S NO Questions Answers

1 In addition to audit by the branch,concerned Regional Office to audit ---%of the BCs of the region randomly in every 10%
2 What is the Maximum Incentive payable to BC s for canvassing a Two Wheeler Loan application Rs500
3 Every month branches have to conduct audit of ---------- BC Points attached to their branch 100%
4 Identification of Business Correspondents is done by --------- in coordination with corporate BC? Link Branch
5 who is recommending authority for selection of a Business Correspondent? Link Branch
6 What is the incentive payable to BC for opening a non funded account through e KYC Mode? Rs10/-
Link Branch to conduct Audit of BC Point every month and report should be submitted to RO on or before -----------day
7 of the month? 5th
8 What are the charges levied for activation of inoperative/dormant BSBD accounts? NIL
Commission payable to BC for successful remittance of fund through NEFT Service at BC Point is ----------of transaction
9 amount 0.40%
Validity of BSBD - Small accounts may be extended by another months if the account holder provides proof of having
10 applied for an officially Valid Document 1
No ,individual cannot have any other
11 Can BSBD account holder open other deposit accounts individually? deposit account.
12 Customer after proper Aadhaar biometric authentication can check his/her Aadhaar seeding status at ----------- BC Point
13 What is the periodicity of visit by branch offcials to borrower of PMJDY overdraft facility Half Yearly
14 what is AEPS? Aadhaar Enabled Payment system
What are the administrative charges payable to the bank for enrollment of PMJJBY, if he/she enrolled during the
15 months of September to November? Rs 10.50/-
16 What is the per transaction maximum limit for AEPS OFF-US issuer purchase transaction? Rs10000/-
BC agent should submit a complete account opening form along with related documents to the link branch for
17 verification and authentication within -------days 2
18 Account opened under which of the following schemes is not eligible for PMJDY Overdraft limit? SB121
19 What is the incentive payable to BC for recovery in Assigned NPA accounts? 2% of the amount recovered
20 Who among the following are not eligible for overdraft limit under PMJDY Scheme? Minors , KCC/GCC Borrowers
21 Responsibilty of Due diligence & police verification of BC in coordination with corporate BC lies with Link Branch
The identity of client shall be estabilished
BSBD- Small accounts shall be monitored and when there is suspicion of money laundering or financing of terrorism or through the production of officially valid
22 other high risk scenarios documents(OVD s)
23 To monitor performance of BC agents, branches can generate performance report of BC agents through -----------? FI Matrix
For PMSBY Claims,even after submission of all desired claim papaers,if the claim is not settled within ------days, Region
24 should take up with local hub of National Insurance Co for early settlement of claim? 30
25 Business correspondents are eligible for commission of Rs---- per SMS Alert request? 2
26 How much incentive is paid to a BC for canvassing of a Gold Loan? 0.10% of limit Min Rs100 Max Rs1000
27 Business Correspondents are eligible for commission of Rs-----per Debit Card Host Listing request? 3
In case the account canvassed by Business Correspondent becomes NPA within ---------, 40% of the pay out should not
28 be paid to BC? 1 Year
29 In case of PMJDY Overdraft loan, guarantee fee for guarantee cover is borne by----? Bank
30 Each BC Will be eligible to receive a cash incentive of Rs --------- per APY Registration Rs50
For PMJDY BSBD account what is the maximm amount that can be kept in the account provided the account is fully
31 KYC Compliant and age of the account holder is above 14 years? No Ceiling
Our bank cutomer visit to our Bank's BC Point to transfer fund from his account to the account of other bank
32 customer, it is called--------? Acquirer Fund transfer
33 For PMJDY overdraft limit beyond Rs2000/- 50% of credit summation in account during the ---------months is Preceding 6 months
34 What is the insured amount to cover death under PMSBY? Rs 2 Lacs
Old passbook ,self service passbook and
35 Our bank has enabled passbook printing facility at Business Correspondence(BC) points, now BC s can print ------ account statement can be printed\
In PMJDY account thare id free RUPAY Classic Debit card available with accidental insurance cover of Rs-----------, if the
36 account is opened on or after 28.08.2018 200000/-
For PMJDY overdraft limit beyond Rs2000/- 50% of credit summation in account during the ---------months is
37 considered for assessing limit. Preceding six
What is the pro rata premium payable by the subscriber of PMJJBY,if he/she enrolled during the months of December
38 to February? Rs 172/-
To encourage intermediary to improve
efficiency in the process of receiving
39 Which among the following is not the objective of Financial Inclusion? government benefits.
40 The Business Correspondents have to work for a minimum period of 4 hours per day at least------days in a week at BC 5
41 Small accounts,opened on the basis of simplified KYC,are valid for------------months. 12
42 Bank earns commission of Rs-----for the 1st year for the enrollment of PMJJBY by the Business Correscpondent? 11
43 For PMJDY Overdraft limit beyond Rs2000/- -50% of credit summation in account during the ---------month is Preceding 6 months
What is the prorata premium payable by the subscriber of PMJJBY if he/she enrolled during the months of September
44 to November? 258
45 Special P/L Account for paying of incentive to BC for recovery in NPA accounts is xxxx0052201013
46 What is the amount payable to BC for stationery &overhead expenes after credit linkage of the SHG s 400
47 Link branches are required to organise financial literacy camp by duly involving the Business Correspondent at least month
In PMJDY account there is free Rupay Classic Debit card available with accidental insurance cover of Rs-----, if the
48 account is opened on or after 28.08.2018 2 lacs
49 What is the incentive payable to BC for canvasing & enrollment of PMJJBY during the months of Septemeber to 22.5
50 What is the validity for overdraft limit sanctioned in PMJDY accounts? 3 years
For PMJDY overdraft limit beyond Rs2000/- -----% of credit summation in account during the preceding 6 months is
51 considered? 50%
52 What is the pro rata premium payable by the subscriber of PMJJBY,if he/she enrolled during the months of March to Rs86
What is the pro rata premium payable by the subscriber of PMJJBY,if he/she enrolled during the months of December
53 to February? Rs172/-
54 In case of PMJDY overdraft loan,guarantee fee for guarantee cover is borne by -----------? Bank
55 In case the account canvassed by BC becomes NPA within one year-----% of the pay out should not be paid to BC? 40%
What is the maximum limit for receiving remittance from abroad, if PMJDY(BSBD)account is opened on the basis of
56 simplified KYC? Remittance from abroad cannot be credited
57 What is the incentive payable to BC for recovery in Assigned NPA accounts? 2% of the amount recovered
4 withdrawals thru branch and no
58 In PMJDY account only 4 cash withdrawals are allowed in a month, which includes------- restrictions on ATM Transactions
What are the administrative charges payable to the bank for enrollment of PMJJBY, if he/she enrolled during the
59 months of March to May? Rs3.50
60 For PMJDY Overdraft loan guarantee cover is available upto -------% default amount? 60%
For PMJJBY Subscribers enrolling for the first time , insurance cover shall not be avaialble for first -------days from the
61 date of enrollment into the scheme? 30
What is the pro rata premium payable by the subscriber of PMJJBY, if h/she enrolled during the months of
62 SEPTEMEBER TO NOVEMBER? Rs258/-
63 Bank earns commission of Rs-------for the subsequent renewal of PMJJBY, if enrollment was done at the branch? Rs41
64 What are the service charges levied for changing the customers DBT mapping account with our bank from another No Charges
65 What is the minimum per transaction limit for AEPS OFF-US Acquirer Deposit transaction? Rs5000/-
66 Busines Correspondent are eligible for commission of Rs------per Debit Card Host Listing request? 3
What are the adminstrative charges payable to the bank for enrollment of PMJJBY, if he/she enrolled duting the
67 months of December to february? Rs7/-
68 What is the lien/lock in period for PMJJBY Subscribers enrolling for first time , during whcihs no clai is admissible? 30 days from the date of enrollement
69 Bank earns commission of Rs---- for the 1st year for the enrollmentof PMJJBY by the Business Correspondent? RS11/-
70 What is the incentive payable to BC for opening oa funded account through e KYC mode? Rs10/-
In case the account canvassd by Bussiness Correspondent becomes NPA within --------, 40%of the pay -out should not
71 paid to BC? 1 Year
Other bank's customer visits to his/her bank's BC point to transfer fund from his account to the account of our Bank's
72 customer it is called -----------? Issuer Fund Tranfer
73 What are the administrative charges payable o the bank for enrollment of PMJJBY, if he/she enrolled during June to Rs11/-
74 In case of BSBD - small accounts,if KYC of the account holder is not updated within the permissible priod , the account Frozen
75 Each BC will be eligible to receive a cash incentive of Rs-------per APY Registration Rs50
76 Our bank has tie up with -----------for issue of policy under PMJJBY? IFLIC
No, Individual cannot have any other
77 Can BSBD account holder open other deposit accounts individually? deposit account
78 Which type of NPA accounts are covered under BC Recovery Module? Sub standard , doubtful and Loss accounts
79 Responsibilty of Due diligence & police verification of BC in coordination with corporate BC lies with Link branch
80 Incentive payable to BC for recovery in allotted standard loan accounts 1% of assigned amt of Loan
In PMJDY account there is free Rupay Classic Debit card available with accidental insurance cover of Rs-----, if the
81 account is opened till 27.08.2018 100000/-
82 What is the per transaction lower limit for AEPS OFF-US issuer purchase transaction? Rs10/-
For PMSBY claims , all the necessary documents/papars from the claimant should be obtained within ---------days of
83 the occurence of the accident? 30
What is the pro rata premium payable by the subscriber of PMJJBY, if he./she enrolled during the months of December
84 to Febraury? Rs172/-
85 What is the minimum cash deposit limit per transactions under AEPS on US? 10
86 BC Agent can accept deposit from Our bank and other Bank customers
S NO Questions Answers
1 Which of the following does not come under Social Engineering? Tailgating
2 What is the common feature of phishing email? All the above
3 -------refers to phishing performed over smart phone by calling Vishing
Creating one password for all sites you visit so it's
4 All of the following can help keep your online personal data secure Except easir to remember
In -------some cyber criminals redirect the legitimate users to different phishing
5 sites and web pages via emails, IMS ,ads and SPYWARE URL Redirection
Use of Email for which of the following purposes is prohibited as per bank's
6 Information security guidelines All the above
What is the technology that allows us to access our files and/or services
7 throught he internet from any location Cloud
A piece of Malware that often allows a hacker to gain remote access to a
8 computer through a "back door" is called Trojan Horse
S NO Questions Answers
Employee under Sexual harassment of women at workplace (Prevention,Prohibition&
1 Redaddressal) act 2013 means? All the Above
Sexual Harassment can occur outside the work site and still be considered work related. Incidents
2 that occur at retirement parties and office socials or in training are some of the situatuions where TRUE

3 Humiliating treatment likely to affect her health or safety can be treated as a&b
The Employer or the District officer shall act upon the recommendation of the Internal Committee
4 or the local committee within a period of -----from its receipt 60
William sent an E mail meesage to an employee recently assigned to his team complimenting her
5 on her dress. Later she was reprimanded for poor performance . She responded that this must have Co-operate fully in Investigation…
Comment on the following Internal committee or the Local Committee may recommend to the
6 employer of the witness to take action against him/her, if he/she has given false evidence or TRUE

7 Sexual Harassment may include actions by members of Both Opposite and Same Gender
If aggrieved women is unable to lodge her complian with authority due to physical inability, who
8 can regsiter complian on behalf of her? All the Above

9 Internal Committee or the local committee shall complete the inquiry within a period of? 90days
Under the Prohibition of Sexual Harassment (POSH) of working Women, for the purpose of
10 regulations "Sexual Harassment" includes All the Above

11 What is not sexual harassment? None of these

12 Under POSH Quid Pro Quo implies a&c

On receipt of written compliant from aggrieved women complian committee should send one copy
13 of compliant to respondent under sub rule(1) for clarification within a period of -----------working 7

14 Which of the folllowing is an impact of sexual harassment? All the Above

15 Which of the employee/stalkeholder is/ are out of the preview of POSH Guideline? All above cover under POSH guideline
Internal committee or the local committee should submit its report within how many days from the
16 date of completion of the inquiry? 10days
Follow up with women subordinate
17 Which of the action is not cover under sexual harassment? regarding alloted task
Which of the followings is not the key obligations imposed on the institutions as per the Sexual
18 harassment of Women at workplace Act , 2013 Safety

19 Which among the following behaviour is/are considered as sexual harassment ? a&b
As per bank's POSH guidelines apex compliant committee at corporate level should be headed as
20 Chief Liaison officer(CLO) by executive of --------grade. GM
What is the period of limitation of appeal against the recommendations of the inetrnal committee
21 of the Local Committee? 90 days

