Plan Plan Plan Premium: Coverage Period: 01/01/2021-12/31/2021 Traditional Plan
Plan Plan Plan Premium: Coverage Period: 01/01/2021-12/31/2021 Traditional Plan
Plan Plan Plan Premium: Coverage Period: 01/01/2021-12/31/2021 Traditional Plan
Period:
PLANCoverage
TRADITIONAL
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type:
Individual/FamilyPlan
for:
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Summary
Summary of Benefits and Coverage: What this Plan Covers & What You Pay for Covered Services Coverage Period: 01/01/2021-12/31/2021
: TRADITIONAL PLAN Coverage for: Individual/Family | Plan Type: HMO
The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the plan
would share the cost for covered health care services. NOTE: Information about the cost of this plan (called the premium) will be provided
separately. This is only a summary. For more information about your coverage, or to get a copy of the complete terms of coverage see
www.kp.org/plandocuments or call 1-800-278-3296 (TTY: 711) . For general definitions of common terms, such as allowed amount, balance billing, coinsurance,
copayment, deductible, provider, or other underlined terms, see the Glossary. You can view the Glossary at www.healthcare.gov/sbc-glossary or call
1-800-278-3296 (TTY: 711) to request a copy.
Important Questions Answers Why this Matters:
What is the overall $0. See the Common Medical Events chart below for your costs for services this plan
deductible? covers.
This plan covers some items and services even if you haven’t yet met the
Are there services deductible amount. But a copayment or coinsurance may apply. For example,
covered before you meet Not Applicable. this plan covers certain preventive services without cost sharing and before you
your deductible? meet your deductible. See a list of covered preventive services at
https://www.healthcare.gov/coverage/preventive-care-benefits/.
Are there other
deductibles for specific No. You don’t have to meet deductibles for specific services.
services?
What is the out-of-pocket $1,500 Individual / $3,000 Family The out-of-pocket limit is the most you could pay in a year for covered services. If
limit for this plan? you have other family members in this plan, they have to meet their own out-of-
pocket limits until the overall family out-of-pocket limit has been met.
What is not included in Premiums, health care this plan doesn't cover, and Even though you pay these expenses, they don't count toward the out-of-pocket
the out-of-pocket limit? services indicated in chart starting on page 2. limit.
This plan uses a provider network. You will pay less if you use a provider in the
plan’s network. You will pay the most if you use an out-of-network provider, and
Will you pay less if you Yes. See www.kp.org or call 1-800-278-3296 (TTY: you might receive a bill from a provider for the difference between the provider’s
use a network provider? 711) for a list of network providers. charge and what your plan pays (balance billing). Be aware, your network
providers might use an out-of-network provider for some services (such as lab
work). Check with your provider before you get services.
Do you need a referral to Yes, but you may self-refer to certain specialists. This plan will pay some or all of the costs to see a specialist for covered services
see a specialist? but only if you have a referral before you see the specialist.
UNIVERSITY OF CALIFORNIA
PID:102601 CNTR:1 EU:-1 Plan ID:2791 SBC ID:410429
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All copayment and coinsurance costs shown in this chart are after your deductible has been met, if a deductible applies.
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What You Will Pay What You Will Pay
Common Services You May Limitations, Exceptions & Other Important
Plan Provider Non-Plan Provider
Medical Event Need Information
(You will pay the least) (You will pay the most)
Emergency room $125 / visit $125 / visit None
care
If you need Emergency medical
immediate medical transportation No Charge No Charge None
attention
Non-Plan providers covered when temporarily
Urgent care $20 / visit $20 / visit outside the service area.
Facility fee (e.g.,
hospital room) $250 / admission Not Covered None
If you have a
hospital stay Physician/surgeon
fee No Charge Not Covered None
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What You Will Pay What You Will Pay
Common Services You May Limitations, Exceptions & Other Important
Plan Provider Non-Plan Provider
Medical Event Need Information
(You will pay the least) (You will pay the most)
Up to 2 hours maximum / visit, up to 3 visits
Home health care No Charge Not Covered maximum / day, up to 100 visits maximum /
year.
Rehabilitation Inpatient: $250 / admission;
If you need help services Outpatient: $20 / visit Not Covered None
recovering or have
other special health Habilitation services $20 / visit Not Covered None
needs Skilled nursing care No Charge Not Covered Up to 100 days maximum / benefit period.
