validity of card 3 years 6 years 10 Years
Note: Service being offered by National Savings shall be subject to charges as per schedule of charges which may change time to time.
‫ قومی بچت کے ذریعہ پیش کی جانے والی خدمت چارجز کے ساتھ ہوگی جو وقت وقت پر تبدیل ہوسکتی ہے۔‬:‫نوٹ‬
I/We hereby request National Savings (The "BankAccount

") to openHolder Declaration
the account(s) ‫اقرارنام‬
mentioned above‫کا‬on‫والوں‬ ‫رکھنے‬
the basis of the‫اکاؤنٹ‬
information supplied above by me/us herein, which I/we
confirm is true and correct in all aspects. I/We hereby declare and confirm that I/We have received a copy of this account opening form along with these terms and conditions and confirm
that I/We have read/heard and understood the same and undertake and agree to observe and be bound by these rules, terms and conditions and any changes, supplements or
modifications thereto that may be made by the Bank from time to time. It is understood that this account will be used for bonafide transaction relating to me/our business. I/we agree
inform you of any changes in the information provide in this form or in related documents.
I/We agree to be liable for any finance or debts due to you which you may permit on this account or any other account in my/our name. I/We hereby consent to The Bank or
any of its affiliates, subsidiaries (including branches) to share my/our information with domestic or overseas regulators or tax authorities where necessary/applicable to establish my tax
liability in any jurisdiction. I/We also agree and undertake to notify the Bank within 30 calendar days if there is a change in any information which I/We have provided to the Bank.
I/we hereby agree to abide by NSDA Rules 1974 as amended from time to time
Zakat declaration:  Yes  No
I am /we are follower(s) are the fiqh________________________ and exemption from compulsory deduction of Zakat. Hence Zakat may not be deducted on compulsory
basis in respect of this assets/investment.
a. An attested copy of my/our declaration Form (CZ-50), annexed to the Zakat (Collection and Refund) Rules, 1981, duly executed, is enclosed with the application.
b. I/We have already filed an attested copy of my/our declaration in Form CZ-50, annexed to the Zakat (Collection and Refund) Rules, 1981 duly executed, with the
National Savings Centre Under Serial No _______________ dated ________________
I/We hereby solemnly declare that no Shuhada Family Welfare Account is being maintained by me/us presently.
Date:__________________
Signature of Applicant -1_____________________________________ Signature of Joint Applicant
___________________________________
Left Thumb Impression Right Thumb Impression Left Thumb Impression Right Thumb Impression
Applicant -1 Applicant -1 Joint Applicant Joint Applicant
INTRODUCED BY ‫تعارف کنندہ‬
124. Name:_______________________________________________________ 125. Occupation:________________________________________________________
126. Address______________________________________________________ 127. Account No._______________________________________________________
128. Signature________________________________________________
Page 43 of 61
SIGNATURE & STAMP SIGNATURE & STAMP
2ND OFFICER OFFICER INCHARGE
Page 44 of 61
Annexure D
CONSOLIDATED DETAIL OF NATIONAL SAVINGS CENTRES
Complete Name of Brance
Sr. Complete Address of NSC Automation Status NiFT Status
NSC Code
ABBOTTABAD REGION
Centerlized - Main
1 NSC Abbottabad-I 1201 Fowara Chowk Yes
Applicatican
2 NSC Abbottabad-II 1202 Supply Bazar, Mansehra Road Computerized Yes
3 NSC Abbottabad-III 1203 Link Road Computerized Yes