22 As per Bank POSH guideline " Zonal Internal Complian committee" having -----------members? 4

23 As Per POSH guideline "Workplace" refers to All the Above

24 If you ignore the behaviour of sexual harassment , it will ultimately stop or go away. FALSE

25 Incidents of harassment are made public within the organsization to keep employee informed TRUE
Termination or ex-parte order may not be passed by internal Committee without giving a notice in
26 writing -------days in advance to the party concerned? 15 days
If the complainant or respondent fails without sufficient cause, to present herself or himself , then
27 the internal committee shall have the right do? Both a & b above
As per bank's POSH guidelines if aggrieved women is dead, who can register complian on behalf of Person having knowledge of incidence
28 her? with return consent of legal heirs
Sexual harassment of women at workplace(Prevention, Prohibition and Readdressal) Rules 2013
29 came into force on 9-Dec-13
Sexual harassment is not limited to physical contact, it can occur any time that an individual is -------
30 another person's approaches, commnets or discussions. Uncomfortable with

31 Under POSH act workplace includes Both of the above

32 Altius policy --------------sexual harassment Prohibits

What is the purpose of Sexual harassment of Women at workplace (prevention,Prohibition and Provide protection against sexual
33 Readdressal) Act 2013? harrasement of woman at workplace
Any aggrieved women employee may make , in writing, a complaint of sexiual harassment of
34 workplace within a period of -----------months from the date of incident of sexiual harassment? 3 months
Employees who encounter harassment, directly or indirectly hava a responsibility to take advanatge
35 of the provided resources and procedures to protect themselves from unlawful harassment TRUE
If any employer , after having been previously convicted of an offence punishable under Sexual
36 Harassmetn of women at workplace (Prevention,Prohibition & Readdressal) Act 2013 subsequently Twice the earlier punishment
Which section of the Sexual Harassment of women at workplace Act 2013, outlines formation of
37 local complaints committee 6

38 Women employee may make complian in writing within ---------of incidence of sexual harassment 3 month
Internal Committee or the local committee can recommned the employer for grant of leave to the
39 aggrieved woman upto the period of? 3 months
Chairperson of the local committee shall be entitled to an allowance of ------rupees per day for
40 holding the proceedings of the said committee? Two hundred and Fifty Rupees
A man who is sexually harassed does not have the same legal rights as a woman who is sexually
41 harassed FALSE
Comment on the following : No court inferior to hat of a Metropolitan Magistrate or a Judicial
42 Magistrate of the First class shall try any offence punishable under Sexual Harassment of Women at TRUE

43 Sexual harassment complaints are generally false or unjustified FALSE

Which section of the Sexual Harassment of women at workplace Act 2013, outlines duties of
44 employer 19
Quid Pro Quo harassment is a form of sexual harassment when there is a request or demand of
45 sexual favors in exchange for employment benefits or threatening reprisals if the favors are notTRUE
Any person entrusted with the duty to handle or deal with the compliant under sexual harassment He shall be liable for penalty in
46 of women at workplace Act 2013, comntravenes section 16(Prohibition of Publication or making accordance with the provisions of the

47 When does sexual harassment takes place? All of these

Sexual harassment is --------sexual advances, requests for sexual favors, and/or other verbal, visual,
48 or physical conduct of a sexual nature Unwelcome
As per Prevention of Sexual Harassment Guidelines, how many members are there in Internal
49 Complaints committee other than CLO--- 5
Which among the following is true of complaint under sexual harassment as defined in section 9 of
50 sexual harassment of women at workplace (prevention,Prohibition and readdressal) ACT 2013? (i) I,ii & iii are correct
Sexual Harassment is not limited to physical contact, it can occur any time that an individual with
51 another person's approaches, commnets or discussions. TRUE
Which among the following is a "Sexual harassment" as defined under Sexual Harassment of
52 women at workplace (prevention,Prohibition and Reddressal)Act 2013? All the above
Which among the following does not come under the meaning "Workplace" under SEXUAL
53 HARASSMNET OF WOMEN AT WORKPLACE (Prevention,Prohibition and Readdresal) Act 2013? None of these
Publication or making known contents of complaint and inquiry proceedings under RTI act 2005 or
54 to the public,press and media in any manner is prohibited under section ----of sexual harassment of Section 16
Every offence under Sexual harassment of Women at workplace (Prevention,Prohibition and
55 Readdressal) Act 2013 shall be ? Non cognizable
Where the employer fails to constitute an Internal Committee as provided under Sexual
56 Harassment of women at workplace (Prevention, Prohibition and Readdressal)Act 2013, he /she 50000
If a male employee frequently puts his hand on back of his female colleague out of habit, the
57 female employee can file a complaint under sexual harassment(True/false) TRUE
What is the purpose of Sexual harassment of Women at workplace (prevention,Prohibition and
58 Readdressal) Act 2013? both a and b
As per sub rule 3(2), which of the following acts of person in relation to behaviour can be classified
59 under Sexual Harassment? All the above

60 Who is responsible and accountable for prevention of sexual arrestment at workplace? Employer

61 A zonal internal complaints committee at each zone consists of ----------members 4

Friendly flirting is not sexual harassment when flirting is practiced between mutually consenting
62 individuals who are equal in power or authority TRUE
An employee witnesses another employee being harassed. Even though this involved a co-worker,
63 the witness can be considered -----------in this case. A Victim
Where the Internal Committee or the Local Committee finds that the complaint is malicious, then it To take action against the woman or
64 shall recommend to the employer? the person who has made the
The Leave granted to the aggrieved woman under section 12 of sexual harassment of women at Shall in addition to the leave otherwise
65 workplace(prevention, Prohibition and Readdressal) Act 2013 shall be? entitled

66 All employees share responsibility for ensuring that the workplace is free from sexual harassment TRUE
Sexual Harassment is a violation of the fundamental rights for any human being and especially for
67 women? TRUE

68 As per Prevention of Sexual Harassment Guidelines, Employer can formulate a policy which Both a & b
As per prevention of Sexual harassment Guidelines, any aggrieved woman may make , in writing, a
69 complaint of sexual harassment at workplace ot the ICC, Within a period of --------months from the 3,3
Internal Committee or the local committee cannot recommend to the employer which among the To suspend the employee against
70 following, during th e pendency of the inquiry? whom the complaint has been made

71 Dirty jokes and language may be construed as sexual harassment TRUE

72 When was the POSH act 2013 passed? 22-Apr-13

73 What is the complaint mechanism of sexual harassment of women at workplace Prevention Prohibition & Redressal
Assist in Securing the attendance of
74 Which is not a duty of employer in regard to POSH guidelines? respondent & witnesses before the
Internal committee or the Local Committee arrives at the conclusion that the allegation against the No action is required to be taken in the
75 respondent has not been proved, it shall recommend to the employer? matter
The matter of POSH will be investigated by ---------and submit his report to CLO, BCC with copy to----
76 ------ ZLO:GM-HRM
Requiring performance to job
77 Which of the following does not indicate underlying workplace sexual harassment? standards
In order for it to be determined sexual harassment , the victim has to be of the opposite sex of the
78 harrasser TRUE
As per bank's POSH guidelines in complain committee minimum one member should be appointed
79 from ---------- NGO committed to cause of women
Internal committee or as the case may be, the Local committee, may before initiating an inquiry at
80 the request of the aggrieved woamn take steps to settle the matetr between her and the Section 10

81 If your intentions are good, your behaviour cannot be considered sexual harassment. FALSE
Employees can make a good faith report to their supervisor, the Director of Human Resources or a
82 Senior Company leader without fear of discipline or retaliation TRUE
Controlling a person's reputation by rumour mongering about her private life is an act of sexual
83 harassment(True/false) TRUE
As per prevention of Sexual Harassment Guidelines, what is the timeline for completion of inquiry
84 after the date of receipt of complaint? 90days

85 As per Prevention of Sexual Harassment Guidelines, sexual Harassment is defined as----- All the above
District officer shall forward a brief report on thew annual reports received under sub -section (1)
86 of Sexual Harassment of women at workplace(Prevention, Prohibition and Readdressal)Act 2013 to State Government
For the purpose of determining the sums to be paid to the aggrieved woman the committee shall
87 consider which among the following? All of these
Section 4 of Sexual Harassment of women at workplace(Prevention, prohibition and Readdressal)
88 Act 2013 deals with? Constitution of Internal committee
If the internal committee or the Local committee arrives at the conclusion that the allegation
89 against the respondent is proved, it shall recommend to the employer? Both a and b above
Which statement best describes a supervisor's manager's or team leader's potenetial personal Supervisors have no personal
90 liability for sexual harassment? liabilitybut may be disciplined by their
Where the aggrieved woman is unable to make a complaint on account of her mental incapacity, a
91 complaint may be filed by? All of these
Member appointed from amongst non-government organisations shall be entitled to an allowance
92 of ------rupees per day for holding the proceedings of the Internal Committee? two hundred rupees
At the time of submission of complaint under Sexual harassment of women at
93 workplace(Prevention,Prohibition and Readdressal) rules 2013, how many copies of the complaint six copies
Internal Committee or the Local committee have the same powers as are vested in a civil court in
94 respect of ? All of these
Which among the following are the duties of employer under sexual Harassment of Women at
95 workplace(Prevention,Prohibition and Readdressal)Act 2013? All of these

96 The Act defines the Unorganised Sector as All of these

97 Generally , workplace sexual harassment refers to ---------common forms of inappropriate behaviour 2

 BOB WORLD & DIGITAL
S NO Questions Answers

1 What is the issuance fee of virtual Baroda Gift Card? (Excluding GST) NIL

2 What is the fee/Penalty for decline of Debit card transactions due to insufficient fund in the account? Rs10 +GST

3 What is the daily POS/ECOM limit of RUPAY Platinum card? Rs 100000/-

What is the maximum per transations limit without additional factor Authentication(AFA) for processing e-
4 mandate on Debit Card? Rs5000/-

5 Finacle menu -----------for tracking of Baroda Connect password at branches? BCPD

6 What is the per day limit of number of ATM withdrawal transaction of Platinum card? 10
Yogeh is working at senior management post in IT Company and having net slary of Rs1.5Lacs per month. Which
type of salary account would be suggested for him? What type of card will he get?what will be the daily cash
7 withdrawal limit of the same? SB Premium account,RUPAY Platinum Rs100000/-
What is the maximum amount of cashback on transactions done at BPCL Outlet using Baroda BPCL CO Branded
8 card? Rs100/-
Society for world wide interbank financial
9 The term SWIFT stands for telecommunication
Nitin's personal EMI is due tomorrow from SBI account. He remembers at 10 am night to transfer the emi from Yes. Unlimited amount can be transfered using send to self
10 BOB account using BHIM Baroda Pay. Can he do it? feature

11 Which ATM related activity comes under Zero Tolerance Area? Hotlist the ATM/Debit card after 90 days if not delivered.
Meenal, business Associate of our bank is very tech savvy and gives gift card to all her friends and relatives on
Weddings, Birthdays. This time she got message while getting card issued Maximum limit per user reached. How
12 many cards she must have already purchassed this year? 10
Rashesh, an IT Professional wants to purchase watch worth USD 6000 from Newyork mail.He has Baroda Travel
13 Easy multi currency Forex prepaid catd. Can he purchase the watch with this card? Yes the Maximum per day limit is USD 10000

14 What are the possible reasons for not fetching all the accounts in mobile banking? Customer ID of the account is different.

