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    MANISH RESUME-1 Updated

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    Santosh Kumar
    Manish Kumar is seeking a job that utilizes his organizational and communication skills. He has over 4 years of experience in financial services. Currently, he works as a disbursement officer at Aavas Financiers, where his responsibilities include verifying customer information, generating reports, and disbursing loans. Previously, he worked as a credit relationship manager at HDB Financial Services and an executive in auto and two-wheeler loans at HDFC Bank. Manish holds a Bachelor of Arts degree and speaks English and Hindi.

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    MANISH RESUME-1 Updated

    Uploaded by

    Santosh Kumar
    72 views3 pages
    Manish Kumar is seeking a job that utilizes his organizational and communication skills. He has over 4 years of experience in financial services. Currently, he works as a disbursement officer at Aavas Financiers, where his responsibilities include verifying customer information, generating reports, and disbursing loans. Previously, he worked as a credit relationship manager at HDB Financial Services and an executive in auto and two-wheeler loans at HDFC Bank. Manish holds a Bachelor of Arts degree and speaks English and Hindi.

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    MANISH RESUME-1 updated

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    Manish Kumar is seeking a job that utilizes his organizational and communication skills. He has over 4 years of experience in financial services. Currently, he works as a disbursement officer at Aavas Financiers, where his responsibilities include verifying customer information, generating reports, and disbursing loans. Previously, he worked as a credit relationship manager at HDB Financial Services and an executive in auto and two-wheeler loans at HDFC Bank. Manish holds a Bachelor of Arts degree and speaks English and Hindi.

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    72 views3 pages

    MANISH RESUME-1 Updated

    Uploaded by

    Santosh Kumar
    Manish Kumar is seeking a job that utilizes his organizational and communication skills. He has over 4 years of experience in financial services. Currently, he works as a disbursement officer at Aavas Financiers, where his responsibilities include verifying customer information, generating reports, and disbursing loans. Previously, he worked as a credit relationship manager at HDB Financial Services and an executive in auto and two-wheeler loans at HDFC Bank. Manish holds a Bachelor of Arts degree and speaks English and Hindi.

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    MANISH KUMAR

    manishlalyadav81@gmail.com CONTACT : + 919931446301

    Current Address: - House no -269, +917827297023

    Gali no-3 near Saraswati public school

    Village- Mamura Sector -66 Noida 201301

    Career Objective:-

    Looking forward to working in a professionally competent environment where my organizational and


    communication skills can be fully utilized and I can contribute to organizational growth.

    WORK HISTORY:

    Total work experience 4.2 years.

    • Presently working in AAVAS FINANCIERS LTD. As a disbursement Officer for the last 8 Months in
    the Credit department.
    • HL (Home Loan)
    • LAP (Loan against property)
    • HL BT
    • LAP BT
    • BT +TOP UP

    RESPONSIBILITIES:

    • Initiate all verification of customer i.e. RV, OV property FI, Technical and Legal to vender.
    • Taking all clearance from all respective departments i.e. legal and technical
    • Generate CIBIL and CRIF of the Applicant and Co-applicant.
    • Preparation of CAM sheet.
    • KYC checking salaried or Self-employed cases and doing the PD of salaried cases.
    • See the Audit queries and provide resolution to the audit queries.
    • After the Sanction of the case initiates the case in the system, Deduct the applicable charges
    then disbursed.

    2) HDB FINANCIAL SERVICE

    • I was Working in HDB Financial Service as a Credit Relationship Manager, from March 2019 to August
    2021 (2.5year) Credit department.

    • PL (Personal loan).

    • TW (Two-Wheeler) Loan.
    Responsibility: -

    • To Raise a Query if some documents are missing that are required as per policy for loan approval.

    • Checking all KYC and Address Proof as per Policy.

    • Checking CIBIL and Surrogate documents.

    • Maintain Daily MIS Report.

    • Checking FI Report and RCO Report.

    3) PAMAC FINSERVE PRIVATE LIMITED:-

    • I worked with HDFC Bank as an Executive in the Auto loan (New car and used car) and TW (TWO
    WHEELER) loan in the credit department from February 2018 to March 2019.

    Responsibility:

    • File Checking and Login in System.


    • Checking FI and FCU Report.
    • To make a Credit approval memo.
    • Checking all KYC and ITR.
    • Checking Bank Statements, Repayment Track Records.

    Academic Qualifications: -

    YEAR Degree /Qualification Institution/Board


    2016 Bachelor of Arts B.R.A.B.U
    (BA)
    2013 Senior secondary school Certificate B.S.E.B Patna

    2011 Higher Secondary school certificate B. S.E.B Patna

    KEY Skills:-

    • Hard Working and Sincere.

    • Good Communication Skills.

    • Working Knowledge of

    • MS Excel, Word, PPT, etc.

    LOS DETAILS:-

    • Detail Data entry in Los.


    • Quality Checker in Los.
    • Documents Collection in Los.

    LANGUAGE KNOW:

    • English and Hindi (Read, Write, Speak)

    Personal Information:-

    • Father’s Name: Ram Prasad Ray


    • Permanent Address: Village Baligama post-Noonfara p.s pair
    District muzaffarpur Bihar - 843115
    • Gender: Male
    • Languages Known: Hindi and English
    • Marital Status: Unmarried
    • Date of Birth: 03 March 1995

    Date …………….. (MANISH KUMAR)

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