Non-Computerized /
4 NSC Attock-I 1204 B-43, N-Plaza, Attock City Yes
Mannual
Non-Computerized /
5 NSC Attock-II 1205 Sir Syed Road, Attock Cantt Yes
Mannual
Tahir Plazaa, Main Bazar Non-Computerized /
6 NSC Batkhela 1207 No
Batkhela Mannual
Oppoisite Mountain Inn hotel, Non-Computerized /
7 NSC Chitral 1208 No
DCO office Mannual
Non-Computerized /
8 NSC Ghazi 1210 Rehman Plaza No
Mannual
Non-Computerized /
9 NSC Gilgit 1211 J.S.R. Shopping Plaza No
Mannual
10 NSC Haripur-I 1212 G.T Road Computerized No
Sarwar Plaza Darband Adda, Non-Computerized /
11 NSC Haripur-II 1213 No
Terbela Road, Haripur. Mannual
Non-Computerized /
12 NSC Haripur-III 1214 Railway Road, Haripur No
Mannual
Non-Computerized /
13 NSC Havelian 1215 Railway Road, Havelian No
Mannual
Non-Computerized /
14 NSC Kamra 1216 G.T Road, Kamra Yes
Mannual
Mansehra Road, Mandian, Centerlized - Main
15 NSC Mandian 1217 Yes
Abbottabad Applicatican
Non-Computerized /
16 NSC Mansehra-I 1218 Shinkiari Road No
Mannual
Non-Computerized /
17 NSC Mansehra-II 1219 Kashmir Road No
Mannual
Non-Computerized /
18 NSC Mardan-I 1220 The Mall Road No
Mannual
Non-Computerized /
19 NSC Mardan-II 1221 Bank Road No
Mannual
Non-Computerized /
20 NSC Mingora 1222 P.O. Saidu Sharif No
Mannual
Non-Computerized /
21 NSC Muzaffarabad-I 1223 Old Civil Secretariat No
Mannual
Non-Computerized /
22 NSC Muzaffarabad-II 1224 opposite CMH, Muzaffarabad Yes
Mannual
23 NSC Nawansher 1225 Main Bazar, Nawanshehr Computerized Yes
Non-Computerized /
24 NSC Swabi 1226 Jahangira Road, Swabi No
Mannual
Aslam Khan Building, Tarbela Non-Computerized /
25 NSC Topi 1227 No
Road Mannual
Page 45 of 61
Momin Plaza opposite Hazara Centerlized - Main
26 NSC Shinkiari 1228 No
university Applicatican
Jamia Masjid Road near Police Non-Computerized /
27 NSC Skardu 1229 No
Sation Mannual
Centerlized - Main
28 Hassanabdal 1230 Shehra-e-Hazara, Hassanabdal No
Applicatican
29 NSC Takhtbahi 1231 Malakand Road, Takhtbahi Computerized No
PESHAWAR REGION
Non-Computerized /
NSC-Akora Khattak 1101 NSC, G.T. Road, Akora Khattak No
30 Mannual
NSC-1, Building No.895-322,
Non-Computerized /
NSC-1, Bannu 1102 Phori Gate, Near Women & No
Mannual
31 Children Hospital
NSC-II, Mandan Chowk, Railway
Non-Computerized /
NSC-II, Bannu 1103 Road,Near Allied Bank, Bannu No
Mannual
32 City.
NSC, S.S. Plaza, Bacha Khan Non-Computerized /
NSC-Charsadda 1104 No
33 Chowk, Charsadda. Mannual
NSC, Shop No.5, Cantonment
NSC-Cantt: Plaza 1105 Plaza, Saddar Road, Peshawar Computerized Yes
34 Cantt.
NSC-1, Bldg. No.78.N.N.Plaza, Non-Computerized /
NSC-1, D.I.Khan 1106 Yes
35 East Circular Road, D.I.Khan Mannual
NSC-II, North Circular Road,
Non-Computerized /
NSC-II, D.I.Khan 1107 Adjacent Toyota Frontier Yes
Mannual
36 Showroom, D.I.Khan
NSC-Bldg No. 1,2,3 & 4, Non-Computerized /
NSC-Hangu 1108 No
37 Opp:DCO Office, Hangu Mannual
Non-Computerized /
NSC-Jehangira 1109 NSC, Main G.T.Road, Jehangira No
38 Mannual
Non-Computerized /
NSC-Karak 1110 NSC-Tehsil Road, Karak No
39 Mannual
NSC-1, Alflah Market, Bannu Non-Computerized /
NSC-1, Kohat 1111 No
40 Road, Kohat. Mannual
NSC-II, Kohat, Near Green Hills Non-Computerized /
NSC-II, Kohat 1112 No
41 Hotel, Kohat Mannual
NSC, Larri Adda, Mianwali Road, Non-Computerized /
NSC-Lakki Marwat 1113 No
42 Lakki Marwat Mannual
NSC, Manki Chowk, Aziz Bhatti Non-Computerized /
NSC-Nowshera Cantt 1114 No
43 Road, Nowshera Cantt Mannual
NSC, Co-Operative Society Non-Computerized /
NSC-Pabbi 1115 No
44 Building, G.T .Road, Pabbi Mannual
NSC, Sherazi Plaza, Zanana Non-Computerized /
NSC-Parachinar 1116 No
45 Hospital Road, Parachinar Mannual
NSC, Building No.472 /472A,
NSC-Peshawar Cantt 1117 Computerized Yes
46 Main Bazzar, Peshawar Cantt
NSC-1, Qissa Khawani Bazzar, Non-Computerized /
NSC-1 1118 Yes
47 Peshawar City Mannual
NSC-II, Building Old Salateen Non-Computerized /
NSC-II 1119 Yes
48 hotel, Cinema Road, Pesh;City Mannual
NSC-III, Dabgari Bazzar, Near
NSC-III 1120 Computerized Yes
49 Sharhad Hotel, Peshawar City
NSC-IV, , G.T Road, Peshawar
NSC-IV, G.T Road 1121 Computerized Yes
50 City
Page 46 of 61
NSC-VII, Outside Lahori Gate, Non-Computerized /
NSC-VII 1124 Yes
51 Sheikhabad Road,Pesh;City Mannual
NSC, Building No.180/1, Saddar Non-Computerized /
NSC-Risalpur Cantt 1125 No
52 Bazzar Risalpur Cantt Mannual
NSC-Khundi Market, Sera-i- Non-Computerized /
NSC-Sera-i-Naurang 1126 No
53 Naurang. Mannual
NSC, Main Bazzar, Peshawar Non-Computerized /
NSC-Shabqadar 1127 No
54 Road, Shabqadar Mannual
Non-Computerized /
NSC-Tank 1128 NSC, Adda Bazzar, Tank No
55 Mannual
NSC, Rashid Plaza, University
NSC-Tehkal Bala 1129 Computerized Yes
56 Road, Tehkal Bala, Peshawar
NSC, 3-A3, Park Avenue, Non-Computerized /
NSC-University Town 1130 Yes
57 University Town, Peshawar Mannual
NSC-PDA Building Hayatabad,
NSC-Hayatabad 1131 Computerized Yes
58 Peshawar
NSC-Orakzai Plaza, Dalazak
NSC-Dalazak Road 1132 Computerized Yes
59 Road, Peshawar City.
ISLAMABAD REGION
Plot No.15, Shop No.1,2,3,
Centerlized - Main
60 NSC Aabpara 1301 Khaygan-e-Suharwardy, Yes
Application
Aabpara, Islamabad.
Plot No.7-K, F-10 Markaz,
61 NSC F-10, Markaz 1302 Computerized Yes
Islamabad.
Building No.B.VII 2-5/16 & 17,
62 NSC Chakwal 1303 Gul Sher Plaza, Talagang Road, Computerized No
Chakwal.
Premises No.378/A (Near
NSC Chuhar Harpal, Masjid Kamal Din), Chuhar
63 1304 Computerized Yes
Peshawar Road Harpal, Peshawar Road,
Rawalpindi
No.23/N, G-6, Civic Centre,
64 NSC Civic Centre 1305 Computerized Yes
Islamabad.
Building No.14/A, Sector-III,
NSC Khayaban-i- Centerlized - Main
65 1306 Main Road, Khayaban-i-Syed, Yes
Sirsyed Application
Rawalpindi.
66 NSC Dina 1307 Gakhar Plaza, G.T Road, Dina Computerized Yes
Shop No.1,2,3 &4 Block No.14-J,
67 NSC F-8, Markaz 1308 Ayub Market, F-8 Markaz, Computerized Yes
Islamabad.
Centerlized - Main
68 NSC Fateh Jang 1309 Rawalpindi Road, Fateh Jang. No
Application
12-L, Sittara Market, G-7
69 NSC, G-7/2,Markaz 1310 Computerized Yes
Markaz, Islamabad.
Premises No. 9-B(V), G-9
70 NSC G-9, Markaz 1311 Computerized Yes
Markaz, Islamabad.
Khasra No.310, Atif Plaza, Opp:
71 NSC Gujar Khan 1312 Computerized No
NBP G.T.Road, Gujar Khan
Plot No.I-B, Bazar No.III, Class-
Centerlized - Main
72 NSC I-8/1 1313 III, Shopping Centre, I-8/1, Yes