Jay is marketing personnel and needs to travel frequently around India.He has opened account with you. He wants
15 value added services of free domestic airport lounge.Which card would you suggest? Rupay Platinum

16 Ananya comes to infocity branch and requests for reloadable card of Rs5.00lacs.Can she be given this mlimit? No Maximum balance in reloadable card is Rs1.00Lac
Our Bank has obtained Insurance from which company for covering the fraudulent UPI Transaction for the current
17 year? National Insurance Co Ltd

18 what is full form of ASBA? Application SUPPORTED BY Blocked amount

19 How many services are included in Bob World application? 150+

20 Choose correct answer for Collateral Linkage for CC accounts in Finacle 10 HCLM

21 What is the maximum per transaction fund transfer limit(instant payments) through IMPS on BOB WORLD? 25000
What is the name of menu in prepaid card portal that enables branch users to know the current prevailing rate for
22 load and refund of multi currency forex card? Rate informer

23 What is the replacmnet charges of business variant debit card? Rs250 +GST

24 Which of the foillowing is not true about IMPS? Available only on working days

25 Which of the following services are NOT Inclued in BOBWORLD at present? Tone Tag
What is the maximum amount of balance at a time per vehicle can be laoded in FASTag Where KYC is done and
26 updated in system by POS? Rs 100000/-

27 Which of the following services is not offered in SMS Banking facility? Apply ATM

28 CDSL Stands for Central Depository Services (Indi Limited)

29 what is the maximum per day fund transferlimit(instant payments) through IMPS on BOBWORLD? Rs50000/-

Raj wants to purchase Baroda Gift cards for his friends wedding? What is the maximum amount of gift he can give
30 throughthis gift card? Rs 10000/-

31 What is the daily cash withdrwal limit of Rupay Mudra Card? Rs5000/-

32 What is the daily POS/ECOM limit of RUPAY MUDRA card? Rs 5000/-

33 What are the charges for Fiancila trnsactions for International usage in Platinum Variant card? RS450+GST

34 Which of the mode of operations is NOT Valid for Whatsapp Banking? Jointly
Nikhil is working as mangement consultant with Accnet and is earning net salry of Rs2.5Lacs.He intends to open
35 salry account with nariman Point,branch. Which account should be opened and which debit cardsshould be SB Privilege,VISA Platinum Rs200000/-
No post resetting the PIN maximum transaction can be of
36 Dolly forgot her BHIM Baroda Pay UPI Pin and wants to make urgent payment of Rs8500/- can she do it? Rs5000/- for 24 hours

37 Baroda BPCL co branded card CANNOT be issued to which of the following account holders? Baroda Champ

38 What is the validity period of Baroda FASTag? 5 Years

Ashu has taken admission in PG at california college. His father wants to go along with him for 15 days and wants
39 to take prepaid Forex Card. Which card would suggest him? Baroda Multi currency Forex Card

40 what is the per day limit number of ATM withdrawal transaction of Select card? 20

41 How many maximum Rupay classis Baroda DEPOSIT Cards can be issued to a single account? 5

42 What is the daily POS/ECOM limit of RUPAY Select Card? Rs 500000/-

43 Which menu is use to Transfer of Cheque book between the accounts of same customer? HXFCHBAC

44 What is the minimum load amount of virtual Baroda Reloadable card? No minimum load amount
What is the maximum per transactionlimit in cash recycler in account where PAN in CBS is not regsitered for card
45 less trasaction? Rs49900/-

Meenakshi has opened no frill savings account-NREGA with our mitral branch. She has been given debit card and
46 wants to make E Com transaction. Which card has been issued and what is the daily pos/ecom Limit? Rupay Classic Rs 50000/-

47 How many services are included in BOBWORLD Application 220+

What is the maximum amount of balance at a time per vehicle can be loaded in FASTag where KYC is done and
48 updated in system by POS? Rs100000/-
What is the maximum balance that can be maintained in INR wallet at any point of time in Baroda Travel Easy
49 multi currency Forex prepaid card? Rs20000/-

50 What is full form of NCMC Card? National Common Mobility card

51 What is the number of free transactions on other Bank ATM in metro cities for SB account holders? 3

52 How many times nominee can be added in a year through mobile banking? 4 times
Mihika's Baroda Travel Easy multi currency Forex card is over. Now she wants to reload with USD500. What will be
53 reload charges? RS55+GST

54 What are the charges for Financial transactions after free transactions? Rs 10 +GST
karik blocked BHIM Baroda pay after fraudulent transaction of Rs5000/- from his account. Two days after there
56 was another fraudulent transaction of Rs3000/- . Will kartik be eligible for insurance coverage for UPI UPI coverage will not cover with customer negligence
Mona wants to take Amazon prime memebership and is looking for any value proposition. What can she be
57 suggested? open B3 Edge account for complimentary membership

58 Which ATM related activity comes under Zero Tolerance Area? Hot list ATM/Debit card after 90 days if not delivered

59 What is full form of NCMC card? National Coommon Mobility Card

What is the maximum per transaction limit in cash recycler in account where PAN in CBS is not registered for card
60 less transaction? Rs 20000/-
same as Baroda e Gateway along with data of
61 Merchant on-boarding documentation for Baroda Paypoint is students/residents, fee structure & logo
Ridhima went for street shopping during Navratri festival but forget her wallet with cash and card. However she is
62 carrying her phone with bobworld application. She can do seamless shopping using cash on mobile feature up to Rs5000

63 Anaya comes to infocity branch and requests for reloadable card of Rs5.00lacs. Can she be given this limit? NO Maximum balance in relaodable crd is Rs1.00lac

64 Which of the following is not true about IMPS? Available only on woking day

65 What is the daily cash withdrwal limit of Rupay classic card? Rs25000/-
Nizam has just returned from UK and has GBP 200 IN HIS BARODA TRAVEL EASY FOREX WALLET. Now he wants to No , he can do it himself through Baroda travel Travel easy
66 convert into Indian Currency, Does he need to visist branch? mobile application which has built in INR Wallet

67 What is the maximum per transaction third party transfer limit on bobworld? 200000/-

68 What is the per day limit of number of ATM withdrwal transaction of Platinum card? 10
Neha and her father both required the Baroda Travel easy multi currency Forex card however neha is dependant Yes by choosing option PAN belongs to separate cards can
69 child and does not have PAN CARD. Can multiple cards be issued in such case? be issued
Debashish , an NRI has opened account with our Anand branch along with his wife with operational instructions
70 former or survivor. He wants debit card for his wife.Can it be issued? No mode of operation in not appropriate for debit card.

71 What is the Finacle menu for changiing th e rights of Corporate Customer in Baroda Connect? ACUID
What is the turn around time for resolving complaints related to VISA and RUPAY Debit cards usage at POS
72 terminal? T+ 30 Days

73 What is the minimum first recharge amount for car under baroda Fastag Rs200
Our Bank has procured insurance against fraud transaction through UPI. Which of the following UPI Liability is Unauthorised transactions attributed to Customer
74 not covered in the said insurance? neglicence
Gopal has account in BOB as well as SBI. He wants to transfer amount from BOB to SBI through BHIM Baroda Pay.
75 How can he do it? Through Pay to Self Option under BHIM Baroda Pay

76 What is the number to which SMS to be sent for availing SMS banking services of our Bank? 8422009988
Sarojban is working as househelp in Ahmedabad. She doen't have smart phone and today is last day to pay her No Maximum fund transfer limit through USSD is Rs 5000
77 daughter's school fees studying in village in Rajsathan. Today being bank holiday in Gujarat she was advised to per day

78 What are the charges for Finacial transactions for international usage in PLATINUM VARIANT CARD? Rs 450+GST
---------menu in Finacle is used for account related information pertaining to customer to flow to e banking
79 servers? HBDTM
Ashu has taken admission in PG at California college. His father wants to go along with him for 15 days and wants
80 to take prepaid Forex card. Which card would suggest him? Baroda Travel Easy Multi Currency Forex Prepaid card
Sujoy wanted to purhase physical Baroda Gift card of Rs3000/--. What will be the issuance charges for
81 him(Excluding GST)? 100

82 How many maximum Rupay classic Baroda Deposit cards can be issued in single account? 10

83 What is the daily cash withdrawal limit of RUPAY BKCC Card? 25000

84 After how many failed log in attempts, system will block the password for Baroda Connect user? 5

85 What is the minimum load amount of Virtual Baroda relaodable card? 100

86 What are the service charges for usage of Whatapp Banking? NIL

87 Who can sign baroda Connect application in Individual (Power of attorney given to someone)? Both account holder and Power of Attorney

88 What is the minimum initial setup cost of Baroda UPI Invoice point?(excluding GST) Rs 25000/-

89 What is the MENU option for accepting cash by nodal branch from Cash Replenishment Agency HCASHATM

90 Shivani had recievd baroda Gift card from her friends months back on her marriage. Can she use it still? Yes It is valid 1 Year from date of activation
NEETU , a CASA officer has been approached by a customer for issuance of FASTAG. However the customer is in Issue Fastag through Tab Banking which can be done in 5
91 very hurry and requires the same immediately however the portal of FASTAG is down what should NEETU DO? minutes

92 Which MENU is used for transactions in Sukanya Samriddhi Account? MTSSA

Nischal want to make urgent payment to delaership which are already registered beneficiaries for fuel. How much
93 maximum amount can he transfer per day through RTGS using BOBWORLD application Rs 200000

94 New to bank cutomers can open B3 digital account on BOBWORLD Platform. What is meant by B3? Bobworld Benefits

95 Presently there are how many channels for registering complaint for Debit card related transacions 6

96 What is mean by DEBOS? Depository Back Office system

Rameshbhai,a grain merchant in POR village is having BHIM Baroda Adhar pay system for accepting digital
97 payments for goos.For a tranaction how much limit can be used this service? Rs 10000

98 How can I reset my Transaction PIN? BOTH B & C

99 Non Bank owned ATM is also called? WHITE LABEL

100 what is TAT for charge-Back NFS transaction on DEBIT card? T+5 DAYS

101 Wht is the name of Bank's dynamic UPI QR Code product? BARODA UPI INVOICE POINT

102 what is the name of Baroda IPG Facility? BARODA E GATEWAY

Anil wants to withdraw USD 250 from ATM Using Baroda TRAVEL easy multi currency Forex card. What amount
103 will be charged for this transaction? USD 2.25
NAILA ,NRI Student wants to make cash payment of USD500 towards loading bill. Is Baroda Travel easy multi
104 currency Forex prepaid card suitble for her? Yes, The Max Per Day Withdrawal limit is USD 2000

105 SUSHIL wants to purchase TV Worth Rs90000/- and wantd to make payment using BHIM Baroda Pay. Can he do it? Yes the maximum daily transaction is Rs 100000

106 What is the daily pos/ecom liMIT of VISA Platinum card? Rs 200000
Nisha can check her one time free credit score under -------option of BOBWORLD and the report will be generated
107 by Borrow, Equifax

108 Baroda BPCL CO Branded card cannot be issued to which of the following account holders? Baroda Champ

109 What is the daily cash withdrawal limit of RUPAY PMJDY Card? 25000

110 How many minimum predefined questions are required In Baroda connect? 5
All account holders needs to provide their signature in
A cusomer visits a branch and wanted to avail Mobile Banking facility for an account with mode of operation A or mobile banking application form for registartion or linking,
111 S. which holds true? Such type ofd account can be registered for mobile banking
Anita is having savings account with varacha branch surat. She is working at Gurugram . She noticed illegal
112 transctions in her BHIM Baroda Pay application and decided to block the same She can send mail to base branch

113 Customers can block the UPI Services instantly though SMS by typing -------in the message content BOBUPIBLK

114 what is the daily pos/ecom Limit of VISA Vyapar business card Rs 500000

115 What are the charges for non financial transactions for international usge in Debit card? Rs 30+GST

116 Which is NOT one of the pillars of bobworld Application? LEND

117 Finacle menu --------for tracking of BARODA Connect password at branches? BCPD

118 What are the charges for Financial transactions for international usage in CLASSIC VARIANT Card? Rs 250+ GST

119 What ids the daily cash withdrawal limit of Rupay Mudra Card? Rs 5000

120 What is the daily cash withdrawal limit of VISA Vyapar buisness card? Rs 200000

121 What is the per day limit of number of ATM withdrwal transaction of classic card? 4

What is the name of menu in prepaid card portal that enables branch users to know th current prevailing rate for
122 loan and refund of multi currency forex card? RATE FINDER

123 Account transfer request submitted through mobile banking is valid for how many days? 15 DAYS
SOCIETY FOR WORLD-WIDE INTERBANK FINANCIAL TELE
124 The term SWIFT stands for COMMUNICATION

125 What is the daily POS/ECOM limit of RUPAY NCMC Card Rs 100000

126 Who is classified as Retail merchant on BHIM Baroda Pay? Turnover upto Rs 12 Lacs per Annum

127 Which of the following is not type of B3 account of BOBWORLD? Prime

128 What is the issuance fee of FASTAG ( INCLUSIVE OF GST ) ? Rs 100

Mohan forgot to pay electricicty bill due for 2 months of small workshop. Today is the last day for bill payment.He Yes the Maxiumum per day limit of bill payment is Rs
129 decides to make a payment due of Rs 46000/- through bill pay option of bobworld can he do the same? 50000/-

130 What is the fee / penalty for decline of debit Card transactions due to insufficient fund in the account? Rs 20+GST
Riddhi, new joinee officer was not able to issue the --------variant of card due to recent ban on it by RBI for new
131 issuance Master Card

132 Which of the following overdraft schemes are not valid on BHIM Baroda Pay? OD020

133 What is the maximum per day fund transfer limit (instant payments) through IMPS on bobworld ? 50000
Manisha is working as house help at Ahmedabad.she is having her SB account SB115 at her village. She needs to
134 apply. What is the most convenient way for her to do it? Apply Cheque book through Whatsapp Banking Number

135 what a branch should follow in case un authorised transaction is reported in Mobile Banking Application? Should Immediately De Register Mobile Banking Facility

136 At a time, account statement can be generated for how many months? 3 MON

137 What is the contact less limit per transaction of RUPAY NCMC CARD? 5000

138 Our bank has tied up with which of the Oil marketing company to isue co branded fuel debit card? BPCL

139 Which of the following is not Baroda pre paid cards? BARODA REWARDS CARD
What is the Finacle menu to increase maximum amount that to be deposited in Rupay Classic Baroda deposit card
140 through RO recommendation? CORPCARD