Durable medical
equipment No Charge Not Covered Requires prior authorization.
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Your Grievance and Appeals Rights: There are agencies that can help if you have a complaint against your plan for a denial of a claim. This complaint is called
a grievance or appeal. For more information about your rights, look at the explanation of benefits you will receive for that medical claim. Your plan documents also
provide complete information on how to submit a claim, appeal, or a grievance for any reason to your plan. For more information about your rights, this notice, or
assistance, contact the agencies in the chart below.
Contact Information for Your Rights to Continue Coverage & Your Grievance and Appeals Rights:
Kaiser Permanente Member Services 1-800-278-3296 (TTY: 711) or www.kp.org/memberservices
Department of Labor’s Employee Benefits Security Administration 1-866-444-EBSA (3272) or www.dol.gov/ebsa/healthreform
Department of Health & Human Services, Center for Consumer Information & Insurance Oversight 1-877-267-2323 x61565 or www.cciio.cms.gov
California Department of Insurance 1-800-927-HELP (4357) or www.insurance.ca.gov
California Department of Managed Healthcare 1-888-466-2219 or www.healthhelp.ca.gov/
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About these Coverage Examples:
This is not a cost estimator. Treatments shown are just examples of how this plan might cover medical care. Your actual costs will be different
depending on the actual care you receive, the prices your providers charge, and many other factors. Focus on the cost sharing amounts (deductibles,
copayments and coinsurance) and excluded services under the plan. Use this information to compare the portion of costs you might pay under
different health plans. Please note these coverage examples are based on self-only coverage.
Peg is Having a Baby Managing Joe's Type 2 Diabetes Mia's Simple Fracture
(9 months of in-network pre-natal care and a hospital (a year of routine in-network care of a well-controlled (in-network emergency room visit and follow up
delivery) condition) care)
The plan's overall deductible $0 The plan's overall deductible $0 The plan's overall deductible $0
Specialist copayment $20 Specialist copayment $20 Specialist copayment $20
Hospital (facility) copayment $250 Hospital (facility) copayment $250 Hospital (facility) copayment $250
Other (blood work) copayment $0 Other (blood work) copayment $0 Other (x-ray) copayment $0
This EXAMPLE event includes services like: This EXAMPLE event includes services like: This EXAMPLE event includes services like:
Specialist office visits (prenatal care) Primary care physician office visits (including disease Emergency room care (including medical supplies)
Childbirth/Delivery Professional Services education) Diagnostic test (x-ray)
Childbirth/Delivery Facility Services Diagnostic tests (blood work) Durable medical equipment (crutches)
Diagnostic tests (ultrasounds and blood work) Prescription drugs Rehabilitation services (physical therapy)
Specialist visit (anesthesia) Durable medical equipment (glucose meter)
Total Example Cost $12,700 Total Example Cost $5,600 Total Example Cost $2,800
In this example, Peg would pay: In this example, Joe would pay: In this example, Mia would pay:
Cost Sharing Cost Sharing Cost Sharing
Deductibles $0 Deductibles $0 Deductibles $0
Copayments $300 Copayments $600 Copayments $200
Coinsurance $0 Coinsurance $0 Coinsurance $0
What isn't covered What isn't covered What isn't covered
Limits or exclusions $50 Limits or exclusions $0 Limits or exclusions $0
The total Peg would pay is $350 The total Joe would pay is $600 The total Mia would pay is $200
The plan would be responsible for the other costs of these EXAMPLE covered services.
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Nondiscrimination Notice
Kaiser Permanente does not discriminate on the basis of age, race, ethnicity, color, national origin, cultural background, ancestry, religion, sex, gender
identity, gender expression, sexual orientation, marital status, physical or mental disability, source of payment, genetic information, citizenship, primary
language, or immigration status.
Language assistance services are available from our Member Services Contact Center 24 hours a day, seven days a week (except closed holidays).
Interpreter services, including sign language, are available at no cost to you during all hours of operation. Auxiliary aids and services for individuals with
disabilities are available at no cost to you during all hours of operation. We can also provide you, your family, and friends with any special assistance needed
to access our facilities and services. You may request materials translated in your language, and may also request these materials in large text or in other
formats to accommodate your needs at no cost to you. For more information, call 1-800-464-4000 (TTY users call 711).