Application
Islamabad
Civil Lines, Opp: Income Tax
73 NSC Jhelum 1314 Computerized Yes
Office, Jhelum.
Building No.E/47, Situated at Centerlized - Main
74 NSC kahuta 1315 Yes
Channi Bazar, Kahuta. Application
Page 47 of 61
Khasra No.2347, Pindi Road,
75 NSC Kallar Saydan 1316 Computerized Yes
Kallar Syedan.
Premises No.133-1/C, Kashmir
76 NSC Kashmir Road 1317 Computerized Yes
Road, Rawalpindi
Ground Floor Amna Plaza No.A-
77 NSC Lala-Zaar, Wah 1318 10, Shah Wali Colony Uppal Computerized No
Chowk, The Mall Wah Cantt.
Mehr Plaza (Plot No.2-
78 NSC Millat Road 1320 Commeercial) Sherpao Colony, Computerized Yes
Millat Road, Rawalpindi.
Sector A/4, Plot No.1-C, Allama
79 NSC Mir Pur 1321 Computerized Yes
Iqbal Road, Mirpur(AK)
Khan Regency Hotel, Kuldana
80 NSC Muree 1322 Computerized No
Road, Murree.
Premises No.SA/1043, Khasra
81 NSC Muslim Town 1323 No.294, Sadiqbad, (Muslim Computerized Yes
Town) Rawalpindi.
NSC Pind Dadan
82 1324 Railway Road, Pind Dadan Khan. Computerized No
Khan
Building No.B-I 417, A/1,
83 NSC Pindi Gheb 1325 Computerized No
Katchery Road, Pindi Gheb.
Adam Jee Road, Poonch House
84 NSC Poonch House 1326 Computerized Yes
Complex, Rawalpindi.
R.Block, Pak Secretariat, Centerlized - Main
85 NSC R, Block 1327 Yes
Islamabad. Application
Dar-ul-Shifa Hospital Building,
86 NSC Rawalakot 1328 Opp: PWD Office, Computerized No
Rawalakot(AK)
Shops No.1&2, Ground Floor, Al-
Centerlized - Main
87 NSC 6th Road 1329 Mustafa Plaza, 6th Road, Yes
Application
Rawalpindi
Building No.39-B/1, Murree
88 NSC OPP: RGH 1330 Computerized Yes
Road, Opp: RGH, Rawalpindi.
Building No.1055-D, Saidpur
89 NSC Haidri Chowk 1331 Road, Haidri Chowk, Satellite Computerized Yes
Town, Rawalpindi.
Kamran Market, G.T Road,
90 NSC Sohawa 1332 Computerized No
Sohawa.
Premises No.B-II-289-A,
91 NSC Talagang 1333 Computerized No
Chakwal Lahore Road, Talagang.
No.898/899 Alamghir Road,
92 NSC Tariqabad 1334 Computerized Yes
Tariqabad, Rawalpindi
Building No.1/1-R-50/A, Faisal
93 NSC Taxila 1335 Computerized No
Shaheed Road, Taxila.
Building No.489-1A, Tench
94 NSC Tench Bhatta 1336 Bhatta Road, near 22 Number Computerized Yes
Octroi Post, Rawalpindi Cantt.
Shop No.2,2&4, plot No.9,
NSC Chaklala
95 1337 Commercial Area, Chaklala Computerized Yes
Scheme-III
Scheme-III, Rawalpindi
NSC, Aslam Market Shop No.14/37, Aslam Market,
96 1338 Computerized No
Wah Cantt The Mall Wah Cantt.
Opposite Munawar Colony,
97 NSC Adyala Road 1340 Computerized Yes
Adyala Road, Rawalpindi.
Malik Plaza, Main Murree Road, Centerlized - Main
98 NSC Bhara Kahu 1341 Yes
Bhara Kahu, Islamabad. Application
PWD Plot D-7 Pak Plaza Main Centerlized - Main
99 NSC PWD 1342 Yes
PWD Double Road Islamabad Application
Page 48 of 61
GUJRANWALA REGION
Samani Road Bhimber (Azad Non-Computerized /
100 NSC-Bhimber (AK) 1401 No
Kashmir) Mannual
Non-Computerized /
101 NSC-Daska 1402 Bank Road Model Town Daska No
Mannual
Approach Road opposite
Non-Computerized /
102 NSC-Farooqabad 1403 National Bank of Pakistan No
Mannual
Farooqabad
Umer Manzil, Sialkot Road,
Centerlized - Main
103 NSC-I, Gujranwala 1404 Opposite Session Court Yes
Applicatican
Gujranwala
69-E, Satellite Town Pasrur Centerlized - Main
104 NSC-II, Gujranwala 1405 Yes
Road Gujranwala Applicatican
Outside Eminabadi Gate Centerlized - Main
105 NSC-III, Gujranwala 1406 Yes
Gujranwala Applicatican
A & Z Plaza Main G.T.Road Centerlized - Main
106 NSC-IV, Gujranwala 1407 Yes
Rahwali Gujranwala Cantt Applicatican
Trust Plaza Model Town Centerlized - Main
107 NSC-V, Gujranwala 1408 Yes
Gopal Das Nowshera Road Centerlized - Main
108 NSC-VI, Gujranwala 1409 Yes
Bhimber Road Adjacent Askari Non-Computerized /
109 NSC-I, Gujrat 1410 Yes
Islamaic Bank Gujrat Mannual
Prince Chowk, Khawajgan Road Non-Computerized /
110 NSC-II, Gujrat 1411 Yes
Gujrat Mannual
Opposite Govt. Girls High School Non-Computerized /
111 NSC-Hafizabad 1412 Yes
#2, Ali Pur Road Hafizabad Mannual
Mohallah Jinnah Colony Circular
Non-Computerized /
112 NSC-J.P.Jattan 1413 Road opposite Police Station Yes
Mannual
Jalalpur Jattan
Non-Computerized /
113 NSC-Kharian Cantt 1414 Sadar Bazar Kharian Cantt Yes
Mannual
Khadim Ali Road Kotli Behram Non-Computerized /
114 NSC-III, Sialkot 1415 Yes
Sialkot Mannual
Non-Computerized /
115 NSC-Lalamusa 1416 G.T. Road Lalamusa Yes
Mannual
Mohallah Islami Near HBL, Non-Computerized /
116 NSC-Malakwal 1417 No
Malakwal Mannual
NSC-Mandi Jamia Masjid Road Mandi Non-Computerized /
117 1418 No
Bahauddin Bahauddin Mannual
Guru Bazar Market Road Non-Computerized /
118 NSC-Nanakana Sahib 1419 No
Nankana Sahib Mannual
Non-Computerized /
119 NSC-Narowal 1420 Katchery Road Narowal No
Mannual
Building No.280/526, Katchery Non-Computerized /
120 NSC-Pasrur 1421 No
Road Pasrur Mannual
Non-Computerized /
121 NSC-Phalia 1422 Hailan Road Phalia No
Mannual
Opposite Aaqil Gate, Lahore Non-Computerized /
122 NSC-Pindi Bhattian 1423 No
Road Pindi Bhattian Mannual
Sialkot Wazirabad Road Non-Computerized /
123 NSC-Sambrial 1424 No
Sambrial Mannual
Lakar Mandi Faisalabad Road Non-Computerized /
124 NSC-Sangla Hill 1425 No
Sangla Hill Mannual
Non-Computerized /
125 NSC-Shakargarh 1426 Railway Road Shakargarh No
Mannual
Bati Chowk Faisalabad Road Non-Computerized /
126 NSC-Sheikhupura 1427 No
Sheikhupura Mannual
Page 49 of 61
Chanan Building Mujahid Road Non-Computerized /
127 NSC-I, Sialkot 1428 Yes
Sialkot Mannual
Lane No.4, Fazal Plaza, Near Non-Computerized /
128 NSC-II, Sialkot 1429 Yes
Police Station Sialkot Cantt Mannual
Non-Computerized /
129 NSC-Wazirabad 1430 Railway Road Wazirabad Yes
Mannual
FAISALABAD REGION
NSC, P-6/25-27, Near Hakeem
Centerlized - Main
130 NSC-Bhakkar 1601 Abdul Aziz Hospital, Jhang Road, No
Application
Bhakkar.
NSC, Building No.6, Block-2,
Sulemanpura Road, near Centerlized - Main
131 NSC-Bhalwal 1602 No
Munshi Chowk, Bhalwal Distt. Application
Sargodha.
NSC, P-1143, Malikwal Road,
132 NSC-Bhera 1603 Computerized No
Bhera, Distt. Sargodha.
NSC, P-63, Grain Market, Chak Centerlized - Main
133 NSC-Chak Jhumra 1604 No
Jhumra Distt. Faisalabad. Application
NSC, 10/13-B, Dar ul Saddar
Centerlized - Main
134 NSC-Chenab Nagar 1605 Janoobi, Chenab Nagar District No
Application
Chiniot.
NSC, 377/B-III, Masjid Chowk