141 What is the maximum number of transactions per day through bobworld platform? 30

142 What is the maximum per day limit in cash recycler in account where PAN in CBS is registered? 200000

143 Bank has obtained insurance for Fraudulent debit Card transactions from which company for the year 2021-22? National Insurance Co Ltd
144 What is the menu option in Finacle for accepting the cash by nodal branch from Cash Replenishment Agency? ATMTXN

Neelam received message of debit of Rs10000/- through UPI Channel, the transaction which did not initiate.She
immediately called contact centre to block the the channel and decided to lodge claim with insutrance company.
However it was informed to her that transaction took place outsie India and she needed to submit passport for
145 verification of her visit abroad. She does not have passport. What should she do? Her claim is not admissible.
S NO Questions Answers
1 collecting prsonal information and effectively posing as another individual is known as the crime of IDENTITY THEFT
2 overloading a website's server with requests that prevent people from accessing their information is an example of DOS ATTACK
Phishing attack that uses voice over internet protocol Technology to spoof caller ID and convince the target to share personal
3 information or financil details is called vishing
RECOGNISE A SECURITY
4 The First objective of a security Aware employee is to be able to THREAT

Employee training and

5 What is the best way to prevent a social engineering attack? education
6 Which of the following is correct with respect to usage of fax machines/scanners/printers all the above
7 To hide information inside a picture which technology is used? Steganography
8 In ---------some cyber criminals redirect the legitimate users to differentphishing sites and web pages via emails ,IM s,ads and PHISHING
9 Which attack vector is targeting Indian banking users by masquerading as income tax refund in 2021? Drinik malware
10 ---------refers to phishing performed over smart phone by calling VISHING
11 A Self replicating program that does not attach itself to programs, but rather spreads independetly of users actions is known as Virus
12 What is the coMmon feature of phishing email? all the above
--------phishing is that type of phishing where the constrction of a fake webpageis done for targetting definite keywords and
13 waiting for the searcher to land on the fake webpage search engine
14 faking the sending address of a transmission to gain illegal entry into a security system is called SPOOFING
15 why are the factors like confidentiality,Integrity,Availabilityand Authenticity considered as the fundamentals? all the above
16 -------- is an internet scam done by cyber criminals where the user is convinceddigitally to provide confidenial information PHISHING
17 Stealing pen drives and DVD s after tailgating is an example of lack of ---------security Physical secuirty
The us eof the internet or other electronic means to stalk or harass an individual, a group of individuals or an organisation is
18 termed as cyber stalking
19 What is the pattern that can be used to identify a virus? A VIRUS SIGNATURE
20 What is the technology that allows us to access our files and/or services throught the internet from any location? DOMAIN
An exercise , reflecting real world conditions,that is conducted as a simulated attempt by an adversary to attack or exploit
21 vulnerabilities in an Enterprise Information systems red team exercise
Acomputer connected to the internet that has been secretly compromised with malicious logic to perform activities under
22 remote the command and control of a remote administrator is called A BOT
REPLY & ASK THE SENDER
23 Which of the following is NOT the proper way to handle SPAM emails? TO STOP SPAMMING
24 Which of the following is the technique used to look for information in trash or around dustbin container? DUMPSTER DIVING
The property that data is complete ,intact and trusted and has not been modified or destroyed in an unauthorized or accidental
25 manner is refreed to as DATA INTEGRITY
26 -----------= voice +phishing vishing
The technique of obtaining the privileges of another user or system by fraudently showing authority , urgency or appreciation
27 is known as SOCIAL ENGEENERING
28 In order to ensure the security of data/information we need to ------------the data encrypt
29 ------------is usually targeted by nature where the emails are exclusively designed to target any exact user SPEAR PHISHING
30 ----------Involves scams where an individual lie to a person to acquire privilege data PRETEXTING
31 ---------is a special form of attack using which hackers exploit-human psychology SOCIAL ENGEENERING
32 The first phase of hacking an IT System is compromise of which foundation of security Confidentiality
33 What type of cyberattacks were "petya" and "Wannacry" RANSOMEWARE
34 What clasification of information is used internally by the bank and that requires special protections from unauthorised bank confidentiality
35 A set of predetermined and documented procedures to detect and reposnd to a cyber incident is known as ? INCIDENCE RESPONSE
EVERYONE IN THE
36 Information security is the repsonsibilty of ? ORGANISATION
Which of the following can prove the identity of sender of electronic transaction , ensuring the content of messages have not
37 been tamperedwith or alterd or as well as preventing the sender from denying having sent such a message Digital Signature
The ability of recover and read deleted or damaged files from a criminals computer is an example of a law of enforcement
38 speciality what it is COMPUTER FORENSICS
39 The moment of a hacker suceessfully exploits a vulnerability in a computer or device and gain access to its files and network is BREACH
40 Which of the following can be shared over phone whernever you receive calls stating bank or nay other support team none of the above
41 Which of the following is reuired to ensure privacy of information all the above
When browing online , anew window pops that virus has been found on your computer.This window providea buton to click
42 offering to resolve the issue . Your best course of actions isto Close both the original
43 Why it is important to have a good understanding of information security policies and procedures all the above
44 Which of the following does not come under social Engineering TAILGATING
45 What is that allows the users to remain anonymous while using the internet by masking the location and encrypting traffic Virtual Private Network
46 Enabling privacy and security settings in the web browser can help you ensure whih of the following aspects? All the above
47 What is the full form of TLS? Transport layer security
48 How can you protect against viruses all the above
49 what is the purpose of a Denial of Service attack?
50 who or what is the weakest link in the security chain?
51 which of the following is the National Nodal Agency in India for responding to computer security incidents?
52 what is the color code for Bank CONFIDENTIAL document as per Bank's information security guidelines?
A group responsible for refering an engagement between a Red team of mock attackers and a Blue team of actual defenders of
53 information systems is known as?
S NO Questions Answers
During pre- sanction due diligence, avoid field
1 Which of the following is a preventive Vigilance measure that the Bank Official must ensure? visit with applicant borrower.
2 Banker's cheque is valid for --------months from the date of issue 3
Which of the following is incorerct w.r.t operation of lockers by visually impaired person with the Locker attendance register should bear the
3 assistance of a reliable person? signatures of only the locker applicant.
4 Cash Verification in vault of CRA(Cash Replenishment Agency) is to be done on -----------basis. Monthly
In case of high value transaction, if confirmation is not obtainable from base branch, the cheque
5 should be sent on collection basis to base branch
In case the account holder is not reachable, while activating the dormant acount,whom should be
6 contacted to know the present whereabouts of the account holder introducer of the account
The Manager has to do surprise check in detail on all the notes of denominations,at least once in a ---
7 --if he is not in joint custody of cash Month
8 While sanctioning retail loans,no deviation is required, in case of credit card default up to Rs--------- 25000
In case , a Non Resident Depositor has passed away abroad, the claimant has to submit detah
certificate attested from which of the following a)Indian Embassy in the country b)Notary public in
9 that country c)Bank's foreign office d)Embassy/High Commission of that country in India a,b,c &d
Loan can also be considered by branch in case of write off if such account is closed at least----------
10 years prior to date of application 3 Years
11 On sanctioning a credit proposal official need to ensure--------------? Compliance of observations of PSR authority
12 Issuance of cheque book should be done under the supervison of ------only and not by any other staff Authorised Officer
13 We need to disable --------function to prevent remembering passwords Remember password
In case of Non Availability of Public conveyance ,Bank Owned Two wheelers can be used for cash
14 remittance with in prescribed limit Yes
Cheques presented at the branch where neither payee nor drawer maintains acount and permission should be returned on th same day to the payee
15 is not granted by the Branch Head,then by Right Post
For illiterate borrower/guarnator Bank shall obtain ------- duly signed by person conversant in
16 language of document and language of borrower and is known to bank and the borrower/guarantor LDOC 53
17 Branch keys should be kept under the personal custody of -------- Authorised officer

