Q) I am not a Baroda Connect User and want to apply for internet banking.

Retail customers can themselves register for internet banking by using Bank of Baroda Debit
Card (Active*), please follow the given steps:
1. Visit www.bobibanking.com
2. Click on the link, ‘Not Registered (Retail User), Click Here’.
3. Enter the details related to Debit card and click on Next button.
4. ON entering correct details, an OTP would be sent on the registered mobile number.
5. Enter the OTP so received in the space provided.
6. The system will prompt for choosing User profile and User ID. Click on Next button.
7. The system will prompt for setting the passwords (Sign-on or/and transaction password).
8. On successful registration, a success message would be displayed and the account details
would be available after 24 hours.

For Corporate customers, please contact your branch and submit request for internet banking.
* Active: You should have activated your debit card first time on Bank of Baroda ATM.

Q) I have not received/forgotten USER ID.

For Retail Users, follow the given steps:
1. Visit www.bobibanking.com
2. Select Retail User Profile
3. A new page opens for entering user ID. Click on the link : ‘Don’t Know User Id?, Click Here’
4. Enter your account number, registered mobile number (prefixed with country code) and
registered email id.
5. On entering the correct details, OTP would be sent on registered mobile number.
6. Enter the OTP so received on your handset. The User ID would be sent on your registered
email id.

In case error message ‘DETAILS NOT MATCHED‘ is received, make sure you are entering the
correct credentials. Contact your branch to get the details updated. Retail users may also
contact our toll free numbers 1800223344, 18001024455 for getting the user id for your
account.
For Corporate customers, please contact your base branch for the mentioned issue.

Q) I am getting error message as 'INVALID LOGIN ID OR PASSWORD'

If you are a retail customer, you may contact you branch or the toll free number for activation
of your passwords. On password activation this error will be resolved.
If you are a corporate customer, you may contact you branch for activation of your passwords.
On password activation this error will be resolved.

Q) I have forgotten sign on/ Transaction password.

A. For Instant Regeneration of Baroda Connect Password by Existing User (Retail

– NRI/ Domestic) online without approaching Branch:

Customer has to visit directly the website www.bobibanking.com and clicks on “Retail
User”.

In above mentioned all three scenarios i.e. A, B & C, the further steps after visiting
www.bobibanking.com and clicking on “Retail USER” are mentioned below:

1) After clicking “Retail User”, the below mentioned screen will be displayed.
 User has to enter his existing User ID or which he has received on his registered
email id (for new user) and instead of clicking “Enter” button, user has to click on
the link “Set/ Reset Passwords, Click Here”.

2) The below mentioned screen will appear, where user has to click on link
“Regenerate Passwords using Activation Code/ OTP”.

 User with Transaction Rights, below screen will be displayed:

NOTE: The second option in above screen i.e. “Regenerate Transaction Password using
Debit Card” is the existing process for resetting only Transaction password for existing retail
customers having active debit card.

 User with View Rights, below screen will be displayed:

3) The below mentioned screen will be displayed, where user has to enter his
registered mobile number and clicks on “NEXT” button. On successful validation
of user id and Mobile Number the activation code is sent to the registered email id
and one time password will be sent on registered mobile number.

4) The below mentioned screen will be displayed where user has to enter his
Activation code (sent on registered email) & OTP (sent on registered mobile) and
clicks on NEXT button.

NOTE:
 Activation code will be valid for one time use only.
 “Resend Activation Code/ OTP” button will be enabled after 3 minutes.
 The customer will be allowed to use “Resend Activation Code/ OTP” button
two times and then it will be disabled. Then he has to again start from step
1.

5) After successful validation of Activation code and OTP, the below mentioned
screen will be displayed as per profile allotted and accordingly the Signon /
Transaction password set/ reset box will be visible.

 User with Transaction Rights, below screen will be displayed:

  User with View Rights, below screen will be displayed:

NOTE:
 User with View Rights will be able set/ reset his/ her only SignOn Password.
 User with Transaction Rights and enrollment done successfully will be able to
set/ reset his/ her Transaction password only.
 User with Transaction Rights and enrollment not done will be able to set/ reset
his/her both SignOn & Transaction password.

6) Customer has to tick the Disclaimer check box, then only “Set/ Reset Password”
button will be enabled otherwise it will not allow user to proceed.

7) After Clicking “Set/ Reset Password”, system set the password and will display the
message for successful set/Reset of Password.
 NOTE: The New User with Transaction Right will have to again change his SignOn
Password at the time of enrollment during first time login.

Q) How to reset my Security answers?

In case you have forgotten your answers to security questions and you are getting error
message as ACCOUNT IS LOCKED, then please first unlock your account by following the steps
given. After unlocking the account, please go through the following steps for resetting the
Questions and Answers:
1. Visit www.bobibanking.com
2. Select Retail/Corporate User Profile
3. Enter User ID (and Corporate Id in case of Corporate Customers) and click DO NOT CLICK
on Enter.
4. Click on given link, ‘You wish to Reset your answers, Click Here’
5. Enter your mobile number and enter the OTP received on your handset.
6. On entering the correct OTP, the system prompts for entering the transaction password.
7. After entering the correct details, system allows you to reset your answers to security
questions.