Centerlized - Main
135 NSC-Chiniot 1606 Garha, Opp.Libarary Park, No
Application
Chiniot.
NSC-I, P-156, Zia Centre,
Centerlized - Main
136 NSC-I, Faisalabad 1607 Circular Road, Opp. District Yes
Application
Accounts Office, Faisalabad.
NSC-II, P-77177(1), Jhal
Centerlized - Main
137 NSC-II, Faisalabad 1608 Khanuana, Satiana Road, Yes
Application
Faisalabad.
NSC-III, P-4439/3, G.C.
Centerlized - Main
138 NSC-III, Faisalabad 1609 University Road, Dhobi Ghat, Yes
Application
Faisalabad.
NSC-IV, P-84, Tariq Centre, near
Centerlized - Main
139 NSC-IV, Faisalabad 1610 Iqbal Stadium Civil Lines, Yes
Application
Faisalabad.
NSC-V, P-45-45/1, Ibrahim
Plaza, Opp. Municipal Degree Centerlized - Main
140 NSC-V, Faisalabad 1611 Yes
College, Jaranwala Road, Application
Faisalabad.
NSC-VI, 171-B, Iqbal Chowk,
Centerlized - Main
141 NSC-VI, Faisalabad 1612 Saddar Bazar, Ghulam Yes
Application
Muhammad Abad, Faisalabad.
NSC-VII, 652-D, Peoples Colony
Centerlized - Main
142 NSC-VII, Faisalabad 1613 No.1, Mian Hameed Chowk, Yes
Application
Faisalabad.
NSC-VIII, 1400-B, Rashid Centerlized - Main
143 NSC-VIII, Faisalabad 1614 Yes
Chowk, Samanabad, Faisalabad. Application
NSC-IX, P-5, Opp. Kamal
Centerlized - Main
144 NSC-IX, Faisalabad 1615 Industries, Jhang Road, Yes
Application
Faisalabad.
NSC, P-86, Quaid-e-Azam Road, Centerlized - Main
145 NSC-Gojra 1616 No
Gojra Distt. Toba Tek Singh. Application
NSC, P-131, Rai Shahadit Centerlized - Main
146 NSC-Jaranwala 1617 No
Market, Hassan Road, Jaranwala. Application
NSC, P-4, Block-5, Near Old Bus
Centerlized - Main
147 NSC-Jauharabad 1618 Stand, Jauharabad, Distt. No
Application
Khushab.
Page 50 of 61
NSC, P-514, Burji Wala Chowk, Centerlized - Main
148 NSC-Jhang 1619 Yes
Toba Road, Jhang. Application
NSC, 629-D, Main Bazar Hussain
Shah, near Municipal Centerlized - Main
149 NSC-Kamalia 1620 No
Committee, Kamalia Distt. Toba Application
Tek Singh.
NSC, 4141-A, G.T. Road, Centerlized - Main
150 NSC-Khushab 1621 No
Khushab. Application
NSC, P-39m Near Police Chowki,
Centerlized - Main
151 NSC-Kundian 1622 Siddiqui Bazar Kundian Distt. No
Application
Mianwali.
NSC, Building No.1609/1, Block-
Centerlized - Main
152 NSC-Liaqatabad 1623 6, near General Bus Stand, No
Application
Liaqatabad, Distt. Mianwali.
NSC, P-117/109, Timber Market
Non-Computerized /
153 NSC-Mamunkanjan 1624 near National Bank of Pakistan, No
Mannual
Mamunkanjan Distt. Faisalabad.
NSC, G/94-95, Ballo Khail Road, Centerlized - Main
154 NSC-Mianwali 1625 No
Mianwali. Application
NSC, P-6, Mehria Plaza, Mardwal
155 NSC-Noushehra 1626 Chowk, near Hospital Computerized No
Noushehra, Distt. Khushab.
NSC, P-52, Railway Road, Centerlized - Main
156 NSC-Phularwan 1627 No
Phularwan Distt. Sargodha. Application
NSC, P-1006, Habib Plaza, Sabzi
Centerlized - Main
157 NSC-Pirmahal 1628 Mandi Road, Saddar Bazar, No
Application
Pirmahal Distt. Toba Tek Singh.
NSC, Building No.11, Housing
Centerlized - Main
158 NSC-Samundri 1629 Colony No. 1, Circular Road, No
Application
Samundri, Distt. Faisalabad.
NSC-I, 65/2, Near Khayam Centerlized - Main
159 NSC-I, Sargodha 1630 Yes
Chowk, Railway Road, Sargodha. Application
NSC-II, 4-S-35, Sharif ul Hassan
Centerlized - Main
160 NSC-II, Saroghda 1631 Plaza, St. No.2, Block No.9, Yes
Application
Sargodha.
NSC-III, 437/1, Opp. Ibrahim
Centerlized - Main
161 NSC-III, Sargodha 1632 Hospital, Bahadar Shah Zafar Yes
Application
Road, Satellite Town, Sargodha.
NSC-IV, 4/4 Kalyar Town, Centerlized - Main
162 NSC-IV, Sargodha 1633 Yes
University Road, Sargodha. Application
NSC, P-65, Block-H,Al Barkat
Centerlized - Main
163 NSC-Shahkot 1634 Plaza, Main Nankana Road, No
Application
Shahkot, Distt. Nankana Sahib.
NSC, P-183, Opp. Post Office,
Centerlized - Main
164 NSC-Shahpur Saddar 1635 Moh. Imam Bakhsh, Shahpur No
Application
Saddar Distt. Sargodha.
NSC, C.B-556, Rafiqui Chowk,
Non-Computerized /
165 NSC-Shorkot Cantt. 1636 Shahra-e- Rafiqui, Shorkot Cantt No
Mannual
Distt. Jhang.
NSC, P-17-18, Grain Market, Centerlized - Main
166 NSC-Sillanwali 1637 No
Sillanwali, Distt. Sargodha. Application
NSC, P-606, Quaid-e-Azam Road, Centerlized - Main
167 NSC-Tandlianwla 1638 No
Tandlianwala Distt. Faisalabad. Application
NSC, P-91/4, Khadija Centre, Centerlized - Main
168 NSC-Toba Tek Singh 1639 No
near Post Office Toba Tek Singh. Application
LAHORE REGION
Page 51 of 61
Centerlized - Main
169 NSC Abbott Road 1501 40-A, Abbot Road. No
Application
NSC Allama Iqbal 733/34, Huma Block, Allama
Town Iqbal Town, Lahore
Centerlized - Main
171 NSC Baghban Pura 1503 177/A, G.T. Road, Baghbanpura. Yes
Application
21-Data Darbar Road Post
172 NSC Bhatti Gate 1504 Office: Timber Market, Bhatti Computerized Yes
Gate, Lahore
Khasra No. 6121/3205, Khatoni
173 NSC Chunian 1505 No. 521/4815, Near Satluj Computerized No
Stadium, Main Road, Chunian
NSC Fortress Behind Soldier Board, Fortress
Stadium Stadium, Lahore Cantt
Centerlized - Main
175 NSC Gulberg 1507 29-30/F, Gulberg-II, Lahore Yes
Application
NSC Hamid Nizami Centerlized - Main
176 1508 2 - Hamid Nizami Road, Lahore Yes
Road Application
Shop No. 202-A, Ferozepur
177 NSC Ichra 1509 Computerized No
Road, Ichhra
86 - National Town, Sanda Road,
178 NSC Islampura 1510 Computerized Yes
Islampura, Lahore
Centerlized - Main
179 NSC Jail Road 1511 No.S-77-R-9, Jail Road, Lahore No
Application
Building No. B/III-9R-104,
Centerlized - Main
180 NSC-I, Kasur 1512 Outside Mori Gate, Circular No
Application
Road, Kasur
Building No. B-VI-9R-73, Main Centerlized - Main
181 NSC-II, Kasur 1513 No
Circular Road, Kasur Application
No.951, Opp. Royal Plaza,
Centerlized - Main
182 NSC Kot Lakhpat 1514 Qanchi Amarsadhu, Main Yes
Application
Ferozepur Road, Kot Lakhpat.
Khasra No. 1821, 1824 & 1825,
NSC Kot Radha
183 1515 Clark Abad Road, Kot Radha Computerized No
Kishan
Kishan
107-G, Commercial, Defense
184 NSC DHA 1516 Computerized Yes
Housing Society, Lahore
Building No. 62/13, Aziz Road,
185 NSC Misri Shah 1517 Computerized Yes
Misri Shah.
12-A, L-Block, Gulberg-III, Post
Centerlized - Main
186 NSC Model Town 1518 Office: Ghalib Market, Model Yes
Application
Town
35-Sahlimar Link Road, Centerlized - Main
187 NSC Moghalpura 1519 Yes
Moghalpura. Application
2-B, Main Boulevard, Sabzazar,