Sales to be in conformity with past trend and

18 Which of the folllowing should be ensured while accepting projected sales? they are justified/reasonable and achievable
No mortgage should be created on original
deeds only immediately on post disbursement
19 In case of takeover loan , mortgage can be created on photocopy / true copy of title deed? of loan and obtaining documents from other
20 Which of the following is inappropriate while alloting TCR to Panel Advocate? Sending directly through customer
At present Banking Regulation Act(Section 45 ZE) does not provide nomination facility in respect of
lockers with survivorship claues ------------.a) Either or Survivor b)Former or Survivor c) Latter or
21 survivor a,b,c
Accounts/transactions posing suspicion and conducted as suspicious trasactions should be promply
22 reported to Pricipal officer through Regional Office,not later than----days of the conclusion 7
ATM Cards lying at branches should be blocked if it is undeliveres beyond---------months from date of
23 receipt 3
Loans can also be considered by branch in case of write off if such account is closed at least ----yers
24 prior to date of application 3 years
Which of the following needs to be ensured by the custodian as soon as the timings for locker
25 operation is over? All of the above
All clearing/transfer cheques of Rs---------- and above and below Rs---. For which payment/credit hase
been effected during working hours , should be examined uner the ultraviolet ray machine at the end
26 of the day. 10,000 & 50,000
27 In an account, nomination can be --- at any point of time with the content of all the account holder/s All of these
Ensure signature of claimants in the branch
28 identify the incorrect statement, with regard to settlement of deceased claims premises
29 Self account blocking can be done in Bob World from home page more option
30 Cash verification of ATM s is to be done by branch on ----------basis monthly
In case, a Non ResidentDepositor has paased away abroad , the claimant has to submit detah
certificate from which of the following: a) Indian Embassy in that country b)Notary Public in that
31 country. C) BANK'S Foreign office d)Embassy/High commission of that country in India a,b,c &d
With repect to inspection by inspecting officers of Aaudit & Inspection Dept- Certification of
rectification shopuld be submitted within a maximum period of ------------days from the date of
32 receipt of Inspection Repost 60
33 We can avoid issuance of cheque book in which of the following accounts All of these
34 In case of public trust, necessary permission from --------must be obtained before execution of Charity Commissioner
35 Https will ensure that user name and password are -----------before sending to server Encrypted
Which of the folllowing is incorrect W.R.T operation of lockers by visually impaired person with the Locker attendance registershould bear the
36 assistance of a reliable person? signatures of only the locker applicant
37 helps protect passwords from malicious spyware & trojan Antivirus
38 OFF SOL Report is made avalibale in CBS by default for Rs-------- for generation of report by base 2 lacs
39 Whichh of the following needs to be ensured in the vent of detakh of locker hireer without All the above
Which of the following has to be ensured while comparing TCR & Valuation report with original sale
40 deed/certified copy of sale deed: a) Owner b)Area c)Boundary d)Chain of title (a),(b),c above
An account will be converted into dormant category when there is no customer induced transaction
41 in the account for last -------months 24
42 As per KYC AML CFT Guidelines of RBI, if utility bills are used , those should not be older than ------- 3
43 As per IT act, wherever PAN is not available,TDS is to be effected at -% for domestic deposits 20%
Periodic updatiuon shall be carried out at aleast once in every ---------years for high risk customers
once in every - years for medium risk customers ans once in every --------- years for low risk customers
44 from the date of opening of the account/last KYC Updation 2,8,10
45 Credit Information report of the borrower is NOT mandatory in which of the following loans? Gold Loan
The request for transfer of accounts should be signed by all authorized signatories and in case of
46 account of Companies, we have to obtain Board resolution also with other required documents Yes
For Locker operations which of the following operating instructions should not be accepted?
47 A)Former or Survivor b)Either all of us or survivor c) Any one of us,survivors jointly d) latter or b&c
48 Confirmation to be obtained from base branch for inersol transfer transaction above Rs----- 200,000
The Manager, has to do surprise check in detail on all the notes of denominations, at least once in a --
49 ---if he is not in joint custody of cash Month
If a customer request to transfer funds through email,we should avoid such request because this is
50 the most common security breach known as Hacking
S NO Questions Answers
1 Upto what amount the branch can accept cash for NEFT? R50,000/-
Acceptance of bulk deposits of Rs------- and above can be done at the only authorised branch of
2 the region Rs 10 Cr
In the offsite compliance test check, which of the following accounts has to be checkd from an
3 STR anglke if its opened & closed within 6 months All of the above
4 Branch should not obtain collateral security for loans extended to units in MSME sector up to Rs 10 Lacs
5 The CGCO shall have an overall experience of at least ------- in the banking or financial services 15 years
What is the period for which branches should preserve records of KYC documents after the
6 relationship is terminated by the customer 5 years
7 What is the monthly monitoring time limit for branches in CERMO+ NXT Within 7 working days after month
8 Note has to be submitted to the MD&CEO on offsite Compliance Test Checking on Monthly basis
9 Which of the following is not High Risk accounts? Salaried individuals
In our bank Discretionary lending powers for LABOD are similar to that of normal per party limits
10 of respective scale FALSE
11 It will not reflect in OCRMS errors if an Export credit limit is sanctioned in ----- Currency USD
On site Complaince Test checking on the parametrs related to KYC/aml Guidelines and other
aspects of compliance issues shall be carried out by RCO s of randomly selected minimum -------
12 of branches in each Region every Quarter. 25%
1)At te time of annual review of Loan
13 On which of the following occasions does CERSAI Search/cverification need to be carried out? 2) Before Disbursement of Loan
14 LEI Code mandatorily needs to be updated if the aggregate credit exposure is above Rs Rs 5 cr
The CGCO shall be appointed for a
minimum fixed tenure of not less than
15 What is the tenure for the appointment of CGCO? 3 years
In offsite compliance Test Check, monthly cash transaction of Rs3 Cr and above will be shown Both Credit and Debit transactions
16 under which the cash limit includes together
17 Third party cash payment at other SOL is allowed upto Rs Not at all allowed
18 How many OVD s are available? 6
19 STR Stand for Suspicious Transaction Report
20 CKYC needs to be completed in accounts that are opened after 01/01/2017
21 Which of the following is NOT a Zero tolerance Parameter? Generation of TOD/Exces Report
22 What is the mointhly certification time limit for the branch in CERMO+ NXT? Within 5 working days after month-
23 Offsite Compliance Test checking is done on --------basis Monthly basis
24 Note has to submitted to the Board on Onsite Compliance Test Checking carried out by RCOs on Quarterly basis
The CGCO should have minimum ----years service in the Audit/Finance/Complaince/Legal/Risk
25 management functions 5 years
26 Full form of CERMO Compliance Certification and
27 RCO can swap a maximum of ----% of branches selected by the system in the OCTMS Platform 30%
As per BSCBI GUIDELINES, NO CHARGES ARE TO BE LEVIED IF AN ACCOUNT IS CLOSED WITHIN ----
28 --DAYS 14
29 Acceptance of uploaded branche in OCTMS Portal is given by RCO
In the case of branches , headed by a SeniorManager or below,who hall be identified as the
30 compliance officer at the branch? Branch Head
A news letter on Compliance Function in English and Hindi shall be put in place for up-
31 skilling/updating the knowledge of the employees in Quarterly basis
32 Confirmation from Base Branch needs to be obtained for high value transactions of Rs---lacs and Rs 2,00,000/-
33 Entries in the New Intermediary Account needs to be reversed within -----days. 3
The CGCO shall be a Senior Executive of the Bank,preferably in the rank of General Manager or an
34 equivalent position, not below Two levels from the MD &CEO
35 The Audit committee of the Board meet the CGCO on Quarterly basis
36 FIR needs to be lodged in case no of counterfeit currency deposits is Above 4
The note has to be submitted to the Board on overseas Regulatory Violations, based on the
37 report received from Bank's International Division on Quarterly basis
38 cash transaction of Rs----lacs and above are to be reported in CTR. 10
The CGCO may be transferred/removed before completion of the tenure only in exceptional
39 circumstances with the explicit prior approval of the Board
The branch can split the Bulk deposits to attract more customers for benefit of Higher ROI to the
40 customer FALSE
All branches are required to attend the OCRMS error reports latest by --day from the receipt of
41 the report 15th
42 The meeting of the Complaince Forum shoyuld be done on a ---------basis Quarterly basis
43 In our bank the Board shall review compliance Function on a Quarterly basis
44 What is the menu option for report generation of Risk classification of customers? RPTRA
Loan Against banks own Deposits accounts attract ROI of ---p.a higher than average interest rate
45 on the deposits against which the loan is given 1%
In OCRMS Package, branches can see the pending instances of non complaince of previous
46 moinths in ----tab Pending Non compliance
Who are the stakeholders of the Bank? 1.Regulator 2.Customer 3.Investor 4.Government
47 5.Employees 6.Government? Only 1,2,3,4,5,6
When a minor is undertaking a high value transaction, the PAN of the parent or guardian can be
48 quoted? TRUE
Compliance Philsophy is to -----employees in discharging theit complaince function obligations as
49 part of their activities Educate, Guide and Inform
50 Upto to what limit DD s can be purchased against cash? Rs50,000/-
Off site compliance Reporting and
51 what is the full form of OCRMS? Monitoring system
Who will be overall responsible for overseeing the effective management of the bank's
52 compliance function and complaince Risk? Board of Directors
Note has to be submitted to ACB on ------basis on the guidelines issued by RBI including Action
53 Taken report received from the functional Department on compliance Quarterly basis
In a Loan account , the branch has observed 3 transactions in the range of Rs9,49,999 to Rs Scrutinize and satisfy the operations in
54 9,89,999. What action branches should take? these accounts. If required file STR
55 Which of the following is not an officially Valid Document? PAN CARD
As per Bank's AML Policy as well as RBI guidelines, the deposit accounts of NGOs & Trusts are
56 classified as -------Risk accounts HIGH
57 PSR of retail loans of above Rs5 Lacs needs to be submitetd within 3 DAYS OF SANCTION
58 Entries in Suspense Account need to be reversed within --------- days. 15 DAYS
59 The branch should ensure that no security is taken for educational loans upto a limit of Rs 4 lacs
Small Savings Bank Accounts(SB136) having a balance greater than Rs------ is a violation of
60 guidelines on Small Accounts Rs50000/-
61 RCO needs to visit ----------% of the branches in his/her region every quarter. 25
62 Who will be the compliance officer in a branch headed by Chief manager & above? Senior Manager/Manager
OCRMS will reflect an error when the cash transaction of Rs-------and above was effected in the
63 SB accounts RS 50 Lacs
64 Re KYC of medium Risk accounts needs to be done once in --------- years 8
65 STR needs to be reported within ---------days. 7
The note has to be submitetd to the Board ON Code of fair Disclosure and Conduct(Formerly
66 known as Code of Conduct for prohibition of Insiders Trading) on Quarterly basis
If the sum of deposits is made in a single day of INR 2 Crore and above but maturity is on
67 different dates the same is considered as Bulk Deposits FALSE
68 Who shall be the nodal point of contact between the Bank and the Regulators CGCO
Death claim should be settled within
69 Which of the following is NOT true as per BCSBI Guidelines? 45 days of receipt
70 Login ID for OCTMS IS Domain username abd password
71 FATCA CRS Declaration should be entered in system for -----accounts. Both Resident and Non Resident
Revaluation of Gold loan ornaments should be done within -----------days of santions for GOLD
72 Loans of Rs3 Lacs and above 15 days
73 OCRMS is used for Offsite Test Check
74 Expand MSR Concerning CERMO+NXT Minimum Standard Regulation
75 Withdrawal slips can be used for cash withdrawals upto Rs 25000/-
76 In any organiation the tone of compliance is set at Top Management
77 No Savings accounts should be opened in the name of Pvt ltd/Public Ltd Companies TRUE
In the offsite complaince Test Check, which of the following accounts has to be chjecked from an
78 STR angle if it's opened &closed within 6 months All of the above
It will reflect in OCRMS monthly error report if there is the transfer of Funds exceeding USD ------
79 from any NRO account to any NRE ccount in an FY 1 million
80 All Government accounts must be opened under the scheme SB129
81 Interest should not be paid for the Term deposits accounts if it is cloed within ----------days of 6
82 OCTMS data submitted by RCO is cross verified by Zonal Compliance officer
S NO Questions Answers
1 Which of the following acts are prohibited for all BOB employees? D Both A &C
Everyone who works for the
2 who is an organisation has the responsibility of working towards the Vision/Mission/Goals organisation
Proactively seeking internal & external support, going the extra mile to make things happen and to deliver
3 high quality output' is one one of the conforming behaviours under which core value Passionate Ownership
Taking full reponsibilityof the task assigned and ensuring end to end completion in a timely manner is a
4 conforming behaviour under which core value? Passionate Ownership
We repond promptly to the complaints received from our customers and address them in a fair,consistent and
5 responsible manner?(True/False)
6 A whsitle blower must ensure that the revelations are based on the facts
7 When should we speak up to seek help and charity? All the above
We do not unfairly discriminate on any ground including race, caste,religion,ancestry,marital
status,gender,sexual orientation, age,nationality,ethnic origin,disability or any other categoryprotected by
8 applicable Law'- Highlights that we embrace Diversity and Inclusion
9 We do not engage in or facilitate an activity prohibited or restricted by economic and trade TRUE
Making promises to the
customer which cannot be
10 Which of the following is not a conforming behaviour under our core values 'Customer Centricity' honoured
11
S NO Questions Answers
1 Intersol Transactions are applicable in case of NEFT /RTGS and only branch Head is quthorised to take a decision on that cheque? FALSE
2 Charge Creation on CERSAI portal is mandatory within 30 days of Sanction FALSE
daily transactions & sanctioning of credit
3 Four Eye principle is applciable for all -----------? facilities (OPTION E)
4 Which report is useful in preventing payments of fake cheques? OFF SOL
Available in working condition and used as per
5 UV Machine must be ------- in the branches? BANK Guidelines
6 BCSBI is a -------? Society
7 OVD Stands for -----------? Officially valid documents
"Currency chest operations not reported on time as per RBI Guidelines "is a flag point for non compliance as per our Administrative Both the Currency Chest in charge & joint
8 Enforcemnt of Accountability policy. Who among the following is responsible for the same? custodian
9 Which of the following items are NOT included in monthly PSR Reports? PSR OF Deceased claims
10 Non compliance of KYC Norms in newly opened accounts under which risk category? Very High Risk category
11 BCSBI Stands for Banking Codes and Standard Board of India
As per Administrative Enforcement of accountability policy if passbook and non prsonlised debit cards are not supplied on time then
12 accountability has to be fixed on Dealing officer
13 As per our Administrative Enforcement of accountability policy, disciplinary actions will be inititated against employee falls under category
Identify thee officials who will be awarded red flags for delay or nonpaymnet of BG to the beneficiaries in case of invocation of guarantees
14 a) Credit officer b)Branch Manager c) Controlling office authority giving the said permission A,B,C
15 A branch that has not attended to and not rectified CEMU errors is a ---------risk red flag parameter High
16 Finacle Menu for generation of Exeptional Transaction Reports is-----------? HEXCPRPT
17 As per our Administrative Enforcemt of accountability policy, Employees accumulating Red Flag in category 1 will be Both A&C
As per our Administrative Enforcement of Accountability policy, cashier/ Head Cashier would be responsible for which of the following red Notes identified as counterfeit not kept
18 flags area of non compliance separately
19 What is the severity of risk associated with non subMission of PSR within prescribed timeline by the Branch/RO/ZO? Medium Risk
20 Finacle Menu for updation of Mobile number is --------? CUSTMOB
21 Which of these are Zero Tolerance Area? All the above
22 Which of the following is true, in a branch it is observed that uptime of passbook printer was 70% during the month. RO RCM WILL BE IMPOSED RED FLAG
23 How many red flags can be awarded for Non Compliance of obtaining NOC From Lending Bank (s) before opening of a current account? 1
24 In a branch Uptime of ATM should be above ------% during the month to avoid Medium Risk Red Flag Points 85%
25 For AGM Headed branches,--------will be the PSR Noting Authority in case of Regional Head is AGM? Network DGM
26 Updation of Red Flag and White Flag is done on a ------basis monthly
The Suspnse General account having outstanding entry of more than----------days is the high risk category as per our Administrative
27 Enforcement of accountability policy 15 days
28 Mobile number change report must be generated on Daily basis through -------Menu option? BOBMENU-MM
Check in Check out register not maintained to check the entry of unauthorised person in Currency chest. Which category of red flag is
29 applicable for this non compliance as per administrative enforcement of accountability policy? High Risk Flag Point
30 As per our Administrative Enforcement of Accountability Policy, responsibility of uploading Red and White Flag points vests with ZIAD
31 As per our Adminsistrative Enforcement of Accountability policy, Examinatons of Staff accountability falls under ---------pillar
32 Employees Red Flag and White Flag are captured under -------portal HR CONNECT
33 Suspicious Transactions Reports (STRs) can be ecalated through which of the following menu AMLALERT
34 which machine should be in working condition in branches in order to detect any Chemical Alteration on Cheques? UV rays machine
35 Which is NOT an example of adherence of Four eye principle? Passbook printing
36 "Splitting of Bulk Deposits to derive the undue benefits of higher ROI during the month" comes under which of the following risk Medium Risk
37 Undelivered Cheque are to be entered in Finacle system through ------menu option? UNCHQ
38 Non adherence to -------observations by branches in respect of Loan Documents , is a Medium Risk Red Flag Parameter Legal Audit
Which of the following can account for red flagging under the high roisk category, if not ensured by the branch while extending the Bill
39 Purchase Facility? All of the above
40 Which of the following is NOT a Zero Tolerance Area of our Bank? Documents not renewed
41 If as staff has not availed mandatory leave beyond close of the FY when it was due. It is a Risk Parameter for RO/ZO HRM Medium
42 Grievances of staff members raised in Baroda Samadhan Portal should be resolvd within ------to avoid Red Flag Point 1 week
43 Who is repsonsible for NON Complaince of KYC Norms in newly Opened accounts? all the above
As per our Administrative Enforcement of Accountability policy if locker operation are NOT being done through Finacle and/or Keys of
44 Vacant Lockers are not being kept in Joint Custody who among the following will be responsible?
45 Monthly PSR report must be submitetd to Next higher authority within ------days from the expiry of preceding months? 7
46 Who is authorised to assign red flagging if the movable and/or immovable assets are not registered with CERSAI? Regional Compliance Officer