A grievance is any expression of dissatisfaction expressed by you or your authorized representative through the grievance process. For example, if you
believe that we have discriminated against you, you can file a grievance. Please refer to your Evidence of Coverage or Certificate of Insurance or speak with
a Member Services representative for the dispute-resolution options that apply to you. This is especially important if you are a Medicare, Medi-Cal, MRMIP,
Medi-Cal Access, FEHBP, or CalPERS member because you have different dispute-resolution options available.
● By completing a Complaint or Benefit Claim/Request form at a Member Services office located at a Plan Facility (please refer to Your Guidebook or
the facility directory on our website at kp.org for addresses)
● By mailing your written grievance to a Member Services office at a Plan Facility (please refer to Your Guidebook or the facility directory on our
website at kp.org for addresses)
● By calling our Member Service Contact Center toll free at 1-800-464-4000 (TTY users call 711)
Please call our Member Service Contact Center if you need help submitting a grievance.
The Kaiser Permanente Civil Rights Coordinator will be notified of all grievances related to discrimination on the basis of race, color, national origin, sex, age,
or disability. You may also contact the Kaiser Permanente Civil Rights Coordinator directly at One Kaiser Plaza, 12th Floor, Suite 1223, Oakland, CA 94612.
You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights electronically through the Office for
Civil Rights Complaint Portal, available at ocrportal.hhs.gov/ocr/portal/lobby.jsf or by mail or phone at: U.S. Department of Health and Human Services, 200
Independence Avenue SW., Room 509F, HHH Building, Washington, DC 20201, 1–800–368–1019, 800–537–7697 (TDD). Complaint forms are available at
hhs.gov/ocr/office/file/index.html.
Aviso de no discriminación
Kaiser Permanente no discrimina a ninguna persona por su edad, raza, etnia, color, país de origen, antecedentes culturales, ascendencia, religión, sexo,
identidad de género, expresión de género, orientación sexual, estado civil, discapacidad física o mental, fuente de pago, información genética, ciudadanía,
lengua materna o estado migratorio.
La Central de Llamadas de Servicio a los Miembros brinda servicios de asistencia con el idioma las 24 horasdel día, los siete días de la semana (excepto los
días festivos). Se ofrecen servicios de interpretación sin costo alguno para usted durante el horario de atención, incluido el lenguaje de señas. Se ofrecen
aparatos y servicios auxiliares para personas con discapacidades sin costo alguno durante el horario de atención. También podemos ofrecerle a usted, a sus
familiares y amigos cualquier ayuda especial que necesiten para acceder a nuestros centros de atención y servicios. Puede solicitar los materiales
traducidos a su idioma, y también los puede solicitar con letra grande o en otros formatos que se adapten a sus necesidades sin costo para usted. Para
obtener más información, llame al 1-800-788-0616 (los usuarios de la línea TTY deben llamar al 711).
Una queja es una expresión de inconformidad que manifiesta usted o su representante autorizado a través del proceso de quejas. Por ejemplo, si usted cree
que ha sufrido discriminación de nuestra parte, puede presentar una queja. Consulte su Evidencia de Cobertura (Evidence of Coverage) o Certificado de
Seguro (Certificate of Insurance), o comuníquese con un representante de Servicio a los Miembros para conocer las opciones de resolución de disputas que
le corresponden. Esto tiene especial importancia si es miembro de Medicare, Medi-Cal, el Programa de Seguro Médico para Riesgos Mayores (Major Risk
Medical Insurance Program MRMIP), Medi-Cal Access, el Programa de Beneficios Médicos para los Empleados Federales (Federal Employees Health
Benefits Program, FEHBP) o CalPERS, ya que dispone de otras opciones para resolver disputas.
● Completando un formulario de queja o de reclamación/solicitud de beneficios en una oficina de Servicio a los Miembros ubicada en un centro del
plan (consulte las direcciones en Su Guía o en el directorio de centros de atención en nuestro sitio web en kp.org/espanol)
● Enviando por correo su queja por escrito a una oficina de Servicio a los Miembros en un centro del plan (consulte las direcciones en Su Guía o en el
directorio de centros de atención en nuestro sitio web en kp.org/espanol)
● Llamando a la línea telefónica gratuita de la Central de Llamadas de Servicio a los Miembros al 1-800-788-0616 (los usuarios de la línea TTY deben
llamar al 711)
Llame a nuestra Central de Llamadas de Servicio a los Miembros si necesita ayuda para presentar una queja.