188 NSC Multan Road 1520 Computerized Yes
Multan Road, Lahore
240/5, Allama Iqbal Road, Centerlized - Main
189 NSC Mustafabad 1521 Yes
Mustafabad. Application
NSC New Muslim 246-A, Ayubia Market, New
Town Muslim Town,
No.SE-IV-I-S, 2-Main Bazzar Centerlized - Main
191 NSC Nicholson Road 1523 No
Qilla Gujar Sing, Nicholson Road Application
Building No. 477-478, Ground Centerlized - Main
192 NSC Pattoki 1525 No
Floor, Main Bazaar, Pattoki Application
Building 148-A, Railway Road,
Centerlized - Main
193 NSC Raiwind 1526 Near Civil Hospital, Raiwind No
Application
Distt Lahore
194 NSC Ravi Raod 1527 6-Main Ravi Road, Lahore Computerized Yes
Page 52 of 61
Plot No.07, Day Building,
Opposite: Office of the Lahore Centerlized - Main
195 NSC Saddar Bazar 1528 Yes
Cantonment Board, Sarwar Application
Road, Lahore Cantt
183-N, Main Ghazali Road,
196 NSC Samanabad 1529 Computerized Yes
Samanabad, Lahore
House No.01, Street No.01, Al-
Habib Park, Near Chowk Mouala Centerlized - Main
197 NSC Bilal Gunj 1530 Yes
Baksh, Kacha Sauda Road, Bilal Application
Gunj
Building No.260, Goal Bagh Shad Centerlized - Main
198 NSC Shad Bagh 1531 Yes
Bagh Lahore. Application
Shops No.2,3,4 & 5, Lower
Centerlized - Main
199 NSC Shadman colony 1532 Ground, 73-Business Centre, Yes
Application
Shadman Market.
Building No.38-R-171, Circular
NSC Shahalam Centerlized - Main
200 1533 Road, Out side Shah Alam No
Market Application
Market
272, Main Sheikupura Road, Jia
201 NSC Shahdara More 1534 Computerized No
Mosa, Shahdara, Lahore
Main Circular Road, Sharqpur,
202 NSC Sharaq Pur 1535 Computerized No
Distt, Sheikhupura
NSC Syed Mouj Saleemi Chamber, 15 - Syed
Darya Road Mouj Darya Road.
Building No.403, Block No. 6
204 NSC Town Ship 1537 Sector B1, Al-Madina Road, Computerized Yes
Lahore
E-26/16, Walton Road, Lahore Centerlized - Main
205 NSC Walton Road 1538 Yes
Cantt Application
Centerlized - Main
206 NSC Johar Town 1539 78-R-I, Johar Town. Yes
Application
MULTAN REGION
Building No.147 Multan Road, Non-Computerized /
207 Abdul Hakeem 1701 No
Abdul Hakeem Mannual
Building No.342, Mehboob
Non-Computerized /
208 NSC Ali Pur 1702 Plaza, Near Town, Committee, No
Mannual
Alipur.
Building No.89/D, Thana Bazar, Non-Computerized /
209 NSC Arif Wala 1703 Yes
Arifwala. Mannual
Building No.116-D, Vehari Non-Computerized /
210 NSC Burewala 1704 No
Bazar, Burewala. Mannual
Non-Computerized /
211 NSC Chicha Watni 1705 4 G.T Road, Chichawatni Yes
Mannual
Qasoor Road Near General Bus Non-Computerized /
212 NSC Depalpur 1706 Yes
Stand, Depalpur. Mannual
Building No.11610/2505,
Non-Computerized /
213 NSC DG Khan-I 1707 Haideria Chowk, Allama Iqbal Yes
Mannual
Road, D.G.Khan.
Building No.3, Block No.1, Non-Computerized /
214 NSC DG Khan-II 1708 Yes
Railway Road, D.G.Khan. Mannual
Non-Computerized /
215 NSC Haveli 1709 Exchange Road, Haveli Lakha. No
Mannual
Building No.8, Block No.3, Non-Computerized /
216 NSC Jahanian 1710 No
Multan Road, Jahanian. Mannual
Building No.XVIII/8/3, Dera Non-Computerized /
217 NSC Jampur 1711 Yes
Road, Jampur. Mannual
Page 53 of 61
Building No.1, Ward Non-Computerized /
218 NSC Kabirwala 1712 No
No.1,Khanewal Road, Kabirwala. Mannual
Zaid Plaza Block No12, Girls Non-Computerized /
219 NSC Khanewal 1713 No
Collage Road, Khanewal Mannual
Building No.B-20-II, Ward No.2, Non-Computerized /
220 NSC Kot Addu 1714 Yes
Railway Road, Kot Adu. Mannual
Building No.64/A/3, Aslam Non-Computerized /
221 NSC Layyah 1715 No
More, Layyah. Mannual
Building No.10/70, Maulvi
Non-Computerized /
222 NSC Mian Channun 1716 Hadayat Ullah Road, Block No
Mannual
No.10, Mian Channu.
Building No.3605-A-1, Khilji
Centerlized - Main
223 NSC Multan-I 1717 commercial Plaza, Railway Yes
Application
Road, Multan Cantt:.
Building No.37/B, Chowk Gole Non-Computerized /
224 NSC Multan-II 1718 Yes
Bagh, Gulgasht Colony, Multan. Mannual
Building No.2787/BX, Opp.
Non-Computerized /
225 NSC Multan-III 1719 Relex Hotel, Kutchery Road, Yes
Mannual
Multan
Khawar Centre No.92, Nusrat
Non-Computerized /
226 NSC Multan-IV 1720 Road, Near S.P.Chowk, Multan Yes
Mannual
Cantt:
Building No.2045, Akbar Road Non-Computerized /
227 NSC Multan-V 1721 Yes
Chowk, Multan. Mannual
Main 143-B Main Market Non-Computerized /
228 NSC Multan-VI 1722 Yes
Mumtazabad, Multan. Mannual
Afshar Road, Near Machli Mandi Non-Computerized /
229 NSC Multan-VII 1723 Yes
Chowk, Doulate Gate, Multan. Mannual
36-T, Allama Iqbal Market New Centerlized - Main
230 NSC Multan-VIII 1724 Yes
Multan Application
Building No.12-13/S, Near
Non-Computerized /
231 NSC Multan-IX 1725 Timber Market, Vehari Road, Yes
Mannual
Multan.
Building No.2, 3 & 4(Shops)
Non-Computerized /
232 NSC Multan-X 1726 MDA Road, Opposite Multan Art Yes
Mannual
Council, Multan.
Building No.234/88, Near Jan
Centerlized - Main
233 NSC Multan-XI 1727 Muhammad Chowk, Masoom Yes
Application
Shah Road, Multan.
Non-Computerized /
234 NSC Muzaffar Garh 1728 Jhang Road, Muzaffargarh. No
Mannual
Building No.80-A, Main Market, Non-Computerized /
235 NSC Okara Cantt 1729 Yes
Okara Cantt: Mannual
City building No.29, Rana
Non-Computerized /
236 NSC Okara City-I 1730 Nusary, M.A. Jinnah Road, Yes
Mannual
Adjcent Bank Al-Flah, Okara City
Building No.1253-B-III, Sahiwal Non-Computerized /
237 NSC Pakpattan 1731 Yes
Road, Pakpattan Mannual
Building No.1296, Circular Non-Computerized /
238 NSC Rajanpur 1732 No
Road, Rajanpur. Mannual
Building No.189/4-1, Welcome Non-Computerized /
239 NSC Renala Khurd 1733 Yes
Road, Renala Khurd. Mannual
Building No.378/H, Fareed Non-Computerized /
240 NSC Sahiwal-I 1734 Yes
Town, Sahiwal. Mannual
Non-Computerized /
241 NSC Sahiwal-II 1735 Gol Chakar Hali Road, Sahiwal Yes
Mannual
Building No.23/C, Friends
Non-Computerized /
242 NSC Sahiwal-III 1736 Cinema Road, Green Town, Yes
Mannual
Sahiwal.
Page 54 of 61
Building No.870, Jalal Pur Road, Non-Computerized /
243 NSC Shujahabad 1737 No
Shujabad. Mannual
Near Hashim chowk Wahwa Non-Computerized /
244 NSC Taunsa Sharif 1738 No
Road, Taunsa Sharif Mannual
Building No.21/D, Club Road, Non-Computerized /
245 NSC Vehari 1739 Yes
Vehari. Mannual
Madina Super Market G. T. Non-Computerized /
246 NSC Okara City-II 1740 Yes
Road, Okara Mannual
BAHAWALPUR REGION
Kutchery Road adjacent NBP Non-Computerized /