47 Branch Heads are advised to check the Intersol Transaction reports on -------basis for Fraud Prevention? daily
48 Which of these is not a Zero Tolerance area? NEWACTR
49 A branch has not submitted CRC on time, also the irregularities are not rectified. In this case who may be imposed Red Flag? both a&b
50 CEMU Stands for Centralised Exception Monitoring Unit
51 CIBIL Stands for--------? Credit Information Bureau(India) Ltd
52 Self generation of ATM PIN through Net banking & Mobile banking is known as -------? Green Pin
53 Which of these is not a Zero Tolerance area? Generation of CRIF
54 Zero Tolerance area are applicable for ---------branches? All the above
Violation of DLP in sanctioning LABOD/OD against Bank's own deposit sanctioned for 1 Crore and above has to be red-flagged under which
55 risk category? Medium Risk
56 Exceptional Transactions report should be generated and checked on ---------basis Daily
57 Cooling period of------hours is configured in the Finacle System for activation of New Mobile number? 48 hours
58 Finacle Menu for generation of Status of Signature Scanning is -----? JOTRPT
59 which Security inventory systems need NOT to be entered in the system? WD slip
Who is repsonsible for the following Non compliance ,a s per our Administrative Enforcement of accountability policy, Empty bins in the
60 currency chest are not locked and bin cards/books are not kept inside bins Currency Chest in charge & Joint Custodian
61 What type of RIGHT on secured assets the lender will get having First charge on CERSAI Portal? FIRST Right
62 A customer complaint was closed without attending it properly . This can attract High Risk Red Flag points to Any senior officer of Branch
Confirmation of the genuineness of inter sol Clearing transactions of Rs---- and above cheques presented in clearing has to be obtained
63 from base branch Rs2.00Lacs
As per the Administrative Enforcement of Accountability policy, which of the following officials are responsible for the issuance of BG for
64 more than 5 years without prior approval of the next higher authority? A) Credit officer b)Branch Manager c) Head of Controlling office
65 In case of Intersol Transfer Transaction of Rs --- and above , base branches should be contacted for ascertaining the genuiness of the 200000/-
Non-Compliance of Branch in obtaining Credit Report from two recognised Credit Information bureau before sanction of loans with
66 Rs25lacs and above accounts, has to be Red Falgged under which Risk category? Medium Risk
67 Grievances of Staff pensioners/retirees should be resolved withih ------to avoid Red Flag point 1 week
68 Which of these are to be entered in Finacle? All the above
69 Which of the following is correct with reference to Linkage of Red Flag points, as per our Adminsitrative Enforcement of Accountability All the above
70 Which of these is not an OVD? PAN Card
71 PSR Report to be undertaken on Monthly basis are reported to the Next Higher authority for------? All of these
72 As per our Administrative Enforcement of Accountability policy, the system of Red Flags and White Flags fall under -----pillar 2nd
All security forms including Personalised Returned Cheque Books to be entered in Finacle" Non compliance of the same ,comes under
73 which of the ollowing risk category All the above
74 Which of the following is the regulatory requirement with respect to verification of KYC? Verifying OVD s with original
75 Total Number of ----------Financial & Non Financial reports are generated using HEXCPRPT Menu? 6
Howmany red flags can be awarded to Head Credit Monitoring at RO for not monitoring registration of all movable and immovable assets
76 with CERSAI by branches 3
77 Which of the following is NOT correct as per Administrative Enforcement of Accountability Employees do not have option to appeal
78 "Corporate Accounts opened during the month where CIN is blank or with Junk values in system falls under which of the following risk medium risk
79 Two Credit Information Reports are required if Housing Loan Limit is more than Rs-----? 5 lacs
80 Base Branch should download Inward Clearing Transaction Report from which of the following Finacle Menu BOBMENU
We should obtain KYC documents while extending any remittance of funds by way of DD/PO/NEFT for values of Rs----and above for walk in
81 customers Rs50000/-
82 CERSAI is mandatory for immovable property(other than Agriculture)
83 How many Zero Tolerance areas are identified by our bank? 15
84 Branches are advised to generate off sol Transaction report for ----times in a day? 3 times a day
In case of Individuals , Retail Loan sanctioned for more than Rs5 Lacs by a rural branch can be submitted for PSR Noting with complete
85 proposal within ------days of Sanction? 3 days
86 Which of the following are sensitive accounts? All the above
All cheques received for transfer/clearing transactions should be examined through UV Machine and should be certified by putting Rubber
87 stamp on the back side of cheque TRUE
IT INCLUDES BOTH FINANCIAL AND NON
88 which among the following statement is absolutely true about Exceptional Report? FINANCIAL TRANSACTION
89 Identify the number of red flags to be awarded for Loan Accounts opened with incorrect rate of interest?
90 PSR Authority is required to note the proposal from PSR Angle within a period of --------days from date of receipt of proposal? 30 days
S NO Questions Answers
1 Aderse Features/ Warning signals in the operations of an advance account can be All the above
2 Credit Audit applies to all fresh sanctions with minimum limit of Rs--------Crores 10
3 PSR Noting is not required for LABOD and staff advances(True/False) TRUE
4 CFR denotes Central Fraud Registry
5 A drop in internal risk rating by 2 or more notches in a single review means the account in SMA 0 account(T/F) TRUE
6 Which of the following credit facilities are not reported in PSR to our higher authority? staff loan
7 Banks can reschedule/ restructure/renegotiate borrowal accounts with retrospective effect(T/F) FALSE
8 The Management dash board for monitoring stressed assets i.e special mention accounts called Qlik sense
9 Within how many days from the date of receipt of proposal,PSR authority is required to clear the proposal from PSR angle? 30 days
10 QIS Statements is to be required to be submitted by Borrowers, enjoying working capital of 1 Cr &above
Copies of applications-cum-Appraisal note and other relevant papers of the loan should be sent to PSR authority within 3
11 days of sanction. In caseof Fresh Retail lending is sanctioned above Rs 5 lacs
12 Quartely Monitoring report or QMR is to be sent for all exposures between 25lacs to 1 Cr
13 Out of the following, select the criteria for classification of Special mention Account Category-2(SMA-2) Overdue for 91 days to
14 which of the following is not a credit monitoring tool? Pre sanction inspection
The Stock/Book Debt Audit in an account is to be carried out annually if the working capital limit exceeding the amount of
15 Rs---------crore with our bank 1 cr
Actual sales / operating profits falling short of projections accepted for laons anction by 40% or more is a criteria for
16 classifying an account as SMA 0 (T/F) TRUE
17 MMR above Rs10.00 Crores is monitored by BCC
If the borrower had used available amount of working capital finance for the purchae of plant &machinery, then such action
18 by the borrower is called -------of fund DIVERSIFICATION
Registration of charge with CERSAI on eligible movable/immovable securities to be done within ---------from the date of
19 creation of charge immediately
A loan account should be straightaway classified as Loss asset if the realizable value of the security , is less than ----percent
20 of of the outstanding in the borrowal accounts. 20%
21 With respect to rescheduling which of the following statement is NOT Correct? 4th
An account will become NPA if the regular/adhoc credit limits have not been reviewed/renewed within a period of ---------
22 days from the date of review 180
If the principal or interest payment is NOT overdue for more than 30 days but account showing signs of incipient stress, the
23 the account comes under---------- SMA O
24 Funded Interest Term Loan and working Capital term loans are given as a part of -------- Restructuring package
An account with a single event of non cooperation /prevention from conduct of stock audits by banks can be classified as
25 SMA 0 account(T/F) TRUE
Delay of 90 days or more in non renewal of facilities based on audited financials, is one of the illustative signs of stress for
26 categorising as account as SMA 0
27 Which of the following is not an Early Warning signal? Adequate turnover
28 A------is one where a suspicion of fraudulent activity is thrown up by the presence of one or more Early warning Red flagged account
29 Single Line format of PSR is applicable for fresh retail advances up to --------- 5 LACS
30 CIBIL Check /ITR Verification/CERSAI search of security/GST returns verfication ETC., to be carried out All the above
31 "Out of Order" term is used by the bank for ---------Account CC account
Within how many days, the branch to submit PSR to higher authority, if review of reatil advances of Home exceeds the
32 amount of Rs25.00Lacs 3 days
In a Rural branch sanction of aggregate exposure of above Rs10lacs to be reported to sancioning authority with a copy of
33 appraisal and relevant papers , within 3 days
34 For restructuring an account, Formal consent/application of the Borrower sis required TRUE
35 Restructuring can be done in accounts classified as -------- All the above
In case of any Falsification of accounts on the part of the Borrowe Rs is observed by the Bank, and if it is observed by the
bank, and if it is observed that the auditors were negligent or deficient in conducting the audit,Bank may lodge formal
36 compliant against the auditors of the borrowers with the option B
When there is Reduction of Drawing power by 20% or more after a stock audit or evidence of diversion of funds for
37 unapproved purpose, the account is a SMA O account(T/F) TRUE
38 What is the exposure threshold for statutory classification of EWS and RFA? 3 CR
If an advance account , where the repayment period is enhanced than the normal repayment period as per original
39 sanction, then it is called as--------- rephasement
40 What is the classification for the loan account which is regular in repayment of interest and installments as per sanction? standard
41 Accounts less than Rs 1 Crore are ------- to be monitored by Branch
42 Who has to monitor accounts with exposure of Rs1 Crore to RS 5cRORE via MMR? Regional Office
43 The borrower who thwarts lenders efforts taken for recovery of the dues are called Non Cooperative
In the case of bills purchased and discounted, the bill remains overdue fro a period of more than 90 days, then the account
44 is called as overdue
45 The minimum threshold limit of exposure for identification and reporting of Non Cooperative to CRILC is-------- 5 cr
For a working capital account,Drawing power is determined on the basis of stock statement which is older than 3 months
46 and irregular drawings are permitted in the account for a continous period of 90 days. How will the a/c be classified after 90 SMA
47 Post Santion Reporting(PSR) has to be done for -------- All the above
Stock/Book Debt Audit is to be carried out compulsorily in all accounts having fund based working capital limits with our
48 bank (including DA LC Limit) of over Rs-------- 1Cr
Central repository of
49 What is the full form of CRILC? information on large credits
50 SMA Reporting ,RFA,EWS is captured in MMR DATA Through CREMON(T/F) TRUE
S NO Questions Answers
1 Code of conduct & code of Ethics
A 'code of ethics ' can be written by any institutions wishing to distingiuish its members from the rest
2 of scociety and is concerned about how the behaviour of its members impacts upon
3 Which of the following are Complaint readdressal mechanism in our Bank?
4 Which of the following sections are defined in our'Code of Ethics'
5 Telling or passing along a racially or sexually - oriented joke
Where do the Employees of the Bank lodge their compliants under the Whistle Blower Policy by
6 logging in their personal credentials(User id /PW)?
Neither we nor any other representative of our Bank offers/ receives any payments or benefits
to/from any employee , customer or any other person for obtaining an undue advantage for the
conduct of our businss on for the purpose of improperly influencing a decision connected with
7 business' refers to which element of Code of Ethics?
8 Which of the following measures are taken by our Bank for environment conservation?
9 We stand committed to playoing our part in the transition towards a ------ and -----------economy
A customer gives cash to staff members on all the festivals and ensures that his job is done on
10 priority ahead of others. This is covered under which of the following elements of code of Ethics?
11 Which of the following is not a part of the Ethics Pledge?
12 Our Bank is considered a safe place to work because?
13 When should we spek up to seek help and clarity?
14 Business Ethics are helpful in
15 The consequences of unethical behaviour at various levels throughout history have led to
16 A whistle blower must ensure that the revelations are based on the
"Employee" under Sexual Harassment of women at workplace(Prvetion,Prohibition and Readdressal)
17 Act 2013 means?
18 The ultimate responsibility for maintaining the code of Ethics rests with?
Sustainability and Corporate Social Responsibility (CSR) concern which of the following aspects of an
19 organisation's behaviour,performance or impacts?
With a major part of our core business operting on advances technologies and digitized processes,
20 we understand the need to have a
21 Which of the following are correct in the context of 'Anti Money Laundering'
Identify the head of an institution whose famous quote is " There is no theoretical distinction
between ethics and good behaviour. The fundamental rules of ethics are codified and apply equally
22 at all times and everywhere
As per Bank's policy on acceptance of gifts, while we should definitely exchange festive greetings
with customers ,dignitaries etc on festive occasions ,it is also our bounden duty to not accept any
gifts from customers/persons/institutions having official dealings with the Bank,such gifts received
23 through posts/courier or any other source may be immediately notified and send to
24 Who are the stakeholders of an organiation?
------ of the Bank shall be the desiganted authority to receive protected Disclosures/written
25 complaints or disclosure on any allegations of corruption or of misuse of office by any officials/
26 Under whih of the following circumstances should one speak up?
27 What has Ethics to do with?
28 Which of the following will help protect our Environment?
29 Ethics may be defined as going beyond what is legal and doing what is ------------
30 Sexual Harassment includes
31 Which approach does our code of Ethics follow?
32 We have Zero Tolerance for sexual harassment and handle such allegations very seriously(True/False)
33 To be successful, a business ethics training programme need to
34 Who is responsible for Ethics in an organisation?
We respond promptly to the complaints reeived from our customers and address them in a
35 fair,consistent and responsible manner?(True/False)
36 An ethical workplace can be identified as a place where
37 A ------- Sets out the purpose and general direction for the organisation
Which among the following are the non conforming behaviours under our Core value of ' Customer
38 Centricity'
RBI has encouraged profit making banks to undertake CSR Activities by donating ------% of its
39 previous year's profit?
40 Insider trading refers to
Insider trading restrictions cover our Bank's securities and securities of other companies , including
41 customers and third party service providers and this applies to us and immediate -----,------ and
42 Which of the following work Ethics is defined for ' We Barodians' in our code of ethics?
43 As per the code of ethics for customers, they should not be discriminated based on:
44 Which of the following options are relevant relating to " Passionate Ownership"
45 Which of the following are the ways to combat money laundering and terrorist financing?
Explaining behaviour on the job with 'nobody told me not to do this' (Citing ignorance of the code of
46 conduct).
We are ethical and transparent in our words and conduct with all our stake holders' is an underlying
47 principle of which core values of our Bank?
We deal with intermediaries in a --------manner and are committee d to fair contract and payment
48 terms with them in return for the quality of outsourced services they provide to us.
49 Which is the unethical practice in marketing of bank products or services?
50 Who is an organiosation has the responsibility of working towards the Vision/ Mission / goals?
51 Our code of ethics is hosted on the Bank's website under the head?
52 Which of the following is not one of the core values of our Bank?
Proactively seeking internal and external support, going the extra mile to make things happen,and to
53 deliver high quality output' is one of the conforming behaviours under which core value?
Taking full responsibility of the task assigned and ensuring end to end completion in a timely manner
54 is a conforming behaviour under which Core Value?
55 --------are responsible for driving the ethics agenda of the Bank
If you are unsure whether a decision or action is consistent with the spirit of the Code of Ethics, who
56 should you seek help and clarity from ?
If you are unsure whether a decision or action is consistent with the spirit of the Code of Ethics, who
57 should you seek help and clarity from ?
Personal or romantic relationships in a reporting structure affet team management and must e
58 disclosed to the --------
59 Which of the following is not a conforming behaviour under our core value' Customer Centricity'
60 For ethical dilemmas at work, who among the following can be contatced?
We always bear in mind that we are the custodians of --------and act reponsibly in all our dealings to
61 confirm to our Bank's fiduciary responsibility?
We repond promptly to the complaints recived from our customers and address them in afair
62 ,consistent and responsible maner?(True/FALSE)
63 A ------,---------sets out the purpose and general direction for the organisation
"We are ethical and transparent in our words and conduct with all our stakeholders is an underlying
64 principle of which core value of our Bank?
Sustainability and Corporate Social Responsibility (CSR) concern which of the following aspects of an
65 organisation's behaviour,performance or impacts?
A ' code of Ethics ' can be written by any institution wishing to distinguish its members from the rest
66 of society, and is concerned about how the behaviour of its members impacts upon
67 An employee can reach out to-------in case of grievances
68 Which of the following sections are defined in our'Code of Ethics'
69 Under which section do you find the element "Fairness in Competition"
Employees of the bank may lodge the complaint/rise concerns under Intersol Whistle Blower Policy
70 for employees through --------by logging in their personal credentials(USER ID/PW)
71 A -------------- sets out the purpose and general direction for the organisation
72 Which of the following sections are defined in our'Code of Ethics'
73 Code of conduct & code of Ethics
74 Which of the following are the reasons for implementing a banking Code of Ethics?
Identify the head of an institution whose famous quote is " There is no theoretical distinction
between ethics and good behaviour. The fundamental rules of ethics are codified and apply equally
75 at all times and everywhere
76 Our Bank is considered a safe place to work because?
77 Which of the following measures are taken by our Bank for environment conservation?
78 Which of the following acts are prohibited for all BOB employees?
79 Who are the stakeholders of an organiation?
80 Who has Ethics to do with?
N Questions Answers
The desiganted authority under Whistle blower policy shall nesure resolution of complaints within ----------
1 days from the date of receipt of the complaint at his office
The whistle blowers cn escalate the protected disclosures/concerns/issues raised through whistle blower to
the chairman,Audit committee of the Board(ACB), if he is not satisfied with the proceedings or findings of
2 investigation(True/false)
---------is the designated authority of bankto receive complian under whistle blower or any allegation of
3 corruption or of misuse of office by ay officials/employees of bank
4 Which of the following is covered under Whistle Blower Policy?
Failure to comply with existing rules and regulations resulting in financial loss or loss of reputation and
5 activities that are not in line with Bank's policies under ' Whistle Blower Policy'(True/False)

