Republic of the Philippines

Department of Education
REGION X – NORTHERN MINDANAO
Division of Malaybalay City

GENERAL MATHEMATICS
FINAL TERM
WRITTEN TEST I

Name: __________________________________ Section: ______________ Date: _______ Score: ____

Multiple Choice
Direction: Select the correct answer for each of the following questions. Write the letter of your answer on
the space provided.
_______1. A person who invests the money or makes the funds available.

a. Debtor b. Borrower c. Creditor d. Co – maker

_______ 2. It is a date on which money is received by the borrower.

a. Date of Investment b. Loan Date c. Date d. Money

_______ 3. It is an interest computed on the principal and also on the accumulated past interests.

a. Interest b. Simple Interest c. Maturity Value d. Compound Interest

_______ 4. How much interest is charged when 50,000 is borrowed for 9 months at an annual simple interest rate of
10%?

a. 3705 b. 3750 c. 3507 d. 3570

_______ 5. When invested at an annual interest rate of 7%, an amount earned 11,200 of simple interest in two years.
How much money was originally invested?

a. 60,000 b. 70,000 c. 80,000 d. 90,000

_______ 6. If an entrepreneur applies for a loan amounting to 500,000 in a bank, the simple interest of which is
157,500 for 3 years, what interest rate is being charged?

a. 9.5% b. 10.05% c. 10.5% d. 10%

_______ 7. How long will a principal earn an interest equal to half of it at 5% simple interest?

a. 8 years b. 9 years c. 10 years d. 11 years

_______ 8. It is an amount after t years that the lender receives from the borrower on the maturity date.

a. Rate b. Simple Interest c. Amortization d. Future Value

________ 9. What is the maturity value if 1 million pesos is deposited in a bank at an annual simple interest rate of
0.25% after 1 year.

a. 1,002,500 b. 1,000,500 c. 1,000,200 d. 1,005,200

_______ 10. Two annual rates with different conversion periods that will earn the same compound amount at the end
of a given number of years.

a. Nominal Rate b. Effective Rate c. Equivalent Rates d. Interest Rate

GENERAL MATHEMATICS

Purok 06, Casisang, Malaybalay City

Telephone No.: (088) 813-1492
Email: casisangshs@deped.gov.ph
 Republic of the Philippines
Department of Education
REGION X – NORTHERN MINDANAO
Division of Malaybalay City

FINAL TERM
WRITTEN TEST II

Name: ______________________________________ Section: ______________ Date: _______ Score: ______

Multiple Choice
Direction: Select the correct answer for each of the following questions. Write the letter of your answer on
the space provided.

_______1. In order to have ₱50,000 in 5 years, how much should you invest if the compound interest is
5%?
a. ₱ 39, 176.31 b. ₱ 32, 176.31 c. ₱ 39,676.31 d. ₱ 39,179.31
_______2. Accumulate ₱15,000 for 2 years at 15% compounded monthly.
a. ₱ 20, 210.27 b. ₱ 22, 210.27 c. ₱ 20,510.27 d. ₱ 20,295.27
_______3. How much should Kaye set aside and invest in a fund earning 2% compounded quarterly if she
needs ₱75,000 in 15 months?
a. ₱ 53, 152.80 b. ₱ 26, 152.80 c. ₱ 73,152.80 d. ₱ 24,152.80
_______4. What is the decimal form of 0.75%?
a. 0.75 b. 0.075 c. 0.0075 d. 0.00075
_______5. What makes simple interest different from compound interest?
a. Simple interest grows slowly.
b. Simple interest is computed based on the principal and the previous interest.
b. The successive value track of a simple interest is an exponential function.
c. Simple interest considers long term transactions.
_______6. Angel invested a certain amount at 8% simple interest per year. After 6 years, the interest
she received amounted to ₱48,000. How much did she invest?
a. ₱ 95,000 b. ₱ 100,000 c. ₱ 120,000 d. ₱ 135,000
_______7. If ₱ 10 000.00 is invested at 4.5% simple interest, how long will it take to grow ₱ 11 800.00?
a. 2.5 years b. 3.2 years c. 4 years d. 5 years
_______8. To buy the school supplies for the coming school year, you get a summer job at a resort.
Suppose you save ₱ 4 200.00 of your salary and deposit it into an account that earns simple
interest. After months, the balance is ₱ 4 263.00. What is the annual interest rate?
a. 0.02% b. 0.2% c. 2% d. 2.02%
_______ 9. How many days are there in one year using exact time?
a. 300 b. 301 c. 360 d. 365
_______10. What is the interest rate per compounding period of the investment “12% compounded
monthly for 4 years.”
a. 0.01 b. 0.04 c. 0.12 d. 0.48

Purok 06, Casisang, Malaybalay City

Telephone No.: (088) 813-1492
Email: casisangshs@deped.gov.ph
 Republic of the Philippines
Department of Education
REGION X – NORTHERN MINDANAO
Division of Malaybalay City

GENERAL MATHEMATICS
FINAL TERM
WRITTEN TEST III

Name: ______________________________________ Section: ______________ Date: _______ Score: ______

Multiple Choice
Direction: Select the correct answer for each of the following questions. Write the letter of your answer
on the space provided.