247 NSC, Ahmedpur East 1801 No
Opp; Police Station Saddar Mannual
Non-Computerized /
248 NSC, Bahawalnagar 1802 Baldia Road, No
Mannual
Centerlized - Main
249 NSC, Bahawalpur-I 1803 Goheer Town, Opp; Govt. Press, Yes
Application
Centerlized - Main
250 NSC, Bahawalpur-II 1804 BISE Road, Cheema Town, Yes
Application
Centerlized - Main
251 NSC, Bahawalpur-III 1805 Near City Hotel, Model Town 'C' Yes
Application
Near Arafat-e-Shireen Bakers,
Centerlized - Main
252 NSC, Bahawalpur-IV 1806 Commercial Area, Satellite Yes
Application
Town, (062-9250205)
Non-Computerized /
253 NSC, Chishtian 1807 Plot No.9, Block-E, Main Bazar No
Mannual
Non-Computerized /
254 NSC, Dahranwala 1808 Main Bazar No
Mannual
School Road, Near New Water Non-Computerized /
255 NSC, Fortabbas 1809 No
Supply, Mannual
Non-Computerized /
256 NSC, Haroonabad 1810 Pakki Mandi, Jamia Masjid Road No
Mannual
Non-Computerized /
257 NSC, Hasilpur 1811 90-C, Baldia Road No
Mannual
Non-Computerized /
258 NSC, Kahrorpacca 1812 Dunyapur Road No
Mannual
NSC, Khairpur Non-Computerized /
259 1813 Bahawalpur Road No
Tamewali Mannual
Akhtarabad, Main Non-Computerized /
260 NSC, Khanpur 1814 Yes
Rahimyarkhan Road Mannual
National Bank Road, Near Post Non-Computerized /
261 NSC, Liaqapur 1815 No
Office Mannual
Multan Road, Near Main Branch Non-Computerized /
262 NSC, Lodhran 1816 Yes
National Bank of Pakistan Mannual
Colony Road Near Sharif Non-Computerized /
263 NSC, Mailsi 1817 No
Hospital/Stadium, Mannual
Police Station Road, Near Abu- Non-Computerized /
264 NSC, Minchinabad 1818 No
Bakar Chowk, Mannual
Opp; Jamia-tul-Farooq, Near Non-Computerized /
265 NSC, Rahimyarkhan 1819 Yes
'NADRA' Office, Trust Colony Mannual
Non-Computerized /
266 NSC, Sadiqabad 1820 77-D, Allama Iqbal Town, Yes
Mannual
Non-Computerized /
267 NSC, Yazman 1821 Bahawalpur Road Yes
Mannual
Page 55 of 61
SUKKUR REGION
Non-Computerized /
268 NSC Dadu 1901 Fish Market Road No
Mannual
Non-Computerized /
269 NSC Daharki 1902 National Highway No
Mannual
Latif Shoppiong Centre, Near Non-Computerized /
270 NSC Ghotki 1903 No
Ghota Hospital Mannual
Non-Computerized /
271 NSC Guddu 1904 Main National Highway No
Mannual
Non-Computerized /
272 NSC Jacobabad 1905 Adam Khan Panhwar Road No
Mannual
NSC Kamber Ali Non-Computerized /
273 1906 Dost Ali Road, 234 Ward B No
Khan Mannual
Non-Computerized /
274 NSC Kandh Kot 1907 Main Shahi Bazar No
Mannual
Near Eidgah Road, Tharu Shah Non-Computerized /
275 NSC Kandiaro 1908 No
Road Mannual
Non-Computerized /
276 NSC Khairpur 1909 New Goath, Katcheri Road No
Mannual
Non-Computerized /
277 NSC Larkana-I 1910 Bank Square Yes
Mannual
Non-Computerized /
278 NSC Larkan-II 1911 Resham Gali Yes
Mannual
Non-Computerized /
279 NSC Mehar 1912 Shahi Muhalla No
Mannual
Non-Computerized /
280 NSC Mirpur Mathelo 1913 Near Clock Tower, Main Road No
Mannual
Non-Computerized /
281 NSC Moro 1914 National Highway No
Mannual
Non-Computerized /
282 NSC Nasirabad 1915 Kathia Bazar No
Mannual
Non-Computerized /
283 NSC Naushero Feroze 1916 Ward No. 1 National Highway No
Mannual
Non-Computerized /
284 NSC Panno Akil 1917 Shahi Bazar No
Mannual
Non-Computerized /
285 NSC Ranipur 1918 National Highway No
Mannual
Non-Computerized /
286 NSC Ratto Dero 1919 National Bank Road No
Mannual
Non-Computerized /
287 NSC Rohri 1920 Old Fish Market, Shahi Bazar No
Mannual
Non-Computerized /
288 NSC Shahdad Kot 1921 Mukhtiarkar Office Road No
Mannual
Non-Computerized /
289 NSC Shikarpur-I 1922 Main Station Road No
Mannual
Near National Bank of Pakistan, Non-Computerized /
290 NSC Shikarpur-II 1923 No
Staurt Ganj Mannual
Near Maki Masjid, Muhammad Non-Computerized /
291 NSC Sukkur-I 1924 Yes
Bin Qasim Park Mannual
Near Sufaid Masjid, Hussainy Non-Computerized /
292 NSC Sukkur-II 1925 Yes
Road Mannual
Non-Computerized /
293 NSC Sukkur-III 1926 Near Teer Chowk, Barrage Road Yes
Mannual
Non-Computerized /
294 NSC Sukkur-IV 1927 Military Road Yes
Mannual
Non-Computerized /
295 NSC Ubauro 1928 Main Ronti Road No
Mannual
Page 56 of 61
Non-Computerized /
296 NSC Gambat 1929 UC No. 1, Main Road No
Mannual
HYDERABAD REGION
Centerlized - Main
297 NSC Badin 2001 Near United Hotel, Main Road No
Application
Plot No.41/286, A-1, Al-Naseem Centerlized - Main
298 NSC Press Club Road 2002 Yes
Centre, Near Press Club Application
Centerlized - Main
299 NSC Digri 2003 Mirwah Road No
Application
Shop No.1317/301, Ward-F, Centerlized - Main
300 NSC Gari Khata 2004 Yes
Risala Road, Haider Chowk Application
G-916/21, Tank No.2, main
Centerlized - Main
301 NSC Gurunagar 2005 commercial Area, Gurunagar Yes
Application
Chowk
Opp. Sarwari Islamia College, Centerlized - Main
302 NSC Hala 2006 No
Dargah Road Application
Shop No.2-5, Plot No.2, R.S-
296/1, Badin Bus Stop Road, Centerlized - Main
303 NSC Hali Road 2007 Yes
Near Sabzi Mandi Chowk, Hali Application
Road.
Indus Heights, Giddu Chowk Centerlized - Main
304 NSC Hussainabad 2008 Yes
Hussainabad Application
Centerlized - Main
305 NSC Kotri 2009 Shahra-e-Liaqat, Kotri Yes
Application
Plot No.47-48, Commercial Area, Centerlized - Main
306 NSC Latifabad-II 2010 Yes
Main Road, Unit No.2 Latifabad. Application
Bunglow No.30, Block No.D, Unit Centerlized - Main
307 NSC Latifabad-III 2011 Yes
No.7, Latifabad Application
Hasnain Square, Liberty Chowk, Centerlized - Main
308 NSC Market Road 2012 Yes
Near Civil Hospital Application
Opp. Session Court, M.A Jinnah Centerlized - Main
309 NSC MirpurKhas-I 2013 No
Road, Application
Centerlized - Main
310 NSC MirpurKhas-II 2014 Adam Town, Mirpurkhas No
Application
Centerlized - Main
311 NSC Mithi 2015 Near T.M.O office, Mithi No
Application
Centerlized - Main
312 NSC Nawabshah 2016 Sakrand Road No
Application
Near Ali Palace, Main Centerlized - Main
313 NSC Qasimabad 2018 Yes
Qasimabad Road Application
C.S No.41/534, Main Soldier
Centerlized - Main
314 NSC Saddar Bazar 2019 Bazar, Opp. Quaid-e-Azam Plaza, Yes
Application
Hyderabad Cantt.
Centerlized - Main
315 NSC Sakrand 2020 National Highway No
Application
Building No.3/A, Opp. Civil Centerlized - Main
316 NSC Sanghar 2021 No
Hospital, Nawabshah Road Application
Building No.A-847, Ward-A, Centerlized - Main
317 NSC Shahdadpur 2022 No
Station Road, Application
Sambara Tower, Opp: Niaz Centerlized - Main
318 NSC Sambara Tower 2023 Yes
Stadium, Thandi Sarak Application
Gulshan-e-Suleman Roshan
Centerlized - Main
319 NSC Tando Adam 2024 Hyderabad, Station Road,Tando No
Application