6 The policy shall be valid for a period of ------year/s , commencing from the date of approval by the Board.
--------- of the Bank shall be the Designated Authority to receive Protected Disclosures/ Written Complaints
7 or disclosure on any allegation of corruption or of misuse of office by any officials / employees of the bank.
Which of the following area/s is/are covered under the 'Internal Wqhistle Blower Policy' for employees of
8 the Bank.
The Designated Authority(CRO) shall ensure resolution of complaints within ------days from the date of
9 receipt of the complaint at his office
Under which clause of SEBI in respect of Whistle Blower Policy the listed entity shall disseminate the
information regarding ' details of estabilishment of vigil mechanism/ Whistle Blower Policy' on their
10 website?
---shall scrutinize the whistle blower Complaints and ascertain the identitiy of the complainant by writing a
11 letter to the complainant at the address given in the complaint
Which of the following areas is not covered under the 'Internal Whsitle Blower Policy' for employees of the
12 BANK?
13 Which is not a USP of 'Whistle Blower Policy'?
14 If the Whistle Blower is not satisfied with the findings of Investigation then they can escalate the matter to -
15 Objective of 'Whistle Blower Policy' is :(Multiple answer)
For necessary support in handling the whisle Blower complaints, the Designated Authority may authorise an
officer, not below the level of ----from Fraud Monitoring Group for assisting in handling the complaint
16 received in the Bank under this policy
If the Designated Authority, after conducting an inquiry is of the opinion that there are no sufficient
17 grounds for proceeding with the inquiry, it may-------
18 Which of the following statement is not corerct under the internal whsitle blower policy of our Bank?
19 Designated Authority to receive the whistle blower complaint is
The Designated Authority(CRO) shall ensure resolution of complaints within ------days from the date of
20 receipt of the complaint at his office
----------means a concern raised by a writetn communication made in good faith thast discloses or
21 demonstrates information that may evidence unethical or improper activity with respect to the bank
22 Access to online portal for whsitle blowers is restricted to only-----------.
Employees of the Bank may lofge the complaint/raise concerns under Internal Whsitle Blower Polict for
23 employees through---------.
The custody of the original complaint under the whsitle Nlower policy with the documents with the ---------
24 and at no time that complaint can be accessed without proper authority from the said authority
25 The Whsitle Blower policy is valid for a period of -------
If the complaint is anonymous as per the Whistle Blower Policy, the Desiganted Authority ---------in the
26 matter, if so permitted by him
The investigation under Whistle blower policy should be completed within -------days form the date of
27 Assignment and report should be submitted to the Designated Authority
28 If a Whistle Blower employee is victimized he/she can file a complaint before
29 While raising the concern under whistle Blower policy employee needs to give which information?
30 All the envelopes, super scribed with complaints under Whistle Blower Policy will be opened by------------.
The Bank reserves it s right to amend or modify this policy I whole or part, at any time without assigning
any reason whatsoever. This policy and any subsequent amendments shall be communicated to all
31 concerned within -------days of its approval bt the Board
32 Complaints under Whistle Blower policy can be filed ONLINE only(True/false)
33 Who shall review the functioning of the Whistle Blower Mechanism?
34 under Whistle Blower Policy mandatory points for raising complaints are
35 The Designated Authority shall not seek any confirmation from the complainant if----------
Every effort shall be made to treat the Whistle Blower 's Identity with appropriate regard for confidentiality
36 at all times(True/false)
37 Bank came out with a 'Whistle Blower Policy' for employees effective from
The Designated authority under Whistle Blower Policy shall seek any confirmation from the complainant by
38 sending mail on personal official mail id , if the disclosures are made online from HR CONNECT
Which of the following areas are covered under the 'internal Whistle Blower Policy' for employees of the
39 Bank.
The Designated Authority shall report all Whsitle Blower Complaints/Protected Disclosures to the Audit
Committee of the Board, together with results of investigation and an update on the actions taken by the
40 management at least once in every ----------.
41 The Designated Authority shall ensure within --------days of receiving complain at his office
42 After conduct of Enquiry who is responsible for closure of complaints?
43 Which of the following is correct?
44 Full form of PIDPI is
45 Which of the following actions would you consider as a possible example of speak up/whistle blowing?
The Whistle Blowers cn escalate the protected disclosures/concerns/issues raised through whistle blower to
46 the ------------, if he is not satisfied with the proceedings or findings of investigation(True/false)
The Desiganted officer under Whistle Blower policy ensure that no punitive action is taken by any
47 administrative Authority against any person on perceived reasons/suspicion of being 'Whistle Blower'
The Desiganted Authority under Whistle blower policy shall ensure resolution of complaints within ----------
48 days from the date of receipt of the complaint at his office
49 The complainant should give his /her name,EC NO,Address,phone no,email etc.,(True /false)

50 Under Whistle Blower Policy anonymous complaints will not be entertaind per corporate policy(True/false)
The Designated Officer should maintain a separate list for the complaints received under the Whistle
Blower mechanism in a register or computer and should monitor the progress periodically and put up the
51 same to the designated authority every--------
52 Complain can't be raise under 'Whistle Blower Policy' for incorrect financial reporting(True/false)
This policy does not entertain anonymous complaints and encourages employees to put their
Name,Address , email address,contact numbers etc., because appropriate followup questions and
53 investigation may not be feasible unless the source of the information is identified(True/false)
Whistle Blower employees has to mandatorily mention name, EC NO & Desigantion to the designated
54 authority(true/false)
55 The 'Internal Whistle Blower Policy' applies to ---------
56 Which complain will not cover under 'Whistle Blower Policy'?
If any official is aggrieved by any action on the ground that he is being victimized due to the fact that he had
57 filed a complaint or disclosure, he may file an application before the ---------seeking readdressal in the
The designated authority shall report all whistle Blower Complaints to the Audit Committee of the Board ,
58 together with results of investigations and an update on the actions by the Bank at least once in every--------
59 --------complaints will not be entertained as per Corporate Policy.(multiple Answer)
60 Promotion,transfer & performance Appraisal are also covered under Whistle Blower Policy(True/false)
61 The Whistle Blower policy applies to----------
The primary focus area of the amended policy aims at building a successful whistleblower mechanism
62 which is -----------.
The Protected Disclosures against Board level Executive shall be addressed to the chairman,Audit
Committee of Board(ACB) in a closed envelope and should be superscribed 'Complaints under whistle
63 Blower Policy'.(True/False)
In the event of identity of complainant being disclosed, the committee is authorised to recommend
64 appropriate action against the person making such disclosures(True/false)
65 As per whsitle Blower policy who is the designated authority to receive complaints under the policy ?
--------- should be factual and not speculative or in the nature of a conclusion,a nd should contain as much
specific information as possible to allow for a proper assessment on the nature and extent of the concern
66 and the urgency of investigation.

