ANNEXURE – E

Checklist for scrutiny of TIR by the branches/ operating units

The officials scrutinising the TIR need to verify and examine each and every columns/ paragraphs in the TIR and the
certificate. This checklist is no
t in substitution but in addition to such a scrutiny.
Name of the borrower :Mrs.A.SUBAJA W/O Mr.Rajendran
Name of the Advocate submitted :N.CHITHAMBARATHANU PILLAI
Number & Date of TIR : 27.08.2021
Short description of the property covered by TIR : 7.900 cents residential building RSy.No.685/4A1B
S.No Details Y/ N
1. Whether the Advocate submitted the TIR is in Bank’s panel of lawyers identified for submission of
YES
TIR?
2. Whether the report and certificate submitted by the advocate are in the Bank’s prescribed format? YES
3. Whether the TIR by the advocate is unconditional? NO
4. If the TIR has any conditions, whether the same are complied with? YES
5. As per the TIR, whether the documents of title are complete in all respects and sufficient to
YES
convey a clear, absolute and marketable title to the property
6. As per the TIR, whether the property offered as security to the Bank is unencumbered/
YES
unattached?
7. As per the TIR, whether the persons seeking to secure the property to the Bank have a clear and
marketable title thereto and are legally capable of creating the charge thereon in favour of the YES
Bank?
8. As per the TIR, whether the property is subject to any tenancy law which will affect the Bank’s
rights eventually to take possession thereof or cause it to be sold or otherwise exercise its rights NO
as mortgagee?
9. As per the TIR, whether the property offered is an agricultural property and if so additional
NO
precautions in respect of the acceptability of such security has been examined?
10. Whether the advocate has made searches of the registers and other records maintained by the
Sub-Registrar of Assurances, Collector and/or other revenue authorities for ascertaining whether YES
there is any outstanding mortgage or charge on the property to be mortgaged to the Bank?
11. Whether the advocate has confirmed that he has conducted independent Search in the Records
of Sub-Registrar Office(s) concerned and that the documents, convey Clear, Absolute and YES
Marketable Title and are sufficient for creation of a valid Mortgage?
12. Whether the TIR reveals involvement of any gift deed, PoA, or other circumstances attracting
NO
special precautions?
13. Whether the advocate has also submitted the fee receipt for conducting Search in the Office of
Sub-Registrar(s) along with the TIR? NO

14. Whether the property particulars mentioned in the Title Deed (Sale Deed/ Khatauni) tally with
YES
those in the Non Encumbrance Certificate, approved Building Plan and TIR, etc.?
15. Whether all the Original Documents and other Link Documents as stipulated by the advocate in
YES
the TIR are obtained?
16. In respect of loans of Rs.1.00crore and above:
(a) Whether search of title/encumbrance was made by the advocate for a period of not less
NO
than 30 years?
(b) Whether satisfactory search report (TIR) is obtained from two panel advocates?
17. Whether the TIR or any other documents in the matter reveal any pending or concluded litigation
in respect of the property offered as security and whether the impact of such litigation has been NO
satisfactorily explained/ got examined?
18. (a) Findings, if any in respect of the property offered as the security in the valuation report?
(b) Whether there is any inconsistency in the TIR and valuation report in respect of the YES
property?
CSO/Field Officer/ Relationship Manager/ Branch
Authorised Officer Head/Unit Head
Signature

Name A.Mathan Antony Micheal M.Azhagumuthu

Designation Deputy Manager Chief Manager

Branch/Unit Vadiveeswaram [05599] Vadiveeswaram[05599]

Date of scrutiny 15.09.2021 15.09.2021

 ANNEXURE – F

Checklist on identification and physical verification of the property

(Physical verification of the properties mortgaged to the Bank must be meticulously followed in case of all loans)

Name of the Branch/ Business Unit :- : VADIVEESWARAM [05599]

Name(s) of the Inspecting Officials :- 1. A.Mathan Antony Micheal
2.M. Azhagumuthu
S. No Parameters Details Checked CSO/Field Relationship
(Y or N) Officer/ Manager/ Branch
Authorised Head/Unit Head
Officer
1. Name of the title holder of the Mrs.A.SUBAJA W/O
property(ies) Mr.Rajendran
2. Whether Borrower/s or
Guarantor/s/Co borrowers
3. Constitution of the Borrowers/
Guarantors
4. Description of documents
scrutinized
5. Description of Property/ Properties
(Address)
Survey / Door No. R.Sy.No:685/4A1B
Extent 7.900 Cents and a residential
building of Door
No.10/157F,Pampanvilai,Melasa
nkarankuzhi Village Panchayat
Location Near CSI Church,Pampanvilai

Boundaries of the Property North Road

South Property of Joy Packiaseelan
East Road
West Property of M.Nisha

6. Location Details
7. Prominent landmark
S.No Parameters Details Checked CSO/Field Officer/ Relationship
(Y or N) Authorised Manager/ Branch
Officer Head/Unit Head
8. Nearest Bus stop Pampanvilai
9. Details of enquiries made with neighbours
neighbors regarding
ownership/valuation

Certificate
a) We confirm that we have personally visited the property to be accepted as Mortgage on ------------- and certify that
the details given in the TIR confirms to our finding.
b) We have enquired the price of the property in the area and we found that our valuation in line with the trend and
reasonable.
CSO/Field Officer/Authorised Officer Relationship Manager/Branch Head/Unit Head
Signature
Name A.Mathan Antony Micheal M.Azhagumuthu
Designation Deputy Manager Chief Manager
Branch/Unit Vadiveeswaram [05599] Vadiveeswaram[05599]
Date 15.09.2021 15.09.2021