Adam
Page 57 of 61
Shop No.1610/3/4, Main Centerlized - Main
320 NSC Tando Allahyar 2025 No
Hyderabad Road Application
NSC Tando Shop No.1281-1282, E/1284, Centerlized - Main
321 2026 No
Muhammad Khan Station Road Application
Centerlized - Main
322 NSC Thatta 2027 National Highway No
Application
Centerlized - Main
323 NSC Umerkot 2028 Gul Centre, Main Bazar No
Application
Plot No. 200, Main Bus Stop Centerlized - Main
324 NSC Matiari 2029 No
Road, Matiari Application
KARACHI REGION
Plot No. C-19, Block-04, Shahra- Centerlized - Main
325 NSC, Karimabad 2101 Yes
e-Pakistan, Karimabad, Application
Permises No. G-2 Plat No. 12 Centerlized - Main
326 NSC, Arambagh 2102 Yes
Street RV-3 S No. 2 Arambagh Application
Shop No.1014 - 1015, Block-02, Centerlized - Main
327 NSC, Azizabad 2103 Yes
Azizabad, F. B. Area Application
Pak Secretaraiat, Block 46-A, Non-Computerized /
328 NSC, Block 46-A 2104 Yes
Saddar Mannual
Plot No. B-227, Mahmoodabad Centerlized - Main
329 NSC, Mahmoodabad 2105 Yes
No. 2, Karachi Application
No. RS-4/55, Noor Arcade
Centerlized - Main
330 NSC, Bohrapir 2106 Masam Ali Road, Near Jubilee Yes
Application
Cinema Karachi.
Centerlized - Main
331 NSC, Bufferzone 2107 R-1205, 15-A/4, Bufferzone Yes
Application
Shop No. 2,3, 4 Crystal
Centerlized - Main
332 NSC, Clifton 2108 Court,Plot No. BC-7, Block-5, Yes
Application
Clifton, Karachi
House No-1852, Block 14, Centerlized - Main
333 NSC, Dastagir 2109 Yes
Federal-B Area, Dastagir Society Application
No. 1 & 2, Plot No. C-12, Comm
Centerlized - Main
334 NSC, Defence-II 2110 Street, Defence Phase-II Ext, Yes
Application
DHA, Karachi
Shop No,8 & 9 ,Hockey Lane-3
Centerlized - Main
335 NSC, Defence-V 2111 Phase -V,Defence Housing Yes
Application
Society, Karachi.
Premises No. 1/32-A, Shah
Centerlized - Main
336 NSC, Shah Faisal 2112 Faisal Colony Main Bazar, Yes
Application
Karachi.
National Savings House, Main
Centerlized - Main
337 NSC FE Karachi 2113 Shahra-e-Faisal, Shaheed-e- Yes
Application
Millat Chowk, Karachi.
Plot No. A-557, Block-5, Centerlized - Main
338 NSC, Gulshan-I 2114 Yes
Gulshan-e-Iqbal Application
Mukhtar Centre, SB-38, Block Centerlized - Main
339 NSC, Gulshan-II 2115 Yes
13/B, Gulshan-e-Iqbal Application
Insurance House No. 2, Habib Centerlized - Main
340 NSC, Habib Square 2116 Yes
Square, MA Jinnah Road Application
Bldg.No.C-57/13,Gulberg Centerlized - Main
341 NSC, Gulberg 2117 Yes
Chowrangi,F.B.Area, Karachi Application
Shop No. 2, Nafis Arcade, SC-14,
Centerlized - Main
342 NSC, Jamshed Road 2118 Chandni Chowk, University Yes
Application
Road, Karachi
LS-6, E-6, Sector-6, Orangi Centerlized - Main
343 Orangi Town 2119 Yes
Town, Karachi Application
Page 58 of 61
Qtr No. 1-A/1, Block No. 1-A,
Centerlized - Main
344 NSC, Landhi 2120 Sector No. 36-D, Landhi Town Yes
Application
Ship, Karachi
Plot No. 40, Darakhshan Society, Centerlized - Main
345 NSC, Malir 2121 Yes
Kala Board, Malir Application
NSC, North SC-23, Block-H, North Centerlized - Main
346 2122 Yes
Nazimabad Nazimabad Application
Shop No. 5-E/9, Paposh Nagar, Centerlized - Main
347 NSC, Nazimabad-V 2123 Yes
Nazimabad No. 5, Karachi Application
LS-9, ST-7, Sector 11-K, North Centerlized - Main
348 NSC, North Karachi 2124 Yes
Karachi Application
House No. 1886-B, Martin Road, Centerlized - Main
349 NSC, PIB Colony 2126 Yes
PIB Colony Application
Plot No. CB-7& 8 Landhi
Centerlized - Main
350 NSC, Quaidabad 2127 Quaidabad,Gulistan Society Yes
Application
Karachi
Plot No. 1-A, 1/35, Hina Terrace, Centerlized - Main
351 NSC, Rizvia 2128 Yes
Rizvia Society, Nazimabad Application
National Savings House, Main
Centerlized - Main
352 NSC, Savings House 2129 Shahra-e-Faisal, Shaheed-e- Yes
Application
Millat Chowk, Karachi.
M-II-E-626, Ground Floor, Street Centerlized - Main
353 NSC, Shershah 2130 Yes
No. 1, Shershah Colony Application
Shop No. 9, Plot No. 196 & 197,
Centerlized - Main
354 NSC, Soldier Bazar 2131 Al-Mustafa Terrace, Clayton Yes
Application
Road, Karachi
Shop No. 1149-50, Ibn-e-Sina
Centerlized - Main
355 NSC, Super Market 2132 Road, Liaquatabad No. 4, Yes
Application
Karachi
Plot No. U-123/2, PECHS, Centerlized - Main
356 NSC, Tariq Road 2133 Yes
Karachi Application
Premises No. 104-Z, Tipu Sultan Centerlized - Main
357 NSC, Tipu Sultan 2134 Yes
Road, Bahadurabad Application
A-41 & A-5 Alliance Arcade
NSC, Gulistan-E- Centerlized - Main
358 2135 Block-15 Gulistan-e- Jauhar, Yes
Jauhar Application
Karachi
29/C, Tauheed Commercial
Centerlized - Main
359 NSC-III, Defence 2136 Street No. 24, Defence Phase-V, Yes
Application
Karachi
Premises No. 4 Dosts, Welfare
Complex, Building NO. 31, Centerlized - Main
360 NSC, Malir Cantt 2137 Yes
Bostan Lines, Malir Cantonment, Application
Karachi
9/1/1, Liaquat Ali Khan Road, Centerlized - Main
361 NSC, Model Colony 2138 Yes
Model Colony, Malir Application
-
QUETTA REGION
Khasra No.1319/1317-1600, Non-Computerized /
362 NSC, Brewery Road. 2201 Yes
Brewery Road, Quetta. Mannual
NSC, Dera Murad Main Bazar, Deara Murad Non-Computerized /
363 2202 No
Jamali Jamali. Mannual
Shop No.2/13/6, M.A, Jinnah
364 NSC, Jinnah Road 2203 Computerized Yes
Road Quetta
Non-Computerized /
365 NSC, Khuzdar 2204 Jinnah Road, Khuzdar No
Mannual
Building No.368, Tehsile Road, Non-Computerized /
366 NSC, Loralai 2205 No
Loralai. Mannual
Page 59 of 61
Building No.3-9/24(1), Natha Non-Computerized /
367 NSC, Masjid Road 2206 Yes
Sing Street, Masjid Road, Quetta Mannual
Building No.2, Masjid Road, Non-Computerized /
368 NSC, Mastung 2207 No
Mastung Mannual
Building No.793, 794, 798, Non-Computerized /
369 NSC, Pishin 2208 Yes
Gawalmandi Road, Pishin. Mannual
Building No.9-13/26, Shop No.-1
370 NSC, Quary Road 2209 Computerized Yes
Quarry Road, Quetta.
Building No. 5-B Model Town
371 NSC, Quetta Cantt 2210 Computerized Yes
Quetta.
Building No.1302, Sirki Road,
372 NSC, Sirki Road 2211 Computerized Yes
Quetta.
Shop No.1, Block No.3, Ward Non-Computerized /
373 NSC, Sibi 2212 No
No.2, M.A, Jinnah Road, Sibi Mannual
Buidling No. 7-19/3A Alamdar
374 NSC, Alamdar Road. 2213 Computerized Yes
Road, Quetta
Non-Computerized /
375 NSC, Turbat 2214 Main Road, Turbat. No
Mannual
Shop No.2,3, Askani Plaza, Non-Computerized /
376 NSC, Gawadar 2215 No
Airport Road, Gawader. Mannual
Summary:
o 158 Branches are working on Centralized System
o 78 Branches are computerized but on decentralized system
o 140 Branches are on manually (on registers)
Page 60 of 61