In order to protect the identity of the complainant, acknowledgement will not be isued and the whistle
67 blower s are advised not to enter into any further correspondence in their own interest.(True/False)
68 Complaints under Whistle Blower policy will be recived by Designated Authority of the Bank is ------------.

69 Whistle Blower demonstrate to which core value of our Bank.

70 Before speaking out, a whsitle blower must make sure thatb the revelations are based on-----------
Any false or frivolous concerns raised with malafide intention or complaint found to be motivated or
vexatious, shall be viewed seriously and appropriate discplinary action may be taken against such
71 complainant(True/false)
Anonymous complaints can be entertained as per Whistle Blower Policy on case to case basis By Desiganted
72 Authority(true/false)
Which of the following area is not covered under the 'Internal Whistle Blower Policy' for employees of the
73 Bank of Baroda?
Under which section every listed company and companies belonging to following class or classes shall
74 estabilish a vigil mechanism for their directors and employeees to report genuine concerns or grievances?
75 Whistle Blowing is ----------
In case complainant is not satisfied with the readdressal of their complaints, he may escalate the matetr
76 directly to the
77 Areas covered under the 'Internal Whistle Blower Policy' for employyes of the Bank
The policy also provides the complainants firect access to the Chairman of the audit Committee of Board, in
78 deserving cases(true/false)
79 Under Whistle Blower Policy a Desiganted officer shall not be below the rank of --------
The Desiganted authority shall report all whistle Blower Complaints /Protected Disclosures to the Audit
Committee of the Board, together with results of investigations and an update on the actions taken by the
80 management at least-----------
81 Areas covered under the Whistle Blower Policy are---------------.
82 The Whistle Blower Policy applies to all ---------of the Bank.
If any official is aggrieved by any action on the ground that he is being victimized due to the fact that he had
83 filed a complaint or disclosure, he may file an application before the ------------.
84 Designated officer under the Whistle Blower Policy is --------------.
Under which of the following guiding principles ,a ction can be taken against the Whsitle Blower
85 Complainant?
86 Who is Chief Risk Officer in our Bank?
All whistle Blower complaints, enclosed documents/annexures and the investigation reports shall be
87 retained by the ----------------.
88 The Whistle Blower Policy is valid for a period of ------------.
89 Who is the Chief Risk Officer in our Bank?
90 Areas covered under the Whistle Blower Policy are---------------.
91 Areas covered under the 'Internal Whistle Blower Policy' for employees of the Bank
92 Whistle Blowing is ----------
 Code of Conduct
S NO Questions Answers
As per the officer regulation, no officer employee shall except with the previous
approval of the competent authority give evidence in connection with any enquiry
1 conducted by any person, committee or authority except

No executive employee shall, without any prior permission of the competent

authority permit his son,daughter or any other member of his family to accept
employment in any private undertaking with which he has official dealings or in any
2 other undertaking having to his knowledge official dealings with the bank(T/F)
Which of the following subject is not covered under the "Bank of Baroda Officers(
3 E) conduct Regulations"
Every officer employee shall maintain the strictest secrecy regarding the bank's
affairs and the affairs of its constitutents and shall not divulge directly or indirectly
any information of a confidential nature either to a member of the public or to an
4 outside agency or to any other employee of the bank not entitled to such
AS per code of conduct guidelines for officers, every officer employee shall every
year submit a return of his movable , immovable and valuable property including
liquid assets like shares,debentuired as on 31st March of that year to the bank
5 before -------- of that year.
Bank of Baroda officer employees (Conduct) Regulations , 1976 ahall apply to all
officer employees of the Bank,recruited in India whether working in India or
6 outside India but shall not apply to-----
No officer employee shall except with the previous sanction of the competent
authority, own wholly or in part or conduct or participate in the editing or
7 management of any newspapaer or any other periodical publication(T/F)
No officer employee shall except with the previous sanction of the competent
authority,publish or cause to be published any book or any similar printed matter
of which he is the author or not to deliver talk or lecture in public meetings or
8 otherwise(True/False)
No officer employee shall exept with the previous sanction of the competent
authority publish or cause to be published any book or any other similar printed
matter of which he is the author or not or deliver talk or lecture in public meetings
9 or otherwise(true/false)
An officer employee shall maintain the striuctest secrecy regarding the bank's
10 affairs, which is not an exception in this guidelines
11 Which of the following is acceptable as per the Code of Condcut?
canvassing by an officer employee in support of the business of an insurance
agency owned or managed by a member of his family shall be deemed to be a
12 breach of guideline?(True/false)
Which of the following statement is not correct under the officer regulations
13 regarding Absence from Duty
14 Movable property acquired has to be reported if the value exceeds
No officer employee shall ordinarily absent himself in case of sickness or accident
15 without submitting a proper medical certificate(True/false)
16 "Public Sector banks" means
Any executive employee shall act as an agent of , or canvas business in favour of ,
17 an insurance company in his individual capacity(True/FALSE)
Every executive in th bank shall submit return of his assets and liabilities giving full
18 particulars regarding-
As per the Bank of Baroda officers( E) Regulations, Acasual meal,lift or other social
19 hospitality shall be deemed to be a gift(True/False)
20 Which statement is/are correct in regard code of conduct of officers?
No officer employee shall accept any payment, in the form of fee
remuneration,honorarium and the like in cash or kind for any work done by him for
any public body or any private person without the sanction of the competent
21 authority(True/false)
An officer cannot divulge information to general public except in case of(Multiple
22 Answers)
23 An Officer is permitted for frequent sale & purchase of shares(T/F)
24 which is/are correct guidelines regarding contribution to Newspaper /Radio/TV
Mr Ajay has availed cash credit from Jayanagar branch and Mr Sandeep is the
branch head of that branch. Mr Ajay has organised a DJ Night along with alcoholic
drinks on the occasion of Holi and invites the Branch head also. Which of the
25 following is appropriate?
26 Which of the following is incorrect?
If any family member of the officer is engaged in a trade or business or owns or
27 manages an insurance agency or commission agency
No executive employee shall accept any payment, in the form of ------- for any work
28 done by him
29 Which of the following is correct?
No officer employee shall except with the previous sanction of the competent
authority publish or cause to be published any book or any similar printed manner
30 of which he is the author or not or deliver talk lecture in public
No executive employee shall except with the previous sanction of the competent
authority, receive any complimentary or valedictory address or accept any test
testimonial or attend any meeting or entertaiment held. In his honour, or in the
31 honour of any other employee of the bank(true/false)
As per the Bank of Baroda Officers ( E) conduct Regulations, which of the following
32 statements/s are/is are correct?
A breach of any of the provisions of thse regualtions shall be deemed to constitute
misconduct punishable under the Bank of Baroda Officers Employee's (Discipline
33 and APPEAL)Regulations.----------
As per code of conduct guidelines for officers, if any question arises as to the
application or interpretation of any of the regulations of code of conduct, it shall be
34 referred to the ---------for its decision
Every Executive employee shall report to the ----------if any member of his family is
engaged in a trade or business or owns or manages an insurance agency or
35 commission agency., 39
36 As per code of conduct guidelines for officers, guidelines are not applicable to
Which is/are correct guidelines for lending and borrowing by an officer (Multiple
37 answers)
As per code of conduct guidelines for officers, every officer should avoid taking
gifts provided that when more than one gift has been received from the same
person or concern within a period of 12 months, the matter shall be reported to
38 the competenet authority if the aggreaget value thereof exceeds RS-------
Every officer employe, on his first appointment,a nd every other employee of the
bank,on promotion to a post of an officer employee in the bank,shall submit return
39 of his assets and liabilities giving full particulars regarding
Any executive employee shall act as an agent of , or canvas business in favour of an
40 insurance company in his individual capacity(True/false)
As per code of conduct guidelines for officers, every officer should not in engage
41 any dowry which may be
As per code of conduct guidelines for officers, an officer bringing outside influence
by employees for transfers /postings/disciplinary matters/deputation to outside
42 organisation etc., is a violation of the bank's guidelines(True/false)
No officer employee shall colllect subscription for farewell enetertainment from
any intermediate or lower grade employee for the entertainmnet of any employee
43 belonging to any higher grade.(True/false)
As per code of conduct guidelines for officers, every officer should avoid taking
44 gifts that excludes
45 "Public sector banks" means
46 As per the code of conduct for officers " family" means
47 As per code of conduct guidelines for officers, officer employees means
On occasions such as marriages,anniversaries,funerals or religious functions , when
the making of gifts is in conformity with the prevailing religious or social practice,
an officer employee may accept gidts from his near relatives but he shall make a
48 report to the competent authority if the value of the gift exceeds
49 Which of the following is incorrect?
50 Which of the following is permitetd as per the code of conduct
51 "Officer employee" means a person who holds
Bank of baroda officer employees(Disipline and Appeal) regulations 1976 section
52 24A deal with
53 Whichh of the following is acceptable as per the code of conduct?
54 Bank of Baroda officer employees (Conduct) Regulations 1976 came in to force on
Whether any officer employee can collect a subscription for farewell entertainment
from any intermediate or lower grade employee for the entertainment of any
55 employee beloinging to any higher grade?
As per code of conduct guidelines for officers, an officer employee who has
married or marries a person other than of Indian Nationality shall forthwith
56 intimate the fatc to the

canvassing by an officer employee in support of the business of an insurance

agency owned or managed by a member of his family shall be deemed to be a
57 breach of guideline?(True/false)
In any case other than specific occasions, the executive employee shll not accept
58 any gifts without the sanction of the competent authority if the value of gifts
59 Giving evidence clause is not applicable to which of the following
Every Executive in the bank shall submit return of his assets and liabilities giving full
60 particulars regarding
On certain occasions as specified in sub regulation (2) , an officer employee may
also accept gifts from his persoanl friends having no officicl language withhim but
61 he shall make a report to the competent authority if the value of such gifts exceed
62 An officer is permitted for frequent sale & purchse of shares(True/false)
63 Choose the incorerct option
No officer employee shall draw his salary in advance or overdraw his account with
the bank against security or otherwise , without the previous sanction of the
64 competent authority(T/F)
No OFFICER employee shall except with the prior permission of the competent
authority permit his son,daughter or any other member of his family to accept
employment in any private undertaking with which he has official dealings or in any
65 other undertaking having to his knowledge official dealings with the bank(T/F)
Which of the statement incorrect regarding consumption of intoxicating drinks and
66 drugs?
67 By refusing any gift or favour from customer, which core value can be
The previous sanction is required for this broadcast/publication/contribution by an
68 executive
Which of the following acts/statements comes under the regulations regarding the
69 consumption of intoxicating drinks and drugs
No executive employee shall engage himself or participate in any demonstration
which is prejudicial to the interests of the sovereignity and integrity of India, the
security of the state,friendly relations with foreignstataes , public order, decency or
70 maorality or which involves contempt of court, defamation or incitement to an
When more than one gift has been received from the same person or concern
within a period of -----months, the matter shall be reported to the competenet
71 authority if the aggregate values thereof exceeds Rs500/-
no officer employee shall except with the previous sanctio of the competent
authority publish or cause to be published any book or any similar printer matter of
72 which he is the author or not or deliver talk or lecture in public meeting or
Which of the following subject is not covered under the "Bank of Baroda Officers(
73 E) conduct Regulations"
74 Which of the following shall amount to speculations?
An officer employee shall engage himself or participate in any demonstration
which is prejudicical to the interests of the sovereignity and integrity of India, the
75 security of the state, friendly relations with foreign states(T/F)
No officer employee shall join or continue to be a member of an association , the
objects or activities of which are prejudicial to the interests of the sovereignity and
76 integity of India or public order or morality(True/ False)
77 No officer employee shall, in his individual capacity
Wholly dependent step children of the officer employee will not be covered for the
78 family benefits under the officers regulations(true/false)
Which is /are not an exception for officer employees regarding taking up outside
79 employment without asking permission from competent authority?
As per code of conduct guidelines for officers, universal law for using social media
80 platforms is
A sper code of conduct guidleines for officers , every officer employee shall report
to the competent authority evry transaction concerning movable property owned
or held by him either in his own name or in the name of a memebr of his family if
81 the value of such property exceeds Rs
82 The public demontration clause is not applicable to
No officer employee shall, except with the previous sanction of the bank, engage
83 directly(True/false)
As per code of conduct guidelines for officers, an occasions such as marriages,
nniversaries, funerals or religious functions when the making of gifts is in
conformity with the prevailing religious or social practics, an officer employee may
accept gifts from his near relatives but he shall make a report to the competent
84 authority if the value of the gifts exceeds RS--------
No officer employee shall ordinaritly absent himself in case of sicjness or accident
85 without submitting a proper medical certificate(True/false)
Which of the following sytatement is not corerct under the officer regulations
86 regarding Absence from duty-