Se le informará al coordinador de derechos civiles de Kaiser Permanente (Civil Rights Coordinator) de todas las quejas relacionadas con la discriminación
por motivos de raza, color, país de origen, género, edad o discapacidad. También puede comunicarse directamente con el coordinador de derechos civiles
de Kaiser Permanente en One Kaiser Plaza, 12th Floor, Suite 1223, Oakland, CA 94612.
También puede presentar una queja formal de derechos civiles de forma electrónica ante la Oficina de Derechos Civiles (Office for Civil Rights) en el
Departamento de Salud y Servicios Humanos de los Estados Unidos (U.S. Department of Health and Human Services) mediante el portal de quejas formales
de la Oficina de Derechos Civiles (Office for Civil Rights Complaint Portal), en ocrportal.hhs.gov/ocr/portal/lobby.jsf (en inglés) o por correo postal o por
teléfono a: U.S. Department of Health and Human Services, 200 Independence Avenue SW, Room 509F, HHH Building, Washington, D.C. 20201,
1-800-368-1019, 1-800-537-7697 (línea TDD). Los formularios de queja formal están disponibles en hhs.gov/ocr/office/file/index.html (en inglés).
無歧視公告
會員服務聯絡中心每週七天每天 24 小時提供語言協助服務(節假日除外)。本機構在全部營業時間內免費為您提供口譯,包括手語服務,以及殘障人士輔助器
材和服務。我們還可為您和您的親友提供使用本機構設施與服務所需要的任何特別協助。您還可免費索取翻譯成您的語言的資料,以及符合您需求的大號字體
或其他格式的版本。若需更多資訊,請致電 1-800-757-7585(TTY 專線使用者請撥 711)。
申訴指任何您或您的授權代表透過申訴程序來表達不滿的做法。例如,如果您認為自己受到歧視,即可提出申訴。若需瞭解適用於自己的爭議解決選項,請參
閱《承保範圍說明書》(Evidence of Coverage)或《保險證明書》(Certificate of Insurance),或咨詢會員服務代表。如果您是 Medicare、MediCal、高風險醫療
保險計劃 (Major Risk Medical Insurance Program, MRMIP)、Medi-Cal Access、聯邦僱員健康保險計劃 (Federal Employees Health Benefits Program,
FEHBP) 或 CalPERS 會員,採取上述行動尤其重要,因為您可能有不同的爭議解決選項。
您可透過以下方式提出申訴:
● 在我們的網站上填寫申訴表,網址是 kp.org
如果您在提交申訴時需要協助,請致電我們的會員服務聯絡中心。
English: This is important information from Kaiser Permanente. If you need help
understanding this information, please call 1-800-464-4000 and ask for language
assistance. Help is available 24 hours a day, 7 days a week, excluding holidays.
ةدعاسملا . بلطو ةدعاسم ةيوغل1-800-464-4000 تامولعملا ىجري لاصتالا ىلع مقرلا، اذإ تنك ةجاحب ةدعاسملل يف مهف هذه.Kaiser Permanente يوتحت هذه ةقيثولا ىلع تامولعم ةمهم نم: Arabic
.عوبسألا ءانثتساب مايأ تالطعلا ةيمسرلا، ةرفوتم ىلع رادم ةعاسلا ةليط مايأ
Armenian: Սա կարևոր տեղեկություն է «Kaiser Permanente»-ից: Եթե այս տեղեկությունը հասկանալու համար Ձեզ օգնություն է հարկավոր, խնդրում
ենք զանգահարել 1-800-464-4000 հեռախոսահամարով և օժանդակություն ստանալ լեզվի հարցում: Զանգահարեք օրը 24 ժամ, շաբաթը 7 օր` բացի տոն
օրերից:
کمک . سامت هتفرگ و یارب دادما ینابز تساوخرد دینک1-800-464-4000 دیراد ًافطل اب هرامش، رگا رد ندیمهف نیا تاعالطا هب کمک زاین. یم دشابKaiser Permanente نیا تاعالطا یمهم زا یوس: Farsi
.هتفه لماش یاهزور لیطعت دوجوم تسا، زور7 تعاس زورنابش و24 و ییامنهار رد
Hindi: यह Kaiser Permanente की ओर से महत्वपूर्ण सूचना है। यदि आपको इस सूचना को समझने के लिए मदद की जरूरत है, तो कृपया 1-800-464-4000 पर फोन
करें और भाषा सहायता के लिए पूछें। सहायता छुट्टियों को छोड़कर, सप्ताह के सातों दिन, दिन के 24 घंटे, उपलब्ध है।
Hmong: Qhov xov xwm no tseem ceeb los ntawm Kaiser Permanente. Yog koj xav tau kev pab kom nkag siab cov xov xwm no, thov hu rau 1-800-464-4000
thiab thov kev pab txhais lus. Muaj kev pab 24 teev ib hnub twg, 7 hnub ib lim tiam twg, tsis xam cov hnub caiv.