RFPs For KYC CDD EDD Final

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Invitation to Bids

Central Directorate of National Savings (“CDNS”), an Attached Department of

3. Proposal prepared in accordance with the instructions contained in the

Request for Proposal

Hiring services of a SBP regulated Commercial Bank to

23-N, Savings House, CDNS, Civic Centre, G-6 Markaz, Islamabad

PART 1 – Request for Proposal Procedures..................................................... 3

Section I - Instructions to Bidders (ITB)…………………… 4

Section II – Qualification & Evaluation Criteria…………… 8

Section III - Proposal Forms……………………………………… 11

PART 2 – Description of Services and Terms of Reference……………….. 19

Section VI. Background of Organization……………………… 20

Section V. Terms of Reference…………………………………… 23

PART 3 – Conditions of Contract and Contract Forms……………………… 26

Section VI - General Conditions of Contract………………… 27

3. One Bid per Bidder

7. Visit to Bank premises

8. Clarification of Bidding Documents

10. Contents of the Technical Proposal Envelope:

11. Contents of the Financial Proposal Envelope:

12. Address for the purpose of Bid submission

13. Deadline for submission

1. Qualification Criteria and Requirements Table 1

Sr. Parameter Criteria Means of Verification Requirement type

Rating by Local The bank shall be rated at least ‘AA+’

Sr. Parameter Criteria Means of Verification Requirement type

The bank to have necessary systems to

2. Evaluation of Technical Part

Criteria and Requirements

4. Financial sanction imposed by the Regulator/Supervisor due to non-compliance

Date of this Proposal submission: [insert date submission ]

To: Joint Director (V&M)

We, the undersigned Bidder, hereby submit our Proposal, namely:

Name of the Bidder

B. Proposal Submission Form - Second Stage -Financial Part

Date of this Proposal submission: [insert date of Proposal submission]

To: Joint Director (V&M)

Grand Summery Cost

Name of the Bidder

Screening of Proscribed List

4 Transaction Monitoring and STR

Drafting of necessary policies,

Name of Bidder and Stamp:

Authorized Signature of Bidder:

I. Fixed Costs of all AML-CFT functions as defined in the is as under:

Breakdown of cost by Function Amount in PKR

II. Variable Cost

Screening of Proscribed List

4. Transaction Monitoring and STR

Drafting of necessary policies,

Name of Bidder and Stamp:

Authorized Signature of Bidder:

C = Evaluated Proposal Cost

C low = the lowest of all Evaluated Cost among responsive Proposals

Central Directorate of National Savings (“CDNS”) is an Attached Department of Finance

3. Category A Brach Organogram

3 Junior National Savings Officer 3 Junior National Savings Officer

C. Current Status of Automation/Digitization

Out of 376 branches, 140 are totally working on registers (hand

30. Current Residential Address: ___________________________________________________ 31. City:_

34. Mobile Number(Registered in your name):_ 35. Alternative Mobile Number:_______________________

45. Employer/ Business/Institution Contact:______ 46. Employer Business/Institution Email Address.

47. Monthly income(Rupees):Rs._ 48. Monthly income(in words)______________

70. Permanent Residential Address:_____________________________________________________ 71. City_

72. Current Residential Address: _______________________________________________________ 73. City:

74. Resident Tel:_ 75. Email Address: _________

76. Mobile Number(Registered in your name):_ 77. Alternative Mobile Number:__________________

87. Employer Contact:_____________________ 88. Employer Business/Institution Email Address.

89. Monthly income(Rupees):Rs._ 90. Monthly income(in words)______________

107. Employer Contact:_____________________ 108. Employer Business/Institution Email Address.

109. Monthly income(Rupees):Rs._ 110. Monthly income(in words)______________

124. Name:_ 125. Occupation:__

126. Address 127. Account No._