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Onecard Statement (16 Jun 2023 - 15 Jul 2023) : V Naresh

This document is a credit card statement for V Naresh for the period of June 16, 2023 to July 15, 2023. It shows an opening balance of Rs. 84,191.72 with interest charges of Rs. 3,263.93 and fees and charges of Rs. 1,416 added. The total amount due is Rs. 88,871.65 with a minimum payment due of Rs. 8,780.90. It provides transaction details and important information about interest calculations and what to do if the card is lost or stolen.

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Ashok G
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27 views3 pages

Onecard Statement (16 Jun 2023 - 15 Jul 2023) : V Naresh

This document is a credit card statement for V Naresh for the period of June 16, 2023 to July 15, 2023. It shows an opening balance of Rs. 84,191.72 with interest charges of Rs. 3,263.93 and fees and charges of Rs. 1,416 added. The total amount due is Rs. 88,871.65 with a minimum payment due of Rs. 8,780.90. It provides transaction details and important information about interest calculations and what to do if the card is lost or stolen.

Uploaded by

Ashok G
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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OneCard Statement (16 Jun 2023 - 15 Jul 2023)

SUMMARY STATEMENT ILLUSTRATION (Rupees)

Full Name Opening Balance (as on 16 Jun 2023) 84,191.72


V Naresh
Spends (in Jul) + 0.00
OneCard Number
4182-12XX-XXXX-2418 Interest Charges (including taxes) + 3,263.93

Statement Date Fees & Charges (including taxes) + 1,416.00


16 Jul 2023
Repayments & Refunds - 0.00
Payment Due Date
Immediate New EMI - 0.00

Total Amount Due Paid via points - 0.00


88,871.65

Minimum Amount Due


8,780.90 Total Amount Due 88,871.65
If the Total Amount Due is not paid by the Payment Due Date, =
interest will be charged on the unpaid amount.

Minimum Amount Due 8,780.90

TRANSACTION HISTORY

Reward
Date Merchant Name Txn Type Amount (Rs.)
Points

Late Payment Charges


07 Jul GST @ 18% = Rs.216.00
Fees & Charges 1,416.00

Onecard Billed Interest


15 Jul GST @ 18% = Rs.497.90
Fees & Charges 3,263.93

IMPORTANT INFORMATION
In case you pay only the Minimum Amount Due or any amount lesser than Total Amount Due, interest will be
charged on a daily basis on the unpaid amount. Any fresh purchases made by you will be added to the previous
outstanding balance, on which interest will be applicable. Always try to pay the total amount due to avoid interest
and late payment fees. Making only the minimum payment every month would result in the repayment
stretching over months/years with consequential compounded interest payment on your outstanding
balance

To improve the functionality and stability of the Indian financial system, the Government of India and Reserve
Bank of India (RBI) asked all banks and financial institutions to share consumer data with Credit Information
Companies (CICs). Based on this data, these companies, or credit bureaus, generate a credit score and a credit
report for each borrower, which is shared with banks and financial institutions as well as the borrower.

In case your OneCard is lost, stolen, misplaced, or if the credit card PIN has been compromised, report this
immediately from the OneCard App or via phone on 1800-210-9111 or email us on help@getonecard.app .

If your OneCard is misplaced, you can lock the card temporarily from the OneCard App.

If you are unable to make payments for some reason, please email us on help@getonecard.app or call on 1800-
210-9111 so our Customer Experience Team can assist in resolving the issue.

Sample Illustration of Interest Calculations (dues not paid in full)

The interest rate on unpaid dues is charged at 41.88% per annum, or 3.49% per month.
Purchase: Rs.10,000 on January 15, 2021
Statement Date: February 01, 2021
Total Amount Due: Rs.10,000
Payment Due Date: February 18, 2021
Payment Done: Rs.500 on February 10, 2021
No other transactions in February.

The interest will be charged basis of below formula :

((Number of days X Entire outstanding amount X (Interest rate per month x 12 months)) / 365 days.

Balance (Rs) Period No. Of Days Calculation Interest (Rs)

Rs.10,000 15-31 Jan 17 (17 x 10,0000 x (3.49/100 x 12))/365 195.06

Rs.10,000 01-09 Feb 9 (9 x 10,0000 x (3.49/100 x 12))/365 103.27

Rs.9,500 10-28 Feb 19 (19 x 9,500 x (3.49/100 x 12))/365 207.11

Interest Charged 505.43


Goods and Services Tax (GST) at the prevailing rate (currently 18%) will be levied on this interest charged, which
is Rs.90.98 (18% of Interest Charged) .

This will be added to the outstanding amount so in your next statement, the Total Amount Due will be Rs.
10,096.41 (Rs.9,500 + Rs.505.43 + Rs.90.98)

Click here to read the Most Important Terms and Conditions (MITC) in detail.

PAY WITH YOUR ONECARD APP

FPL Technologies Pvt. Ltd. The South Indian Bank Ltd Place of Service - Kerala Invoice No.- Jul23/2640718
OneHQ, Survey No. 127, Seasons Road, GSTN: 32AABCT0022F4Z4 State code - 32 Account No. - 2928208546501756059
opposite Sarjaa, Aundh, 3rd Floor, IX 839/A1-A9, SIB Building,Card HSN - 997119 - Other Financial Services
Pune MH 411007 operations, New Infopark Road, Rajagiri Valley
P.O,Chittethukara, Kakkanad, Ernakulam, www.getonecard.app
This is an authenticated intimation/statement. Kerala-682039
You are requested to immediately notify us on help@getonecard.app in case of any discrepancy in the statement.

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