_______ 1. Payments are made at the end of each month for a loan that charges 1.05% interest
compounded quarterly. Which type of annuity does it represents?
a. General Ordinary Annuity c . Simple Ordinary Annuity
b. General Annuity Due d. Simple Annuity Due
_______ 2. Which of the following is an example of an uncertain annuity?
a. Car loan payment c. Pension
b. House rental d. Monthly payment for home appliances
_______ 3. The rent for the apartment is ₱ 7 000.00 and due at the beginning of each month. What
type of annuity does this situation represents?
a. General Annuity c. Ordinary Annuity
b. Annuity Due d. Deferred Annuity
_______ 4. Which of the following is a deferred annuity?
a. Payment is at the beginning of the payment interval.
b. Payment is at the end of the payment interval.
c. Payment is at the middle of the payment interval.
d. Payment is starts after a grace period.
_______ 5. Which of the following is an annuity?
a. Electric Bill c. Water Bill
b. Monthly mortgage payment d. Tuition
_______ 6. Which of the following is the amount paid during each installment payment period?
a. Annuity Payment c. Principal amount
b. Periodic payment d. Interest
_______ 7. Eva obtained a loan of ₱ 50, 000.00 for the tuition fee of her son. She has to repay the loan
by equal payments at the end of every six months for 3 years at 10% interest compounded
semi-annually. Find the periodic payment.
a. ₱ 9,850.87 b. ₱ 316,379.72 c. ₱ 316,203.98 d. ₱ 362,344.40
_______8. Hope borrows money for the renovation of her house and repays by making yearly
payments of ₱ 50 000.00 at the beginning of each year for a period of 10 years at an interest
rate of 8% compounded annually. How much did Hope borrow?
a. ₱ 9,850.87 b. ₱ 316,379.72 c. ₱ 316,203.98 d. ₱ 362,344.40
_______9 It is the fixed amount in annuity.
a. Interest b. Principal amount c. Maturity value d. Periodic payment
______10. Aaron’s mother saved ₱ 5 000.00 at the end of every 6 months in an education plan that
earns 6% per year compounded semi-annually. What is the amount at the end of 18 years?
a. ₱ 9,850.87 b. ₱ 316,379.72 c. ₱ 316,203.98 d. ₱ 362,344.40

Purok 06, Casisang, Malaybalay City

Telephone No.: (088) 813-1492
Email: casisangshs@deped.gov.ph
 Republic of the Philippines
Department of Education
REGION X – NORTHERN MINDANAO
Division of Malaybalay City

GENERAL MATHEMATICS
FINAL TERM
WRITTEN TEST IV

Name: ______________________________________ Section: ______________ Date: _______ Score: ______

Multiple Choice
Direction: Select the correct answer for each of the following questions. Write the letter of your answer on
the space provided.

_______1. Rose bought 100 shares of Paper Mill stock at ₱ 150.00 per share. The broker charged her at
₱ 750.00 commission. Find the total cost of stock.
a. 9 1/3 % b. ₱ 2, 175.00 c. ₱ 59 200.00 d. ₱ 15, 750.00
_______2. Randy owns 75 shares of B&E common stock, par value ₱ 400.00. If the corporation declares
a 7.25% dividend, what is the total dividend that Ramon should get?
a. 9 1/3 % b. ₱ 2, 175.00 c. ₱ 59 200.00 d. ₱ 15, 750.00
_______3. If Alexa owns a share of stock that costs at ₱ 960.00 and pays quarterly dividend of ₱ 22.40,
what is the rate of income?
a. 9 1/3 % b. ₱ 2, 175.00 c. ₱ 59 200.00 d. ₱ 15, 750.00
_______4. Find the yearly income Mr. Reyes will receive from an investment in 1 000 shares of ABC stock
if the dividend of ₱ 14.80 per share is paid quarterly.
a. 9 1/3 % b. ₱ 2, 175.00 c. ₱ 59 200.00 d. ₱ 15, 750.00
_______5. John Alfonso bought five ₱ 1 000.00 MacQue Ourtback Corporation bonds at 92 plus ₱ 10.00
commission per bonmd through a broker. What is John’s amount of investment?
a. ₱ 4,650.00 b. ₱ 8, 175.00 c. ₱ 29, 200.00 d. ₱ 15, 750.00
_______6. Classify the compound proposition: “If it is an acute angle, then it is an acute angle.”
a. Conjuction b. Conditional c. Disjuction d. Negation
_______7. Which of the following compound propositions as a disjunction?

a. Either he watches a movie or dines with his friends.

b. Roses are red, but violets are blue.
c. You are entitled to a 30% discount if you are a member.
d. Roel was on time, but Tom was late.
_______8. Which of the following is a proposition?

a. The number 4 is even and less than 12. c. How old are you?
b. Aaron’s solution is incorrect. d. Open your eyes.
_______9. It is the negation of the proposition “If the music is playing, then I cannot concentrate.”

a. The music is not playing and I can concentrate.

b. The music is playing and I can concentrate.
c. If the I cannot concentrate, then the music is playing.
d. I can concentrate when the music is playing.
_______10. Which of the following statement is NOT equivalent to “If it is sunny, then I need an

umbrella”?

a. It is not sunny or I need an umbrella

b. I need an umbrella or it is not sunny.
c. If I need an umbrella, then it is sunny.
d. If I do not need an umbrella, then it is not sunny.

Purok 06, Casisang, Malaybalay City

Telephone No.: (088) 813-1492
Email: casisangshs@deped.gov.ph