Q) I am getting error message as ‘YOUR ACCOUNT IS LOCKED’?

If your account is locked, make sure you remember your transaction password. In case you
don’t remember the same, reset your transaction password first and then follow the given
steps for unlocking the account:
1. Visit www.bobibanking.com
2. Select Retail/Corporate User Profile
3. Enter User ID (and Corporate Id in case of Corporate Customers) and click DO NOT CLICK
on Enter.
4. Click on given link, ‘Your Account is Locked, Click Here’
5. The system will ask you for either OTP or Security questions. IF system is prompting you for
your security question and you have forgotten answers to the same. Please enter 5 wrong
attempts after which system will ask you for OTP.
6. On entering the correct details, the system will prompt you to enter your transaction
password.
7. Enter the transaction password and your account will be unlocked.

Q) I am getting an error message as ‘You can not unlock your account online. Please contact
your branch or system administrator’ while unlocking the account.
If you are a retail customer, get your transaction regenerated online by using set/reset
password option
In case of corporate customers, please contact your branch to get your password enabled or
email to Barodaconnect@bankofbaroda.com from your registered email id.
After enabling/resetting the transaction password, you may proceed for unlocking your
account.
Q) I am getting an error message as ‘You are disabled for transactions’.
If you are a Retail User, reset your transaction password using the help provided above.
In case of corporate customers, please contact your branch to get your password enabled or
email to Barodaconnect@bankofbaroda.com from your registered email id.

Q) I want to increase my transaction limit.

For retail customers, there is no option for enhancement in default limit.
For corporate customers, please contact your branch to apply for enhancement.

Q) I am not receiving OTP on my registered handset.

Please check the following points at your end:
1. Please make sure you have registered the correct mobile number in the branch.
2. Check whether you are in good network coverage area.
3. You must not have activated the DO NOT DISTURB service.
4. Try to switch off/on your handset.

In case problem persists, please email us at barodaconnect@bankofbaroda.com

Q) I want to make utility payments like Mobile recharge, Credit card payment etc.
1. Visit www.bobibanking.com
2. Click on ‘Utility Payments’ on the left hand side of the page.
3. A new page will open, If you agree to the conditions mentioned, system will take you to new
screen.
4. Select the type of payment to be done and type of profile (Retail or Corporate).
5. Enter the details requested and complete the transaction by entering user id and transaction
password.

Q) I am getting message as ‘ENROLLMENT NOT ALLOWED’.

Please contact your branch to get the correct mobile number updated for your account. The
system will not let you complete the enrolment process till the mobile number is fed in the
database.

Q) I have entered correct mobile number; still it is giving me invalid mobile number
message.
Enter the mobile number which is registered with the Bank. Do not enter ‘0’or country code
before the mobile number. Please provide mobile number only without any prefix / suffix.
In case the problem persists, please contact your base branch to confirm whether the correct
mobile number is updated in the system.

Q) I have only VIEW rights and forgotten my password.

In case you have taken only VIEW rights, for Retail user by using set/reset password option
and, for corporate customers apply through your branch.

Q) I have only VIEW rights and now want transaction rights (and vice versa).
For change of rights, please submit an application to your branch.

Q) I am getting an error message as ‘ARCOT ID EXPIRED’.

Send an email stating your account number, name and mention the given error to
barodaconnect@bankofbaroda.com

Q) I am getting an error message as ‘PASSWORD EXPIRED’.

 If you are a retail customer and your sign on password is expired, you may reset it using the
Forgot Sign on password link. In case your transaction password is expired, you may reset
your password using by using set/reset password option as per the steps mentioned above.
If you are a corporate customer and you remember your last passwords, please send an email
from your registered email id with account number and error details to
barodaconnect@bankofbaroda.com
In case you have forgotten the passwords also, please view the steps for regeneration of
passwords for Retail and Corporate customers given above.

Q) I am getting message as ‘User Not Enabled for Bill Payments and Presentments’.
This message comes in case of new enrolment. Please try to login after 48 hours. If problem
persists, send an email to barodaconnect@bankofbaroda.com.

Q) Every time I login, it is taking me to the QnA page.

Try deleting the cookies and history of your browser. The system will then prompt you for
entering OTP.

Q) Every time I login, it is taking me to the OTP page.

You may be logging from a different machine/ you may have enabled the option for ‘Delete
browsing history on exit’. Please make sure to check the browser settings. Enter the OTP
correctly and successfully login to the system.

Q) Wrong PAM (Personal Acceptance Message) is getting displayed.

Check the URL: https://bobibanking.com, else close the browser and use a fresh session. Type the
URL and check. Still if you find that the message is not the same you had registered, please inform
our helpdesk on Toll-Free No.1800 258 44 55/1800 102 44 55. Overseas customer can email us at
barodaconnect@bankofbaroda.com