Korean: 본 정보는 Kaiser Permanente 에서 전하는 중요한 메시지입니다. 본 정보를 이해하는 데 도움이 필요하시면, 1-800-464-4000 번으로 전화해 언어
지원 서비스를 요청하십시오. 요일 및 시간에 관계없이 언제든지 도움을 제공해 드립니다(공휴일 제외).
Navajo: D77 47 hane’ b7h0ln7ihii 1t’4ego Kaiser Permanente yee nihalne’. D77 hane’7g77 doo hazh0’0 bik’i’diit88hg00 t’11 sh--d7 koji’ hod77lnih 1-800-464-4000 1ko saad
bee 1k1 i’iilyeed y7d77ki[. Kwe’4 1k1 an1’1lwo’ t’11 1[ahj8’ naadiind99’ ah44’7lkidg00 d00 tsosts’id j9 22’1t’4. Dahod7lzing0ne’ 47 d1’deelkaal.
Punjabi: ਇਹ Kaiser Permanente ਵਲੋਂ ਜ਼ਰੂਰੀ ਜਾਣਕਾਰੀ ਹੈ। ਜੇ ਤੁਹਾਨੂੰ ਇਸ ਜਾਣਕਾਰੀ ਨੂੰ ਸਮਝਣ ਲਈ ਮਦਦ ਦੀ ਲੋੜ ਹੈ, ਤਾਂ ਕਿਰਪਾ ਕਰਕੇ 1-800-464-4000 'ਤੇ ਫ਼ੋਨ ਕਰੋ ਅਤੇ ਭਾਸ਼ਾ
ਸਹਾਇਤਾ ਲਈ ਪੁੱਛੋ। ਮਦਦ, ਛੁੱਟੀਆਂ ਨੂੰ ਛੱਡ ਕੇ, ਹਫ਼ਤੇ ਦੇ 7 ਦਿਨ, ਅਤੇ ਦਿਨ ਦੇ 24 ਘੰਟੇ ਮੌਜੂਦ ਹੈ।
Russian: Это важная информация от Kaiser Permanente. Если Вам требуется помощь, чтобы понять эту информацию, позвоните по номеру
1-800-464-4000 и попросите предоставить Вам услуги переводчика. Помощь доступна 24 часа в сутки, 7 дней в неделю, кроме праздничных дней.
Spanish: La presente incluye información importante de Kaiser Permanente. Si necesita ayuda para entender esta información, llame al 1-800-788-0616 y
pida ayuda linguística. Hay ayuda disponible 24 horas al día, siete días a la semana, excluidos los días festivos.
Tagalog: Ito ay importanteng impormasyon mula sa Kaiser Permanente. Kung kailangan ninyo ng tulong para maunawan ang impormasyong ito, mangyaring
tumawag sa 1-800-464-4000 at humingi ng tulong kaugnay sa lengguwahe. May makukuhang tulong 24 na oras bawat araw, 7 araw bawat linggo, maliban
sa mga araw na pista opisyal.
Vietnamese: Đây là thông tin quan trọng từ Kaiser Permanente. Nếu quý vị cần được giúp đỡ để hiểu rõ thông tin này, vui lòng gọi số 1-800-464-4000 và
yêu cầu được cấp dịch vụ về ngôn ngữ. Quý vị sẽ được giúp đỡ 24 giờ trong ngày, 7 ngày trong tuần, trừ ngày lễ.
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