A personalised benefit illustration for

Lelin

This is a personalised benefit illustration generated at the request of the respected prospective client.

Prepared by: Prasun Dey

Associate Agency Partner
prasundey2000@gmail.com | 8981697760
Key Features

Guaranteed Maturity Benefit payable at maturity

Boost your life cover with Guaranteed Yearly Additions and

Guaranteed Loyalty Addition

High premium benefit resulting into higher Basic Sum Assured

Additional protection through optional riders

The mentioned points are only the salient features of the plan / riders please refer to the brochure(s) and policy document(s) for
specific details on all terms and conditions.
Benefit Illustration

Annual Premium
₹1,00,000# for 10
years

Policy year 1 10 20

₹19,20,263

You Pay You Get

₹10,00,000 ₹19,20,263

Death Benefit

Higher of (11 times of Annual Premium,105% of total premiums paid (excluding any extra
premiums), 120% of Basic Sum Assured)

The above example is for ₹1,00,000# p.a. premium, ₹11,41,886 basic sum assured, 10 year PPT & 20 year policy term for a healthy
44 year old. The diagram is exclusive of rider benefits and premium, if any.
#Premium is exclusive of GST & Cess, which will be charged over and above the mentioned premium. *Subject to policy being in
force.
You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in
those sections. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details. The given
illustration is an extract of a separate, more detailed benefit illustration. For full details, please refer to the Benefit Illustration
The features and illustrations given here are for demonstration purpose only. Please check with the agent for official documents
before concluding sale.
Plan Details

Customer Details

Name of Life Insured Lelin

Age of Life Insured(in years) 44

Policy Details

Name of the product Kotak Assured Savings Plan

Unique Identification Number 107N081V01

Basic Sum Assured ₹11,41,886

Amount of Installment Premium ₹1,00,000

Policy Term(in years) 20

Premium Payment Term(in years) 10

Premium Payment Mode Yearly

The features and illustrations given here are for demonstration purpose only. Please check with the agent for official documents
before concluding sale
Plan Details

Second year
Premium First year
onwards

Base Premium(Yearly) ₹1,00,000 ₹1,00,000

Total Rider Premium ₹1,315 ₹1,315

GST & Cess ₹4,737 ₹2,487

Total Yearly Premium(incl. GST &

₹1,06,052 ₹1,03,802
Cess)

Rider Rider Rider

Rider Name Rider SA
PPT Term Premium

Kotak Accidental Death

Benefit Rider(UIN: ₹11,41,886 10 20 ₹1,188
107B001V03)

Kotak Term Benefit

₹10,000 10 20 ₹127
Rider(UIN: 107B003V03)

Kotak Permanent Disability

Benefit Rider(UIN: Not selected
107B002V03)

Kotak Accidental Disability

Guardian Benefit Rider(UIN: Not selected
107B011V02)

Kotak Life Guardian Benefit

Not selected
Rider(UIN 107B012V02)

The features and illustrations given here are for demonstration purpose only. Please check with the agent for official documents
before concluding sale
Benefit Illustration

End of Accrued Guar‐ Guaranteed Guaranteed

Policy Premium# anteed Yearly Loyalty Maturity Death Benefit
Year Additions Additions Benefit

1 1,00,000 10,000 0 0 13,80,263

2 1,00,000 30,000 0 0 14,00,263

3 1,00,000 60,000 0 0 14,30,263

4 1,00,000 1,00,000 0 0 14,70,263

5 1,00,000 1,50,000 0 0 15,20,263

6 1,00,000 2,10,000 0 0 15,80,263

7 1,00,000 2,80,000 0 0 16,50,263

8 1,00,000 3,60,000 0 0 17,30,263

9 1,00,000 4,50,000 0 0 18,20,263

10 1,00,000 5,50,000 0 0 19,20,263

11 0 5,50,000 0 0 19,20,263

12 0 5,50,000 0 0 19,20,263

13 0 5,50,000 0 0 19,20,263

14 0 5,50,000 0 0 19,20,263

15 0 5,50,000 0 0 19,20,263

16 0 5,50,000 0 0 19,20,263

17 0 5,50,000 0 0 19,20,263

18 0 5,50,000 0 0 19,20,263

19 0 5,50,000 0 0 19,20,263

20 0 5,50,000 2,28,377 19,20,263 19,20,263

The features and illustrations given here are for demonstration purpose only. Please check with the agent for official documents
before concluding sale
 Presented by
Prasun Dey
Associate Agency Partner
M: 8981697760